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Feb. 18, 2009 - Rush Limbaugh Program
36:56
February 18, 2009, Wednesday, Hour #2
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Greetings, my good friends, and welcome back.
Rush Limbaugh meeting and surpassing all audience expectations every day.
Here on the one and only Excellence in Broadcasting Network, telephone numbers 800-282-2882 and the email address, lrushbaugh at eibnet.com.
All right, I've got one, two, three, four.
I've got five sound bites from President Obama's mortgage speech.
The housing bailout plan.
At the top of the hour, I was watching MSNBC, and they said that there are 4 million families that are going to be helped here by having their mortgages made more affordable.
Now, that was just a graphic on the screen.
I don't know if that's in group one or group two.
Remember, now there are two groups of people here being targeted by this $75 billion bailout.
And we've run the numbers on this, and to take care of everybody that's in a mess here would cost $2.7 trillion minimum.
And the package is $75 billion.
So even though there's some help on the way, how much can it possibly be?
Anyway, the two groups are people that never ever had a chance to pay back their loan.
They never had a prayer of paying back the loan, which means they were given loans by people who knew they were never going to be paid back, which means that they were not predatory lenders.
They were told to make these loans.
And don't forget the recent story from Richard Davis, the CEO of U.S. Bank Corp in Minnesota.
He made a speech recently to a group, and he said, look, the TARP money was never about credit.
It was about making sure that big banks had enough money to go buy little banks and save them.
And then when that happened and there was no credit that was extended, remember Barney Frank and the guys on Capitol Hill going absolutely nuts-o-bongo and calling these guys up here and talking about accountability and how dare we give you this money and you don't make it available to consumers for loans and so forth.
These guys are sitting there.
I guess they're sworn to secrecy.
Richard Davis of U.S. Bank Corp has come out and let the cat out of the bag, essentially.
So anyway, MSNBC said 4 billion homeowners.
Here's what I think you ought to do.
And by the way, there's another group of people that has not been mentioned here, and that is people who've already been foreclosed on and thus lost their homes.
What do they do?
What do they do?
Are they just forgotten about here?
You people that have been foreclosed on, there's a plan now that's going to help others like you who haven't yet be foreclosed on to stay in their homes, even though they can't pay the mortgage.
Obama to the rescue.
But what about you?
And what about those of you in group two?
Those of you in group two, as categorized by the administration, you're called underwater.
You can make your mortgage payment, but your house is not worth what your payments are adding up to because of the plummeting value brought on by the bubble, a housing bubble bursting and brought on by the economic decline in the first place.
So you can make your payments, but your house is worth it.
And they say they're going to do something for you, but we're not sure exactly what.
Well, here's what I think you ought to do.
Obama has just said that we're going to help people like you.
I mean, you've played by the rules and you've been responsible, but the value of your home has plummeted.
You ought to call whoever your mortgage holder is, and you ought to tell them you want a lower mortgage rate.
You want a lower monthly payment.
You just heard the president's speech and you want a lower payment.
He said he can help you out.
Let's listen to what he said.
Every problem is a crisis unlike we've ever known, and so is the housing crisis.
I'm here today to talk about a crisis unlike we've ever known, but one that you know very well here at Mesa and throughout the Valley.
In Phoenix and its surrounding suburbs, the American dream is being tested by a home mortgage crisis that not only threatens the stability of our economy, but also the stability of families and neighborhoods.
Here he is on the aforementioned group one.
The plan I'm announcing focuses on rescuing families who've played by the rules and acted responsibly by refinancing loans for millions of families in traditional mortgages who are underwater or close to it.
By modifying loans for families stuck in subprime mortgages they can't afford as a result of skyrocketing interest rates or personal misfortune.
And by taking broader steps to keep mortgage rates low so that families can secure loans with affordable monthly payments.
Okay, so he talked about three groups in that bite.
Group two, he mentioned first.
Group two, the plan I'm announcing, focuses on rescuing families who have played by the rules and acted responsibly by refinancing loans for millions of families in traditional mortgages who are underwater or close to it.
That's group two.
You're underwater.
You can still make the payment, but your house isn't worth anything.
He is going to rescue you by reducing or making you, allowing you to refinance your loan.
Don't wait.
Call a bank today.
Call your lender now.
The president has spoken.
If your lender is Citibank, you call him up and say, call the sheikhs in Dubai, get some more money, or whatever it's going to take, because the president just spoke.
The federal government is going to redo your monthly payment and make it more affordable because you have been disadvantaged in the market.
You're underwater.
Your house is not worth what your payments are going to add up to.
And you want a lower monthly payment.
Call your lender.
The federal government has now made it possible.
Number, call Chris Dodd.
Call his office.
He was able to do this with countrywide.
He got a VIP rate from Angelo Murillo or Morello, whatever.
Call Chris Dodd.
He can tell you how to do this.
Call Tony Resco.
Tony Resco got this done for Obama.
This is the Red Sco Rescue.
This mortgage bailout is the Red Co rescue.
So you call Chris Dodd.
You call Tony Resco, or you call your bank.
Call your lender.
Call whoever has your mortgage.
And you know what you should do?
You tell them you want the original mortgage, not the repackaged mortgage that was sold along with all the other mortgages.
You want the original paper.
You want, see that, and you want your monthly payment lowered.
The president of the United States just announced a plan to do it.
You call him up and you say, hey, you know I'm playing by the rules because I'm making my payments.
But you also heard the president say my house isn't worth anything anymore because of the predatory lending practices of you.
You are a predatory lender.
The president just called you a predatory lender.
You lent me the money in a predatory fashion.
You've destroyed the value of my house and I want a lower monthly.
Do it, folks.
Because while you're doing that, the people in group one are going to get totally bailed out.
How?
Here's what he said.
By modifying loans for families stuck in subprime mortgages they can't afford as a result of skyrocketing interest rates or personal misfortune.
Personal misfortune?
What in the name of Sam Hill is the personal misfortune in getting a loan you were never ever going to be able to repay?
What's the personal misfortune in that?
That's the group where that's it.
That's the personal misfortune that you were screwed.
You were screwed by giving a loan that you never had a chance to repay.
That's how they got screwed.
That's the personal misfortune.
You want to explain to me how that's personal misfortune?
How in the name of Sam Hill?
Oh, I said, okay, okay, I got, all right, all right.
But that still doesn't cover it.
It is the oppression of society that made these people want houses in the first place, right?
They saw all their neighbors, the achievers, able to afford houses.
They weren't able to.
And so by an act of Congress, the Community Redevelopment Act, Reinvestment Act, Community Reinvestment Act, and all these Congressman and Fannie Mae, Freddie Macquillet, Barney Frank and Chris Dodd, people who had no hope of ever repaying a loan, were given a loan.
And that's oppression.
That's oppression.
That's personal misfortune to be given money you could never have to pay back and then go buy a house with it.
That's personal misfortune because you didn't know about it.
That's why it's predatory.
In other words, it's not your fault.
It's not your fault that you took money on a loan knowing you couldn't pay it back.
It's not your fault.
It's the lender's fault for giving you money you couldn't pay back.
Okay, now I understand it.
All right, so it's the lender's fault that people got subprime mortgages that they couldn't pay back for whatever reason.
I mean, remember now, we're not talking about ARMs here.
We're talking about people who from the get-go had no prayer of repaying.
We're not talking about adjustable rates.
We're not talking about market circumstances that occur after the fact.
These are the people who shouldn't have gotten a loan in the first place.
They're going to be bailed out.
And then there is the third group.
We're going to be taking broader steps to keep mortgage rates low so that families can secure loans with affordable monthly payments.
Now, in a free market, you can't do that.
In a free market, not one individual can stand up and say with accuracy that we're going to take broad steps to keep mortgage rates low so that families can secure loans with affordable monthly payments.
The only way that you can tell people you're going to do that is if you own the bank.
And we're on the verge of Obama owning the banks.
We're on the verge of nationalizing the banks where Obama's going to own them.
And in that case, Obama can give money away at whatever interest rate he wants.
And since it's the U.S. government, they can add up deficit after deficit after deficit.
Unlike a bank, the government doesn't have to show a profit.
And so the government can be used.
How?
To make sure that people who otherwise couldn't afford something will have it.
While those of you who can afford things are going to be forced to buy them.
And you're going to get taxed out the wazoo once the economy comes back.
The first sign of economic recovery, you're going to face higher taxes in order to defray the costs of giving away things to people that can't afford them.
That's just in the second sound bite.
Let's go to the third one.
And through this plan, we will help between seven and nine million families restructure or refinance their mortgages so they can afford avoid foreclosure.
And we're not just helping homeowners at risk of falling over the edge.
We're preventing their neighbors from being pulled over that edge too, as defaults and foreclosures contribute to sinking home values and failing local businesses and lost jobs.
Well, that's happening anyway.
And I still case, now we're back to $7 to $9 million.
So that's the operative figure.
We were right at the first place.
NSNBC is out there saying $4 million for whatever reason.
They probably can't listen, can't hear, can't read.
$7 to $9 million, and we're going to do this with $75 billion.
Okay.
Ryan, you seem to be the most accurate today with a calculator.
I want you to divide $75 billion by $9 million.
There you go.
$8,333.33.
So basically, we're going to say $8,000.
$8,000.
If there are 9 million families and there's $75 billion here, that's $8,000.
$8,300, did you say what's the actual number?
Yeah, 8,333 infinity.
833 Infinity.
So you tell me how this is going to happen.
Snerdley, you said earlier that you're one of these underwater people.
You bought at the top of the market, and the value of your home is now much less than the sum total of your mortgage payments.
$8,000 is going to help you here, buddy.
Now, this is like the big tax credits.
$8, $13 a week.
Would somebody explain to me how $8,000 per troubled homeowner here is going to matter?
See, this is the important thing, folks.
See, I'm going four or five steps farther than the average Obamaite.
The numbers don't matter.
These are facts.
We're not dealing with facts.
We're dealing with symbolism.
We're dealing with Obama's going to fix it.
Remember, it's not whether it works.
It's does he care?
It is, are the intentions really great?
Yes, they are.
Is it going to matter?
Is it going to solve anything?
Doesn't matter.
Even the people who don't get their mortgages fixed, they're still going to be happy as hell as pigs in swap that somebody cared.
Somebody helped them, whether there's help or not.
At least he tried.
If it now doesn't work, Bush's fault, Republicans in Congress's fault, predatory bank lenders' fault, somebody.
I still say if you're in the underwater group, you should call your mortgage lender today and demand a lower monthly payment.
The president just said that's the objective of the plan.
Here's the next sound bite.
Here's what my plan does: establishes clear guidelines for the entire mortgage industry that will encourage lenders to modify mortgages on primary residences.
Any institution that wishes to receive financial assistance from the government, from taxpayers, and to modify home mortgages will have to do so according to these guidelines, which will be in place two weeks from today.
Listen to that.
Now, there's, see, Snerdley was uncomfortable saying this is a guy operating from anger and a get-even with them mentality.
But folks, how else are we supposed to interpret this?
My plan establishes clear guidelines for the entire mortgage industry that will encourage lenders, haha, there's a gun pointed at them.
They'll be encouraged to modify mortgages on primary residences.
Any institution that wishes to receive financial assistance from the government and to modify home mortgages will have to do so according to my guidelines.
So Obama's running the mortgage industry now.
Any of these banks, any of these places that have taken federal money, Obama's setting the mortgage rules.
And listen to the cheers.
Listen to the cheers that he's getting.
Here's the final soundbite.
Solving this crisis will require more than resources.
It'll require all of us to step back and take responsibility.
Right.
Step up.
Government has to take responsibility for setting rules of the road that are fair and fairly enforced.
Banks and lenders must be held accountable for ending the practices that got us into this crisis in the first place.
And each of us as individuals has to take responsibility for their own actions.
That means all of us have to learn to live within our means again and not assume that housing prices are going to go up 20, 30, 40 percent every year.
Those people applauding do not think he's talking about them or to them.
We'll analyze this when we get back, but I got to take a timeout here.
Okay, let's go back now and listen to audio soundbite number 27 again, our final soundbite from the Obama fascist home bailout proposal.
Solving this crisis will require more than resources.
It'll require all of us to step back and take responsibility.
Government has to take responsibility for setting rules of the road that are fair and fairly enforced.
Stop the tape.
That is not what government has to take responsibility for.
Government's responsibility is causing this.
Government has to take the responsibility for causing this problem.
Government caused the subprime mortgage problem.
Government forced lenders to give loans to people that couldn't pay them back.
Fannie Mae, Freddie Mac, the fraud we found that was taking place in there.
This is the bottom line.
Government's responsibility, they already set the rules.
They already enforced the rules and it got us where we are.
Banks and lenders must be held accountable for ending the practices that got us into this crisis in the first place.
Stop the tape.
What did they do?
What?
They listened to the government.
They were forced to make these loans.
And here's the final part.
And each of us as individuals have to take responsibility for their own actions.
No, we don't.
It means all of us have to learn to live within our means again and not assume that housing prices are going to go up 20, 30, 40 percent every year.
These people applauding do not think Obama's talking to them or about them.
He thinks he's talking about other people taking responsibility.
The people showing up to hear Obama are on the receiving end of all this.
So let me analyze.
Let me translate what you just heard.
This is Obama.
I'm giving you people who were irresponsible a pile of money.
Now, be responsible.
I'm giving all of you banks who I forced to take government money a chance to follow my orders because you took the money.
And I'm now going to be in charge of your mortgage rates.
I'm going to be in charge of how you loan money because you took money I forced you to take.
And I'm giving you responsible people who are going to pay for all this the shaft.
Bend over, grab the ankles, and enjoy it.
And welcome back, Rush Limbaugh.
Half my brain tied behind my back.
Just to make it fair, President Barack Obama says the opposite of what he means.
This, ladies and gentlemen, we are in the middle of 1984.
I have read the book, 1984, George Orwell.
I feel like we're living it now.
Not only is the government not taking responsibility for any of the mess that it caused, nor are the people who took out these loans owning up to them.
People who took out the loans with no hope of repaying them are being given scot-free excuses.
Get out of jail cards.
This $75 billion proposal does the opposite.
It makes those not culpable responsible for those who caused it.
It's the polar opposite of accountability and responsibility.
The very people that caused this get away scot-free with no accountability, no responsibility.
Those of you who played by the rules, did not take out loans you couldn't afford, saw your house price plunge, you are the ones who are said to be culpable.
Now, you're responsible for making this good.
It's the polar opposite of accountability and responsibility.
And I'm going to tell you what this is.
We are dangerously close here to the literal confiscation of wealth to make all of these bailouts, whatever you call them, the mortgage bailout, the stimulus plan, TARP 1, TARP 2, these are redistributionist schemes.
Why worry about messing with the tax code?
Why worry about raising rates when Obama can just go after everybody's accumulated wealth by forcing these massive redistributions that those who have assets are going to have to pay for?
Folks, seriously, we have a bailout planner.
People, I can't stress this enough.
I'm sorry for sounding redundant or for being redundant.
The prime beneficiaries of the plan are people who could not have ever repaid the loan.
Now, that means they should never have been given the loan.
We can argue about why, but we know the government forced lenders to make these loans.
Obama just admitted that's what's going to happen again.
Well, now, if people who can't afford to pay a loan are going to be allowed to keep the house and somebody's going to pay the loan, there's going to be assistance.
$75 billion here.
Who do you think's paying that?
Those of you who have assets.
This is called redistribution.
Remember the conversation Obama had with Joe the Plumber?
Well, we just want to even things out.
We want to take from those who have a little bit more than they need and give it away, you know, spread it around.
People are, there's a bit more equality out there.
Whatever it was, he said, it was redistributionist.
That's what all these bailout plans are.
And redistribution is born of anger.
I'm telling you, there is an anger behind all of this, a desire to get even with all the achievers, or however Obama looks at the people who have been successful in this country.
And I know you are filled with anger and rage, and it is effervescing all over the place.
And I'll just tell you, there are some liberal commentators who are starting to worry.
They know that it's out there.
And they are worried what it's going to mean for 2010, whether the economy rebounds enough or not.
They're worried about what it means for 2012 because rich white liberals are attacking other successful people.
They are engaged in a redistribution program, the rich white liberals in Congress led by Obama in the White House.
And they are redistributing as fast as they can to the have-nots, the will-not work-nots, the whoever it is.
They're buying votes with it is what they're doing.
And in the process, they are destroying or trying to destroy the U.S. capitalist system.
And if people don't wake up to these latest assaults on the system, they're going to wake up one day and find out that everything you've worked for is gone or worthless because it's subject to being confiscated and redistributed to the people Obama thinks have been the victims of our unfair and unjust societies.
We're going to start with the phones here because I know that many of you want to want to advance.
Steve in Rancho, Cucamonga, California.
Great to have you on the program first, sir.
Hello.
Wow.
First of all, Rush, mega cigar smoking, adult beverage consuming, links hitting ex-broadcaster Dittos from sunny Southern California, sir.
Thank you, sir.
Wow.
You know, Rush, I've never called you, but I will say this.
I talk to you three hours a day.
You're my therapist.
I speak to you and yell at the radio.
Here's the reality of this: I have to take some responsibility for this.
Being a landlord here in Southern California, I created this mess because in the past five years, as we were able to charge more for rents, we had these people, candidly true, who went out through Full Spectrum Lending, which is a subsidiary of countrywide lending.
They went out and they said, why am I going to pay you two grand a month for this 1,500 square foot house?
I'm going to go get my own house or condo, and they did with no loan verification.
With true, I could have had a loan for five years, 30-year fixed, 2.5.
These people, you're almost there, but not quite.
They took loans where they had no income, interest only.
Yeah, we know somebody held a gun to their head while they signed the loan docs, right?
They took these loans that I could have had five years ago at 2.5% because it was cheaper to get into a condo or a small house here in Southern California than it was to pay the rent they were paying me.
So I'm getting ready for the White House to fax me a letter saying they're going to seize my income property.
However, having said that, these people now are going to get bailed out.
They're going to get bailed out for a piece of property that they had no business owning and being entitled to.
It's amazing to me.
And for myself and Mr. Snerley.
You see, you just uttered the one word that blows the whole thing up.
You said unentitled to.
They are just as entitled to a house as you are to your rental property.
And the fact that they can't afford it means that they're even more entitled to it because it's victims.
They are victims of an unfair society.
Those people deserve to be bailed out because of predators like you.
If you hadn't raised your rent, you wouldn't have forced them out into that market that they shouldn't have been in.
You are right.
You are totally responsible for it.
Right.
And yes, and I feel guilty and I'm waiting.
So I'm ready to sign title to my house, my rental income property, back to the federal government.
That's coming anyways.
Hey, what about these people that got into these big SUVs?
Let me just say that.
Mr. Snerdley and myself, you will never get a break from your lender to lower your current interest payment because if you have stable income, which he does obviously working for you, has probably a good FICO score, which I believe he does working for you.
They're never going to give us a break because they know we're going to sit and write out the storm.
Mark my word.
For those that play by the rules that pay your bills on time, there's nothing in this for you but higher taxes down the road.
Sitting wait and watch.
Oh, that's what I just got this day.
And they're not going to have to raise our taxes.
They're already confiscating assets.
They're just printing the money.
They're already confiscating assets and redistributing them.
But look at, I still, I still would call your lender.
You never know until you make the call.
Remember, the lenders are just as afraid of Washington as you used to be of the lender.
The lender, everybody in business today is scared to death.
You don't know the power you've got when you call up and say, I just heard the president.
And the president said, you're going to help me make my mortgage more affordable.
That's what the president said.
And the president said that he's going to make you do it.
I just heard him.
So I want my mortgage more affordable.
You should make that call.
Because I'll tell you right now, the lenders are scared to death.
You don't know the power you have as a homeowner.
Now, you may get told to take a hike, but I still would make the phone call and I would say exactly what I said.
You just heard the president.
The president said he's going to make lenders start lending in a more affordable way.
He's going to set the mortgage rate because he's forcing them to take money that they're going to lend.
So you want your mortgage to be made more affordable by having a lower monthly payment.
You're not asking for the whole mortgage to be paid like others are going to have their mortgage be paid.
You are just asking for a more affordable monthly payment, as the president suggested.
Thanks for the call out there, Steve.
Before I go to a break here, I want to ask a question to my friends in the conservative media, the conservative D.C. establishment intelligentsia media.
All of those of you who said that Obama would be a moderate, that he would be a, he would have to govern from the center because he would not be able to go ahead and be as far left as the average Democrat in Congress is.
All of you, all of you who said the way to fight this is by nominating our own moderate.
I mean, we've got a clear-cut demarcation here.
We've got, call it what you will, call it redistributionism, call it fascism, call it socialism versus capitalism.
I want to know where the center is on this.
I want to know where the compromise is because the fascism, the collectivism, the redistributionism is going to destroy capitalism if it isn't stopped.
So all of you in the conservative intelligentsia who don't worry, Obama's going to have to govern from the center.
He's a very moderate guy.
TARP, TARP 2 coming, stimulus porculus.
Now there's mortgage bailout.
Oh, and did I call it?
Bob Gibbs said yes.
Oh, yeah, Obama's open to a second stimulus package.
I told you there's going to be one this summer.
We are going, he is going to redistribute as many of the assets of the quote-unquote achiever class as he is allowed to get away with.
And back to the phones.
Janine in High Springs, Florida.
You're next on the Rush Limbaugh program.
Hi.
Hi there.
Thank you, sir, for taking my call.
I'd like to know about property taxes.
We did not do the thing where we bought more home than we could afford.
We built our own home.
We started out with equity in it.
We were slammed with this inflation of all the home values in the area.
They gave us these outrageous property taxes because we live in an area that the university doesn't have to pay any taxes, and there's lots of other government entities that are excluded from that, so it's slammed to the homeowner.
So we pay all these high taxes for the past three or four years, and then the property value starts to go down.
We're trying to do the right thing.
Our property taxes are still kept high.
Where did all that money go?
And then to make it even worse, you know, we're in the construction business and we own our own business.
So our business fell down so dramatically that our income fell down also.
So we use our, you know, our savings and our investment accounts to pay this outrageous mortgage with these outrageous taxes.
And so we decide, okay, we're going to call up and ask the bank, ask the mortgage company, ask, I've tried everywhere to get a lower interest rate because we figure, well, that'll help us make our payments every month.
And they literally said to me, why do you think that you're entitled to any kind of help when you are a person of means, even though our income is dramatically reduced because of this whole nonsense that has gone with the whole home value situation?
And I'm going to try what you suggested, to call and say, well, the president said so, so now you've got to lower my monthly rate, and that'll help me make my homeowner payment.
And we put our house up for sale even because we wanted to be responsible.
We didn't want to be late in our payments, ruin our credit.
And no matter which way we go, nobody will give us any answers or any help.
And so we're going to have to sell this beautiful home that does have equity in it.
And the mortgage company said we can give them a, they'll give us a forbearance.
They'll be glad to take our home off our hands that has equity in it.
If we had no equity and we had, you know, put ourselves up to the hilt, then they might help us.
You have a lot of questions there.
Your first question is, why isn't your property tax coming down when the value of your home plummets?
Yes.
Right.
Right.
I don't mean to laugh.
Your situation boils my blood.
You see, you've heard me talk about the people who make the country work.
You're it.
And I, Janine, you're the target.
The banker told you.
Yeah.
You're a person of means.
Just this.
You're not going to get any understanding.
You're expected to take it.
You're expected to suffer to find out what it's like, Janine.
You are expected to find out what it's like for people who haven't been as lucky as you.
Except we lived beneath our means for decades in order to afford the home that we built and to run the business that we run.
Crimea River.
They don't care.
I don't care about any of that.
You're a person of means now.
How you got there?
You probably cheated, lied, and broke a bunch of people's lives in the process is what they think.
You know, the days of rewarding hard work, and honoring hard work, at least from government officials.
You're the target now.
You have victimized other people by your hard work.
You've obviously taken something that was really not yours.
You've taken more than your share, however you want to define it.
Your property tax isn't going to go down because when do they ever?
Right.
And the business is just, I mean...
But I have to ask you, you're in Florida.
Is this place homesteaded?
Our personal home, yes.
Max that your property taxes go up every year is 3%.
Except we transferred, we built our other home that we moved from and we put it up for sale after we moved into our new home.
I got you.
Janine, your story angers me to no end, as it does, I'm sure everybody in the audience.
I've got to take a break.
I've got no time left, but I'm glad you called.
Well, thank you so much.
Thank you.
Make that phone call to your bank about the loan.
Paul in Gainesville, Georgia.
Paul, I'm glad you waited.
Welcome to the EIB Network, sir.
Hello.
Hello, Rush.
My house was closed, foreclosed on in 2006.
Why?
Thanks.
Well, actually, sir, part of was my problem.
My wife and I both owned our own businesses, and they started to fail, and we couldn't make the payments.
So what do you want to do now now that you've heard the plan?
Well, actually, I'd like to find out why, you know, who's going to help me?
If not, my taxes are going to help bail these people out.
Well, I raised this question earlier.
You have a legitimate question.
Who's going to help?
What about people who were foreclosed on before the Savior announced the plan today?
Exactly.
I mean, I want to get my house back or at least get some money.
And here's another thing, Rush.
I think you're stuck.
I don't think there's.
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