Fresh & Fit - How To Budget Before The Great Reset

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Nov. 10, 2025 - Fresh & Fit

01:28:15

How To Budget Before The Great Reset

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	And we are live.
	What's up, guys?
	Welcome to the Fresh Podcast, man.
	It is Monday Monday.
	We're going to be talking about budgeting, getting ready for the end of the year.
	Let's get into it.
	Let's go.
	And we are back.
	What's up, guys?
	Welcome to the Fresh Hip Podcast, man.
	Monday Monday, man.
	Regular edition.
	It's been a minute since we have.
	I was gone for a bit, but we've been making things happen behind the scenes.
	As you guys know, I was in Vegas for most of last week, and then I went ahead and I just came back from DC.
	How dare you?
	Did a show with Jake Shields, Hodge twins, met up with Brandon Herrera and Donut Operator out there in Vegas, one of their social gatherings.
	They shot some guns and stuff like that.
	That was a good time.
	It was nice meeting them, networking with people outside of the, you know, the, I guess, the typical spaces.
	Yeah, like way outside of our space.
	That's the gun space.
	What else?
	We did, I've linked up with Rolo Tomasi, Michael Sartain, and Andrew Wilson.
	We had a discussion and Jake Rattlesnake.
	Yep, got to meet Jake.
	Shout out to him.
	We discussed all kinds of different things, politics, the red pill, all that other stuff.
	I didn't get a chance to see, now that I think about it, I wish I would have done something with Coach, but we'll go back out there to vote at Vegas again.
	I ran out of time and I couldn't link up with Dan.
	He was a little busy.
	But I guess on the next one.
	And then I went to DC.
	What do you think about the debate between Andrew Wilson and Coach?
	Who won that you think?
	Did you see her?
	Yeah, I saw parts of it.
	I mean, they're both right.
	You know what I mean?
	You know, coaches basically say, I think they were talking past each other.
	Coach was saying that marriage nowadays is just not a good deal for men, which is true.
	And Andrew's making the argument where, well, you can't have a secular marriage.
	It's got to be a religious marriage, which that's true.
	And what Andrew was arguing wasn't necessarily that marriage and divorce can be very bad.
	He agrees with that.
	He's saying you need to have religion put into it so that you have these social tripwires that would stop the woman and buffers that will stop the woman from doing stuff.
	Because if she's a part of the church and you get married with just the church, not the state, well, now she has social reasons, right?
	Shame, being a part of the group, etc., and not, you know, not wanting ostracization that'll keep her in line.
	Yeah.
	Right.
	So both of them are right because I see Andrew's perspective where he's saying, look, marriage is a religious institution, which is actually true, right?
	We've kind of secularized and said, oh, yeah, marriages can be secular.
	No, they can't.
	Because unless the woman has a fear of God and has very strong societal and religious buffers to her, she's going to do dumb shit, which is why women divorce all the time now.
	But I also see Coach's perspective where he's saying, well, marriage nowadays is too risky of a bet for modern men, which I agree with that too.
	So I think that they were kind of talking past each other because they were like, you know, mad at each other.
	But I don't think neither party was wrong based on their worldview.
	I think both worldviews work because we've said it before.
	If you're going to get married, make sure it's through the church or the mosque and the states out of it.
	That's true.
	That's better.
	That's Andrew's position.
	Coach is saying, don't get married at all because it could create serious problems for you down the road, which that's also true because if you're not going to get married with these buffers in place, especially like a religious institution, you're going to probably take an L.
	So yeah, I think both of them were right.
	I'd be happy to moderate it so that both of them can kind of get both their ideas out.
	And that's another thing I don't think both of them were able to fully explain their position.
	Because I think if both of them had time rounds where they can both explain their position and the other person could hear it without interruption, then they'd be like, oh, okay, I actually agree with this.
	But since I know both of them and I know their positions, I was like, well, you guys actually agree.
	This isn't really about marriage is bad.
	It's more about how do we find ways to have the institution of marriage where it's not a huge risk to the man.
	And I don't think they got to cover that because there was a lot of interrupting and everything else like that.
	But both of them are right.
	Yeah, the only thing I saw that were kind of missing was common law marriage because that right there, even if you're married by the state, if you live with a person in certain states, you're married by the state as well.
	So by married by the church, living in the same households, that's considered marriage.
	And that's, yeah, that depends on where you are.
	Right.
	But it was good.
	It was good.
	Yeah, it is what it is.
	It's very heated.
	But yeah, and then I did.
	And then you guys are going to see an episode with Tim Poole on the Culture War.
	That's going to come out this Friday.
	As you guys know, they record their Culture War shows when they do the comedy show.
	So that was a good time.
	The Mia Khalifa 304 and a guy named Brian Shapiro were there and a fat comedian female.
	So I was cooking a bit, roasting them.
	So that's going to be fun when that comes out.
	I didn't talk as much as I, you know, because there was a lot of people on the panel, but it was like six or seven of us.
	But it was a good time.
	It was fun.
	But isn't it good to network, man?
	Go outside your comfort zone.
	Meet new people.
	Well, I know these people, so it's different.
	But like, meeting new people is kind of annoying.
	I ain't gonna lie.
	It is.
	But it's a new experience.
	Yeah, especially.
	Welcome to my world.
	Yeah, yeah, yeah.
	I mean, it's yeah, it is what it is.
	But anyway, what else?
	Today is Money Monday.
	We got a guest on Friday.
	If you don't want to say who it is, oh, yeah, yeah.
	I told him.
	Well, we got Alex Sign coming on Friday, guys.
	Alex Sign is going to come in.
	For those of you that don't know, political commentator.
	He works with, we work with Blaze for a while.
	I think now he's attached to Turning Point USA.
	He does the college stuff too.
	He's real loud and rumbunctious and funny, right?
	He's the one that calls big booty Latinas.
	He always says that and makes fun of AOC.
	So we're going to have him on on Friday.
	Yeah.
	And yeah, does he have a part of him that's a part of them boys?
	Yes, but he actually makes fun of Israel all the time.
	Not too much of a fan.
	Actually, they try to cancel him, bro.
	Really?
	You try to cancel him.
	Yeah.
	Yeah.
	Isn't he one of them?
	Oh, yeah.
	They still try to cancel him.
	Because he's very anti-Israel.
	Well, there's two factors, though.
	There's the Marxist and Ender's the Yeah.
	So he does, yeah, he's not a fan of them.
	But yeah, so we'll have him on on Friday.
	That's going to be a good time.
	And we'll have him on with some girls.
	So that'll be even funnier.
	Actually, is Chris here?
	We need all Spanish girls on that one.
	Chris is never here.
	All right, we need all Spanish girls for that one.
	Yeah.
	I'll tell them.
	Okay, cool.
	All Latinas.
	Because that'll be funny.
	Yeah, for Friday.
	For him.
	Let's do it.
	And then I might do something with him on Thursday.
	I'll see how that goes.
	But other than that, and then tomorrow, guys, I won't be here.
	I'm going to be going to Ohio.
	I'm going to set up a debate table up at Ohio State.
	How dare you?
	It's going to be fucking cold, man.
	Holy.
	Yo, it's going to be freezing, dude.
	It's cool, cool here in Miami right now.
	Yeah, I'm about to cooked.
	So we'll see what happens.
	But yeah, we'll set up a debate table tomorrow.
	And what about you?
	You want to tell them what you've been going on?
	What you had?
	A lot of networking, obviously, as you guys know, went to academics and cufflum and all these guys.
	Yeah, Cuffam is so yo, Cuff is hilarious, bro.
	Like, people understand.
	He's naturally just funny, and he's a tall ass dude.
	Dude, dude, dude, like 6'3.
	He's tall as shit.
	Oh, yeah.
	Crazy.
	That was cool.
	Went to Aiden's boxing warehouse place.
	And it's funny because that whole time I was there, I met Wack again, 6ix9ine, obviously, was there.
	I was there with him.
	And it's funny because that whole interaction, I met a bunch of people up.
	So it's good for podcasts and networking.
	Also, Max B, talking to him right now with his people.
	Check him out on Cliff.
	Oh, he just got out of jail.
	So that'll be a pretty cool interview as well.
	Blue Face, that'll be dope as well.
	Him and Krishan with some girls would be insane.
	And we'll see what's coming next.
	That's a rapper that I'd actually be interested to talk to.
	Yeah, Blue Face.
	No, not Blueface.
	Max B.
	Oh, damn.
	Yeah, Blueface.
	No, no, no.
	For those of you that don't know who Max B is, Max B, used to call him the silver surfer, the wavy surfer.
	He actually wrote a lot of Jim Jones songs back in the day.
	And he went to prison in like 06 for conspiracy and murder and robbery.
	Basically, his girl and his stepbrother robbed these guys and killed them.
	The gun went off accidentally and killed one of them.
	And these dudes were like mortgage scammers back in like 06.
	And he went to jail for a long ass time and he just got out.
	He got early jersey.
	Yeah, he's friends with French Montana and shit like that.
	But yeah, you would have to listen to old dipset back in the day to know who he really is.
	But I mean, the guy was very talented.
	He did a lot.
	He wrote a lot of those, like all of Jim Jones bangers back in the early 2000s.
	Like we fly high and shit like that.
	Max wrote a lot of that shit.
	Yeah, he wrote a lot of that shit.
	And another funny thing, too, because when he was at his peak in like 07, 08, because I think he ended up going to prison like 09.
	He was in Connecticut a lot, bro, doing shows.
	He'd always be in Hartford doing shows and shit like that.
	And all my friends loved him.
	So I always used to hear his music and shit like that.
	But yeah, I have a lot of questions.
	So that would be a good interview.
	So yeah, we'll see.
	Like I said, you guys know I don't like talking to rappers or shit like that.
	But there's some that I will do interviews with because I just hope you don't come high or some shit.
	Yo, Castle Club.
	Yo, by the way, Castle Club members, we did an event for you guys last show, which was Friday.
	We had Mo in the back with some girls from the Afters, and it was fucking hilarious.
	He got Twerkton, Dancedon, and the winner won some cash prize actually for twerking on Moe.
	So that was fucking hilarious.
	Go check it out, man.
	You guys there right now uploaded.
	So go check it out.
	But you know who I'm proud of, man?
	Rapper I'm very proud of?
	6ix9ine.
	Yeah.
	People doubted him for so long.
	Made a good comeback.
	They actually put him on industry.
	They shadow banned him, so to speak.
	And he came back stronger than ever.
	Everyone doubted him.
	Me act believed in him.
	He's number one.
	I would say he was number one viewed podcast, podcast show guest now.
	Because DJ Vlad, us, who else?
	Chopla Ross.
	It's just going everywhere.
	DJ Frost.
	So I think 6ix9ine man should actually stream content himself because he's fucking hilarious in person as well.
	So shout out to Danny Man, Don Marco.
	Yeah, we might bring him back.
	No, we should.
	We could do that.
	His health is huge, by the way.
	We should bring him back.
	We could bring him on some girls just so he doesn't get drunk this time.
	Yeah, he was lit.
	Okay.
	Money Monday, fellas.
	All right.
	The great reset.
	Something's coming, fellas.
	Very sinister.
	And if you know what I mean, it's like a double double spammy.
	So, remember I mentioned to you guys before that I was at a conference in Vegas with some people, and they mentioned the car market going down, housing market going down, crypto going on as well.
	And the weird part is that, like, just last month, October itself, there was a layoff count of job loss.
	150,000 people got laid off their jobs.
	Let me say that again.
	Last month alone, just in general occupations around America, 150k people were laid off.
	So, the job market is cooked, fellas.
	And let me just say this.
	We're going to go through five things you can learn today to kind of, I would say, you know, avoid what's coming next because if you're not careful with your next moves, it could either end you or make you really rich.
	So, there's a middle place between rich and poor called middle class.
	That is now pretty much gone.
	However, there's still some time left before 2030 to get things to an order.
	And even myself as well.
	I'm not perfect.
	I made mistakes too as well.
	But being around the right people, I've been able to learn and see, okay, cool.
	Where did I need to put my money?
	What should I avoid?
	And what did I do in the past made mistakes that could have pushed me further?
	So let's hear just five things you guys can learn from as well.
	And number one is never, for the most part, buy a new car.
	You guys heard me say this before on other podcasts.
	New cars are a death trap.
	Let me explain.
	The car looks brand new.
	You're like, you know what?
	I don't want to buy a car.
	Someone's been in before, smoked weed in before, even drank it, smashed in.
	I get you 100%.
	Here's the issue, though.
	Now, brand new car, before it even gets off the lot, it's going to depreciate the moment that you drive off the lot.
	And the weird part is that the actual car itself, you could have bought it for three years under and saved like 20% from that depreciation.
	So let's say the car costs like $40,000.
	You could have saved just from having a used car three years under $10,000 or more.
	So alone, you're saving money by buying a used car.
	But secondly, new cars, guys, are just a bad investment through and through.
	Because you're going to drive the car for what, a year, get tired of it and try to sell it.
	You're going to lose money from depreciation as well as being upside down in the car.
	And upside down just means that you bought the car for a certain price and the value dropped so much, you're going to owe the dealership money to get out of the car.
	So in essence, guys, buying a brand new car, not a good idea.
	I did it before in the past.
	Biggest regret I had for buying a car because it didn't make any sense.
	And I was like, you know what?
	Forget a used car, bro.
	Just buy a new car.
	I'm making money.
	But at what point do you say was smart?
	It was not.
	And before we get into the video, you want to say anything about new cars?
	No, I mean, like, I've always said I think your two biggest expense a lot of times is your home expense and your car expense.
	And if you can knock one of them down and remove it or limit it significantly, that's going to help you a lot with other things.
	And new cars, man, are a scam.
	Fellas a lot of times.
	Don't be fooled.
	Toyota and Honda are not what you think they are.
	They're still high-priced cars.
	So a new Honda, Toyota now, costs minimum 50K.
	Say that again.
	Jesus!
	Toyota and Honda that were friendly, smart, economical, are no longer those options because they're the same prices pretty much at the Mercedes or BMW.
	So, in essence, fellas, the car market is going up and your pockets are going down.
	So buying a new car is going to destroy your wealth because, again, it's a silent color.
	You got to pay insurance.
	You got to pay for peers at some point with a new car.
	But the worst part is depreciation because that right there, fellas, is a slow killer will kill your wealth instantly.
	Now, this video we got to play here as well to show you guys some more illustrated points, but let's get into it.
	There we go.
	Also, one more thing as well.
	New cars nowadays are made to actually break.
	If you ask me how I know, a friend of mine works at dealership and Mercedes.
	And the cars really Made flimsy on purpose because they don't make money off the sale of the car, so to speak.
	They've been making it from financing you the car with a loan and then repairs.
	That's how they get you.
	Planned option lessons.
	And you're like, you know what?
	This car is a really good price.
	I'll get this car now.
	But the repair bill, you go to Mercedes, it's more than a car cost.
	Isn't that insane?
	So you're going to spend more money repairing a car buying a car.
	And that's how they get you.
	That's why you know what's funny about repos too as well at an all-time high because people can't afford the repairs.
	So it's fucked up, man.
	It's fucked up.
	W scam for real.
	Carrie gets it.
	And it destroys your credit in the process.
	So it's like a double whammy.
	Yeah.
	And then they can sue you after the fact.
	Yeah.
	100%.
	So it's like, it just, man.
	Yeah, you just put yourself in a very bad position, bro.
	You can literally go broke because of a car.
	Buy a car.
	Can't keep up with the payments and it has issues.
	Now they come, they repo it, they take it, then they sue you for what you owe.
	It's a big L, man.
	I remember people brought Teslas in a cyber truck thinking it was cool.
	It was hip.
	Let's go, Elon.
	Wrong.
	Because, bro.
	They're recovering a bit, but yeah, Tesla took a huge nosedive after the Trump administration came in.
	There's so many Teslas on the repo loss now.
	Price drop was insane.
	My imagination, you paid $100K for a car.
	It's worth $60 now.
	How are you going to pay it off?
	You got a regular drug.
	Regular 9 to 5 job.
	That's your money right there.
	Gone.
	Yep.
	So it's messed up, fellas.
	Be careful.
	All right.
	Craziness.
	Here we go.
	Wealth killer.
	Ah, yeah.
	New cars.
	Car payments in general.
	So I made this video last year about the number.
	Thanks.
	There we go.
	And they're calling it the number one wealth killer as well.
	Number one wealth killer.
	Ah, yeah.
	New cars.
	Car payments in general.
	So I made this video last year about the number one wealth killer that nobody talks about.
	In my opinion, I don't think anybody should ever buy a new car.
	If you're trying to be financially savvy, never buy new because buying a new car is basically just throwing your money away to depreciation most of the time.
	And how much are you losing once you drive the car off the lot?
	Yeah, off the lot, depending on the model, 15%, 20% right off the top there.
	And then in the first three years, you typically lose 40% of the car's value.
	That's typical depreciation curves.
	Obviously, for some sports model cars, it could be a lot higher.
	For some cars that hold their value well, like I think a RAV4 holds their value really well.
	It might be lower, but on average, about 40%.
	So I'm assuming that you should buy use.
	You should also never lease a car, I'm assuming.
	Leasing a car could be good depending on who you are.
	But you should almost try to always.
	Typically, that's for business owners, to be real with you guys.
	But even that can be used in as bad because it is a write-off, but I was talking to Myron Buddhist yesterday.
	A write-off is good, but you're still spending the money.
	So think about where that money can go elsewhere.
	Yeah.
	If you can avoid doing a write-off, because a lot of times it's not a necessity when you get that car.
	Yeah.
	If it's a necessity, that's one thing.
	A lot of times it's like, I kind of want to buy it because I want and I get this extra benefit, but is it a necessity?
	Do I need this?
	The answer is no most of the time.
	I personally will never buy an other car personally from my experiences.
	It's just not the math doesn't matter for me at that point.
	It's just kind of like it's cool to write off, but like I could put them in elsewhere to write off even better benefits.
	What cars do you have now?
	I don't know if you want to tell me no, but okay, I'll tell them.
	We're transparent on cars.
	Yeah, because I don't even know what you have right now.
	So I have right now the G-Wagon, Arabic Gray, right interior.
	I have the Astamar Advantage, Chinese Gray, right interior.
	Hey, joke is written itself.
	The joke is funny.
	That's a convertible one, right?
	Yeah.
	Okay.
	Roseway Cullen still have that same one.
	Rental every month.
	It's funny.
	I actually have a little renter that rents it from me every month, and he's an influencer.
	Shout out to him.
	Okay.
	And then I have as well the Range Rover.
	My sister drives that one.
	That's for her.
	And that's it.
	Okay.
	Yeah.
	So only four now.
	Yeah.
	But the Range Rover has paid off, right?
	No, this is a different one.
	The other one is paid off, yeah.
	Okay, okay, okay.
	All right, but I saw that one.
	Okay, yeah, fair.
	So I actually made 9k profit off of that car.
	Okay.
	Yeah, pretty good.
	Nice.
	All the rest, though, the car market was kind of fucked, man.
	Holy shit.
	Oh, shit.
	That was bad, man.
	That was bad.
	I took an L there, man.
	I'm not gonna lie, I took an L there, but it's fine.
	We're surviving.
	All right, let's continue.
	Buy a car that's three years used.
	I found that that's the sweet spot because if it's three years used, it still feels new.
	It probably has less than 30,000 miles on it, hopefully.
	And honestly, the models don't change that often.
	So people will just look at you and they're like, oh, he's driving a new car, and it'll save you so much money.
	So if you are going to buy a that's actually a good call.
	The models almost always stay damn near identical.
	And keep in mind, guys, the reason why they stay identical is so that it saves them money on production.
	So yeah, precisely.
	So it's like closer to like three to five years when it comes to cheat code is what you just said right there.
	Buy a car three to four years under, they look the exact same.
	Only this year they changed maybe the look of the lights, but who cares?
	It's still the same car.
	It's very minor stuff that only like connoisseurs of that vehicle are gonna even realize or notice.
	But bro, you pull up to a function.
	Niggas don't know what's the difference.
	And yo, girl, fellas, girls don't know shit.
	Stupid.
	They call a Asa Martin a Ferrari.
	Bro.
	Yeah.
	Bro, you can pull up with a Porsche boxer.
	Yeah.
	And they won't know.
	Yeah.
	It's a convertible.
	It's a convertible.
	You're winning.
	W.
	The wind blowing, they're here in the back.
	It's a very cheap Porsche you can get.
	They don't care, man.
	For like 30k.
	The big ballers are going to know.
	The big ballers are going to be like, yo, this nigga's broke.
	But hey, who cares about the big ballers, bro?
	You get a Maserati, bro.
	You can get any of these cars, bro.
	And like, most chicks don't know shit about cars.
	No, absolutely.
	Like, yeah.
	If you're buying cars for girls, like, that's even more reason to not go crazy.
	Yeah, 100%.
	Because you don't need to do that much.
	Trust me.
	You really don't.
	So there you go for that video.
	All right.
	A second point now.
	You know, it's funny about cars too, as well.
	Like, cars are hot, but your pockets usually are not when you buy those cars.
	All right.
	That was a funny joke there.
	Might have missed it.
	I'm a rapper, by the way.
	All right, number two.
	Oh, the joke.
	So cars are hot.
	Okay.
	But when you buy these cars, your pockets are not.
	Because you lose money on cars.
	All right, nigga, never mind.
	Nope.
	You didn't get it.
	All right, cool.
	Number two.
	Someone in the chat gets it.
	Don't quit your job now for a new job.
	Because the market now is cooked.
	Guys, I've been looking at the market because my friends that were in tech lost most of their jobs.
	And I was like, hold on.
	You're telling me that you went to the same school.
	We went to the same classes, worked at the same offices, but you got fired?
	What's going on here?
	And we had like an old chat from prior days as well.
	And most people can't find a job right now.
	I don't get guys with masters working at pet shops, guys that have like degrees and certifications.
	They're without a job now working at Publix, pretty much.
	And it's kind of like, what's happening?
	And we saw Amazon just lay off a bunch of people as well.
	So technically, what's happening is that companies are trying to optimize their output, and AI is taking over most jobs.
	And they say, oh, fresh Myron AI is not that serious.
	It's going to take forever.
	Well, they're estimating by 2030.
	It's going to have a phase of every company outlet is going to have AI integrated into it, which means typically from staff of receptionists all the way up to CEO levels, there's going to be AI integrated into companies.
	Now, if you're listening to what I'm saying, you should be shitting your pants.
	Not literally, but you know what I'm saying?
	Because what's happening is most people are going to be without a job.
	So add that into the economy and also inflation going up.
	And add in as well, people can't pay their bills, pay for their cars, houses, and rent.
	What's going to happen?
	Well, we're going to need a savior.
	Get music for a savior.
	We're going to need actually somebody to save these people.
	Now, if you're smart, you read your Bible, you know where I'm going with this, right?
	They're going to need a universal income to save people.
	And when there's chaos, it comes order because they create the chaos.
	And then magically, they give you the order to follow suit.
	Now, typically speaking, if you look at this from a standpoint of secularism, you know, you just take whatever they give you, move along with life, and you're back to normal.
	But from a religious standpoint, you want to see where this is going.
	And basically, it's a one-rule order, as we mentioned before on some podcasts, but it's happening in real time.
	People are asleep.
	They're like sheep just saying, okay, I'm going to just go to work and fill up my job.
	The government will take care of me.
	And that's cool and all, but like, where's it leading to?
	Look at China.
	They have the social currency as well, where if you don't have a high social score, you can't buy, sell, or trade.
	And then you're in the streets homeless and you're cooked.
	Well, America's not too far off because look at what Trump is doing right now.
	And by the way, I don't dislike Trump at all.
	I just think that he's moving toward a more different agenda than most people would think of.
	So I'll leave that there.
	But guys, the job market itself is cooked.
	And if you look at it from the standpoint of my point of view, we're okay.
	But for you watching, mostly watching the podcast of 95 job, which I think is great as well, you need emergency funds because having emergency funds will help you weather the storm.
	Because if you lose your job today, what do you do?
	Can you last a month?
	Two months, three months, four months, five months, a year.
	If you can, great.
	But if you can't.
	So typically, what people do is go to credit cards right after that.
	And if you go to credit cards without a job, you're going to be even more debt.
	So I think looking at it from the standpoint of what's happening with the economy, prepare that if you need to lose your job, you can actually withstand this by having savings and, of course, planning ahead.
	But it's a video we could play as well.
	Another video, Bills, if you don't mind for number two.
	And here we go.
	Understand one thing: if Amazon can cut 14,000 jobs 62 days before Christmas, what makes you think that your job would not cut you?
	What makes you think your job is safe?
	Guys, we are living in times where employers don't give a damn about you being a three-time employee of the month, a three-time employee of the year, how much brown nosing you do, how much overtime you work, how much sacrificing you did for the company, neglecting your family.
	They don't care, guys.
	These jobs.
	How many of you have jobs where you stay late after hours?
	You work a job with three people.
	You avoid family functions, maybe your kid's birthday, maybe even like your mom is sick in hospital, but you're working to help pay the bills.
	And then, you know, company says, we're going to downsize.
	And you're on the list.
	After all the loyalty you give to them, all the respect, all the time and energy, the company just says, you're gone.
	And it's kind of like, at that point, what have you been working for?
	For a company that's not loyal to you at all for a paycheck.
	And it's not a bad thing, but I'm just saying, like, look at it from the standpoint of your job is not forever.
	It is a reason and for a season.
	And at some point, it may end.
	And that's everything.
	A business could end.
	Companies could end.
	So what are you doing to plan for this inevitable situation?
	Think about it.
	Think about this.
	At least long term, actually.
	Not just that, but like Twitch.
	Like Twitch got rid of a bunch of people.
	Right.
	Because of Amazon.
	Twitch.
	Right.
	And it's funny because they got rid of people from their trust and safety section, which is kind of funny to me.
	It's like, wait, y'all niggas literally ruined so many lives.
	Hated on us.
	Yeah.
	But you know what's funny about that part too?
	They will ride so hard to hate on people.
	But when they get fired, please save us.
	Go fund me.
	Oh, hell no.
	After all that shit you did to us, now we're good.
	Yeah.
	But they'll keep girls on that assault men on Twitch, banned it for one day.
	But we say one thing wrong for outside the actual platform, we're banned forever.
	Yep.
	Like that Nina Lynch, she's not that sister.
	Yeah, that guy.
	Yeah.
	And they banned her for a day, a lot of backlash.
	So they said, oh, okay.
	Then they banned her for a week.
	And then she came back like nothing.
	And then we get banned for off-platform shit.
	So I don't feel sorry for Twitch at all.
	I honestly, I hope they fail.
	I truly hope they fail and the platform goes down because they deserve it.
	They're number one, they're biased towards conservatives.
	You can't exist on there as a conservative.
	Number two, they'll ban certain people for off-platform behavior, but then you got people literally calling for the death of senators.
	Nothing happens.
	So it's absolutely ridiculous.
	You got girls on there like promoting their OFs and like literally like doing sexual things with microphones.
	Zero consequence, bro.
	Zero.
	So, you know, and it's because their owner, Dan Clancy, is a gooner.
	So that makes sense.
	He literally follows like all the chicks.
	He got caught multiple times.
	So it's like, bro, just it's a failed platform.
	Did I tell you why I saw TwitchCon when they went?
	Bro, it was Dan Clancy.
	It was Hassan Abby.
	Oh, yeah.
	That's his boy.
	Yeah.
	Yeah.
	It was also.
	That's why he won't.
	He'll never get banned.
	Him and Dan Clancy are good friends.
	It was Pokemane and her man at the time.
	I don't know who that was.
	And it was SQC and some other streamers, Nick or whatever on Twitch.
	They're all in a section partying, getting lit.
	And Dan was always with a young girl, bro.
	Of course.
	And I'm like, listen, I'm not a hater.
	But nigga, she look like 12, bro.
	Say, nigga.
	Just like 12, dog.
	Yeah, he's uh, weird.
	Twitch deserves all their failures, bro.
	They deserve every single failure that comes their way.
	So, but no, I just found it funny when their employees were talking to me.
	It was a guy from Trusted Safety saying, like, oh, yeah, I got laid off, blah, blah.
	And I'm like, bro, Mike, how many lives did you ruin when you were at working at Trusted Safety?
	No one's going to feel sorry for you at all.
	I used to work at a company, right?
	And we would go through people's accounts.
	Some were obviously not in our terms of services, you know, gun shit, illegal shit.
	That to just go.
	But when I had a chance to say, you know what, this person, their money's on the line for their family.
	I was like, you know what?
	I'm going to take the T L here.
	If I, if I get like it written up, I'm going to make sure that your business goes through because that's somebody's life livelihood.
	For them, it's like, oh, I don't know this person, get them out of here.
	But it's a business.
	That's how they feed their family.
	That's fucked up.
	That's crazy, bro.
	But they don't care.
	I wouldn't wish demonization or anything on like my words.
	If they're not on your actual like agenda, get out of here.
	Yeah, bro.
	So this is why platforms like Rumble are superior, bro.
	Rumble, for sure.
	100%.
	You know, shout out to Rumble, Kick, Party, all these alternative platforms that put pressure on YouTube, especially Rumble, because Rumble's their true free speech app.
	Yep.
	Like, yo, man, that's.
	And party's coming up too as well.
	Party's coming up.
	Yeah, party's coming up.
	Party's coming up.
	So, um, you know, but yeah, dude, like, any alternative platform to YouTube, honestly, and Twitch is like a W. Because honestly, the only way that they're going to change, which they've been changing, by the way, it used to be, oh, we give you three strikes and we ban you.
	Now they give you warnings.
	So YouTube is also realizing, like, damn, like, we're losing a lot of people to alternate platforms because our ambiguous guidelines, our ambiguous ruling, how we like give people strikes or whatever.
	Like, so we'll see, man.
	We'll see what happens.
	But, but definitely Trump coming in helped this pro helped a lot.
	If Chum wasn't here, we'd all be cooks.
	Oh, yeah, we'd all be.
	Oh, yeah.
	A bunch of people hate on Trump, bro.
	You want to have a podcast?
	100%.
	He's responsible for a lot of the censorship recession.
	100%.
	Because that's not even a question.
	So when people say, oh, bro, I hate Trump, bro.
	Listen, you want Kamala instead?
	Please, nigga, please.
	Come on, bro.
	You stupid.
	Don't be dumb, bro.
	Yeah, even these dumbass left-wing niggas, like, you would, um, you would be in a way worse situation with Kamala in way worse.
	Yeah.
	Especially these guys that are anti-Israel, Kamala.
	It would have been way worse for you.
	So we'd all be cooked, man.
	Yeah, even more so.
	Just keeping it real.
	So, yeah, we've been demonetized now for two years and we still figured it out, you know.
	But like, yeah, I mean, I like, but the thing is, is that I've seen this demonization destroy other people.
	Like, they can't even operate no more.
	And we've been, thankfully, you know, shout out to Fresh making things happen behind the scenes, but we've been able to survive and thrive even while being demonetized for two years.
	Other YouTubers would never be able to exist, bro.
	Like being demonetized.
	So, and we help many people too.
	And we help a lot of people that had this problem as well.
	You know what I mean?
	So, we're still here, despite the fact that some of our haters and our biggest detractors prey on our downfall.
	We're still here.
	Have more influence than them.
	This is the hardest working podcast in the world by far.
	It doesn't even come close.
	We stream seven days a week for two years straight.
	Who does that?
	Or if it did that?
	Yeah, I mean, and we're still going.
	Yeah.
	Still going.
	I stream almost every day.
	You stream every day?
	You know what I mean?
	I stream Monday to Thursday.
	Yeah.
	Pretty much.
	And networking every single day as well.
	And it's funny because people say we're not relevant.
	I'm like, nah, nigga.
	Stop hating.
	Bro.
	Can I say something real quick?
	Hold the fucking show up, man.
	I've been at concerts, right?
	I've been at events.
	I've been at clubs where I'm the most known person there.
	And a rapper, celebrities, like, yo, who is this nigga?
	Like, like, that asked.
	Yesterday, I was at a function, Axe Noble, as Detox.
	Big celebrities were there.
	Who did everyone come take a photo with?
	Me.
	I'm having that big.
	But streamers nowadays, fellas, especially big podcasters too, are doing meta.
	So, and that's celebrities are dying, bro.
	I'm telling you.
	But at the same time, because there's a lot of value, bro, your podcast changed my life.
	I have a wife now.
	I have a girlfriend.
	She's amazing to me.
	Like, my credit score is up.
	It's also something good that we add value too.
	Versus, oh, bro, your song is dope.
	Okay, it's a song, bro.
	Some nigga made a video hating saying that we're not relevant or some shit, right?
	Right?
	You know what's funny?
	You know what that bitch ass nigga didn't do?
	He didn't show our Rumble numbers.
	Can I show it?
	Nah, nah, nah.
	It's crazy.
	Maybe one day.
	Yeah, because it's crazy because it's like these niggas like they're only on one platform.
	Yeah.
	Right?
	They're on one fucking platform.
	That's where they put all their content on.
	We're spread across like six or seven different platforms.
	Yeah, because we have multiple channels, right?
	And we're demonetized.
	And we're demonetized.
	And shadow band.
	And shadow banned.
	And we still get more views than you niggas on a side channel.
	My channel by itself gets more views than these niggas.
	That's facts.
	And that's their only shit.
	Meanwhile, I'm streaming everywhere else, right?
	And then they want to go out and say, oh, Fresh and Fit is relevant.
	Your guys' views have dipped.
	Nigga, we've turned this into a financial channel.
	Yeah.
	If you guys notice, we're only posting money stuff on this thing now.
	Yeah.
	So we're not even doing after hours on here, nothing.
	And then on top of that, show our Rumble numbers.
	Show our Rumble numbers, but they won't do that.
	It destroys them.
	We're getting hundreds of thousands of views on Rumble, bro.
	Hundreds of thousands.
	And on top of that, Rumble's a harder app to go viral on.
	It is because Discovery is really low.
	Discovery is low.
	People have to go there to look for you.
	For now.
	For now.
	But they're working on it.
	But I find it hilarious when people say this shit.
	And when I'm like, yo, number one, you guys want to talk YouTube numbers.
	My channel by itself gets more views than you guys.
	And then number two, if we want to go ahead and talk about Pressure Fit, let's compare apples to apples.
	Let's go ahead and compare our Rumble channel where we post all our content to y'all niggas' channel.
	When you have millions of subscribers, we get more views than you guys on our Rumble channel.
	And it's a harder platform to find.
	And there's no recommendation.
	People go over there and find us.
	So who has a real following?
	Niggas tell me I recognize you from YouTube, from TikTok.
	I've been banned on TikTok for five years.
	Bro, how many niggas came up to us, Brett, when we're in DC?
	Oh, you're the TikTok guy.
	Oh, blah, blah, blah.
	You're doing the constabates, whatever.
	Bro, we're way more fucking relevant and viral than these bitch ass niggas, bro.
	Bro, the interview.
	Everybody watched them.
	The interview with 6ix9ine, girls that overlike us were like, oh, I seen you before on TikTok with 69.
	I'm like, oh, shit.
	Because again, we still are relevant no matter what they do.
	They try to stop us, but we're still.
	They tried really hard.
	Yeah.
	Got like a bunch of other YouTube channels, make lies up, all this shit.
	Oh, well, you guys are relevant.
	Look at your YouTube numbers on here.
	Nigga, show our Rumble shit.
	You don't want to do that.
	You didn't want to do that.
	I'll say this, though.
	So we'll see who has the last laugh when this is all said and done.
	We're not stopping, bro.
	Ever stopping.
	So, guys, we've been here for a lot.
	Honestly, bro, we've already surpassed them, if I'm going to be honest.
	We're far more relevant than them.
	When you actually look at the grand scheme of things, we're far more relevant.
	People watch them only when they talk about us.
	Like, that's when they get their most views.
	It's not that people fuck with them.
	Is that people don't like us?
	That's why they're there.
	But you know what?
	It really is about content as well, though.
	If you've been talked about in any regard, good, bad, ugly, it's good for you.
	I'll tell you why.
	Wes Watson, right?
	Because a lot of haters online.
	I get it.
	People hate Wes.
	But one thing you can't say is that he's not relevant.
	Because anybody?
	Oh, I know.
	I know Wes in this video.
	Yeah.
	Good or bad.
	He's been talked about.
	Yeah.
	So you convert a percentage of it.
	Very smart.
	Exactly.
	So even if you convert a small percentage, be talked about regardless if it's good or bad.
	Hey, you know what?
	Fuck it.
	Yeah, no, man.
	I mean, like I said before, like there are a marketing team.
	They talk about how much the money they made.
	All right, bro.
	You don't want to talk about.
	Okay.
	We'll keep going.
	It's all good.
	It's all good.
	We'll keep going.
	Despite being demonetized.
	Because I already know how much them niggas made last year.
	We destroyed them.
	Way more.
	You made way more.
	Because, like, they only have one platform.
	We're on like six or seven.
	A wise man once said, any attention is good attention.
	So there you go.
	We're way more relevant than they are.
	Ain't nobody giving them interviews or talking about them.
	They talk about us, bro.
	There's a reason for that.
	Also, from what I heard, not to be happier about this, but like one of our biggest haters, John Anthony Linton Lifestyle, got banned on YouTube.
	How it happened?
	I don't know, but I guess payback is due.
	Moving on, Spartly.
	Are we done with the video or no?
	Not even.
	I didn't.
	Yeah.
	I found out about that like a day ago or something.
	He got banned on YouTube.
	Yeah.
	Yeah, bro.
	I mean, that sucks, though.
	No, it does suck.
	Getting banned.
	That sucks.
	A first hater?
	Yeah.
	Like, what a first person.
	Yeah, one of the first hers, bro.
	I don't prey upon that on nobody, bro.
	No, no, no, I don't.
	It is what it is, man.
	Yep.
	I don't only care about income that they can't get.
	One of his enemies prices.
	And they're going to pay you as less as possible, but work to get the most out of you to accomplish that.
	And if they have to cut you to meet those numbers, those analytics, then guess what?
	Get ready because they're going to treat you like trash going out on a Friday.
	So we'll stop it here.
	But I was at a dinner with some people, an AI creative director, some owners of some companies, and they're planning to implement AI in all factors of business so they can minimize expenses and raise revenue to a massive amount of money.
	And then we'll put money into crypto to kind of stabilize their earnings.
	Now, that just means for most people, you're probably going to lose your job.
	So think about this.
	What are you going to do?
	All right, number three.
	On the list, we had number three.
	This is going to be having a minimum of six to one year savings, especially with a job loss.
	Lamir, you're very good at saving money better than most people I know.
	Actually, Andrew could give you the credit saying you're smarter than him and me because you don't spend money.
	You're saving a lot of money yourself and invest it.
	What would you say is one of the things that people can learn from you about saving money having emergency fund?
	If you just keep your expenses low, you don't even have to budget.
	I rarely, yeah, that's like one of my cheat codes is I keep my expenses so low that I don't really even have to budget because I don't spend that much.
	Like, I mean, obviously, I spend a lot for like running, you know, running operations, obviously, for the show and everything else like that because we got a team.
	But like outside of like my personal funds, like I don't spend much at all.
	So, you know, and if you really keep your overhead low, guys, like you don't even have to budget, really.
	Yeah.
	Because you guys got to remember, like, all financial problems come from basically this.
	If you spend less than you make, you're really not going to run into problems.
	Most people spend more than they make.
	So therefore, they puts them in a strange situation where they have to start getting creative with either A, making more money or B, budgeting during periods of time to fix that situation where they're spending more than they make.
	But if you simply spend less than you make, or and better yet, spend significantly less than you make, you're going to be in a position where you really don't have to budget that much.
	And I do, like, I kind of do it where I eat cheap food.
	I eat like Chipotle and shit like that, right?
	Or you can get a meal prep service.
	I don't wear fancy clothing.
	I keep my wardrobe pretty simple.
	I don't buy designer clothing at all.
	No car.
	I have my old Honda, which is paid for since like 2002.
	And when you just keep your overhead low, man, you really don't have to budget.
	Budgeting really becomes important when you have a lot of expenses so you can track where that money's going.
	Yeah.
	That's when you really need to start budgeting is when you're close to the red line.
	But if your expenses are low, man, you really don't need to budget too much.
	Also, less is more.
	After having everything, highest, lowest, cars, lifestyle.
	Less is more, man.
	I'm happier with less than I was with more.
	And I feel like I'm more in control.
	Yeah, and it also doesn't bog you down.
	Materialism, I think, is honestly one of the worst things that you can be a part of because materialism kind of puts you in a situation where you need to keep acquiring things to get that same level of satisfaction.
	Almost like drug use a bit, right?
	You buy your first thing and you're like, oh, this is really nice.
	And then to get that same high, you got to buy something else or more.
	So, yeah, I just, I think materialism just sets you up for an inevitable slippery slope of constantly being unsatisfied because you always want to buy the next thing.
	So just after your point, remember I was in that nigga face?
	I was going ham.
	Come on, man.
	Just keep it real, bro.
	It's just for the chat.
	You feel me?
	Just being transparent here.
	I felt like, okay, you know what?
	I'm working my ass off.
	We're doing numbers.
	Why not, you know, get some designer shit.
	You know what I'm saying?
	Like, just be a nigga for a little bit.
	And I did it for the marketing, of course, but it was like, I'll buy something.
	I feel great.
	Then I'm like, okay, I just spent $500 on a shirt.
	I could have got a desire for $40, $50 to do what?
	Look good.
	People that don't care about me.
	And then, then added to that as well, if I work out and I get in shape, everything looks good on me.
	So I was like, oh, shit.
	And cheaper.
	And it's way cheaper.
	So it's like, hold on.
	I'm going to spend $100, $2,000.
	I guess work out, be healthier, feel good, look good, and spend less money.
	No brainer.
	So that was like a, oh, shit.
	I was wrong for a minute.
	But Mario's right the whole time.
	Yeah, I mean, you know, again, some of you guys aren't like, I'll be honest with you guys, it's not like a sexy lifestyle.
	It's very boring.
	You're always going to be like inside and shit like that.
	But, you know, if you really do live like a minimumist lifestyle, I tell all of you guys, like, aim to have less than 200 things.
	If you can master having less than 200 things, that's another piece of sauce for you guys.
	If you can manage to own less than 200 things, you're going to be in a position where you're going to be good because literally you only have like your bare necessities.
	And when I say 200 things, I'm talking about 200 things.
	Clothes, too.
	Yeah, like 200 things, bro.
	You're crazy, bro.
	200 things.
	You're insane, bro.
	200 things.
	Obviously, for me, I can't do that because obviously I have a full-on studio and stuff like that.
	Right.
	But for the rest of you guys, right?
	Like, let's say you got a regular job.
	Own 200 things.
	And you guys are going to realize how you're going to be good.
	200 things, bro.
	And you won't have to worry about budgeting ever.
	By the way, guys, no Zempic, just in the gym, eating at certain intervals.
	And of course, luring going out for food.
	So it's way better.
	So yeah.
	We're down now to 185 pounds from 220.
	Nice.
	What's up?
	Down the mark.
	Okay, number three on the video as well.
	Yeah, I got to.
	Mind, I gotta know what's the estimate of things you got right now.
	I was thinking one.
	Well, I mean, I'm thinking way more because obviously, all the stuff here in the studio.
	You gotta take it.
	Hold on.
	I'm gonna come real quick.
	Yeah, count real quick.
	We'll be right back.
	It's not gonna be a long time.
	I don't know.
	I think it's not a long, it's not a long count.
	You're gonna be like, I probably have around 200 things right around there.
	Bro, I think you got like, I think you 120, bro.
	120.
	I don't have much.
	Like, my room is barren.
	Bro, bro, you got a bed.
	He don't got a mirror in there.
	He's not even a bad business.
	I don't even consider that stuff because, like, I wouldn't take it nowhere.
	You got a bed addresser?
	That's it.
	Yeah.
	I don't have anything, man.
	Like, I really don't, bro.
	Like, it's actually kind of pathetic, but it's fine.
	It's not pathetic.
	No, when you count two paste and two brushes, that's incredible, bro.
	Yeah, yeah, yeah.
	That's incredible.
	But it'll make your life a lot simpler, man.
	It really will.
	Because what will happen is you remove your tie to things, and then you'll notice how much relief you'll have because you're not worried about stuff.
	All right, man.
	So he has 150 stuff in there.
	149 now.
	What?
	150.
	Yeah, yeah, I believe 150.
	Yeah, probably.
	Thanks, man.
	What?
	149.
	And look at the claims we got.
	149.
	149.
	Hey, man.
	For like me, a nigga like me, you lose some stuff.
	All right.
	We got a video.
	Oh, pull up this list.
	Here we go.
	This is from Ramit are my 10 money moves.
	Number one, always have one year of emergency fund cash.
	Now, typically, people in the personal finance world recommend three to six months.
	For me, I prefer to be more conservative.
	Pause.
	I want to know that if something really this is actually ideal.
	You know, I always tell you guys somewhere between three to six.
	But if you could manage a year, and I've said this before, too, if you can manage a year, do the year if you can do that of savings.
	And remember, guys, you don't have to save as much if your expenditures are low.
	If you can get by on 2K a month, that means you only need what 12K to be good.
	Also, or 24K.
	Most Americans will have $1,000 in savings right now.
	You can get by on $1,000 a month.
	You only need $12,000, right?
	But if you need $5,000 a month, that means you need $60,000.
	So that's another good reason to keep your expenditure low because if your expenditures are low, you don't need as much in your savings account to make shit happen.
	When you don't need as much in your savings account, now you can start deploying that money to actual invest.
	Because remember, guys, first it goes, make the money, right?
	Then put the money in the savings account so that you have an emergency fund.
	Once you have that emergency fund, that's when you start investing.
	The problem is a lot of you guys want to go ahead and start investing.
	You don't even have an emergency fund.
	I am very pro.
	Have that emergency fund before you start investing.
	So in other words, you got $12,000, right?
	Let's say to keep numbers easy, you need $1,000 a month, right?
	You have $12,000 saved.
	Now that you have $12,000 saved and you have $12,000 saved, you make another $1,000.
	Now you have $13K, you have $1K that you can invest.
	But that money that you have there should always be there.
	Don't take emergency fund money to go buy an investment.
	Because here's the other thing, too.
	Let's say you buy a real estate property.
	Fresh could tell you guys about this.
	You buy a real estate property.
	You put all your money into it.
	Great.
	You acquired the asset, but things come up.
	You got to fix things, whatever.
	It's expensive, man.
	So that can also set you back too, and you'll be house poor.
	Yeah.
	So, yo, I've made almost every mistake in the book until you guys know what not to do, man.
	So trust me, bro.
	It sounds good, but you might become house poor.
	Yeah, guys.
	Like, don't invest until you have that savings.
	I think 12 months is optimal.
	But I know a lot of you guys are not going to do that.
	You guys don't want to be patient.
	So three to six at bare minimum.
	Yeah.
	But if you can't, a year is the best.
	But guys, I mentioned before, the job loss is at an all-time high.
	So just off the bottom of the business economy, you should do 12.
	You may actually lose your job.
	Just keep it real with you guys.
	It's not like a joke.
	Like, you drop some numbers.
	Like, last month alone, just October by itself, in multiple sectors of jobs.
	Tech, you know, health, 150k gone in jobs.
	And that's only last month.
	Imagine the entire year, bro.
	It's cooked, bro.
	AI's coming to take everyone's job.
	Yeah, I might have to alter my thing and say six months to 12 months now.
	I think that's the safer.
	Actually, just googling this as well.
	Approximately half the Americans have less than $1,000 in savings.
	And that's actually 70% of Americans.
	So that's 70% of Americans.
	Roughly 60% of Americans live paycheck to paycheck, even people that make over $100,000 a year.
	That's crazy, bro.
	Yeah, bro.
	So, yeah.
	Guys, set that emergency fund because it'll help you a lot for sure.
	Yeah, man.
	All right, number four.
	We have number four here.
	It says, avoid going out unless it's a free event or for networking.
	So this is, man, very important because the master of this.
	Yeah, yeah, yeah.
	So take them through.
	So, fellas, you see me outside.
	This is actually really important.
	This is really, really important what he's going to say because a lot of you guys think that he's out there spending a whole bunch of money and shit like that.
	So I remember it was me, Ben Adon, Odell Beckham, some ladies, and then one of the person I don't say his name.
	We're at an event, just sitting down chilling, right?
	And I used to wonder, like, okay, how are these guys going out every single night doing anything?
	Like, you know, living life.
	And Ben was like, listen, bro, I'm going to go when I'm invited.
	I'm like, what?
	Because, dude, it adds up.
	You spend, for example, my typical night, you go to dinner, you go to a club.
	That's easily between three to 10K.
	Easy.
	Yep.
	Like, that's a light night, by the way.
	Yep.
	Guys spending 50K a night, easy.
	Normal.
	So if you are here living for a year, six months, that's going to add up immensely.
	Now, I'm like, all right, listen, bro.
	I ain't trying to spend money like that, bro.
	I don't drink alcohol.
	I don't gamble in that shit.
	I don't know that dumb shit, right?
	So I'm like, how do I maximize gains of networking and minimize expenses of spending my money?
	And I watched how Odell moved, how Ben moved, and they don't pay when they go like that.
	It's kind of like they just get invited either to a celebrity section, a rapper section, or an NBA player section.
	And they go there, catch a little vibe, and then dip.
	So they come into an environment, they can network, meet girls, do whatever, but they're not spending any money.
	And then they just leave and go home.
	Versus guys go to club, they get table, pop off five, ten bottles to look cool, but for what?
	And they're just laughing at like, oh, these are dumb.
	So using that mindset, I was like, all right, cool.
	How do I myself do a podcast, get into this game, and kind of access in the same way?
	So I'm making cool with club owners, managers, you know, people that have status in the scene.
	And what happened was they got to know me, became pretty cool, and I get invited out.
	Like, for example, we went out last night to Club Live.
	A good friend of ours invited us.
	Shout out to him.
	For a podcast next Monday, we're bringing on a trader that trades with his bot and makes a ton of money and it's all automated.
	And meeting that person was from going out last night for Money Mondays.
	So see how I can go into the environment for free, meet people, network.
	Oh, you're fresh.
	We pull up.
	Boom.
	But I spent a cent.
	Now, mind you, look at it from the standpoint: if somebody is not being smart about it, they go to a club.
	Every night they go to a club.
	Hey, welcome back, sir.
	10K, 5K.
	So I just think from a standpoint of just networking itself, if you're smart about it, use access.
	Meet a manager.
	Meet the doorman.
	Meet the guy, maybe own the club.
	Give him a good tip.
	You never know.
	Listen, my name is Frank.
	I live here in Miami.
	I'd love to network with you.
	Like, I love your club, da-da-da.
	Because that can lead you to so many different opportunities offer just knowing somebody in the industry.
	You might need a promoter.
	He has access as well.
	You give him like a little tip.
	You're good to go.
	But you don't have to spend it back every time you go, guys.
	Like, for example, you're going to a bar, you're going to sit there, get a bunch of drinks, maybe get drunk, and you're going to drive home.
	Like, that's going to be like, okay, bad choice because you may get hungry for food after.
	So I'm just saying, like, be smart about how you move.
	Think about it long term.
	And think about this.
	If you are smart about how you move and you network properly, you can make many connections for pretty much like lower cost on the dollar.
	So I just think that, like, look at it from the standpoint of why am I doing this?
	What's the end result?
	What do I want to achieve?
	If that shit isn't out of where you're doing it for low cost, high benefit, what are you doing it for?
	To get drunk?
	Do dumb shit?
	For what?
	So, in essence, guys, just be smart about how you go outside, man.
	And if you're going to go outside, do dumb shit, just stay home.
	You're better off.
	You can buy a bottle yourself with some friends.
	You save money there.
	But going to club for access like that, man, be smart about it.
	Yeah.
	Or if you're not going to go meet anybody, don't even bother on.
	Yeah.
	What's the point?
	Yeah, bro.
	Drinking, drinking is such a waste of time.
	What are you celebrating right now?
	Being broke?
	Yeah, being broke.
	Being a bum.
	You what?
	You know what I mean?
	Don't remind you of that.
	So, yeah, man.
	Like, what are you doing?
	I'll give you an example.
	I'll use a fucking example.
	So I'm in Washington, D.C., right?
	I'm there with Clyde and Brett.
	For those of you that don't know, I did an interview with Clyde.
	It's the real Clyde on Instagram.
	He's an Orthodox Christian, nice guy, former Marine.
	The real Clyde is on Instagram.
	A couple of you guys told me about him and said we should do a club and we made it happen.
	But anyway, we had dinner interview and we went to go get some food and we're at this food spot and this guy comes up to me fucking drunk.
	Hey, Myron, you know, you're fresh and fit, Byron.
	Yo, what do I want to come on your podcast?
	I was like, nigga, what the fuck?
	You know, it's one of the most annoying things ever, bro.
	Bro, people say that dumb shit.
	Like, and I'm like, all right, bro, just whatever, man.
	Just go because he's on his way to go to the bathroom and I'm standing there in line waiting.
	So, all right, cool, whatever, right?
	I think he asked me for a picture and we took a picture.
	Cool.
	So we're still there waiting.
	He comes up again, fucking eyes bloodshot, smells like alcohol and shit.
	Oh, well, I do like chess boxing, some weird fucking shit.
	Niche.
	Some weird niche.
	Yeah.
	He's like, I want to do this or whatever.
	And I do this.
	I want to get on shows.
	I was like, look, bro, let me be very honest with you.
	How much you had to drink today?
	I had a couple.
	I was like, look, bro.
	Nope.
	Let me just tell you what it is.
	You got to quit drinking.
	And if you're going to do this, you got to go all in.
	There's no if, ands, or buts about this shit.
	Like, you have to actually go all the way in, post every D day, be consistent, and nobody's going to bring you on their fucking podcast unless you add value.
	Okay.
	Like, oh, I think I'm going to do something like 60 minutes or whatever.
	I was like, all right, that's cool.
	Like, but mainstream media, legacy media, doesn't have the same poll it used to.
	Like, you're still going to have to be on social media and add a good amount of value.
	You have a niche, but you can't be out here drinking and partying all the time.
	Right?
	Like, and he's a college kid.
	I think he went to Georgetown or some shit like that because we're in the Georgetown area.
	And like, that's just a microcosm of a much bigger problem.
	Guys, if you actually want to be super successful at something and be good at something, like you're going to have to cut out socialization, drinking, smoking, hang out with losers.
	Like, it's going to have to engulf your entire life.
	That's just what it is.
	Especially in the beginning part when you're really trying to grind and build, right?
	So, you know, once you get, you know, to a certain position, you can kind of, you know, pause, reassess, and then see where you're going to go from there.
	But like, in the beginning stages where you're building, you can't afford fucking distractions, dude.
	So, Mario just mentioned something that's very important: intentional networking.
	This is my teacher networking because he's saying when you go outside to meet people and network, you can't be drunk.
	You can't be high.
	That's just, it defeats the purpose because now I was annoyed.
	I was pissed off.
	You look dumb.
	And that person's high value.
	They're like, yo, this person's retarded.
	Yeah.
	Hell no.
	Stupid.
	So I still gave him advice like what he needs to do, but I was very angry when I spoke to him and I was like, yo, you're a fucking loser for this.
	Like, you never go up to somebody like this when you're drunk.
	Are you stupid?
	He lost respect off the bat.
	Yeah.
	So let's say, for example, he had a good opportunity.
	Nigga, if I met Joe Rogan, right?
	Let's say I'm at a UFC event, whatever.
	I would not dare say, yo, you got to have me on your show.
	I would never do that.
	I'll never ride myself to someone's shit ever.
	If they want to invite me, that's one thing.
	And that's me.
	And if I ran a joke, I wouldn't even ask, like, oh, can you have me on your show?
	No, bro.
	What the fuck?
	But this guy, like, see, see, incredible.
	Whenever there's a value difference between the person you want to meet and yourself, you have to wonder, what does that person want?
	Precisely.
	And when you know what that person wants, you can backtrack and say, you know what?
	All right, I can work backwards to get them what they want.
	And then guess what?
	I get what I want.
	Yeah.
	But without that, for example, I meet Myron.
	You know what I'm going to say?
	Myron, you're fucking amazing, bro.
	I love your content.
	But I can see you need more clips.
	I'll work for you for free, but clips with Brett.
	See, right there, I just added massive value because I know what Myron wants.
	He wants more outreach and more push because he's shot a man right now.
	He's shot a band.
	So off rip, I saw his problem.
	I solved it.
	Added value.
	That's it.
	Yep.
	So you go in there drunk and oh, yeah, bro.
	Put me a podcast.
	Ew, nigga.
	Retarded, bro.
	Stupid.
	You what?
	Like the reality, like if you meet someone, right, like, uh, just like Fresh said, that has more value than you do.
	And let's say you're here and that individual's here.
	Your job, and I want you guys to really look at this very nice and closely, okay?
	Because a lot of people don't like teach this shit, right?
	Like Anderson Reese obviously don't do this.
	This is why nobody goes on their fucking show and they never get invited, stupid ass niggas.
	So let me give you guys, teach you guys how to do this shit.
	You're here.
	The person's here.
	Your job is to close this fucking gap.
	Yeah.
	Okay.
	You close this gap by adding some type of value, whether you have a skill set that they don't, or you have connections that they don't, or whatever it is, right?
	But this is where you become creative and you find out a way to close that gap where now you guys are on parallel ground because you've added an enormous amount of value.
	Now, that takes research on what Fresh said, right?
	You have to know the individual that you're talking to, what their weak points are, et cetera, and how you can add value to it.
	But this comes with you.
	Obviously, when you go out, you go out with a purpose.
	You know who's going to be there.
	You know what your weaknesses are.
	You research.
	Maybe you watch some of their content, whatever it may be.
	And this could work in the business world too, by the way.
	This isn't just like with social media networks.
	Everything.
	We're just showing you guys social media networking because it's simple that a concept that you guys can understand.
	But that's the reality.
	They're here.
	You're here.
	Your job is to close that fucking gap with the value that you add.
	But also, let's say you don't have the value up front yourself.
	That's fine.
	You said it just now.
	Perfect.
	Your network.
	Who has that value up front?
	For example, let's say I can't do clips.
	I know Brett.
	Hey, brother, I can connect you with my clipper, Brett.
	Here you go.
	Yeah.
	Instantly.
	Boom.
	I can't clip, but he can.
	But my network is strong.
	So that's where the power of networking comes into play.
	If you don't have the value up front, that's fine.
	You may not know your value right now, but someone in your network does have the value.
	But coming up to them drunk and just like saying, bring me on when they don't know who the fuck you are, absolutely retarded.
	Yeah, bro.
	Right?
	And the same thing with like, let's say you go to like a business meeting, whatever, and you're like a lower-level guy, and you're just like, hey, you should hire me.
	Oh, I should get a promotion, blah, blah, blah.
	No, bro, that's not how the world works.
	No.
	That's not how the world works.
	You have, you have to.
	And remember, guys, we aren't women.
	Okay.
	As a guy, you must provide some type of value.
	Like that's tangible, especially when you're at a lower status or a lower level than the individual that you're talking to.
	Also, one person could change your life.
	Just one connection could change your entire life.
	Trust me.
	We were down and up, fellas, right?
	YouTube demonetized this.
	We didn't know what we were going to do at that point.
	Try to figure it out.
	One connection saved the entire show.
	And that alone is just one example.
	There's many.
	Look, even made other connections as well, but like that one was huge, right?
	Even you getting your job with the government, right?
	I'm sure you met somebody that said, you know what?
	He'll be a great person to bring on the team.
	Whether it's your employer, whether it's someone that says, yo, he has a value.
	Look at Brett.
	He met me.
	Like words for Myron?
	Yep.
	Gary, Dom, the Buddy told me, right?
	Tommy's on the air as well.
	So it's like, just being around the right people could change your entire life.
	Boom.
	And now he's here in Miami living his best life.
	Right, Brett?
	Yeah.
	There you go.
	So networking is key, man.
	Say what you want.
	Oh, networking is gay.
	Nigga, use it all your time.
	Yo, actually, the person that said that does it every day, today, still.
	So, just saying.
	Yeah, Brett put himself in a position to add an enormous amount of value where it was like, all right, we got to work with this guy.
	That's what he did.
	You know, and he came from doing like, you know, manual labor, landscaping, construction, that type of shit.
	He was doing that.
	What did he do?
	He got in the real world, learned a skill set that would be valuable.
	He used that skill set to network with us.
	Hey, I'll work with it for you guys for free.
	Put clips, blah, blah, blah, blah, blah.
	Now he's on the team helping out.
	That's how you add value, guys.
	And you can do this in many different ways, right?
	You can do this, whether it be through social media or other ways.
	But the point I'm trying to make is the bottom line is simply this, guys.
	If you're trying to get into a certain network or get in with a certain caliber of individual, whatever it is, no matter what profession it's in, you need to identify the problem, come with a solution for that problem, and then use that solution as the equalizer to bring back this gap.
	Here's your gap.
	Here's them.
	Your skill set, that solution that you have, bam, now you're equal and you've equalized yourself where you can add value now and that person will deal will deal with you.
	We're here all the week.
	We do Zoom calls once a week, counselor club pretty much.
	Guys, join counselor club, link down below.
	And don't forget, networking is key, man.
	Don't forget that.
	All right.
	Last point now, which before we head after hours with girls, is going to be only pay for things that benefit you for self-improvement.
	Now, this is where I had an issue.
	My friends did as well at some point because the light sell itself can suck you in.
	For example, let's say I focus on enjoyment and fun.
	I'm going to do dumb shit.
	I'm going to probably pay for alcohol.
	I'm going to probably pay for like, you know, parties.
	I'll probably pay for like festivals.
	And it's fun in the moment, but how does that help me improve?
	You're still in the same spot.
	Or even worse, because now you got to reset the next day.
	You're drunk.
	You're lit.
	You're either like hungover.
	And then what have you accomplished?
	Like, I know people that have been living in Miami for 10 plus years.
	I've been there for 12 years.
	They're in the same job, same spot, no assets, nothing.
	And I'm like, wait a minute.
	What did they do that I didn't do?
	Oh, that's right.
	They focused on having fun, how they felt, being happy versus being constructive.
	So you know what?
	Discipline.
	If I want to achieve property, get a business.
	I can't just party every night and be like, oh, yeah, it's going to come to me, manifest.
	No, I have to actually look for things to make it happen and say, you know what?
	No to this, no to that.
	I was told that my last job, come drink with us at the bar.
	We got open bar.
	Come with us, Walter.
	We love you.
	Nah, I want to buy property.
	I sat there for two years working overtime while they were partying, having fun.
	And what happened?
	Fast forward, they lost their jobs two years later.
	I had a property and an amazing business, a business partner.
	Where they're at.
	But again, I had to say no.
	Events, drinking alcohol.
	No, it's not for me.
	I have goals to achieve.
	And if I drink that night, next day, I'm going to be fucked up.
	I can't wait overtime.
	So you're going to make a choice, fellas.
	Spend money on what's going to help you improve versus what's going to make you lose.
	And the other thing, too, a lot of you guys will come here to Miami or New York City or one of these major cities and you'll get lost in the fucking sauce.
	You come here, you're making a bunch of money and you start partying, having too much fun, all this other stuff.
	but the next thing you know, work takes a backseat.
	Dude, you gotta, look, man, there's a reason why I locked myself in a house damn near all day.
	It's my smartphone.
	It keeps you away from doing dumb stuff, bro.
	It really does.
	So, guys, you must fight the urges to have this mindset of, oh, I feel like I'm missing out.
	Fear of missing out.
	Bro, fear of missing out is the worst thing ever.
	It will lead you to inevitable problems, man.
	So always stay focused, guys, no matter where you are located.
	And, you know, obviously big cities create a lot of opportunities, but they can also create a lot of problems as well.
	You have to make sure you stay disciplined, go to the gym, train, do your job, do what you're supposed to do.
	Maybe one weekend a month, maybe if you want to go do something.
	But even then, bro, like I like to lock in for months at a time.
	That's me.
	I know some of you guys aren't capable of doing that.
	But you got to limit the fun, man.
	And just be prepared to suffer and get yourself up to a certain level.
	Then from there, you can kind of analyze and go from there.
	But yeah.
	Well, we know a guy, young influencer, came in Miami at a young age, was doing pretty well, making 50 to 100K a month off of his interviews.
	He lost in the sauce.
	He started partying, drinking alcohol, going to strip clubs.
	Obviously, I don't want to say his name because whatever.
	He lost everything.
	Had to move back home with his family and we would start over.
	Then he came back and said, you know what?
	I'm done with the partying.
	Done with the girls.
	Done with the strip clubs.
	Now he just bought a brand new car, pretty much paid off.
	And has really thriving business and as well as money coming in every month from his other businesses.
	So he locks in, cut up the bullshit, and said, you know what?
	I'm done.
	Might you, he learned from example what ought to do because he went through it.
	And everyone does at some point.
	Whether you lose your job, you lose a sponsorship, you lose a deal, you lose your income.
	Now you say, you know what?
	I've taken the L to go to the W. Because listen, no one's perfect.
	You're going to make mistakes.
	Like, no one's actually 100% perfect.
	Myers made mistakes.
	I made mistakes.
	But so you handling mistakes that makes me move forward and do better.
	Because, for example, if you say, oh, poor is me.
	I lost everything.
	I'm done.
	I'm defeated.
	You lost.
	The winners actually that win never gave up.
	They took L's.
	Look at Donald Trump.
	He filled many businesses, filled up certain things.
	His casino in Jersey failed as well.
	And that's, damn it, because that was supposed to be the biggest casino in America, so to speak, at some point.
	But no's perfect.
	You're going to make mistakes.
	But you handling it is what determines where you end up.
	And we got a big chat from Top Shea here.
	Shout out to Brett.
	Also, you guys changed my life.
	Words cannot describe.
	Love y'all.
	Appreciate you so much, Top Shea.
	Long time supporter, man.
	Love you too, bro.
	Bro, we ain't going nowhere, guys.
	Like, we're still taking over.
	Like I said, it's funny because all of our detractors that wish upon us to get out of here, they can't get us out of here, bro.
	Do you know what we would have been if we weren't shadow banned?
	If we weren't like hated on as much, if we weren't like, dude, we're like working on what, 40% right now?
	Yeah, we're operating.
	Yeah, chat.
	Just so you guys know, we're operating the way we're running the show right now, guys.
	We're only operating in about 40% of our capacity.
	Like, if we ever get remonetized, bro.
	Yeah.
	And we push boundaries.
	Like, we've gone where people are not trying to go when it's easy to do.
	Like, dude, the shit that we, bro, bro, I can't tell you.
	We've been told not to do things, but for y'all, we did it.
	Yo, put it this way, bro.
	Put it this way.
	Let's just keep this shit simple.
	I burn preach will never, ever, ever influence a presidential election.
	We did.
	Yeah.
	Big fucking difference.
	They can talk as much shit as they want, whatever that is, but we're far more relevant than they are.
	I go viral way more than them.
	You know, I'm fucking everywhere.
	You know, whether it's me college, debating colleges, the girl show here, my stream that I do, networking with other people in the political world, the political space.
	Like, bro, it doesn't even come close.
	And we're operating at 40%.
	So if we ever get remonetized, all you guys on YouTube, you guys are cooked.
	We're going to make sure that we're all over the feed because we're not even operating at full capacity.
	Seven days a week, like last time.
	You guys will not be able to avoid us.
	If we get remonetized, it's going to be literally 2021 Fresh and Fit, bro.
	You guys are not going to be able to open up your app without seeing us everywhere.
	We're going to be flooded the place.
	So pause.
	Guys, the takeover comes.
	It's coming very soon, my friends.
	Council Club.
	Let me guys know if you guys want me to do vlogs for you guys.
	Council Club alone.
	Because I was thinking, like, we're just doing a YouTube.
	Council of vlogs after the show, before the show, put a few guys as well.
	And then Zoom calls at least twice a month for the guys will do as well.
	So keep you guys updated.
	All right.
	And that's it for the list, man.
	Five points.
	We'll go through them once again.
	So, number one, fellas, for five years to avoid this reset is to never buy a new car.
	Most time you buy a new car, fellas, lose wage off the lot.
	And of course, you're going to have issues because you have to pay insurance.
	That's one thing.
	Repairs because cars companies are smart now.
	So, you know what?
	So getting you on the car purchase, we'll get you on natural repairs.
	And number two is go quit your job because nowadays the job market is cooked.
	Don't be lost at an alarming rate.
	And just as much as you want five to two times, guys, from your job that you're making before you quit yours.
	There you go.
	So, guys, the job market is cooked, man.
	So be careful, man, quitting your job for a new job because you never know.
	You used to say 1.2 now, bro.
	Like, you need to make like almost two, you need to be making almost double whatever you're doing to leave your stable job.
	Also, all the gurus that say, yeah, bro, fuck a nine to five, start a business.
	You know what's crazy about these gurus?
	Most of them, some of them are mad broke now or gone because to maintain a business is not easy.
	A nine-to-five job where you're stable and you can have a side business on the side to make money, good scenario.
	And, bro, we're like the only people like in the financial thing that tell y'all this, bro.
	Like, it's we don't have a course to sell you guys.
	This is like, look, just so you guys know, we're demonetized on YouTube.
	We have no benefit from doing this show.
	This gets the lowest views.
	Yeah.
	Right.
	When we do our financial stuff, we're doing this because we genuinely want to help because I know that the guys that are watching this are serious about this.
	Yeah.
	And we really get no benefit from doing this.
	But the reality is we keep doing the money Mondays because this is critical because a lot of you guys might be in a bad situation financially.
	You might need some guidance, et cetera.
	So we still do this because it's that important, even though there's no benefit to us.
	So my thing is this: guys, we're telling you: 1.5 to 2 times as much.
	These Miz gurus that are selling you a course have an incentive for you to quit your job because we're telling you guys not to quit your job.
	Where do you go?
	To them.
	Yep.
	Hey, I don't know who Holly is, but Mr. Trader FX, could you teach me how to trade stocks?
	Oh, sure, I will.
	You quit your job?
	Got you now.
	Yep.
	Gotcha, bitch.
	I said, I got you, bro.
	We don't want you guys to be in that situation, bro.
	We don't want you guys being like dependent upon them.
	We want you guys to have this money coming in from your job while doing your side hustle.
	Now, here's the thing that sucks.
	You're going to have to work twice as hard because now you have your full-time job and you're doing this thing on the side.
	And a lot of you guys, it's tempting.
	You start making as much money from this and you say, you know what?
	I want to quit my regular job.
	But here's the problem.
	Anything can happen, bro, when you're starting up your business.
	Anything can happen.
	Someone could get sick.
	You lose your money as things go down, market tip dips, whatever it is.
	So what you got to do is 1.5 to two times as much.
	Once you're making double, then you can slowly start to put, you know, put less effort into your regular job.
	Maybe cut hours a little bit.
	Maybe work less days, whatever it is.
	But I don't want you guys to quit that job until you have a year of savings and you're making 1.5 to two times as much.
	So you're in a best position where you can leave that job and have to look back.
	This is how you leave the rat race.
	Take it from two guys that actually had real jobs before doing YouTube.
	I'm telling you guys exactly how me and Fris segued from doing a government job and a tech job in the private sector to becoming YouTubers and starting a podcast.
	We did it.
	We can tell y'all how it really works.
	Do not quit your job thinking, I'm going to become a business group.
	I'm going to have this laptop lifestyle.
	Don't fall for the lies, guys.
	I wish somebody was doing this type of content when we were coming up because we had put it together, different videos to get us information.
	You're getting it here plain as day, simple, broken on my marriage and myself, easy to go.
	Yeah.
	Whether you're segwaying from the government to the private sector or you're segwaying from the private sector to entrepreneurship, like ensure that that job that you have, the second hustle, is making as much, if not close to double what you have and you have a significant amount of savings so that you don't put all your eggs in one basket.
	Guys, please, if you're going to go into the entrepreneurship world where you're buying a course, you're doing some type of different scale copywriting, clipping, whatever it is, like make sure you don't quit your main job because that's going to be critical for you to really prop up your other job.
	Another reason, too, guys, you guys want to know why we're able to grow so fast on YouTube and like really kill it?
	It's because we started out with good equipment.
	We started with 4K cameras.
	We started out with good microphones.
	We started, we were first episode, we were using Shursm7Bs.
	We're using Sony A6400s, right?
	We had good lights, right?
	We had a table, all the like a good podcast table that's still here to this day, right?
	We had good production from the beginning.
	So, what did that do?
	That allowed us to cut the learning curve and be able to make money faster.
	But we were only able to do that because we had a good amount of saved and we had our other job, which we were able to use that money to funnel into the side project entrepreneurship.
	Do not believe these niggas that have never done anything before YouTube trying to talk about, oh, this is how you quit your job, blah, blah, blah.
	Or they got a course to sell you.
	We have nothing to sell you guys.
	Yeah.
	I just want you guys to be able to quit that job or leave that job in a position where you are now not dependent upon a guru or buying a course or some other stuff.
	There you go.
	Number three, have a minimum of six to one year savings, especially with a job loss.
	Mentioned before, guys, it's very important.
	Oh, hold on a second here.
	DBG in the building.
	He said, facts upon facts.
	Double down on the six plus months of savings.
	I'm saying as many sources of income necessary to achieve this mark as soon as possible.
	Get there, maintain, and grow.
	Good point, brother.
	Number four.
	Yes, we're upgrading.
	We were able to upgrade to the U87 from the SM7B after we started with SM7Bs.
	Yeah.
	Right?
	We didn't start with the fucking shitty ass pod mics.
	We started with really good microphones in the beginning, and that's what helped us grow very quickly.
	Also, mention of course for helping the podcast too.
	Black Panther, Black Lemur.
	Yeah.
	This board is show a lot.
	DBG as well.
	So, yeah, man.
	Shout out to all these guys, man.
	Number four, avoid going on unless it's a free event or for networking.
	Obvious reasons, guys.
	You don't want to blow money in club.
	It's not smart either way.
	Number five, only pay for things that benefit you for self-improvement.
	And that's it.
	So, guys, the reset is coming, fellas, faster than you think.
	2030 is not far off.
	It's coming very fast.
	Are you to take your job?
	I don't give a fuck.
	So you need to give a fuck about your life.
	Start from now and avoid the reset as much as possible.
	All right.
	Raj, on the market for you again, brother.
	W Myron W Fresh.
	I appreciate all that you guys do for us.
	Are you guys going to have a call-in show anytime soon?
	We could do one.
	You could do one while I'm gone.
	Wednesday?
	I won't be here, but you can.
	Yeah, you should definitely do one.
	Sure.
	You should do one.
	Yeah.
	We should do a dating call-in show.
	Yeah.
	Oh, I got some stories, man.
	That'd have to be on Rumble, though.
	Yeah, Rumble only.
	Yeah, guys.
	We can't put that.
	We're not putting a dating stuff up on YouTube, which is another reason too why these detractors like, bro, we literally.
	Yeah.
	You guys will confuse.
	Bro, for the past like two or three months, we've only put financial content on here.
	And also disingenuous.
	W breck because views are up.
	Yeah.
	So even though we're doing it, we're posting shorts only and streaming once or twice on Fresh and Fit.
	Yep.
	A week.
	Yep.
	Trying to level up.
	Don't get married, gents.
	Oh, we have a work for our sponsor as well, right?
	Yes, we do.
	Was it my soon-to-be ex for 12 years, married for three?
	Focus on my grant and building a future.
	And then I found out she was cheating because I was available emotionally, bro.
	12 years down the drain, but I'm free now.
	Trying to level up.
	FNF for real following you guys for the last year.
	Keep it alleged.
	Yeah, bro.
	You could do everything for a girl and you're not there for her emotionally.
	Bro, it's messed up, bro.
	At this point, man, I think just having actually for YouTube.
	I'm going to say this, bro.
	Focus on yourself, man.
	Level up because they'll come afterwards.
	And then you're in power.
	Metro Vic says, keep it up to the Fire Content Wire Infresh and the crew.
	Also, shout out to the OSS Army.
	Shout out to OSS.
	Yeah, man.
	Top shave, the subs, man.
	Dog, the mark of the top three.
	Metro Vic.
	MetroVick says, French gives good advice to help improve, but good damn Athemi, goddamn.
	Sometimes I can't understand what the fuck you're saying.
	I lock my mouth off.
	It was all love.
	You know what's funny, bro?
	Like, you say that, but you still are listening to what I'm saying, and you can hear it.
	So I feel like at some point, you decide what we need to understand.
	So it works out.
	Plus, I'm not, how it used to be back in the day was way worse.
	Myron has comedy skits.
	Laugh my ass off.
	Okay.
	All right.
	Hey, Mario, my bro's girl is about to be gifted a 20 million single family beachfront home from her rich hedge fund dad.
	My bro's trying to describe or decide sorry if they should rent it out sell it if market is at its peak.
	I mean you could try renting it out But are you gonna have a consistent amount of you know cash flow coming in?
	I mean, if he owns it out front, then maybe, but if there's still a mortgage on it bro, it might be better for it to sell that thing and put it into real estate.
	That is, it gonna be as costly to maintain.
	But yeah, it's a 20 million single family beachfront.
	It looks like it might be owned.
	Might be better to sell it bro, and then go pick up other properties with it, because renting it might not give you the cash flow you want per month.
	Yeah so, but there's so many different factors that go into that.
	Um shout out to Three Diglets says, out of all the investments you can make where, would you say, real estate ranks in all of them?
	Number one, I think.
	I think it's irreputable that uh, real estate is by far the best asset class, and then gold and silver.
	I'll say crypto next.
	True, i'll say crypto next because because uh yeah, just because of the um, the potential.
	But when I i'd say I think real estate is the best because of the tax benefits and that, like our entire um government and tax structure, is built upon creating jobs for people or creating housing.
	That's why you get the tech best tax benefits from um being a landlord and or owning a business.
	So by being a landlord and owning a business, you do both, essentially because if you, especially if you, treat your houses like llcs and stuff so um yeah, I think real estate is bro, because of the tax benefits, but there's other asset classes that are great too.
	Obviously index funds uh, the stock market.
	If you know what you're doing uh, you know, if you don't know what you're doing, then just invest in a basic S P 500 or total stock market index, right on, whether it's a Vanguard or whatever um, or fidelity, any of these brokerages uh crypto, and you should be all right bro, if you, if you do that right, you can also get yourself a high-yield savings account if you want.
	Um, you know that's another option, but I definitely think real estate, crypto and, uh the stock market and or index funds are definitely the top ones.
	In my opinion, three diglets shout out to you for uh that chat as well.
	Yeah, absolutely cool to thrive, or put the money in the bank, compound interest and savings, or invest into more real estate.
	The house is in Malibu California, near where you did that catch a cheater thing.
	Okay, I told him to just keep it.
	Uh again, see how much money you can get per month renting it out uh, and if you can do better by selling it and then picking up other homes, that might be the move.
	And also, you're in California bro, you might want to take that money and get out Calorify.
	Malibu is not.
	Yeah, I mean Malibu is nice and all.
	But I mean, do you really want to stay in California?
	That comes down to you.
	That's a personal decision, but I would get out of California, bro.
	I'd go to Vegas, JD.
	Oh, good point, J DS.
	The real man job market isn't cooked.
	It's time to bite the bullet, not be a bitch and hit the construction.
	Jobs man, non-require college degrees, all between plus an hour, good character development yeah, that's a good thing.
	Yeah, blue collar jobs are a great way to go.
	Good point, JDS.
	And then you can work those blue collar jobs and still start a side hustle on the side.
	Actually, I wager, when people ask you what you do for a living, if you say uh trades, they'll be like oh, they make money now at some point, hopefully.
	Yeah 100, all right, all right.
	Word from our sponsor, oh, Mo's not here, it's okay, I got it.
	I, I got the sound effect.
	There, you go, All right, this episode is brought to you by Perplexity AI.
	Let me ask you something.
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	You know, clicking around, typing, scrolling through tabs, searching for one thing and getting distracted by 10 others?
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	Asked for it to find me the best flight deals from Miami to Vegas for next month, and it didn't show me links.
	It actually booked a ticket, compared the prices, and sent me a confirmation email.
	Something that your girlfriend should be doing for you.
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	There you go.
	All right.
	We have one more, right?
	From a coffee chat.
	We do it on the show, afterwards.
	Cool.
	Because Fresh, because Chris wants us to.
	All right, guys.
	W stream, man.
	Yeah, W stream, guys.
	This is the old days back.
	Myself doing the Money Mondays.
	The best.
	I think it's one of the best shows on our actual platform.
	After ours is cool, but like this one helps you guys move forward in life.
	Yeah, bro.
	Guys, we're always going to give you guys this value.
	There's never going to be an end to Money Mondays or Fresh Food.
	People could go ahead and hate and everything else like that.
	But the reality is we just stream mostly on Rumble now because YouTube is what it is.
	So Frandro's stuff's going to be over here.
	After ours, it's going to be on Rumble, guys.
	We'll catch you guys over there.
	Peace.
	I ran, I ran so far away.

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