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March 10, 2025 - Fresh & Fit

01:56:51

Money Monday Call-In Show

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	Thank you.
	What's up, guys?
	Welcome to Fresh Your Podcast, man.
	It is Money Monday, and we're gonna have a Money Monday call-in show.
	Dave Ramsey-style, aka Nigga-style.
	Let's get into it!
	Let's go.
	What's his name?
	What was it?
	Oh, the Columbia student that actually went to jail got arrested by ICE yesterday for political speech!
	So we covered that.
	We covered the Johnny Somali situation.
	So shout out to all you guys that came on over to this stream.
	I think we're gonna have our special guest on there It's going to be a good time.
	But obviously, it's Money Monday.
	We're going to open up the phone lines.
	It's been a minute since we've done a call-in show for Money Monday.
	These are the best shows, man.
	Calling in, making money, what to do, how to invest.
	These are the best shows you can have.
	And it's free.
	And I actually locked in a pretty good guest in about two weeks from now for Monday for you guys, Money Monday.
	Sweet.
	So I don't want to announce it yet, but it's going to be good.
	But yeah.
	So I guess we'll go to the phone lines.
	The number to call to the show, guys, is 646-490-0394.
	Again, that number is 646-490.
	0394. That is how you guys go ahead and get involved in the show.
	And you're able to basically ask questions.
	We're going to be covering real estate, crypto, whatever you guys want, honestly.
	Credit score.
	Yeah, credit score.
	Or maybe if you're coming up on a tough financial decision that you want to make and you want to run it by us and see what we think about it.
	We're live on all platforms.
	Live on Rumble, YouTube, Castle Club, and Twitter.
	I think we're live on both the Twitters, right?
	And the phone number is...
	Mine and Fresh's, right?
	Yeah.
	Sweet.
	646-490-0394.
	Yeah.
	So, we are everywhere right now, guys.
	So, call on to the show.
	646-490-0394.
	Again, and if you guys want to cut the line, send it to Super Chat, FNFSuperChat.com, right above the phone number.
	You guys can see there.
	And you will cut the line.
	You can also Rumble Rant and Castle Club Tips.
	Yes.
	Boom.
	All right.
	And remember to put the last four digits in the phone line when you're tipping through either FNF Super Chat, Rumble Rant, or Castle Club Tips.
	You don't have to.
	You don't have to.
	They hear me.
	They hear me.
	Alright.
	First caller?
	Who's this soft-spoken fucker talking about some shit?
	Alright, let's get the first caller on.
	Alright.
	Jabril, I just saw your tippings, but you're not in the phone line.
	So, 1535, you're up.
	1535, you're up.
	Hello, how are you doing?
	Next.
	6836, you are up.
	6836, you are up.
	Hey, yeah, so my question is, so I tried running an agency online one a while ago for a car dealership, but I ended up not wanting to do that anymore.
	So I know I just missed out on the Cultivate Crypto course, and I want to get into crypto.
	So my question is, what can I do to get myself ready for the second quarter?
	And what could I do to just be ready to join the crypto mindset?
	Well, the course is closed, as you mentioned.
	But follow Charlie and Miguel.
	They do videos on YouTube regularly, live streams as well.
	But your best bet is to prepare for free advice on YouTube, and then next course, hop into that.
	Yeah, have $10,000 set aside.
	I mean, I know $10,000 might be lofty, but have at least $1,000 for the course, and then have like...
	8-9k to invest or 5k if you can't do it but have a couple of thousand so you're gonna need a thousand for the course they don't change the price on that it's been that way for years pretty much and then just wait until it comes back out We'll give you a discount because obviously when it comes out, we do a partnership with them and get you guys a discount, especially if you're in Castle Club.
	And just have $1,000 set aside for the course and have another $3,000 to $8,000 or $10,000, between $3,000 to $10,000 ready to go so that you can actually invest in crypto and hit the ground running.
	But generally speaking, you should buy Bitcoin and Ethereum.
	Those two are stable and they also need to buy those coins.
	So that's pretty much like the foundation.
	But other meme coins, you've got to give them a course to know what to buy and when to sell.
	Yeah, so watch Miguel and Charlie for now.
	But yeah, that's what I would say is set that money aside so that you can make moves when the course comes back out.
	Yes, sir.
	Yeah, right now I have $8,000, so I'll plan on saving that really hard and get up to at least $20,000.
	You have nothing else to do but wait.
	80% on the way.
	Yep.
	So just wait.
	All right.
	Yes, sir.
	All right.
	I appreciate you guys.
	Thank you.
	No problem.
	Hey, man, you missed the boat when it goes away.
	Listen, the course is...
	In itself, it's not a long product, but the results people get from the course is insane, bro.
	Life-changing.
	Yep.
	Alright, who's next?
	We have Jalil.
	That's the name.
	5398, you're up.
	5398, you're up.
	Hey, what's up, Mike?
	How are you guys doing?
	What's up, man?
	Hey, so I just wanted to give you guys an update as far as the credit cards go.
	I just recently graduated to an unsecured credit card.
	For both of my credit cards, my Discover and my Bank of America Platinum Rewards.
	So I just wanted to let you know that.
	And I was able, I originally asked for a limit increase to about $5,000 each card.
	I didn't quite have the credit because I was a new user.
	But I still had my first credit card increase to $3,000 and my second one to $2,000.
	So my question is, what can I do?
	Would you recommend me open up a third credit card to have more chips in my wallet as far as that goes?
	Or would you recommend just keep doing the advice you gave me last time, Myron, like when you said to keep my credit utilization low and to be financially smart and stuff like this?
	Yeah, I mean, what is your total amount of available credit to you?
	So my Bank of America Platinum Rewards card has $3,000 and my Discover card has $2,000.
	So you have roughly $5?
	My credit is $730.
	All right, and then how much do you earn per month?
	Per month, I earn about $6,000.
	I mean, I would say just keep it as is.
	When's the last time you got applied for a new credit card?
	It's been since probably like six, seven months ago.
	Yeah, I mean, look, if you apply for a new credit card, you're going to get a ding because it's going to require a hard inquiry.
	But, you know...
	Do you have at least one Visa, one MasterCard, and one Amex?
	No, just one.
	It's a Visa, Bank of America, Platinum Rewards card.
	So you don't have a MasterCard or an Amex?
	What's that?
	I'm sorry?
	You don't have a MasterCard or an Amex then?
	I do have a Discover and Visa.
	That's what I have.
	Okay.
	So yeah, the big thing I always tell people is have at least one MasterCard and have at least one Visa.
	And then if you want to have a Discover or an Amex or whatever, that's fine.
	But Visa and MasterCard are by far the most accepted.
	But it's up to you, bro.
	I mean, like I said, you know, I think the most optimal thing is to have one cashback card, one travel credit card, one business credit card, right?
	And that business credit card could be a combination of travel or cashback.
	And then, you know, if you're one of these people that, like, you shop at a certain place all the time, let's say you love Costco, then maybe you can get a Costco credit card because you shop there so much.
	Right?
	And you might as well get the benefits.
	But I would say if you have that repertoire right there, that's a pretty good starter pack for credit cards, man.
	Okay.
	I do shop at Sam's Club, I would say, two or three times a month for my groceries and stuff like this.
	Because, you know, I do have to go grocery shopping often for, you know, my progress in the gym and stuff like this.
	So would you recommend that I open up a Sam's credit card or just wait until I build some more rapport?
	I mean, if you shop there a lot, then you can, right?
	A thousand bucks, if not more, a month there, then maybe it might make sense to have a Sam's Club card.
	But me, I always tell guys, like, you know, have a good cashback credit card, a good travel credit card, a business credit card if you're an entrepreneur, and then maybe one credit card of, you know, of just what you're seeing here.
	Like, you said you shop at Sam's Club?
	You go ahead and grab a Sam's Club credit card because you're probably going to get, like, two, three, four, five dollars on every dollar you spend.
	Or 1% or 2% cashback.
	I think for cashback, you need to be at least at 2%.
	1.5 bare minimum to 2%.
	And if you're going to get a card that's specific to a certain store, it's got to be 3% or better.
	Does that make sense?
	Because there's cashback credit cards out there that give you 2% back on all purchases.
	So if you're going to go ahead and get a Sam's Club card or a card that's particular to a certain industry or store, then you want to make sure that that card actually gives you something better than a regular 2% cashback would, right?
	Otherwise, it doesn't make sense.
	So it's got to be 3%, if not better.
	Does that make sense?
	Yeah, okay.
	Just one last thing before I get off here.
	I know you have a lot of callers, but my Bank of America card, I get 3% on gas, and I get 1% on other purchases, and then 2% on, I believe it's dining out.
	That's what I usually get for my Bank of America card.
	Yeah, but that probably rotates, though, right?
	What's that?
	I'm sorry?
	That probably rotates.
	It probably switches.
	The priority of who gets points every couple of months, right?
	Well, the luxury of that one is that I can switch which shopping category.
	What's that?
	I'm sorry?
	Okay, so you could pick which ones that you want to get the enhanced points on.
	Yes, sir.
	Okay, okay.
	Then, yeah, then that's good.
	Then that's good.
	Okay, alrighty.
	And I just wanted to say before I get off here, thanks for the event, man.
	I really appreciate it, and it was great meeting all of you guys.
	It was an absolute Opportunity, a blessing, and it was an absolute honor, man.
	Thank you guys very much.
	I appreciate you.
	Alright, awesome.
	Now, someone in the chat said, oh, and one card.
	Why the hell too many cards?
	Bro, it's because you want more available credits, you sly dog.
	And again, this is where me and like us and like Dave Ramsey are going to differ because we tell you guys to utilize the power of credit all the time and use it basically as like a debit card and then pay it back in full every month.
	And if you do it that way and you're responsible, you're gonna build your credit up while also leveraging other people's money.
	So it's a big fucking W. So yeah, like having this whole like one credit card thing is low IQ shit.
	You're spending the money anyway.
	We went to Vegas for some podcasts, and we used our points to book our hotels and our actual flights.
	You can do that if you spend the money correctly and wisely on your credit card.
	It's just simple, guys.
	Also, Sam's Club is an L. Costco all the way.
	That's an L, bro.
	Costco all the way.
	Alright.
	I don't really know the difference, but...
	Costco's king.
	Sam's Club's gay.
	Sam's gay.
	Just saying.
	Next up, we have 4198. You are up.
	4198. You are up.
	What's the word?
	You can hear me?
	Yep.
	Yep.
	So, yeah, I want to first say, you guys, I've been supporting you guys for like, what, four years?
	And, you know, I bought my first home a couple years ago and started listening to you guys a little bit more, you know, for like real estate.
	And, you know, I'm finally going to rent out my property.
	So my question is, for contracts, like, what do you recommend?
	What should I put on a contract?
	You know, anything I should look out for or what?
	You want to take this one first?
	A contract?
	Yeah.
	I don't understand.
	What are you trying to do with the contract?
	Okay, a lease.
	And then, yeah, okay, there you go, yeah, lease Okay Alright, you want to put them under a lease, okay, and?
	Yeah, yeah So what should I have on the lease, like, for the, you know, should I do two years, one year?
	So typically Any additional things I can add to it?
	So a standard lease is normally one year.
	There's going to be a lot of things for, for example, late pay, having a certain amount of time frame between late payments.
	Of course, damages are going to be included in that as well.
	So typically what I'll do is within Florida, I'll find a real estate that's cool with a lawyer that's very good at writing leases.
	And I'll speak to my real estate agent.
	They talk to their lawyer.
	We do the fine-tuning amongst each other.
	And then write a detailed lease catered towards my property.
	Now for you, what state are you in?
	I'm in Utah.
	Utah, okay.
	So Utah has different rules than Florida.
	So this is what I'll say, bro.
	Look at your local leases there, the default ones, but have a lawyer already wrote to look it over to see where you've missed out some things.
	And then once that's done...
	Revamp it and then send it to your new tenant.
	But keep in mind, though, you must have in there eviction clauses and, of course, late payments because people will miss payments sometimes or have bad days where they're having issues and can't pay you, and that will need to be in your lease so you can get them out there as soon as possible.
	That's going to be paramount to your success as a landlord because I'll tell you this right now, bro.
	Times are hard, and when people can't make payments, they can't pay rent.
	And I remember you guys said to rent it out as if I'm not the owner, is that correct?
	Yes, here's the actual benefit of that.
	So I used to do everything myself as the owner and landlord.
	Funny part is, they start seeing you as a friend or a buddy, so you become more of a confidant, more of a friend to talk to.
	So all the issues they have, oh bro, you know, my cousin died the other day, which is bad by the way, but I can't pay rent because I'm sobbing.
	So you want to have it separate so you're not actually in that paradigm, only your actual landlord, sorry, or your property manager.
	So have someone that's going to be a pseudo, like, owner that's there on site, but not you.
	You want an intermediary.
	Yeah.
	For sure.
	So I hired my sister to do all my work for me.
	You could be a family member or somebody you trust, but having that layer of separation is going to be important for you, 100%.
	Oh, okay.
	Gotcha.
	All right, then.
	Well, that's all I have.
	Thank you guys very much.
	Alright, man.
	You got it, man.
	Yeah, bro.
	Nowadays, how things are going, evictions are up.
	Holy.
	You saw what they did in California?
	What?
	They freeze payments till next year.
	They don't gotta pay rent?
	No.
	That's crazy, bro.
	Imagine being a landlord over there.
	You know why?
	Because they're tired of the homeless.
	They got a homeless problem.
	That's gotta be what it is.
	Something like that.
	They're trying to curb the homeless issue.
	That's scary, bro.
	Yeah, California's cooked.
	Alright.
	Who's up next?
	Alright, we have 5785, you're up.
	5785. Hello, why didn't you hang up my call?
	Alright, what's up next?
	We have 9241, you're up.
	9241, you're up.
	What the fuck, man?
	Hello, can you hear me?
	Yo.
	Oh, David, what's up, bro?
	Hey, Myron Fresh.
	One thing for sure I want to say.
	Thank God for having you guys here on this planet.
	We need men like you guys.
	Man, I'm just lost for words right now, man.
	Honestly.
	But let me cut to the chase.
	So, regarding...
	I can't hear you, Meyer.
	I'm not talking.
	9241, you're up.
	Oh, okay.
	I'm sorry.
	It's your TV, bro.
	You might have to turn off.
	Yeah, I just muted the TV right now.
	Awesome.
	What's your question, bro?
	Okay, thank you guys very much.
	No problem.
	Thank you.
	My name's John.
	I have two credit cards.
	I have a Discover card with a $1,000 credit limit, but an Amex card with a $19,500 limit.
	Nice.
	Good shit.
	So, thank you very much.
	So, my credit score right now sits at $725.
	With my Amex card, I have about $9,500 in debt.
	And then the $1,000 one, I always pay that off.
	But what can I do to leverage the credit?
	Well, what should I do to...
	Get another credit card.
	I mean, should I get another credit card or should I just bring down a debt from my Amex card?
	Bring your debt down right away.
	Don't apply for a credit card when you're holding that level of debt, bro.
	9,000 is a lot.
	And that's probably why you're at a 720, as a matter of fact.
	If you went ahead and you pay that debt off, bro, you are going to skyrocket your credit score to like the 750s easily.
	And then when you pay for a card, you get even better rates and better approvals.
	Yeah, dude.
	Pay off that 9k first.
	Don't apply for another card.
	Apply for that.
	Pay off that 9k.
	Get your debt down to under 10%.
	Then you can go ahead and potentially go through and apply for a card.
	It's funny.
	I had a friend in your same scenario, but he had $40,000 on his AMEX card.
	And he's like, should I get a new card or pay it off?
	Bro, he paid it off, waited a little bit, got an even better card, and better approval.
	And here's the other thing, bro.
	At a 725 credit score...
	He's good.
	It's going to be tough for you to get a lot of these cards that are really beneficial.
	Because he's not excellent.
	He's good.
	Yeah, he's good.
	So below 740, 760, you're good.
	Above that, you're excellent.
	You want to be in the excellent range if you want to apply for these cards that really give you benefits.
	You want like Amex Platinums, Golds, you know, the Citi Cashback card.
	You want to get these cards that give you crazy benefits.
	And we're going to do a credit card episode for you guys for 2025. Also keep in mind, when you have a good credit score on your personal, Guess what happens for your business?
	It opens up 100%.
	So keep in mind, guys, personal is one thing, but with a good score on personal, business is way better as well for approvals too.
	Yeah.
	So yeah, bro, you got to get your credit score up to the 750s first.
	Then now you can talk about getting other cards because those other cards are going to require 750 bare minimum anyway.
	Like, could you get approved for some at a 725?
	Sure.
	But why would you put yourself in that situation where you could get rejected?
	Also, imagine you get that new card.
	Let's say you get that card, right?
	And then you gotta pay that card and the 9k?
	You might be cucked, bro.
	Okay, I see what you guys are saying.
	You know, I have the cash.
	I have like 18 quid away so I can take from that and pay off the mine.
	But I also have...
	Yeah, no, bro.
	Pay off that net, bro.
	Because here's the thing.
	You pay that shit off...
	Bro, the interest is going to kill you.
	You know that, right?
	Yeah.
	Yeah, I was trying to play that game to where you pay it down and you build your insurance.
	No, no, no, no, no.
	How many times do I got to say this?
	Very explicitly.
	You use the credit card instead of cash or debit card and you pay it off in full every month.
	So basically, you don't spend more than you make.
	Clearly here, you got a little overzealous and you spend more than you make.
	Can't do that.
	You got to spend...
	What you make so you can pay it off in full every month.
	Because here's the thing, dude.
	They're going to charge you 20, 25, 30% interest rates, because credit cards are predatory like that, on that 9K. So if you pay it off little by little, you actually end up paying more.
	So just knock out the entire balance.
	You've got the money to do it.
	Yeah, it sucks.
	Your savings is going to go down to 18K. But you made a bad decision.
	And you spent all this money that you didn't necessarily need to spend.
	So, you gotta pay that shit down to zero, like, now.
	But, think about it.
	Especially if you got the money, bro.
	What are you doing?
	The lowest interest rate on a credit card, let's say it's 9K, you're gonna be adding on to that every month, almost 2K. Yo, bro, fuck that, bro.
	Yeah, the interest alone is gonna kill you, bro.
	2K. What are you doing?
	Like, bro, 9K, 20% on 9K is wild.
	So, you can't make these little monthly payments because you're gonna end up paying a bunch of it being interest.
	That's what the credit cards want.
	They want you to do this monkey shit you're doing right now.
	Stupid.
	Yeah.
	Bro.
	Pay it off in full.
	Like, literally, I would be doing that shit right now on the call.
	I'd be logging into my Bank of America and paying that shit off now.
	Trust me, bro.
	I've been there myself, bro.
	I'm doing that right now.
	I'm going to kick it so far right now.
	I'm going to pay the shit off.
	When you got the money...
	Because here's the thing.
	Most people can't pay their credit card bills because they don't have the money.
	You actually got the money.
	What are you doing?
	Zero.
	Down to zero.
	Your savings right now is negative whatever you owe.
	Don't forget, bro.
	Every day that passes and month...
	That actual, like, interest rate adds on to your payment.
	So, imagine you got savings at 18K, 2K's been taken away every month, bro.
	So, the email will just pay it off right now.
	Yeah, pay it off right now, bro.
	Might as well.
	That's my only main piece of debt other than I have, like, $3,000 left on my car note.
	But I'm going to take care of both of them now because if I knock them out the way, I can put more away to my savings.
	Boom.
	Yeah.
	Because then all the money that you actually make, you can actually save.
	Yeah.
	So, you know what I mean?
	See, the debt that you have right now is consumer debt.
	That is bad debt, my friend, because what ends up happening is you collect this debt.
	It's not making you money.
	If anything, it's just accruing interest and making you pay even more money than what you originally borrowed.
	Yeah.
	Okay?
	Bro, credit cards are not designed...
	To be paid in full.
	They're designed to do exactly what you're doing, what you're playing into the game.
	Oh, I'm just going to pay it off monthly, right?
	That's what they want because they know over time, right?
	The time is their best friend when it comes to interest.
	You're going to be paying just interest.
	You're not going to be paying on the principal.
	But when you knock it down and you go zero debt and you're not making payment interest, they don't make money, and then you get all the benefits.
	And here's the other benefit.
	Your credit score is going to shoot up to like 750, 760. Now you can apply for these credit cards that you wanted.
	Right?
	And the big thing is just making sure that you don't spend more than you make.
	Here, in this case, you made a grave mistake.
	You spent more than you make, and that's why you have this 9K debt on a credit card, which is completely unacceptable.
	Pay it down to zero.
	You can fix it.
	Yep, because you got the money.
	Pay it down to zero, and then all the money you make from this point forward, bam, you actually get to keep and put it in your savings account.
	Also, keep in mind, guys, your savings is actually going to be minus your debt.
	So whatever debt you have right now is going to eat into your savings.
	So if you do the math...
	18k, you got saved up?
	Yeah.
	You got like what?
	His net worth is really 9,000.
	Exactly.
	So...
	Bro, this isn't like real estate debt where it's paying you to keep it.
	Like this, in this case, it's sucking you slowly, pause.
	And the thing is, is that you don't even notice it.
	The interest is killing you, but you don't know it.
	And that's what a lot of Americans fall for.
	Oh, I can just pay it off over time.
	Hell no, bro.
	Because you end up paying double to triple when it's all said and done.
	And it hurts, but the pain is good because now you know what not to do again.
	Yeah, bro.
	Now you can more aggressively save.
	Yeah.
	So, yeah, you're taking one step backwards, but cool, you're going to take two steps forward eventually from this.
	It's a rebound.
	But anyway, yeah, dude, just do that, man.
	And good question because a lot of people, you know, are doing what you're doing right now.
	Yeah.
	So that question actually is probably helping a bunch of people.
	That's some good advice, man.
	That's some very good advice.
	Cool.
	Anything else?
	No, that's all.
	My friend, thank you for all you do.
	Thank you for making our country great again.
	You guys have a great night.
	You too, man.
	It's all to you, man.
	You're about to be debt-free.
	Let's go, baby.
	See, he's actually responsible.
	At least he has the money.
	That's the American dream, being debt-free.
	Yeah, bro.
	Not being built into a house or a credit card.
	The only debt that's acceptable, guys, is real estate.
	That's the only debt that's acceptable, bro.
	Honestly, at this point.
	Yeah.
	Because it pays for itself.
	But this other shit?
	Fuck no, man.
	Consumer debt is literally...
	It will ruin your life, bro.
	Yeah.
	Alright, who's up next?
	Alright, we have 0187. You are up.
	0187. You are up.
	0-1-8-7, you are up.
	Wait, he just left.
	Okay.
	Then we have 5-2-8-5.
	You're up.
	5285?
	Can't hear you for talking.
	Thank you.
	5-2-8-5.
	Go once.
	Go on twice.
	Can you guys hear me?
	Yeah, now we can.
	Okay, what's up?
	How y'all doing?
	What up, man?
	Doing alright, man.
	I'm going to give y'all a little background.
	I'm 27. I've been following you guys since college.
	More intently this year, I joined your guys' council club.
	Nice.
	Let's go.
	I joined January.
	You guys had your little special.
	I'm doing pretty well financially.
	I guess my question is, I'm looking to get into investing.
	I recently just bought some Bitcoin.
	Got into some stocks.
	I'm looking to buy, like, a quad triplex in Atlanta area, and I was wondering, I know you guys are really into real estate and stuff.
	Are you guys familiar with that market?
	And also, like, would you guys suggest buying now with, like, the interest rates being, like, around 7%?
	Those are, like, my two questions.
	Only if the numbers work, which 7%, right, a lot of the deals won't.
	But as long as the numbers work, bro, absolutely do it.
	Also, we're not familiar with that, but once the deal's good, then that's all that matters.
	Yeah, and also, would you guys suggest going, like, if I have the money to go 20% down, would you guys go on the FHA route?
	It depends on your actual lifestyle and your actual income.
	If you can afford it, great, but is all your savings going towards the down payment?
	No, it's a small portion.
	I play overseas, so I'm going to, like, be...
	It's going to be an investment property.
	Okay.
	Yeah.
	I'm not really too familiar about the FHA rules that they'll let me do that because I don't know.
	Don't you have to live in the property for a full year?
	And if you don't, it's going to be an issue for sure.
	It's basically illegal.
	So you should be living in the property for a year for the FHA. Okay.
	Okay, cool.
	Yeah.
	All right.
	Well, yeah, I think you guys pretty much answered my question.
	I appreciate you all, though.
	You guys giving out good advice.
	Austin Fargo tipped $50.
	What's both your opinions on gold and silver?
	I have a little over $30,000 combined.
	439.62 ounces of silver and 7 ounces of gold.
	I'm 25 and have a little over $14,000 in the bank.
	What else should I invest in?
	I just started crypto also.
	No, that's good stuff, man.
	I'd say real estate is the next endeavor for you, my friend.
	Yeah.
	For sure.
	For that guy that sent that super chat in, I'd say real estate is the next one.
	You're going to need a bit more capital, but having precious metals and some crypto is definitely a good start.
	But yeah.
	We just answered him.
	But good luck playing overseas, bro.
	Go ahead.
	Good luck playing overseas, man.
	I appreciate it.
	I'm going to try to get to y'all next week or two.
	I just joined your council club and following you guys.
	Like the last couple months.
	A lot more intensively since I joined the club.
	So, yeah, just keep going.
	I have a meet-up on the 29th, actually, in March.
	But, uh, only top members only.
	But, um, oh, by the way, when you're overseas, man, make sure you tackle them snow bunnies, man.
	When you're overseas.
	Yeah, what?
	The snow bunnies, you know what I'm saying?
	Snow bunnies?
	Oh, yeah, yeah, yeah.
	Nah, definitely.
	Let's fucking go!
	Alright, bro.
	Alright, cool.
	Look at that.
	I know that's what we'll be doing over there, like in Lithuanian shit.
	Niggas be killing shit, man.
	Real quick, I want to make an announcement real fast for you guys, unrelated, but guys, I dropped the video earlier on how Epstein, because a lot of you guys have been saying on Twitter and stuff like that, hey, how did Jeffrey Epstein blackmail all these people?
	I made a video on it.
	I dropped it in the Miami Takeover Bills, if you could pull it up real quick, where I go over this, like, line by line, how he actually did this blackmail ring, because a lot of people want Pam Bondi to declassify this shit, so...
	I'll drop the link in the chats for you guys.
	Just go ahead and open up that video, like the video, and just let it play in the background.
	Obviously, watch this Money Monday.
	Prioritize that.
	But put that in your queue, guys, if you guys don't mind, because for some odd reason, I think YouTube has this video shadow banned.
	Probably for obvious reasons.
	They have a shadow ban.
	They got a shadow ban in general.
	So yeah, if you guys don't mind, that's the name of the video.
	It's called How Epstein Blackmailed Billionaires and Politicians, etc.
	Link is in the chat.
	Definitely, we'll drop it in there.
	That's it right there.
	I dropped it four hours ago, but it's only at 2k.
	I'm like, bro, what the fuck?
	I'm gonna get a shower ban on this shit.
	So yeah, like that video, guys.
	Play it in the background.
	Let's get the watch time up.
	Appreciate that.
	Get that information out to more people because people really think that Pam Bond is going to declassify these documents, which I doubt that she will.
	So yeah, man.
	But put it in the queue or let it play in the background and mute it.
	But obviously stay tuned because we're teaching you guys how to make money over here.
	So what else?
	What's the next for caller?
	0187 is back.
	Alright.
	Oh, man.
	Oh, okay.
	I thought it was a weirdo.
	Hello?
	Yeah, go ahead.
	What's going on, man?
	Hey, what's up, man?
	How y'all doing?
	This is Jay.
	What's up, man?
	Oh, Jay.
	Yeah, but so I wanted to talk about the truck industry and what's going on real fast.
	So ever since our Money Mondays that we did, it's been...
	I still get people hitting me up all the time asking me about trucking and what to do.
	It's like non-stop.
	I just want to thank you fellas for that because it's given me an opportunity to reach another level as far as helping people.
	Also, with what's going on with the terrorists and everything, it's a good and a bad time to kind of get into it.
	So it just depends on, you know, because there's still people asking me about it and they still watch the show.
	So it's a good and bad time to get into it because if you're in the infrastructure part of it, like steel, lumber, all that stuff, you're good because infrastructure is going to always keep going.
	But as you guys can see, like, people still need to eat, but the food is going up.
	Like, the price of groceries and everything is still going up.
	That's just a little side note, but I wanted to shout you guys out, man, and just let y'all know I'm proud of y'all for always striving to be better, for always leveling up every single time you guys do something.
	I wasn't able to get to you guys on the last meetup, but next one I'm definitely going to make it for sure.
	All right.
	Shout out to you, man.
	No worries, man.
	Glad that you've been able to take some of the craziness with this tariff war and use it to your advantage.
	You know, that's adapting versus crying about the situation.
	So shout out to you.
	For those of you guys that are wondering, you came on the show and talked about trucking and how to get into it.
	It was a really informative episode.
	So go ahead and check it out, guys.
	It's on the YouTube.
	Just type in Fresh and Fit Trucking and you guys will see it right there.
	Who's up next?
	People keep bugging me about that.
	The second one, too.
	Nice.
	Thanks, Jay, for calling in.
	Next, we have...
	2916, you are up.
	2916, you are up.
	Hello?
	Yo.
	Hey, what's going on, man?
	I just have one of you guys' advice.
	I'm 30 years old, and I'm about to take my ASVAB test for the military.
	I'm about to be joining the Army.
	I just wanted you guys advice and thoughts about that.
	How old are you?
	30. Damn, you're going in late.
	And you're going in like enlisting?
	Yes.
	Alright, well...
	I'll take my ASVAB next week.
	Okay, and you already signed your contract for what?
	I'm assuming five years?
	Four.
	Four?
	Okay.
	No, bro.
	I mean, look, just make sure that you're in really good shape because boot camp is going to fuck you up, especially since you're an older guy, dude.
	So just make sure you're in fucking tip-top shape, man.
	Okay, okay, okay.
	So would you advise someone to join the military, I know, or not?
	Well, what were you doing prior to the military?
	I was doing, like, warehouse work.
	I wasn't doing no major.
	I was doing warehouse, port lift, operating, stuff like that.
	- Okay, so you're basically, you had dead end jobs? - Yeah, dead end jobs.
	I didn't really know what I wanted to do.
	I was trying to look for something so I can better my future, you know, take care of my mom.
	- No, man, I mean, rather late than never, bro.
	I mean, look.
	You know, the good thing here is that you could do your four years, you get out at a 34, you can go to college with a GI Bill, and then you can also go ahead and learn a skill.
	I would say while you're in the military, bro, try to pick up an MOS that's going to be able to be applicable out to the civilian world.
	So try not to go into infantry and try to go into an MOS that's going to get you a job in the civilian world.
	That's my best advice.
	And then obviously you can go to college as well.
	Okay, okay.
	Okay.
	And just don't get in trouble while you're in the military.
	Don't get caught with drugs or do no dumb shit or get court-martialed.
	Like, just, you know, while you're in the military, just don't be a moron.
	Do your four years.
	Get out.
	Utilize the GI Bill.
	Get an MOS that will get you a job in the civilian sector.
	And you'll be straight, man.
	I mean, God willing.
	And get in shape.
	God willing, there's no war, God willing.
	Yeah, we hope there's no war.
	But with what's going on with fucking Israel every day, it's like, who knows, man.
	But, yeah, dude, just, you know, I would say the number one thing, more important than ASVAB.
	Because, look, you got to be a fucking complete moron to fail to fail the ASVAB.
	Just, I don't even think it's failable anymore.
	It just dictates what jobs are open to you.
	The thing you need to focus on is being in shape so when you go to boot camp, you don't get fucked up.
	That's what I would say is more important.
	Yeah, the shape part.
	I mean, right now, I'm not really in shape, but I have been working out because I knew I had it in my mind I was going to the military.
	Yeah, bro.
	You need to be working out every day, bro, at this point.
	You need to be running every day.
	You need to be doing push-ups every day.
	You need to be basically doing all the workouts, the shuttle runs, all that shit.
	Right.
	All right?
	Okay, man.
	All right, bro.
	Focus on that.
	Get in shape, eat well, and then start looking at Elmo Essos that you might be interested in that will get you a job.
	Okay.
	All right, man.
	Cool.
	He brought up a very good point, this caller.
	He didn't know what to do in his life.
	He was trying to figure it out.
	What his purpose and passion was.
	I made a video actually on my vlog channel.
	Bill's is in the chat real quick.
	Talking about networking, how to gain access to people for different careers, lifestyles, businesses as well.
	And I did a car event recently.
	Listen guys, you may not know what you want to do in life, but if you don't know, you try different things.
	And I feel like most people here have an idea of what they want to do.
	But they don't know the industry, how it works.
	So networking is very important.
	So go watch our video, guys, about networking.
	And we did a Zoom call as well on Castle Club about networking one-on-one, how to start.
	Even if you have no value at all, where to begin on those adventures.
	But again, networking is important, man.
	Don't forget.
	Did they drop our video?
	I don't know if they did yet, though.
	Yeah, we did an interview with No Jumper.
	They're probably going to drop it this week, I'm thinking.
	Or at worst case, next week.
	Yeah, they got edited a lot of stuff.
	Oh, yeah.
	A lot of edits.
	Yeah, we'll see.
	Alright, who's up next?
	Alright, we have...
	No, there's not yet.
	4142, you are up.
	4142, you are up.
	Cool.
	What's goody, dawg?
	Yo.
	What's goody?
	I've been fucking with you all for a minute, man.
	Like...
	Are you eating food?
	I mean, my apologies.
	Alright, man, look.
	It's time for y'all niggas to go political, right?
	Y'all have a big enough platform.
	You have a generation of young kids, young enough to need that real, moldable, relatable shit.
	You know what I mean?
	You got a whole team.
	You can take this shit.
	If Stephen A, right?
	If this nigga could be in a political circle, right?
	And you have a whole team around you.
	Y'all have the ability to reach the masses.
	Like, I'm proud of y'all motherfuckers, man.
	Like, real shit.
	Like, the dude that was going to the military at 30 years old, right?
	He ain't gonna cut it.
	But it's all gravy, though.
	You know what I mean?
	To each his own.
	But you need to talk about gold, minerals.
	Yo, are you aware of the fact that I have a political talk show?
	I go live on Monday to Friday at 5pm?
	No, no, no.
	I fuck with it, but I'm talking about, bro, we got a lot of idiots in the political realm.
	Like, I ain't even started fucking with politics until, like, recently.
	But all these motherfuckers are idiots, man.
	We need niggas like y'all.
	In 50 years, this motherfucker gonna be all niggas, man.
	We need niggas like you who have the etiquette.
	And the mentality to take us forward, bro.
	Like, I believe in y'all niggas, man.
	I appreciate that, bro, but we're already doing what you're suggesting, so I'm just a little confused here.
	Yeah, I'm just curious, bro.
	What's you getting here right now?
	Chicken?
	Pizza.
	Oh, that's different, bro.
	Shout out to you, man.
	Hey, man, can't trust the food.
	Everyone in the chat is saying you're high.
	Like, what do you feel about Bitcoin?
	Like, with the government backing with that?
	We did a podcast on this, actually two podcasts with Miguel and Charlie, about the government having their pause on Bitcoin and Ethereum.
	So I think, you know, you should watch that podcast as well.
	Since you're a huge supporter.
	Bro, I don't think this is going to watch the show, bro.
	No.
	Bro, I'll give it a thousand with you, bro.
	Look, I know you're enjoying your pizza and shit like that, but, bro, I don't think you watch the show, bro, because literally we endorsed Trump the whole 2024. Yeah.
	You know, I made a whole new podcast, basically, called The Debrief, where I literally cover political shit just like this, Monday to Friday, 5 p.m., tune into that.
	You know, Fresh is not political.
	He doesn't give a shit about that stuff.
	I don't.
	So, like, I do.
	So if you like the political stuff, bro, just tune into that, man.
	Alright, I appreciate that, man.
	Alright.
	I hope y'all niggas keep doing their thing, man.
	Much love.
	Alright, man.
	Thank you.
	Cool.
	Hey, at least it wasn't chicken or watermelon.
	Good shit.
	Alright.
	Who do we got up next, bro?
	Pizza's different, though.
	That nigga different.
	Okay.
	Yo.
	Someone in the chat said, who let this nigga out of the zoo?
	Who let the dogs out?
	0535, you're up.
	I'm still waiting for the monkey sound.
	Put on my thing, man.
	Hello, can you guys hear me?
	Yo, what's up, bro?
	I just put like a Donkey Kong gift.
	First of all, I want to say I want to thank you guys so much for your advice and stuff.
	And let me get straight to the point.
	So I'm a commercial cinematographer and I just got out of my first $50,000 year Nice and I wanted to ask if you guys have any advice like as for scaling the business Nice.
	So when you see you do cinematic photography, give me an example of one of your clients.
	It's mostly businesses.
	It's commercial cinematography, so I make commercials for a living.
	Got it.
	So, in this case, when you make commercials, is it only you doing editing, doing all the recording as well, or you have a team right now?
	So, the team thing is kind of like a golden method, but what I do is, I'm going to share with you guys anyways, in case anyone else is in my situation that does video.
	But what I do is I go on Facebook groups, and You can hire people on Facebook.
	You can either do free or paid.
	So at first, it did cost me a little money because I had to pay different roles, like pay them hourly and stuff.
	But I'm talking about how do I scale it to be a permanent thing where I have an employee.
	Do you guys recommend, based on my position, getting my first $50,000 a year, do you guys think right now is the right time to get employees or start looking for a studio?
	What do you think?
	No, you don't make enough yet.
	Employees are definitely going to have a bearing on your scale and growing, but you're really small right now, bro.
	I would argue, bro, like right now, you need to grind and make more money, bro.
	Because remember, you got to pay for employees' insurance, health benefits, maybe, for example, you know, benefits for...
	50K is like, bro, you're getting...
	401Ks and shit.
	You're not even close, man.
	You got to make...
	Well into the six figures before you start bringing in, like, help and shit like that.
	I mean, maybe you could bring contractors here and there, but...
	Yeah, you use Fiverr or you use Upwork.
	That's pretty reasonable, and it's a one-time ban.
	You know what you can do with those people, bro?
	Build a good relationship with them, become cool with them, and then, hey, bro, I'll pay you this much without having to worry about having to do benefits and all that shit.
	Because employees are definitely at high cost, bro.
	Oh, goddamn.
	Yeah, I've made some connections along the way.
	And why I'm keeping this context is because I started this business two years ago.
	So I'm actually kind of satisfied because this is something I love to do.
	So I'm actually kind of happy with myself that I was able to pull off and make $50,000.
	Look, bro, this isn't conventional, bro, but this is what you could do.
	You could bust an Elon.
	Hire some niggas in India, bro, put them on salary, no benefits at all.
	And look at AI, bro.
	AI is there for you to use in totality.
	I got a friend right now, right, bro?
	He uses AI for everything.
	And I'm like, dude, this is fucking futuristic.
	But all his data searches, all his actual recovery for his video files, all done with AI. So again, bro, you can use it smart nowadays and as well use employees that are not here in the States.
	Just saying.
	Look at Elon.
	I'll bring them here.
	Yeah, I have a little thing against AI with filmmaking because I got to use my brain and, you know.
	Work my creative juices and stuff.
	But, yeah, I really appreciate it.
	One last question, and this is from Myron.
	So, based on what you hear about me and stuff like that, I want to say that I'm an immigrant.
	I came here illegally, though.
	I am in the process of getting my green card and stuff like that.
	So, what do you think about my situation?
	Like, how I can...
	You're here illegally?
	I've been here for like 10 years.
	You said you're here illegally?
	No, I'm here illegally.
	Sorry.
	I didn't come here by boat.
	Nah, bro.
	I'm still over here, man.
	I came here illegally.
	You know, I had my family member who's a citizen write a letter and all that kind of stuff.
	So what do you have?
	A green card?
	What do you have?
	I have employment authorization.
	That's how I'm able to get an LLC and social security and stuff like that.
	Yeah, but no, no, no, no.
	What is your actual status though?
	Employment authorization allows you to work.
	What is your actual status?
	I think it's called alien authorized to work.
	Nigga.
	Bro, how'd you come to the United States?
	So my family member wrote a letter.
	Um, and something like a recommendation or something like that.
	Okay, bro.
	What document?
	Look, if you're going to ask me for this stuff, I need you to be fucking truthful.
	I can see that you're obviously not telling me the truth and you're trying to hide it.
	It's very simple.
	What document did you present when you came to the United States of America?
	Myron.
	Myron.
	This cup of water?
	What makes it cold?
	What?
	Ice.
	I can't let it be on a visa.
	I don't know much stuff about this because at the time it was my mom that took care of all the situations.
	But all I know is that I came here on a visitor visa and my uncle wrote a letter recommending us and that's how we're able to get in here.
	I've been in school for 10 years.
	I graduated high school two years ago.
	So, you know.
	I was just asking what you think and stuff like that.
	But maybe I don't know.
	From what you're telling me, bro, it sounds like you overstayed your visa and you're here illegally.
	That's what it sounds like to me, bro.
	Ice, ice, baby.
	And this administration probably isn't to your best benefit.
	So what I would say, you probably need to go talk to an immigration attorney and figure out what options are available to you under this administration.
	Yeah, dude.
	This immigration is not friendly to people like you guys.
	Don't get in trouble.
	Don't get arrested.
	And I would definitely go meet with an immigration attorney and figure out what your options are, because I don't even know what your status is.
	You don't even know what your status is, which is problematic in itself.
	Damn.
	Yeah.
	Yeah, I do have an immigration lawyer, and they're working on some stuff, so I appreciate it.
	And there you go.
	Wait, wait, wait.
	If you've got an immigration attorney, then what the fuck is your status?
	How do you not know your status as an immigration attorney?
	It's me and my mom.
	I don't really know the details about it.
	I don't talk to my attorney like that.
	Or only if she needs files and stuff.
	She's the one who got me my security.
	Bro, it's fine.
	What's your phone name again?
	Nah, chill, man.
	Like I said, bro, you need to...
	Dude, how old are you?
	You're a fucking adult, right?
	How old are you?
	I'm 20.
	I graduated high school two years ago.
	Nigga, how are you 20 years old and you don't know what your status is in the United States?
	Listen man, what state you in again?
	Like, bro, you talking about your production film and all this other shit, bro?
	They're going to produce you as a foreign national, kick you out, man.
	I'm going to hire employees!
	They're going to deport you!
	They're about to film you getting deported, bro.
	Yeah, for real.
	Niggas' priorities are all fucked up.
	Why are you going to employ people?
	How?
	Listen, I know we're trolling, bro, but come on, man.
	Niggas' priorities are all fucked up, bro.
	Yo, look, man, this is very simple.
	You need to go to your immigration attorney and figure out what the fuck your status is.
	Once you figure out what your status is, then you can move from there.
	But I'm being polite here.
	Like, bro, this is crazy to me that you just, like, kind of been winging this shit for 10 years.
	Now the Trump administration here is like, yeah, yeah, man, like, uh, I don't know what my status is, but, like, uh...
	Wait, does he pay taxes?
	Probably, I don't know.
	Probably, maybe.
	I do, I do.
	I had to drop 30% self-employment tax.
	So maybe he has, like, an extension or something?
	Nah, bro.
	Like, an employment authorization doesn't mean that you're still, like...
	Like, that's temporary.
	So, yeah, bro, you gotta figure out what your status is.
	The fact that you don't know when you're 20 years old is problematic, bro.
	But get this shit handled because the Trump administration is out here deporting niggas, bro.
	Ice, ice, baby.
	So get that handled immediately, all right?
	FBI, open up!
	And I want to say I really appreciate you guys.
	And, like, people call you guys racist and stuff, but that was just an example right there.
	Like, you were even trying to help me out as an immigrant.
	Like, people are...
	Like, calling you guys racist and stuff on Twitter that you hate immigrants, but, like, you're legit giving me, like, advice and stuff on how to move forward, so I really appreciate it.
	Yeah.
	Yeah, bro, we don't hate people, man.
	Yeah, we don't hate people, bro, but Twitter's filled with retards.
	But, yeah, bro, go get your immigration situation looked at and talk to an attorney, bro, because you kind of waited a little too long for this shit, so get this shit handled immediately.
	Yeah.
	All right, let's go to the next caller.
	All right.
	All right, peace.
	Who's up next?
	We have 4517. You are up.
	4517. You are up.
	Hey, what's up, Myron?
	What's up, Fresh?
	How's it going, guys?
	So, yeah, I wanted to talk about today because my business, so we have a rental business.
	It's construction equipment, scaffolding, and all that stuff.
	So we have a warehouse right now.
	So the current landlord, he's selling the building.
	And I don't know, they might sell it to, you know, them boys, you know.
	And it's in a certain zone now that you could, like, it's like a certain housing zone now they just turned it into in New York City.
	So, like, they get a lot of benefits if they build, like, these fucking small-ass apartments and bullshit, you know?
	So I'm just kind of, like, scared about that.
	What do you think?
	Should I, uh, should we, like, buy that place out?
	Because it's kind of expensive.
	Like, you want, like, around, like, $2 million for that.
	So, uh...
	It always comes down to...
	Bro, when it comes to real estate, do the numbers work, man?
	What is the cash flow like?
	That's what always matters.
	Remember, guys, when it comes to real estate, any deal can work if the numbers matter.
	Even if you're buying in an area that sucks, even if you're buying in a place that's not landlord-friendly, if the numbers work, it doesn't matter.
	That's what overrides everything.
	I'd rather take a deal where the numbers work versus taking a deal that is in a great place that has potential.
	All right, so what's your advice on that?
	Let's say the loan is like, so obviously it's like $2 million.
	My father, so we're Muslim, right?
	So you know how we don't want to go through things.
	Is this a commercial deal?
	Yeah, it's a commercial deal, yeah.
	It's a warehouse.
	Okay, so, okay, it's a warehouse.
	Okay, so, and you're saying you're buying the warehouse?
	Yeah, we want to buy out the warehouse, but it's kind of like a little expensive.
	Because where we can't go, you know, obviously we can't do a cash deal right away because we don't have that much cash on hand.
	But the thing is, obviously we do have cash flow and all that stuff.
	Everything is good.
	How much is the place going to generate a month?
	Wait, what?
	How much is the place going to generate a month?
	That place itself is just a storage.
	It's just storage.
	That's all it is.
	We have our offices somewhere else.
	That's where we make all the deals and all the rental stuff is going down over there.
	So we just paid that place off.
	We just paid it off.
	Bro, please answer the question.
	Thank you.
	The storage place.
	How much money does it generate a month?
	The fact that you don't even know is a fucking problem.
	You should be able to rattle these numbers off to me immediately.
	You should be able to tell me what the NOI is, the cap rate, how much it generates, what the current market is, what you intend to raise the rent to.
	Like, all of this shit needs to be answered before you even, like, call in.
	I get it, I get it, yeah.
	So yeah, you can say, like, $10,000 a month after profit, like, you know, after paying off the, you know, rent and all that stuff.
	Wait, wait, wait, wait, what?
	$10,000.
	Gross?
	Yeah.
	So the property generates $10,000 gross?
	Yes.
	How do you know that?
	That's pretty good.
	If it's true.
	Because, yeah, we have a lot of equipment there that we sell.
	Let's say all these scaffoldings, platforms, ladders that we sell every day, honestly.
	No, the property itself.
	The property itself?
	No, we don't own the property yet.
	We want to buy it out.
	That's what the thing is.
	He's telling you, so before you even try to look to buy it, You want to do some research on a property.
	What's the actual numbers of profit you're going to make after paying a rent and expenses on a property?
	Yeah, that would be like around $10,000.
	No, but you just said it grosses $10,000.
	You're including the rentals that you're doing, right?
	No, no.
	You can say like, alright, so like net sales is like about $60,000 a month.
	Yo, bro.
	Bro, bro, bro, bro.
	No, no.
	Forget the sales of the equipment and rentals.
	We're talking property only.
	If you buy the property today, what's the actual property you can get from the property itself without any type of rentals or sales or anything like that?
	I mean, it would not bring in any revenue.
	No.
	Nothing.
	It would just be a return on investment based off the property.
	So then buying it would probably be a waste then at this point.
	You know what I'm saying?
	Hello, I work full-time, noon, 8.30pm, six days a week.
	This job doesn't like overtime.
	Delivery apps aren't consistent enough for me.
	Other jobs don't want to hire because of my main job's hours.
	What do you think I should make a less than $800 a week?
	Alright, we'll get back to that chat.
	So yeah, caller, being honest with you, bro, you might even have to like...
	Listen, your question, you just answered it, bro.
	Not worth it.
	The Mafia Mafia, bro.
	Okay.
	I mean, but that's like our main storage area.
	That's just what it is.
	It's like our main storage area and all the other warehouses in the area.
	I think you're more worried about even way more expensive.
	More than the actual benefit of the money itself you're going to gain from buying this.
	But for more control, I understand as well.
	But again, it's numbers first over feelings.
	Okay.
	No, definitely.
	I'll look better into the numbers and all this stuff.
	Yes.
	I mean, that's what I've been trying to do this past month, so I was just trying to get your opinion on that.
	So, like, we should...
	Like, what would you think?
	Like, should we just buy it out from them?
	Obviously, get a loan from the bank and get that place, you know, pay it over time, obviously.
	Listen, we just went through some stuff here with you that's very rudimentary, and the mapping, mapping, bro.
	So, off of that alone, I would say hell no.
	Remember, to me, it sounds like you're doing it because...
	Bro, let me be honest.
	Who's the one that's actually putting up the money?
	Because you're a retard.
	Is your dad the one putting up the money?
	Who's doing this deal?
	My dad, my uncle.
	This is a business, basically.
	Okay, who runs the shit?
	Is your uncle nearby or your dad the one that actually is putting the money in?
	No, they're not here now.
	Okay.
	I'm going to be very blunt with you.
	You don't know what the fuck you're talking about.
	We're asking you very rudimentary real estate questions that you can't answer.
	Yeah.
	And the fact that you can't answer them tells me that you don't know what you're doing.
	So, I'm very hesitant.
	To say anything because you don't even know basic numbers and understand how much it's going to cost you to purchase a place, putting money down, how much it's going to cash flow, if at all.
	You can't even answer these questions, bro.
	Look, I get it.
	It's a family-owned business, but clearly you're not the bank roller here.
	It's probably someone else, and that's why you can't answer these questions.
	So, look.
	I'm happy to help you, but you gotta put someone on the line that actually knows what the fuck they're talking about, bro.
	Because this has been extremely frustrating talking to you about this, because you clearly don't know what's going on.
	And that's fine.
	You're probably just helping your dad or your uncle, but...
	Bro, you what?
	You Arabic?
	Or what?
	Where are you from?
	No, no.
	Pakistani.
	Pakistani?
	Yeah, bro.
	We gotta talk to somebody that actually is dealing with the money and knows what's going on here, bro.
	Alright.
	I don't mean to be an asshole or whatever, but I just gotta keep it real with you.
	Very confusing.
	Your questions are disconjointed, and I don't want to say anything that might fuck things up.
	But at this point, just from what you've told me, it doesn't look like this is a good deal.
	Yeah.
	But who knows?
	You might be misrepresenting things.
	Facts.
	Yeah, I think that's what it is.
	Yeah, definitely misrepresenting it.
	But yeah, definitely.
	Thank you, bro.
	I'll get back to it.
	I'll get some more numbers in.
	Have you seen our episode on Real Estate?
	We did a Real Estate 101 episode.
	I think you need to watch that.
	Have you watched that?
	No, I haven't watched that yet.
	Can we put the link in the chat for him, please, on this, Real Estate 101?
	Just type in Freshly Fit Real Estate 101. You need to watch that video, bro, because, like, yeah, man.
	All right, cool.
	And I saw you donated on Rumble, so look in the Rumble chat.
	I'll put it in there.
	Yeah, we'll put it in the Rumble chat for you right now, bro, so you can kind of understand the basics here, because you don't understand the rudimentary basics, and we can't really build from there.
	Also, we had a text-to-speech.
	Can you do it one more time?
	I appreciate it.
	Take care, man.
	Call back with someone that is putting up the money next Monday, and we got you, all right?
	You want to put it up?
	Yeah.
	Did he hang up already?
	He's gone.
	Yeah.
	Church Cannons, he says, Hello, I work full-time noon to 8.30pm, six days a week.
	The job doesn't like overtime.
	Delivery apps aren't consistent enough for me.
	Other jobs don't want to hire because of my main job hours.
	What do you think I should do?
	I make less than $800 a week.
	Wow.
	He works six days a week from noon to 8.30.
	Nigga, you need to get another job.
	Yeah, that's crazy, bro.
	They don't like overtime.
	What should I do to make more than $800 a week?
	Bro, you're better off driving Uber than doing this job.
	Fuck that.
	What are your skills, man?
	I mean, drop-dead foundation?
	Uber.
	That's your best bet.
	But that's ridiculous, bro.
	Six days a week?
	800 bucks?
	Oh, goddamn, bro.
	Yeah, I know.
	Slave labor, bro.
	Wow.
	Yeah, bro.
	Honestly, man, that situation sucks.
	You can improve it for sure.
	But that...
	Job you have right now is not working, bro.
	That's like poverty slaving, bro.
	Keeping it real.
	Yeah.
	So.
	Yeah, bro.
	Get another job, bro.
	That's crazy.
	Yeah.
	Slave labor, damn near.
	Ten an hour, roughly.
	Okay.
	Who's up next?
	Yeah.
	All right.
	We have 5204. You are up.
	5204. You are up.
	What's going on?
	Hey, what's up, guys?
	What's going on, man?
	Hey, can you hear me?
	Yeah, we can.
	Okay, cool.
	It's a little bit laggy.
	It was a little bit laggy.
	Totally, bro.
	So, yeah, it's great to talk to you guys.
	Love what you guys do.
	I've been watching for quite a while.
	I've never actually called in, but I've been thinking about it for a while.
	Finally caught one of the streams.
	But yeah, I'm 26 right now.
	I'm an artist.
	I'm trying to become an entrepreneur.
	You're trying?
	You know, for a long time.
	Wait, sorry, did you say something?
	Yeah, you're trying to become an entrepreneur?
	Yes.
	Why are you trying to become an entrepreneur?
	Why am I trying to become an entrepreneur?
	Well, I mean, part of it is I'm an artist, so I need to start a business to actually sell my art.
	I make paintings, and I'm a sculptor, too.
	But I'm also a musician, and I spent a long time trying to Make it in the music world.
	Yes.
	And actually, Tory Lanez stole one of my beats.
	And I tried to sue him, but the lawyer didn't think, because it was like a sample.
	And then he flipped in the same way.
	I met him in Miami, too, and everything.
	So it was like, I know he stole that shit, but the lawyer was just like, eh.
	And then after that, you know, the album went gold, too.
	You know, that shit was crazy because it, like, proved to me, like, I actually could do something with music if I had the, you know, the chance and, like, Tory Lanez didn't screw me over, you know.
	How old are you?
	You know, I still...
	How old are you?
	I thought I'm 26. Okay.
	Yeah, bro.
	So you're trying to become an entrepreneur.
	You're an artist.
	I'll be honest, bro.
	Most artists are broke.
	It's not a very forgiving industry.
	It's really savage.
	And you need connections 100%.
	If you don't have that, bro, you're cooked.
	Yeah.
	Yeah, well, I also have some other businesses I'm trying to start because I watched most of Andrew Tate's Hustlers University was saying how you could start a lot of businesses very cheaply.
	So I'm trying to start doing that.
	So here's one thing, bro.
	I'll be honest with you, bro.
	You need to focus on one thing at a time, not multiple things at one time.
	Also, FreeTory, he's the guy.
	And listen, bro.
	At this point, man, you sound like you're trying to be a jack-of-all-trades.
	That's not going to work, bro.
	Focus on one thing at a time.
	And again, art and getting into that industry, bro, is not going to be easy for you.
	Listen, there's so many people that want to be artists or beat makers or producers, and I get it.
	It's a dream that can be really fulfilling and amazing.
	The problem is, bro, is most will not make it because...
	By design, it's made to be for people that are in a system, by the system.
	If you're not currently in that system, bro, you're cooked.
	So, you need a job.
	Do you have a job?
	Well, actually, I just...
	I'm not sure if I'm...
	I'm doing the assessment right now for this insurance job.
	I have a 215 license to sell life and health insurance.
	So I've been doing that for on and off.
	I've been going to school for architecture.
	Or, well, at first I was doing computer science.
	But then, you know, after we realized the thing that's happening with, like, the H-1Bs and, like, all that shit, I was like, fuck that.
	So I'm doing urban design, and then I'm going to get a master's in architecture.
	I want to be an architect.
	Listen, bro.
	I'll be honest with you, bro.
	You are a very professional person.
	You're a pro.
	But listen, I think for you, bro, just focus on one thing, bro, and you'll be fine.
	You've got too many things going on.
	And honestly speaking, bro, your question itself, the reason I ask you is because being an entrepreneur is a full-time job.
	It's not like I'm going to do this one thing, do that one thing.
	It's a full-time job.
	So once you're ready to commit to one thing fully for a long period of time and not make any money, then I would just work a regular job, bro, at this point.
	Honestly.
	Bro.
	So you don't think, like, because, like, Andrew Tate in his course, he was saying you could just, you know, like, very easily make, like, these dropshipping websites or these other businesses that are, like...
	Bro, you are not Andrew Tate, okay?
	But you are who you are.
	So you know your strengths.
	Maybe that's not for you.
	Could be.
	But you know better than us.
	What I will say is those that, like, someone needs to focus on one thing at a time because, be real, bro, you're all over the place, bro.
	All right?
	Yeah, I have so many interests and, like, things that I want to do, and I feel like I can at least, you know, I mean, I don't know if, like, the music thing or, like, art is going to, like, pan out.
	It's more of, like, a passion.
	Yeah, dog, that's enough for me, dog.
	That's enough for me, dog.
	Yeah.
	That's enough for me.
	But, yeah, the main thing is I just...
	I'm trying to figure out how I can get to the next level, like, right now, you know?
	And I guess you're saying, like, not starting to just work a job, but, like, I just...
	You gotta pay your bills, bro.
	So this is the actual mecca or meta for making it life.
	You gotta pay your bills 100%.
	That's mandatory.
	I don't know if you live with your parents or whatever, but have a job that's steady that can pay your bills.
	Two, yes, you want business?
	Understandable.
	Once your job is complete...
	You got a job for sure.
	You're comfortable in your job.
	You're making some good money.
	Then you go ahead and start a side business on the side after work.
	That becomes your new baby.
	You focus on that.
	That's your new focus.
	Then at a certain point where you're making double your income from your side business, then you can look at going over to that fully or making it more of a real-time thing.
	But again, right now, bro, you're at ground zero.
	You're doing too many things at one time.
	You want to be an artist.
	You want to be a producer.
	You want to do just too much going on, bro.
	You're going to be a jack-of-all-trades, a master of none.
	That's going to be L in real time.
	So, again, you need to focus on one thing, bro.
	Stick to one thing.
	Get a job as well, and that should be your path, honestly.
	But all this other stuff, bro, is going to be L. Okay.
	All right.
	All right.
	Thank you.
	All right, bro.
	You got it, though.
	Thanks.
	Bye.
	Bye.
	You ever played a video backwards, but you...
	Slow it down the video.
	Like, you thought it was, like, really slow, bro.
	Too much weed.
	Probably.
	Yeah, brain fried.
	But, I wish him the best, though.
	Wish him the best.
	Alright, what's next?
	Um...
	We have...
	2297, you're up.
	2297, you're up.
	Sorry, I had to shit on a retard on Twitter.
	Holy fuck, man, people are stupid.
	Hello, can you guys hear me?
	Yo, what up, bro?
	Yo, what up, bro?
	Hey, what's going on?
	So, I have a question for you guys, hoping you guys can help me out.
	So, I'm currently in the Army.
	I'm on my last little, like, stretch of it.
	I'm getting out next year.
	I've been doing it for about, like...
	When I get out, it'll be six years, so I would have done it a total of six years.
	I've saved up a good amount of money, currently debt-free, and recently my pops passed away, and I got a pretty good inheritance.
	It's an unfortunate situation, but I got a pretty good inheritance from my pops, and I'm just kind of calling to ask you guys where to kind of invest that money right now.
	All right, how much money are you getting?
	For the inheritance, I'm getting around like 27 mils.
	Damn, nigga!
	Hey, listen, bro.
	We're a podcast for the people.
	Want to support us as well, bro?
	Just donate your button over there.
	Bro, buy real estate like crazy, bro.
	And just start...
	Dude, you're at a point where you can literally...
	Nigga, you're good.
	You don't got to work again.
	Yeah.
	Like, once you get out the military, buy a couple of properties cash, have them cash flow.
	And that's what I would do, bro.
	I'd put at least...
	If I got 27 million just handed to me like that, I would fucking take 20 million of it, I'd buy a bunch of property cash, have all that stuff literally cash flow to me directly, appreciated value, done, bro.
	Also, cars.
	You don't need more than two cars, bro.
	Yeah, don't buy anything fancy.
	20 million of that is going to go 100% to real estate.
	Once you buy that real estate and you're making a bunch of...
	Because here's the thing, remember.
	You're buying it cash.
	You own it cash.
	That means that all the cash flow is coming right to you.
	You don't got to pay the bank.
	Right.
	And then that's it, bro.
	Yeah.
	And then literally that other $7 million, maybe take a million for yourself where you can maybe purchase yourself a nice house that's not too expensive.
	Buy that cash as well.
	And then have a couple million saved.
	But yeah, bro.
	Dude, I would take $20 million of that and put it into real estate and make residual income off of that.
	And then take a couple million and put it into crypto as well.
	But, yeah, bro.
	Because that money's gonna appreciate and it's paying you back.
	Yeah.
	Your dad did a very good job.
	And as far as real estate, I know you guys have like videos on it and stuff like that.
	I'm just recently getting in.
	We're dropping it in the chat for you right now.
	Moe just literally pulled it up.
	Hold on.
	Don't worry.
	Moe just literally pulled it up.
	There's a video on how to invest in real estate 101. We're gonna drop it in the chat for you, bro.
	But yeah, dude, like, whatever you do, please don't buy a bunch of stupid nigga shit, Ferraris and Lambos.
	This is what you do if you want to buy that shit.
	Okay?
	You're going to take that money, that 20 million, you're going to put it into real estate.
	That real estate is going to pay you back passive income.
	Once you start getting that passive income, take maybe a percentage of that, and then you can go ahead and buy stupid shit.
	And if you still want to work, you can.
	Because now your assets are paying for your liabilities.
	That's how you're going to do it.
	If you want to go down that road and buy nice shit.
	Honestly, bro, you know, bro, fancy cars, it's not needed, man.
	Don't do that until you have at least 100 doors.
	Once you have 100 doors, then you'll be in a position where you can go in and buy one of these luxury cars.
	Okay.
	Alright, yeah.
	And real quick, I just wanted to say that dude that hopped on here earlier.
	Congratulations.
	That is a pretty crazy age to join, but I will say that the military is a very huge...
	It's a stepping stone for a lot of people, and I'm sure he's going to do fine.
	I've known people that came in the Army like 30 years old, you know, but they got a good MOS, like you were saying, Myron, and they got out and were working IT, got six-figure jobs after when they were working dead-end jobs before they even got in the Army, so that was pretty solid advice.
	He got it, man.
	I know he's going to do great.
	So, yeah, that was pretty solid advice, Byron.
	Yeah, no worries, bro.
	You've got a bright future ahead of you, bro.
	Just don't spend the money like a retard.
	Invest it into asset class that are going to pay you back.
	You're going to get an enormous amount of tax benefit as well when you buy this real estate.
	Because remember, they're going to try to tax the fuck out of you on this $27 million when you inherit it, more than likely.
	Hopefully they don't.
	But if they do, buying that real estate is also going to curb your tax liability, too.
	Okay.
	All right.
	Appreciate you guys.
	Thank you.
	Also, don't get married, bro.
	Oh, yeah.
	Girls are going to...
	That's not on the agenda.
	Don't even worry.
	That's not even on the agenda, man.
	Girlfriends are at L2. Just saying.
	Sometimes.
	All right, bro.
	Appreciate you guys.
	Congratulations.
	Good luck, man.
	All right.
	Thank you guys.
	Later.
	All right, bro.
	Later.
	Get a Ferrari.
	Oh, my God.
	All right.
	Who's up next?
	Cool.
	This person...
	That he called...
	Still served this country with all that money.
	That's a blessing, bro.
	That's great.
	That's an awesome blessing.
	Good for him, man.
	Really good for him.
	This person, I believe...
	There they are.
	There you are.
	I got you.
	I got you.
	Because I've just seen you.
	9829, you're up.
	9829, you are up.
	Hi, guys.
	Y'all can hear me?
	Yep.
	Yep.
	What's up?
	How are you doing, bro?
	Good.
	What's up, man?
	Yo.
	This is Alchemist.
	I already called last time.
	You donated to Alchemist?
	About my situation and everything.
	So...
	This is small.
	Your best friend.
	Yes.
	Last time I was telling you that everything I was like kicked out from my house, everything and everything.
	Last time we left off, you needed a car and you were working at Target.
	That's where we left off last time.
	Yes, yes.
	I was working on Target, and you need to find another job, and I'm working two jobs.
	So right now I'm looking for a car to buy, because when I buy a car, I will increase my income.
	So my credit score is 500 right now.
	So there is something that I'm now understanding.
	Like, I have two credit cards I was charged off, but I have only one credit card open.
	This is the first credit card that I opened when I was getting my credit.
	Hold on, bro.
	Hold on.
	Fresh.
	500 credit score.
	Wants to get a car.
	What do you think you should do?
	Nigga, you about to go to buy a pair.
	That's all you can afford, nigga.
	God damn, bro.
	Listen, you cook.
	Nigga, you cook.
	A used car that I'm trying to buy.
	I know.
	I understand this, bro.
	Listen.
	Imagine, right?
	You are going through a bathroom.
	There's two toilets.
	One toilet.
	You sit down on the toilet seat.
	It's a regular toilet seat.
	It's fine.
	It's normal.
	However, your toilet's going to have some thorns.
	Some spikes.
	Up your asshole, bro.
	Alright.
	Listen, bro.
	Your credit score, bro, sorry to say, you ain't going to buy a pair here.
	What is that?
	A dealership that has cars you can afford or you can get approved for, but they're going to charge your interest out the wazoo.
	So, get a car that is really cheap that you can pay off within that year.
	So when I first came to America, I did the same thing.
	I got a Toyota Camry, 2002, 110k miles on it, and it was 4k.
	I put 2k down, paid the 2k for that car, and within that year, paid off in full.
	Boosted my score all the way up to a really high score.
	For you, bro, same thing.
	However, don't go buy a BMW or a Mercedes because they're going to wax you.
	Get a simple Toyota Honda that's cheap over there.
	Make sure you pay it off within that year, and that's going to be your car to pay off.
	Now, here's the issue.
	If you don't do this, bro, and you go get a car that you can't pay off within that year, what's going to happen is you're going to have a lot of interest to pay at the end of that year and every month.
	Which means, let's say the car costs like $10k, you might end up paying like $20k, $30k for that car.
	So, bro, this is very important.
	Get a car, super cheap, Toyota, Honda, that's durable, you might have a lot of miles, it's fine.
	Pay it off within a year, and you should be good to go.
	Cool?
	Okay.
	The car that I'm trying to buy right now costs $5,000, so I have $2,000 down that I'm going to put, and I'm going to pay the car off within the year.
	So, it is, like, that's what I'm trying to ask you.
	Like, it is the BMW, like, $325,000.
	No, bro, see?
	$33,000.
	Yo, niggas, bro.
	This is the issue.
	That car's not hella issues.
	Look, look.
	That car costs $5,000?
	No, it costs, like, $20,000.
	You know why?
	Repairs, maintenance, oil change.
	Nigga, you're cooked.
	Get a Toyota.
	This is what I told you, bro.
	Honda, Toyota.
	Yo, nigga, this is what got you in trouble in the first place.
	Dog.
	Nigga.
	Listen.
	Listen.
	I have made mistakes in a car game, bro.
	Many mistakes.
	I'm telling you, bro.
	If you want to win, that's how you do it.
	You buy the Toyota or Honda.
	Mileage, understandable, maybe high, but it's affordable.
	You might spend even 2-3k, bro, max, right?
	Put a half, 1k, or 2k down, and then pay it off as soon as possible.
	It's going to boost your score up, 1, and you're going to have car history now.
	So when you go buy a next car, you have a paid-off car and history.
	So you get a better rating, a better deal for your next car.
	But hopefully he's not going to buy a pair anymore.
	It's from an actual dealership that's more reputable and not a scam artist.
	So, again, bro, BMW is an L. I just told you, no Mercedes, don't BMW. Honda or Toyota, bro?
	Nigga, like, are you listening to that at all, bro?
	Nope.
	Nope.
	Nigga don't learn, bro.
	Shit, bro.
	So, you don't want me to buy the BMW? Yo, dude, we're done.
	We're done, bro.
	We're done.
	Let's take a clip, bro.
	Dude, I just told you why.
	Okay, you say high maintenance and not a problem.
	Okay, I got you, man.
	You know what, bro?
	Fuck it.
	Go by the BMW. Buy it, bro.
	And then call me and tell me what happens after that.
	Just take it, bro.
	I just told you why you shouldn't buy it, bro.
	Yo, dude.
	An oil change for a BMW, bro, is not a regular oil change.
	Actually, I would argue...
	Never mind.
	Don't buy it, bro.
	Be smart about it, man.
	Especially where you're at, bro.
	Financially, not a good idea.
	Alright, man.
	Thank you.
	Come again.
	Pirate.
	Alright.
	Who's next, man?
	Listen, I wish him the best.
	I understand that he's obviously trying something, but dude, BMW, that credit score, they're going to destroy him, bro.
	You can get graped heavily.
	Foreign cards are for people that have money.
	Not brokies.
	Just saying.
	And I made mistakes with myself, bro.
	I tell you this right now, bro.
	I'm not happiest about it, but hey, I learned a lot.
	So you guys can learn from me what not to do.
	Alright, who's next?
	Did I just get you?
	Well, 4909, you are up.
	4909, you are up.
	Yo, what's up, Myron?
	What's up, Fresh?
	What's up, man?
	Can you hear me?
	We got you.
	Hey, Myron, this is Yasser.
	Sometimes I'll be in the spaces with you, but actually, I want to ask you a question, Fresh.
	I know there always be hating on you, but I got a question for you.
	So I do, like, I'm in the car business, and right now I got a question for you, so what would be the best, like, I'd buy and resell, but I'm trying to get my LLC and get it set up the right way to sell.
	So what's the best way to do that?
	So, to be honest, bro, you're going to have to have a dealer's license and a tie-in with the auction.
	It's because a lot of dealers have back-end deals with auctions, for example, different car financers.
	So the game has changed, right, bro?
	Back in the day, it used to be that you buy a car, Make a profit and how you eat and win.
	But nowadays it's more financing.
	So money is made on the financing side of it.
	Not really buying and selling cars.
	So I would recommend getting a connection with these lenders so you can get money off the financing.
	Because guys, nowadays people can't afford cars like they used to.
	Obviously times they're not as good as they used to as well.
	So how to get you is now they say, okay, you know what?
	You can't put that much money down.
	Got it.
	Your credit score is not good.
	Got it.
	We'll do financing for you.
	And that's what gets you to spend a lot of money because you're paying interest payments on the wazoo.
	And of course, they make money off at each point you use for your car to get that loan.
	So for you, coming into the game, I'll learn about getting partnerships with these lenders because that's where the money's going to be made.
	But of course, you need to do this license for buying and selling cars.
	I think more than five cars, I believe.
	And anything over five, I think you need a license for sure.
	Don't quote me on that, but something like that.
	And then for auctions, that's a plug because now you can get a car before most people can at the auction itself and then upcharge from there from a lower price.
	Yeah, so I already bought for my insurance.
	I got a painter.
	He gives me pretty good prices.
	I mean, prices.
	To get a dealer's license is kind of hard because you got to have an actual spot where you're doing business.
	You need a location.
	You need insurance.
	What is it called?
	Wholesale?
	Yeah, insurance, rent, all that.
	Time, like a bunch of things.
	You can do it without that, but massive scale won't be possible because somewhere they're going to come after you if you don't have the license.
	Yeah, I think I can only say like up to five.
	And then the other thing is that I can't buy them under my name for some reason.
	So that's what I was going to ask Maureen too.
	Can I partner with someone so they can get the title under their name and I'm just like their partner or something?
	Are you in Castle Club at all?
	No, I don't know.
	See, this is why it's important to network, man, and be a part of the community, because...
	Do you all do Zoom calls on Wednesdays?
	We do Zoom calls every week, bro.
	Yeah, we do.
	I did one on...
	So this is the way it goes, guys.
	We got one Zoom call per week for Calus Club, guys.
	And then we have another Zoom call for the premium guys on Sundays once a week.
	And that's more specific on stuff.
	So premium gets into way more detail.
	And I really go...
	Like when I did my call yesterday, I was really in detail with the guys.
	And it's a smaller group of guys.
	So you're able to get more, you know, a bit more intimate calls.
	And then, you know, Wednesday, we have, you know, a couple hundred guys in there.
	So, we answer questions and everything else like that.
	And you can, you know, network and beat people there from different places.
	Get to, you know, it's a Zoom call so people show their faces.
	So, it's cool.
	But, yeah, bro, you got to get in the community, bro.
	Any of you guys that have problems with, like, blue pill people or you say your friends are whack or it's lame or you don't have a network, you need to get at least at our basic level cast club, man.
	So.
	All right, bro.
	Yeah.
	And I think there were some haters there as well.
	Hold on one second.
	Go ahead, man.
	Hold on a sec, bro.
	I know.
	I know, Mo.
	Guys, I know that there was a hater that was online, whatever.
	Go ahead, hater nigga.
	If you want to go ahead and talk back into the show, we're happy to talk with you.
	We actually embrace you guys and give you guys a platform, even though most other people will be terrified to talk to y'all niggas.
	Like, I've been pretty tired of their comments when people talk shit about them.
	We can actually talk to y'all niggas, so we're cool with it.
	So, let's go ahead and, sorry, finish up what you were going to say, caller.
	No, I just wanted to say, like, shout out to you guys, bro.
	You guys bring a lot of value.
	But yeah, good.
	All the haters that be hating on Fresh, bro, he actually brings a lot of value.
	He's just a little more quiet.
	So I just be hating.
	Especially with the car stuff.
	And then shout out to you as well, Myron, because you give a lot of value as well.
	Yeah, man.
	That's what we do, man.
	Try to help you guys out and keep you guys from fucking your lives up, man.
	One guy called in last week and asked questions about cars.
	Fresh was really about to help this nigga.
	And he said, well, why is Fresh answering this show?
	I was like, wow, you're a fucking idiot.
	This is someone that you actually want to probably get to know if you want to be in the car resale business, which is literally...
	Fresh is like expertise.
	Go to my vlog.
	I've seen that.
	So, you know what's funny?
	Yeah.
	The guy that was actually going to help him...
	Hey, call back in, nigga.
	Don't be scared now.
	...at the car show.
	And, uh...
	Yeah.
	It is funny, man.
	Go to, like, 10 minutes in.
	Yeah.
	Look at all those cars here, man.
	Fair use, fair use.
	And most of them was from my boy that sold them the cars from the same dealership.
	Bro, legit, man, like, if you only knew how easy it is to get into some of these cars, man, they'd be laughing, like, you could pay 500 bucks to get a Lamborghini?
	Insane.
	But, uh, yeah.
	Whatever.
	Alright, man.
	Alright.
	Alright, thank you, guys.
	No problem, bro.
	Alright, who's up next?
	Fair use for us.
	Don't strike.
	I got a couple, uh...
	Yeah.
	I know we got a couple people on the line.
	And then, guys, we're gonna close this thing out soon and, um...
	Some girls.
	Try to go.
	Do after hours a little earlier if we can.
	Whoever was 6794, you had donated, but you're not on the line.
	So, we try to get you in.
	Other than that, I see...
	Yeah, there was one hater guy that kept fucking...
	I saw him spamming in the super chat saying he's a hater.
	He's not on the line.
	He's gone?
	That's who I was looking for.
	Hater, stay running, man.
	There was another one I was looking for.
	Damn, son.
	Bro, both of y'all duck in the smoke?
	Alright.
	Okay.
	6593. He says he's a hater.
	Alright.
	6593. Yo.
	Yo, what up?
	Hey, man.
	I'm really a hater.
	Myron, bro.
	Fresh, bro.
	I love you, bro.
	I think you do a lot for the pod, bro.
	Like, you're valuable, bro.
	Like, underrated, man.
	Keep doing your thing, bro.
	Like, I love you so much, Fresh.
	Bro, no homo.
	But, hey, Myron, bro, you lucky a bitch, though.
	I ain't gonna lie, you useless, nigga.
	Alright, what's your grievance?
	Bro, like, you just don't be doing enough to actually, like, move the podcast along, bro.
	Like, you just be doing bullshit arguments and shit, bro.
	Ain't nobody trying to hear all that bullshit, bro.
	Like, my nigga Fresh, like, he actually moves the shit along, bro.
	Like, he the reason why we doing what we doing right now, you know what I'm saying?
	Like, he the reason why you actually got this podcast, bro.
	bro, like, because you be doing too much, bro, like, you throwing them Nazi solutions shit, bro, you trying to get shit banned, bro, like, that shit not right, bro, like, Fresh actually doing what you doing, bro, like, Fresh, bro, I love you, bro, like, Fresh, bro, I love you, man, like, you doing this, bro, for real, bro, keep your head up, bro, like, don't listen to the haters, bro, like, you actually doing this shit for real, man.
	Alright, so, uh, you dislike, um, some of the things I say.
	That's your grievance?
	Uh, yeah.
	Like, you'd be tweaking, bro.
	Like, you know what I'm saying?
	Like, you'd be trying to get the shit banned, bro.
	Like, my nigga first trying to stay PG, bro.
	Like, we got a brand to keep up type shit.
	You know what I'm saying?
	Alright.
	You don't like my offensive stuff.
	Alright, cool.
	Anything else?
	Bro, Fresh, bro.
	I love you, bro.
	Like, you got to keep it up.
	I heard you first time, bro.
	Chill, bro.
	I heard you first time, man.
	God damn, bro.
	Just keep doing what you're doing, man.
	Alright, man.
	This is like a shout out to you, bro.
	All right, man.
	Well, thank you for calling into the show.
	I will not change my rhetoric, but if it offends you, then I guess, you know, there's plenty of podcasts out there that are less offensive that give out similar content.
	So, yeah.
	Bro, you just got to listen to Freshmore, bro.
	You just got to start trying to take a lead, bro.
	All right.
	Cool.
	Who's up next?
	Robot to propose.
	Yeah, that was kind of gay, bro.
	Ow!
	Say that five times, bro.
	Yo, come on, bro.
	Put a no homo in there twice.
	Anybody else?
	That's all I heard when that nigga was talking.
	We're comedians, by the way.
	Looking for him.
	I'm really trying.
	Oh, well.
	I was really trying to look for a hater.
	But they left.
	Was that the hater nigga that called in earlier?
	Or put his number in earlier?
	That was a new one?
	That's a new one.
	Oh.
	The one I put in the chat.
	We have chats though, right?
	But this one just donated right now.
	I could honestly only think of like one or two other podcasts that lets people call into the show.
	Like randoms.
	Us.
	Lucario.
	Sam Cedar.
	I'm talking about like big ones.
	Million plus.
	I mean.
	It's like us and Sam Cedar only.
	I don't see nobody else, bro, do this shit.
	Lucario's pretty big.
	Yeah.
	I said a million plus.
	He should be by now.
	Yeah, they blackballed him.
	Yeah.
	Yeah, Minister Jop, though.
	Holy crap.
	Yeah, they banned his shit.
	Yo, y'all saw that shit?
	He got banned on YouTube?
	Goddamn, bro.
	For copyright shit.
	Chad, is there anybody else I'm trying to think that has a million plus that lets niggas call in?
	I can't think, bro, of anybody.
	I think Tim does it sometimes, but I think he does it by on his paywall.
	He doesn't do it, and it's only people in his community.
	Yeah.
	I think Tim does it, but only by on his paywall.
	So, yeah, bro.
	Yeah, we're the only ones.
	Yeah, we're the only ones that do this shit.
	Somebody said Kevin Samuels.
	Yeah, but Kevin Samuels is only talking to girls on Zoom.
	I'm talking about letting random niggas call in like we do.
	Just put a phone number out and just let niggas call in.
	I think we're the only ones, bro.
	All right.
	5542, you're up.
	5542, you're up.
	Hey, what up, guys?
	What up, Myron?
	Just by the way, that last idiot is a moron.
	I respect Fresh with all my heart.
	Of course, shout out to you, Fresh, but that last idiot was a real moron.
	Alright, what's your question?
	I'm a fan, I have multiple questions.
	Just one, because we got a lot of people.
	So, I'm a member of the Castle Club, but lately I've been having an issue on looking for the login.
	I used to be able to get in through my Gmail.
	I'm a student, so I occasionally delete my emails.
	So how do I log back in to my Castle Club account?
	Are you talking about Castle Club locals?
	Well, I pay a monthly subscription.
	Are you talking about the WAPA one or the locals one?
	I'm sorry?
	Are you talking about...
	I'm not too sure.
	But I did join, and I do pay a monthly subscription.
	Alright, how much is it?
	$35, right?
	Yeah, yeah, like $35.
	Regular.
	So, what I'm going to have you do is DM me on Twitter at GreatKingNoble.
	Alright, well, I don't do Twitter.
	Oh, you don't do Twitter?
	Okay.
	Do you do Instagram?
	No, I don't do Instagram.
	I have Facebook.
	What you got, MySpace?
	We don't have that.
	We don't have that.
	Bro, what you got, MySpace?
	You know what?
	What's your Cast Club email, if you're okay with saying it on stream?
	Richard Gonzalez.
	418841. Yo, you about to get blasted, my boy.
	RichardGonzalez8841 at Jimmo.com.
	Man.
	Alright, alright, alright.
	After you send me that, I'll figure it out from there.
	Alright, so my next question is...
	Yeah, I said one question, bro.
	You funny, though, man.
	Yeah, he is funny.
	This nigga funny, bro.
	What the fuck?
	Hey, hey, hey, hey, Myron.
	This is your boy, King Rich.
	I always support.
	Oh, King Rich.
	Okay, yeah, yeah, yeah.
	Okay, this is you?
	Alright, yeah, yeah, yeah.
	Yeah, yeah, yeah.
	You're my boy, dawg.
	I always support no matter what.
	So, like I said, that last idiot was a real idiot.
	But, um, yeah, guys, uh, you just sent me that email one question at a time.
	Alright, fair.
	I respect it.
	But other than that, keep it up.
	Alright, man.
	I appreciate that, bro.
	Niggas at the port.
	Cooked.
	Don't spam him, please.
	Oh, man.
	Alright, bro.
	Thanks for calling in the show.
	Alright, thank you.
	Alright, bro.
	Damn.
	Damn.
	They sent Mexican bummer.
	What the fuck?
	I'll tell you this, though, man.
	Y'all some assholes, man.
	Bro, chat is fucking funny, bro.
	Yo, we gotta find the way, man.
	Some of y'all are some assholes, though.
	Yo, guys, we're working on something right now where we can combine all the chats into one so you guys can see just the hilariousness that I be seeing.
	Because the problem is that, like, on Rumble, for example, the chat replay doesn't show.
	We're trying to get that fixed for you guys, by the way.
	But we're working right now to combine all the chats so, like, you guys can see all the fucking funny shit that y'all niggas be saying in the chat, man.
	Because it's funny as fuck when you guys are, like, in here commenting.
	And it moves pretty quick, too, which is hilarious.
	Right?
	So you guys really be engaging, which is awesome.
	Anything else?
	There's a person that says he's a hater.
	And donated.
	Alright, hater nigga.
	And then this will be the last one.
	2098, make it good.
	2098, you're up.
	Go ahead, bro.
	Hey, how's it going, Myron?
	Yo.
	I'm not a hater, just wanted to challenge you on two things real quick.
	Myron.
	You said it on the super chat?
	You said, alright.
	Mo gets mad when you say that, that you're a hater and then you don't end up being one.
	Alright, pick the one that's most important, bro, because we really got to start wrapping this thing up.
	Just pick one.
	Okay, so just a quick question.
	Do you believe that you could be wrong about anything?
	Do I believe that I could be wrong?
	Yeah, about anything.
	Absolutely.
	Absolutely, humanity is prone to error.
	That's just what makes us human.
	Okay, so what is something that you...
	Are you arguing past that you changed your mind about?
	Off the top of my head right now, I can't think of one, but I can get back to you on that.
	Okay, I'll get to that.
	And then the other one was, do you think that you're falling for what the media wants you to think about black people?
	Okay.
	What do you think the media wants to think about black people?
	Well, most of the time when you hear about black people, they promote degeneracy.
	So do you think that you're just falling for what the media wants you to think about black people?
	Pretty much.
	Okay, so are you insinuating that the media promotes that black people promote degeneracy?
	No, they are degenerate.
	But they don't promote the good side of...
	No, no, no, but what I'm asking you is, are you saying that media, popular media, promotes that black people push out degeneracy?
	Are you saying that?
	Yes and no, because there is good things in the black culture, but it's not pushed as much as the bad things, I guess.
	I'm a little confused by your question here.
	Can you phrase it in a way that's a bit more understandable?
	Because I don't know what you're trying to ask here.
	Me either.
	So the media pushes that black people are a certain way.
	What is a certain way?
	Be descriptive.
	Like degenerate, like rap music.
	They don't push a lot of positive things about black people.
	Just because the bad things are popular.
	And do you think that you're falling for...
	What media is pushing?
	I would argue I'm going against what the media is pushing.
	What do you think?
	Don't you think that the media is pushing that black people are degenerate?
	No, it doesn't.
	It pushes the opposite.
	It pushes their music.
	It pushes the violence.
	It pushes the BLM movement.
	It pushes DEI. It's not only until Trump got into office that we started to maybe push back on this stuff, but for the past...
	Four to five years, we've been championing diversity in blacks and minorities, so I don't know what you're talking about.
	I guess the more popular stuff is like the rap music and...
	Yeah, but they glorify that as my point.
	The media glorifies it.
	They don't talk about how it's fucked up.
	I talk about how it's fucked up.
	Yeah, but...
	It's a bad image of black people.
	Like, the rap music is a bad image.
	It's not a good representation.
	But what I'm saying is popular media, but what I'm trying to explain to you is that popular media glorifies it and makes it cool.
	Yeah.
	They don't criticize it the way I do.
	Criticizing it the way I do gets you canceled and labeled a racist.
	Yeah, that's the point of that.
	They're pushing that image.
	And maybe you might be falling for that.
	It's actually quite...
	Literally the contrary.
	I see and I say, this is fucking retarded.
	Other people see and glorify and say, this is awesome.
	This is so great.
	I look and I say, this is retarded.
	This is like not, this should not be promoted.
	I actually go the other way.
	Okay.
	I just think like, if you're saying a lot of negative things about black people, you're going to think that they're a certain way.
	And the media just pushing that as well.
	But there might be, That might be the exception.
	Alright, look, bro.
	Look, look, look.
	See, here's the problem.
	We gotta go back to telling people that they're stupid.
	Because you're fucking stupid.
	I'm gonna tell you why you're stupid.
	We have a society that promotes everything about black culture.
	Okay?
	You can't use pejorative racist terms against blacks.
	You can't criticize their culture.
	You can't criticize their music.
	You can't criticize their women.
	You can't criticize their obesity rates.
	You can't criticize their attitudes.
	None of that stuff.
	Gang culture.
	None of that stuff.
	And if you do criticize it, you're labeled a racist, bigoted piece of shit.
	Okay?
	For the past four years, especially under the Biden administration, we've done everything in our power to empower black fuckery.
	I'm one of the few people that's critical of this shit.
	Okay?
	And obviously I paid the price.
	Whether it's death threats, people getting me banned, etc.
	I would argue that I've taken the contrarian stance to popular black culture.
	Because the mainstream media promotes it, glorifies it.
	I say, this shit's stupid.
	And that's why they all come at me and call me a fucking racist.
	So...
	The stance that you're trying to make here where, oh, you might be falling for the media.
	No!
	I'm contrarian to what the media puts out there.
	I've said before, and I've actually been saying this for years, that Black Lives Matter is a domestic terrorist organization.
	A lot of people don't like it when I say that, but they fucking are.
	I said literally the other day, Derek Chauvin should be pardoned and released.
	Why?
	Because he didn't get a fair trial.
	Someone that signed his fucking jury was a Black Lives Matter activist and lied during voir dire and said that he wasn't a fucking Black Lives Matter activist.
	So, I don't know what the fuck you're talking about.
	I give extremely...
	Contrarian views to a lot of this stuff.
	So don't fucking sit there and try to tell me that, oh, you agree with the media.
	I go against the media, retard!
	That's why I get death threats every single day from a bunch of fucking retards.
	Saying that they're gonna come find me and kill me and those other shit.
	Because of my views.
	So I am completely contrary to the mainstream media narrative push when it comes to the black community.
	I'm against reparations.
	I'm against BLM. I'm against DEI. I'm against victim mindset.
	I'm against systemic racism.
	I'm against fucking critical race theory.
	Against all that bullshit.
	I believe in colorless meritocracy of American citizens, not foreigners.
	Let me be specific.
	When I talk about colorless meritocracy, I don't want fucking H-1B visa motherfuckers coming here either.
	These views have gotten me in a lot of trouble.
	It has obviously hurt our ability to bring people on.
	Literally, me and fresh out of discussion.
	A certain rapper doesn't want to come on the show because of my views.
	Oh, well!
	So don't fucking sit there and tell me that I take a mainstream media narrative to black people.
	Absolutely not.
	I'm one of the few people that criticize them that's also black.
	Because I'm the only one that can do it.
	Anyone that's white will literally cancel all the face of the earth.
	And they're still trying to cancel me.
	So yes, I take a very serious point of contention with your fucking stance here that I go with the mainstream narrative when it comes to blacks when I've done everything to actually oppose the degeneracy and the bullshit and the victim mindset.
	Dr. Umar Johnson is scared to debate me for this reason.
	Tariq Nishita is scared to debate me for this reason.
	They cry about white supremacy being the ultimate problem.
	Oh, well, we know what it really is.
	And they won't admit that shit because they know that their fucking banks and their YouTube channels will be fucking demolished within a day if they actually talked about that shit.
	So yeah, dude, I'm one of the few people on the right that's colored that talks about this shit and unapologetically does so.
	I go further than Candace Owens even on a lot of these topics.
	So fuck off.
	You don't know what you're talking about.
	I mean, it makes sense to give you a different view.
	Your view is retarded.
	Your view makes no sense.
	And your view is stupid.
	We need to go back to telling you niggas that you're stupid.
	How old are you?
	I'm 27. Yeah, that's the fucking problem.
	No one told you that you were a retard growing up in school.
	I've heard it plenty of times.
	I think you need to formulate your arguments or your positions a bit better or do some research before you go ahead and make a ridiculous accusation like that that I am someone that promotes popular black media.
	Fuck no.
	People hate me for my views.
	Literally, people hate me for my views, bro.
	I'm the opposite of that shit.
	Well, I mean, so much for more like a fall forward, but I'll let it go then.
	And also, I think if someone disagrees with you, I don't think it makes them stupid.
	It's a different view, but...
	This isn't even a disagreement.
	You mischaracterized my position.
	That's why I'm calling you stupid.
	I'm calling you stupid because you can't even characterize my position appropriately to formulate your argument.
	That's why you're stupid.
	Well, I could say the same thing.
	That's the same thing you did.
	Alright, nigga.
	Get this guy off the line, bro.
	Shut the fuck up.
	Alright.
	Holy shit, man.
	Fucking retards everywhere.
	We need to go back to bullying motherfuckers, bro.
	Holy.
	Niggas, dumb as hell.
	Look, if you have a cogent, salient argument to make that makes sense, cool.
	I'll have a discussion with you.
	But this guy can't even fucking properly give my stance.
	Dumbass.
	Doesn't he not know that I'm like one of the most hated people in the black community?
	Does he not know this shit?
	The fuck?
	Oh yeah, bro, you like promote the mainstream narrative with blacks.
	No, I don't!
	Yeah, he didn't watch the show.
	Dumbass!
	Anyway.
	Anything else?
	What's so funny?
	The memes?
	What?
	Oh no, Moe's dying in the background.
	We're comedians?
	Alright.
	Uh, cool.
	What do we got?
	That's it?
	No chats?
	A few chats.
	Cool.
	come shortly Coming up, coming up.
	Guys, please, like, formulate your arguments before you call in, bro.
	Or have the proper stance.
	So many people, like, mischaracterize our positions and argue shit that we don't even believe in.
	Lord Malachi.
	CEO of Networking and Building.
	WFresh for the last networking call.
	Shout out to Bills and the Tech Squad.
	Fresh and Myron.
	If you want, I can make another Instagram account for you guys.
	Working on it, bro.
	Thank you very much for that, though.
	Fresh Updates, WFNF. Shout out to you, bro.
	And Grimly.
	I was looking for a TTS link, but couldn't find one.
	It's on the screen.
	It's on the screen.
	It's been on the screen the whole show.
	Currently, I'm working 91 hours a week across three jobs.
	Two of which are physically demanding.
	I'm looking for business opportunities that require minimal oversight.
	We can generate at least $1,000 per month.
	Do you have any recommendations?
	Minimal oversight.
	$1,000 a month.
	Business opportunities.
	That's the wrong mindset, bro.
	Yeah.
	I would argue trying to find an easy way to make some money on the side, which isn't bad, but that mindset will fuck you up.
	So, 91 hours a week and three jobs.
	Something online, bro.
	Preferably low investment.
	That's going to be hard, bro.
	Because it takes investment to get these things up and running in the very beginning.
	So that'll be hard to do.
	What's the next one?
	Again, Lord Malachi says, Tech Squad in the building.
	The podcast has been going on for five years now.
	We've accomplished many W's.
	However, if you don't watch, you won't find these W's out.
	I was thinking that having a website showcasing this will show the haters what's up.
	Thoughts?
	It'd be cool to have a website.
	Not going to lie, but...
	I don't know if the haters would care about that, bro.
	Honestly.
	Austin Fargo says...
	Oh, no.
	Linda Lane.
	Probably the question, but I've seen people make it work.
	Is it worth it to use a credit card to trade, specifically with Rob?
	Trading with credit cards is a definite no-no, bro.
	That would be a financial blunder on your record if it doesn't get paid back.
	And I would tell you as a friend and as a mentor, that's a L, bro.
	Don't do that shit, bro.
	Don't do that shit at all.
	Holy shit, bro.
	That's a bad move.
	Save some money first that you don't need.
	Emac James, WFNF, WChat, WMedia, Mo, and Bills.
	Shout out to you.
	Alright, that's it.
	Alright, guys.
	I was right now with some girls in about an hour, I believe, or 30 minutes.
	Yeah, what time is it right now?
	It is 9.54.
	Yeah, we're going to try to start at 10.30, latest 11. Yeah.
	Chris Bommass hasn't walked in yet.
	But yeah.
	But, uh, we got a special guest coming in?
	Next time you guys call, man, please, at least watch the show so you know what's happening, bro, because, uh, we've done questions, but it looks crazy.
	Bro, nigga, literally, we just had, uh, someone that first was gonna interview, like, say, I can't do the interview because of my political views.
	Like, bro.
	Like, well, it was his PR. I still think he didn't know until after the fact.
	But I think it's more the women, right?
	Yeah.
	Or some black shit.
	It could be, I don't know what it is, bro.
	Too controversial, so.
	Yeah, niggas are pussy.
	So, yeah, and I don't want to air out who it was.
	Nah, nah, he's cool.
	Yeah, yeah, but his publicist, who's a woman, of course, is an idiot and said that she's offended by my stuff.
	I don't know if it's the or the shit about women.
	I don't know.
	But either way.
	Who knows?
	Yeah.
	Anyway, niggas, now we got two different sound effects for certain things, so that's great.
	But, hey!
	I love you guys.
	We'll be back in about 30-45 minutes?
	Yeah.
	Roughly.
	We'll be back with some girls.
	It's gonna be a good time.
	Go check out that Epstein video.
	Can we drop that link one more time, actually?
	Bills, real quick.
	Watch the Epstein video while you guys wait for the show to come up.
	That'd do me a solid because they definitely shadow banned it for obvious reasons because niggas be hating because I've told the truth about Epstein and who funded him and how he became the fucking trafficker that he is.
	Here's a video right here.
	We'll drop it for you guys.
	Epstein blackmail top-ranking politicians and billionaires.
	Go check it out for me, guys.
	Like the video.
	Watch it.
	Love you guys.
	We'll be back in about 30 to 60 minutes.

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