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March 7, 2024 - Fresh & Fit

02:39:17

Are Young Women Financially Literate? Ft. George Gammon

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Time	Text
	Thank you.
	What's up, guys?
	Welcome to the Fresh and Fit Podcast.
	After Hours edition of George Gammon and a bunch of ladies.
	Let's get into it.
	Let's go.
	What's it doing?
	How many cares, bro?
	Bro, get out.
	It's the night.
	Gonna pack up.
	In the night.
	No control.
	Put your shoes on outside.
	You don't got to put them on in here.
	We're back.
	Hey, what's up, guys?
	Welcome to the Freshman Podcast.
	After our edition, man, we're joining with George Gammon and a bunch of lovely ladies.
	Quick announcement before we get into the show, guys.
	Rumble.com slash Fresh and Fit.
	Also, check us out on CastleClub.tv.
	If we ever get canceled or, you know, thrown off YouTube, you know exactly where to find us.
	Rumble is the home base and then Castle Club is the other spot as well.
	We live stream all of our stuff to Rumble and to Castle Club.
	So, if you guys are noticing, some of our YouTube videos aren't up.
	It's because we gotta, you know, keep the channel clean and all this other crap.
	So...
	You're going to see it on Rumble.
	You're going to see it on CastleClub.tv.
	So that's the only place you're going to get all the content and not to worry about anything.
	Because on YouTube, we have to periodically clean stuff up.
	I'm sure you guys noticed we used to have like 1,500 videos on here.
	Now we're down like 600 or something like that.
	So all the content.
	Goddamn.
	Yeah, dude.
	A lot of the content is over.
	Yeah, man.
	So a lot of the content now, guys, is on Rumble and CastleClub.tv, man.
	So it's not that your YouTube is messed up.
	It's that we had to edit the channel a bit.
	So check us out over there.
	Also, we did an episode with Mystery.
	Literally one of the godfathers of the pickup artistry.
	Amazing, by the way.
	So if you guys want to check that out, we walked...
	We went over his book and went over all the seduction processes of how to be attractive in general.
	Things that a lot of you guys might not know when he breaks it down in a very nice, succinct, concise manner.
	So check that episode out, obviously, after this one.
	Chris, what about you?
	Twitter?
	Yeah, check me out on Unplugged FedEx, guys.
	I was gaming earlier this morning.
	8,000 viewers.
	We had 8,000 y'all watching live, and then we had another 3K on Rumble, man.
	So we had 11,000 of you guys watching me rage on some losers on Overwatch this morning.
	It sucks.
	It's a game.
	Yeah, toxic gaming.
	We're bringing it back, bro.
	I'd be talking trash on there.
	That's why I can't stream on YouTube or Twitch.
	I'd get banned instantly.
	So, yeah.
	And also, you lost some of your voice.
	Yes, that's why I lost some of my voice.
	But, yeah, guys, check me out.
	Unplugged FedEx.
	Let's get to 100K on there.
	And check me out on FedReacts, my other YouTube channel, where I cover true crime.
	If you guys like that type of thing, if you don't want to see us debate women all the time, it's cool.
	You can go ahead and check out serial killers like Jeffrey Dahmer, Chris Dornark, the El Paso shooter.
	I cover all types of cases.
	As you guys know, I used to work in law enforcement, so I like this stuff.
	And if you want to see vlogs, guys, when we travel, we're outside having fun with lifestyle stuff, go check it out, the vlog channel.
	We posted one yesterday with the actual Rampage on us in Miami having fun.
	And then, of course, CEO Network, Advice, Get Value.
	See you guys in there.
	Go check it out.
	Boom.
	Chris?
	Chris?
	Yo, chat, we got nine girls on the panel tonight, you know, and George Gammon.
	So, guys, get the chats ready.
	Girls, if you flake to go on a yacht, you're banned.
	I don't care, bro.
	What the fuck?
	Girl telling me, yeah, I can't make it tonight because I have a good idea to work.
	I'm like, bitch, don't you not know people watch us?
	You can easily get many yachts.
	She's like, business is business.
	I'm like, business is business?
	You're big stupid business right now.
	Anyways, ladies, Aaron C. Parkson.
	The exposure you get here is going to go way further than being on a yacht.
	She can meet Dubai right now.
	I'm watching the yacht, Miami River, sweating.
	I'll tell you this, the shit that came on the podcast called Trip to Dubai and a yacht in Dubai.
	So, that's what it is, man.
	Oh, you see?
	What, in one week?
	Yeah, one week.
	Jesus Christ.
	Anyways, ladies, Aaron C. Pucks on IG, DM me.
	Thank you, Chris.
	If you want to come on the show.
	Yeah, come on the show.
	Ladies, if you don't mind, give us your name, your age, what we do for a living, dating status.
	If you want to, of course.
	Your body count.
	We're going to start right here.
	Welcome to the show.
	Welcome back, actually.
	Three years later, and I'm excited to be here.
	So my name is...
	I knew you was going to fucking do it.
	I thought y'all got rid of that sound.
	So yes, my name is Queen.
	Nope.
	Nope.
	So my name is Queen, guys.
	My highest level of education, well, right now I'm actually...
	I can go through for you.
	How old are you?
	I'm 25.
	Where are you from originally?
	Orlando, Florida.
	Okay.
	What do you do for work?
	So right now, currently I'm in school, but I also have my own podcast.
	Okay, so you're in school full-time then?
	Yes.
	Are you pursuing, I'm assuming, probably your master's degree?
	Yes, my master's.
	In?
	Business administration, concentration in management.
	Do you want to say where you're going?
	You don't have to if you don't want to.
	Bury University.
	Okay.
	And then where'd you get your undergrad, same place?
	Florida Memorial University.
	Okay.
	Relationship status?
	Single.
	Still?
	Single!
	Damn!
	Well, you know, I was in a little something-something, but it just didn't manifest, so that's all right.
	That's all right.
	That's all right.
	Oh, so you're fucking then?
	Pretty much.
	Are your parents still together?
	No, they are not still together.
	Divorced, okay.
	And then, Fresh, go ahead, your favorite question.
	Are you on birth control?
	I actually just got off birth control.
	Because I've noticed that birth control was actually fucking up my emotions.
	And I literally was like, okay, I have to get off this.
	And I saw a huge difference within the first four months of being off of it.
	So I would tell ladies right now, just...
	Be cautious, you know, just, you know, just...
	Wait, so it makes it more masculine or what?
	I actually could agree to that.
	I don't want to say the word masculine, but I think that it does something to your hormones to where it fucks you up.
	And I think it does something to you mentally.
	Well, there's a study that says when girls start using birth control with their partner, they dump them right away because either they were first in love because of the birth control.
	I don't know what it is, but, like, someone with the pill turns them off.
	What's your, like, racial, like, ethnic background?
	Are you...
	African-American, Haitian, Jamaican.
	I'm black.
	And I noticed somebody in the comments said earlier that all the black people on the panel was going to say they Jamaican or Haitian.
	But baby, I'm black.
	African-American.
	Okay.
	All right.
	What about you?
	What's your name?
	Martina.
	Martina.
	How old are you, Martina?
	23.
	Okay.
	Where are you from?
	Where are you from?
	Miami, Florida.
	Okay.
	What do you do for work?
	Currently, I'm unemployed because I just graduated.
	Fun employed.
	Okay.
	Yeah.
	What did you get your degree in?
	My Master's in Business Administration.
	Oh.
	Do y'all know each other?
	No.
	We just met.
	Okay.
	Where'd you get it from?
	Florida International University.
	Okay.
	Did you get your BA from there too?
	I did, yeah.
	Okay.
	FAU, right?
	FIU. Oh, FIU. Okay, okay.
	Relationship status?
	Kind of Lil Sum Sum.
	What does that mean by the way?
	What does that actually mean?
	It's not in a relationship, but you're not.
	So you're a side piece.
	You're with a guy exclusively?
	Yes.
	Are your parents still together?
	They are.
	And then birth control?
	No, I just recently got off.
	How long have you been with this guy?
	Like a month.
	It's new.
	That's why I was like, it's a little something.
	Okay.
	Background?
	Yeah, racial background.
	I'm white and Italian.
	Okay.
	Italian?
	Full?
	Full Italian.
	Okay.
	Cool.
	What about you?
	I'm Sinai.
	What is it?
	Sinai.
	Sinar?
	Sinai.
	Sinai.
	Okay.
	How old are you, Sinai?
	18.
	Okay.
	Where are you from?
	A little bit of everywhere.
	My parents was in the military, so.
	Okay.
	Where'd you go to high school then?
	Everywhere.
	Okay, where do you do most of your high schooling then?
	Georgia.
	Okay.
	Atlanta or?
	Augusta.
	Augusta, Georgia.
	Okay.
	Do your parents, do you live in Miami now or are you just visiting?
	I live in Broward.
	Oh, okay.
	That's a red flag.
	What do you do for work?
	I work at Ouders.
	Oh, shit.
	She belongs to the streets!
	Are you in school as well or just working full-time?
	Okay.
	Highest education level completed probably high school, right?
	Yeah.
	Relationship status?
	She don't want to say?
	Single.
	Oh.
	What are you laughing?
	What are you laughing?
	Single.
	Goddamn.
	You just break up with him or something?
	I date girls.
	Oh.
	Oh.
	So are you like full-on for the other team or are you bisexual?
	Put it full on?
	Okay.
	Relationship status?
	Sorry, I mean, are your parents still together?
	No.
	No?
	Birth control?
	I guess there's no need in this case.
	No need for it, I guess.
	Okay, what about you?
	Is that on your face?
	Yeah.
	What is that?
	It's a heart and three dots.
	Three dots?
	Did you kill somebody?
	No, that would be it.
	It would be it.
	I just had to double check.
	Okay.
	Alright, what about you?
	I'm Maddie Bidding.
	Oh, sorry, what's your racial background?
	I see Asian, but where, specifically?
	Oh, what if I wasn't Asian?
	Oh, you were.
	I'm half Korean, half Jamaican.
	Bumbakalat!
	With the name Sinai, I mean, it gives it away in your eyes as well.
	Alright, Korean and Jamaican, you said?
	Yeah.
	Okay.
	Alright, what about you?
	I'm Maddie Bidding.
	I'm 24 years old.
	Maddie, 24.
	Where are you from?
	Bucks County, Pennsylvania.
	Oh, shit.
	Oh, nowhere.
	Okay.
	No, right outside of Philadelphia.
	Okay.
	What do you do for work?
	I own an entertainment company.
	I also have a successful Airbnb out here that I bought about a year ago.
	And I just started my own podcast called Sex with Success.
	Okay, so you said Airbnb, you have one, how many Airbnb units you got?
	One.
	I just bought my first property on June 2023.
	Okay, congrats.
	Thank you.
	And then you said you run an entertainment company.
	Yes.
	What does that entail?
	Are we talking music?
	Are we talking film?
	Event-based.
	So back in Philadelphia, Jersey, and New York area, I was throwing a lot of events.
	And then when I came down here, I was getting paid through nightlife through my entertainment LLC. Okay.
	I kind of stepped away from throwing events when I got out here.
	Okay, and then you said you have a podcast.
	Where do you do that?
	Is it YouTube, Spotify?
	YouTube, Spotify, Apple Music, all the platforms.
	I do it off of like podcasters, Spotify for podcasters.
	Oh, yeah.
	And what do you talk about on there?
	It's called Sex with Success.
	So, what would you think that means?
	I mean, I guess it's in the title, but that's a...
	Like, yeah.
	Sex in the City?
	What are we talking about here?
	Yeah, like, is it like dating and also, like, being successful?
	Is that, like, what it is?
	So, in my first episode, I break it down, but basically, sex with success is about what are you doing to put yourself in a position to win every day.
	So, I say in my first episode, I'm having more sex with success than I am men because I'm super focused on where I want to go in life, right?
	So, I also wanted to create a name that didn't limit my podcast.
	So, that can be any topic.
	Success in the bedroom, success in relationships, success talking to a porn star, success talking to a lawyer, success talking to a realtor.
	So, it kind of didn't limit me, and it was a nice play on words, and it makes people's mind go right where I want it to because of marketing.
	Okay.
	Highest education level completed?
	Bachelor's from University of Miami in broadcast journalism.
	Okay.
	I'm imagining the brand company saying, oh, there's a podcast called Sex and Success.
	Great branding.
	Okay.
	Sex with success.
	There you go.
	Relationship status?
	Single as fuck.
	I saw that one coming.
	Proud single.
	Are your parents still together?
	No.
	Birth control?
	No.
	Okay.
	What is your podcast about, by the way?
	So my podcast is pretty much about like healing conversations.
	So I just want people to come on and say like true stories, things that basically helps them out, you know, just to give people advice and just how they do their stories pretty much.
	Okay.
	Yeah.
	And what, I mean, just I'm assuming Caucasian is your...
	Yeah, Irish and German.
	Alright.
	Alright.
	What about you?
	Hey, my name is Genevieve.
	Genevieve.
	Yes.
	Okay.
	How old are you?
	I'm 21.
	Where are you from?
	I'm from Fort Myers.
	I'm from like a smaller town.
	I'm from a smaller town besides Port Myers, but not many people know where it is.
	So you say to keep it simple?
	Yeah.
	What do you do for work?
	I work at Eddie V's.
	I actually work with another girl.
	Eddie V's?
	What is that?
	Yes.
	Good spot.
	It's in the Darden, like Olive Garden, Bahama Breeze, the Capitol Grill.
	Good seafood.
	Okay.
	Yeah.
	But I go to FAU, so I'm just doing that job for like a side hustle.
	Okay.
	What are you majoring in?
	Marketing.
	Okay.
	Pursuing your bachelor's degree, I'm assuming?
	Yeah, I just got my AA, so I'm on the way to getting that.
	Relationship status?
	Single.
	All right.
	Parents still together?
	They are.
	Okay.
	And then birth control?
	Yeah, I'm off of it.
	You're off of it too?
	It's just too hard to stay consistent with.
	I mean, I can't be taking a pill every day remembering at the exact same time.
	What is your racial background?
	I'm actually 97% Chinese.
	Not many people guess Chinese.
	Some people say Hawaiian.
	They don't want to be offensive.
	Are you first generation or second?
	I was actually adopted, so I have an American family.
	They're from Wisconsin and Illinois, so I don't really know what exactly they are.
	Do you know your biological parents or no?
	I do not.
	- Oh, okay.
	Can you make orange chicken? - Listen, don't-- - Wow.
	- Bro, what? - What? - Dude, I never-- - It's good, bro.
	It's good.
	Dude, I never even had a rice cooker at home.
	Like, I'm deadass the most...
	Yeah.
	We don't gotta go further.
	Okay.
	Fantastic.
	Great.
	What about you?
	What's your name?
	My name's Ashley.
	How old are you?
	I just turned 30 two weeks ago.
	Wait, 30?
	Yes.
	Where are you from?
	I was born in Miami.
	Okay.
	You from here until you live here?
	No, I live in West Palm.
	Okay.
	That's a big red flag.
	What do you do for work?
	My parents own a nightclub.
	Okay, so you help them with that?
	Yes.
	Okay.
	You help run that?
	Yes.
	Well, Chris, is education level completed?
	I am still in college.
	I want to be a midwife.
	Midwife?
	Yes.
	Interesting.
	Yeah.
	What gave you the idea?
	I love kids.
	So you're in college pursuing what degree?
	Well, right now I'm going to get into a program that I applied to so I can continue with the midwife.
	Okay.
	Yes.
	What is it, midwife?
	Like, labor?
	Deliver babies.
	Basically, she's helping with kids.
	Okay.
	Delivering them, basically.
	Like, they go through the pregnancy with a woman?
	They're there with the parents, helping deliver.
	And I can go, like, to the house and do it private or in the hospital.
	Okay.
	Interesting.
	It's kind of tough because you're seeing everything.
	Yeah.
	It's a beautiful experience.
	Not to me, but hey.
	Okay.
	That's different.
	Do you have your own kids or no?
	No, I lost one seven years ago.
	Oh, okay.
	Relationship status?
	Recently single.
	Recently single.
	How long we are together?
	No comment.
	Was it a long time?
	No.
	Almost five months.
	Oh, okay.
	Are your parents still together?
	They're going through it.
	But they're still together?
	Technically.
	Okay.
	But they're separated maybe?
	Maybe.
	Alright.
	Alright, birth control?
	I got off of it.
	Goddamn, okay.
	That's fine.
	I'm not sexually active right now, so I'm off of it.
	So there's no reason for me to take it.
	No, don't say they're not sexually active.
	Okay, okay, okay.
	I would take it if I was sexually active.
	We believe you.
	Racial background?
	Honduran.
	Full?
	Yes.
	All right.
	Okay.
	What about you?
	What's your name?
	My name is also Ashley.
	Okay.
	Original.
	How old are you?
	I turned 21 this year in January.
	Oh, you just turned 21.
	Okay.
	Where are you from?
	I spent most of my life in Pembroke Pines, Florida.
	Okay.
	Pembroke Pines.
	Okay.
	Great area.
	Okay.
	Love Pines.
	What do you do for work?
	I currently work in the service industry.
	Okay, like a waitress or?
	Yeah, I bartended for three years and then now I'm like going back to waiting again.
	Okay, how is education level completed?
	I'm in my third year for my bachelor's.
	Okay, what are you majoring in?
	Business law.
	Okay, do you want to say we're going to school?
	I'm going to school at FAU. Okay.
	F-A-U or F-I-U? No, F-A-U. Okay, that's up in Boca, right?
	Okay.
	Yeah.
	Um, relationship status?
	Um, taken.
	I have a boyfriend, yeah.
	Okay, how long have you been together?
	For three years already.
	Oh, shit.
	How'd you guys meet?
	Um, we met in Texas Roadhouse.
	The restaurant?
	Yeah.
	He was like, give me some bread or some steak.
	Um, he was the expo and I was the hostess and that's how it went down.
	Wow.
	Alright.
	Are your parents still together?
	My parents are still together, yes.
	Yes, okay.
	And birth control?
	No birth control, no.
	Okay.
	Where are you from?
	You have an accent.
	Okay, I was born and raised in Venezuela.
	Okay.
	Okay.
	But are you Venezuelan?
	I am.
	I was born there.
	Okay, cool.
	What about you?
	My name is Mila.
	Okay.
	How old are you, Mila?
	25.
	Where are you from originally?
	I grew up in Broward, but I'm from everywhere because I was a military brat.
	Okay, where'd you go to high school then?
	Broward.
	What town?
	Like, Hollywood.
	Oh, okay.
	Alright, Hollywood.
	Wait, isn't Hollywood technically Miami-Dade?
	No.
	No, it is Broward?
	It's Broward.
	It's like a...
	It's a weird...
	It's Broward, but...
	Okay, I thought it'd be Miami-Dade.
	It's literally at the border.
	Yeah.
	Like, West Park is like...
	Yeah.
	Miami and Broward.
	Like, it's weird.
	Okay.
	That's a Dade County border.
	Okay.
	Work?
	What do you do for work?
	I'm a student right now.
	Okay.
	Where do you go to school?
	Bradford College.
	Okay.
	What are you majoring in?
	IT. Okay.
	That's good.
	South campus.
	Yeah, I'm following up from the military.
	Relationship status?
	Single.
	You were in the military?
	Yes.
	Okay.
	What branch?
	Navy.
	Okay.
	You did four and then you got out?
	No, I did almost three.
	So I didn't complete my contract.
	How'd you get out then?
	Early set.
	Early what?
	I'm sorry.
	Early SEP. So I had an early separation.
	Oh, they let you do that?
	We discussed this on the last podcast.
	The last show.
	Yeah.
	I forgot how long ago.
	Was that yours?
	I was investigated by NCIS. But I got a general discharge.
	It's a long story that I'm not going to get into again.
	Hold on.
	Weed?
	Someone do weed?
	No, not any drugs, no.
	Just unfortunate events.
	I forgot what it was, but it was definitely something on those lines.
	It was a bunch of deaths that happened that I broke.
	Car accidents?
	Something along those lines.
	I was drinking too.
	There was a bunch of incidents where a lot of people died.
	Three people in my command that were directly...
	From a car accident, from drinking and driving?
	No, there were separate incidents.
	It was just a lot going on.
	Alright, well...
	I vaguely remember this because you said NCIS. Yes.
	Yeah, for the audience, it's Naval Criminal Investigation Service.
	Anytime like something, a crime or any type of bullshit misconduct is happening, the military has its own agency that investigates it, whether it's Army CID for Army, NCIS for Marines or the Navy or Air Force OSI. So, wait, okay.
	I didn't kill anybody.
	Right.
	Okay, so basically, yeah, because they got to investigate all misconduct, so you just got a, other than honorable discharge?
	Yes, but I recently got it upgraded to general.
	Okay.
	Due to circumstances.
	Okay, so it doesn't look as, okay.
	No, it doesn't, yeah.
	As long as you don't get a dishonorable discharge, you're fine.
	No, for sure, for sure.
	That's like worse than a convicted felon.
	It's bad.
	Chat said she's lying, she crashed a plane, she capping.
	You said she crashed a plane?
	It's not that bad.
	Chat said she crashed a plane.
	Well, it's the Navy, so.
	Ah, same shit, bro.
	Sorry.
	Okay, so you got your GI Bill then?
	Yes.
	My dad also served for 25 years, so even if I didn't, I had his too.
	Okay, but you got your own?
	Yes.
	Full?
	No, not full.
	Marshal?
	Yes.
	Are parents together?
	No, they're divorced.
	Birth control?
	No.
	Body count?
	Can I ask the significance of this question?
	Ask Chris.
	It's over 9,000!
	Chris, you want to tell her why?
	Oh, because...
	500...
	No, I'm joking.
	I believe her.
	Because we just want to know.
	Your body count.
	Simple as that.
	I mean, it doesn't matter because no one's going to tell the truth.
	And there's no way to verify.
	So, it literally does not matter.
	We can ask the streets.
	They might tell us.
	The streets are going to lie, too.
	Yeah, yeah.
	We got a point there.
	Fantastic.
	All right.
	What about you?
	What's your name?
	Jessica.
	How old are you, Jessica?
	27.
	All right.
	Where are you from?
	Bogota, Colombia.
	Okay.
	Do you live in Miami now or just visiting?
	No, I lived in, like, I was born and raised in West Palm, but I live in Boca now, so yeah.
	Okay, so you've been here, like, most of your life?
	Yeah, half of my life.
	Okay.
	What do you do for work?
	I'm an executive assistant, but I'm building my own, like, aesthetic business.
	Okay.
	So you work for, like, an aesthetic clinic or something like that, and you're an assistant there, or...?
	Not like it.
	I'm an executive assistant for something else, but that's what pretty much, you know, funds the business.
	Yeah.
	Highest education level completed?
	I got my AA in business and marketing.
	Okay.
	Where'd you get it from?
	Palm Beach State.
	All right.
	Relationship status?
	Single.
	All right.
	Parents get still together?
	Separated.
	Okay.
	Are they back in Columbia or here?
	Well, my mom lives here, but my dad lives in Columbia, so I go back and forth.
	Gotcha.
	Birth control?
	No, never.
	Okay.
	And what's your racial background?
	My mom is Filipino and Guamanian, and then my dad's black.
	Yeah, of course.
	Okay.
	Niggas be going all the place.
	Okay.
	Niggas be international.
	Okay.
	And then for you, you're just full Colombian, right?
	Yeah.
	Yeah, for you?
	Okay, cool.
	So, I'll start off with the first question.
	We got a special guest in the house, George.
	Can we just show up to the people now?
	We know who you are, but they might know who you are.
	Oh, my name is George Gammon.
	I've got a YouTube channel, a couple of them, the George Gammon channel and the Rebel Capitalist channel where we talk about freedom, liberty, free market capitalism, macroeconomics.
	We talked about that the other night.
	And I got a podcast, Rebel Capitalist Show.
	And that's how most people would know me.
	All right.
	So I'll start with the first question here.
	If you had to take a rough estimate, what percentage of women, because this could be women that you know personally, girls that you've met throughout the course of your life, just in your own personal experience, and this is going to vary from all of you guys, what percentage of women would you say are financially literate?
	We can start right here, and then work our way around.
	Yeah, audience, we're switching it up for you motherfuckers.
	What percentage of women would you say are financially literate?
	Like women that you know, that you've been friends with, could be your parents, relatives, whatever it may be.
	What percentage would you say are financially literate?
	Maybe half, 50%?
	Less, like 10%?
	All of them, 80%?
	What would you say?
	I would say like it's 60...
	No, no, like 50-50.
	It just depends on who they are.
	50-50.
	Okay.
	What about you?
	I want to say 1%, maybe.
	Maybe 10% for women over 30 that I know.
	That are financially literate?
	Yes.
	Okay.
	So under 30, 1% are financially literate.
	Yes.
	Okay.
	But then again, I don't know that many people, so I'm basing it off of my own personal.
	So the IQ in spending money is very high, but the IQ in making money, not so much.
	Not so much.
	Okay.
	What about you?
	I think that probably like 40% of women.
	Are financially literate, you would say?
	Yeah.
	Okay.
	All right.
	What about you?
	I would say like 50%.
	You think half?
	Yes.
	Okay.
	What about you?
	I think probably like half as well.
	Okay.
	What about you?
	I would say like 20%.
	Okay.
	What about you?
	I'd say like 30.
	30?
	Yeah.
	Okay.
	You?
	I'm gonna say like 50.
	You think half as well?
	Mm-hmm.
	Okay.
	I gotta go with 30.
	30%.
	Okay.
	So what's our range?
	60 to 1?
	Yeah, it's looking like pretty much 50% and below is what it is.
	So let me ask this then.
	Do you think that you are financially literate?
	Yes or no?
	Hell no.
	No.
	Okay, fair.
	Thank you for being honest.
	What about you?
	No, I'm not there yet.
	No?
	Absolutely not.
	No.
	Okay.
	I would say yes.
	You would say yes.
	Okay.
	Will be one day.
	Okay, so not now?
	Almost, but not fully.
	Okay.
	The same thing, almost, but not fully.
	Okay.
	Yeah, I would say I'm still learning, but I'm learning more.
	Okay.
	I would say I'm getting there, yeah.
	So, really, only one girl.
	Wow.
	It's actually way less, and even in this balance, not 50%.
	I like the honesty, though.
	Yeah, yeah.
	What would you say is the worst thing that, what fucks women up financially you think the most?
	Start here, and then work all the way around.
	Well, finance me what?
	What do you think messes women up the most financially?
	What messes women up?
	It could be a shopping problem.
	Overspending on credit cards.
	Not budgeting properly.
	Living way outside of their means.
	It could be traveling.
	Traveling too much.
	Spending too much on clothes.
	It could be anything that you could think of.
	In general, what do you think contributes to women having issues with finances?
	Definitely like the shopping and you know if you like to eat a lot out I know I'm one of them so I feel like if a lot of women you know kind of like budget that smart you know obviously you wouldn't be spending a lot of money outside and you know it's just things like that like you know impulsive actions that you just like to go do and spend money on wait you don't cook?
	I mean I do but sometimes you know I get lazy like on Sundays I don't like to cook it's like you know I'll do like I'll go eat or something but during the week I like to cook yeah okay okay yeah all right what about you what about you I would say being too influenced by their peers and also mismanaging their money.
	Because from my background, I used to be in the entertainment industry, so I used to see a lot of people lose the value of money.
	So they would be able to make fast money and then blow it the same way they made it or not know how to manage it.
	So they were making money, they just weren't properly allocating it.
	Okay.
	What about you?
	Broke men.
	Okay, can you expand on it a little bit?
	Okay, so me coming from a relationship, like I'm coming from like my perspective and like my mom's perspectives as well.
	Like I feel like when you get into a relationship with a broke guy, like it's really difficult for you to like, let's say you're keeping up with money, but then you have that person also that you have to keep up with, like you have a dependent.
	So providing for a man, you're saying?
	Providing for a man, yeah.
	Okay.
	You ever dated a broke guy before?
	Yep.
	Is your current boyfriend now broke?
	Goddamn!
	What the fuck?
	She's like, yeah?
	Allegedly.
	Well, nigga, he went to Texas Roadhouse.
	What do you expect?
	Yeah, bro.
	Look at the service industry.
	There's so much money you can make.
	Yeah, bro.
	I guess you didn't learn from that lesson then.
	That free bread, man.
	Literally.
	That free bread from her and from the restaurant.
	They can get that free bread.
	All right.
	Fantastic.
	What about you?
	I would say mishandling your money.
	How so?
	Like if you like a lavish life, then you're going to live and you're going to spend a lot of money.
	Okay.
	I guess trying to chase luxury, you would say?
	No, I would say like going out to eat, getting your hair done, your nails, your eyebrows.
	That's all money.
	Do you do all that yourself?
	Yes, I do.
	Who's paying for it?
	I am.
	I'm independent.
	Oh, excuse me.
	Sorry.
	That's dope.
	Yeah.
	What about you?
	I'd say, like, balancing priorities.
	Like, right now, having school, work, your own time for your friends, everything else kind of just depends on where you are, depending on how old you are, where you're at in life.
	Like, for me, school takes, like, a lot of time.
	So, same with having a job.
	Like, some of my friends still don't have jobs, so it's, like...
	Not me, but that's what takes most of my money for the general population of women.
	I think just on anything, responsibilities, priorities, whatever you decide to put that in, whether that's fashion, going out, traveling, everyone has their own thing.
	What about you?
	I would say access to information and knowledge and just the people that are around you.
	A lot of women don't grow up being taught these things on how to make generational wealth and just learning how to save, learning how to put your money into assets.
	So I think it's just a lack of knowledge, lack of information, and a lack of women that want to know.
	Alright, what about you?
	I'm the younger one of the group, so I would definitely say like partying and stuff like that and like, you know, life experiences.
	Oh yeah, she's lesbian, so she pays for her own drinks.
	Don't forget that.
	When you go out, you pay for stuff?
	Um, it depends on the night.
	Nope.
	Cause I would argue, you go with a girl, they bring you to the table, you don't pay for shit.
	Nah, when it's two girls, bro, they split in the bill.
	Well, she told me she had dick before, so...
	What?
	She had dick before in the past, so...
	But now she's currently dating a nigga, so...
	She had to figure out she didn't like it.
	Why?
	No, why did you go from dick to vagina?
	I'm curious.
	I just connect more with women on an intimate and intellectual level.
	Wait, so who pays, you or your girlfriend?
	Huh?
	Who pays normally, you or your girlfriend?
	It just depends on the day.
	I don't have a girlfriend, no.
	Well, if you did.
	Oh, if I did.
	It just depends on who's treating the other person.
	Okay, so you said that you connect more and you bond with women, but let me ask you this.
	Are you actually aroused by them too?
	Yes.
	Oh, you are?
	Okay.
	Hold on, what's your type though?
	What do you mean?
	Do you like masked women?
	What do you look for, like?
	I like masked women.
	I like any type of women.
	I just really have to connect with you.
	Wait, so question.
	Your body count?
	Four.
	Everybody.
	Huh?
	Four hundred?
	No, four?
	Four flat.
	That's the cap, bro.
	Stop the cap!
	At 18?
	Yeah.
	Damn, that's crazy.
	How many are you supposed to have at 18?
	How many did you have at 18?
	Zero?
	Man, I don't know what world you live in.
	Yeah.
	That's right, though.
	I won't lie.
	Zero is crazy.
	Okay.
	This nigga with the damn, that's crazy, bro.
	That's crazy, boy.
	18, bro.
	No, it's 18, man.
	What the fuck?
	Let's play Nintendo, bro.
	You're a guy, though, Chris.
	I know, you're like...
	Oh, man.
	What the fuck, bro?
	I'm like, sorry, fuck it, man.
	Okay.
	Moving on, Smartly.
	What about you?
	What do you think?
	Yo, did you start drinking already?
	Nah, I'm sober as fuck, man.
	What?
	Shout out to Gorilla Maros.
	Wait, so no Hennessy?
	Nah, bro.
	You started early.
	Yeah, bro.
	Alright, what about you?
	I'm gonna say budgeting.
	And budgeting and priorities, yeah.
	Alright.
	Like, yeah, that's pretty much it.
	Budgeting.
	Alright, what about you?
	Honestly, I have to piggyback on what Maddie said.
	Pretty much, for me, it was credit, not understanding credit.
	So I would say lack of information, and I didn't know how important credit was until I actually needed it.
	So I had already effed it up, and now it's like I was trying to fix it, but it's like it was already too late.
	So I feel like that was the most important thing.
	I have a question.
	Does everyone here know their credit score?
	Yep.
	Everybody?
	Nope.
	Yep.
	Alright, let's go around the table.
	What's your credit score roughly?
	What's your credit score?
	You guys are women, so it don't matter, bro.
	There's baddies that have 400 credit scores and nobody gives a fuck, bro.
	Super yachts.
	Dude, you got a 420 credit score.
	It's an L for you.
	I would argue before I get married, if I ever get married, what's your credit score?
	Just a no, you know?
	I mean, those are important things to ask.
	What is it, 500?
	No, it's 610.
	610?
	Yeah.
	It's not too bad.
	I'm 740.
	740?
	That's pretty solid.
	Okay.
	Okay, you?
	I just checked.
	Today is 747.
	Really?
	Wait a minute.
	What?
	No!
	Wait, I was 18.
	How is it so high?
	My mom built my credit for my credit.
	Now that makes sense.
	I'm like, what are you buying?
	Okay, cool.
	She's Asian too.
	You can be an authorized user.
	What about you?
	That's really high.
	I believe her.
	730.
	Man, y'all can't put it now.
	I bet you're Asian, bro.
	I believe her, man.
	Okay, what about you?
	What about you?
	What about you?
	750.
	Stop the cow!
	I'm serious.
	That's why I hate asking this question, bro.
	What about you?
	I'm at 800.
	Yo!
	Stop the show!
	Stop the show!
	Can we actually blow on our phones?
	Hold on.
	My credit?
	No, no.
	What's on there?
	Oh, my car.
	Like, I paid for a car before, and then the house that I live in, too.
	I worked for a real long time.
	Like, I paid for a lot of stuff.
	Wait, you have a house?
	And it's $800 just for those two things?
	What's your highest credit card limit?
	Yeah, and a car.
	Like, but I started when I was 18 and stuff, and I started paying for a lot of stuff, you know?
	Wait a minute.
	Something isn't right here.
	Yeah, but I'm 50.
	I started around 18.
	I'm 51, and I don't have an 800 credit score.
	I do.
	Do you have any credit cards?
	I have two.
	What's the highest limit?
	The highest limit will be $10,000.
	Nigga!
	Something here right here, bro.
	Your family got money back in Venezuela?
	No.
	They came here with zero dollars.
	It does not have any money.
	She's a hostess with a house.
	I can show you!
	A hostess with a house?
	Come on, man.
	I'm not a hostess right now.
	I was a hostess when I met my boyfriend.
	I bartended for a really long time.
	Niggas, you got two jobs, bro.
	I do not have one.
	No, but Mara, she wants to show us.
	Yeah, it's not off there, bro.
	There's some red flag.
	Okay, whatever.
	What about you?
	My credit score is 650.
	There we go.
	Keep it real.
	Just like Sanai, I started off with a 740 when I was 18 because my mom had me as an authorized user under her credit card.
	Okay, which doesn't count, by the way.
	It doesn't count, but when you turn 18, everything blows.
	Yeah, it just translates over.
	What about you?
	715.
	Interesting.
	Okay.
	Now, I'll ask this one last question, and then, Jordan, I'm going to pass it to you.
	Just now you get an idea of where all the girls stand, and then you can ask your questions.
	What would you say is the one thing that you struggle with financially that fucks you up?
	It could be you have bad budgeting habits.
	It could be credit card debt.
	It could be you have an addiction to shopping.
	Like, personally for you, what messes you up?
	You eat out too much?
	What eats away at your money and puts you in a financial situation?
	You're like, fuck, I could have done better here.
	We could start right here, actually.
	Right?
	Yeah, yeah, yeah.
	She started last time.
	Right here.
	So for me, I would say it's more so just debt.
	Just already being in debt.
	I'm not materialistic, so I'm not somebody that believes in shopping and Gucci, all that.
	I don't like that stuff.
	But for me, it's like because I have so many bills and I'm trying to catch up, I've always kind of just spent my money more on that.
	Gotcha.
	Yeah.
	All right, what about you?
	Student loans.
	Okay.
	Oh, wow.
	That makes sense.
	What about you?
	I would say I just spend money sometimes.
	If somebody doesn't have something, I'd be wanting to help them out.
	I'd give out money.
	Stop the cap!
	So you're a charity?
	A charity is crazy.
	You have to be a good person.
	What do your parents do for a living?
	My mom's in the military now.
	She's contracting.
	She lives in Abu Dhabi.
	And your father?
	No.
	My dad, um, I don't even know what he do.
	Wait, are your parents divorced?
	I didn't know where your dad was.
	Okay, so you live, wait, okay, so your mom's in Abu Dhabi, she's in the UAE, who do you live with?
	I live by myself with my friend.
	Okay, that's why she's a lesbian.
	Nigga, you're 18!
	- What does that mean?
	- All right, something is out of here.
	- Yeah, okay, yeah.
	- What the hell? - Keep it on the streets.
	- All right, okay.
	- What is that?
	- All right, what about you? - I would say my biggest regret was putting too much money down on my car.
	I always had this mindset of if I have the money, I should put it down so I don't have to pay that interest over time.
	But you should also learn to use other people's money.
	Leverage.
	Exactly.
	So you're paying more monthly bills, but you're not putting too much up front, too much capital up front where you could have used it to play in other places.
	George, that's actually pretty good, man.
	I like that.
	She's going to do really well today.
	When did you purchase your vehicle that you made this regret?
	Was it recently?
	So, I had a Honda Pilot 2005 since I was 16.
	And I kept it until the wheels literally fell off.
	I sold it to CarMax for $300 and I bought my Tesla.
	In 2022 of March.
	So it's about to be two years.
	That was a bad time to buy cars at that point, right?
	Yeah, because they didn't do the tax write-off, which was, like, throwing me.
	Because you could do, like, the tax exemption.
	But that was the literal, like, there was, like, a couple months that they didn't allow it, and I bought in that time period.
	But it's okay.
	Well, I mean prices were probably higher then too.
	For sure, yeah.
	They're like down by like 8,000.
	You can buy Tesla for like what?
	50k now?
	40k now?
	I bought mine for 49.
	So, but I think it's lower now for the model.
	But brand new?
	Brand new, yeah.
	Wait, what model?
	Model 3.
	Oh yeah, that's shit.
	Okay, never mind.
	Never mind.
	Yeah, I wasn't going big.
	I'm thinking X like, okay, never mind.
	Okay, what about you?
	Mine was probably a mix of the student loans.
	I also had a first car that was just a huge mistake.
	I shouldn't have bought it at the financial point I was at, and I did.
	What'd you buy?
	It was a Charger, but it wasn't like...
	You bought a Charger?
	It wasn't one of those, like, you know...
	Yo, you're like niggas, huh?
	You're like niggas, huh?
	Yep.
	I don't get tight.
	Charger?
	Just an age driver.
	What the fuck, bro?
	Drophouse?
	Yo, not only that...
	A Chinese woman driving a Charger?
	Listen, that was my baby.
	On the road?
	Yo!
	Tell her, no, get the weight!
	No, I miss her.
	No, I miss her.
	To live now, I'll do it!
	Anybody can look!
	It's a long time!
	Everybody can look!
	It's a long time!
	Sorry.
	Yeah, yeah.
	That was funny.
	That was really funny.
	Moving on, Spartan.
	What about you?
	He's dying.
	Yo, Mara, focus, man.
	Mara's losing control.
	Yo, what the fuck is wrong with your dick?
	So I heard, right?
	It's a study that says, like, the worst drivers are Asian women, bro.
	You heard about that study?
	I've heard that.
	That's a lie.
	But I don't believe that.
	What, we're the worst drivers?
	Yeah, in the world.
	In the world?
	Yeah.
	I mean, that's bold.
	That's a lie.
	Especially Chinese.
	They don't know where they're going.
	I mean, it's getting quite specific here.
	I'm done, I'm done, I'm done, I'm done, I'm done.
	Alright, what about you?
	I would say school because I pay for my school.
	By yourself?
	Yes.
	Yeah.
	And also, like, living a lavish life and not wanting to, like, own things.
	Or, sorry, own things.
	So, pay everything.
	In full?
	Yes.
	I just don't like having debts because it gives me anxiety.
	Interesting.
	Yeah.
	Okay.
	Alright.
	Alright.
	Because I already know what I'm gonna say.
	What?
	My boyfriend.
	I bet you spend a lot of money on him.
	I do spend a lot of money on him.
	What do you buy your boyfriend?
	Lots of things.
	Like?
	Like, I paid off his car.
	That nigga winning, bro.
	Shorty gonna take care of me?
	I'm good.
	How much was that?
	Like, $20,000.
	Holy!
	Yo, I'm single.
	What?
	20K? I know.
	She went from Venezuela to Vanessa-swella, man.
	Bro!
	What the fuck, bro?
	Wait, wait, wait, hold on.
	That nigga man right at Texas Roadhouse getting free bread, now he's getting free bread for real?
	That's what's going on, bro.
	Especially with them teams, man.
	What's up, man?
	What's up, man?
	My man came up from nothing to something.
	What's up, bro?
	In total, what humping did you spend, roughly?
	Nigga finessing a girl from third world country, dog?
	No, no, no.
	I don't know.
	Yo, that's a hate crime.
	No, that's a hate crime, bro.
	It's the city boy.
	Yeah, nigga, a hot boy now, man.
	What's up, bro?
	How much do you spend on your boyfriend?
	Okay, I don't know.
	I use whatever he wants I buy.
	Why?
	Like average, let's say like 50k.
	Dang, you like girls too?
	I actually like girls too, but I'm a boy right now.
	How long have you guys been together?
	With my boyfriend for three years, yeah.
	But I'm curious where she gets all this money.
	Oh, okay!
	Me too!
	I can say why.
	Okay, basically I used to bartend and you know like bartenders make a lot of money.
	No, I don't do that!
	You're not gonna find me on any of the platforms at all.
	But yeah, bartenders, like when I used to bartend I made a lot of money from that.
	How much you made?
	I'm not gonna say how much I made.
	Roughly.
	I can't say how much I made.
	How much is a good night for you?
	A good night was around $800 a night.
	Wait, what?
	Very possible.
	But that was just a Bahama Breeze.
	And that was a regular...
	I just got into another restaurant, yeah.
	I believe her, man.
	I believe her.
	Yeah.
	I'm being serious, yeah.
	Especially down here.
	Yeah, I wanted pepper pie!
	That's a good one at pepper pie!
	Yay!
	I've been there for three years, yeah.
	How old is your boyfriend?
	My boyfriend is about to turn 24 years old.
	How old are you?
	I'm 21.
	I just turned 21.
	Sheesh.
	My nigga finesse her.
	Yeah.
	Finesse as well, man.
	Yo, D-game on point.
	Pause.
	Big pause.
	Alright.
	Alright.
	What about you?
	What about you?
	I would say falling victim to losing the value of money and also not being able to control a lot of unfortunate situations that require savings.
	So it's like, you know how people say you save for a rainy day and then it rains every day?
	Yeah.
	And then a lot of people don't know that a lot of people are like two life emergencies from being homeless.
	That's true.
	Or one or two even from being like on the streets or whatever case ended up somewhere more unfortunate due to whatever emergencies or whatever.
	George, what's the study you set American savings, $1,000?
	What's the percentage of people that have less than $1,000 in your account?
	So, 60% of Americans are living paycheck to paycheck.
	And what's crazy about that is 40% of the people that are making over $100,000 a year are living paycheck to paycheck.
	Damn!
	Yeah, that's a pretty shocking statistic.
	Okay, what about you?
	I would say student loans as well, because I pay for my own school, yeah.
	Yeah, that's one thing bankruptcy won't save you from, bro.
	Yeah, really what it boils down to is you have to produce more than you consume.
	And people really struggle with that.
	So you have to ask yourself, how much am I producing right now?
	And just be really, really honest.
	And you say, do I consume more than this?
	And most people would say yes.
	So that's the biggest problem.
	So I'll ask one last question, I'm going to turn it to you.
	I won't get specific here, but I'm just going to say, who at the table makes more than $100,000 a year?
	Raise your hand.
	Anybody?
	Okay, alright.
	She has to.
	You have to.
	Okay, I don't want to raise my hand.
	Clicky, just raise your hand, man.
	Come on, man.
	Okay, so over $200 per year.
	No.
	Okay, so somewhere between 100 to 200.
	So everyone else is under 100K? Okay, alright.
	Which, you know, just you ladies know, only about 15% of the US population makes 100,000, so it's a minority.
	Alright, Giorgio, I'll turn to you, man.
	Go ahead.
	You got an idea of where everyone stands?
	Yeah, you want me to write down some questions so we could have some fun, do like a trivia, like a macro trivia game.
	Sure.
	I think the gals are going to do pretty well.
	Okay.
	So I'll start off with some of the harder questions and then we'll kind of use that as a gauge.
	Okay.
	So first question, what is the Fed?
	Federal Reserve?
	Yeah.
	So what is the Federal Reserve?
	Basically, our economy is printing fake money right now.
	But what is the Federal Reserve?
	Who created the currency.
	You're getting close.
	The value of the US dollar?
	Well, the Federal Reserve, I would say, is the central bank of the United States.
	Okay, yeah.
	But you're very close, so that's good.
	Okay, so we had one person.
	Did anyone else know that?
	Let's be honest here.
	I did.
	I swear to God, I said the bank.
	I swear to God.
	You said the bank?
	Yes, I swear to God.
	I didn't hear her say that, but okay.
	She did.
	She did?
	Okay.
	This is going to be fun.
	Go ahead.
	Okay, next one.
	What is inflation?
	What we're going through right now.
	How about this?
	I'll go around the table and you can just say yes or no if you know or you can give a guess.
	That'll probably be easier, right?
	Okay.
	We'll start here.
	What is inflation?
	What is inflation?
	Like she said, like what we're going through right now, like the cost of living is going just crazy up and everything in general, like just everything in general.
	Okay.
	What about you?
	When the value of the U.S. dollar goes down and like she said, the cost of living is higher than what the minimum wage is, what people are making.
	Okay.
	She should know for sure.
	Yeah, because I was born in Venezuela.
	There's a lot of inflation over there.
	Maracaibo?
	Maracaibo, yeah.
	My parents used to make in a week what was the value of a box of pizza.
	And then the living cost was really high.
	You weren't able to buy groceries or anything.
	It's what we're going through right now.
	You guys can't say it's not what we're going through right now.
	What is inflation?
	Well, everything has changed now.
	I feel like, let's say like way, way before years ago, maybe like a gallon of milk was like $2.
	Now it's like, let's say like $7 with tax.
	Okay.
	So everything has gone up.
	Everything's more expensive.
	Okay.
	And George, you give me the best.
	We'll go through all and then you say whoever you think got the best answer.
	I would say prices and wages rise and the money that people can make goes lower.
	They just can't afford as much as the prices are rising.
	This is some pretty good answers.
	Okay.
	I'm actually impressed.
	Yeah, I am.
	Okay.
	Inflation is when the economy is overproducing the amount of money and there's not enough to go around, basically, is the best way I can put it.
	Okay.
	Y'all have such good answers, so sophisticated.
	Basically, it's when the economy is very broke and nobody can afford to live.
	Okay, simple.
	I mean, yeah, she said it.
	The cost of living is going up and people can't afford it.
	Simple, eggs being over $10.
	Okay, I like that one.
	Fair enough.
	I wrote a report yesterday, or not yesterday, but the other day that said somewhere in the country a Big Mac is now like $18.
	I don't know where it was.
	I don't know if that was Connecticut or maybe New York, something like that.
	Wow.
	A Big Mac?
	Yeah.
	San Francisco, New York City, Alaska.
	Yo, Chris.
	Sorry, buddy.
	Price is going up.
	Yeah, but those are some good answers.
	Yeah, very good.
	Yeah, very good.
	Yeah, not bad.
	Okay, so I think I've got to ask maybe some harder questions.
	No, no.
	Okay, what does GFC stand for?
	Say it again.
	GFC. Greatest common factor?
	The what?
	We'll start.
	Give your guess.
	I think I got him on this one.
	Yeah, give your guess.
	We can start here and then work our way.
	And if you don't know, you can just say I don't know.
	I don't know.
	But I do feel like I know it.
	But I'm going to say I don't know.
	Because I don't want to say the wrong thing.
	You can guess.
	That's what it's all about.
	I pass.
	I'm going to say I pass.
	Okay.
	Is it gross something?
	I don't know.
	Okay.
	I can't...
	GFC? Yep.
	Gross financial...
	Cock.
	Sure, cock.
	We're just going to go with that because I can't think of the C. Alright.
	Maybe gross financial commission.
	Okay.
	It has to do like maybe gross income or something.
	I'm not fully sure.
	Okay.
	Just taking a guess.
	It's GFC. I don't know where you got the GI from.
	I have an idea.
	Okay.
	Okay.
	I don't know either, but I'm going to guess.
	General financial competency.
	Okay.
	That sounded right.
	They're getting the F right.
	It's not right.
	They're getting the F right.
	Can I answer it?
	Is it global?
	Global financial crisis.
	You got it.
	Global financial crisis.
	I knew it was something like that.
	I was close.
	All right.
	Next one.
	Okay.
	Let's see.
	Where do dollars come from, the majority of them?
	All right, we can start here, and then work our way backwards.
	Ms.
	Columbia, where do...
	We're talking about U.S. dollars, right?
	Yeah, so if you go to your bank account, and let's just say in your checking account you've got $1,000, where do those dollars come from?
	Okay.
	Start here, Ms.
	Columbia, what do you think?
	Just give your idea of what you might think would be...
	Honestly, it's going to be wrong, but I want to say maybe the government.
	I'm not sure.
	Okay.
	I don't know.
	Not really sure.
	You said most of them.
	I would say the Treasury or the FDIC. Any of the FDICs or the Treasury or from circulation.
	I don't know.
	Those are my answers.
	Okay.
	I don't know.
	I'm not even going to try.
	I don't know.
	I'll admit this is a hard one.
	Well, as she said, treasury and also, even though we have our money in our bank, it's also being used.
	Okay.
	Yeah.
	I don't know.
	I just thought of, like, your employer, but obviously not specifically.
	Okay.
	So from my knowledge, it's the Federal Reserve, but it's honestly being printed into thin air now because they used to do the currency with gold, and they no longer hold it against gold anymore, to my knowledge.
	And then also any of the numbers that you see in your bank account aren't actually physical money until you actually go to retrieve it.
	All of it is just digital numbers.
	Damn!
	I'm going to sit this one out.
	I was going to say the Treasury as well.
	Okay.
	The money that's being printed with the treasury.
	Okay.
	Yeah.
	So, good.
	Pretty good answer.
	Pretty good answer.
	So, the money that you have in your account is lent into existence.
	So, you have an Airbnb?
	Yes.
	Do you have a mortgage out on that Airbnb?
	I do.
	Okay.
	So, when you went to the bank and said, hey, I need to borrow X amount of...
	I actually did a private lender.
	I didn't do a bank.
	Okay, then that would be different because those dollars already exist.
	Right.
	But when you, let's just say, you're going to get a mortgage at a bank.
	Yeah, so they would create those dollars out of thin air.
	So that's because those dollars are a deposit liability on their balance sheet.
	They're an asset in your balance sheet.
	Or excuse me, a liability on your balance sheet because you have to pay back that loan.
	And then those dollars are an asset.
	Then on their balance sheet, the loan itself is an asset.
	So banks create dollars by lending them into existence.
	But your other answer is pretty good too.
	The gold.
	Well, the physical pieces of paper are a liability of the Fed.
	Yeah.
	So those are created by the central planners.
	Well, that's why they say the U.S. dollar doesn't have any more real worth because there is no actual trade going on.
	Yeah.
	But it's a very good answer.
	Okay.
	So the majority from the banks is the short answer there.
	All right.
	Some chats.
	Yeah.
	I can read some chats and then George will get the next question going.
	We got here.
	Rough goes, try starting my diesel truck this morning while it was cold as fuck.
	And it sounds like fresh stuttering while trying to make a point.
	Much love.
	I have enough shout out bills for helping on FedReacts.
	Yep.
	That's funny.
	Chris26 says, ladies, besides yourself, who is the most attractive and least attractive woman on the panel?
	Oh, shit.
	That's so mean.
	That's a good question, actually.
	I mean, it's actually a good one.
	I mean, don't lie, though.
	They won't say...
	All right.
	Who is the most attractive or least attractive woman on the panel?
	Damn.
	We should do it, man.
	Yeah, let's do it, man.
	All right.
	Okay, ladies.
	Fun part.
	Yeah, we're going to have some fun.
	All right.
	So, I know what you guys are saying.
	You're beautiful, but if I had to say, you're 9.9 and the rest of everyone else is 10.
	Everyone's beautiful.
	Yeah.
	So, go ahead and point out the most attractive girl at the table and then point out the least attractive girl to the table.
	We will start right here.
	Battle Royale.
	Let's go.
	So, I get to point out the most attractive?
	Yeah, and then the least attractive.
	That's my son.
	Don't worry, we can do it with the men too.
	We'll do it, don't worry.
	What do you prefer, money questions or this?
	Are y'all answering too?
	Yeah, we'll answer too.
	Yeah, I like everybody.
	Nah, you gotta choose one.
	I know I can't say that.
	I won't do that.
	But I would say the most attractive.
	Oh, thank you.
	Stop.
	The most attractive.
	Keeping it in the sisterhood.
	And Elise?
	I like everybody.
	I'm gonna say myself.
	No.
	Don't even play like that.
	Besides yourself.
	Yeah, besides yourself.
	This is bad!
	Since you said you're the least attractive, who's the one above you then?
	Since you're saying you're the worst one.
	Who's the one that's above you?
	See, give them a compliment.
	That was smart, actually.
	Damn.
	Not escaping it.
	Battle Royale.
	Fight!
	I don't even...
	Come on, man.
	I can't answer it.
	I'm sorry.
	No, you got to.
	Come on, man.
	Come on, man.
	You got this.
	Don't worry.
	We haven't seen you in three years, man.
	Come on, man.
	It's okay.
	Why are you...
	Okay.
	Come on.
	Come on, Queen.
	You're a podcaster, man.
	Come on.
	You're a queen, man.
	Are you scared to talk about any podcast?
	I know.
	I know.
	But listen.
	But listen.
	Podcast host and can't answer the question.
	Alright.
	That's crazy.
	Well, can I go with the one that don't...
	Okay, so for instance, I'm going to go with the one that don't...
	Yeah, you can say that she's not your type if you were a lesbian.
	There you go.
	Okay, so lesbian.
	So lesbian.
	Wait, what?
	You're my type, but I'm going to say you're not my type.
	What?
	But you're really my type.
	Alright.
	That's cool.
	So her.
	The one in the jean.
	Yeah.
	Okay.
	Okay.
	Alright.
	Don't worry, man.
	We're going to do it to ourselves next, so don't worry.
	Go ahead.
	All right.
	Most attractive girl at the table?
	Lise attractive girl at the table.
	Go ahead.
	I'm going to say the most.
	I'm going to say you.
	Oh, okay.
	Y'all better stop.
	Lise, I can't answer that.
	Yeah, you do.
	No, I can't answer that.
	Come on, man.
	You guys got this.
	This is hard.
	Come on, man.
	Y'all got this, man.
	Come on.
	Ten hours later.
	I can't, I can't.
	But it's funny.
	This shows you a big difference between men and women.
	Yeah.
	Because a guy would have no problem with this whatsoever.
	That's why I should answer first.
	No, no, wait, wait, wait.
	Answer in what way?
	Like, who's the ugliest dude here?
	No, no, no.
	Who's the most attractive and who's the most attractive?
	Oh, you want us to let the girl?
	No, no.
	I feel like I should answer first and then we should answer first.
	As I recall, in the world we live in today, ladies first.
	Continue.
	Ladies, come on.
	We'll go last.
	To be honest, y'all opinions don't count anyway because you're all females.
	But I just want to see what you guys think.
	I mean, that's valid.
	That's valid.
	Yeah, opinions of females don't count on other females.
	But I was just painting myself.
	Like, I can't.
	How dare you?
	I can't do it.
	Alright, listen.
	Let's...
	Answer the question or I think we should burn through it because these girls are not going to ask you this question, man.
	They're going to waste our time.
	I don't think we're going to do it.
	We can't do this.
	We're going to waste our time, man.
	We can.
	Maybe you can go based off answers instead of looks.
	Oh.
	I'm going to tell you right now, you my type, baby.
	Okay.
	You my type.
	Smart.
	I'll go really quick because I already know.
	I say you because you look.
	No, no, no.
	The prettiest.
	The prettiest.
	Because you're very naturally beautiful.
	And I like that you're really quiet because I'm really loud.
	And I would say the least attractive to me right now is the girl that's taking care of her man because, girl, you need to get yourself a man that's taking care of you.
	You're doing a little bit too much for this guy that's not really providing.
	And you know what?
	That was a good way to put it.
	That's valid.
	That was a great way to put it.
	There we go.
	I was going to say you're just my type.
	Like what?
	I agree with that.
	Okay.
	Okay.
	This is great because I don't say shit.
	All right.
	George.
	Yeah.
	You go ahead.
	I'm curious, because I knew this answer 15 years ago very well, but I'm curious to hear what the gals say now.
	So how do you tell if a guy has money or not?
	Wow, that's a good one.
	That's a good one.
	How do you look at the guy?
	Women are very intuitive.
	How do you measure that?
	Let's start here.
	So you're in a bar, you're in a club, you're out at a restaurant cafe or something like that, and you see a guy.
	That guy has money or that guy doesn't.
	What are you using to come to that conclusion?
	I can tell you right now.
	Oh my god, I got a headache.
	The guy that's obviously not the flashiest is the one that has the money.
	Yeah.
	When you're seeing the guy with the Gucci belts, the Gucci hat, all of this stuff, and the guy that wants to constantly buy you drinks, I feel like that guy is the one that doesn't have money.
	Right.
	Because he's kind of like portraying this persona that's not really him.
	But only to a point, right?
	Because if a guy shows up and he's wearing a hoodie and looks like he's homeless, then it's probably the same thing.
	Mm-hmm.
	You think so?
	Well, I'm assuming.
	From personal experience, the guy that always ended up having money was the guy that was less for me.
	And the one that didn't have the money was always the show-off.
	So, that's my opinion.
	I'm going to say that too.
	It's normally how they carry themselves.
	If they carry themselves too flashy and just too loud, they have no money most of the time.
	And the ones that are more calm and they're not out here flashing a Gucci belt, like you said...
	Chains everywhere the most, they have the more money.
	In clubs, though?
	Yeah.
	I don't think in clubs.
	In clubs, I think guys with money, they flash it a little bit, you know?
	And they buy drinks.
	A little bit.
	Guys with no money in clubs, they be in the corners not buying shit, so what the fuck, you know?
	I agree with that, but it's also when they're just too much.
	Like, you can see when they're just doing way too much.
	Yeah, but you still hang out with them.
	You still drink their drinks and shit.
	I don't know if I can agree to that because I've hung out with some rappers and stuff like that and it wasn't their money.
	It was the label's money.
	That's true.
	That's just like, for instance, you can have somebody do a club hosting or something like that at a strip club and you can say, hey, I want to have $500 for me to throw at the strip club and they can provide that for you.
	That's not their money.
	That's being provided for you.
	That is true.
	That's why I don't agree to that.
	Y'all saw a good look, though.
	Yeah.
	Alright, what about you?
	What is a sign that, well, I don't know if she'll be able to answer this, but a sign that you think a guy has money?
	Listen, it just all depends on how much they're willing to spend at the end of the day.
	They can have whatever on.
	You don't know who, you don't know who rocking what.
	You know what I'm saying?
	You don't know how much money's in their bank account.
	It all depends on how much they're willing to give.
	Even when they're buying something, tipping, it, you know, it all doesn't, it just depends.
	That was the best non-answer I've ever heard.
	You didn't answer the question at all, but okay.
	How much you spend?
	Got it.
	Yeah, fantastic.
	What about you?
	So to touch on the flashy point in the club, right?
	I think the Miami lifestyle, almost everybody's flashy.
	So I would say that's the difference between fast money, new money, and old money.
	I think like generational wealth, they...
	They are rocking different brands that aren't the ones that we're seeing on social media every day.
	They're wearing the watch with the regular face and not the diamond bezel.
	You know what I'm saying?
	So I think it comes down to like...
	You know, yeah.
	So that's new money.
	That's more of like the flex thing, right?
	But like when you see a man walk in with old money, you can tell.
	It's the way he carries himself.
	And it's just the way that he's going about everything.
	You know, some guys don't even like that.
	They like being treated well, but they also want to be treated like a regular person, too.
	So it kind of just depends, but I think that's the difference between old money and new money.
	So I think the next question is, which do they prefer?
	Old money.
	Okay.
	Do you want me to go around to finish with?
	Yeah, I'm just doing that so I wouldn't forget, because usually I have my notepad.
	Okay.
	What about you?
	What shows you that a guy has some money?
	I think the point of, like, how they present themselves is very important.
	Like, someone who has money and knows it and doesn't need to show it to the whole world knows they have money because they have confidence and that's what matters.
	But I also think, like, yeah, it really just kind of depends on, like, I saw one of my favorite music artists is Bryson Tiller and he was wearing these expensive-ass shoes.
	I don't even know what they're called, but they're, like, you know, bands.
	So it's like before he even became famous, he was working at Papa John's, you know?
	So you never really know when someone actually has money or when they don't got money.
	But I think it's the way they present themselves that's pretty important.
	I'll tell you this.
	Do they drive Chargers?
	I mean, I was never rich, but I was driving them.
	But Preston Tiller, he dresses very casual, not too crazy, and is like low-key, you'd even know who he was until you heard his music.
	You can't tell who he is in the crowd.
	It's because he knows his words.
	Super humble guy.
	Wow.
	You met him or something?
	Yeah, in the club.
	Oh.
	Well, I don't know who that is, but...
	A singer.
	Okay.
	Yeah, he sings.
	Well, I believe that looks are deceiving because there's a lot of people, like they said, they have brands on and they show off a lot.
	But maybe you look at someone and they look humble and they have more money.
	I feel like when you have money, you don't show it off and you don't talk about money.
	Like you're just humble about it, you know, and you're more into yourself and more into the corner.
	All right.
	What about you?
	Actually, you work at a club, right?
	She don't know, bro.
	My parents own a club.
	I run it.
	So do you see like...
	Oh, I see a lot.
	Trust me.
	It's like you see someone walk in and let's say maybe they came in like wear clothes and a lot of people belittle them.
	And let's say someone comes in all dressed up, everything, and then everyone's like on top of them.
	Like, oh, are you okay?
	But then you're belittling the other person and the other person has more money.
	Right.
	Right.
	And so, like, this person tips you, like, the one that looks like has a lot of money and is flashing a lot, they probably won't even tip you.
	Yeah.
	I'm serious.
	Yeah.
	And the other one probably tip you, like, $50, like, $80, and you're just like, you know, because I've seen a lot of my employees do that.
	Like, they be little people.
	And I'm like, don't do that because you don't know who's who, who's walking in.
	True.
	Everyone the same.
	That's true.
	That's my opinion.
	That's very true.
	I also feel like, yeah, it's, like, more about, like, the way you dress and stuff.
	But also, like, I feel like we're in a generation where a lot of things we don't know, like, the brand's off.
	Like, you can say, you can say, oh, yeah, I'm wearing this, but you will never, like, what about if you don't know what it is?
	And it's probably expensive, you know?
	So it's, like, it's probably more about, like, you know, the way that you talk and then you, like, perceive yourself to other people.
	Especially in the service industry, you can, like, it could be, like, the person that you don't think...
	It will tip you the most.
	You never know.
	It will be the person that wears the flashiest stuff that will not tip you as well.
	It will tip you $5, $4.
	It's a battle because you will never know unless you interact with that person and actually have a conversation with that person.
	Kind of like the vibes that you get from that person as well.
	That's how I feel.
	But often it's tough to tell by tipping alone.
	Because I know some of the richest guys out there and they're the tightest.
	But I feel like I have like I have had people sat at my table which like people that have a lot of money and they have like actually like if you give them good service and then something that I was told like when I was really little like was like oh yeah a lot of people that are rich and end up marrying people that are in the service industry because they like to be taken care of.
	So they tend to tip people more that take care of them, depending on how your service and how you serve them.
	I think that's just because it's a target-rich environment.
	I think that's where the guys are meeting the girls.
	But anyway.
	I would piggyback off of what Maddie said, like their subtle assets, so not too flashy, like a plain Jane watch, nice timepiece, like an asset, the type of car they drive, what their house looks like, someone who looks professional and clean, their position at their job, and I guess also who they know in their network, so their credibility also could be vouched for.
	This is not All the time, though.
	This is like dead giveaways, if it is an example of a high-value man or a rich man.
	But for the most part, the men who have their large, subtle assets, they're not too flashy with it or bragging about it, and it's just a regular thing to them.
	All right.
	And you?
	I would kind of piggyback on what they said, just kind of presenting yourself to everybody.
	First impressions are everything, so it's like, you know, make that first impression matter.
	Don't be too, like, you know, like, I have this, I have that, and then you don't have that in the end.
	You know, always be humble.
	If you do have it, a lot of the people that do are wealthy, you know, they don't really like to flash a lot of, like, you know, Fancy things because they know they have it at the end of the day.
	What do you prefer now?
	What's interesting is it's a combination here, I think is what it boils down to.
	For the people watching this, if they want some tips, it's not just aesthetically how you present yourself, but it's also your personality.
	And it's how you carry yourself.
	Like Mystery says, I don't know if he said this before, but there has to be congruency.
	Right?
	So if you're a guy that dresses like fresh, let's say, okay, that's fine.
	If you're obnoxious, then the girl's going to think, well, this guy's just, he's just like a poser.
	He doesn't, you know, he's not really rich.
	He's just pretending to be rich.
	But if he carries himself with a lot of confidence and walks in there and has all this social proof, like Mystery would say, now all of a sudden it makes a lot of sense.
	So if you saw a famous rapper or something like that, That was dressed over the top, you wouldn't assume that he's broke because there's congruency there.
	So however you're presenting yourself, if you're one of these guys watching and you want some of those tips, I think that's key.
	Okay.
	And then the question to follow up, you said, which one would you prefer?
	Old money versus new money?
	Yeah.
	Yeah.
	And another thing that's interesting, too, is because you're 30, right?
	Yes.
	Yeah, so I was going to...
	I turned 32 weeks ago.
	I was just...
	I was wondering if her answer would be quite a bit different from the other gals.
	Because I retired in 2012, but I've had thousands of people that have worked for me over the years.
	And the majority of the people that worked for me were actually women.
	And they were kind of professionals, upper 20s to probably mid-30s or so.
	And what they would always do, because back in the day when guys used to go out to clubs, you'd wear a suit.
	Or, you know, maybe not a full suit, but a sport jacket.
	The trends in fashion have changed quite a bit, significantly.
	But what the secret was, is they'd always look at the guy's shoes.
	Because he'd wear a nice sport jacket or something like that, or a nice shirt, but then he'd wear a very cheap, inexpensive pair of shoes, and that was always the dead giveaway.
	Where if the guy was wearing an expensive pair of shoes with everything else, then you had that congruency, then you're like, okay...
	Oh, yeah.
	That guy's got his stuff straight.
	Okay.
	So do you want to ask what would they prefer?
	Yeah.
	Which would you prefer?
	So because the old money, it seems like that would be a bit stale.
	It wouldn't be as much fun.
	Or the new money type of guy, that might be, you know, more parties, more spending money.
	More of an experience.
	More yachts for the...
	Yeah, more Dubai.
	Yeah.
	Yeah.
	Versus the other guy, he might be more consistent, but maybe he got it as an inheritance, right?
	Is that what you mean?
	I think that has a lot to do with it as well, because I would assume that a gal is going to want to go out with a guy that was able to make his own money.
	Because if it was given to you, then that really doesn't prove who you are.
	It doesn't mean that you're capable.
	It doesn't mean that you're a leader.
	It doesn't mean that you're decisive.
	But if you've made that money, like you guys have, from scratch, you just came from nothing, that in and of itself proves that you're ambitious.
	It proves that you're smart.
	It proves that you're good with money.
	It proves that you're a leader.
	It proves that you can manage people.
	And I think those are all qualities that are very attractive to women, but it's something that they can sense intuitively.
	It's funny.
	When I'm on a date sometimes, I'm like, how'd you do the podcast with Myron?
	And the story itself shows a lot of DHV. And that by itself does show social proof.
	So, it's huge.
	Alright, did you want to ask that?
	Yeah, so we'll go here.
	Would you prefer a guy that comes from a rich family, maybe inherited the money, right, old money, or a guy that God himself...
	But, you know, obviously he might be throwing money around and a little bit more reckless with it, etc.
	You said...
	A guy inherited it because his family's wealthy, so he's doing well and is probably going to stay there for maybe another generation or two.
	Versus a guy, he's the first one to make money in his family.
	He's throwing around crazy, don't know how to act.
	You know what happens when you can't give these niggas money, right?
	I would say a guy that inherited the money.
	You go with him?
	Yeah.
	Okay.
	Why?
	Security?
	Security is one thing.
	And I just feel like when it's old money, I just feel like it's managed well because it's been there for so long.
	And I think that's a mindset.
	Like, I feel like what she was saying earlier, what Maddie was saying earlier, that you have more knowledge behind it.
	Like, I feel like you have more education, more people that's willing to pour into you when it's older.
	But the people that gave it to them has that, has the knowledge and the wisdom.
	But not all men.
	The guy might not.
	The guy might be a complete...
	Well, you're saying the old money don't have the knowledge?
	Right, because if they inherited the money, it doesn't mean that they're good with money.
	Yeah.
	Well, that's true.
	I think that comes down to the parenting of the parents, though.
	You're either going to have a spoiled brat, or you're going to put your kid in position to win even more than you, hopefully.
	Yeah.
	You want them to go past beyond what you would have.
	But then you also have to remember, if you're with that guy, and times become tough...
	You know, what is his level of competency with navigating that storm if he's just been handed everything in a silver spoon?
	Or the guy that made it himself, you know that if you go through some trouble...
	I just didn't like the idea, not to cut you off, I'm sorry.
	I just didn't like the idea of what he said, which he throws it around everywhere.
	I think that for me was kind of like a scary point.
	And I'm more so speaking from my own personal experience.
	To me, having to have...
	Issues with handling money financially myself, seeing a man do that, it scares me because it's like, oh my god, I don't want to be put back into the same situation that I'm trying to get myself out of.
	What about you?
	I'm going to say old money, but then what you said about him throwing it around, that does scare me, but I'll say I'm going to say new money.
	Yeah, I'm going to say new money.
	But it still scares me that you said it throws around.
	But I feel like someone with new money, you have the ambition and you have the goals to continue to get more.
	And you made it, so you're going to continue making it.
	All right.
	I'm going to say new money because I would never want to deal with somebody who's out of touch with reality, if that makes sense.
	That's good.
	So, I would rather go through the struggle and the storm and everything, navigating and stuff.
	Stop the cap!
	You like chicks, bro.
	How about I say it, bro.
	You like women.
	Alright, what about you?
	Well, contrary to what I was going to say, I would say new money because I want a partner that's just as hungry and came from the bottom up, but I would like to be able to harness it into old money together, create an empire.
	What about you, Ms.
	Charger?
	I mean, that was like perfectly worded right there.
	I think we all can say that was pretty spot on.
	Yeah, I would also say new money.
	I think if you're mature enough, I think you will attract someone just as mature and you can teach them the right way to get back into, you know, the good habits of saving it, creating it to be old money.
	I would say new money as well, like what she said, because you build an empire together and come from the bottom together.
	Together.
	Yeah, because let's say...
	Y'all building?
	Okay, so we're saying this person has new money, right?
	Yeah.
	And they're throwing it.
	I don't like that.
	But as a partner and as a woman, I'm going to correct you because we're here to guide each other as a couple.
	So you're going to tell them how to spend their money when you didn't make their money?
	Not to spend it, but I have my own stuff.
	But if we're dating, I guess we're together, right?
	So we're one.
	We're whole.
	You're whole?
	Yes.
	So I feel like you have to help each other out and correct each other out, you know?
	And her issue is it's going to be very difficult for her to find a guy like that.
	Yeah.
	Extremely difficult.
	Who wants to build?
	Well, just you guys understand hypergamy.
	So she's very smart.
	And how old are you?
	24.
	24.
	I mean, she's got an Airbnb.
	She's got a business.
	She's got a podcast.
	She's got all these things going on.
	So, you know, try to find a 24-year-old guy out there that she would look at and say, oh, he's up here.
	You know, I want to aspire to be like that, which is what all girls at the end of the day are looking for.
	So if you just do and look at the probabilities, it's a numbers game.
	And so if you think about how many guys are in that age group that are in Miami, how many of them are single, how many of them are straight, how many of them have over 200 testosterone or whatever, your pool is very, very limited.
	So unfortunately, the more talent you have as a gal, it really limits your options.
	It just is what it is.
	Well said.
	Wow.
	Yes.
	Perfect.
	Yeah.
	Sorry, you were next.
	Okay, I feel like somebody that has new money because they come from zero.
	Bro, she don't care, bro.
	Well, I do care sometimes.
	I do, I do.
	I get money, I spend it on you anytime.
	Okay, because I'm also scared of being alone.
	I love my boyfriend.
	He's the best, but I'm also scared of being alone, so that's why.
	That's what it is.
	She don't want to be alone.
	That nigga said, baby, I'll never leave you.
	You know what's funny, right?
	He probably saw a cheat right now, man.
	He's at home!
	With who?
	With himself?
	I got the keys.
	Hold on.
	Do you have his location?
	Yeah.
	24-7.
	I'm sorry.
	Well, she's a boss, so, I mean, it makes sense.
	I wish the chick would.
	How long have you gone out with this guy?
	For three years.
	But I'd rather build a man than already, like...
	You build a man?
	Yeah.
	Wait, who cooks?
	I cook and he cooks also.
	But he was the cook in Texas Roadhouse.
	I learned how to cook recently.
	Yeah, but what?
	And how old are you?
	I'm 21 years old.
	Oh, 20, yeah.
	Yeah.
	You give it another two years, and there's zero chance.
	There's still years.
	Yeah, that should be Tyler.
	That should be bro.
	Yeah.
	Yeah, it's just a matter of time.
	I always say it's like a shot clock.
	If a girl is providing for you as a man, just a matter of time until she gets tired of that shit, she's like, man, fuck this shit.
	I mean, if he's smart, he'd be debt free and leave free and clear.
	What about you?
	I want to say new money, but I'm going to go with old money because I feel like the probability of the longevity of that is higher than the new money.
	Even though I do want to enjoy the thrill and the fun of having new money and how they spend it, I think the old money can have a combination of that.
	So it's like, why can't we have a little bit of both?
	But, like, obviously, like, primarily the old money.
	Because, like I said, the probability of it lasting is higher, in my opinion.
	But think about the ambition, right?
	Because women make decisions just intuitively, right?
	Everyone likes to think that they rationalize decisions, but really it's kind of, you know, how you feel.
	And what I think a lot of times turns women on is that ambition, where the guy that didn't make it himself He's got everything just given to him.
	You know, zero ambition.
	Just sitting at home doing nothing.
	And his parents have taken care of him.
	But then you've got this other guy that is dynamic, powerful, and he built all that stuff from the ground up.
	And he wants to continue to have more and more and more and more.
	And people look up to him.
	My thing is, I don't think somebody who inherited wealth is not always going to not have ambition.
	So I feel like they can also get wealth inherited and also be ambitious as well.
	Because I don't think that negates the fact that just because they inherited it, they're not going to be ambitious whatsoever.
	Yeah, it's a game of probabilities.
	Right.
	What you guys will realize when you get older and older and older, it's the guys that are super ambitious, those are usually the people that have made the fortune themselves.
	They're self-made.
	Self-made.
	I agree.
	What about you?
	I would say all money because, like, let's say if you grew up, like, around your family and, you know, you were, like, very cultural, they're going to teach you to maintain that and obviously not lose the family's legacy, you know what I mean?
	So I think it's just like if they realize that their parents did hard work getting to where they are now, they're not just going to lose that and hold back.
	They're always going to have ambition by remembering that.
	Alright.
	Okay, so I'll go back to the chats here.
	Sam's Trash Dump goes, FNF needs to have the finance or blogger known as FOFOA on.
	He's got the most interesting explanation of where our economy is headed.
	Do you know that person?
	Never.
	FOFOA? Okay.
	King Shadow says, Yo guys, long time supporter.
	I'm a music artist from Minnesota.
	King Shadow on every platform.
	FNF hasn't done a rate my IG in a while.
	Bro, we're not...
	This is an Instagram episode.
	100 bucks donation, Don DeMarco.
	You know what?
	We should do a show.
	Breaking like Instagram pages once again.
	Yeah, we can.
	Yeah, we should.
	We can.
	Jalil, post-workout ratings...
	Oh, man.
	From fresh tomorrow.
	All right.
	So, from here.
	Okay.
	Fine piece of hot fudge 7.
	Helga from Arnold, five.
	No!
	Monica from Kim Possible, seven.
	Goldie No Locks, seven.
	Clearance Section Ling Ling, five. Clearance Section.
	Human Version of Fiona from Shrek, five.
	Susie Carmichael from Rugrats, four.
	No!
	What the hell?
	There's gotta be more.
	Fleet Market, Penny Proud 6.
	Columbia Cracked Out, Cindy Vortex 5.
	Goddamn, man.
	You guys are fucking assholes, man.
	Question for the ladies.
	Do you think a friend-zoned straight guy is seen as having the same sexual market value as your gay guy friend?
	Also, I'm currently 34 pounds in seven weeks.
	Thanks for your help.
	I'm confused.
	Oh, that's a comparison here.
	I don't think that's a thing.
	I don't think you can understand that question.
	I don't know that I've ever had a girlfriend.
	The gay guy isn't even an option, guys.
	They don't even think that he has an SMV number.
	It's not even on their radar.
	How many queer women do you know that are married versus how many queer women do you know that are married?
	That aren't married?
	So career women versus career men.
	How many are actually married?
	Oh, I'm sorry.
	How many career women do you know that are married versus how many career men do you know that are married?
	Do you guys know a lot of career women that are married?
	Stay here and then work our way.
	Korean?
	Career.
	Career women that are married.
	Hand raise for this one?
	Hand raise if you know a career woman that's married.
	Okay.
	Okay.
	Alright.
	And then Karaman?
	Similar.
	Same.
	Four on four.
	Interesting.
	Okay.
	Take him in as well.
	What the fuck?
	Okay.
	Take him in as well.
	Pound Town later.
	Hope you're ready to go deep sea diving because I'm hitting the bottom of that motherfucker and don't tell me about your man friend that's your son.
	From Z-Boss.
	What happened?
	What say you to that...
	What am I going to say?
	I love my men very much, but thank you for that.
	For now.
	For now?
	After the podcast, bro.
	IRS goes, all this talk about money got me looking at my pockets, and it looks seriously deficient.
	Y'all broads better have my money by the 18th of April.
	I don't care if you have to go out and spread your youth's cheeks.
	You better get mine and keep my pink pants.
	Oh my god, IRS! Yo, man.
	That's funny.
	That's why I've been as well as they don't want to say how much money she made.
	She's like, alright, this is watching.
	They are watching.
	Cheers!
	They are watching.
	Jaleel says, Yo, Genevieve, I think me and you would be a pretty solid match since we both drive Mopars.
	I normally like light skin and Latina shorties, but for you, I'm down to tear your great walls apart.
	What the fuck?
	All I have for you, though, is no driving for you.
	Don't want my insurance rates to spike higher than an Asian parent's credit history.
	I love my Hellcat too much, so enjoy your being passenger princess.
	What do you say?
	That's a nice car.
	That was like the most backhanded proposal I've probably ever had in my life.
	What do you say?
	First of all, you spell Genevieve with a J. And I don't know, I'd have to see what you look like, but based off of how you're talking, probably not.
	Oh, shit.
	I guess you don't love you a long time.
	Money ain't everything for me.
	You have a nice car, but so does a nice guy, too.
	Okay.
	When it comes to girls that are hot and too obsessed with money, the sex is usually trash.
	That's actually very true.
	And when they don't get what they want from their man, the sex is even more trash.
	Oh, damn.
	Keep this in mind before you sim start running after her.
	Girls like this are unsustainable.
	Recreationalist only.
	She probably looks at IG and is bored while getting pounded.
	Good job to all you guys for exposing her on the last podcast.
	He's probably a toxic ex.
	Housemaster69.
	Yo, that's me.
	I don't get it.
	Alright.
	I don't know, but you think it.
	Hey, FNF, I recently started hanging out with some guys.
	I founded the gym when it comes to working out.
	They are all for it.
	But as soon as I bring up something with money or being successful, they kind of just shut me out.
	Would you say I should keep hanging out with them or should I drop them and look for better friends?
	And it's very hard to look for people with the same mindset as me because Canadians are a bunch of pussies.
	You can't seem to find anyone with my mindset.
	Yeah, bro, you need a new group of set of friends.
	I would say, Group of friends.
	Make them in compartments.
	Whenever you work out, they're friends to work out.
	But business and actual other topics, just find somebody else to chill with, bro.
	You're going to be the average of the five people that you spend the most time with.
	Everyone says that, but it's just absolutely spot on.
	The older I get, the more I realize that.
	Anything else?
	And then I got a question for the girls.
	Let's go to Rumble as well.
	Oh, yeah, yeah.
	First of all, keep passing up baddies like you did on last Friday.
	Where are they getting these pictures?
	Monday is one fresh, and this is what the future calls for you.
	Your brain is going to get erased since Skippy takes over, relishing all the opportunities you squandered.
	I'll bet you'll think twice now about avoiding regular Cheeks, bitch.
	Do better fresh.
	What the heck?
	He put Skippy in the right-hand corner.
	Yo!
	That's not me, bro.
	That's not me.
	I swear to God, that's not me.
	Yo, George thought it was fresh.
	I thought it was.
	Get out!
	Daniel!
	That's not him?
	That's not me.
	Well, that's the actor.
	Sorry, Walter.
	That's my face on it, right?
	Sorry, fresh.
	You all look alike.
	Fresh thinks that's fresh.
	You can't knock me for that.
	No, I don't, bro.
	Okay.
	Mr.
	Gammon, what are your thoughts on 401ks and other institutional retirement savings?
	Myron Fresh, any thoughts?
	What's your thoughts on 401Ks, George?
	I mean, I'd prefer to manage my own money because a 401K can be rather limiting.
	And especially with the composition of the stock market and passive investing, I won't go into details, but it's susceptible to a lot of volatility and a lot of tail risk on the downside.
	So I'd try to shy away from that if I had the...
	But then, you know, do you take it out and take a tax hit?
	Who knows?
	But if I had to start from scratch, I'd prefer just to manage all my own money without any of those accounts or any of the restrictions.
	Fair enough.
	Can I ask a question based off that?
	Sure.
	Roth IRAs, what are your ideas on that?
	I mean, same thing.
	You know, it's tax-deferred.
	But, you know, the way I made money when I was an entrepreneur, I never really focused on my tax hit.
	I would always just look for opportunities based on the risk-reward, and then at the end of the day, just pay the taxes.
	And I think it's the same thing with investing.
	But if I had a 9-to-5 job, and I knew that I was going to be in that job for the next 30 or 40 years, then I think it's something that could probably make sense.
	That's fair.
	But from an entrepreneur's standpoint, it doesn't make as much sense.
	I don't think so.
	And, you know, you have to invest based on your personality.
	So when I retired in 2012, I could have just taken all my money and given it to a financial planner.
	But that's not who I am.
	I didn't want to delegate that responsibility.
	That's something that I wanted to take control of myself.
	So I just studied it, I figured it out, and now, you know, you get to a point where you're pretty competent.
	Yeah.
	All right.
	Hey, yo, nigga, what's up with your eyebrow?
	What the fuck, bro?
	Do you have anything you want to say back to Wizzy?
	No?
	No, I don't.
	I don't want to respond to that.
	Ladies, if you were to get married tomorrow, how much debt would you be bringing to the relationship?
	Student loans, credit card debt, etc.
	Ooh.
	Okay.
	It's not a bad question.
	Give us a roundabout.
	You don't got to tell us the full number, ladies, but give us a roundabout.
	We'll start here.
	Or actually, here.
	How much debt would you bring to the relationship?
	15k?
	Not much.
	Okay.
	That's not bad.
	Not much.
	Yeah, I know.
	I feel like mine is like $3,500, just under.
	Not much.
	$3,500 only?
	Oh, yeah, that's it.
	Credit card debt and stuff?
	Well, she got a GI bill.
	Yeah.
	I don't have any...
	Oh, I have like $1,000 student loans, but other than that, it's like credit card.
	All right, so like $5,000.
	Well, I guess with my car, then like...
	With everything.
	Oh, so then like...
	Like everything, yeah.
	With my car, then it's like $28,000.
	Okay, there you go.
	Yeah, yeah, yeah.
	Well, probably like $15,000 in my car.
	Yeah.
	Nothing wrong with having debt, guys, if you got good debt.
	And always buy a used car.
	Always buy a used car.
	I'm telling you, man.
	Look, I'm 50 when I retired a long time ago, and I still buy cars.
	Even if I'm buying a car like you drive, I still buy one that's three or four years old.
	I will never buy a new car ever again.
	Yeah, it's just terrible.
	It depreciates too much.
	The only way I'll buy a new car is if I get allocation from Lamborghini directly, where a car is going to be brand new and it's the first of its kind.
	Yeah.
	I can drive it for a little bit and sell it for profit.
	And you can flip it.
	Other than that, I'll never buy a new car again.
	Yeah, I was going to say, what if you do it for business under an LLC? Nah.
	Does that make sense still?
	Still.
	No.
	I mean, I was talking to Fresh about this after the show, and what I used to do is I'd say, okay, there's a car that I want that's a $2,500 payment.
	Right.
	So I'd say, okay, let me go ahead and buy a rental property, and then I can have my renter pay the car note, and then I've got an asset that's appreciating as opposed to one that's depreciating.
	Someone gave me that advice a couple years ago.
	Yeah, that's the only way I'd go out and buy a new car.
	If I just had to pay cash for something, you just let someone else take the depreciation hit right off the bat.
	Yep.
	All right, so 15, 28, what about you?
	I don't have to.
	No, it's a plus, bro.
	You have to.
	You own a home.
	She says her boyfriend's dead.
	You said you're a homeowner, right?
	Okay, but I don't, like, I paid everything back.
	You paid off the house?
	Yeah.
	You paid the house off?
	So you don't have a mortgage?
	Wait, hold on.
	You paid the whole price of the house off?
	When did you buy your house?
	How much it cost?
	I'm not gonna say all that.
	But yeah, I paid it.
	Nikki, you stripping, huh?
	So how much are your property taxes?
	I paid it off.
	I don't have debt.
	That's all.
	Ain't no way!
	I'm an immigrant.
	I can't have debt.
	I have to pay everything already.
	So the immigration process that I'm doing, because of the US government, I can't have any debt.
	So you pay cash for your house?
	Yeah, because that's a bartending market.
	Where'd you buy it?
	In Pines?
	It's not in Pines.
	It's in Boca.
	Ain't no way, bro!
	Bro!
	Come on, bro!
	Okay.
	Ain't no...
	Boca Raton?
	It wasn't given to you, right?
	Like, you bought it?
	No, no, no, no.
	I wasn't born here.
	From the deeds in your name?
	FBI, open up!
	Yo, IRS, man.
	Wait, wait, wait.
	When did you buy it?
	Three years ago?
	Like three years ago.
	Three years ago.
	What is it, like a 3-2?
	Yeah, a 3-2.
	But you were 18 when you bought it?
	Yeah.
	I started working since I was 15.
	So all the money that I raised and serving and stuff.
	But let's say you kept 100% of it.
	You still only had $300,000.
	No, I didn't waste anything.
	But let's say you didn't even eat.
	No, my parents always bought me food and stuff like that.
	So I didn't have to like pay for food or like where to live for a very long time.
	Alright, so here's the thing.
	Wait.
	Look, man.
	Wait.
	I'm a real estate investor.
	I have multiple properties down here in South Florida and I got some in Connecticut and I've studied the Florida market very heavily.
	To buy a 3-2 approximately three years ago You would have, assuming, let's say it's a turnkey or whatever, even if you wanted to get a rehab, you're spending at least $300,000 to $500,000.
	$300,000 and you've got to put some work in, $500,000 for it to be possibly turnkey in Boca Raton.
	You're telling me you paid half a million dollars cash for a home?
	But after working for three years, starting when you're 15.
	There's no way.
	I didn't use any of the money.
	I just saved it.
	And you paid his car off?
	No way.
	20k?
	No way.
	Yo, you ballin'.
	It's sad.
	Son's off here, bro.
	You got a sugar daddy, bro.
	I got a sugar daddy.
	Yeah, you got a sugar daddy, bro.
	You got something, bro.
	You got a sugar daddy.
	What, them titties, bro?
	Them titties, bro?
	There's no way.
	All that work.
	There's no way.
	I know for a fact, Boca Raton, a home up there, 3-2 up there, even if you buy a piece of shit, you're paying at least 300k.
	And you're going to have to rehab it.
	If you buy it brand new, you're going to be paying around 500, 600.
	3-2?
	No way.
	I used to work at Boca, driving past all the houses.
	Cheapest ones.
	Like $250.
	Cheapest ones.
	Yeah.
	And that's going to be a piece of shit.
	A piece of crap.
	You're going to have to rehab the hell out of it.
	Hell yeah.
	There's no way.
	To buy it, like, and it was ready to go when you bought it?
	You didn't rehab it or fix it or nothing?
	I didn't fix it, no.
	Yeah, bro.
	That shit was at least $500,000 then.
	At least.
	Boca wrote something three years ago.
	Man.
	I bought a house in Pompano for $400,000.
	So Bocca's nicer than Pompano?
	Anything's nicer than Pompano.
	Well, if you got a house Pompano for $400,000.
	Because I got a 3-2 in Pompano for $400,000.
	That right there is going to be at least $500,000.
	Yeah.
	Okay.
	Sun's off.
	Sun's off.
	That's what I'm going to say.
	Okay.
	She's doing some illegal activities, man.
	Okay, what about you?
	I don't have any dents.
	Like I said, owing something gives me anxiety.
	I don't like owing.
	What if I die tomorrow and then I owe something?
	I paid it cash.
	You bought your house, okay.
	My car, I paid it cash.
	I was gonna ask about the club, but your family owns that, you don't own that.
	Or your parents own it.
	Yes, my parents.
	Do you live in your own home, or do you live with your parents?
	No, I'm not, well, I don't live in my own home yet, but I'm looking into that right now.
	Are you renting?
	No.
	You live with your parents?
	My mom has three houses.
	You live in one of your mom's houses?
	Yes.
	Oh, she ballin'.
	Oh, she's, trust me, she's a hard worker.
	I'm very proud of her, and this is the way I am, because of her.
	She's very independent.
	Wait, your parents are together, right?
	Yeah, they're together, but they're going through it.
	But that doesn't mean, you know, she's always been a go-getter.
	She's very independent.
	Who's the actual boss of the club?
	Is it your mom or your dad?
	My mom.
	That's why they're getting a divorce.
	My mom is the head of the family.
	Do you want to be the head of the family too?
	I mean, yes.
	Just be careful what you wish for.
	But then again, I want to have a partner that supports me as well.
	Like, I don't want to be like...
	I'm very proud of my mom, but I don't want to be fully like her.
	Like, I want someone...
	I want to be a little bit more submissive, you know?
	A little bit more?
	Yes.
	A lot more.
	How about say?
	Yes, a lot more.
	That's going to be tough.
	It is.
	Yeah, men don't like...
	I know, trust me.
	Yeah, it's whatever.
	I don't even need to go into that.
	Okay, what about you?
	I probably have like one or two loans from school.
	That's it right now though.
	What do you say total?
	I would say, I think each was $1,500, so $3,000.
	Oh, that's it.
	But wait, your charger?
	I paid that off, but at the beginning of college, that was really hard walking into college with no money because I had to instantly get a job right away.
	I couldn't chill.
	How much did you buy it for?
	It was about like, it was used.
	Like he said, I got a used car.
	It wasn't like a brand new, but it was, um, I think it was like 17 grand or 18 grand.
	And you paid it off?
	Yeah.
	I mean, you still have it?
	My parents, when I bought that thing, this was my first car.
	So like, no, I don't have it anymore.
	I have, I have, I got on a cord and it's very, I, I, my, my friends know I call it an old fart because that thing does not move whatsoever.
	Like I'm excelling and it's so slow.
	Anyways.
	Yeah.
	I don't got the charge anymore.
	All right.
	What about you?
	I have a big mortgage.
	For the Airbnb, right?
	Yeah, yeah.
	That's good debt though.
	Yeah, that's real estate debt.
	How much did you buy it for?
	So they won at $5.45.
	I got them down.
	We settled at $5.15.
	Okay.
	Three, two?
	Four, two.
	Four, two.
	Miami?
	Yep.
	It's Little River.
	Up and coming.
	Oh.
	Okay.
	I was going to say, how'd you get that price?
	I got property there, too.
	Okay.
	It's a turnkey, too.
	But I went in and I had an artist come in and do murals everywhere, so it's actually called the Miami Mural Airbnb.
	And I have a graffiti room that's like Gwynwood.
	I have a designer room that's like Design District.
	I have a poker room.
	Why did you offer the Airbnb versus a long-term tenant?
	So with long-term tenants, like this is one of my favorite conversations, say they break a washer or a dryer, right?
	You as a landlord are going to have to go in and replace that, right?
	And also you're only getting, let's say, $500 to $2,000 on top of whatever your mortgage is.
	If it's paid off, then maybe you're getting more.
	But let's just go from $5,000 to $1,500 on top of the mortgage payment, right?
	Profit.
	That you're pocketing.
	One, with Airbnb, you're maximizing that because you're doing nightly prices versus the whole month, right?
	And then on top of it, Airbnb covers me.
	So if anything would ever happen, which I've only had things happen three times now and I've been hosting for seven months, you can either handle it with the guests themselves.
	They'll zell you because they don't want to go through Airbnb.
	But let's say they're assholes.
	Airbnb pays you directly as the host rather than you having to deal with that person.
	No, they're going to pay you for the damages and they're going to deal with the guests themselves.
	So it kind of blocks off that middle man.
	You are literally just dealing with Airbnb itself.
	Now, here's the benefit in that.
	I had somebody put a hole in one of my doors and I had my contractor come over who does all my work.
	He patched it for $40 and I had them replace the whole door for $350.
	So they zelled me $350.
	I paid him his $40.
	Realistically, I just pocketed $310 because I'm not going to replace that door right away.
	I might get another scratch or bump in it.
	Honestly, I've seen it be more profitable, and other hosts as well have made money off of the damages.
	We don't want them, but the inconveniences sometimes make us profit.
	But you can tell it's a side hustle.
	That's the big difference.
	If you're getting a rental property, you've got a property manager.
	Of course, of course.
	It's a passive.
	Right now, I'm managing myself.
	So my question to you, though, would be if you had to put a long-term renter in there with that type of rent, but it still covered the mortgage and your expenses, or would you have negative cash flow?
	Well, my house sleeps 16 people.
	So if I were to have to go that route, let's say Airbnb drop dead tomorrow, I would go the route of like a creator house finding like, you know, let's just assume for a moment that you had to rent that out long term with like a year lease or a two year lease.
	I would say I would make 1500 on top of my mortgage.
	I would list it.
	Okay, so you'd still be cash flow positive.
	Yeah, for sure.
	Okay, so that's the key there.
	Because I know a lot of people are interested in Airbnbs, but what they'll do to make the numbers work is they'll say, okay, if I get Airbnb money, then I can cover the mortgage.
	I can cover the property taxes, the insurance.
	But what happens if the market gets saturated with Airbnbs, which is another good reason why she branded it so she sticks out.
	But if you get saturated, now all of a sudden, your only option, because we go into a recession, people aren't traveling, is to rent it out long term, but that amount of money that you're getting won't cover your mortgage.
	Now you've got negative equity.
	Now you've got to force sell it and then, you know...
	Airbnb, because I'm more of a fan of long-term tenants, but yeah, Airbnb definitely has its perks and everything else like that.
	I think it's a little bit more of a riskier pursuit.
	If it was my first real estate property, I would do long-term tenants and kind of build my way into taking the risk with Airbnb.
	But you could definitely make it work, just that it's a lot of oversight.
	You get problematic people that come in and fuck your place up and stuff like that.
	It's a lot like Section 8.
	Yeah.
	You know, when I first got into real estate, there were a lot of guys, you know, in 2012, there was a lot of guys where I was that I'd go to dinner with, and they'd, oh, George, you've got to do Section 8.
	You've got to do this.
	It's so easy because you get guaranteed rent and all these things.
	Like, yeah, they trigger a house like a disposable razor.
	They're the worst tenants, man.
	And so I'm like, you know, if you want to do that, it's going to be a full-time job.
	The other thing, too, about Airbnb that worries me is there's places like New York City that pretty much banned it.
	And Airbnb is destroying the hotel industry.
	So for a lot of major cities, I'm like, okay, if New York sets the precedent where they're going to ban Airbnbs, what's going to happen to all the other major cities in the United States?
	So that's another thing, too, that I was kind of like, okay, I want to be...
	Yeah, that's why you gotta hedge your downside.
	Make sure the numbers work in the long term.
	Real quick, let's head over to Rumble.
	Yeah, yeah, we're going to Rumble.
	Damn, chat, chill, man.
	Goddamn.
	What are they saying?
	Chat's like, she's boring, gap.
	She's masculine, what the fuck, next.
	But sure, our property for...
	Yeah, sure, sure.
	She was cooking, man.
	Yeah, sure, sure.
	She was cooking, man.
	Yeah, chat does hate, man.
	Goddamn.
	Who's masculine?
	What was the, what was the, sorry, you put 20% down, 25% down?
	10, private lender, FHA. Smart.
	Oh shit, you gotta pay PMI. Okay.
	But were you able to get it?
	But no, I paid insurance points up front to get my interest rate down because I did buy in a really terrible time, but they always say it's a bad time to buy.
	There's really no bad time to buy.
	That's a lie, yeah.
	It's never a bad time to buy.
	So I just went for it because the market was green.
	Wait, you did 10% on FHA? You can choose.
	You can go up to 3.5 to 10%.
	You can.
	You can choose.
	Yeah.
	That's still a 30-year fix, isn't it?
	Yeah, 30-year fix.
	Yeah, 30-year.
	Yeah.
	Some lending companies have like a...
	Well, agencies have like a...
	Remember, private is very different than like...
	If you're going to a big bank, they're going to have...
	Because of private lending.
	She didn't use like an actual bank.
	So you don't got to live in it for a year?
	Say it again?
	You don't got to live in it then.
	Well, private lending didn't say anything about having to live into it, but...
	I don't understand how that's 30-year fixed, because...
	No, I don't want to go into that.
	Well, it's about different terms than a regular bank, though.
	That's what I'm saying, like...
	Yeah, but if you're just getting a hard money loan from a private lender, they're not going to give you a 30-year fixed-rate mortgage, because that's going to lose money.
	That's a money loser all day long.
	So we paid money up front, though.
	I paid it extra...
	It wouldn't be worth it on your end to pay that much money to compensate them for the loss and the purchasing power of the dollar because they're never going to be able to keep up with the rate of inflation by giving you a 4% or 5% interest rate.
	And there's no bank that would ever land on that over 30 years because who knows, we could turn into her country and all of a sudden the value of the loan or the payments that you're making It turns into nothing.
	What you have to understand is that we are the only country, one of the only countries that have 30-year fixed-rate loans.
	The UK doesn't have it, Australia doesn't have it.
	No, of course not, because it's a money-losing loan.
	So it has to be subsidized by the government.
	That has to go from the bank's balance sheet to straighter to Fannie and Freddie.
	So it's basically subsidized by the taxpayer.
	So there's no private lender that's going to keep that on their balance sheet.
	So I'm not saying that you didn't get it.
	I'm just saying that there's something...
	Yeah, I don't even want to...
	Yeah, because I think me and you are in the same...
	Okay, we'll just move on, though.
	I mean, after this show, tell me the company, because goddamn.
	Yeah.
	Sounds good to me.
	So she put 10% down on a 515, so you put roughly like 50K, something like that.
	Or maybe they're...
	I don't know.
	Maybe the private lender's flipping it to Fannie and Freddie.
	That could be.
	Okay.
	So I'll put like 450K debt, but that's real estate debt.
	That's different.
	All right, what about you?
	Yeah, how much do you have roughly?
	Oh, like $500.
	Dollars?
	Yeah.
	What the hell?
	I only got a credit card, y'all.
	Okay.
	What about you?
	Well, I have student loans, so it's about, I think, $46K. Okay.
	That's the average, actually.
	$30K to $50K is the average student loan debt.
	What about you?
	Yeah, I have student loans, so about $35,000.
	Yeah, and I'd hold off on paying that, by the way.
	Yeah.
	You don't want to be like me.
	I can't remember when I paid off my student loans.
	They're going to have to catch me.
	Hey, y'all!
	No, but you paid off, and then two months later, Biden comes out and forgives everybody.
	Yeah.
	What did I just pay the 50 grand for?
	I mean, I hate to say it.
	It sounds irresponsible.
	And that gives me anxiety.
	Yeah, but the interest rates are so low.
	I would just make the absolute minimum payment, just assuming within the next two or three years that it just gets written off.
	It depends on which loans, because I tried to do with Biden with the forgiveness, and if you just got your loans recently, he won't forgive them.
	And if it's a master's loan, depending on which master's, he won't forgive them.
	Give it time.
	What about your undergrad?
	Give it time.
	I don't have any undergrad.
	If the numbers start to suggest that he's losing to Trump...
	You might have that thing taken care of.
	You're like, okay, I need to buy some votes here.
	What do I do?
	Oh, your student loan.
	Forget about it.
	Oh, that's the only way I'm voting for them.
	That's the only way I'm voting for them.
	Forget about it!
	Make the minimum payment.
	You don't want to be the sucker that pays it off.
	And the very next day, everyone else gets forgiven.
	Yeah.
	Wow.
	All right, let me ask this question.
	What does a bare minimum a man has to make for you to date him seriously?
	We could start here.
	Annually.
	See, I've had an experience where I've dated a guy that didn't have it.
	Can you hear me?
	Yeah.
	Okay.
	And I would definitely say I would not put myself through something like that again.
	Okay.
	So no brokies for you?
	No.
	He has to have money.
	He doesn't have to be the richest person in the world.
	I would say at least over...
	For me, minimum, a little bit over $60,000 a year.
	That's it?
	And that's just minimum.
	Alright, so we'll say $65k.
	Yeah.
	Alright, what about you?
	I'll say minimum $65k.
	Really?
	And this is kind of a financial literacy question as well.
	Yeah.
	Because it shows you, you know, how realistic the gal understands what's a lot of money and what's not.
	Oh, you should have seen one of the girls last show.
	She said $2 million a month.
	$1 million a month.
	$1 million a month, my guy.
	Okay, what about you?
	Yo.
	Oh, wait, you don't like dudes.
	Stop it.
	I can still answer the question.
	I can never do it.
	Hold on.
	Wait.
	There you go.
	Can't answer it.
	What about you?
	Bring to the table.
	Would I bring to the table or more?
	Okay.
	Can you give us a rough estimate number?
	Does it have to be a number?
	Yes.
	So we have an idea.
	Okay.
	At least 80K. Okay.
	Okay.
	Yeah, but the guy's also going to be extremely ambitious.
	If it's 80K, it's got to be going in this trajectory.
	Yeah, she doesn't want to say, yeah, she's just saying, no, I'm 80, but that's...
	You look so familiar, by the way.
	I was on here before.
	Okay.
	Oh.
	Yeah, you look mad familiar.
	Okay.
	What about you?
	I would say, like, what type of time frame do we have to be talking by?
	Because I'd say, like, if you're still in school, I'm not expecting you to bring in 50k a year, you know?
	So, I'm saying you graduated, you should have a job by now, you're a grown-ass man.
	Let's say after school.
	After school, so, like, grown-ass man type level?
	Yeah, doctor.
	I would probably say, like, around what they were saying, probably, like, 60 to 70 range.
	You should be on your feet by then, maybe, like, not rich by then, but hopefully I'd say we should keep growing together.
	Okay.
	They've got to show the potential at that age.
	How old are you?
	21.
	So she's going out with a guy that's like 23.
	Probably not going to be a millionaire.
	But what she's going to be looking for is the potential to achieve great things.
	Or to achieve things that she feels as though would allow her to live the lifestyle that she wants to live.
	Alright, what about you?
	Like 85.
	80 or 85.
	Okay.
	That's it?
	I mean, she has 30.
	Yeah.
	Chris, man.
	I mean, Tom's thinking, man.
	She can't be picky, man.
	Damn.
	She has to get what she got?
	Have your standards gone down as you've got older, or have they gone up?
	Now that I'm older, I think more about the future.
	But also, I feel like if I don't have it 100% together, then I can't expect the other person.
	You know, I can't ask for so much because I have to look at myself first.
	Yeah, we know.
	But as long as we're equal.
	It's okay, man.
	All right.
	What about you, Ms.
	Venezuela?
	How much does a guy got to make for you, bare minimum?
	Okay, um...
	50 to 60k.
	My nigga.
	Okay, 60k.
	I'm being serious, I'm being serious.
	60k.
	Does your guy make that?
	Um...
	It's a lie in Venezuela.
	No.
	No, I'm playing, I'm playing, I'm playing.
	He makes less, huh?
	He does, bro.
	I don't know, because he has a student loan, so I don't know how much...
	Yo, this nigga is luckiest nigga in the world, bro.
	Yo, I... I swear to God, bro.
	Back in the day, that should have been me.
	Goddamn, bro.
	That nigga can go and get her papers or something, bro.
	That's what it is, man.
	You can marry her for papers.
	Wait, chill.
	I was never, I was never.
	I've already been with him for three years.
	I've already been with him for three years.
	Why would you think that I wouldn't have done it already?
	I haven't done it.
	She's investing into this nigga to say, yo listen bro, marry my ass right now.
	That's why she was supporting his ass.
	He got me the anchor boyfriend.
	Is he black or white?
	He's black.
	He's Haitian.
	Caribbean boys finesse.
	Y'all love Haitians.
	Y'all love Haitians.
	I learned a couple words in Creole for him.
	No, not that much.
	That's all I know.
	My nigga showed up, did a drop off some dick, and stayed.
	Bro, first of all, my nigga said I'm here to stay, man.
	First of all, I seen that nigga.
	Because she has some time.
	He doesn't want to marry me.
	Ooh.
	Because he's a nigga.
	What if he doesn't marry you?
	Because he wants to travel to work first.
	I can travel to work because I'm stuck here.
	So he's going to leave your ass?
	I don't know.
	No, he just told you.
	You need to know.
	If you buy his car, you need to know.
	You pay for his car, you better know.
	I don't know, man.
	I see in front of him.
	Listen, bro.
	Once you're happy, that's all that matters.
	Wait, how do you see a picture?
	My Instagram is private.
	Yeah, because he's tagged.
	Stupid oh I would argue he is living the life.
	Yeah Yeah, she's working it for the green card, bro.
	Come on, man.
	I already know.
	Venezuela, you're here probably on a temporary protected status.
	Wait, that's so crazy for you to say that.
	That was so spot on.
	That was so spot on.
	You know what I used to do for work?
	Yeah, man, I already know.
	You're here on a TPS or asylum, more than likely, so you've got to find out how to get a son to happen.
	And, yeah, you're going to get married to somebody.
	Cool.
	I get it.
	See, she knows.
	It might be his brother.
	He doesn't have a brother.
	Marriage fraud is a crime and it's punishable by up to five years of federal prison.
	Just letting you know, man.
	And that's why she knows that he doesn't want to get married.
	She's been pushing it.
	He doesn't want to get married, so it's not going to happen.
	He doesn't want to get married at all.
	You don't think he's ever going to pop the question?
	He doesn't want kids either.
	Do you think he would put kids?
	Crack the code.
	Like, do you honestly feel like he's the one?
	I just...
	What?
	Yeah.
	Oh, baby.
	I mean, you don't want a family?
	She's giving...
	I do.
	Myron, he's the one that will naturalize.
	I might need me.
	She's giving Krishan another dog.
	Krishan is crazy.
	Let's go over there, man.
	Let's go over there, bro.
	Let's go over there, bro.
	The biggest titties, bro.
	Amen.
	Pay me some money.
	Wait, what?
	What?
	I mean money, not titties.
	What you talking about, nigga?
	I'm talking about both, man.
	Shit.
	Half both, man.
	Oh, shit.
	Okay.
	All right.
	What about you?
	Ideally, I would say 100 to 120K. So I would say like twice the average.
	All right.
	What about you, Ms.
	Columbia?
	I would say like around 75, 85.
	Wow.
	This has been the lowest...
	The number panel...
	You know what it is?
	We've ever done.
	We did the questions about money first.
	Yeah, yeah, we did.
	That's probably what it was.
	Yeah.
	Okay, let me lower my standards all over here, bro.
	Yeah.
	Okay.
	Alright, interesting, interesting.
	Okay.
	I'll hit some of these chats real fast.
	Ladies, would you rather be with a loyal man making $40K a year or a man making $500K a year that you know will cheat?
	Okay.
	Wait, what did he do to her face?
	They definitely added that shit.
	What the hell?
	That's not what I'm saying.
	No.
	That doesn't even look like you.
	They switched them, I think.
	Oh, that's what I'm saying.
	They switched them.
	If that was them or not.
	That's so cool.
	No.
	They did that very well.
	That's wild.
	They did it.
	Why did they do that?
	That's too quick.
	Because I don't see my face anywhere.
	They do that all the time.
	Okay, that was different.
	How good is that, though?
	I don't think that face looks so nice.
	The most entertaining part of the show. - Oh, she's like, What's the face swap memes?
	Overdose, shout out to him, bro.
	Alright, so...
	Half million dollars a year, but he's gonna smash other chicks, or 40k a year, but he's gonna be loyal to you.
	Which one you taking?
	Oh, we'll start here, actually, Miss Columbia, because you started last time.
	40k a year on loyal, or 500k and have other chicks?
	Which one you doing?
	I'll do the loyal one, because I'd rather you be loyal to me than...
	At 40k, you just said 85.
	I know, but then again, I was going to say cheating is a guy, you know, like, is a sport.
	It's a rich guy's sport.
	So you understand?
	So it's like, yeah, I understand.
	So then why not take the 500k?
	Wait, are you like them?
	Yeah, I'm gonna think about that, actually.
	Come back to me.
	Yeah, if it makes sense.
	Alright, what about, okay, what about me?
	I don't even know Colombians are, but what?
	They're money.
	Thanks.
	George!
	Colombians and Russians, man.
	Well, I think all girls would fit into that category.
	Yeah, not only Colombians, come on.
	To a certain extent.
	But they're brazen.
	Colombian chicks and Russians are the most brazen about it by far.
	Yeah, y'all don't play, man.
	Y'all don't go fuck.
	You don't date bums.
	Yeah.
	And if you do...
	Colombian girls and Russians are like, they're out there.
	Ukrainian women, too.
	Like, you don't make money?
	Oh, no, I'm good.
	What about you?
	For sure, the cheater.
	The rich cheater.
	Okay, you'll take the rich cheater.
	What about you?
	Yeah, I don't think cheating is a deal breaker.
	What about you, Ms.
	Venezuela?
	Oh, the loyal with 40k.
	I wouldn't say loyal.
	Why would I want to be with someone that's going to cheat on me?
	40k per year, that's like 3,000 a month.
	Well, we're going to have to figure it out together.
	He's going to have to get a side job or something.
	No, he's chilling.
	He wants to play video games and chill.
	I don't have time for kids.
	I'm too old for that.
	Wait, you don't want kids?
	No, I said I don't have time to have a kid playing video games all the time.
	I'm telling you, 40k is what he wants to do.
	Ladies, you guys underestimate how little it takes for us to be happy.
	A dude can make 40k and live like a fucking...
	If he's by himself?
	Well, living by himself, but if you have a woman, that's different.
	There's more responsibility.
	But you make your own money.
	Didn't you say you were independent earlier?
	I know that, but that's what I'm trying to say.
	Yeah, she said she'd rather have a loyal guy.
	I'd rather have a loyal guy.
	Why would I want to cheat her?
	So I can be unhappy?
	No.
	Interesting.
	What about you?
	I'm independent.
	I agree.
	I don't really need a man to be making 500k.
	If anything, hopefully one day I'll be making that myself, so I would rather be with someone who will show me the love that I'll give them.
	Yeah, but if you're making 500 and your guy's making 40, there's just no way that's going to last.
	Hopefully one day I'll be making it.
	The hierarchy there, it's not going to work.
	What about you?
	She's being old and lonely.
	No, pick one.
	Pick one.
	I mean, no.
	Because I wouldn't.
	I mean, I think no matter how much money you have, any man's going to cheat.
	Exactly.
	So we're going to put it, I think it's possible for a man to cheat.
	So I would go, of course, if we're looking at it with that standpoint.
	But I mean, not every man is necessarily going to step out on his woman.
	Or do it differently, I would say.
	There's different ways.
	So if you had to pick up the two evils, which one would you go with?
	Just give me the 500k, I guess.
	What about you?
	I'm definitely going with the 500k.
	I already dealt with somebody broke.
	I can't do it.
	Is that what made you a lesbian?
	She's going to come back in two years and say, no, I'm dating girls now.
	I'm going to go with the 500k.
	Okay.
	And you?
	I'm going to go with the 40.
	And the reason why is because I care a lot about my health.
	Period!
	I have had experiences that were not very good, so I care a lot about my health.
	So I will not do that again.
	Wait, like what?
	So, you know, I'm going to just share a little story.
	So I was dating a basketball player.
	I was dating a basketball player, you know, about a...
	He played overseas.
	Okay.
	I won't say this person's name.
	So he played overseas, and this was like a couple of years ago.
	You know, I was still in college.
	I was in undergrad, and I was excited about the experience of dating somebody of stature.
	You know, a little bit of money, you know, things like that.
	He pulling up to the school in the Mercedes, all that stuff like that.
	However, you know, I knew that he was cheating, but because I was kind of just caught up in this image, I bypassed a lot of stuff.
	Yeah.
	And one day, I went through his phone, and I seen, like, a bunch of the girls and stuff like that, and I had a conversation with my friend, and she told me, she said, every man cheats.
	So I felt like I was kind of just trying to stay in that, you know, like, oh, okay, like, all men do this, right?
	So in that, you know, luckily, this person ended up giving me something.
	Luckily, it was something that I was able to get rid of, but in that, it made me realize, like, wow, you can actually...
	And my doctor was the one that told me.
	She was like, you know, you can actually...
	Put yourself in a situation where you can't get rid of something.
	So that's what made me realize, like, damn, it's not worth it.
	It's not worth it.
	And that's kind of, that was the end of our relationship.
	Gotcha.
	A lot of respect for being so honest.
	I mean, no, no, no.
	Listen, listen, ladies, listen.
	It wasn't, it was something, obviously, thank God it was something I was able to get rid of.
	But it wasn't detrimental to me.
	It was a shot in the ass and we done.
	But at the end of the day, listen, at the end of the day, it made me realize, wow, somebody can actually fuck you up to the point where you can literally lose your life over something.
	And I'm not saying you don't lose your life, but I'm saying...
	But it was a lesson learned for you.
	It was a lesson.
	And that's why I said, like, I would tell anybody, any young lady in that situation, Choose yourself first before you...
	I'll tell you this.
	W honesty, because that is real shit.
	Would you say...
	I tweeted this on X, and a lot of people...
	I want to see what you guys think.
	I've always said that women lie to themselves for the men that they like, but they're honest with themselves with the men that they don't like.
	Would you say that's true?
	The whole time I was lying to myself.
	The whole time I was just like, oh yeah, we're this, we're that.
	I really felt like I played this image of who he was.
	And the whole time he was just a jerk.
	But in my head, he was a great guy.
	Because, you know, granted, when I would catch him doing something that I didn't like and I would confront him about it, you know, he would come, let me tell you something, he was a great gifter.
	He would come with the flowers, he would come with the whole shebang.
	But then I realized that it just wasn't enough.
	No money is enough for your health, ladies.
	I'm being real.
	I don't give a fuck about $500,000, a million dollars.
	You can literally get something you cannot get rid of.
	Is that worth money?
	Ask yourself that.
	Yeah, fair enough.
	You should be a motivational speaker.
	We'll have a podcast.
	Tune in, tune in, tune in.
	Yeah, I mean, that's on the guy being responsible.
	You shouldn't be banging randoms with no condom if you're going to be banging your girl, too.
	But that's a whole other thing.
	Where were you at here with the chats?
	Got you.
	Oh, you know, I got the questions for the girls, too.
	I could pull those out.
	Yeah, what was one of the funniest bits about a Chinese woman driving a Charger LML Fresh said, eyes too low?
	That's a Dave Chappelle joke, I believe.
	Dave Chappelle said that.
	I'm a truck driver.
	I'm not going to lie.
	I see the worst drivers in Seattle, and every single time it's an old Chinese lady driving five inches from Seattle, and we're going 50 in the middle lane.
	Are they still on this?
	Are facts racist?
	Sometimes.
	So, ladies have questions for us.
	What's the last few here?
	Daydream says, WFNF, y'all are constant inspiration.
	Don't ever stop.
	Question for the ladies.
	Can y'all give a competent explanation of cryptocurrency?
	No.
	Okay, you know what?
	Actually, I was thinking about this question.
	Would you prefer if I gave you one Bitcoin or $5,000?
	Which one are you taking?
	Bitcoin.
	What about you?
	Bitcoin.
	Bitcoin, Fisher.
	Bitcoin.
	I don't know.
	$5,000?
	Okay.
	Bitcoin.
	Bitcoin.
	Crypto.
	Bitcoin.
	Why?
	So I'm gonna be honest with you.
	I actually know someone right now.
	He's one of my greatest friends and he is investing in Bitcoin, Shiba and all that.
	No, I'm saying we should have done it.
	This is a trend we notice when we do this.
	We want to just follow each other.
	The hive mind.
	Why $5,000?
	I don't know.
	I don't really, like...
	I'm just honest, though.
	I don't really go into, like...
	A bunch of the other girls would have said that, too.
	No, you're good.
	Don't worry about it.
	But we do have a smarter panel tonight, which is good.
	Yeah.
	Shout-out to Chris for, again, a smarter panel, because we knew that we were going to bring George on, so we're like, bro, we can't bring on some dumb hoes on this one.
	So, yeah, we bring some real retards, man, in the past.
	Okay, here's a question.
	Yeah, I was like, Chris, we got George coming, so let's try to get some hierarchy, girls.
	I'm trying, man.
	It's Miami.
	Good job, Chris.
	Does zodiac signs play a big role in relationships?
	This is a question for the guys.
	I guess we can go around the table real quick.
	George, since you're the special guest, do zodiac signs play a role for you whatsoever?
	No, it's nonsense.
	What about you, Fresh?
	This might sound fucked up, but I believe in signs.
	You know why?
	The sign that I am should match your sign.
	So whatever she says on a date, I'm the sign that matches that sign.
	Sorry, you didn't ask me.
	I think it's bullshit, and actually it's funny.
	There's a study that came out that people that believe in signs tend to be more narcissistic and lower IQ. But there's also a statistic that says a lot of wealthy people and billionaires base their investments and their money off of astrology.
	They do not do that.
	Well, I've read an article about...
	They probably write that shit maybe to get some attention or whatever, but signs are...
	99% of men think signs are bullshit.
	When we're hanging out with each other, we always make fun of you guys and say you're dumb bitches when you believe in signs.
	Maybe not the signs completely, but astrology and the way the stars...
	The way the stars and the moon and the sun...
	They might believe in astronomy.
	The way they work, it definitely affects us, for sure.
	Have you ever said before, like, oh, what's your sign, I guess?
	I'm a Leo.
	Okay.
	Have you ever been like, oh, I'm sorry, I'm a Leo, or I'm this way because I'm a Leo?
	No, because I don't really claim the characteristics, but I do see the tendencies, the consistent tendencies of signs.
	And I also see people that are completely not like their sign, because they have different...
	I'm not going to get into it, but they have different risings and moon signs.
	So like I said, if you don't think the moon and the stars and the sun affect you as big as they are, then you're crazy because they do.
	I'll tell you this.
	Can you imagine if I walked around and said, hey, I'm a Libra, can't make money.
	Sorry, baby.
	That's how it comes.
	My star sign's on the line.
	My star sign's on the line with the money, bro.
	Sorry, man.
	The sun and the moon literally control the ocean and the waves and we're like 90% water.
	So like, of course it's going to affect us.
	What are you saying?
	That doesn't help anybody!
	Science!
	That's like a girl version of bro science.
	Science!
	Okay.
	Bruh, that's the real reason niggas kicked her out of the military.
	I'm not saying it's 100%.
	She's on the ship talking, oh, the waves are coming!
	- I'm a Libra.
	- Jump off, shit, jump off, diggars.
	- NCIS was like, man, get her out of here, bro.
	- Cuckoo! - Cuckoo! - You did not use-- - Cuckoo for Coco Puffs, man.
	- You guys believe in God?
	- Yeah.
	- So why is it so hard to believe in astrology?
	- All right, let's stop you there.
	Let's just stop you there.
	Let's stop you right there.
	- Holy.
	- All right. - I believe in God stuff. - Here we go.
	If a woman is married to a rich man who provides everything for her, is she required to accept trash sex?
	Not a bad question.
	It's actually a unique one.
	That's a good question.
	Great questions tonight.
	Thank you.
	I don't think she should be required to accept anything.
	I think that she would probably go into the mode that you went into, where she's convincing herself that it's good because of everything else that comes along with it.
	But I don't think any man or woman should be forced to...
	If you're not happy, just bounce.
	There's only one life you can live.
	Is she wrong for bouncing and not settling for that?
	Is she wrong for cheating?
	I don't think anyone is wrong.
	How can I tell you that you're wrong for doing something that doesn't make you happy?
	I think a better question is what are the probabilities that she leaves?
	You know, and I think the probability would be, depending on her age, right?
	It also depends on personal preferences and how big sex plays a role in their life, too.
	Yeah, because that's completely subjective.
	What is good or bad?
	Right.
	But if the gal's 50 or 55, you know, there's a low probability.
	Right.
	If the gal's 30 or something, then, you know, it's a different story.
	I would argue that when it comes to long-term relationships, the person's going to tell you by either words or actions what they want in bed.
	And if you can't fulfill that request, I would say it's only a matter of time until they find it somewhere else.
	So even with money and status, it can hold them for a little bit, but like long-term, the pool boy was very enticing after a certain while.
	The guy that's doing the lawn...
	So it's kind of like you want to make sure that you're on all points on point because if you're not on point on some areas, you're lacking.
	Sorry, buddy.
	Should we go somewhere else?
	Yeah.
	Do you think you can cheat on someone and still love them?
	Damn.
	And again, these are random questions, so if you want to raise your hand and say that was my question, that's fine.
	But it's all anonymous.
	I think that's completely different with men and women.
	From a guy's standpoint, absolutely 100%.
	From a woman's standpoint, I don't think so.
	Agreed, 100%.
	Yeah.
	Like, I can absolutely love a girl and have sex with another chick and not care at all and still love my girl the same.
	But with women, I don't think they can do that.
	They're just not capable.
	Don't you think it comes down to respecting, too?
	Because like what she was saying, you can catch something and you can give your wife something if you're doing it, like, not responsibly, right?
	So if you're a loving husband and you're going to step out, you're going to make sure it's not going to get back to her.
	Hold on, hold on.
	You're focusing on the micro versus the macro.
	The overall theme is can a man have sex with another girl and love his girl?
	And still love.
	Of course.
	But you're saying, well, what about the disease situation?
	Assuming we, you know, control for that and they're not being an idiot like that guy was.
	I'm sorry you went through that.
	It's possible is what I'm trying to say.
	You're talking about a micro situation where I'm talking about the macro, like men are absolutely capable of doing it versus women are really not.
	I think men and women can, but the probability of women doing it is lower.
	I think women are capable of it.
	I definitely think, for example...
	Look, there's always exceptions to the rule, but we speak in generalities.
	I would argue, right?
	Okay, let me ask you guys a question.
	Let's go on the table real quick and have fun with this.
	If you had a boyfriend that you love and man respected, would you be okay with fucking another guy?
	If I got to the point where I ended up fucking another guy, I did not love him.
	There you go.
	What about you?
	No, no, no.
	I'm going to speak truth real quick.
	The reason why is because that means I never respected him.
	Because the thing with women is that I get it.
	There are some women that feel as if...
	What y'all gotta understand is that, women, we are emotional.
	Everything we do is emotional.
	I don't care if you get the girl that says, well, I can fuck two niggas, five niggas a night.
	You can't do it.
	I don't care.
	It's something that is emotionally tied.
	You just cannot do it.
	I get that there are some women that feel as if they can, but emotionally, we are not men.
	We cannot do that.
	That is not in our...
	That is not in our structure.
	And I'm more so, you know, I believe in God and stuff like that.
	So I speak from a biblical side of things.
	But I just personally don't think that that is in a woman's structure to be able to do that.
	Once you get to that point...
	Talk to the hoes first, bro.
	They're doing it.
	Yeah, do you think if you had a guy that you really liked, do you think you'd be able to have sex with another dude?
	Definitely not.
	What about you?
	Listen.
	Not applicable.
	What about you?
	No, because I feel like if another man's catching your attention, you're already dwindling down on the love that you've had for the man at home.
	What about you, Miss Charger?
	Definitely not.
	No?
	No.
	Absolutely not.
	If you love someone, why will you go to somebody else?
	See, she can't even fathom it.
	And she don't even like her nigga that much.
	What about you?
	I think women are capable of cheating.
	I'm asking you in particular, would you...
	Me, specifically, I don't think I could.
	But for the women that could, I think they're...
	Which is the minority?
	I think there are circumstances depending on what they're having sex for.
	What about you, Ms.
	Columbia?
	If I'm being honest, maybe if I got hurt along the way, maybe I would be like that too.
	But if they don't do me wrong, then no, I'm going to respect them.
	I don't think I would.
	See, that's the key, is respect.
	If a gal loses respect for the guy, then like you were saying, I don't want a kid.
	I don't want a boyfriend that's actually my kid.
	That's a way to quickly lose respect for the gal.
	And like you say, once you lose that respect, you're on the shot clock.
	Another thing I want to say is that when men, with us, we can love our girl and still want to have sex with other women.
	You guys don't even get the inkling to want to hook up with another dude.
	But for us, it's like...
	It's hardwiring because, look, 300 years ago, that's a death sentence for a gal.
	So that's the way it's been for literally thousands or, you know, depending on what you believe, millions of years.
	So we've only been out of that stage for, let's say, 200 years, where, you know, prior to that, a gal, unfortunately, or fortunate, whatever, you know, was pregnant half her life.
	So she's literally completely dependent.
	So if you go out and make the mistake and that guy dumps you and your kid, it's literally a death sentence.
	So that's why now it's still hardwired and it's not right or wrong, it's just a matter of fact.
	Good question here.
	Would you want your daughter to date a version of yourself or your co-host?
	That was mine.
	I see you want to take credit when I say it's a good question.
	I would have said it anyway.
	Yeah, no.
	I mean, I would have to sit my daughter down and tell her, do you want a man that has money?
	And most girls do, and I would tell her, good.
	You're going to have to deal with money problems, and that man's going to have other women.
	Sorry.
	That's just how it is.
	Dudes that have money, make the money to not tolerate your bullshit, and they make it to have options of women.
	And as long as you're the main girl, you have the last name, you have the title, you have the ring, shut the fuck up and don't make his life hard.
	I would say just like that.
	Because the thing is is that, yeah, because women don't understand that You guys are kind of annoying.
	I'll be honest with y'all.
	You guys are kind of fucking annoying.
	And men and women already don't have a lot of similarities.
	So men already have to go out into the world and work really hard and build themselves up.
	So you're going to tell a man that is successful, worked really hard to attain his status and his income and his wealth.
	You're going to tell him how to spend the things that he worked hard for when you got your sexual market value for free.
	You didn't build your value.
	He had to build his.
	So you can't tell a man how to spend his value.
	Can I ask a question based off of that?
	Yeah, sure.
	But that's what I tell my daughter if she wanted a guy that was successful.
	And then I would also warn her, you can get with a broker, he's probably gonna cheat with you too.
	So you might as well get with a guy that has money.
	So why wouldn't you want to sit your daughter down and say, hey, instead of having to rely on a man out of necessity, you're with a man because you want to be with him.
	Like I say this, I get what you're saying and I always see the truth in some of the points that you guys point out, but wouldn't you rather want a female want to be with you because they want to, because they love you and they don't need you.
	They can get up and Well, your question is flawed and I'll tell you why.
	The problem is that whenever women only want you, they're not going to do what's required to keep you.
	Does that make sense?
	I think that you can be, you can fulfill their necessities in other ways, but I'm just saying a lot of what you're saying, oh, he has the money, he has this.
	Well, what if I come to the table with just as much?
	Women need to, like, for a relationship to work, the woman needs the man.
	Like, whenever girls have this boss mentality that you kind of have where it's like, I just want a man, but it's not a necessity, what ends up happening is, you think the grass is greener on the other side, you think you can find a better guy, you think I can do better, etc.
	And what ends up happening when women have options is they turn out to make really bad decisions, and they'll go ahead and get with a guy that's very attractive, they'll go ahead and get with a guy that has money, or they'll go ahead and get with a guy that they think is a better deal or whatever, because they're like, I deserve more, because they make their own money and they base their value off their money.
	And what they don't realize is, He's gonna do the same shit the other guy did.
	And women really don't behave and they're not in line when they only want you.
	They need to need you for it to actually work.
	But I think more so, too, what you have to realize is that guys and girls look for completely separate things.
	So you are everything that you look for in a guy, but you have to understand that that guy is probably looking for something completely different.
	Yep.
	Don't be annoying.
	No, no, no, no.
	George is 100% right.
	I get that it's harder to date when you're in a position of wanting to have power and wanting to be independent, but I do think that it's important as a dad eventually one day, don't you want to tell your daughter that she doesn't need to be there?
	No, I'm going to warn her and I'm going to tell her to go to school, go ahead and pursue your education, etc.
	But...
	You are probably going to shoot yourself in the foot if you aspire to really make money and be a go-getter.
	I had this discussion with my sister a couple years ago because women don't like to hear the truth.
	She was going to med school.
	She was going to be a doctor soon.
	She was about 27, 28.
	Wait, medical?
	Yeah, med school.
	To be a doctor, not a nurse.
	And I warned her.
	I told her.
	You better fucking find a guy now, when you're still in your 20s, because I promise you, when you hit your 30s, you're not going to be able to pull the same guy, and you're going to make money, and it's just going to be worse for you.
	So pull a guy now while you fucking can.
	You better start looking around your med school, whatever, because your value isn't finite.
	And she found a guy, I think he's an anesthesiologist, and they worked it out.
	Good.
	But had I not had that really tough conversation with her and told her, stop being a dumb bitch and find a man now, because she's hard-headed like these other...
	Yeah, bro, I don't give a fuck.
	I bully the fuck out of her.
	I have to be very blunt with her and let her know.
	Stop being a dumb boss babe bitch.
	Because you're dumb.
	You don't know what you're doing.
	You need to find a man now and you still have the value to do it.
	Because when you get older, you're going to come back crying to me.
	No.
	Fucking get a guy now when you still have the ability to do so.
	And she found him.
	But I had to give her that tough love and let her know.
	No one wants a fucking boss babe.
	So find a guy now.
	I don't want to say no.
	I wouldn't say no.
	Hold on.
	You said dumb bitch?
	Yeah!
	So stop being a dumb bitch.
	Find a man out.
	Unbelievable.
	Unbelievable.
	Talk to my brother like that.
	What would you say?
	You think every man doesn't want a bald bitch?
	I think what it boils down to is we have a saying in economics that there are no solutions, there are only trade-offs.
	So what I would do is sit down and tell this gal, I'd say, look, you've got to realize that there's trade-offs here.
	George, nice to meet you.
	And if you want to pursue excellence, if you want to pursue success, pursue money, that's great.
	Go ahead and do that.
	But realize if you do, you're limiting the pool of guys that not will be attracted to you, but that you'll be attracted to.
	Right.
	But if you accept that, I'd rather take the cons of having a smaller pool than taking the cons of having to go throughout life relying on men.
	But then what I'd also say is that you have to realize that what you want right now is going to be completely different than what you want at 30 and 35.
	For guys, that usually doesn't change.
	When we're 15 years old, we've got the poster of the Lamborghini on the wall, and that's pretty much what we strive for for the rest of our lives.
	But with women, what they want at, let's say, 25, like I said, I've had thousands of people work for me, most of them women.
	And I cannot tell you how many women...
	You know, professional.
	Very high earners.
	Very high IQ. When they were in their late 20s, early 30s, they said, I'm never going to have kids.
	Never going to have kids.
	I don't want kids.
	It would be a burden.
	And every single one of them, by the time they're 35, they're freaking out.
	Trying to find any guy that they possibly can to have a kid.
	I mean, it just switches overnight.
	It's absolutely unbelievable.
	So I'd try to be as honest with her as I possibly could on the realities of life, the realities of human hardwiring, and then just let her make her own decisions.
	You know what I would do?
	Try to prepare her as well as I can.
	I would sit her down, turn TV on, live for your daughter, right?
	Yeah.
	Listen, bitch.
	There you go.
	What?
	No, I mean, obviously I know the delivery might be a little offensive to you guys, but you have to...
	And obviously it's my sister, so I could be a little bit more direct and blunt with her.
	But a lot of times when you're polarizing and you give it in a very direct, concise, even rude manner, they'll at least remember and they'll stick with them.
	Damn.
	Maybe I am being an idiot and I need to kind of readjust where I'm going here.
	But I genuinely believe that...
	Girls, for a woman to truly love her and respect you, she must feel like she needs you versus only wants.
	Because if you only want something, you're not going to do everything required to get it, right?
	If I know, if I need oxygen, right, I'm going to make sure that I'm fucking not underwater and putting myself in a situation where I can't breathe, right?
	If you need it, you're going to do everything required to get it.
	But when you only want it, eh, I don't feel like it today.
	Right?
	I only want you as my man, so I don't feel like cooking and cleaning today.
	It's like, when you breathe air, you need it, versus you want it.
	And then you also gotta ask yourself, why do girls only want a relationship 9 out of 10 times?
	Typically it's for social proof, to have a boyfriend come with them on the parties or whatever, but they're not doing everything required to actually keep that guy.
	We're constantly living under that guideline, though, of you don't need us, you just want us.
	Yeah, we don't.
	Yeah, we don't.
	So that's what I'm saying, so when you flip the scripts, you're saying...
	But here's the difference.
	You're attracted to it when we only want you.
	It doesn't work the other way around.
	Women want a man that they're constantly chasing.
	Women want to feel like they have the best deal.
	So for them to feel like they have the best deal...
	They need to need the man while the man only wants them.
	Does that make sense?
	Yeah, I don't need a man that needs me.
	The only thing that throws me is I just would think that you would want for your daughter to be able to provide for herself regardless of who is in the situation or not.
	That's the only thing.
	I think he would.
	It's just a matter of just going back to honesty.
	So she doesn't believe something that is fantasyful or some sort of...
	Oh, she doesn't believe something that's a dream and something that has no attachment to reality whatsoever.
	So as an example, let's say, how old are you again?
	24.
	24, okay.
	So how much do you want to be making by the time you're 30?
	I want to be a multi-millionaire by the time I'm 30.
	Okay, so let's just say that you're making a million dollars a year by the time you're 30.
	Okay.
	Okay, so what age range would you be comfortable dating when you're 30?
	Just based on...
	In my 40s, in the 40s.
	Okay, so maybe 10 years older?
	Yeah.
	Okay, so then you've got to say, how many guys in Miami are making over a million dollars a year?
	Screw Miami, I can't do the dating in Miami.
	But you see where I'm going with this, right?
	Yeah.
	Wherever you're living, assuming that you wanted to date a guy within 5, 10 miles or something like that, you have to say, okay, how many guys in this area...
	How many are straight?
	How many are single?
	How many kids?
	I already know I'm going to struggle.
	I can already truthfully say that.
	But I'm saying I'd rather those cons of struggling than not building this lifestyle for myself.
	Yeah, and as long as you understand that going into it, more power to you.
	The problem with the educational system right now is they tell the girls that they can have everything, and they don't tell them that they are limiting their pool, and they tell them that, yes, you're going to be making a million dollars a year, and you'll be totally happy dating a guy that's making 50 grand a year.
	Absolutely.
	That's true.
	Or you'll build them up.
	They tell them you can build them up, too.
	That's the other thing that lie they tell women is you can build your man up.
	Especially at a young age, like yourself.
	It's zero money.
	No, no, no.
	Look, man.
	I always say, you want to go to school, you want to make money, you want to be successful, cool, but are you prepared to deal with the consequences?
	And those consequences are more than likely, extremely high likelihood, you're going to stay single.
	Because the very men that meet your requirements don't want you back in return.
	They want younger, hotter girls.
	Yeah.
	So, okay.
	I know we gotta wrap up here.
	So, Maddie, your time has come.
	Oh, bro.
	Here we go.
	First of all, Maddie, your time has come.
	Can't see your plans to put on something sexy to wear because you're with us tonight.
	Tacos, club, bedroom, fun, plus more bedroom fun.
	It's going to be a wild night.
	I hope you can handle it, baby.
	Please stop.
	Ooh, who's Maddie?
	Who's Maddie?
	Hamzan.
	Please stop.
	That's funny.
	Get them fresh.
	You guys are clowns.
	Get them fresh.
	Ladies, name three countries.
	Oh shit.
	I remember that.
	I'ma use it.
	Send it to me.
	You got it?
	Alright.
	What else do we got?
	Fresh not gonna get it?
	Ladies, if you were to get married tomorrow, how much debt would you be bringing?
	Oh, we got that one.
	Alright, let's get last thoughts.
	Oh, ladies, would you rather?
	No, we read these all.
	Alright, let's get the last thoughts of the ladies.
	We'll start here.
	Hate it, love it, how's the show for you?
	I like it.
	What'd you learn?
	I learned a lot of stuff.
	I'm like, obviously I'm boring.
	So, no, I just like learning how everybody thinks differently, like in their own way.
	Because what you think, you might think it's correct, but it's really not.
	Like everybody has different opinions of how they view things.
	So, it's just interesting of seeing everything.
	Actually, are you going to be more financially literate now?
	Yes, we learned a couple things.
	Okay.
	Or at least motivated.
	Yeah, motivated for sure.
	What about you?
	I just want to ask why you guys didn't answer the body count for you guys and for George.
	Oh, good question.
	Body count?
	I didn't know that was a question.
	What's your body count?
	That was not a question.
	Like I said, what's our body count?
	So why can't you guys tell us?
	Chris.
	Chris?
	Chris, what's your body count?
	Since you're the one that always asks this shit.
	Yeah, what's your body count, Chris?
	About 110.
	Oh.
	Oh, I'm sorry.
	What about you guys?
	Well, I've never been married.
	So you're single?
	I'm 51.
	And I've been dating since I was probably 16.
	So what is your biggest problem with finding a partner?
	You scared of commitment.
	That's the worst possible thing, bro.
	It's a business relationship.
	Yeah, I think if I had to answer that question as honestly as I could, it's very difficult to find a combination of the two main things that you're looking for, right?
	So from my standpoint, aesthetics...
	It's very high priority.
	But then also, I've got to hopefully be around someone that just isn't too annoying.
	And I know that sounds funny, but it's actually very difficult to find someone that would fit those two categories.
	What aesthetics do you look for, Joey?
	That's so true, man.
	That's probably prevented.
	That's been the number one.
	And then also, too, there's a paradox of choice.
	And it's just like a Cheesecake Factory menu, right?
	If there's just too many things in there, then it's tough to choose one.
	So if you've got, and for better or worse, I've had a lot of options for pretty much my entire life.
	A lot of guys struggle with women.
	That's never been a struggle of mine.
	So since you do have a lot of options, it's tough to choose one, and that's just me being honest.
	Is it tough to choose because there are so many good candidates, or...?
	You always...
	There's always a lot of variety, and there's always new women coming into your life that are fun and exciting, and that's just something that you don't want to give up.
	George, are you an ass man or a tip man?
	I'm curious.
	Well, in Columbia, you can be both.
	And I think also, the thing ladies gotta understand is that it's not our job to be in a relationship.
	It's your job to be in a relationship.
	Like, men, our goal is to make money, conquer the world, fuck bitches, do what we want to do, and be free.
	Your job is to find a guy and get in a relationship and get the last name.
	Men don't pursue relationships women do, typically.
	That's the truth.
	There's a reason why little girls play house from the time they're babies and children versus boys who are outside playing sports, competing with each other.
	It actually perfectly personifies the male experience versus the female experience.
	The female experience, since you were a kid, has been typically centered around family, children, people around you.
	This is why women are more social than men are in general.
	Men are more interested in things.
	Women are more interested in people.
	That's just how it is.
	So for us, it's your job to lock us down.
	Not the other way around.
	So him, he's living the dream.
	51, multi-millionaire, successful, clout, fucking bitches in Columbia.
	Yo, like, it's a W, and the girls, it's their job to lock him down, not the other way around.
	Well, he's a gentleman, you know?
	Oh, okay, yeah, well.
	Okay.
	Sorry, George.
	You've got to treat women very well.
	You know, I remember growing up as a kid, even at maybe four or five years old, if my mom was walking ahead of me, going into like the grocery store or something like that, she would literally sit and wait at the door for me to arrive to open the door for her before she would walk she would literally sit and wait at the door for me And this is like four years old, five years old.
	You know, she would require me to go around and open the car door for her.
	And that was really instilled at a very young age.
	And so, you know, when we come out and talk about this stuff, I want all the guys that are watching here, all the young guys that might not have grown up with a father or at least one that taught them these things in the household to realize that it's not just coming out and being a rude asshole.
	When you're with a woman, you've got to treat her well.
	Not a simp, but you've got to treat her well, be courteous, be a gentleman.
	But then when you're not with her, you're not texting her 100 times a day.
	100%.
	Because she realizes that you have other options and you've got a life.
	And that she is not your number one priority.
	Your number one priority is going out there and being successful as you possibly can.
	And that's something, if you can figure out that combination, then you're going to be very successful with women long-term.
	Each point of trigger that gets their emotions going.
	I look at a 51-year-old guy, no kids, no family, and a bunch of money, that's a W. I look at a woman that, if I took a female and had those same statistics, or those same stats, I'd be like, you failed.
	Men and women are very different as what we define as life success.
	I look at it as a woman is successful and she's able to find a man that she loves and admires and respects that she wants to be with.
	I look at a man as successful if he's dominated the world, he's created some respect, he has peers that respect him, etc.
	And then a byproduct of that could be a woman or not.
	But, yeah.
	Anyway.
	Sorry.
	And you have no kids?
	No kids?
	No children?
	Not right now.
	Okay.
	Last thought.
	I just wanted to give a shout-out to DJ Detox.
	In the building.
	Shout-out to him.
	What about you?
	What are your thoughts, Miss Venezuela?
	Last thoughts or comments?
	I think my last comment would be that I guess today I learned that a 401k is useless.
	Because I have one.
	It might not be useless.
	Some of them just restrict your options.
	As you can tell, I like to have as many options as I possibly can.
	Yeah, that's all.
	Fantastic.
	What about you?
	More things about financial and everyone's perspective.
	We all have different ways of thinking.
	All right.
	Great.
	A lot of charisma.
	Yeah.
	What about you?
	My last thought, to kind of wrap up the last conversation.
	Do you ever crash a charger?
	Yeah, she did, bro.
	Look at her.
	Are you throwing left off?
	No, I hit it.
	Be honest.
	Watch out, everybody!
	Trust me.
	Be honest.
	You hit it, huh?
	No, it never got totaled.
	It just got a little scratch on it.
	Oh, yeah, she hit it.
	She hit it.
	She hit it.
	But no one else said, like, we only had to get insurance involved.
	It wasn't, like, a lot.
	The stereotypes never fail.
	Yo, I'm telling you, bro.
	Eyes low!
	This shit crazy.
	We got a black chick on the panel with bad credit.
	We got a fucking Chinese chick that can't drive.
	This is fucking awesome.
	I love racism.
	I love this shit, bro.
	That's wild.
	What do you think I had with that love?
	Yo, this is fucking crazy, bro.
	- This shit is so bad.
	- This shit is a little like a Asian.
	- Yo, man. - Drop being like a blaze shit.
	And then we got another black shit guy kicked out the military.
	This shit lit. - The way you guys are talking, have you guys ever been in an accident?
	Bro.
	Bro.
	Never in your life.
	Because of women.
	Yes.
	No accountability.
	No accountability.
	Except one by a faggot was because of women.
	Zero accountability.
	You know what I'm talking about.
	No, he literally was a faggot, though.
	Oh, yeah.
	I thought you can't say that word.
	We're at rumble, nigga.
	We're at rumble now, faggots.
	So, yeah, gay dude actually did it.
	Mom line is, you hit your car.
	And you're Chinese.
	It's funny.
	That's just fucking funny, bro.
	I think I know Shane Ballett, whatever.
	Good time, fuck it.
	Got adopted parents?
	Hey, can't change the jeans, baby.
	It don't matter.
	Eyes low!
	Yeah, eyes low.
	What about you?
	She hates me now.
	Insurance high.
	She hates me.
	She hates me, bro.
	I had a good time.
	I think that this time you guys were actually a little different.
	I think you guys have improved as hosts since the last time.
	Thank you.
	And I actually enjoyed this one even more because the last one I was on, there was no females that thought like me on the podcast.
	So this was actually like warming to have some people with higher IQs.
	So if I come back again, I would like to have a similar panel.
	It's not going to happen, bro.
	I'll tell you this, bro.
	Don't get used to it, nigga.
	I'm going to tell you, man.
	He needs to do it.
	Yo, one time.
	Yeah, you can do it.
	Hey, guys, George is here, man.
	I'm with some girls, man.
	Very refreshing.
	Yo, Chester, we're going to complain about that.
	Tomorrow, Friday, it's going to be crazy.
	Yeah.
	What about you, Miss?
	I was going to say Ling Ding, but you don't like Ding Ding, so.
	I really enjoyed the panel.
	I really enjoyed the panel.
	I enjoyed all the girls.
	Sure you do.
	Yeah, yeah, yeah.
	I really had a good time listening to Y'all Two Thoughts.
	Thank you.
	Very intelligent conversation.
	Thank you.
	Just inspired me to get a little bit more educated when it comes down to financial literacy.
	And also, thank you to DJ Detox.
	Need a plug?
	Use the plug.
	Shout out to 7th Elemental Nails.
	You break your body!
	What about you?
	I really enjoyed it.
	Yeah, that's pretty much it.
	I liked hearing everybody's thoughts and I learned more about financial literacy, so I enjoyed it.
	That's good.
	What about you?
	Three years later, I can honestly say, y'all have really calmed down a lot.
	Don't get used to it just because George is here.
	It has to be.
	It has to be.
	Well, to be fair, he did a lot, you know?
	It has to be.
	But I definitely would say I appreciate you, George, for being here because there was a lot of information that I've learned that I was kind of just a little bit...
	What did you learn?
	I was...
	That was Chris.
	Of course it's Chris.
	What'd you learn?
	All the side comments.
	You guys keep looking at us.
	It's Chris.
	Financial literacy, but one of the things that I can say that stood out to me was learning about GFC. I had no idea what that was.
	So that was actually very informative because I didn't know what that was.
	Well, if you enjoyed this, go to my YouTube channel.
	Yes, I was going to tell the girls to check your channel.
	I do whiteboard videos, 500,000 subscribers or whatever.
	But I go over this stuff, but at a very, very, very deep level.
	And so if you enjoyed this, just surface level, not to plug it or anything.
	No, no, no.
	We bring George on periodically on the pod and he gives us updates on the market.
	We talk money.
	We talk real estate.
	We talk commodity.
	We talk everything.
	We talked about the monetary system.
	The smartest guy I know in finance by far is George Gammon.
	So we bring him on, what, three, four times a year at least?
	Yeah, something like that.
	Whenever I'm in town.
	Yeah, whenever you're in town.
	And then I also didn't know about...
	Because you were talking about something about the bank as far as printing the money and things like that that is digital.
	Those are things that I did not know.
	So sitting here today, I really appreciate the fact that I learned it.
	Yeah, and the panel of ladies was amazing.
	Three years later, I can honestly say I'm definitely glad I was able to get this panel.
	Because I have been on some panels that have been...
	Girl, I know.
	It's not it.
	I was very impressed by the panel.
	I mean, Myron, we were going back and forth about questions.
	We thought that would make it entertaining.
	But most of the questions that I had, I didn't even ask them.
	Because you guys were just blown right through them.
	Where I think a normal panel, they would have struggled, to say the least.
	And, shouts out to DJ Detox for bringing me back three years later.
	All right, shit.
	Okay, there you go.
	Do we have rumble rants?
	Okay, I'm going to fly through these.
	Omani goes, open a Google tab and type in, why is my wife allowing me read the first paragraph and get the lady's thoughts, then open another tab.
	Not today's episode, my friend, but we can do it on another one.
	Yo, can we say that?
	Because he's done for the second time.
	That's a very good one, actually.
	Can we say that?
	Yeah.
	Mo, keep that as a theme for another pod.
	Here's an IQ relative question for the panel.
	Ooga Booga.
	What the fuck?
	Shout out, George, for breaking down the bank since the Monday.
	Yes, a really good episode.
	Big Pimpin' HeyFNF, most of these girls have found their perfect guy, but the door in them still wants to explore.
	Question, ladies, are you going 50-50 with a guy or other?
	No, bro, you already know girls don't want to go 50-50.
	As more men stay losers with addictions to corn and video games and as women's hypergamy grows from social media, will high-five men refuse to be monogamous because of the severe supply and demand?
	Yeah, I completely agree with that.
	That could happen.
	I'm selling my house in Italy for 360k euros.
	Should I change the money in USD? I live in Miami.
	Should I buy a property or keep them in my savings?
	Forget about it!
	Invest it somewhere, bro.
	Don't put it in your savings, man.
	Yeah.
	Name three countries, three states.
	Not on this one.
	To all the females, I said old money.
	None of y'all would take a motherfucker with a backbone like Prince Harry.
	Seriously?
	Goddamn.
	Emiliano goes, ladies, if you had paid attention on the answers you all gave, they are all the same, and then you say, oh, I am special.
	I am me.
	Myron, please tell them they're not special at all.
	Amen.
	You see it yourself.
	Edgar goes, Myron, I plan to move to Bartow.
	Is that a good area to buy my first house?
	I'm making $100K a year at Tesla Gigafactory in Reno, Nevada.
	George, should I put more 401k so I don't lose as much taxes?
	We talked about the 401k as far as, like, I don't know where Bartow is, bro.
	Did you meet Barstow?
	I don't know.
	Maybe?
	I don't know.
	Hey, I was on your podcast with my back in August.
	The virgin girl, I finally lost my Virginia accidentally.
	What do I do?
	The guy won't let me cook, clean, or get close, plus might be preg?
	What?
	Smoothie cake?
	Oh, no.
	It's a Barstow.
	How do you accidentally lose your virginity?
	All right.
	Is that it?
	It has fell in.
	Cool.
	Guys, we will be back on Friday.
	Should we say who the...
	With a big guest.
	You know what?
	This is going to break the internet, so let's just keep it cordial.
	Tune in Friday, guys.
	We got a big guest on Friday.
	It's going to be late.
	We'll catch you guys right here, 7 p.m., Friday night.
	We'll say this.
	Trad?
	What?
	We'll leave it.
	We'll leave it.
	All right.
	Oh, fresh, man.
	Come on, man.
	What?
	I'm trying to save the show.
	Yeah, yeah, yeah.
	Alright.
	Friday, you guys are going to see it.
	It's going to be crazy.
	Someone said it.
	Yeah, I made chat.
	Alright, guys.
	We'll see you.
	Peace.

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