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March 29, 2023 - Viva & Barnes
01:05:48
Sidebar with Author of "Cause Unknown" Edward Dowd - Viva Frei Live!
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Time Text
I was going to make as a joke, get your gag reflexes ready, but we've got a one hour hard-ish.
We'll see if I can get Ed to stay a few minutes longer, but we've got a one hour out, so I don't want to waste any intro time with something that will make you all gag.
Ed Dowd, people.
We had to reboot a phone and get everything going here.
Barnes is in the back.
We're not going to last long on Rumble.
YouTube.
We're going to maybe do five or ten minutes on YouTube.
End it on YouTube and go over to Rumble or Local.
So I'll give you all those links.
They're there.
But without further ado, I'm going to bring in Barnes first.
Ed, I'm bringing in two seconds.
Three, two, one.
And I'm going to go on the bottom so that when I bring up comments like such, it'll go over my face.
Ed, Mr. Dowd, I've been watching you all day.
You don't know it, but I've watched about six hours of your...
Maybe a little less, like four hours of interviews.
I know everything except for...
Childhood, upbringing, how many siblings you had and what your parents did.
Jokes aside, thank you for being here.
This is going to be amazing.
Robert, how goes the battle, sir?
Good, good.
No, Joe, can I ask you?
We don't have that much time, so I won't spend too much time delving into your childhood.
One thing I couldn't figure out, early upbringing, siblings, what your parents did, how you became to be an adult that questioned everything.
Irish Catholic, Boston.
100% Irish, Catholic, American.
My parents' parents came out of Dorchester, then they moved to the suburbs.
My dad was an insurance executive.
That might mean something to people.
I might delve into the insurance industry.
He eventually became head of the real estate department at John Hancock before it was sold to Manulife.
My mom was a real estate agent.
They put me through Notre Dame.
And I had two brothers, younger brothers.
I'm the oldest of three.
Very cool.
How long were you at BlackRock?
I was at BlackRock for 10 years, from 2002 to 2012.
And interestingly enough, whatever BlackRock's become, I have no idea.
And all my friends and former colleagues are not there, so I don't even have a call into the firm to figure out what's going on.
I was going to say, if anyone's going to accuse you of being controlled opposition, you know, bought and paid for, whatever, you worked for what has become, I think, on the hierarchy of satanic, you know, number three, you're number three, you got the WEF and then the UN maybe that beats you out for one and two, or BlackRock out for one and two.
But this is something that people get fixated on.
Credentials.
Because we're going to talk about the banking crisis, your doom and gloom predictions for the future, and how you got into doing what you're doing for COVID.
But people want credentials.
If you're not a doctor, they accuse you of not being a doctor.
If you're a doctor, they accuse you of not being the right one.
If you're a cardiologist, they accuse you of being a quack cardiologist.
What are your credentials for everyone to assess accordingly?
Sure.
I'm a 30-year Wall Street professional.
I'm unique in that I've experienced in two different verticals, fixed income and equities.
Many people stay in their silos their whole career.
I started off in the early 90s, 1990 at HSBC, Hong Kong Shanghai Bank.
I was an institutional bond salesman in my early 20s, and that meant I had a $10,000 a month expense account to go take out wine and dine people and sell them bonds.
And I learned, and that was a great job as a young man, making no mistakes about it.
I basically learned the interest rate markets, the credit markets, the mortgages were just born then, esoteric collateralized mortgage obligations.
I saw fraud.
My first taste of fraud was Orange County.
That was a county in California that went bust.
They were called step-up bonds.
Very safe at the time.
They were agency bonds that stepped up if interest rates went up.
And guess what?
Interest rates went up and this guy got...
Kicked out of his office and he was doing things he shouldn't have been doing.
So I saw fraud.
I know how the currency markets work.
I know how the overnight markets work.
Then I went back to business school at Indiana University.
And then I went to DLJ, Donaldson, Luck, and Genrette, which is an investment bank that was bought by Credit Suisse years ago.
It was the house that research built.
It was built upon equity research.
I was an electric utility research analyst for two years from 1997 to 1999.
Down the hall from me were the internet fellows, and boy, did I see some nonsense go on there.
So I saw fraud go on there.
That was the process known as due diligence.
It was dispensed with, and a lot of bombs were IPO'd, initial public offerings.
I went up to Boston to become a technology analyst in what's called the buy side, independence investments.
And because of my...
Again, I'm a student of history, and I just know that...
Bubbles happen and things.
I'm a big believer in cycles and the natural order of things.
And I knew this was a euphoria, even though I was a young guy.
And I saw what was going on at DLJ and I steered my firm clear of a lot of disasters.
I parlayed that reputation in Boston to a job at BlackRock as a portfolio manager, co-managing a $2 billion equity growth fund that we grew to $14 billion over 10 years.
And again, saw the housing crisis coming.
I have a good nose for nonsense.
And because my experience in fixed income in the equity markets, I was able to, you know, know what was coming down the pike and did the best job we could of not losing as much money as everyone else.
We were long, what's called long only, meaning we couldn't short anything, but we lost less money than everybody else.
And then I left BlackRock in 2012 and moved to Maui with my now ex-wife and started a couple of businesses.
Then, you know, COVID hit, and then I smelled BS all over the place.
And, you know, somehow through a series of coincidences that I call God and praying to God, I'm using my skill set of pattern recognition and analyzing trends to track, unfortunately, excess death, disabilities, and injuries.
And here I am.
I've written a book, Cause Unknown, The Epidemic of Sudden Death in 21 and 22. This journey's been amazing, the number of people I've met who have...
Rallied around me and the team I've built behind me.
I'm the face of a team.
We have a firm called Finance Technologies that's doing all its work pro bono at the moment.
It's two PhD physicists, Carlos and Yuri.
They're in Portugal.
We've added to the team two data scientists.
We just onboarded another physicist and we have two editors.
This is an amazing team.
I've had whistleblowers from the insurance industry, Josh Sterling.
Who did work with me early on, is doing his own thing with the insurance industry, but he helped me analyze the insurance company.
So this has been an amazing journey.
Dr. Malone got me my first interview on Bannon's War Room, and here I am.
It just keeps getting bigger and bigger, and we're discovering more and more death and destruction, what have you.
It's grim, but there's hope on the other side.
From every great evil comes a great good, and we all know that we're winning.
And after the tribulations that are before us, a new system will be born.
I don't know what that is yet, but I hope to be a part of it.
Dee, what was it about the COVID aspect from the get-go that triggered your suspicions?
So for me, even before the vaccine, you know, like everyone else, I was frightened.
But I was frightened before everyone else because I'm a Wall Street guy and I pride myself on having info before everyone else.
So I'm Maui.
I saw it coming six weeks before the media made us aware of it.
So I was prepared.
I went to Costco six weeks before all my peers.
I was not engaging in hugs.
I was worried.
I bought into the nonsense.
Then it hit.
Then what started to unfold quickly to me became reason for suspicion.
And once I realized the virus wasn't as deadly as it was.
Being touted to be, I quickly turned to suspicion.
And that happened pretty quick, April 3rd or April 5th.
It's one of those two dates of 2020.
I saw James Bullard, Federal Reserve President on Face the Nation, talking about the economy and how we're going to open up the economy with all the fear.
And he started speaking about something that really just shocked me.
He said, well, the good news is we have technology now.
Surveillance technologies.
We could issue immunity badges and people could test every day to go to work.
And I just said to myself, immunity badges, like Nazi Germany?
And my mind immediately went to vaccine passports.
And, you know, we were tracking a sovereign global debt collapse.
Those of us on Wall Street for years were waiting for this, we call it the everything bubble to end.
And in 2019, in the fall of 2019, it looked like it was going to fall apart.
There was an overnight lending crisis.
Repo rates shot up.
It looked like everything was about to become unglued.
Then, luckily for the central banks and politicians, COVID hit.
And they were able to print unprecedented amounts of money, grab some power.
They can buy corporate bonds when they want to now.
And the politicians opened the spigots of money.
So this infusion of money, 65% money supply growth in one year, the largest ever on record.
I kicked the can down the road for a couple more years, but here we are, and it's falling apart again, and I can get into that and why I say that.
Oh, and we're going to, and I want to end this now on YouTube because they don't deserve to hear this.
I say it's a joke, people, but we're going to end this because we're going to get into some stuff that YouTube might not want us to talk about.
Ending on YouTube, people, the link to Rumble is there.
Go to vivabarnes.law.locals.com.
We're going to carry this on because I got one question before you get into that, and it's going to be this for anyone watching on YouTube.
You said you saw three frauds before.
The housing bubble, the dot-com bubble.
There was a third one.
The third one was Orange County.
It was fixed income fraud.
And there was a couple of frauds.
Kidder Peabody blew up.
There was a gentleman who hid some trades in his desk.
This is when you could still do paper trades.
He hid trades in his desk.
And I want to not analogize those, but what you saw in those three that you saw in the COVID one.
Ending on YouTube, nothing changes on RN people.
Delete on YouTube, remove, done.
Okay, that's it.
Okay, before we get into too much of the thick of it, the dot-com bubble is the one where I was too young, I think, to remember.
But I was watching a few of your interviews, and when you were saying they're issuing IPOs without doing basic due diligence, Without getting into too much detail, just explain the similarities in the three prior frauds that you've lived through that raised red flags in your spirit as to what you saw going on now.
Well, the earlier fraud was not...
There was a...
I called it a tiny mass euphoria in the fixed income markets in that people believed interest rates were going to stay low.
And that obviously was wrong.
I know cycles, and I was a young bond salesman, so I couldn't tell my clients.
They didn't know what they were talking about.
But just to think that the Federal Reserve wouldn't raise interest rates if inflation picked up is absurd.
So that happened, and that blew up.
Then the next fraud I saw was a bigger euphoria.
There was this crazy...
I was literally a young man right out of business school, 30. All these quote-unquote geniuses were telling me it's a new paradigm, Ed, and that the world's changed.
And you've got to go back to those days.
The internet was going to disintermediate every brick and mortar on the planet.
So we were no longer going to have retail stores.
We were no longer going to have restaurants.
So it was euphoria.
And I studied history, and you look at the euphoria of the 20s, same thing happened.
RCA, a lot of, you know, electric utilities were the tech stocks of the day.
And the capital markets, what they do is they blow bubbles.
The early companies turn into these great stocks.
It attracts a ton of capital, and capital does what it does.
It produces economic returns that go to zero, and the bubble bursts.
So I just knew this.
So the refrain then was a new paradigm.
That blew up.
There was a lot of corporate fraud.
There was Enron fraud, WorldCom fraud, whatever.
There's a bubble.
There's fraud.
Easy money creates fraudulent conditions where people take advantage of it.
Just human nature.
Then the second bubble was real estate bubble.
And that bubble, I saw that coming.
That was just another Fed distortion.
And then I was told, Ed, home prices never go down.
Well, we had Google and all you had to do was Google home prices going down and you could see that they did go down.
So I didn't know what people were talking about.
So I thought people lost their minds yet again.
And so I've seen these, like, I call them mass formation, I didn't have the terminology, but mass formation psychosis in the investment world.
Then you fast forward to this, and there was this abject fear, global governments in unison lockstep speaking the same language, which I asked the question to myself then, when have we ever seen global governments in agreement upon anything?
Answer, never.
Never.
I quickly started to create a thesis in my head that I haven't proven yet, but I think it's a good thesis that explains a lot of what's going on.
Whether COVID was planned or not planned, it certainly was used as an excuse to usher in a control system, a grid, so to speak, that would prevent people from traveling, keep them in their homes, issue vaccines, then issue vaccine passports, digital IDs, which would lead to a central bank of digital currency.
For me, COVID became a very convenient excuse to manage what I believe is inevitable, a global economic sovereign debt collapse.
So if you wanted to manage that, wouldn't it be great to have a system where people couldn't protest, riot, or in fear?
You could point to a virus as the cause.
It's just great.
I've got to stop you there because that's the term that I saw in a number of interviews and I don't understand it and I feel stupid.
A global sovereign debt collapse.
Explain what that means and why.
If all nations have debt, to whom do they have the debt, and what would a global collapse mean or entail?
So, look, the Federal Reserve was created in 1913, and it's a credit-based fiat system with debt as its central core.
Money is created with a corresponding debt, and it needs constant credit growth to keep it going.
I liken it to a multi-generational Ponzi scheme.
Every fiat system that's based upon debt fails.
Throughout history, it has.
And no one really seems to think it's a Ponzi, but it is.
It's just a multi-generational one.
And you've got to remember, they blew a bubble in '99, 2000.
That was the corporate fraud bubble.
And then to keep the system from deflating then.
The Fed's been fighting deflation since 2000.
To keep that bubble from deflating, they...
You know, let easy money spigots run.
That blew a real estate bubble.
But unfortunately, that became systemic because that fraud was on banks' balance sheets.
That blew up.
Did that fraud, did that fraudulent debt disappear?
Where did it go?
It went on to the balance sheets of the central banks.
So what we've had since the Great Financial Crisis, they solved the debt problem with more debt.
We've had a sovereign and central bank fraud crisis because this is what we have now.
So basically, Who's going to bail out the central banks?
So all it's going to take is one country to go puff.
And the release valve for all this debt is currency.
So there's going to be currency wars.
There currently is one.
The dollar is going straight up at the expense of other currencies.
And that usually leads to kinetic wars.
So this is a system that's unstable, inherently unstable.
It's a bank.
It's a system that creates wars every 30, 40, 50 years.
And here we are.
And I think it's inevitable.
There will be a new system.
They want the CBDC.
To get rid of the debt problem, they need two things.
You can either default, which bankers don't like, or you inflate the debt away.
The only narrative that the US public would buy into would be a war narrative where constant inflation could be excused by a war, but the war would have to be justified with a very extensive propaganda campaign.
And right now, the money supply...
For the first time since 1930, it went negative in November of 2022.
That's a year-over-year growth rate change.
It's only happened five times since 1868.
This is the fifth.
The prior four times are associated with financial panics and bank ruins.
What does a negative money supply mean for those who don't know?
So, again, think of it like dune.
The spice must flow, okay?
For the economy of dune to work, The Spice Guild must be able to get its spice so it can take people to different planets.
Same thing with the credit-based fiat system.
It needs constant growth.
It's not the amount of money in the system.
It's the constant flow.
It's flow, not stock.
So it needs to constantly grow.
And even during the great financial crisis, the year-over-year money supply did not turn negative.
It came close, but it didn't.
So when that goes negative, what that means is we have defaults going on.
We have a banking system that is...
Destroying credit rather than creating credit, and that is going to implode on itself.
So we have a credit crisis that is beginning and looming, and it's a sovereign credit crisis.
It's not a corporate credit crisis.
And if you look what happened to Silicon Valley Bank and all these other banks, they weren't caught in a credit problem like in the Great Financial Crisis.
They were caught in an interest rate duration risk problem, meaning they bought a bunch of bonds at 1%.
The Fed raised interest rates to five, and now they have huge losses on their balance sheet.
It's basic math.
This is just bond math.
This is not rocket science.
And in 1990, 91, 92, we had the S&L crisis, which is the same thing.
Banks got upside down, and they started to lose deposits to market-based forces, which are higher interest rates in money markets and treasuries.
So that's what's going on.
The Fed, either intentionally or unintentionally, just broke.
Well, we got a nice reference to Tron with The Grid.
We got a reference to Dune.
To a third reference, what do you think in your personal background or upbringing made you amenable to accept the red pill when it comes to understanding and questioning the official or institutional narratives?
Well, so I had a personal experience in...
2011, 2012, where I was mildly depressed and had mild anxiety.
I made the profound mistake of visiting a therapist who then referred me to a psychiatrist.
I then got on antidepressants and became clinically depressed.
And through my journey of healing through spiritual, physical, and mental work, and a man who told me that the drugs, he told me then in 2011, 2012, a psychiatrist told me these drugs don't work.
And there's no such thing as a chemical imbalance.
There's never been a peer-reviewed paper that's shown such things.
We've learned this summer that that's the case.
A study came out saying that's all nonsense.
So after I healed myself, I went on a journey of discovery, and I realized the whole pharmaceutical antidepressant industry has grown through market share by constantly embedding itself in different...
Areas of different institutions, schools, schools, you know, this was not supposed to be ever indicated for children, but now children can get antidepressants.
So it's a system of deceit.
And once I realized how deceitful the pharmaceutical industry was through my own personal experience and realizing the whole thing was bogus, it's not hard for me to start questioning everything.
So I kind of red-pilled myself after I came out of my depression.
I healed myself.
My memory now is much better than it was pre-depression because I used to be constantly in the past or in the future.
I live in the present moment.
Do I go out into the future or the past?
Sure, but I don't stay there long.
I've come to believe God is in the present moment.
The devil is in the future and past.
That's where anxiety and depression live.
I enjoy life.
Today I worked a 12-hour day after I'm done with you guys, and I'm going to the beach.
I get up at 3 a.m.
Hawaii time.
So you live life.
You do what you've got to do to stay in the present moment.
And now this is something you mentioned on the Patrick Bet David podcast, that you should be on a beach in Maui relaxing and not doing what you're doing now for COVID.
And I don't want to pry.
It might help people appreciate what you're doing.
When you left the industry of the Black Rocks and that world, could you have comfortably just said, that's it, I'm going to chill on the beach for the rest of my life, and now you found yourself doing this?
No, I want to work.
I want to do something.
I was thinking about going back to Wall Street pre-COVID.
I had just gotten divorced.
I'm a young man.
I'm 56. I'm not one to sit around and do nothing.
But if you're going to get divorced, Maui's the great place to do it.
Then COVID hit.
And by the way, the mother of my children is wonderful.
She's a great mom.
But having said that disclaimer, COVID hit.
And for two years, the first year of COVID, there were no jobs.
And I'm being the curious man that I was.
Luckily, I had some funds to invest on my own trade to make income.
But I was also doing work on this COVID thing and just doing a lot of research.
And then when the vaccines came, that's when I abandoned trading and put full time.
And it's become kind of a mission of mine to, you know, expose this fraud.
And hopefully the politicians and somebody, you know, brings me down to Congress to testify again.
I'm hoping to get in front of the COVID committee if there ever is one.
You said testify again.
When did you testify last?
It wasn't really a test.
I didn't testify per se, but Senator Johnson had some hearings in December.
At the Senate building and I went there and I was one of about 50 people that gave testimony.
I testified to the fact that the last two years it's been detrimental to your health to be employed and I proved definitively that something terribly wrong has gone on with the health of the employed in our country.
I, of course, blame vaccines and mandates.
If there's a better excuse than that, I'm willing to hear it.
And I told Senator Johnson we have a national security problem.
And since then, we've discovered more data that makes me even more alarmed as to what we're seeing.
Can you talk about the study that you just put out and how you, because the key has been figuring out how can we use the data that's available to draw inferential evidence about the vaccine injuries and tying in correlation and causation.
And you put out a very detailed report that put, you know, a dollar mark on it, put the numbers of lives, the numbers of people impacted.
Could you describe how you went about that report and its conclusions?
Sure.
So first of all, all our work can be found at Finance Technologies, PH instead of an F, financetechnologies.com under the Humanity Project.
We've well documented everything.
So we did all this work with the idea of dropping eventually the vaccine damage report, which we just did.
And we linked disabilities to the vaccination uptake.
That's correlation.
Okay, fine.
Then we looked at the Pfizer clinical trials.
And we looked at the incidence of severe adverse events, which statistically came to the conclusion that they had the same order of magnitude of adverse events that's appearing in the real world population.
And so we claimed that they should have known then that there was a safety signal and pulled it.
And then from the Pfizer study, we're able to impute the injured from the adverse events and, you know, apply it to the population of the U.S. So we have three buckets.
The disabled are right out of the U.S. Bureau of Labor Statistics.
That's easy.
We have the dead, which are excess deaths above the baseline.
We use our own methodology that takes into account population growth and or negative growth.
And then we take the noise out.
So we have a very sound methodology.
Our methodology papers are up on our website.
So excess deaths was easy for us to compute.
Disability is fairly easy.
That piece is the biggest piece of the puzzle, and that came from the, imputed from the Pfizer clinical trials, and the work, and it's expressed in the absence data from the BLS, the Bureau of Labor Statistics, and the work time data.
And we came up with, conservatively, 26.6 million people have been injured, according to our analysis.
And what that means is that they're immune, we believe their immune system's been compromised, and they're chronically sick and missing lots of work.
The numbers in 22 are off the charts, 13 standard deviation above trendline, 20-year trendline in 2022.
So, you know, if you're a Wall Street guy, it went like this in 2020, 21, and then 22, it went like this.
And so whatever's going on, unfortunately, has a delayed effect.
And we believe that there's about 26 million vaccine-injured people in the U.S. And, you know, anecdotally, this makes a lot of sense to a lot of people.
We've all heard the stories of people who are unvaccinated who work with vaccinated talking about how their friends are sick all the time.
So it's a compromised immune system that could...
And so the buckets can shift.
So the buckets are fluid.
Injury can become disabled.
Disabled can die.
Or you can die right away, you know, spectacularly.
So these buckets are not static.
By the way, just briefly, Richard Barris, People's Pundit, has been tracking this in public opinion polling.
One of the only people.
The media is interestingly uninterested in polling on the question of vaccine injury.
Just ask people, do you know someone that's been injured?
You've been injured?
Mainstream polling doesn't want to ask that question, which tells you a lot.
My guess is somebody has polled on it and buried the responses, buried the results.
But his polling tracked early on, it was about 3%.
And then it went up to 5%, and then it went up to 8%, and now it's a little over 10%, which is a third data point corresponding to what you're saying.
People reporting severe injury.
And by the way, he used the definition the CDC used for severe injury.
He said, have you had this problem?
And it's now double digits in the percentage of Americans who report they have suffered a severe injury from it.
The same thing is I'm fascinated by, was it your prior ties to the insurance industry, your prior experience with dealing with them, how they tipped you off?
Because, well, I can't go into details.
I was hired as a consultant to some folks who were going to short stocks.
Very early on on this, who had inside information from the insurance industry.
And they're Wall Street guys.
And so they wanted to discuss what I knew from the Pfizer case and Brooke Jackson's case and other things about what was going on.
And what they reported to me was they had seen early insurance data, the disability data, the life insurance data, particularly those combinations of information.
Well, yeah, it's interesting.
Look, this is something that I just do.
In the normal course of events.
So I had a suspicion in February and March of 2021, the vaccine was causing problems.
I didn't have enough data.
And then when, you know, it came time for, you know, my loved ones to get vaccinated, I told them, no, don't do it.
I have suspicions in June of 2021.
Then the mandates hit.
That's when I became activated on Maui and started joining protests.
And I met Dr. Malone, who elevated my media position.
But when he was here on Maui, I told them because I was already thinking in my head, okay, the government's probably going to lie.
So what independent data sources do they not have control of?
Well, life insurance companies, if I'm right, would see excess deaths and losses.
I also said to myself, well, funeral homes probably will see good business.
And that turned out to be true.
And that was obviously...
And so I told Dr. Malone in October that I would be monitoring these industries.
And sure enough, they started reporting huge losses in the first quarter.
The funeral home companies were surprised by their good business, which they thought.
You've got to remember, the funeral home companies thought that their business would trend back towards baseline, normal.
But they kept seeing upside.
And they called it COVID, but they were shocked.
So we knew something was afoot.
And then, of course, we discovered the CDC data.
Then I collected a team around me, and then we discovered the labor.
So it just keeps growing.
And the early indicators were just me spitballing in my head saying, well, if I'm right, it'll show up in databases that have nothing to do with the government.
In the real world, it'd have to do with money, and it sure did.
Damn it.
That's what I was just about to say, which would have made me sound smarter.
The ones that have to be accurate are the ones that make their living or go out of business based on not being accurate.
And so the funeral homes in the early part were seeing a spike because the weak elderly were dying in large numbers.
And then the traditional expectation of a pandemic is once that happens, it levels off, which it didn't.
And then when you get into the...
Not actuarial, but the insurance company or the insurance payouts, this is where you need to flesh this out so that people understand.
The insurance companies know who they're paying out claims to, to the extent that they can't exclude the claims for whatever the reason.
And they know that they're paying them out to demographics that they had never paid out in that amount to, or that had never died in that amount to.
That's the fact.
And then the only question is, to what do you attribute that fact?
But explain the fact.
Millennials dying, the working groups, the people who had the best coverage, the best health, the best treatments, dying in numbers that spiked, that seemed to have dipped but might be going back up.
Explain that part, because when people have to answer to the bottom line of profit and loss, as does private industry, unlike the government, they keep track of the numbers and they become a little less, they become more difficult to deny.
Right.
So, in my book, Cause Unknown, While I was writing it, the Society of Actuaries came out with a report in August of 2022 that detailed 2021, what had just happened.
And, you know, Josh Sterling and I had used CDC data to claim that the millennials, 25 through 44 age cohort, had died excessively into the third quarter of 2021.
It rose from around 30% in June, May to 84%.
In August, September, October.
Very sharp acceleration, rate of change, slope, whatever you want to call it.
We call that an event.
And so we were just two dudes on the internet saying 84%.
We were, you know, writers and AP fact-checked us and said that's not true, even though it was.
And then in August of 2022, the Society of Actuaries came out with their group life survey.
And this is a survey of 80% of the revenues of the group life business.
Now, life insurance has several different lines of business.
Group life are the policies offered to those who work at Fortune 500 and midsize level companies.
So the elite amongst us.
These are policies you get when you onboard.
They're freebie benefits.
And it's a great business for insurance companies because these people don't die.
And when you onboard, you sign your name.
And you sign your beneficiary.
If you're single, it's your mom and dad.
If you're not bride, it's your girlfriend or boyfriend.
And if you're married, it's your spouse.
And you don't expect to ever claim this benefit because it's one or two times your base salary.
It's not much, depending upon what level you come in at, but it's something.
And to get the claim, you have to be employed at the time of your death.
You can't have been fired or retired.
So this is a great business for insurance companies.
These people don't die.
And this is such a good business.
They did a study in 2016 that's on the Society of Actuaries' website that I have in my book that's QR-coded.
They found that the group-like policyholders, which are a subset of the total U.S. population, die at one-third the rate in any given year of the general U.S. population.
So when people die, they die at one-third the rate of that.
Well, in 2021, that flipped.
The whole group, 25 through 64, was 40% across this survey.
40%.
Sorry, 40% of the total plan.
Excess deaths above what they normally experience.
So you've got to understand, insurance companies know what the deaths look like.
They price it according to expectations that don't change that much.
This is what they do.
It's a great business.
It rose 40% above excess.
Now, what does that mean?
Well...
In the words of Scott Davison, the One America CEO himself, now he didn't blame the vaccines, he blamed COVID, but he said we experienced 40% excess deaths mostly in the second half of 2021, especially amongst younger age workers.
10% is a three standard deviation event or once in a 200 year flood.
Then he said 40% is off the charts.
So what you need to understand is this just doesn't happen.
It's insane.
And again, the general U.S. population experienced excess mortality in 2021 of 32%.
So a relationship where this group normally dies at one-third the rate flipped and was higher than the general U.S. population.
So what changed for this group to cause that flip?
Vaccines and mandates.
I'll stop.
Just to play devil's advocate, because I believe you, and I agree with this.
The flip side is going to be...
All the old people died the year before, so they're no longer going to be excess deaths.
So the only people comprising the excess deaths are going to be the people who didn't die in the first year.
That doesn't make any sense because the group life policyholders is such a small subset and the healthiest amongst us.
There weren't enough old people to flip it.
32% versus 40%.
And one-third the rate.
It's just, it's not possible.
And I'll even do you one more.
The event into the third quarter was the smoking gun.
That's where we got them.
Because the 84% excess mortality was amongst the 25 through 44 age group.
And that's because these people are young.
And what did they learn?
What did we all learn about COVID?
It affected the old with comorbidities.
So no one was rushing out to get it.
So what caused that spike was a forced event.
That forced event was mandates.
Now, I've heard the naysayers will say, Ed, it was suicides.
It was fentanyl and heroin overdoses and missed cancer screening appointments.
Let's take all three.
There was not a suicide pact amongst the millennials' Fortune 500.
There was not massive drug overdoses.
And you don't keep your job very long if you're a heroin or fentanyl user.
And oh, by the way, I'm 56, never gotten a cancer screening appointment.
And people that age just don't do it.
So all three together don't explain the temporal spike into the third quarter.
If I may ask one other question, though, the insurance would not pay out even for suicide if it occurred within a certain period of time of the onboarding into the plan, correct or no?
No, no, they'd pay the suicide.
But what they wouldn't pay is if you'd been fired and then you overdosed on fentanyl or heroin.
Heroin users don't keep their jobs very long, and so there wasn't a rash of heroin overdoses in Fortune 500 companies in the third quarter.
And if you take all three of those explanations together and the temporal spike, the odds of all three of those occurring simultaneously are phenomenally low.
And how much did the fact that, like, I often say that one way to see whether someone has a reliable framework for understanding things is their short-term predictability accuracy.
But that's a very good proxy for saying, okay, whether this theory is good or not.
I remember at the time they were releasing the vaccine, I was like, well, if this is going to work...
Then we should actually see, you know, that should be reflected in the excess death data, the disability data, and that it being lower than what they think it would have been with COVID.
And of course, as you note, it went way, way higher than anybody expected it.
And that was something that you forecast would take place based on your understanding that this was in fact dangerous, based on some early safety signal information that was out there.
In that same...
What was interesting to me was that some Wall Street people were ahead of the curve on this.
In other words, the people that talked to me that made a lot of money shorting certain stocks, Moderna in particular, but it seems like that...
That sort of clear-eyed, objective view is missing almost entirely from the public discussion otherwise.
That way you have some people that just looking at it from a money-making or losing opportunity are clear-eyed enough to know that with skin in the game, this is just the reality of what's taking place.
But like your CNBCs of the world and the rest almost don't want to discuss this or acknowledge this.
What's your thoughts about the inability or incapacity of people who are in a position to know?
Like the insurance industry executives and others, acknowledging what's kind of obvious.
Well, what's preventing them from coming out and saying, you know what, this vaccine was a mistake?
Well, a couple things.
There's a lot of whistleblowers I talk to in the insurance industry, and some of them work with these people, and they've told them their concerns.
They're dismissed and laughed at as crazy-making.
So whatever military-grade PSYOP that was imposed upon us, and that's come out in the Twitter files, It worked quite well.
And then we also have the problem of a lot of people base their decision on taking the vaccine on emotion.
Fear, virtue signaling, you know, hatred of some other group.
It became part of their tribal identity.
And so it's very difficult for people to rationalize facts to people whose position is based on emotion.
That's a quote from my ethics professor at Indiana University.
And I saw that on Wall Street all the time.
During the Enron fraud, we didn't own Enron, and I was going around telling people it was a fraud.
I wasn't the first to this idea, but I had people who had big friends in the industry that were big shareholders of this, and they told me, Ed, you're wrong.
I just got off the phone with the CEO, and he said everything's fine.
Well, the CEO went to jail.
The point is, even though evidence comes to the contrary, that there's something going on that's not good, if you have an emotional-based position in it, it's very hard to get your ego out of the way.
So there's a lot of people's egos still at stake.
And to this day, we still have insurance executives that are adamant that until somebody in authority says something, everything's hunky-dory.
You can't make this up.
They're losing...
They're not blaming long...
They're rationalizing, oh, it's long COVID.
Well, and I'll tell you one thing.
It's not that they have their own ego involved.
They've got their children involved.
And if they admit that it was a mistake, they've injected a poison into their kids.
And I'll just...
Just so nobody misunderstands, I'm just trying to steal, man, in as much as I can possibly disingenuously steal, man, an argument that I don't believe in, even if it was suicide, overdoses, and missed cancer screenings.
That's all a direct result of government intervention, the government mandates.
So it's either the jab or it's the other stuff, which is totally implausible, either of which means the government messed up and killed a bunch of people.
Hold on, but I forgot what I was about to say.
No, I agree with you.
I've said that.
I said, look, let's say I'm wrong.
The response continues to show excess deaths and devastation.
So whatever happened...
The people in charge messed up royally.
So there's no out for anybody here.
Now, on the financial side, we've seen sort of growing evidence of not only the sovereign debt crisis, but sort of a global financial liquidity issues in the whole shadow banking industry, that what's showing up and percolating in the U.S., there's signs of it in German bonds, there's signs of it in Japan, there's signs of it in Southeast Asia, there's signs of it in a lot of different places.
I saw a chart recently that tracks flags for accounting fraud and said it's at one of the highest levels it's been recently.
And that usually means we're about to face a major recession.
Two aspects to that.
One is, could you describe what's happening financially is not just isolated to a few banks in the crypto space or Silicon Valley in the tech space, that it's a little bit much more institutional and broader and even deflationary risk that's at present, and also how that may translate to the economy over the coming year?
In addition to our vaccine work, we do a lot of work on the economy.
Carlos Alegria, my partner, has written a book called Economic Cycles, Debt and Demographics.
He has very robust economic cycle indicators that are proprietary, and we issued a report at the end of last year, November, saying a deep recession was coming.
So all the economic indicators, regardless of the bank crisis, were already heading south.
That obviously probably fed into what we're seeing in the banking system.
So we thought we were going into a 2000-2001 type recession or 1990.
After what we just saw in our January, February, and March cycle indicators, it looks like it's going to be much deeper, much harder.
Whether it goes systemic, don't know.
So the underlying economy is just slowing down dramatically.
Financially, what we just saw, let's think about what just happened.
I think we've got to just pause a second.
Out of nowhere, Silicon Valley, within three days, it's gone.
And then the Fed has to do crazy emergency meetings over the weekend.
And then Credit Suisse goes bye-bye and has to get married to UBS.
And the Swiss had to throw out all their banking laws and violate their own laws.
When you just spend with the rule of law...
The underlying plumbing is concerning to those people who aren't telling us what's going on.
So they see something that's so fearful they had to get this done.
So my running thesis is this is inevitable.
It's out of the control of the Fed, all global governments, and it's going to be a controlled implosion, or they would like it to be.
If it gains speed and it starts going super fast and there's knock-on effects, that's not good for anybody.
That's a real panic.
So my suspicion is...
They want to see it controlled.
Whether they can do that or not remains to be seen.
So I'm expecting whack-a-mole.
What the Fed just did, and the European and Swiss authorities just did, has put a little plug in the dam for now.
They forced a bottom in the equity markets actually on the day that Silicon Valley Bank failed.
That was the low, and we're now in a little bit of a rally.
The question is, Will that rally be left translated, which means in time it truncates and goes lower, and that's very bearish, or will it be the start of another bull run?
I put it like a 2% probability of another bull run, 98% probability of a big equity bear market, at least this year, into the bottom of the economic recession that's looming ahead.
Probably manifests hard into the fall of this year.
That's what I see.
Now, do you pick those numbers because Scott Adams says picking specific statistical numbers lends more credibility to them?
That's a joke.
If you haven't read the Scott Adams book where he says, give specific numbers that are like 98, off numbers.
I go 50, 50, 75, 25. But two things.
We need to understand this.
National security, given, what's the word?
Not impairments, but...
From the vaccine, it's not handicaps.
What's the terminology we were using?
Injured.
Well, there was injured, there was...
Disabled, and then dead.
Disabilities.
Okay.
Injured, disabled, dead.
What are the criteria and what's the definition for those three terms?
Well, dead is easy.
They're dead.
Sorry, let me scrap that.
Disabilities, unable to work.
And can't go to work.
And then injured is expressed through work time lost.
And again, you know, to think about the economic consequences, there's all these knock-on.
We only measured what we could.
We couldn't measure the lost productivity, do a worker who is chronically sick but actually shows up, works a week, so he's not counted as absent or lost work time, but he's working at 50% capacity.
We can't measure that.
We have people that are dragging themselves to work.
They're not performing.
Lost productivity.
Everything slows down.
Supply chain issues continue to build.
We don't have enough.
The disabled come out of the labor force.
You know, the labor force is about 100 million.
So if we lost 1.36, that's a lot of people.
And that's why there's help wanted signs.
Then the injured are...
Also contributing to this.
And then you have the people who have to take care of the newly disabled, 1.36 million in 18 months.
Newly disabled, you have people that miss work due to taking care of their husband, taking him to the doctor, not knowing what's going on, what have you.
This is devastating.
And it's currently 10% of the U.S. population, but it could grow, unfortunately.
And these have knock-on effects.
And I was talking to Colonel Theresa Long yesterday when I dropped the report.
She called me.
She's the whistleblower from the Air Force who's, you know, in charge of the health of the pilots.
She's seeing devastating results there.
She said the numbers I suggest is what she's seeing.
And she made a prediction.
She said, with the combination of deaths, disabled pilots, and the injured pilots, plus those who left who didn't want to take the jab, and the fact that the recruitment issue is abysmal right now.
She's told people internally, we won't have a standing army in five years if this isn't stopped.
Wow.
That details the national security impact.
In addition, you put a monetary term, which was really kind of conservative and just the minimum monetary damage.
To give an example, the government gave at least $2 billion to Pfizer for this.
What has the payout been?
Has the payout been $100 billion of benefit to the American society, or has it been $100 billion of losses in these debts and disabilities?
I'm going to the numbers right now.
Let me go to the numbers.
Ed, has anyone ever accused you of being Matt Damon from Good Will Hunting?
No.
I like that one.
I've been accused of looking like Agent Smith in Howdy Doody.
I don't even know what the hell that is.
When you said Irish Catholic, the first thing I thought from the beginning of this year was, holy crap.
Oh yeah, you got Boston, you got Matt.
It's Boston, Irish.
It's Matt Damon.
And how do you like them apples?
I'll take that.
I'll take that.
So here are the numbers.
So this is conservative and what we can measure through lost wages and salaries and wages.
So the deaths is $5.6 billion.
We combined excess deaths in 2021 and 2022.
We're conservative.
We're probably low there.
That's $300,000.
You said $5.6 million, not billion, right?
No, $5.6 billion.
This is dollars.
I'm sorry.
300,000 excess deaths.
So that's the first bucket.
Second bucket is 1.36 million disabled.
That costs, and that's cumulative, that costs the economy $52.2 billion.
And then the biggest bucket are the injuries, which is $26.6 million, and that's lost work time.
That's $89.9 billion for a grand total of about $147.8 billion.
Now let's put this in terms of Pfizer and Moderna.
Let's talk about the wonderful return on investment the economy has benefited from here.
So if I'm right, and it's $150 approximately, probably low, Pfizer and Moderna in 2022 combined made $11.5 billion.
Pfizer $7.1 billion in the U.S., Moderna $4.4, $11.5.
So for every $1 that Pfizer and Moderna made, it cost the U.S. economy $13.
That's the math.
Wow.
Exactly.
Now, on the sort of economic side, you mentioned that a lot of these problems of the global financial liquidity issues are not necessarily within the control of central banks like they want to pretend that they have and try to convince the world that they have.
Could you explain why that is?
Because the problem's too big, and when N2 goes year-over-year negative growth, I believe it's just too big for them.
And what else do we know?
The Fed has the illusion of being in control, but the tiny little secret on Wall Street is the market leads the Fed.
And what just occurred at the last Fed meeting?
Chairman Powell gets up there, says the banking system's fine.
It reminds me of the movie Being There and Chauncey Gardner.
So, you know, he says, you know, the roots are good.
They're not severed, what have you.
We're going to monitor the situation and we're going to continue to probably pause but raise.
Well, the federal funds futures market, which is the wisdom of the market, immediately priced in for interest rate cuts.
So the market is telling Federal Fed Chair Powell, they're calling BS on him, basically.
And that's that.
And here's something else you need to know.
We've done studies.
And so when three asset classes are in sync to the downside, usually people think interest rate hikes or cuts are bullish.
They're not when three things occur.
Stocks peak, commodities peak, and interest rates start to get lowered.
When all three are into the downside, that's when the real damage begins.
So in the 001 crisis, the Fed started cutting interest rates in 00. The bottom wasn't until 02. In the Great Financial Crisis, stocks peaked in 07, commodities in June of 08, and interest rates, I think, somewhere in between, and we saw the devastation there.
And what we just had peak were interest rates.
Interest rates, I think, are done.
So we've had stocks this cycle peak in Jan of 2022, commodities in June.
Interest rate cycle just peaked.
So the damage is ahead of us.
And the Fed's going to cut all the way through.
And I believe risk assets are going lower.
So don't get sucked into the it's bullish when the Fed cuts rates because it's not bullish when all three of these are in sync.
We call this the checkmate charts for the Fed.
Every time this has happened, it's checkmated the Fed.
I just took it.
I have to write it down because I don't understand it.
The markets determine the Fed, but the Feds affect the market.
How does that work?
Well, they can start a trend, but the market says no mas at some point.
So they're in control until they're not.
And they're not at the moment.
The bond market said...
And the bond market has gone...
Usually...
In good economic upswings, the yield curve is positively sloped.
Right now, it's inverted.
The bond market is saying deflation is coming, despite what Fed Chairman Powell says.
All the talk is of inflation.
Inflation is passé.
That's yesterday's news.
We've got deflation.
It's on the horizon.
And yeah, can you explain it?
Because one of the – is that this whole existence of this Eurodollar market, all these dollars created by institutions outside of the United States that we don't – they're not at Central Reserve Banks that aren't even – we don't even track it anymore.
We don't even try to track it anymore.
How that impacts that when all of a sudden there isn't enough out there and how that can create deflation, all of a sudden it can pop up in banks and financial institutions and bond markets all around the world.
And going to your point, I mean, I remember – Two years ago, or a year and a half ago, thereabouts when all the interest rate hikes started, there was somebody on the market buying that the Fed was going to be cutting rates by summer of this year.
So somebody understood what some of these issues were better than what the Fed is trying to explain.
But can you explain to people that it's part of the reason why central banks don't have more the illusion of control and control is that so much of the dollar liquidity or lack thereof is more in the shadow banking system than the central bank system.
Correct.
It's a blunt force instrument and they don't have control over the vast amounts of dollars that have been created abroad.
There's 15 trillion of dollar denominated debt in the hands of foreigners and a lot of corporations in other countries and governments issued their own sovereign debt in dollars.
And that is not good.
If the dollar is going up and the dollar going up is usually a signal of a credit contraction because people are scrambling for dollars to shore up liquidity.
It's also measuring defaults.
Interest rate payments become harder for countries, too.
So the scramble for dollars is afoot.
What I'm going to tell you is going to sound crazy, but I believe this.
So my friend Tim Wood, he's a cycles analyst, and he's been tracking.
Fed interest rate cycles going all the way back.
And generally speaking, when the three-month T-bill goes through the discount rate, that's the end of a Fed rate hike cycle.
That started firing off in February of last year before the Fed began to raise interest rates.
Let me say that again.
The Fed rate hike cycle should have never started.
So we're already in a global contraction and a slowdown, and the Fed has made the policy error.
Of raising rates into a slowdown.
And a lot of people say, well, this inflation was caused by too much money.
Well, if it was too much money, the dollar wouldn't be as strong as it was.
And the dollar went up at the same time commodities went up last year.
That's never happened before.
Usually commodities and the dollar are inversely related.
So something else is going on.
I suspect a lot of the inflation we saw, while monetary policy does impact inflation, and there was some of that in there, I believe the supply chain issues and the created turmoil in Ukraine and the Biden energy policy and the European energy policies have constrained commodities and caused, you know, it was policy-induced inflation, not as much as people think monetary.
So we had policy-induced inflation strangling the economies.
The Fed should have been actually not never raising rates, but they did.
And here we are, and it's going to go kaplooey.
I was kind of surprised during the whole pandemic, aside from all the insanity of the public health interventions having no medical precedent, no, in my view, scientific basis based on historical analysis, whether it was masks, whether it was vaccines, whether it was social distancing, rules that were just made up out of whole cloth that when they've been tested in court, they can't evidentially justify it or substantiate it for half a second.
The other part was the insanity of the economic strategies.
It was like, hold on a second.
We're going to shut down the entire economy.
We're going to strip people of certain productivity that can never be fully regained.
We're going to regress our education by a whole year.
We're going to do all of these things.
We're going to just do a version of modern monetary theory and how much dollars we're going to print within six months.
We're going to do supply shocks all over the place.
We're going to induce an artificial and arbitrary demand burst by the stimmy checks being sent out, not knowing what kind of whipsaw effect that could have on inventories.
It was like, this is a massive economic experiment.
Just flat out insane that they have no idea what the ramifications are going to be.
Were you shocked that we even went through that?
And are you surprised still that there has not been an account for that by a lot of our policy decision makers?
You know, so I was shocked and dismayed, but I think I've come to understand it as we've rolled through time.
Like I said earlier, there's two ways out of this, default or inflate.
I think inflation was artificially manufactured and all the policies we saw were designed to create inflation.
The energy policies, the lockdowns, the supply chain breaks.
But I don't think they thought that, I don't think they realized that, like you said, they don't control everything and there was too many dollars.
In the hands of foreigners and a global credit contraction ensued because of that and the dollar went straight up and that was not what they wanted.
And so that's caused a liquidity crisis.
So we're going to go from manufactured inflation to deflation now because of the debt bubble bursting.
I have no proof.
I'm speculating.
But I think that this inflation was manufactured from all the policy.
Well, yeah, I think there's a lot of good cause for it.
I know we got an hour out.
Where can people find, Donald, your information?
You mentioned the site, where people can find you on social media as well, because you've been one of the best sources of information, as again, best evidenced by being very accurate short-term predictability, both on the financial side and the vaccine side and the COVID health side.
But where can people find and follow your information going forward?
Yeah, I'm on Twitter, at Edward Dowd.
No, at Dowd, Edward.
At Dowd, Edward.
B-O-W-D, Edward.
I'm getter, at Edward Dowd.
I'll double-check, Edward.
Let me just see here.
Yeah, no, Elon let me back on in December, so that was great.
I had been kicked off for six months.
And then I have the website that has all of our work for the vaccine issues is financetechnologies.com, spelled P-H instead of F. It's a humanity project.
We're very proud of the work we did.
In addition to myself, Yuri, and Carlos, there are two PhD physicists.
We have two data scientists that have joined the team, and we just onboarded another physicist.
We have two editors.
So this work has been done pro bono.
It's taken hours and hours of manpower.
We've created all our own databases, and we hosted ourselves.
So we're very proud of this.
And where can people find the book?
The book is on Amazon.
It's Cause Unomia, Epidemic of Sudden Death in 21 and 22, and SkyhorsePublishing.com.
There's no audiobook.
I can tell you that much because I wanted the audiobook.
I would have listened to it today if I could push you for two questions more.
Are you getting information from Canadian insurance companies?
No, I am not.
The insurance industry is in trouble, and what's really going to blow them up is their whole life policies.
They reprice the group life.
That's easy to do.
But their whole life policy that they already have out there that they can't readjust up, it's very Byzantine accounting.
And they have a long-term mortality assumption that's still the old one because they think it's going to trend back to normal.
The moment the industry realizes that's no longer the case, there's going to be huge massive write-offs and there's going to be capital infusions.
So they have a problem looming.
They also have disability.
Payments going out.
So that's a slow burn.
So the insurance industry has got some issues.
I'm sure the Canadian insurers have the same problem as the US.
They're the same industry.
Kenyan president advises people to get rid of their dollars within the next two weeks video.
Do you know anything about that?
Say that again.
What's the question?
The Kenyan president advises people to get rid of their dollars within the next two weeks.
It's the CB.
I don't know if that means the central banking system or credit system.
Well, look, that's what we're trying to fight.
And people keep saying the dollar is going to die.
The dollar is going straight up in the credit crisis.
I don't believe the Chinese yuan and the Russian ruble and these BRIC nations are going to really seriously threaten us.
As bad and as corrupt as we are, we still have a republic.
No one trusts Russia.
No one trusts China.
I think the dollar is king until otherwise notified.
And so, you know, we don't wish, as a country, we don't wish for the dollar to be deposed as the world's reserve currency, because the moment it is, Your lifestyle will change overnight.
I'm not suggesting that nor advocating for that.
I think we need to take back the republic.
We need to fight and get this vaccination crime exposed.
We need to seat at the table for the new monetary system that's coming.
If we don't have one, we're going to have to create our own system outside of it because I'm not going to be a slave in the central bank digital currency regime, which is what ultimately it is.
Last one.
I promise you last one.
Pam Walker on our vivabarneslaw.locals.com says, David, please ask him how he healed himself because I know a lot of people are wondering that.
No medical advice.
What did you do to get yourself healthy in your own spirit and mind?
From depression?
I never took the vaccine.
No, that's what we mean.
Okay.
So, you know, my understanding of depression is...
I've come to believe it's basically thoughts gone wild in your head that you can't control.
And usually it starts with too much future thinking about things that don't exist, fearful thinking or living in the past.
I became a victim.
Everybody was against me.
It was a pity party.
And to get out of the pity party, I had to get right with God and understand that I had to accept the circumstances of my life as they were and just let them go.
It's hard to do.
And then once I did that, then you have to begin the journey of physical diet change.
I went from eating a lot of crap to mostly whole foods.
I'm more of a carnivore.
I also started to physically move around, become very active.
And the spiritual aspect of it, I can't emphasize enough.
All three combined, mental, physical, and social.
I started to come out of my mocus and my depression.
One thing I can say is that being in service to others, you can't hold a bad thought about yourself or a depressive thought.
When you're helping others, it builds self-esteem.
So I started to get in service to people around me, helping people out.
And when I helped others, my pity party went away.
You can do it, but you get to meet God halfway and you get to put the work in.
Fantastic.
We have to end it there.
That's beautiful.
Thank you.
We'll end this and we'll talk for a few more seconds afterwards.
Edward, thank you very much.
Magnificent.
Tomorrow, by the way, lives of TikTok in studio at...
I'm good.
That'll be fun.
Just to throw things...
We're going to go the other way tomorrow.
It's going to be in local, so it will not be on YouTube.
It'll be Rumble and locals exclusive.
Ed, thank you very much.
One more time, where can people find you?
Twitter, at DadEdward, D-O-W-D-Edward, on Getter, at...
Edward Dodd and financetechnologies.com and Amazon, my book.
Amazing.
Thank you very much.
We're going to end it.
Stay for 30 more seconds.
We'll say our proper goodbyes.
Everyone there.
Thank you.
See you tomorrow.
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