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I'm Ben Ferguson, and I'm Ted Cruz.
Three times a week, we do our podcast, Verdict with Ted Cruz.
Nationwide, we have millions of listeners.
Every Monday, Wednesday, and Friday, we break down the news and bring you behind the scenes, inside the White House, inside the Senate, inside the United States Supreme Court.
And we cover the stories that you're not getting anywhere else.
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So down a verdict with Ted Cruz now, wherever you get your podcasts.
Coming up next, our final news roundup and information overload hour.
All right, news roundup information overload hour, Sean Hannity Show.
We need a little fun on a Friday.
We just do.
It's uh these are tough days.
Anyway, 46 days till election day, best election coverage available on your radio dial.
Um I don't even know.
I'm kind of torn on on admitting this publicly, but it's true, so I always tell my audience the truth, but I I happen to be really, really good friends with Stephen A. And my son is a sports nut, loves sports.
I mean, Saturday, Sunday, I I can't get in touch with my son unless I'm writing him about football.
Because that's the all what that's his entire life is devoted to college and pro football.
And anyway, so one day I was with my son, and he didn't know that we were close friends.
And I said, Yeah, I could call him right now.
He said, No way.
Now I don't think my son's ever watched or listened to my shows, but he watches every show that Stephen A does and every show he's ever did.
And the good news about Stephen A is he's got a brand new podcast he's starting, which I think is such a great idea for him.
He's so loved by everybody.
Uh, and it's called No Mercy with Stephen A. Smith.
Now you spell no, K N O W, which is pretty interesting to me.
Now, here's the lineup of distinguished guests, Snoop Dogg is gonna be on.
LL Cool J is gonna be on, Subert is gonna be on, Chris Cuomo is gonna be on, and guess who else is gonna be on this this podcast?
Yours truly.
And this is gonna destroy the podcast for for and destroy Stephen A's credibility with his own.
What are we friends with that guy Hannity for?
But I'm proud to call him my friend.
He's one of the most gifted, talented broadcasters I've ever met.
He's a dear dear friend.
I'm proud of all of his success, happy for all of his success.
Stephen A, are you sure you don't want to bail on this?
It it might just kill your entire podcast.
I I love how you try to paint it like it's dangerous for you to be talking to me.
No, it's dangerous for me to be talking to you.
Let's get that right right now.
The danger is all mine.
Nobody's going to bother you.
They're going to bother me, especially folks in the black community.
But I don't care.
It's not fair.
And I don't pay attention to that nonsense.
Can I just say something?
What why would people be upset when you have two people?
We agree on some things.
We disagree on other things.
You've been on this show many times.
You've been on TV with me.
Yes.
Um disagreeing with you and trying to disagree.
But you still won't listen.
You still won't listen.
But I won't listen, but I'll hear I'll hear you out, but you're not gonna change my mind.
There's a difference.
I definitely want to hear.
Well, first, number one, your success on ESPN is unprecedented.
I mean, uh the show is a phenomenal show.
You are a phenomenal broadcaster.
I I'm always interested in what you have to say.
I love your fights with like mad dog Russo and some other people.
Uh it's just a lot of fun to watch, and I love sports as you know.
Absolutely.
You don't know sports, but not like you do.
You don't know it, but but you do love to watch it, there's no question.
And shockingly to your the listeners, let me say something.
I have changed your mind on a couple of times, but we won't get into that today.
At the end of the day, though, uh I really appreciate the kind words.
Thank you so much, man.
And I have been very blessed and fortunate uh to to really succeed at ESPN.
I've had my ups, I've had my downs.
Uh but if they're disincredit to you, you've always been supportive of me, even when you've disagreed with me from time to time.
So I'll appreciate it.
I will send you notes occasionally because I know that there are people for whatever reason, you know, the the talk police out there that can't stand a different opinion.
I have never one time, Stephen A, supported a boycott or a firing of somebody because of what they said on the air.
And I never will.
Because that you know, people in life we're shooting by the hip.
There's not one word that I've said in this interview that I thought about beforehand.
It's just a conversation with two friends.
We're on the air.
Sometimes you may slip up and say something, whoops, you didn't didn't come quite come out the way you wanted it to come out.
Right.
And everybody's there, you know, oh fire him.
Get rid of this.
What if the person said something and thought about it later and they regret it and they apologize?
You and I've talked about that, and I've agreed with you for the most part.
I just understand where it comes from in this day and age.
So what happens is especially in the world of sports, we'll use that as an example for the content for the purposes of this conversation.
When you had advertisers and sponsors who bolt and ultimately threaten to affect, dramatically affect your bottom line, then if you're a business, sometimes that leaves you with no choice.
So when it comes to something like that, I understand it.
My problem is especially, and you and I have this in common, especially when it comes to people in this business, in our business.
The willingness to pounce on somebody and be unforgiving for whatever they it is that they said that you may disagree with and what have you, and do you think their career should end?
I'm like, wait a minute.
We c we're in a business.
We understand you're speaking live, you're speaking off the cup, off the cuff and extemporaneously, stuff comes with it, and sometimes you may say something that you regret.
And so to me, America's supposed to be the land of second chances in that regard.
And that's where you and I are aligned in our thinking, especially when it comes to people in this business.
They have no excuse for being so unforgiving about both folks speaking or mistakenly speaking or uttering a word or a sentence or whatever the case may be.
You know, I I love sports.
One thing I don't like about sports is when politics gets into sports.
Like the so the I don't want to rehash the history of calling Kaepernick and all that.
Right.
I don't think it's good for sports, and I'll tell you why.
The great the one of the coolest things is when you go to a football game, you go to a basketball game, you go to a baseball game, whatever the event happens to be, and what happens?
You you have people of all socioeconomic backgrounds, all races, and they're there usually with a shared passion, a home team, the sport that they all love.
How many times have you been in the stand, Stephen A, and and you find yourself high-fiving a stranger or buying a stranger a beer or sharing your your popcorn with people?
I mean, that's the atmosphere when you when you're at a sports stadium.
The last thing we need to interject is uh do you like Donald Trump or not like Donald Trump.
Do you want to stand for the national anthem or not stand for the national anthem?
I I it bothers me when politics intersects with sports.
Well, first of all, a couple of things.
Number one, you bother a lot of people.
So get over it.
They're gonna bother you with some things.
So you gotta get over that.
Number two, you and I, and and in your defense, you and the great one, Mark Levin, y'all have both disagreed with me on this.
Let's take the Kaepernick situation into consideration.
Kaepernick took a position.
His position was to kneel before tip-off time during the national anthem.
It did not interfere with the game.
It did not violate his rights as an American citizen.
It did not impede anybody's ability to enjoy the 60 minutes of football they came to watch.
It did not violate any NFL bylaws.
So at the end of the day, you're seeing something you don't like for a few seconds.
From an American citizen that had every right to do what he did, even if you disagree with it.
That did not interfere with the game.
Now, if he was taking the knee on the football field, what he was supposed to be taking the snap and dropping back to pass, we got a different problem.
If he's taking the knee and it's interrupting the the play and what people came to watch, that's a different animal.
But for him to do something just because you don't like it, doesn't mean that it ruins the experience.
Forget away.
Let's take me out of the equation here.
Sure.
Look at look at what it did to the sport.
It hurt the sport of football.
It divide all those people with all those diverse backgrounds in that crowd, it divided the the uh it's uh it's the greatest opportunity to unite people, and instead people are united.
You got one group of fans over here clapping, one group of fans over here booing.
Now instead of the high fiving, the buying the beer and sharing the popcorn, you know, now you've def you you've taken a moment where people can put aside differences and find a common passion, and you you you're ruining it with politics.
It's not the time and place for it.
Well, wait a minute.
Wait a minute.
I believe in freedom.
He's free to do it.
The NFL is free to make their rules.
Right.
But I think it's a bad idea.
Well, well, wait a minute.
But the people tell us that, Sean.
The people tell us that when the ratings dropped and the audience and the audiences dipped for NFL games, fine.
Then you saw people modifying their thinking.
But when they saw that ultimately they could lock arms with one another and what have you, what happens is people return to the games.
Listen, they really only returned towards the end of last year, and this year has been their best ratings year in like ten years.
So the drop was significant.
And my argument back to you is Colin Kaepernick, I believe in freedom.
I believe in liberty.
I also believe the NFL as an organization has their own rules and regulations.
That's up to them.
But is it is it a good business plan?
No.
And is it is it ruining an opportunity for people with such diverse backgrounds to share their passion together?
I think it it's it's just not the time and place for it.
But the pl but the reality is, Sean, people are not gonna always be aligned.
You epitomize that every day.
You to tens of millions of people who agree with you.
I know tens of millions of people who disagree with you.
They're not a lot.
They're all your friends.
They wouldn't talk to you.
They wouldn't, they they wouldn't want to, they wouldn't want to be interviewed by you, they wouldn't want to interview you, they wouldn't want to talk.
You're sending me home for the weekend with a you know uh with a self-esteem problem.
Go ahead.
It's not a self-esteem problem.
The point is it happened, but ultimately America becomes better because in the end, you know what you learn to appreciate, a the fact that you have the license to disagree and you can still move forward.
What we gotta do as a society is encourage folks that it's okay to disagree without being so damn disagreeable.
I'll tell you what I I'll tell you.
I'll tell you what I do love.
Here's a cool moment at the end of every football game, usually.
If they show it, sometimes they show it, some sometimes I don't.
We'll have people from both teams, and sometimes even the reps, at the end of a hard-hitting game.
You know, football players are gladiators.
I mean, the average career of a football player is what, three and a half years?
Yes.
Um most people are not playing in the NFL's okay, they're not playing as long as Tom Brady, um, who is just phenomenal to watch.
What a great storyline for all of us that love sports.
But here's the thing at the end of that game, they form a circle and they get arm in arm, and both teams together, coaches together included, sometimes the refs included, after they've tried to beat each other's brains out on the field, and they pray together, thankful for the opportunity to to have the jobs that they have and perform in front of such large crowds, and then you know, shake hands, high five, give each other a hug and and go to their respective locker rooms.
That's cool.
Well, allow the sports expert to retort.
That is not every player.
Nope.
The fact of the matter is there's plenty of players who don't lock on and take a knee and share in the prayer because they don't like each other.
They didn't get the fight, they didn't commit criminal acts against one another, but they don't lock arms with one another.
By the way, I love fighting in sports.
I've I've been a hockey player my whole life.
Yeah, yeah.
And hockey net must never get rid of fire.
I love the fight that broke out uh with the Tampa Bay Buccaneers last weekend.
Right.
I'm only telling you, you just made your own point.
You pointed out how some come together.
I pointed out how not all come together.
But it's not all played.
It's not politics.
God isn't really politics.
There's a big difference, I think.
You know, because here's here's the thinking of people that have half of people in a stadium, if if you take a knee during the national anthem.
How many pe how many how many people fought, bled, died, lost their limbs, were disfigured fighting under that flag out of respect for them.
Not you can have your political disagreements.
And you could speak out loudly.
NFL players usually have a pretty big platform outside of the game.
And they can certainly use that platform to raise money and make make things better in the cities they live in.
Sean Hannity, I'm your buddy.
So let me tell you.
I'm gonna stop you right there.
Okay.
Yeah, you do have people who do that.
And it shouldn't be politics, fair enough.
But you also have people who don't believe it was politics at all.
They believe it was real life issues being being, you know, confronted that that was confronting a disenfranchised community for many, many years.
They don't view it as politics.
The interpretation of it is not political.
So they don't view it the way Sean Hannity or people who think like Kennedy might be.
Let me give you an example where I agree with you.
It's not politics to them.
I've watched your show enough to know that you have been a very strong advocate for more minorities and positions uh in on the coaching side of football and other sports and in upper management.
And I agree with you.
I absolutely think that the some of these organizations have been atrocious in terms of their outreach.
Uh there's so much talent out there, and I don't think they've I think they've gotten the message now, but it's taken people like you uh pointing it out for a long period of time to get that accomplished.
Yeah, exactly.
And I'm not going to stop.
But in the same breath, the very people that I support getting these positions to speak to your point, I'm going to hold them accountable to the importance of upholding the standard that comes with the job.
And if you don't do that, there's a price that you have to be played, that you have to pay, because what we don't want to do is dilute.
Dilute rather the importance of those circumstances.
All right, stay stay right there.
I'm not cutting you off.
I'm gonna hold you over.
I rarely do this.
I'm gonna hold you over, give you five more minutes on the other side.
I've got to take a break.
You understand that.
No mercy by Stephen A. Smith.
It's launching uh September 26th, which is Monday.
You don't want to miss it.
I'm not sure what day I'm gonna be on, but I'll be on LO Cool J Snoop Dogg will be on.
I'm sure a lot of athletes are gonna make it.
Uh we'll continue more with Stephen A. Smith on the other side as we continue.
Hey there, I'm Mary Catherine Hamm.
And I'm Carol Markowitz.
We've been in political media for a long time.
Long enough to know that it's gotten, well, a little insane.
That's why we started normally a podcast for people who are over the hysteria and just want clarity.
We talk about the issues that actually matter to the country without panic, without yelling, and with a healthy dose of humor.
We don't take ourselves too seriously, but we do take the truth seriously.
So if you're into common sense, sanity, and some occasional sass.
You're our kind of people.
Catch new episodes of Normally every Tuesday and Thursday on the iHeart Radio app, Apple Podcasts, or wherever you listen.
I'm Ben Ferguson, and I'm Ted Cruz.
Three times a week we do our podcast, Verdict with Ted Cruz.
Nationwide, we have millions of listeners every Monday, Wednesday, and Friday, we break down the news and bring you behind the scenes inside the White House, inside the Senate, inside the United States Supreme Court.
And we cover the stories that you're not getting anywhere else.
We arm you with the facts to be able to know and advocate for the truth with your friends and family.
So down a verdict with Ted Cruz now, wherever you get your podcasts.
Hey there.
I'm Mary Catherine Hammond.
And I'm Carol Markowitz.
We've been in political media for a long time.
Long enough to know that it's gotten, well, a little insane.
That's why we started normally a podcast for people who are over the hysteria and just want clarity.
We talk about the issues that actually matter to the country.
Without panic, without yelling, and with a healthy dose of humor.
We don't take ourselves too seriously, but we do take the truth seriously.
So if you're into common sense, sanity, and some occasional sass.
You're our kind of people.
Catch new episodes of Normally every Tuesday and Thursday on the iHeartRadio app, Apple Podcasts, or wherever you listen.
I'm Ben Ferguson and I'm Ted Cruz.
Three times a week we do our podcast, Verdict with Ted Cruz.
Nationwide, we have millions of listeners.
Every Monday, Wednesday, and Friday, we break down the news and bring you behind the scenes inside the White House, inside the Senate, inside the United States Supreme Court.
And we cover the stories that you're not getting anywhere else.
We arm you with the facts to be able to know and advocate for the truth with your friends and family.
So download Verdict with Ted Cruz now, wherever you get your podcasts.
Hi, 25 now to the top of the hour.
Thanks for being with us.
800-941-SHAWN.
You want to be a part of the program, we'll get to your calls.
Five more minutes with Stephen A. Smith.
I will be a guest.
I'm not sure what day yet.
His new podcast is launching on Monday.
It's called No Mercy with Stephen A. Smith.
Uh starts Monday.
I'm gonna be one of his first guests.
I know LO Cool J is gonna be one.
Snoop Dogg is gonna be one.
Why wouldn't you put the all of us on together?
I think that'd be a great podcast.
It would be a big uh great podcast, but I'd have to prep them for you.
First of all, you're gonna do most of the talking.
They'll have to get you to that.
You're gonna do most of the talking.
You're gonna give very little time to ask questions, okay?
You're gonna do all the things, and you and this is what I tell people about it.
You know, you can't let Sean Hannity, you know, just give his spiel.
I said, stop.
That's him.
Sean Hannity is Sean Hannity all day, every day.
You ain't changing them.
The people really bother you the really the people give you a hard time because we're friends.
Yes, they do.
They do.
They don't they don't understand why I can talk though how I can even talk to you because I don't see a lot of your views.
But the bottom line is I tell them all the time, first of all, sometimes he's actually right.
I I hate to admit it, but he is number one.
Number two, uh listen, the bottom line is this you've always been real about who you are.
And I'm good with that.
It doesn't I don't have to agree with you to respect you and where you're coming from.
When I don't like something, I pick up the phone and call you.
If I'm if I if I'm challenged with something that you're saying, you know, when I get to listen to you, I let you know.
And regardless of the thing, and regardless of what you'll tell other people, you actually do say from time to time.
It's rare, it's rare, but you have actually said to me, You got a good point.
I got it.
But you know, I'll tell you the one thing that bonds.
You're not gonna like this, but I'm gonna tell you the one thing that bonds us.
The one thing that where our friendship lies.
We both have a strong belief in God, a creator, natural law, we're endowed by our creator.
I believe God created every man, woman, and child on this earth.
That that for me is fundamental and it is basic and it is ingrained in my heart, mind, and soul.
Okay.
And and I want every human being, the word education is rooted in the Latin derivative educore to bring forth from within.
I believe every child born has talent and ability directly given to them from God, and a good education nurtures that talent.
You have to live in a safe town and community, you have to have law and order to have it.
Uh, you need a school that teaches reading, writing, math, science, history, and computers, uh, which we don't have in many places, unfortunately.
Uh, and those are the things that I talk about.
But, you know, when you have the common humanity, you can st that's a great starting point for a friendship.
That's what it comes down to.
It's a common humanity.
There's a there's a quite a few things I don't agree with in terms of what you say, but it's not that.
It's the fact that we've got politicians on Capitol Hill, and their objective or or some things that transpire behind the scenes that veer away from the kind of things you just alluded to.
It's problematic for me in more ways than it is for you in some cases, and in more ways than it is for you than me in other cases.
And so, because of that, we caught we sort of get lost in the shuffle because we think things should be done a different way.
We think there's a different avenue that you could go down to accomplishments.
Well, you can disagree talking about.
But it isn't.
Without being that disagreeable.
By the way, you you you asked me for 20 minutes from your podcast, and I laughed.
I said, There's no way I'm gonna be able to do you're gonna be able to do a 20 minute podcast.
I'll predict it's gonna go over an hour.
I predict I predict that I'm gonna cut you down about 40 minutes.
I can tell you that much.
I mean no matter how much you talk too, but I will tell you this though.
Here's the thing.
You are right, because this is the thing.
You say a lot of interesting and compelling things that open the floodgates of dialogue.
And that's what I really gotta give you credit for.
Because even when I disagree with something, I love going to other people to regurgitate what you said to see how they would feel and how they react when the cameras are off and they're away from everybody else.
Those kind of things are food for thought and you always provide that.
So I really appreciate that coming from you.
As annoying as you can be why don't we end it on that high note as annoying as you can be.
All right, here's the deal.
You know what day you want me next week for this podcast or you don't know.
I'm gonna have you not yet I'm not I'm gonna have you on within the next two weeks.
I might the first two weeks is where I'm going and I might close that second week.
I don't know yet.
I don't know yet.
It depends on how you sound and what you say.
I don't know.
I Oh so you you're gonna edit it.
You already said you're gonna edit it.
You know how you are I might have an hour to get in five questions with you.
Come on.
Maybe if you got to five in an hour that'd be a record of anybody interviewing me.
I usually take the ball and I don't stop.
I run that's just that that's a sports analogy.
Listen I'm proud of you.
I'm honored to be your um I thank you for your friendship.
I think the world of you made my son's day if you frankly you made his year when you spent time with him talking sports with him.
He loved it.
Uh we're all gonna get together pretty soon it new podcast is called No Mer WhatsApp.
And you're treating don't be cheat.
You're treating I'm treating of course don't be expecting I'm never Linda have I ever not paid for dinner Linda Linda's been around me for 20 years.
Have I ever not paid for dinner when we got when anybody goes out to dinner.
I would say that both you and Stephen A dear friends are equally uh giving and kind and always pay for everything.
It's my pleasure.
Listen uh I wish you all the success with this continued success at ESPN.
Uh uh I'm proud to be your friend I'm very honored that you come on the show and I look forward to being on your podcast.
It's called No Mercy but they spell no K N O W. I'm not sure why but Steven will tell it I'm sure explain it at some point.
Sir good luck starting Monday.
All right my friend appreciate you thank you.
800 941 Sean R number you want to be a part of the program uh isn't he great.
I just love Stephen A. Uh Dave in Michigan.
Dave how are you?
Glad you called with Stephen A and that was no intention at all but uh I I don't think that a basketball game, a football game or a baseball game is any place to show your anger and meal for the game.
I'm sorry we have flag I've got uncles that died in Nub.
I've got uncles that come from Nub just completely disturbed.
I've got uncles that died later from agent orange seventies and eighties.
I'm 60 years old right now Sean and I I'm sorry I that just sucked a card with me and that was not what I called to talk to you about Sean That's all right well listen I understand you're responding to our conversation with Stephen A. Uh what's on your mind today?
What's going on in Michigan?
By the way you've got a gubernatorial candidate there that I think can do pretty well.
You know what I'm really kinda dumbfounded because we've got to put people at the polls honest to God we've got to put Republicans at the polls to watch this stuff.
I believe that Detroit was stolen from us.
I I and I'm not kidding.
I mean why would they put paper all over the window and stop us from coming in to watch the counts I mean it's just absolutely crazy.
And there is a two um standard system there's no doubt about it.
And I realized that when I started listening to you and and telling me about Hillary, you know I mean at Bleach Fit.
Never heard of it before you know I mean it is it's uh it's a two standard system.
Look at the FBI.
Um my gosh look at what Biden's done and and his son and are you kidding me if Trump did that stuff they'd be all over him.
Right now they're trying to attack him just for the fact that they can't I mean they want to stop him from running for president Sean.
You know that I know that I mean it is absolutely unreal blows my mind what a system we have here.
When I found out how crooked the uh uh FBI was I mean unreal I told my wife I said are you kidding me are we living in a third world country or what my wife is is right beside me you know voting for for Donald Trump and and voting I mean we're mega so unfortunately they may be coming for us Sean You know, it's crazy.
Look, it's it listen, right now, what we're hearing, and I can't wait to hear from more from these whistleblowers.
We heard from John Solomon today and one whistleblower.
But we're we're now learning that these FBI agents are saying that that once great agency now has been taken over by politics.
It's been politicized.
We already know that the DOJ is weaponized.
We already know we have a dual system of justice.
This is why in forty-six days, the people you elect, and and I'm talking about at the state level, the the AGs that you are electing, the governors that you are electing that will have standards in terms of voting, etcetera, integrity standards, so everyone can have confidence in election outcomes and and we don't have you know the the constant, never ending chaos, especially in some states.
We need all of this, it's good for the country.
Sorry, Sean.
We've already found out that there's uh two different standards for Governor Whitney here and the rest of the country.
I mean, as soon as we start dealing with COVID, her husband's going to get his boat out of a frickin' dock, and and she said that we can't use a boat with a motor.
My gosh, I'm a fisherman, Sean.
Uh my father-in-law's seventy years old, and him and I have been best friends since uh I met my wife, which was forty years ago, and we fish and we hut, but we weren't allowed to use uh a motor.
What the hell's that got to do with COVID, Sean?
It's still so.
All right, I gotta roll, my friend.
God bless you.
Appreciate you being with us.
South Carolina Peter on the Sean Hannity Show.
Hi, Sean.
Hey, thank you very much for the co uh for taking my call.
I've been a long time listener and started listening to you when you were just on that local station in that little city called New York City.
Uh anyways, I I've got thirty-eight years of commercial real estate experience, and I have a few thoughts and comments that I wanted to share with you and your audience, okay, with regard to appraisals and that litigation that's taken place in New York State, if I may, okay?
You Yes sir.
Uh I started to look at that 222 pages and I read about 30 pages and I gave up on it.
I mean, it's just loaded with a bunch of bunch of fill, okay.
A bunch but anyways, my comment is bank valuation is different than property valuation.
The bank is only interested in one thing, risk.
Okay.
They're not really interested in in in appraisals.
They measure risk and that's all they care about.
When they consider a loan, they try to arrive at the loan amount and minimize any risk that they have.
They look at the borrower, they look at the asset value.
And in many cases, they look at it on a global scale.
They look at the assets that the borrower borrower owns.
So they're not just looking at that one asset.
They're conservative and they look at more than their value.
Uh it's all about the ability to repay the loan if something should go wrong.
Mm-hmm.
So uh look, it's to me, this is the dumbest thing ever.
I mean, anyone that's ever done a real estate deal, anybody knows that you have to get an appraisal.
And appraisals can vary.
I mean, people take into account different factors, they might come up with a different number.
That's why anybody that's gonna lend money, any real financial institution, any real bank is gonna do their own due diligence, their own valuations, and they're gonna make a determination whether or not your valuation is real and correct or not.
And if it there's a disagreement, you might negotiate it out, or they're just gonna say no and they're gonna deny your application for the loan.
They're not gonna give it to you.
They they have a responsibility financially, a fiduciary responsibility to people that put money in their financial institution to make money.
It's not that complicated.
Exactly.
You know, I deal with with this every single day, and I performed a number of uh what we call BOVs or broker opinion evaluations.
It's an opinion, okay.
And uh I've worked with appraisers over the years and I perform I look at the computer every single day and I deal with investors, buyers, sellers, and we use the same approach to arrive and add value.
But they can they don't represent real value.
We only provide an opinion, and appraiser only provides an opinion.
Uh there's a big difference, you know, there's a big difference between market value and uh and uh I know people that tell me all the time my home is worth blankety blankety blankety blank.
It's up so much money since okay.
It's really only worth that if you can get a buyer that will pay that.
You can you can think it's worth, let's say you think your home is worth a million dollars.
Well, you can think that, but unless somebody's willing to pay a million dollars for that home, it's not really worth a million dollars.
Now you look at uh comparable sales in a neighborhood, it gives you a pretty good feel of of what the going rate might be, and you might come to an educated guess.
You probably are somewhere in that area.
Um, but then you have market forces that might change the dynamics.
If you go back six months ago, you had people, day one open house, and flooded with 25 potential buyers, and five of the buyers are offering above uh asking price and bidding against each other to get the house because of the scarcity in the market.
And you see that it's still happening in some places in Florida, but not like it was.
Uh but I think Florida will fare better because they're they have an influx of migration to Florida from other states, and and states like New York are going to be hit really hard with in the real estate market.
Um anyway, you make really good points.
It's just sad that this is all about politics and it's all about destroying one family, one person, and one corporation.
And then I think Professor Derschwitz is right.
Letitia James, based on her comments running for office, should have recused herself in this case.
Anyway, appreciate the call, my friend.
800-941 Sean, if you want to be a part of the program.
It's gonna wrap things up for today.
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