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Feb. 27, 2026 - Candace Owens
01:11:10
Bride Of Charlie: Have No Fear, Lori Is Here. | Episode 3

Erica Kirk’s mother, Lori Franz Fay, faces scrutiny over ties to fraudulent Urpenbeck LLCs linked to a $34M Ohio/Kentucky home-building scandal, where Rick Urpenbeck (her alleged ally) testified about shady "investments." Erica’s pageant wins—2005’s National American Miss Arizona, 2006’s Teen Pageant (meeting Hayworth and Kyl), and 2007’s Miss America Teen—clash with claims of no grooming, despite parental submission requirements. Lori’s businesses, like Virtual Registration International, collapsed amid tax failures, while Kent Franz Fay’s DHS contracts and Erica’s Regis University scholarship (no confirmed records) raise further questions. The episode ties these inconsistencies to a broader pattern of alleged manipulation, framing Lori’s influence as a potential driver behind Erica’s narrative—suggesting orchestrated grieving to mask deeper controversies. [Automatically generated summary]

Participants
Main
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candace owens
56:31
Appearances
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erika kirk
tpusa 03:36
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Speaker Time Text
Witnesses and Notaries 00:14:29
candace owens
All right, you guys, happy Friday.
We are going on a journey.
All right, a journey.
So, yesterday we told you that by all accounts, the voice that is in Erica's ear is Laurie, her mother.
Laurie is the pusher, the consiglieri.
Now, as a part of the public psychological campaign, Erica has been curating videos to remind us that her mother is very ill.
I don't dispute that.
I do dispute that Erica was with her on September 10th, receiving a treatment, but we'll get to that later.
Not important for today.
Lori Franz Fay, despite being ill, has recently been put on the board of Superfeed Technologies alongside Turning Point Action's COO Tyler Boyer, shady dude.
They're effectively then business partners.
They have been for a while, actually.
Lori was at first a director over at Superfeed.
Rumors have been swirling online that money from Turning Point Action has been routed into Superfeed.
Now, I'm not a forensic accountant, so I can neither confirm nor deny that.
The point is, what I want you to take away here is that these two are in cahoots, okay?
Now, we earlier broke the story that Tyler Boyer is, among other things, allegedly taking Turning Point into the business of real estate in particular.
It might be relevant then that we learn a little bit, a thing or two, about a witness to Lori's frankly bizarre divorce documents that we went over.
Now, I know, I know she's a grieving widow.
She's a grieving widow.
Very required that I say that.
And we are therefore not allowed to speak about her Turning Point family or why the hell her mother was ever put on any board in the first place.
But you know what?
Billions of dollars are on the line, so I'd like to mark myself safe from being emotionally manipulated by Operation Erica Bird.
Welcome back to Bride of Erica.
erika kirk
We have nothing to hide.
candace owens
Man, oh man, Loretta Abbas, Loretta Abbas or, you know, Walstad, France Faye, Guinta.
Something ain't right.
Too many LLCs, too many households always lurking behind her daughter, shady divorce docs, curated content.
Even the lawyer on those shady divorce docs, Rebecca Kay, may she rest in peace.
But even she was involved with horse racing.
Is everybody somehow maybe connected to gambling?
I want to know.
All I know is that with mom, the vibes are not vibing for me.
Okay.
We have lottery tickets flying in the air with her grandma, grandparents.
Well, on Monday's episode, or I guess earlier this week, Wednesday's episode, we went through Lori and Kent's divorce documents, right?
The only two out of about six or so documents that were available.
And we determined that something wasn't right.
Four different dates to the alleged wedding between Lori and Kent, an unnotarized child care agreement, plus a different date for Erica's birthday than the one initially listed in the Cincinnati News.
November 22nd across four sets of documents.
But we cautioned people at home that, hey, there's other docs.
Therefore, it's plausible that those remaining documents made some necessary changes.
Caution, I said, caution.
But you guys don't listen.
One of you guys went ahead and tore the caution tape down, sent me all the remaining documents.
And those were interesting.
I'll have you know that Erica's birthday and all of them is November 22nd.
Yeah, it is.
Her name is spelled differently a few times too, Erica with the Sea.
We'll go over that next week.
Because what I want to talk about is a person that was in these documents.
There was another person mentioned, someone who was listed as the witness to these shenanigans.
That's how I am going to hitherto refer to the divorce documents, the shenanigans.
And that witness, his name is Richard Urpenbeck.
I'll show you that here.
Now, what I am blurring out on this document is it had his address, which allowed me to definitively confirm which Rick Urpenbeck we were speaking about.
Who is the one that actually was the witness?
Urpenbeck, by the way, anybody that's gone through following any of the people on X that have been deep diving alongside me, you will know that Urpenbeck is not an unusual name when it comes to Lori's businesses.
This is actually the family that she uses many times to either notarize or to flat out incorporate her very many LLCs, regarding which, I just want to say this.
I'm never able to figure out what the heck the purposes of these LLCs are.
What do these businesses actually do?
Lori has LLCs coming out of her ears.
Okay.
This is Lori's got a lot going on.
And I want to say something else.
Her professional backstory in of itself, it's odd.
It's kind of like Erica odd, to be honest, right?
Lori Ann was a model.
By her second marriage, we discover that she's working as a secretary.
She then must have fallen and bumped her head and became a technological genius.
There was no evidence of it, but then suddenly, whoop, she's arrived and she is just putting together tech companies, as many people do.
I am waiting for that late-stage technological brilliance to fall upon me because I can barely sort through my apps.
I don't even know how to get to the app store in a fast enough time.
Let me take you through the litany of LLCs that she has filed.
This is Lori, which feature Richard or Donna Urpenbeck as either the secretary, the incorporator, the notary across a 25-year period.
Okay.
Now, Lori filed for Eurotech in June of 1993.
What does it do?
Nobody knows, but Rick was featured.
Lori and Rick filed for Eurotech International, UK.
Nobody knows.
That was in 1995.
She filed for Tech Metrics International, 1993.
And in the available 1998 docs pertaining to it, Richard Urpenbeck is again listed as the secretary.
Lori and Rick filed for Tech Metrics Limited.
That's International UK in 95.
She also filed for virtual registration, okay, in December of 1999.
You can see that we've got both Donna and Rick Urpenbeck had signed off on that.
Also, is that say, yeah, there you go.
You see Lori's signature.
Everyone's kind of involved in getting these documents together.
And then we know Lori files for AZ Tech.
She goes to Arizona.
We're in Europe.
We're doing tech everywhere.
That's in August of 1997.
And she eventually renames that E3 Tech in 2017.
Again, her, Rick, Donna.
You can go through these docs yourself.
Their names are on there.
Now, look, I've been around.
I've seen some stuff.
I can tell you my instinct when I see a ton of LLCs, and I don't know what the heck they're doing, especially when they're identifying themselves as tech, as a technology, that should be easily identifiable.
Okay, you're a tech genius.
In my mind, and I'm not saying this is the circumstance, but my unprofessional opinion, my mind goes to money laundering, right?
Got to get rid of money.
People got to start creating LLCs.
Now, you're thinking, because you're very sensible, hey, maybe that's not the case.
There's no evidence for that.
Good.
Even the thought of that, just thinking about that would make us a demon.
Oh, everything's above board always.
Now, Rick Urpenbeck, under that scenario, might just be a fantastic businessman.
He certainly, like I said, is a longtime business associate of Lori's, following her from Ohio to Arizona.
And also, there's Donna Urpenbeck mentioned, who's also featured on the divorce docs, any pardon on her business docs.
So it sounds like it's a family business.
And ladies and gentlemen, I would like to tell you a little bit about that Urpenbeck family.
The Urpenbeck scandal, as it was termed, that went down between Ohio and Kentucky around 2002.
Oddly, the exact year about Lori and Erica move out, head out to Notre Dame Prep.
More on that later.
I'll have a timeline for you.
So there was a massive home building company called Urpenbeck, Urpenbeck Company.
It was, as it sounds, owned and operated by generations of the Urpenbeck family.
The family had four brothers: Bill Urpenbeck, our boy Rick Urpenbeck, Gary Urpenbeck, married to Donna Urpenbeck, who we just saw as a notary.
And we have Jeff Urpenbeck, plus their dad, Tony.
You're never going to forget their dad, Tony, and their sister, Lori Ann Urpenbeck.
Now, the Urpenbecks approached new homeowners, offering to help them with construction, sometimes offering pathways for them to cut down financial fees pertaining to their new homeownership.
You know, pay us directly, we'll handle the rest kind of a deal.
Young people buying homes for the first time, but the homes, it turns out, were not being built.
And their mortgages, it turned out, were not being paid either.
Take a listen to this news clip.
unidentified
Urpenbeck served 21 years after pleading guilty to defrauding banks of $34 million.
That was back in April of 2003.
So he was a home builder who funneled the proceeds from home closings back to his company and himself.
So his crimes left hundreds of homebuyers on the hook for millions of dollars in unpaid mortgages.
candace owens
I really don't want to have that clip oversell to you, undersell to you what went down.
I just want you guys to understand what this case was about.
It was about missing money, $34 million seemingly evaporated from well-meaning people who were trying to buy their homes.
It was, like I said, Ohio, Kentucky case that was for the ages.
I am talking real courtroom drama.
Forged documents, shady subcontractors.
Check out just some snippets from articles recapping this case.
I'm going to get to this part.
Lori, Lori Ann Urpenbeck was a standout character.
Tells us that by 2004, Lori Urpenbeck seemingly had enough of her family.
She already knew that her brother Bill had thought about killing her.
So when dad Tony offered to give her $500 for her birthday, she then turned the conversation to her testimony about Bill.
She held her ground.
No, she was not going to lie under oath.
Pardon, Tony offered her money to change her testimony about Bill.
Lori told her Lori about the conversation, and the FBI was looped in.
She agreed to wear a wire to capture information.
This is a sister.
Over the next few days, she met with her dad and Bill as they tried to convince her to agree to a fake storyline.
And then she started the fraud to help the company's cash flow and that it got over her head.
Then she let Bill assume responsibility.
The FBI soon arrested both men.
Oh, okay.
Sister wore a wire.
Let's read this portion.
The proposed million-dollar hits.
Okay, Tony Urpenbeck, that's dad, had been in a federal medical prison in Lexington for just a few months when he tried to hire someone to murder and kidnap the people connected with putting him and his son behind bars.
He wanted then senior U.S. District Judge S. Arthur Spiegel and then retired assistant U.S. attorney Kathleen Brinkman killed.
Tony also targeted an FBI agent's children.
He told a would-be Hitman to bury the agent's three kids in a casket with crackers, water, and an airpipe for 10 days.
He recruited a fellow inmate about to be released from prison to commit the crime.
So the inmate flipped on Urpenbeck and wore a wire for the FBI.
The recording caught Tony Urpenbeck offering to pay fake Hitman half a million dollars in gold stock first.
That Urpenbeck planned to pay the man and the other another half a million dollars from offshore accounts in the Cayman Islands after news of the kidnappings hit the newspapers.
Oh, okay.
Here's another piece of just this case.
This case is amazing.
This is a quarter million on the green.
Bill Urpenbeck lost thousands of dollars when he ratted out his own friend in 2009.
Oh man, this one goes on.
And he asked his friend to put a quarter million dollars to dig it up, you know, dig a hole and put the money in there so that he had a little cash when he got out.
unidentified
Okay.
candace owens
Another personal favorite portion of mine from the news of that day is the notary testifying that Rick's brother Bill would sometimes ask her to notarize documents while the person involved was not even present, right?
She said Bill Urpenbeck sometimes asked her to notarize documents when the people who supposedly had signed them were not in her presence.
Oh, yeah, that's illegal.
And it is exactly what I pointed out to you guys.
Having not known this whole story and background, not knowing that this Rick was going to come out, come up in the documents that I couldn't access at the time.
I said, something's not, something's not right here.
I'm a notary up in New York.
That jumps out at me.
It seems odd that anybody would sign away their rights to a court case, a legal representation, without a notary being present.
That just did not seem to me to be a clerical error.
Anyway, document in the courts' absent notarization.
It's not how court cases work.
It is to me, it looked to me like someone was looking the other way, like somebody maybe knew the county clerk and was up to no good.
Now, like they told you, like these newspapers are telling you, when things were going down, Lori Ann's sister wanted to cooperate with the police.
That was a no-no, you'd never go against the family.
So they started threatening her.
Then she goes into hiding until she gets a phone call from her dad, Tony.
And her dad tells her, It's the last time you might see me.
She thinks he's going to commit suicide.
Lori's Terrifying Choice 00:09:21
candace owens
So she runs down to the house, comes out of hiding, only to realize her brothers, Bill, Gary, Rick, they're there telling her, Hey, hey, okay, brothers are there.
Lori doesn't care.
Like you read, we went through already.
She wears wire for the feds, meets up with dad again, yada, yada, yada.
She's terrified Bill is going to kill her.
The recording is played in court.
They get him.
They get Tony.
Bill pleads guilty.
He picks up additional charges for threatening to kill his sister.
He's ultimately sentenced to 30 years in prison.
He ends up serving 21 years after a judge later shortens his sentence.
His dad, Tony, who had just been sentenced to five years and 10 months for bank fraud with a concurrent sentence for 60 months for obstruction of justice, well, he later then received another 20 years because he tried to hire the hitman to kill the U.S. district judge and the U.S. attorney and the FBI agent's children.
Okay.
That's the Urpenbeck family.
Lori Ann, the sister, does a year, one count of bank fraud.
Brothers Gary and Jeff get off scot-free.
Rick Urpenbeck, the youngest of the clan, Lori's Urpenbeck, agrees to let go of his Kentucky legal license, but he otherwise avoids any charges because his name was not on the business.
But he did have to testify.
And throughout his testimony, we learn that one of the big mysteries of this case was why his father, Tony, had transferred so much money to LLCs that were under Rick's control.
We can read this together.
Here we go.
His deposition Thursday, Rick Urpenbeck testified, you'd have to ask my dad, actually, what was in his head?
I saw it as a good investment.
He had already always, you know, helped the other boys out from the beginning.
I was the one who worked two jobs, three jobs through college, two jobs through law school while he was helping out, you know, the other boys, the Urpenbeck company.
And he wanted to give me the opportunity to purchase these assets.
That's, they say, right there.
The biggest question to be answered is why Tony Urpenbeck agreed to shift so much money into Rick Urpenbeck's control.
No, mystery.
Rick made out real nice because he wasn't involved with the business.
Just a hardworking kid.
His family's just up to it.
But you want to know what never happened?
You know, who didn't make out nice to homeowners?
They never got their money back.
Where did it go?
Some of us, I mean, some of it, of course, went to Bill's lavish lifestyle.
But where did the rest of the money get siphoned off to?
It's just one big scooby-doo mystery.
Anyway, the story goes in 2024, Bill Urpenbeck does get released from prison.
Apparently, like it shows us he attempted to stow away some cash.
It's just like a never-ending scandal.
Take a listen.
unidentified
The Urpenbeck name was back in the news in 2009 when FBI agents dug up a cooler full of cash from Summit Hills Country Club in Crestview Hills.
A friend had buried money that he received from Urpenbeck on the course next to Urpenbeck's former home.
Urpenbeck had hoped to use that money after he got out of prison.
candace owens
Now, why is this relevant?
Why is this story relevant?
Because it just seems to be the case that fraud surrounds Lori.
Lori Francfey, Wallstead, whatever her name is.
Fraud just seems to surround her.
From her parents to her grandparents to the person that's doing her documents.
It's just always around her to her very many businesses, and nobody knows what they do.
She just can't seem to get away with it.
And do you know what's crazy to me?
That despite her obviously being very much aware of who the Urpenbecks were, a case which included attempts of coordinated murder and kidnapping of children, putting them into boxes, Lori didn't seem scared.
No, she can go, hey, maybe I just don't want to.
I know it sounds like you really were just at school and you don't know why you got all this money, but I'm good.
Yeah, I think if my lawyer called me, if Noah, if I looked into Noah and Noah, his family's in prison for murdering and putting people in boxes or threatening to put people in boxes and it's a trial of a century, I'd say, you know what?
I can probably figure out how to incorporate my LLC by myself.
It's really easy now.
Everything's so easy these days.
Like, I'm good, Noah.
Thank you.
Not Lori.
No, not for Lori.
She brings this guy in, and just so happens to be, I know it's so coincidental, these are clerical errors.
Just so happens to be that she's got some docs that look a little shady.
And I looked through those documents and no, it was not corrected.
And no, Erica's birthday never does, even across different documents, seem to go back to the 20th.
So Lori did not at all, I guess, have the impetus to think that maybe working with this family in any capacity was immoral, demonic.
What are some of the adjectives that they keep describing me as?
Yeah, all of those.
No, she was good.
It's interesting that Lori sends Erica to Tesseract in Arizona, and the school then suddenly has to shutter its doors because it, once again, another financial scandal.
Money evaporates.
Nobody knows where it went.
People think that it may have been a scam.
That just keeps happening.
Poor, I mean, just it must be just so scary for Erica to see this so much in her life.
I'm scared.
I'm scared for Erica.
That's why I'm doing this series.
I'm scared for her.
She's a grieving widow.
Later on, Lori's going to start working with the Farnsworths, camera guy, taking down the camera.
And then she's going to strike up this partnership with Tyler Boyer, this very shady COO of Turning Point Action, who is going to introduce Erica to Charlie Kirk.
And in the background, Lori and Tyler are going to do business together.
Now, remember when people wondered why it was that Lori was a board member at Superfeed Technologies?
And I'm in front of Erica, and I told you guys that the answer that Erica gave me was because they just needed a familiar name.
Yeah, I was born yesterday.
Let's go with that.
I was born on Thursday, yesterday.
And Tyler and Lori, by the way, Superfeed, already objectively involved in scandal.
You could look this up yourself.
Claims of bribery.
I think I had it.
The headline in Yahoo News.
Carrie Lake's bribery scandal involves a shady GOP tech firm.
Yeah, they're referring to Superfeed Technologies, had its business revoked by the state of Arizona while it employed Jeff DeWitt, its former COO and Lake, who had received more than $100,000 from the entity in the personal financial disclosure that she filed last month.
How weird.
How weird.
I just want to be clear.
Lori's a victim everywhere she goes.
This just happens.
Money goes missing everywhere she goes, even when Adar is just going to school.
unidentified
Okay.
candace owens
And Tyler Boyer, probably the same.
I know that he recently required a literal federal pardon from the president of the United States for fraud.
He was credibly accused of nine felonies related to trying to subvert the election, including fraud, forgery, and conspiracy.
He's still facing state charges, but that's just everybody just doesn't understand how much Turning Point is going through right now.
And they're really sad.
They're really sad.
They're grieving differently.
Yeah.
Now, I also broke the news to you, like I said at the top, that Tyler Boyer is telling people that they are now going to get into the real estate business to help young homeowners because it was Charlie's vision, right?
He's telling people that Charlie the ghost, who they can manipulate to do whatever they want, always, you know, he always told students not to go to college and to instead get married young.
And therefore, the next logical step would be for Turning Point to go into homeownership to help them become homeowners.
Trust the science.
If you think that's weird, it's because you're demonic.
Erica's grieving widow.
Lori, in case you missed it, is the one person that Erica now posts for sympathy.
She's curating Lori, right?
To let you know that Lori is sick.
That, to me, felt like a person I should probably be looking into, right?
How dare you have any questions about anything right now?
Do you know Erica's because she lost her husband and her mom's sick?
I think these people are sick in the head.
There is something very wrong with Lori.
There is something very wrong with Erica.
And there is something very wrong with this picture of Lori, Tyler, and Erica Kirk being together.
There just is.
It's my opinion.
It's my show.
They really think we are this stupid.
Anyway, we'll be right back after a quick break.
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Ursula's Pageant Puzzle 00:14:36
candace owens
So, who is Erica Kirk?
My answer is Lori's child.
I think Lori comes first.
Lori has always come first, and Lori is exceedingly problematic.
Okay, I understand she is sick.
I understand someday George Soros is going to be sick.
Okay, doesn't mean that we don't get to discuss the things he is involved in.
The question that I was asking is: what went on with this marriage between Lori and Kent, this alleged marriage between Laurie and Kent?
Why do I feel like it's not even a real marriage?
I see no evidence of the marriage occurring, or like it just seems like across.
I don't know if a marriage can occur across 16 years.
I don't know if it can happen that many times across two documents.
And like I said, we have the other documents.
We will show you them at the beginning of next week.
Well, fortunately for me, another sleuth, someone in Marbleham, Massachusetts, said, How can I help?
I have access documents here.
I can take a look and see what I can find.
Lori and Kent.
And they were not able to pull up any marriage documents.
Doesn't mean that they don't exist, but they were able to pull up some deeds where Lori and Kent had signed the deeds over.
And when they had first received the deed to their home in Marblehead and Marblehead, Massachusetts.
And there's a little interesting tidbit here where Lori and Kent are listing as having been a couple from Rhode Island, from North Kingstown, Rhode Island.
North Kingston, Rhode Island.
First off, I want to tell you that that's not a place.
So there's Kingston, I would know, because I went to the University of Rhode Island.
There's clerical errors, but there's Kingston, Rhode Island, which is about two miles long and is just the University of Rhode Island campus where I graduated from.
And then there's South Kingstown, North Kingstown.
And apparently they lived there, except they, I can't find a trace of Lori and Kent having lived in Rhode Island.
So my Rhode Island sleuths, people down at the county, maybe in Rhode Island, if you want to take a peek and see if you can find this couple, this lovely couple, and maybe they got married in Rhode Island.
Well, I guess no, because their divorce talks, okay, they got married in Marblehead, Massachusetts.
So people are saying they can't find those divorce talks.
But this makes it seem like they maybe got married in Rhode Island, but you can maybe just get married in Marblehead while you're living together in Rhode Island.
Maybe they were renting property.
I don't know, but I want to know.
You find something, Rhode Islanders, hit me up.
More tips at candaceowens.com.
More tips at candaceowens.com.
Now jumping back into our Erica timeline.
Now, we talked about how she went to this school, Tesseract.
It's also going to be a scam, financial scam, but that's fine.
She's the victim.
After Erica Franz Fay leaves Tesseract in 2000, because the school is facing a financial crisis, I also want to point out, like I said, the school is being run by Jewish women.
They're even renting from a Jewish school, The Looking Glass.
And stereotypically, I want to say something.
Stereotypically, Jewish people are known for very good accounting, but not in this case, not sure what happened there.
Thereafter, there is evidence, and we have not been able to find anything concrete, but there is evidence that Erica went back up to Ohio for about three years from 2000 to 2002.
She apparently attended a school known as St. Ursula Villa.
St. Ursula Villa is actually separate from St. Ursula Academy.
It's a privately owned, and at first glance, you would think it was a Catholic school, but actually, despite its name, despite it being on the St. Ursula Academy property, it was not owned by the nuns as St. Ursula Academy was.
St. Ursula Villa actually had private funding in private.
It was completely separate from the Catholic Church at this time, from what I'm able to see.
So, and I cannot pull up who was funding this school at that time.
So, if you have your books from St. Ursula Villa, not the broader academy, but St. Ursula Villa, in from the years 2000 to, let's take it up 2003, and you see Erica Franz Fay in there, or you remember her being there, please reach out to us.
Like I said, these two schools were operating the same place, separate entities.
Send us an email.
What happens next in her life, though, is pretty easy to document.
Erica is at Notre Dame Prep.
And I should note, I did not know this at the time, but Notre Dame Prep was formerly the Tesseract school, the one that they had to shutter in North Scottsdale.
Now the doors are reopened and it's Notre Dame Prep.
And it's very easy to document Erica throughout these years.
In 2003, she's playing volleyball because she gets involved in sports.
We can just find her.
And I also want to say this, it's also easy to track her because despite her claim that she, what, she got into pageantry because she got a mailer one year, let's roll that clip of what she said again yesterday.
unidentified
Was it after that that's when you started pageants?
Or when did that come about?
Right.
erika kirk
So the pageant world to me is something that it was an interesting season of life.
It was nothing that I was ever groomed for.
It was nothing that was ever on my radar.
I just, yeah, I wanted to play professional.
unidentified
You're a tomboy.
erika kirk
That was my thing ever since I was five.
Like that was my, I wanted to play and that's, um, that was all I wanted to do.
I was a gym rat, for a lack of better term.
And I remember getting something in the mail when I had come home from school one summer and it was like, hey, you should compete at Miss Arizona USA.
Someone nominated you.
And I was like, I don't know who would nominate me for that, but okay.
So I shared it with my mom and I and we I was reviewing all the different things that you have to go through.
And I thought to myself, if I were to ever win this, the most important thing out of it would be to be able to make a difference with the title.
I don't care about the photo shoots.
I just want to be able to overbook myself, being able to get involved with the local communities, with the local organizations that are actually making a difference.
So the pageant world for me was something that was not a form of narcissism.
It was more along the terms of being a steward for my state, especially as it hit our 100th year celebration.
candace owens
Okay, so it wasn't about narcissism.
She wasn't groomed.
By the way, if you have to say that you weren't groomed for something, you probably were.
You have to just kind of say that.
It's probably because you were.
And the reality is that every single year from 2005 through to 2012, Erica was involved in beauty pageants.
So that's seven years of her life that we could find.
There could be more.
There could be, she could have been doing pageantry while she was in Ohio for a couple of years.
I'll let you know.
It could be posted.
I should also add here that some pageant women disputed her narrative.
They wrote to us that she was just randomly invited.
They said that minors in particular are not just freely solicited to join pageant world and that their photo has to be submitted by a parent or a guardian.
I'm not an expert on that.
And maybe I wasn't pretty enough.
I was a little funny looking, had a little bit of an underbite, but I never received any of these mailers that she's talking about.
Anyway, let's jump into an Erica timeline and you guys can follow along here.
2005, Erica is still attending Notre Dame Prep and she is playing basketball.
She was a junior in high school from 2005, 2006.
She is going to win first runner-up in the National America Miss Arizona pageant, and she will represent Arizona in the upcoming All-American Miss Pageant in November of 2005, which takes place in Los Angeles.
That year, Lori Francfe is listed in the House bill budget for the U.S. Department of Homeland Securities for another business that she has called I Met Laboratories.
Like I said, don't ask me what any of her businesses do.
It's not clear.
In August, just ahead of Erica's senior year, this is 2006 now.
In August, just ahead of her senior year, she's going to win the National American Miss Teen Pageant.
And she wins a chance and takes it to travel to D.C. to present her plans to Representative J.D. Hayworth and Senator John Kill.
Erica becomes involved with a charity known as Andrea's Closet, which works with a hospital in Winslow, Arizona for kids.
Erica notes that she stops by that hospital often on the way to basketball games and that she wants to establish her own charity in the future.
That year, her father, Kent Franz Fay, is listed as a risk assessment contractor.
He's mentioned also as a resident of Surprise, Arizona.
Concerned, basically, he's trying to get more funding from the DHS.
You get this sense that now the family is like, we need government contracts for stuff that'll work for us.
Lori is going to have to close down Virtual Registration International Incorporated, the one that Rick helped her open, because the tax department force closes it for lack of a tax filing.
So that tends to happen a lot with some of these LLCs.
In 2007, we have Erica winning the Miss American.
I'm sorry, her teen year begins.
So you kind of have the pageant at the end of a year, and then you have the crown for the following year.
For those of you who are like me and do not know how Pageantry World works.
So if you're competing in 2006, you are competing for 2007, and then 2007 is going to be your year.
So that is her America Miss American team year.
And that is also the year that she's going to graduate from Notre Dame Prep in the spring, receiving a full basketball and academic scholarship to Regis University, which is in Denver, Colorado.
She is also named as a finalist for the Arizona Interscholastic Association's Everyday Heroes Award.
Okay, that's the first time you're going to hear an expression, everyday heroes.
We know that's going to end up being what she calls her charity once it gets minted in 2009, but that's it.
She got an award for that, and I guess it's stuck.
In the 2007 and 2008 school year, Erica is going to begin playing basketball.
She got the scholarship and she does that.
Regis University begins in the fall.
I could find two newspaper entries of her scoring, November 24th game and against South Dakota, and then another entry on December 1st.
And yeah, she's seemingly, if I was just following the paper trail, I would say she had abandoned her scholarship.
And I was wondering, like, did she transfer to Loyola Merrimack?
Like, where did it, what happened here?
And you should know, of course, never leave, never leave Lori out.
Lori is, first off, she's listed now as having been married to Larry Guinta.
That's the first time that we see that because Joe Abbas dies and it looks like she is married.
Lori and Larry, maybe they're saying that they're just together.
Who knows?
And that's why they're listing him.
I'm not positive.
But Lori every year, there's always a new LLC.
So Lori is going to file AZ Tech International with Rick Urpenbeck on documents.
And that will, oh, I'm sorry.
That's, they had already filed that.
It gets canceled by the tax department.
That's right.
There's so many LLCs and so many cancellations.
This one gets canceled.
2008 is where it gets pretty interesting because I was trying to find Erica's very present.
And suddenly in 2008, I can't find her.
Okay.
I put this as like Erica's missing school year.
Now, she herself disputes this in various times.
She says she played basketball for two years.
And she's going to note in a future alumni packet for Notre Dame that she was indeed playing basketball at Regis University for two years, but I could not confirm that.
And interestingly enough, Regis University still has her basketball stat page up.
And they're on my side.
They say they only have a record of her playing from 2007 to 2008.
That's the season that she played.
Now, she may have just stayed on.
It's possible that she continued her study.
She said she had an academic scholarship at Regis.
I thought that.
I was like, maybe she stopped playing basketball and she decided to just focus on her studies.
And that's why I can't find her at basketball games.
Maybe that's why Regis is not acknowledging that she continued to play.
But then I thought, nope, I think something else happened here.
She does indeed go missing because Erica gives an interview in 2020 where she's reflecting on her life.
It's a rather obscure interview, where which has since been removed, by the way.
They contacted someone and got this taken down, but not before I got it, not before I got it and saved it.
As soon as I saw it, I said, save this.
They're going to start going backwards and trying to delete stuff.
And this one was a gem.
And she's going to confirm that after she passes her crown, so in 2007, she's wearing the crown and then she passes her crown.
She is going to confirm that she does indeed go missing during after that period.
So this would be, of course, in 2008.
Take a listen to what Erica says herself.
erika kirk
I prayed for God to just strip my ego from all of that stuff, all of that world, all of the plastic hat crown stuff with the banner.
That was just, it was never, it was me from the standpoint of a philanthropic side, but the hometown hero thing was just weird and it was unhealthy and it was just ego fueling.
So I locked myself in my room, basically turned into a hermit for about a good eight months.
The only person I would see outside of my family was my pastor's wife.
And we would go to the church and she would just pour into me every single day.
And I just was reading scripture and read the Bible cover to cover multiple times.
Pastor's Wife Pouring In 00:05:45
candace owens
That is very interesting.
How can an active college student purport to see no one but her mother and her pastor's wife for eight months?
She says nobody saw her.
Check, that's true.
I'm highlighting this particular period of time because I suspect that this could potentially represent a time when Erica trained to become a Christian.
Again, this is my personal opinion.
It's my podcast, but given what we've learned about Fort Wachuca, an intel base that literally trains Christians, I'm asking myself, was she just training?
Was she training to become a Christian?
Was she training to be able to impress people like Charlie by just always having a Bible verse?
Now she can't even get a sentence without making it somehow a Bible verse or a holy in some degree.
And there's something that registers to people as off about that.
I want to know who is her pastor's wife?
Who is the pastor's wife?
I was the only person that saw Erica for eight months.
And again, she is dating when this happened herself.
She says she hands over her crown.
She wanted to strip herself from all this plastic.
And by strip herself, she means she's going to then continue to compete every single year.
In fact, she competes that year too.
But who is the pastor's wife?
We tried to find out by going through her old tweets via an account that Erica has since locked down.
Shout out to the mommy sleuth who said, Hey, Candace, I have access.
Do you want my password?
Special shout outs to that hero.
Not all heroes wear capes.
Some people just have logins on X.
Okay.
And what we were able to discern, and again, we're putting this as a possibility.
And since Turning Point didn't answer our first slate of questions, there's no point.
And actually, we particularly went out to them two days ago with this specific question: who was the pastor?
They didn't answer.
But we thought a possible church could be the city of Grace, which is in Scottsdale, City of Grace of Scottsdale.
Pastor Terry Christ is mentioned on her X feed as early as 2011.
She says, Pastor Terry is awesome.
We've got some more tweets here.
I cherish your friendship and I am grateful for your love.
Judith Christ, that would be his wife.
You are the epitome of a Proverbs.
I am totally obsessed with City of Grace, she says, Sunday mornings with my Tyler Massey.
Oh, no, you guys know Tyler Massey.
She didn't date anybody before.
Charlie, oh no, you guys are messing up.
My heart is overwhelmed with incredible amounts of joy.
Congratulations, Terry Christ.
Judith Chris, the vibes are vibing.
Now, coincidentally, and I'm going to bring Ashley on in a second to explain a little more, but I'll tell you that Pastor Terry is very close with Brian Houston, the Hillsong Church founder who infamously attempted to cover up his father's pedophilia.
Brian Houston, on his father, who was never charged, said, I have no doubt now that my father was a serial pedophile and will probably never know the extent of it.
That's from him.
That's a quote from him.
She has been friends since 1994.
So Erica has been friends with them.
So let me bring on Ashley to explain that, Terry Christ, and Judith and the relation in a better manner because she's way deeper down that rabbit hole than I am.
unidentified
Yeah.
So like we said, Pastor Terry Christ and his wife, Pastor Judith Christ, was, they were very close with Erica at this time from 2011 to around 2016 is where we can track their relationship.
And interestingly, Pastor Terry Christ has a very interesting background.
So he is very good friends with Brian Houston, who was the founder of Hillsong.
And like you said, he was very much like he covered up his pair, his father's pedophilia for years and he actually never got charged for it.
And so Brian Houston resigned eventually.
And then right afterwards, Pastor Terry Christ also resigned from his church that he was leading, but he said it wasn't related.
So nothing to say there.
And then one other weird thing that happened was Pastor Terry Christ and his wife were accused of having, well, this is just word on the street, but they would have their congregants like throw up into bags to get rid of big bad spirits.
And so that's just word on the street, allegedly.
candace owens
Allegedly, allegedly, allegedly, I will say that even regarding the pastor, even though his son is making the allegation that he believes his father was pedophile, if he was not charged, then we cannot state that definitively, but there seems to be some smoke there that that is what has been alleged, even by his own son.
And like I said, I'm not deep on that, but it is interesting.
And I am not certain this is the pastor's wife that she went into training with.
I'm not certain she had to throw up in a bag, you know, to get rid of bad spirits.
But I do know that YouTube will do what it has to do.
The YouTube creators will do what they have to do.
The Baron Colemans, the Nisas, they'll do what they have to do to get to the bottom of that.
Because this is an interesting turning point in Erica's life, in my view.
And she strikes me as someone who there are going to be some psychiatrists in her life and some psychologists.
There's just a, that is what people are perceiving is a spiritual darkness.
And sometimes spiritual darkness comes from people who are purporting to be spiritually light.
People who can't get out of sentence without saying the Lord, the Lord, the Lord, could have something else going on, as we just learned with the Hillsong scandal.
Look, that's all we know for sure.
Grandpa Joe Vibes 00:12:58
candace owens
Otherwise, we can confirm to you guys that despite Erica's hiatus, eight-month hiatus, according to her, she does make it to compete for Miss USA Colorado 2009, and she places third runner-up.
So that's 2008.
We are going to leave it there.
We can show you if you want to.
I guess we will erase all the timeline.
So you guys are good.
We're going to take a very brief break.
We'll be right back.
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I just have to say people have lost their minds.
I just truly have to say I am sickened by how dishonest people are right now.
Everyone out here making a video.
There's nothing to see here.
She's just a grieving widow.
Everybody's fine at a turning point.
These people love Charlie.
These people didn't even write their own speeches for his memorial.
Take it to the bank.
They didn't even write their own speeches for the memorial.
They had people writing their speeches.
That's how little these people cared about Charlie Kirk.
Charlie was a means to them.
Go ahead, call me a monster.
Make a video.
They're out here telling you it's okay.
I'm gonna, I'm gonna debunk what Kennis is saying.
All right, Erica lied.
Oh, okay.
Oh, yeah, well, that's how some people grieve.
They grieve by lying.
They grieve by lying.
You guys need to settle down.
Why do you care so much if she's lying?
Why do you care so much that she suddenly apparently had a clear enough mind to decide that she wanted to take the board to a vote to make her the CEO while her children are not at home?
Why do you care so much?
It's weird.
You guys are the weird ones.
How's that psyop going?
It's failing.
We literally do not care at all what everybody is saying on the internet that is clearly being paid to say the same thing.
If you find the most demonic thing that happened in all of this to be me investigating it and investigating whether or not the people that are taking over Turning Point USA are actually going to be good stewards of the billions, alleged billions going forward, if you find that to be the most demonic thing, you're out of order, my dude.
You're just out of order.
You're just a little, you're out of order.
You know, like when you used to see like you go to the machine and a soda can and it just has like a little piece of paper out of order.
That's you right now.
You're just out of whack.
You know what?
Lori reminds me.
I got to say this.
I shouldn't say it, but I just get the vibe.
I look at her and I just know.
You know, I don't know, no, but I know.
She gives me Grandpa Joe vibes.
You know, Grandpa Joe?
He was like a number one.
He got away with it.
Nobody even thinks about Grandpa Joe and Willy Wonka and the Chocolate Factory.
He was out there.
He's, oh, hey, Charlie, oh, I'm sick.
Nice to see you.
Visit.
Charlie pulled out a golden ticket.
Grandpa Joe did a whole dance routine.
He said, oh, look, I'm good.
unidentified
Let's go.
candace owens
And then Grandpa Joe, look, it's Grandpa.
That's Lori.
That's Lori.
And then Grandpa Joe, he gets down.
He's the factory.
Charlie's a good kid.
He's a good kid.
Charlie was a very good kid.
Grandpa Joe gets down to the factory, tells him, steal the recipe.
Steal the recipe.
Give it to Slugworth.
Vibes.
I never misread them.
Vibes.
Anyway, it's more Erica lies.
We'll get into that next week.
But I just now reflect on her telling me during our sit-down that she received the questions ahead of time for her interview with Barry Weiss.
Like she knew that Barry was going to ask a question about me.
You know, she said, you know, they didn't rehearse her answers, but she knew what they were going to ask, obviously.
And therefore, we can conclude that none of the questions caught her off guard.
She definitely thought through recounting her time in New York City, whether or not she was dating.
And I want you to pay special attention now, because it's even crazier in the retrospect, to her body language as she's about to tell us that she didn't date anybody for five years before she met Charlie.
Take a listen to this.
unidentified
I'm a 26-year-old Christian woman living in New York City.
I would like to stay here long term, but I wonder whether it's sustainable.
Do you believe there's a place for women like myself in modern cities who care about having a career, but also marrying a like-minded Christian, conservative man?
Well, yeah.
erika kirk
So it just depends on where you're looking.
You know, if you're on the apps, I don't know if you're on the apps.
I don't know if I'm not going to ask you your personal journey.
But what I will say is when I lived out here, I was here for five years.
I never dated here because I saw vicariously through my roommate how terrible it was.
Somehow getting drinks was the replacement of having coffee and breakfast.
I personally would rather have coffee or brunch with someone than going, I just, I don't drink.
I find it unproductive, not because I'm holier than whatever.
That's not, I just don't operate that way.
But I always thought it was very strange how she would go to drinks with one guy and then go to dinner with another.
So it goes twofold here.
So, if you're expecting to marry someone that I was blessed with, like a Charlie, you have to be the type of woman that will attract a Charlie.
Are you going to church?
Are you going to Bible study?
Did you tell your pastor that you are ready for the Lord to bring into your life the man that you've been praying for?
You yourself need to be prepared for that man, and only you will know how to do that.
Does that mean staying out and going out with the girls?
I'm not saying you sit on your couch and all of a sudden he's going to knock on your door and be like, honey, let's rendezvous.
Like, that's not how it happens.
It's not.
Granted, my situation was a little different.
I went into it.
unidentified
You went to a job.
candace owens
Literally.
erika kirk
So, this is how good the Lord is.
He knew that because I was not dating in New York City, he knew that in order for me to know that that was my man, he had to blanket Charlie as a job interview.
Because if that went in, no joke, if he came to me and said, Hey, let's go on a date to Bill's Burgers, I'd be like, I am so sorry.
I thank you, but no, we're not doing this.
That was my mindset.
I'm not, I was not in that headspace.
I just wasn't.
candace owens
Yeah, it's crazy in the retrospect.
Who is the Lord?
Is it the Lori?
Is it the Lorie or the Lord?
Is it the Lorie?
I don't know, but I'm going to find out because there's some interesting things that happen in this timeline as we start to go forward.
Ask yourself, what is the intended purpose of that lie?
Not necessary.
Who is the intended audience for that lie?
That is completely unnecessary.
Nobody that I know would judge Erica if she was like, you know what?
I was down, I was like Candace.
I was down at One Oak.
I was eating pizza at 3 a.m. in the morning at Artichoke, okay?
And then my life cleaned up after that.
And I'm so grateful that I met a wonderful person like Charlie.
I did the 20s hard in New York City.
No one, just an expectation for her to pretend she never date anybody.
Like she just was, oh, you know, I was sitting at home observing, observing my roommate and going, hmm, so terrible.
No, please.
unidentified
No.
candace owens
The Lori knew.
The Lori knew what exactly I needed, which was Charlie.
And the Tyler knew that I would have to be sat down and told that it was a business opportunity.
And what the Lori knew was probably everything about Charlie.
Just like people say that Lori tells her what to say and who to target in every room.
I find that to be likely.
I can't know that.
I don't think Lori or Erica is going to cop to that.
But when people are saying it across various points in her life, that the common denominator is Lori, yeah, that feels right to me.
Her whole demeanor there is just crazy.
What's the purpose of that lie?
And of course, you guys, I hate to tell you this, but the reality is, is that from 2013, 2018, the five years preceding her relationship with Charlie, Charlie, Erica had multiple boyfriends.
She rang in the new year with a boyfriend, okay, in 2018.
So, yeah, no, the correct sentence should be, I did not have a boyfriend in New York.
I didn't go out to meet a boyfriend because I already had one.
And maybe he was living in DC or something, but that's the reason that I didn't go.
I had a boyfriend.
That's the answer.
I always had a boyfriend and they were in different cities.
So there was not actually a single year that we could find that Erica Francfei was single.
Opposite of what she says to be true.
Like I said, more on that next week.
We're going to have a quick break and then I'll get to some of your comments because we are going long here.
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Masterpiece: The Body's Cleanup Crew 00:07:36
candace owens
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Okay, let's get into some of these top comments from last episode.
I oh, these ones always make me laugh.
This one says, Bat Walsh is hiding in the bathroom at the Daily Wire watching this episode because I know, obviously, the Daily Wire's campus, whenever you guys say this, I picture the employees all huddled up in the restroom watching my episode.
I hope that's how it's actually going down.
Bell Poke writes, I skipped my classes at Tesserac School to watch this.
Well, good, because that's not going to be a school for long.
And Ashton, Tennessee writes, I would like to thank Dan Bongino for sending me a here.
Fantastic.
Yeah.
Look, maybe these guys will update their perspectives with more information because I got to say, these aren't clerical errors, my friend.
These are not clerical errors.
I have the rest of the documents.
Like I said, we'll go over that for you guys on Monday.
I just had to give you the Urpan Beck scandal full stop so you could really appreciate that a story of murder and families involved and all that.
It was not a non-starter.
Not for the lorry.
Not for the lorry.
I want to remind you guys also, if you'd like to support our show, we have merch on the website.
That is the best way to do it.
Go sign up.
We are independent.
We are also standing against the entire world, it seems.
Not really.
Actually, the people have never been more with us and the media has never been more against us.
And I do want to say that when MSNBC, as they are, are dedicating entire segments to calling us devilish.
That's fantastic.
Like I want all of the right people hate me.
I just want to be very clear.
I'm like, whoop, vote of confidence, vote of confidence that I am doing the right thing because I do not want to be on these people's sides.
And I love that.
It's bringing the left and the right together.
My audience has never been more left and right at the same time.
And I think that we're really starting to see who rules over us and is constantly trying to keep us engaged in the Republican versus Democrat game, which serves nobody except the elite pedophiles that are ruling over us.
Rachel writes, I am greatly enjoying this Bride of Charlie series.
Thank you.
It was so much work.
Shout out to the team.
You guys have no idea.
We don't even have like, you know, obviously I got fired from Daily Wire, so I'm just like in a basement.
We don't even have good chairs, man.
We don't even have good chairs.
They don't even have a window.
Shout out to the team.
Shout out to Dom and Ash and Skylar, Savannah, and Bella.
You don't know what the Chris, you don't know what he's got to do editing this trailer.
Me and Chris on a Saturday.
Yeah, people saying we're going to go out for the marketing company that did the trailer.
Yeah, okay.
It's ghetto over here.
unidentified
Okay.
candace owens
And we're having fun.
We are having fun.
Next person, gonna get some more of your comments here.
Rachel writes, I support you and I hope you stay safe.
I watch you every single day and learn so much from you.
I love how you explain things and bring a different perspective in a world that feels fake.
You really do the work to show what's real.
Thank you so much.
I appreciate that.
And like I said, just like everywhere I go, I feel the love from the people.
And I know I'm never going to get a fair shake from the media, but I just do not care.
The Viffo writes, went to Hillsong in Oslo in my 20s.
I remember how creepy it was being groomed to believe that the big pastor did for his dad, what the big pastor did for his dad, and covering up the pedophile, pedophilary.
I don't know if that's a word, was God's love and forgiveness.
Wow, that is crazy that they tried to tell you that.
That's the day.
I mean, you feel it with these Cavalry chapels too.
As I went through and showed you how many of them were involved in pedophilia scandals and we watched Rob McCoy try to like whitewash somebody who actually went to prison.
It's just crazy.
Some things are not right.
And we have to understand these are indeed psychological operations.
And they really peaked at the Charlie Kirk assassination and trying to shame us into wanting answers.
Joshua Steves writes, the comments on Graham's and Dan Bongino's Candace's demonic video only confirms that the world sees the truth and has your back.
Go Max Candice.
The series was great.
Do you know what's really funny?
Just thinking about that in general, like just as a man, this is a serious question.
I'll leave it in Rhetorical, like as a man, if you see like 45 other dudes with the microphone all being theatrical, it's demonic.
unidentified
Oh, this is crazy.
candace owens
I'm coming for you, Candace.
I'm going to like harm you.
They were like, there was violence.
They were saying what they were going to do violently, what deserves to happen to her.
How do you, how do you not like recognize that there is nothing manly about that?
It just never lands.
When men get all fired up and are shouting about a trailer that was dropped by a girl, like it's just, what are you doing?
What do you just stop doing that?
Please stop doing that.
And to the other men, if 75,000 other men think they're brave for making videos, you don't need to be the 76.
I promise you, none of you are brave.
None of you are changing the game.
Okay.
You're all being emotionally impacted by a trailer that hasn't even come out.
It's lame.
It's very lame.
This is why I like the East.
I keep telling you guys, this is why I like Russia.
I just feel like in Russia, when you go on YouTube, there's not a bunch of men crying.
I just feel like they're not like, stop it, Candace.
Bad things happen when good men don't make videos on YouTube about a series that hasn't come out, a two-minute trailer.
Like, just, please stop.
I am begging you all to just stop.
They're probably not going to stop.
It's fine.
unidentified
Okay.
candace owens
Keep being crybaby men.
Corey Henry writes, I have lived in Cincinnati for 60 years and I remember this so clearly, the Urpenbeck scandal.
Go, Max, Candace.
Christ is king.
What do you guys think the real reason was Lori got out of there?
Oh, I forgot because she slipped and fell and bumped her head and became a technological genius.
Like I said, I can't wait till that happens to me because I'm really bad at tech and I need that.
I just need that in my life.
Lastly, the Nicole writes, I just miss Charlie as an audience member.
Would after the years of listening, not only seeing his content come up, just continues to remind me it won't ever be the same.
Thank you, Candace, for doing what others will.
I'm praying for you.
Christ is king.
There will never be another Charlie.
And, you know, I still kind of go through the emotions and sometimes I'm like angry at him, even though he's not here.
Whereas I'm just like, man, like, I, when I see him again, I'm just going to be like, you should have listened to me.
I told you all of these people, you know, I told you that just because it's in a ball gown at Mar-a-Lago doesn't mean it's not a gangster.
And so his naivety about some of the stuff frustrates me.
And I know it seems ridiculous.
He's not here.
How do you get frustrated about that?
But it's just like, man, I just, you always woulda, coulda, shoulda.
And I'm like, where would we be today if he had listened?
We won't know.
Anyway, guys, I hope you all have a absolutely beautiful, wonderful weekend.
Spend time with your family and know that we are at the gates and we are winning.
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