All Episodes
Jan. 13, 2025 - Freedomain Radio - Stefan Molyneux
06:43
The Family Doesn't Have the Money
| Copy link to current segment

Time Text
Freedomain.com slash call, if you'd like to talk about it more, is if you care about your friend and his mother, then I would sit down with my friend, and maybe his mother, but certainly with my friend, and I would say, okay, so how much money do you need?
$20,000.
Okay, so that's an interesting challenge, right?
So, help me understand why the family doesn't have the money, where's her husband, where's her savings, where are her assets, right?
Now, let's say she's been working her whole life, and she doesn't have any assets.
It's like, But why doesn't she have any assets?
Well, she spent a lot of money on, I don't know, Amazon and cruises.
It's like, that's a bad call.
Like, she should have saved her money.
Like, I don't know that I'm in debt because other people make bad decisions.
Bad decisions.
And maybe it was a good decision.
It could have been a fun decision.
You know, decisions are only good or bad.
I mean, not moral decisions, but practical decisions are only good or bad in hindsight.
But if you...
You spend all your money, you don't save for a thing, and then you get hit by a bus when you're 55 and die instantly.
Well, it's a good thing you had all those fun experiences because you died kind of young and you didn't need to save for your retirement, so it was a good decision to go to 10 Taylor Swift concerts or take cruises or, I don't know, whatever, right?
Good decision, right?
However, if you spend all your money, don't save for your old age, and then you live to be 90 and nobody particularly cares about you, that's a bad decision.
It's a bad decision then.
It's a gamble, right?
All non-moral decisions are gambles.
And I don't subsidize gamblers, personally.
Now, I sit down with my friend, okay, what does she need?
She needs 10K, she needs 20K. Okay, so what are your options for getting the money?
Right, this is just a problem to be solved.
What are your options for getting the money?
Okay, well, she's got a husband, she's got two sisters, she's got aunts, she's got uncles, she's got grandparents.
Okay, so how many people does she have in her life who care about her?
Well, she's got 20 people in her life who care about her.
I was like, okay, well, that's good.
So if she needs $10,000, everybody's got to kick in 500 bucks.
If she needs $20,000, everybody's got to kick in 1,000 bucks.
So make that happen.
Well, but she's estranged from this person.
She's estranged from that person.
She had a big fight with this person.
Okay, well, then she screwed up her social support system.
Because she was immature or petty or vengeful or...
I mean, hey, I blew up my support system when I was younger.
My family and my friends don't have any contact with any of them.
But I have a new support system.
But I have a new support system, which is actually reliable and all of that.
So if you blow up your old support system because they were bad people, great, make a new support system.
But the idea that you can go through life with no support system is madness.
It's like a lion saying, screw the pride, I'm going to go do it all by myself.
It's like, well, you won't be able to hunt very well.
And you won't be able to reproduce, so you're out of the gene pool.
People who don't develop and maintain their support systems, where they're generous to other people, other people are generous back, they're really rolling the dice.
Again, investing into a support system is a big deal.
It's a big deal.
You know, I have friends, sometimes I'll spend a long time on the phone with them, they're going through something tough, and so on.
Like, you invest in a support system, so that...
You have people who will help you out.
Really important.
And it doesn't have to be friends.
Obviously, it can be relatives, your wife, your husband, and your in-laws, and you marry into a good family and all of that.
So, y'all need support systems.
You know this, right?
I mean, a lot of us grew up with this kind of neglected isolation thing, and that's what you have to do to survive as a kid.
But as an adult, you need a support system.
You need people who care about you.
You need people in your life.
Who won't let you die.
Who won't let you die.
Now, if there's a woman like this woman, let's just take an extreme example.
And again, you can call me.
We can do a call-in show about this in more detail.
I'm just putting out some hypotheticals, right?
So let's say that this woman, petty means selfish, right?
Can't contradict her.
She's alienated everyone.
She got fired all the time because she wouldn't listen to her boss.
And she's just made terrible decisions.
And nobody cares about her.
Nobody likes her.
Nobody wants her.
Well, that's a shame.
I think that's a shame.
And let's say you, because you have resources, you've made better decisions, you've made quality decisions, you've made good decisions.
So why would you take money from your life, which is a reflection of your good decisions, and give it to a petty, mean, vengeful, selfish person who's made terrible decisions and has been intransigent and aggressive and intolerant and abusive and neglectful and narcissistic, whatever, right?
Why?
Take what you want and pay for it!
That's life!
If you want to be mean, petty, and selfish, people won't really care about you.
And then when you get into trouble, you're kind of on your own.
It's a choice.
I respect people's choices.
To respect people's choices is the essence of virtue and integrity.
To respect people's choices, that doesn't mean you admire them, right?
Not all choices are admirable, but I respect that people have chosen.
If somebody says, well, I'm not going to work very hard because hard work is kind of a drag, and then...
I'm in my 50s and I need money for treatments and I don't have any money.
It's like, but I respect your choice.
I respect your choice that you chose leisure over money because making money is hard work.
I respect your choices.
If you chose to alienate people and you chose not to develop a supportive, helpful, positive social circle which you can lean on in times of crisis because they can lean on you in times of crisis, if you've chosen not to share your risks, With other caring people, but you've lived this selfish life of consume and your own pleasures and your own preferences.
Okay, I respect that choice.
You've chosen to go it alone.
I don't like that choice.
I think it's a bad choice, but you've chosen to go it alone.
I mean, my mother has chosen to go it alone.
I would have moved heaven and earth to help that woman.
I did move heaven and earth to help that woman.
She's chosen to go it alone.
I respect that choice.
I respect your choice.
If some woman divorces her husband and doesn't save her money and doesn't get insurance and then falls upon hard times, it's like, I respect, but I respect your choices.
I'm not going to backfill and disrespect your choices by giving you money.
If some guy chooses to gamble his way to wealth rather than work hard, okay?
So you can do that.
You can do that.
Export Selection