| Time | Text |
|---|---|
|
Four Million Struggling
00:01:22
|
|
| Sideswipe health issues are rough. | |
| What did the dog say when he sat on the sandpaper? | |
| Rough! | |
| Oh, as a father, as a dad, I can make these joketh. | |
| All right. | |
| Somebody wrote, the middle class trap, $3,000 a month house payment. | |
| $1,200 a month car payments, $2,000 a month child care, $900 a month student loan payment, $1,000 a month credit card payment. | |
| Congrats. | |
| you're stuck for the next 20 plus years. | |
| Um... | |
| The student loan stuff is a big deal. | |
| It's a big deal. | |
| Only 38% of student loan borrowers are up to date on their payments, even after a 3.5-year payment pause. | |
| Four million borrowers are between three and six months behind. | |
| Five million are nine or more months behind. | |
| Yikes! | |
| And the majority of these unpaid, 83% of the debtors in default are women. | |
|
Four Million Behind
00:03:26
|
|
| Ouchies. | |
| But again, it's more fun in the short run. | |
| It's hedonistic and more fun in the short run. | |
| To go join a sorority, to go have some fun and all of that, right? | |
| you. | |
| I mean, it's the reason they don't teach you financial literacy in schools, right? | |
| Joe says, Steph, when you put out your resume and had... | |
| Chief Technical Officer Experience. | |
| Why do you think you didn't get any calls? | |
| Do you think that's when the H-1B imports started taking off? | |
| It could have been a diversity thing. | |
| It could have been, like, obviously I have a very white male kind of name. | |
| It could have been a diversity thing. | |
| I don't know. | |
| And I did get a few, but it was rough. | |
| I mean, I ended up getting a great job after a while, but I got that through contacts, through people I'd already worked with before. | |
| Man. | |
| It was crazy, man. | |
| I mean, I had more success getting jobs when I was a waiter than when I had a decade's worth of top-level business experience. | |
| And not just top-level, like management experience, product design and implementation, coding, sales, marketing, presentations. | |
| I was the guy, you know, I'm pretty outgoing, and I was the guy that I would be sent down to Vegas. | |
| To do presentations and chat up with people in the booth and all of that. | |
| I wouldn't say I did it all, but I did a lot in the business world. | |
| It'll lighten the business world. | |
| Are you going to dip into the Oblivion remake? | |
| Are you? | |
| Are you? | |
| I will probably dip in, but I don't think I'll be able to play it. | |
| Somebody wrote... | |
| I don't know if this is true or not. | |
| Let's ask Grok. | |
| Is it true? | |
| Ist truthiness. | |
| I will not be able to do this. | |
| Thank you. | |
| Yeah, probably not. | |
| Rome Total War has now been cited in over 200 divorce proceedings. | |
| I've never played it. | |
| I've never played it. | |
| That's pretty funny. | |
| I.O. Research has written... | |
| What does that mean? | |
| GWAS. | |
| Sorry. | |
| I should probably know what this means. | |
| Oh, genome-wide association study. | |
| A genome-wide association study of 273,157 individuals from UK Biobank identified 106 genetic variants associated with socioeconomic status. | |
| Genetic inheritance explained up to 40% of the intergenerational transmission. | |
| of occupational status. | |
| Mm-mm. Ah. | |
| *sigh* | |
| Let's see. | |
| Analyze the post. | |
| Should have done this before. | |
| Just struck me now. | |
| Yeah, seems to be valid. | |
| It's pretty wild. | |