So one thing that's important to point out is that article, nor the study it's talking about, says that millennials are poor and stupid. That's just Alex making stuff up. The article discusses the societal impacts that have led to millennials being desperately poor as a cross-section of the population. The very paragraph Alex stops reading at says, quote, Actually, though, millennial habits are not so different from that of previous generations. Once the effects of age, income, and a wide range of demographic characteristics are taken into account, according to a new paper by the Federal Reserve. The article points out also that it points out what the source is of why they have less money. Quote, Me! annual deductible for employer-sponsored health care plans was $1,505 in 2017 compared to Me! Me! According to the Kaiser Family Foundation. Yeah. The article very specifically says the opposite of calling millennials dumb. Quote, Millennials are also more racially diverse and more educated than previous generations. As is always the case. Yeah, actually it does even point that out. The next generation is always more educated than the previous generation. That has nothing to do with generations. We have education. They have access to more information and shit. The article points out very specifically that those things are interesting phenomena. Not phenomena, but it's interesting characteristics that you can say about millennials. They're more educated, that sort of thing. But if you look at... Yeah, of course. Yeah, so it even points that out. If you go and consult the Federal Reserve paper that this is based on, you'll find that it's not a study about millennials being poor or stupid at all. It's about their spending patterns. The title of the paper is, quote, Are Millennials Different? The answer they came to was no. But entering the job market in 2007 to 2009 probably crippled them. Yeah. That is what the article is discussing. That too is me. But that's what it's discussing.