Scriptures And Wallstreet- New Years Retirement Truth
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Thank you.
Thank you.
Man, I feel like it's been a long time since I've been on camera, but I am glad to be here.
I'm glad to be present with you guys and just, if anything, bring a word of life or just a simple message.
My eyes are red because I literally was in prayer for the past 10-15 minutes.
Really just being vulnerable to the spirit, being vulnerable to what's in my heart.
And I had this whole thing written out.
And honestly, it doesn't matter what I say.
It is time to reflect on all the things that happened in 2023.
And what has showed up in your life and what shouldn't have showed up and what you thought was going to show up in your life.
I don't want this to be a discussion on all the things that you or I have done wrong this past year.
But one thing I do want to, right off the bat, is tell the community that we, as God-fearing Christians, need to learn to love.
I feel like we've walked away from that.
I was just reading...
Reading a scripture and it just completely wrecked me.
And it wrecked me.
And I'll explain why.
1 John 2 verse 9.
Anyone who claims to be in the light but hates a brother or sister is still in the darkness.
Anyone who loves their brother and sister lives in the light, and there is nothing in them to make them stumble.
But anyone who hates a brother or sister is in the darkness and walks around in darkness.
They do not know where they are going because the darkness has blinded them.
I want to encourage you.
I'm guilty of this.
And...
Part of me just being vulnerable is I wanted to hate.
I wanted to hate the LGBT people and gays.
I wanted to hate.
It made me angry.
My uncle died when I was in kindergarten.
He was gay.
He died of AIDS during the 90s pandemic.
And growing up Pentecostal, you were taught not to be gay.
You were taught not to...
It is an abomination.
I don't agree with the lifestyle.
In the church growing up, It is an abomination.
It is a lot.
We don't agree with it.
But at the core of what Jesus is, is we are called to love them.
I've said it time and time in, that the heart of Scripture in the Bible, for me personally, is to love your neighbor like yourself.
In my neighborhood, I have a Muslim.
I have a person from a Hindu background.
I have a racist across the street.
In my neighborhood, I have a two-faced narcissist.
We are supposed to love them.
We are supposed to love them.
That doesn't mean that we get stepped on.
That doesn't mean that we are seduced or manipulated.
It simply means we're supposed to love them.
Protect them.
So, the reason why this hits home for me is because I don't want to invest my money in companies that support LGBT. I don't want to support companies that have abortion clinics running through their network.
And that is my stance, and that will be my stance moving forward.
Doesn't mean we have to support them, but we're still supposed to love them.
So I don't know.
Personally, I had this hate, this problem.
I guess God is working on me.
So for Christmas, I got my wife Christmas lights.
I was looking for an electricianist to put lights on my house.
And everybody is in the business of putting lights up.
Your lawn guy, the electricianist.
I mean, even pest control people put lights up.
I mean, they'll do anything.
Tree service guys, they'll put lights up.
And then I found this one decorative service.
And what they are is they're interior decorators that specialize in Christmas decorations.
So over the break I hired this company and this one guy comes Gives me a quote over the phone, looks at my house on the internet, and quotes me.
And I said, okay, well, let's start soon.
And he's like, do you have a Christmas tree?
I said, yeah.
Open the door, you'll see it.
I said, where are your Christmas decorations?
I'm like, well, we got a Christmas tree.
He's like, that's not a Christmas tree.
And you don't have any decorations.
And he said, give me a few bucks and I will rearrange this whole house for you and make it magical and Christmassy.
Now, for those of you that are saying, oh, Christmas trees are pagan.
I get it.
I get it.
And the Christmas decorations, that's not what it's about.
I get it.
Just put all that to the side.
So fast forward, four days later, this guy is putting lights in my house.
He's putting Christmas trees in my house.
He's redesigning the decor in my home, bringing in decor, just completely, completely redesigning everything.
And I was touched.
I was like, wow, this is some serious service.
And he said, Carlos, I started my company because I just want to make people smile.
And as a little boy, I grew up Jehovah Witness.
I never was allowed to celebrate Christmas.
And I said, wow.
And he says, I'm also gay.
I've been...
I've been...
You know, I'm not supposed to be talking to conservatives.
Like, we stay away from you guys.
You Christian guys we stay away from.
And it was right then and there that I had to take a step back and just do introspect.
It is like, what do we do?
Why are we even here?
The Bible says, you know them by us, fruits.
The question is, where are your fruits?
Where are my fruits?
I was this hated person.
I wanted to hate these people.
For many years, I've hated these people.
I've denounced them.
I hated them.
Talk to them like they're animals.
Maybe you didn't, but I did.
And this one particular guy, all he wanted to do was make me smile.
Look Christmas lights.
How much more...
How much more, as God-fearing patriots, can we make people smile and be an influence on others?
When we have the true hope, we are commissioned to love.
We are commissioned to love.
And as everybody's doing Christmas and doing selfies and talking about themselves and their New Year's resolutions, everybody's New Year's resolutions is about making money, looking better, losing weight, getting that job, me, me, me, bigger home, bigger zip codes, bigger income brackets.
But no one talks about their faith.
No one says, hey, I want to know God more.
I want to be convicted more.
I want to grow more.
But what you don't realize is the closer you get to the cross, the closer you are to God.
And God is the richest entity this universe has ever, ever, ever experienced.
Financially, spiritually, emotionally.
And all we got to do is grow closer to Him.
That's all we got to do, man.
Because he gives us the wisdom of knowledge.
What if I told you that if you grew closer to God, he will teach you to become a multi-millionaire.
He would teach you how to manage your retirement.
He would teach you how to lose weight.
He would give you the discernment to avoid certain situations and people.
But no, we want the instant gratification.
Look, I love Gucci.
I have Gucci everything.
I love designer clothes.
It's not a secret.
And none of my New Year's resolution included obtaining more brands, more designer clothes.
As a matter of fact, I don't even have a New Year's resolution because they never freaking work.
Quit lying to yourself.
Find something that's real, authentic, and sustainable.
Like growing your faith.
Like loving your neighbor like I've been terrible at.
Like not calling gays f**ks.
Who cares if Israel is full of Zionists?
You're supposed to love them.
Who cares if Palestine is Muslim?
Or Hamas is killing and raping.
They're all killing each other.
And everybody's confused on what to do because they don't have a spiritual connection with the cross.
The Bible tells us straight up to love these people.
I've been terrible at that.
And I'm asking publicly for forgiveness.
I haven't been the best version of me.
And we need to love more.
Thank you.
When I started this show, it was about exposing manipulations, exposing Wall Street, creating a spiritual connection with you, the audience, and letting you know that there is a problem on Wall Street.
It is a spiritual problem.
But guys, we cannot love God if we have hate in our hearts.
And yes, the left is running, running to the cows come home, calling us anti-Semitism and hateful and bigot.
I don't care if you're left-right.
And I don't even care if you disagree with what I'm saying.
Because at the end of the day, we are supposed to love God.
Now, we're not supposed to be wussies.
We're not supposed to demasculine our priesthood abilities as Christ's conquerors.
We're commissioned to love one another.
And when you love...
When you love someone...
With the inability for them to love you back.
That is just a small glimpse of what Christ did on that cross.
Because I don't know if I could have done what he has done.
And I just want to encourage you guys to don't listen to hate.
Thank you.
Listen to things that edify you.
Because with hate comes darkness and you can't move darkness with more darkness.
It doesn't work that way.
And I apologize to my audience.
I apologize to the network and anyone listening to this.
We get 40,000 to 70,000 views So I know people are watching.
I apologize.
Because hate should not be in our vocabulary.
And the Holy Spirit wrecked me.
Because I got vulnerable with this one gentleman, with my wife.
And I apologized to him on my character.
I told him, you know, I'm sorry.
But I've never had a Christmas this awesome before.
I've never seen somebody work so hard just to make me smile.
And here's this guy, this company, literally, we don't agree with their lifestyle.
But man, did they have a heart of gold.
And came here knowing who I was, treating me like gold, And not only did they make a smile, they inspired us to love more.
Not to be so quick to judge.
And it really tested my faith.
It really challenged my faith.
Not tested, but challenged my faith.
That where else does this show up in your life?
where you think a certain thing and you get swept off your feet.
God is not present when we're calling people names.
God is not present.
You cannot expect God's blessing if you're annihilating one party.
So the message of love.
I don't want you to get it confused.
The message of love is biblical.
We are supposed to love our neighbors.
Very tough for me.
Very tough for me.
Again, 1 John 2.9.
Anyone who claims to be in the light but hates a brother or sister is still in the darkness.
Anyone who loves their brother and sister lives in the light and there is nothing in them to make them stumble.
Anyone who hates a brother or sister in the darkness and walks around in the darkness, they do not know where they're going because the darkness has blinded them.
I had to read that.
Those simple three verses just wrecked me.
And That is my New Year's resolution.
I challenge you to love somebody that you've resented or you hated.
Some of you hate yourself.
You gotta love yourself before you love your neighbor.
And I get that.
We all start from somewhere.
And we become very passionate and emotional about being right-wing and pro-Trump and our guns and our Bible and our music and our political affiliations and what the banking system is going to do and our thought process and how woke these people are and how anti-woke that we forget the most simplest thing.
God just wants us to talk to Him.
He just wants to know that our hearts aligned with Him.
It's not about money, designer clothes, or how much comfort you have with your income.
All that stuff can be taught and teached.
So I don't know what your New Year's resolution is.
But I want to make sure that whatever it is, that you have your faith in line as a priority.
Switching gears, I did want to talk about, I'm still in like holiday mode, holiday hangover.
I don't even drink and I feel like I'm hungover.
There's some things that have changed in 2024 when it comes to your money.
Let's see here.
If you got an IRA, traditional IRA, we can now invest, instead of $6,500, they shot it up to $7,000 for 2024.
So you can put $7,000 a year into your IRA's Also, a neat thing, or interesting thing, is that 529s.
So if you've got 529s, if they've been in a 529 status for 15 years, you can convert up to $35,000 into a Roth IRA. So for those of you who don't know what a 529 is, they are instruments, college planning instruments, for kids that never used their 529 funds for colleges.
They've been very liberal on what you can, as far as expenses go, on what you can use them.
You can use them for laptops.
You can use them for, I don't know about clothes, but anything educational related, you can use them like tuition, room and board, and they'll be tax free.
So that is changing.
Cost of living is going up 3.2 for 2024.
I know it's not a lot, but it's never a lot because what the government decides to do is they take the cost of food and petroleum out the sector and then they Create the cost of living.
So they take those two biggest inflated consumer staples out of the CPI and they create your 3.2 cost of living.
Last year it was 5.5.
But I wanted to warn you.
I wanted to warn you.
The stock market is going up, whether you like it or not.
Look at my chart here, my predictable trader.
This goes in the back ends.
Using artificial intelligence, using all the software the big banks use to steal your money from Wall Street.
I got it here, baby.
I'm using it to defend you.
The market's going up on all the indices.
We have the NASDAQ, the Dow Jones, the New York Stock Exchange, the Russell.
It's pumping.
Pumping, pumping, pumping, pumping, pumping.
The market is pumping.
Bank failures will still happen.
Stock market goes.
The January effect.
What is the January effect?
Well, in January, if the market goes up in January, historically, since 1939, 90% of the time, if the month in January is statistically a positive number, It will end over 20% by year end.
This statistic has been accurate over 90% of the time since the Great Depression.
It's called the January effect.
You can look it up.
But more than ever, more than ever, You've got to be asking your advisor, like, when am I getting out of the market?
When do I stay in the market?
They don't know how to navigate because advisors do not get trained in market analysis.
They don't know what death crosses are.
They don't know what moving averages are.
15 crossing over the 100.
What does that mean?
Oh, that's a golden cross.
Should I buy?
Should I sell?
They don't know it.
And it's like...
The bigger the corporation, the less muzzled they have, the more communistic the ways are, and they're muzzled.
They can't say anything, they can't learn anything, they can't do anything, so you, the end result, you get a failed product, you get a failed service, and you are stuck in a stock market, and the whole industry's rigged on commissions and attorneys.
Like my buddy Mark Yege told me on this one last interview.
We'll have him here shortly here.
The market's just rigged with a bunch of lawyers and guys that want to make a commission off of you.
Yes, I make concessions and referral fees.
Yes, I used to be a stockbroker.
Yes, I do make commissions.
But my aim for this show...
is to talk about the cross.
We talk about money because that's what I'm passionate about, but I'm more passionate about the cross.
And I manage money for a living, so it's only natural for me to talk about market analysis and where the economy is growing, what things to look out for, what sectors to be in and out of.
And which reminds me, let me say my legal disclosure here is that this podcast should be used for educational information purposes only.
Not for investment advice.
If you like investment advice, give us a call.
813-448-3446.
Or visit us at CortezWM.com.
So, look at my software here.
SPX, which is the S&P 500.
So cool, man.
SPX. It's my ticker for the S&P 500.
We got a buy signal on Tuesday, the 7th of November.
Boom!
What have we done?
Since the 7th of November, I've been saying the market's been going up.
We are in this rally, right?
Bear market rally.
We know the market overall will go down, but during these phases...
We will have these rallies.
And we're in this rally.
I don't know how long it will last.
Maybe to the end of Q1. But all the market needed to hear was some good news of inflation cooling off.
Interest rates are going down.
That's all they wanted to hear.
And now we're getting boom in a market.
It's also election year.
You know what they want to do.
The Democrats, they always want to say, oh, we clean up.
We clean up what the Republicans have done.
Well, we know Trump overspent.
We get that.
We know Trump is not the messiah.
He'll probably be the best thing for our economy, but he is not the messiah.
And guys...
We're going to have more bank failures.
There's a lot of banks that are going to get caught with their pants down.
So this is why, more than ever, that when you make this money, you actually keep it.
So don't make the mistake of getting it to this rally and you have no protection.
What if I told you that when you open up a private insured account with us, that this next market rally we have, our clients get to keep those gains.
They're locked in, secured.
With our green money tactics, all you got to do is just click on the link below, schedule a conversation, go to one of the descriptions below this video, privateinsuredaccounts.com, and you can see a little presentation on how we're able to protect our clients during market rallies, during bear market rallies, during bank failures that are just inevitable.
I can't tell you what the next bank is going to go kaput.
I don't have that crystal ball.
I got something close to a crystal ball, I feel like.
But, hey man.
Just...
Get right.
2024.
It's 2024, y'all.
That is nuts.
It's 2024.
So, interesting fact...
Cocoa, like chocolate cocoa, is skyrocketing.
OJ, look for OJ. There's a lot of price volatility with orange juice.
A lot of climate changes.
A lot of supply-demand issues.
It's getting warmer in areas that are cold.
It's getting a lot colder where it's, here in Florida, it's Pretty cold for me.
35 degrees, 40 degrees at night.
So what I did with my son, quick picture, is I like to do uncomfortable things, hard things with people I love.
I told my son, hey, 9 o'clock in the morning, It's the coldest day of the year.
We're going in our pool.
We're going to do a cold plunge.
He said, okay, Pops.
He grabs his swimming trunks.
He went in right before me.
He didn't even question it.
I was very proud of him.
There is immense growth in pain, guys.
The more we realize how much growth we can get from pain, going through the pain, there is growth.
Here's a picture of my son.
He went in our pool and he just took it two minutes.
Boom.
Just amazing.
Highly recommend Cold Plunge.
If you haven't looked up the benefits, totally worth it.
It's more of an anti-age.
I don't know the math or the science behind it, but it just heals your body in so many ways.
It's really good for you.
So we've gotten calls over the break.
Hey Carlos, can you look at XRP? Remember I told you you can call me and I'll let you know about particular stocks or crypto or even futures or I can put it through my scanner.
So this year, guys, I'm predicting...
I'm sure you want to know my predictions.
I'm predicting XRP. XRP is going to have a run.
It's already having a run right now.
It's doing pretty well at 33...
Where are we at today?
Yes, at 33 cents.
It's going to have a run on it.
Our scanner basically said since...
October.
22nd of October, we've got a green predictable cross on a predictable trader that we're going to see this crypto go up.
Of course, it's not investment advice.
Don't put all your money in XRP. But with the bank failures and obviously the ushering of newer technology and blockchains, the Ripple would be the alternative for the SWIFT system.
And if the banks do adopt this, and there has been adaptation on XRP, then wow, it will be massive.
But guys, this is speculation.
You don't need to get emotionally attached and say, oh, we're going to have generational wealth, and we're going to do this, we're going to do that.
Look, it's not good to have that mindset on any particular investment, because then you get controlled by it, and it consumes you.
Scan over to gold.
This is really, really interesting.
And I'm either going to look like a complete idiot or a wizard.
On October 18th, it was a Wednesday, We got a cross signal.
We got a buy signal on our scanner here, our predictable scanner, that gold was going to go up.
Now, what's interesting is when you have the S&P 500, the Dow Jones, the Russell 2000, the New York Stock Exchange, the NASDAQ, all five indices going up, gold usually goes down.
That's been the inverse relationship.
Explain to me in 2022 how we had the stock market go down.
And gold was down.
Explain to me, if I'm right, gold is going to go up and the stock market is going to go up in an election year.
This goes to show you that there's manipulations.
This is not supposed to happen, guys.
Gold is a safety measure.
And people get out of gold when the stock market goes up.
That's common sense and it happens all the time.
So, except for 2024, market will go up and gold will go up.
I don't know when the last time that happened, but I'm sure I could find out.
Just doing a quick research.
Guys, market is manipulated.
So, bank failures.
Get yourself a private insured account.
Contact us, 813-448-3446.
Get on the horn with one of our consultants, Josh or Dustin or myself.
We'll be more than happy to tell you about our new America First Retirement Plan strategies.
Oh, and we got a new book.
If you book an appointment with us, I will send you a free copy of my book.
So all you got to do is just book an appointment with us, and I'm going to send you a copy of the new America First Retirement Plan book.
It just came out January 1st.
I've been writing it for the past two years, and I'm happy to say that our book is out.
It's going to talk about pretty much the manipulations of the market, the problems of Wall Street, what you can do to secure your retirement from the IRS, from market meltdowns, from bank failures, and align yourself spiritually.
So, if you want, definitely book an appointment with us.
Go to CortezWM.com or click the link below.
Book an appointment with us.
And just as a thank you for supporting our show, we're going to send you our book.
The book is $16.
A gift from me to you.
I'll go ahead and send it.
So, all you got to do is book an appointment with us.
Let us know your address and we'll be happy to send it to you.
That is my gift for you guys today.
So I did the reverse.
I shared my scripture before I shared the financial stuff.
But I wanted to...
I didn't want to talk about New Year's resolutions because I get so disgusted by them.
Kind of one of those things that you see yourself in the mirror and you get disgusted.
Well, yeah, that was me.
But I'm glad to be back.
I'm glad to bring the truth.
I hope your New Year's resolution, like I said, the number one thing, is getting closer to God because He will give you all the desires of your heart.
Hello.
Hello.
Isn't that in the Bible?
Seek ye the kingdom of God, and all these things will be added onto you.
There's your New Year's resolutions, y'all.
Seek God's face more, and he hooks you up, homie.
Malachi 3.
Straight up.
I mean, we make it so difficult.
We really do.
And we focus more on our bank accounts and our stock portfolio, And our political thought process and what this person said.
We get so wrapped up and next thing you know you're hating people.
Like how I was.
Next thing you know you're cheating on your wife.
You're acting in sin and then you're expecting a blessing.
Doesn't work that way guys.
Doesn't work that way, man.
Be the priesthood you're supposed to be.
Men listen to this.
You need to wake the hell up, man.
You need to embrace your masculinity.
Pick up the sword.
Connect with the general...
Get your marching orders and lead your family like a priesthood should be so that you could be prosperous.
So that you can be rich spiritually and financially.
So that you can be physically tough and mentally tough and spiritually tough.
So that you can live a legacy of your God-given potential.
Because the plan that God has for you is bigger than the plan that you can put in your planner.
Period.
Period.
We want to be four-dimensional men.
Men that believe in their faith, their family, their fitness, and their finance.
You can knock out all four, you're a true man.
Alright guys, well, I wanted to talk more financial, but I really was convicted about loving your neighbor.
And like I said, I'm not here to support the LGBT movement.
It is an abomination.
But just because we hate the sin, we don't need to hate them.
We don't need to hate them.
Let's not throw darkness on top of darkness.
It doesn't work that way.
We heard what God said about that.
We will get blinded and we don't even know where we're going.
And Lord have mercy.
I do not want to be humbled by God.
I already have been humbled by God.
Not a cool sight.
It is not a cool sight, guys.
You do not want to go against God's word.
Period.
You know who I am?
Oh, and more importantly, please, please, please, I do not get paid on this channel.
So if you could, go to Scriptures and Wall Street on Rumble.
Click like and subscribe.
We're also on Twitter.
Please go to our socials, like us, so that we can monetize and keep the show going.
I really, really appreciate it.
We only have like 100 followers on Twitter.
Scriptures on Wall Street Rumble channel, please bump that up.
We get 50,000 to 70,000 views.
I don't understand why we can't just have like 20,000 or 20,000 views on the other channel.
Help us out.
We will finally get compensated for our content.
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You've been a fan of us for two or three years now.
Give us a like over there at Scriptures on Wall Street on Rumble.
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Book an appointment with us.
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And really, that's all you got to do.
And I appreciate it.
God bless you guys.
And we're going to be talking some more financial things that what you need to be aware of in 2024 moving forward because...
I want to help you be that financial steward going into 2024 with your retirement to help you plan from a biblical standpoint as well as financial standpoint.