It's so on the wall, the entire insurance industry dropped everyone in the Palisades leading up to the fire. It was that flagrant. There were 70 year old people, 70 year old plus. I talked to 80 year olds that got it dropped. By their insurance, January 1st, been paying 40 plus years, didn't even get to re up, lost everything, no insurance. If all the insurance companies are dropping an area, it's very clear that they know what's about to happen.