Knowledge Fight Interactive Search Tool

All Episodes

Previous Next

Dec. 4, 2023 - Fresh & Fit

01:27:47

5 Steps To Transition From Employee To Entrepreneur!

Large

Audio Only |

Scroll

Time	Text
	Thank you.
	What's up, guys?
	Welcome to Fresh Hit Podcast, man.
	It is Money Monday.
	We're going to talk about transitioning from employer to...
	Sorry.
	From employee to employer.
	Let's get into it, guys.
	guys let's go we'll see you next
	time we'll see you next time Am I Mike?
	All right, we are back.
	What up, guys?
	Welcome to the Frustrated Podcast, man.
	We are back.
	It is Money Monday, man.
	We've got an important one today.
	I think this is going to be one of those episodes, guys, where it's probably going to be one of the most helpful episodes to you guys, especially for you guys that want to transition over and get a side hustle or start entrepreneurship or whatever.
	But we're going to teach you guys how to go from employee to employer.
	So first, resume episode gets you the job.
	And once you get into that position, how to transition to employer.
	There you go.
	Employer.
	So, real quick announcements, guys.
	Rumble.com slash FreshFit, as you guys know, that is home base for Fresh and Fit, man.
	If anything were to ever happen when we get cancer, you guys know exactly where to find us.
	Rumble.com slash Fresh and Fit.
	Also, guys, CastleClub.tv.
	Join up, man.
	It's only $20 a month.
	Helps us out.
	Helps out Rumble.
	Helps out locals.
	Helps out the whole squad.
	Yeah.
	And we put a bunch of content on there.
	All the Frank Castles are there.
	IRL streams when Fresh travels or whatever maybe, or when we travel, sorry.
	And we're going to decide if we're going to stream the gaming stuff on there too.
	Yeah, yeah.
	I know you're going to start raging and stuff.
	Yeah, we might start a game for y'all here very soon.
	Pretty much everyone on the team is playing Overwatch right now, so we might start streaming that for you guys.
	I know you guys were asking, like, hey yo, y'all should start streaming, playing games and stuff like that.
	But my thing is, I don't want to start streaming it unless we're good.
	Like, we don't want to suck and just be playing, bro.
	That's just trash.
	I know a lot of people do that shit, like they'll play games, and they absolutely are trash, and it's like, why are people watching this guy?
	I wouldn't want anybody watching me if I suck.
	So, yeah, so we're trying to get good.
	They could see our transition from noobs to expert-level players.
	Imagine us playing GTA 6, though.
	That'd be hilarious.
	Yeah, but that doesn't come out, bro.
	All you gotta go crazy for the trailer, bro.
	It doesn't come out until 2025.
	Two years, bro.
	The fuck?
	Everyone's all hyped up, and I'm like, yo, it doesn't come out for two years, man.
	Could you imagine you spent two years waiting for this game, and you passed away?
	Yeah, that could suck.
	That's really dark, but hey, I'm just saying, bro.
	Then also might be a female main character?
	Come on, man.
	Yo, that's crazy.
	What the hell, bro, man.
	It's so woke.
	A single mother you're playing as too?
	It's a single mom?
	Apparently.
	Oh, man.
	That double.
	Rockstar.
	Went from rockstar to wokestar.
	Goddamn, bro.
	I don't know about y'all, bro, but I can't play a game as a girl, bro.
	I mean, they might be the best player in the game, but if it's a girl, I just can't play, bro.
	Yeah, that's weird.
	I just can't do it.
	It's agony.
	Damn.
	But yeah.
	But yeah, we'll see what happens.
	But yeah, guys, also check me out on Twitter, Unplugged FitX.
	As you guys know, that's my new Twitter.
	I'm on there posting quite a bit.
	It's growing at a decent rate.
	I'm still trying to hit 100K. I don't know if we'll hit 100 before the end of the year, but let's see if we can.
	So yeah, just follow me over there, guys.
	I post a lot.
	I'm tweeting at least...
	At least three times a day I'm tweeting.
	So I'm pretty active on there, man.
	So check me out.
	And then what about you with the CEO Network?
	We're back to shooting vlogs, man.
	We just posted the new SV that I just got.
	And I was supposed to go to a car show.
	I'm actually dropping a vlog tomorrow.
	Somebody hit the car, bro.
	Yo, get this, right, guys?
	So I'm legit ready to go to the car rally, the toy drive, right?
	It's from Miami to Philadelphia to Naples.
	I'm excited, ready to go.
	I was like, you know, I'm gonna stay up all night and just go straight to the car rally, right?
	Then I was on the beach.
	I passed by this, you know, queer club, right?
	And I stopped at the light.
	I stopped at the light, my business, all of a sudden I heard, and I'm like, Wait, did I tell my foot off the brake?
	Like, what's going on here?
	I should be fine.
	No, I'm not fine.
	The car just jerks forward.
	I get out of the car, this F word hit me.
	Now, I don't know if this is karma to say the word so much, but nigga, I got hit by an F word, bro.
	Oh, man.
	Anyhow, long story short, man.
	They hit SV. Crazy.
	But, again, you know, I'm going to post a vlog what happened.
	And even the cops were like, bro, we're fans of the show, too, bro.
	We support you guys, but this is crazy, man.
	Damn.
	Hit the SV. But it's not too much damage, though.
	It should be fine to fix.
	But just...
	Yeah, it's a bumper.
	It's a fender bender.
	Yeah, bro.
	But wow.
	So, yeah.
	So I'll post our vlog up tomorrow.
	Damn, man.
	Insane, bro.
	Well...
	600k.
	What?
	For the car, bro.
	Oh, yeah, yeah, yeah, yeah.
	Wild.
	Goddamn.
	Wild.
	And does that hurt, like, the value of the car?
	Hell yeah.
	I mean, bro.
	Even if you get it fixed.
	No, no, no.
	If I fix it, it's fine.
	But I'm just saying, imagine I went through insurance and all that stuff.
	It'd be bad.
	For a little fender bender.
	But he's gonna pay.
	I'm gonna pay.
	Why doesn't he pay?
	He crashed into you.
	He hit you in the back.
	Because if I go through insurance, then it's going to affect me.
	Because in Florida, if you get hit like that, both insurance go up.
	Wow.
	I can just get it.
	Actually, my boy's gonna do it for like pretty much free, so I'm good.
	Even if it's not your fault?
	Yeah, bro, as well.
	So yeah, Florida's screwed, bro.
	That's crazy, bro.
	What the fuck, man.
	But yeah, bro, that was crazy.
	What was he doing?
	Was he drunk or some shit, or was he just looking at his phone?
	Like, how the fuck do you hit a car in the back?
	He's like, oh, did I hit your car?
	I'm like, I can't even get mad at you, bro.
	I can't even get mad at you right now, bro.
	I'm mad though, but I'm like, fuck.
	What do I do here?
	Damn, man.
	Alright.
	Let's see here.
	Okay, we can have some of these chats and we can get right into the countdown.
	Yes, we can.
	We got here...
	Linden goes, is it possible to use...
	An FHA loan to get a triplex, then use the first unit to live in, the second to rent to a tenant.
	Wait, where are we?
	Oh, and then use the third unit as an Airbnb.
	Would it be best to have the second and third units under different LLCs?
	Ocala, Florida area, by the way.
	No, the property is under one LLC, and then, I mean, it's up to you.
	You could put one as a tenant and one as an Airbnb if you want.
	It's up to you.
	The biggest thing is you've got to live there for at least a year.
	Yeah.
	That's fine.
	Do you want to live in a property where you've got random Airbnb tenants all the time?
	That's up to you, bro.
	That might be a headache.
	Julian, we're going to go 10 and up from here, guys.
	FNF on GTA 6 seems like...
	Where are we at here?
	Logical business movement developers.
	I don't know, man.
	Yeah, I don't know.
	Rockstar might be too woke for us, man.
	I don't know.
	For real.
	They're making female characters that are single moms and shit.
	That's wild.
	What else do we got here?
	You guys are handling the Rumble Rants?
	Okay, guys, FNFSuperChat.com, as you guys know, whenever you do that, it's a bit faster than with the Rumble Rants, because the Rumble Rants, we've got to screen it when it comes in and then, you know, put it on screen and everything else, screenshot and all the other stuff, so it's a little bit slower.
	But either way, thank you so much.
	I know I asked this question before, but say, for instance, that you have $10,000 saved, what would you do?
	At that point, bro, I would invest in myself for learning a skill, because I think it's too low a month to invest, because 10k isn't a lot of money.
	Or actually, you probably want to keep that in a savings, like your emergency fund, bro.
	You know what I mean?
	You want at least six months to a year of all your living expenses sitting somewhere liquid that you can use, guys.
	Bro, I'll never forget.
	I told my mentor, I was like, yo, I got 10K saved.
	He's like, what is that?
	Save 100K and then talk to me again.
	I was like, god damn!
	He was right, though.
	10K is nothing.
	Yeah, yeah, you can't do it.
	Yeah, from an investment standpoint, you really can't do too much with that.
	Can't do much, bro.
	Unfortunately.
	So, yeah, you need to save more money, my friend.
	And honestly, that should be your emergency fund anyway.
	Hey, man, I watched Friday Call and episode SMH on the last call.
	Our question, when will you do a stream on Natural Testosterone Boost?
	I mean, watch the episodes that we did on weight training, bro, and counting your macros and losing weight.
	That will all increase your testosterone naturally by eating well, going to the gym, training hard.
	You'll be fine.
	Work with Malcolm.
	Work with Malcolm goes, I have an interview to work for Greg Gallagher sales team.
	Any advice?
	I love you guys.
	I hope my number is saved from the last call-in show.
	It is.
	Yes, it is saved.
	Mo got it.
	Bro, just be confident.
	It's a sales job, so you've got to sell yourself.
	You know, typically sales jobs are, you know, they're going to bring you on, but the thing is, it's going to be performance-based more than likely, so you just make sure that you close people.
	And if you can, have some sale experience because that'll go a long way too.
	There you go.
	NaviSense says, Fresh, would Audi R8 be a good investment since it's discontinued?
	Yes, but I would say, I want to say to be specific, it would only be like mainly the manual.
	So that would be a really good one to get a manual stick Audi R8. Okay.
	Yeah.
	DanManOG says, What's up, FNF? Mo, Bills, HennessyMan.
	I want to ask, what's the best playlist to put on in the bedroom for some people that don't know what to put on with taking a chick home?
	My gym playlist.
	I mean...
	To be real?
	He's asking Bill Amos or Moe?
	Go ahead.
	I actually have a gym playlist.
	Some of the best artists I listen to with some of those musics are Marcus Houston, Trey Songz, Pleasure P, Chris Brown.
	Pleasure P? Pleasure P. And Myron.
	I know Myron.
	Ha!
	Gay!
	Listen to R&B in the gym is weird to me, but hey man.
	Okay, Bills, what about you?
	What should they play in a bedroom to get the mood going?
	Honestly, bro, y'all, this is a little TMI. I can't play music in the bedroom, bro.
	I'll be listening to the beats, like, thinking and studying and stuff, so I honestly, bro, I just put on a movie on Netflix, bro.
	I can't help you, bro.
	I'm sorry.
	This is not...
	I have no advice, bro.
	Simply put, you can't go wrong with our full beats, bro.
	Our full beats, bro, you can't go wrong.
	Although I'll give my number one favorites, Trey's songs, Jupiter Love, Chris Brown, Take You Down.
	Yeah, yeah, yeah.
	There you go, my friend.
	There's your suggestions.
	There you go.
	I mean, Jacquees is also good as well.
	Jacquees, the one he got with Drizzy, Jabadi, Jacquees and Drizzy.
	Okay, Drizzy?
	Yeah.
	There you go.
	You are the fall, I'ma go deep in your body.
	Yeah, hell yeah.
	Hey man, you give him a mic.
	You give him a mic.
	I kill says, you guys, I'm making 150k a year, and my girl kept asking about marriage and shit we have to do with a child, but I told her, whenever I'm ready, I'll make it happen.
	There you go.
	So, yeah.
	It'll happen, yeah.
	She wants a family, bro.
	She sees a future with you.
	But if you hit 150k from posting our shit, nigga.
	Ultimatum time.
	Yo.
	Damn.
	Love distraction.
	Yeah.
	I hope all the bros really take this info in.
	Two years ago, I was the 9-to-5 bum.
	Oh, no, never mind.
	That's not a law of distraction.
	That was the other guy.
	My bad.
	I thought a law of distraction was what would make it worth 50.
	Okay.
	I was a 9-to-5 bum working at a dog facility making $2,000 a month.
	Now I have three businesses and it's all off info from the podcast.
	YouTube Clips Channel, Amazon FBA, Natural Soap LLC. Don't be lazy.
	Shout out to you, bro.
	Shout out to you, bro.
	I'm the market, bro.
	Do your thing.
	For all the haters out there that say, yo, man, you guys don't help men become better.
	Yo, what are you talking about?
	I know you guys are going to make money.
	Bro, it's crazy what that dude was a fucking hater, man.
	Goddamn.
	And they couldn't back up anything.
	Bro, we have so many people that hate watches, bro.
	And a lot of them are like Abba and Preach fans that are like angry and frustrated that Abba and Preach don't give them no value besides reacting to stupid ass videos and they come over here and talk shit.
	It's just wild, bro.
	Like, we have so many people that hate us that watch us and I just don't understand why.
	Like, why are y'all watching us if you guys hate us?
	They want us to feel so bad.
	They want a moment of weakness to just like expound a pan and kind of like just throw out there.
	But again, the value that we added is so much that people can't relate.
	Yeah, you can't deny it at this point.
	So it's like they'll get mad at like Brandon Carter or Derek Moneyberg coming on, but it's like, okay, but they give a bunch of value for free.
	You don't have to buy their course.
	You can literally just sit there, get the free sauce and be good.
	And you don't have to worry about paying for anything.
	That's like me saying, I watch a video on YouTube and I must buy whatever they're selling.
	No, I don't.
	If I think it's going to help me, I'll pay for it.
	But if not, I'm not going to buy it.
	Free advice.
	Cool.
	I'll take it and run with it.
	Yeah.
	I don't know, man.
	It's weird, bro.
	It's crazy, bro.
	But haters are going to hate.
	Yeah.
	All right.
	So, guys, we're going to talk about how to transition from employee to employer.
	Okay, guys?
	Five steps.
	Okay?
	Step-by-step on how to do this, guys.
	How to transition from your nine-to-five job and become an entrepreneur.
	Okay?
	Or, you don't even have to become an entrepreneur.
	You can just get a side hustle and just do both if you guys want.
	But step one, guys, is to get a job, okay?
	Now, I know what you guys are probably thinking.
	Myron, yo man, that's super basic.
	What do you mean?
	Get a job.
	You need to get a job.
	And what do I mean by this?
	I mean whether it's an entry-level job, Uber, Uber Eats, DoorDash, I don't care what it is, McDonald's, Burger King, you need to get something going that brings in money, okay?
	I don't care what it is, but the point is you need to get some kind of cash flow in, alright?
	That's extremely important.
	A lot of you guys are unemployed completely and it's like, no, no, I'm just gonna go straight to entrepreneurship.
	No, fuck no, don't do that.
	Get a job first so you have money coming in, and then do your entrepreneur stuff on the side, okay?
	Because yes, of course you could go with your entrepreneurship from the beginning and try to make money and everything else like that, but it's gonna be very difficult to make money when you don't have money, man.
	It's always better to have some type of money coming in, also for you to live, for you to invest into your business, etc.
	So get a job, man.
	Don't be like one of these people and think, oh no, I'm just gonna go straight entrepreneur, I'm not gonna get a job, I'm not gonna work for nobody.
	No, man.
	Another thing, too, about getting a job is you're going to learn life lessons that are very important.
	You're going to learn chain of command.
	You're going to learn how to speak to people properly.
	You're going to understand authority.
	You're going to understand having a job and getting that job done and picking up certain duties.
	You're going to understand having timelines.
	You're going to understand how to deal with people that are coworkers and colleagues.
	All these things that are super important to your personal development as a human being and as a man is going to come from you having a job, guys.
	There's nothing wrong with having a job.
	We're not going to be one of these fucking entrepreneur porn guys on here telling y'all, oh no man, jobs are for losers, blah blah blah.
	No man, most of y'all are going to have to get a job at some point and there's nothing wrong with having one, especially in the beginning to get some capital.
	The argument is, getting a job is hard.
	We did an episode a couple of weeks ago on doing your resume, getting your CV on point, how to get the interview.
	So watch the episode if you guys have not caught up on that.
	But I would say this as well.
	You've got to play to hella jobs, guys.
	You've got to play to hella jobs because, again, you are a small number and no one knows who you are yet.
	So I would say go on JobIndeed, go to Monster.com, apply, apply, apply, until you get a response, and then, of course, do the Zoom call, do the interview.
	But for most people, though, getting a job is going to be key because, again, you've got to pay your bills somehow.
	And having a business itself, it doesn't always take off right away.
	So having a job just to keep you founded, keep you grounded in that sense, and then add on to business or second job will help you a long way because most people, again, don't have a job.
	But if you do have a job, get that foundation, make some money, pay the bills, and from there, get a side business.
	Yeah.
	But yeah, step one, guys, is get a job.
	Don't go straight into entrepreneurship or anything like that without having a job.
	Some of you, like Myron said, you could do Uber.
	I did Uber my first year here, and I did well.
	I mean, I did my job and Uber.
	But again, it's having the foundation first, paying your bills, having a consistent revenue coming in, then save some money up, do a second job as well.
	You're going to kill it, man.
	Yeah.
	So that's step one, aka, we're counting down five to one, right?
	The five things you got to do.
	But that's step one is getting a job, okay, guys?
	Next, okay, not only are you going to get this job, right?
	Now we're on number, well, I guess we're counting down four or step by step.
	This is now step two, right?
	So step one is get a job.
	Step two now, guys, is to get that job and work it tirelessly, okay?
	Promotions.
	For example, if you can, get promotions to get higher pay, of course, but also see if you can do other things in the business to wow your boss, to get more exposure, and then maybe pick up a second job.
	Or a sales job, too.
	Yo, put it this way.
	Instead of me telling you guys how many hours to work, I'm going to give you guys a target number.
	$100,000 in a year, okay?
	I don't care if you're working, you know, a job where you're driving Uber and then also doing maybe some restaurant job or you're doing a server job or whatever.
	The goal is you need to work that job tirelessly to the point that you're making $100,000 a year, okay?
	You might not be able to do it with one job.
	You might have to do it with two jobs.
	You might have to work 80-hour weeks.
	I don't care what it is.
	You need to make $100,000 a year, okay?
	And I know for a lot of you guys, like, whoa, that's a darling test.
	That's a lot.
	You can absolutely do it because you just have to accept the fact that you're going to give up your life for one to five years, okay?
	And there's so many different things you could do.
	Yo, I know Uber drivers that make six figures a year, DoorDash.
	You can work an entry-level job and just do overtime.
	You can absolutely make $100,000 a year.
	The question is this.
	Are you willing to give up your weekends?
	Are you willing to give up hanging out with friends?
	Probably not.
	Your social life, etc.
	You're going to have to give that stuff up, okay?
	And for you to do it for one to two years...
	Sorry, one to five years?
	I think it's worth it.
	Because you're taking one to five years from your youth, because I'm assuming most of you guys that are watching this are going to be in your 20s, or if not, you're in your 30s, which you need to fucking get your shit together now at this point.
	We had one guy that called in at 36 and didn't have his shit together.
	You're going to have to go ahead, guys, and grind.
	You're just going to have to accept the fact that for a while, you're just not going to have fun.
	It is what it is.
	Especially if you don't have a degree or something where you can fall back on.
	You're going to have to work these...
	These jobs that are a bit lower, how do I say this?
	People might consider it grunt work or whatever it may be, or you could get a trade, right?
	You could become an electrician, a plumber, whatever.
	That will help you make 100K a year fairly easily while working regular hours.
	But if you don't have an education or if you don't have a skill set, yo, you're just going to have to bite the bullet and work to make 100K a year with one or two jobs.
	Yeah.
	I think for most people, I'll give an anime reference here, they want to be a one-punch man.
	He does one punch, basically, and you're defeated.
	But the general person, you need combinations to actually get the opponent down, which is life.
	Life is your opponent, right?
	So, in this sense, what's the combinations?
	One, have a steady job.
	That's your main job.
	Pays the bills.
	Covers your expenses.
	You might have something left over for, like, other stuff.
	Get either an Uber job, a sales job, maybe a side business if you can, to make extra income.
	Now, if you're lucky, your job might offer overtime.
	If you're not sure what to ask for, ask your boss, hey man, I'm putting in hours, but I want to make some more money.
	How can I do this?
	He might tell you, listen, we offer overtime these days specifically.
	It's going to work.
	I'll give it to you.
	Or, you made a second job.
	I would just say, combinations help you move forward.
	And in the same breath, if you can have your main job pay your expenses, your second job stack up for your business, It's a W. Yeah.
	And not only that, I want you guys, when you're working this tirelessly trying to hit $100,000 a year, hey, maybe you might hit $85,000.
	Maybe you might hit $90,000 or $70,000 or whatever.
	That's fine to start, but I want you guys to really work towards hitting $100,000.
	I want you to also simultaneously...
	Lower your cost of living.
	That means living with my mom.
	That means living maybe with a bunch of roommates.
	I want it where you could pay your rent like three to four times over.
	Okay?
	Because what that will tell me is you are making way more than you need for rent and you're able to save a majority of your money.
	That's where you want to be here, guys.
	You're working this job to save a majority of your money that's coming in.
	I want you to spend just a little bit of it for a living.
	And if you can live with your parents or whatever for a while or with roommates, do it.
	Now, I don't give a shit what no one says about, oh, bro, you live with your mom.
	Who cares?
	It's going to be for a temporary period of time because the next step is where we're going to talk about getting your own spot.
	But you need to save capital in order to do this.
	So this means no kids.
	No car payment.
	No major expenses where it's going to take most of your income.
	Because I know guys from back in the day when I used to work at Chick-fil-A, they had a BMW, right?
	Their parents bought them the car.
	They got low for the car.
	Their actual payment was half of their paycheck, which is huge, by the way.
	So you want to live at home, like Myron said.
	Or if you can, get a studio apartment.
	They're pretty cheap, like $500 a month, $600 a month.
	But also...
	Wait, we live where, nigga?
	In a room.
	Oh, oh, oh, oh.
	You mean like, okay, rent's a room, you mean?
	Yeah, when I first got here, there was a room.
	I was there for like, what, a year and a half?
	I paid 500 bucks in rent.
	But that room, I could maximize my profits and save a lot of money, too, with no car payment.
	So it helped a lot.
	Yeah.
	So...
	Not only are you going to maximize how much money you make and working a lot of hours, you should never be home anyway, guys.
	So, like, it doesn't matter, honestly.
	It's funny.
	The lady told me, you are one of my best tenants.
	You know why?
	You're never home.
	I had two jobs, and if I wasn't working, I was at Starbucks looking at YouTube videos on real estate.
	Yeah.
	I was never home.
	Yeah.
	Like, yo, if anything, guys, you should be using that place to sleep only.
	So, live with your parents.
	Shower and sleep.
	Yeah, shower and sleep.
	If you get lucky.
	Yeah.
	Yeah, you know what I mean?
	But yo, like, you know, whether it's living with your parents or living with roommates or whatever, your job, guys, is to hit $100,000 a year.
	You might have to do that with two jobs, maybe even three jobs, but the point is you should be working 80-hour weeks.
	If you're working all the time, you should be able to do $100,000 per year, guys, if you're working all the time.
	Yes, it's going to be blood money.
	Yes, it's going to be slave labor, but you need to do it so that you can save money so you can build the foundation that we're going to go into, which is next.
	You're going to...
	Save this money, four to five years, and you're going to purchase education to increase your income for a skill and for your first home.
	So what you're doing, guys, is now that you have your job or jobs, whether maybe let's say you have an entry-level sales job, maybe you drive Uber on the weekends, whatever it is, You have this job or jobs.
	It's making you money, right?
	And you're keeping your cost low.
	You're saving that money.
	What you're going to do now is you're going to take that money that you're saving and you're going to use a part of it to save for a down payment on an FHA for a home, okay?
	Which I want it to be a duplex or a triplex, okay, that you can rent out.
	And I also want you to save for a skill set that will help you start a business, okay?
	It can be...
	Maybe you can go ahead and buy...
	Get in with Brandon Carter until you learn how to do a fitness business.
	If you're a fitness enthusiast, maybe you can go ahead and learn how to start learning a skill set.
	Maybe it's a trade, whether it's an electrician, whatever it may be.
	You're going to make this money to save so that you can actually get a high-income skill.
	Okay?
	Because you're basically doing grunt work.
	So that you can go ahead and buy the skill set to learn how to do work so you aren't necessarily trading time for money to the same extent, okay?
	And you're also simultaneously saving to buy a home, right?
	And when I mean by home, I mean like a duplex, triplex, etc.
	And you're going to live in that place.
	So again, remember how I told you, hey, just deal with the crap where you're living with your parents or roommates or whatever it may be for one to five years.
	It's all to set you up so you can put a down payment on a home and also Buy the education required to get a skill set that will help you make more money.
	Okay, guys?
	Because you don't want to do this grunt work.
	You don't want to be driving Uber and waiting tables and everything forever.
	You're doing that just to build a capital so you can learn a skill set to make money and make that same amount of money that you're making from these two or three jobs in a shorter amount of time.
	And, the big one, and you're doing this to save for a down payment on a home with an FHA loan.
	Very good point.
	I'd like to mention as well, the other side of the coin.
	So you mentioned the side where you're actually doing work, you're putting in steps to add to the business.
	Yeah.
	Other side is, you stay at your job, you're complacent, you argue with people saying, I want to make more money, but you don't take any actions, and over time, you're there for years.
	Yeah.
	And the problem with that is that you had a chance to make a change for yourself, but it takes action and effort.
	If you stay at one job forever, bro, that's going to- This is the critical step here.
	Destroy your wealth building process.
	This right here, guys, step three?
	Okay, because number one was step, get a job.
	Number two was work that job or jobs tirelessly.
	I don't care what it is.
	Another big thing for a lot of y'all.
	Put your fucking ego to the side.
	So I remember one guy called in and said, I don't want to do fast food.
	I don't want to be a waiter.
	I don't want to work in blah, blah, blah.
	I don't give a fuck what it is.
	Put your ego to the side.
	You're probably going to have to work a job that you hate or you dislike, especially if you don't have an education, in the beginning to save up the capital so you can go ahead and do what I'm talking about when it comes to step three.
	Step one is get the job.
	I don't care what it is.
	Step two is work that job tirelessly.
	Maybe get a second job.
	Always be home and keep your costs low.
	That's going to put you in a position where you'll have enough capital to buy the ability to get a high-income skill, whether it's a trade, whether it's a course, whatever it is that's going to set you up so you can make money More effortlessly, okay?
	We don't want you guys doing this blood money thing forever, but of course it's going to cost you money to get the education to earn this, to be able to do this skill.
	Then, I also want you to save because obviously you're not going to live in that shitty apartment or with your parents forever.
	You're going to have to go ahead and get your own spot.
	But, I want you to buy a crib that's going to be a duplex, triplex, or fourplex for this to all work, okay?
	So you're saving up for two things.
	The ability to get a skill, and then also for a home, alright?
	Uh...
	Should I hit the chats and then we'll go into the last two?
	I was going to add as well, so for this part of the process as well, I've seen people, especially at my old jobs, they were there for like 20 years plus, right?
	I came in less than a year and a half, or less than two years, came in, made a lot of money, and then left.
	The problem is, if the mindset is, I'm going to stay at this job to make money to become rich, I thought it was going to happen.
	And in that mentality, you're there for what, 10, 20, 30, 40 years?
	What do you have to show for it?
	Yeah.
	Nothing.
	So I think the mentality is when you get a job, guys, look at it as I'm in this job for a period of time.
	Do the math.
	If I work for a year here, how much am I going to make?
	$1,600K? Is that worth it?
	Okay, cool.
	When I make this money, what am I going to do with it?
	And with every day you go to work, what's the attention behind it?
	I think for most people, you go to work just to work and pay bills, but go to work with attention so you can leave or have an exit strategy once you're done with it.
	And then secondly, Have goals on either your textbook or in your room where you can see visually every single day.
	Because even though I was working at Chick-fil-A, taking calls at AT&T, it was grunt work, but my goals were always in front of me every single morning.
	So I wake up, look at my goals, and that kept me going each day.
	Because I can't imagine people going to work with no goals.
	It's...
	First off, very tiring.
	And two, you're not motivated to do anything better.
	So when I went to my job, I was, you know what?
	Every day I'm going to improve to make more money.
	And I did that.
	I came into the job.
	I did the work of two people in less than three months.
	That was crazy.
	So again, go to work with attention and plan.
	And first of all, have action steps you can take to make more money, to exit strategy out of that job.
	And if you're lucky, guys, where you already have a high-income skill and you're making a job, you just got to save for a home.
	You might already have step one done where you already have a high-income skill.
	Maybe you're a plumber, you work in law enforcement, whatever, you have a job where you're already earning $100K per year and you're not killing yourself, fine.
	But the point is that I want you guys to hit that 100k mark.
	If you already have a high income skill, cool.
	Then you don't have to necessarily work as many hours to hit that mark, but I want you to still save to buy the home.
	And keep in mind, people don't want to see you succeed.
	So they can tell you, why do you work so hard?
	Come drink with us.
	Come party with us.
	Guys, that's what everyone knows.
	I think the part of being a man, having status and high value is being able to say no.
	And if you know from the very beginning what you want, you can move forward.
	Now, granted, obviously you don't want to be too antisocial because you want to be cool with your boss, be cool with people that matter.
	But when it comes to just chilling with the boys, having fun, what's more important to you?
	Your goals or having fun right now?
	I can guarantee you guys, if you work and wait and sacrifice now, it'll be way better in the long run.
	So...
	Okay, so I can hit some of these chats real quick.
	We got here 4-8 goes, hey FNF, have you ever heard of Andrew Wilson?
	If you could bring him on the pod.
	Don't know who that is.
	Yeah.
	Money Clips.
	Money Minders are better than after hours.
	Question for the team.
	Do we have permission to use y'all likeness with AI, Instagram posts, and stories from Money Clips?
	Instagram?
	Using AI? Yeah.
	It's kind of...
	I mean, I would just stay safe and say no, because I don't know what AM might do.
	Are you cool with that?
	Yeah, I don't know what they're going to do with it.
	Yeah, that's kind of creepy.
	Nah, we're good, bro.
	AlvinPJ says, Damn, bro.
	I hope you get out scot-free, but who knows?
	Samuel Silver?
	Oh, it's been a while, man.
	Yeah.
	Hey FNF, in Miami for a client, maybe moving down here in the coming months.
	What rental buildings should I avoid and which ones do y'all suggest?
	Always appreciate what y'all do.
	Well, it depends where you live.
	I mean, I would avoid single-family if you can.
	No, I think he's asking what buildings in Miami to avoid.
	Oh!
	Yeah.
	I don't know.
	It depends where you're trying to live, dude.
	Yeah, we don't know.
	We don't know what neighborhood you're trying to live in, so it depends on what neighborhood you're trying to live in.
	It depends.
	Looksmaxer.
	Hey, Marina Fresh.
	29 years old, making $120K a year.
	Canadian.
	All my friends are currently simping for their girls, so I haven't been able to...
	Have any social connections last year or so.
	What do you suggest to make new friends?
	Business on weekdays with work.
	Like we said before, guys, if you're going to be busy with work, we understand that, but you can do hobbies, you can do activities, you can do sports.
	For me, it was playing tennis and getting outside more with friends to do social events.
	But for you, I would go to meetup.com, just type it into your browser, meetup.com, type in your interests, and then find people in your area doing the same thing.
	All right.
	That's what I would do.
	E. Howard goes, shout out to the FNF gang.
	I'm a diesel mechanic.
	I make 80k per year.
	Today is my 6th year anniversary with the company and currently a student in Brandon Carter's program to start a business.
	Keep adding value guys.
	Hopefully I can attend the next yacht party.
	There you go.
	See?
	He's doing it.
	He's working his job.
	Plus in Brandon Carter's program to do better and create his own business.
	That's all you need bro.
	That's all you need bro, honestly.
	Anonymous says, hey y'all, y'all are lifesavers.
	I'm 23, quit my 115k job, software engineer, because it was so sucking.
	Bro, I know what you're saying so much, bro.
	Being from a computer for 8 hours straight is tiring.
	It might be even more, depending on what code it is.
	He says, I hated it.
	I quit to start a local delivery service because I know how to and have connects and enjoy it.
	I have 6 months of living, expensive, saved thoughts.
	You're in a good spot.
	Yeah, you are.
	You're in a good spot.
	Honestly, I would have stayed at that job until my delivery business was earning 1.5 to two times as much before you quit.
	But if you feel comfortable and you have that money saved up and your delivery business is earning money for you, that's fine.
	But I don't like people quitting their job unless they're making almost double from their hustle.
	I'm not gonna lie, bro.
	Like, it is soul draining and mind draining being from a computer doing software design.
	I get it, but...
	Yeah, but you gotta grit your teeth.
	You gotta grit your teeth and just do it, man.
	Until you're, like, secured.
	But it seems like you're doing well with your business, so that's fine.
	Mark S., I'm an aerospace engineer, 27, making $110K, no debt, live at home with parents, 185 pounds, 8% body fat, 70K saved.
	Good stuff.
	Do you think getting my MBA in my top 25 school for consulting would be worth it, 200K per year?
	No growth in my job.
	What else should I do with my cash?
	That is a personal question that's up to you, my friend.
	If you want to go back to school and do that, then you can, especially if you can make up to $200,000 per year, but that comes down to do you want to do it, okay?
	So are you going to enjoy the job?
	Because my thing is, if you're going to invest money, Going back to school, etc.
	It better be for something that you love and you want to do.
	Okay?
	Let's see here.
	Hey, Myron, can you do a Fed Reacts on MS-13 leader Endelson Velasquez-Lorin who ordered gang-gang on Long Island in Brentwood, New York?
	He also had a lot of innocent people killed.
	Okay.
	I could put that on the list.
	We're going to do gang stuff with MS-13.
	And yeah, guys, I got sick yesterday, man.
	That's why we didn't do Fed Reacts.
	I'm sorry about that.
	I'll probably do it either on Thursday or just on Sunday.
	We got Dr.
	B84. I agree with Myron.
	There's something about working a lot and not making much money that builds character over time.
	Facts.
	I used to work 12-hour days, six days a week, and made under $50K a year.
	In residency, we all got to start somewhere.
	Absolutely, man.
	It's going to teach you a lot about character as well.
	Shout out to Dr.
	B84. He's a successful doctor now.
	Myron wrote a book called Why We Wouldn't Deserve Less.
	Yet when you had two couple interventions, the man was not providing enough slash contributing his 50%.
	These are real relationships.
	You give advice based on OF girls, which are a very small percentage of the population.
	No, my friend.
	Well, here's the thing.
	Those guys didn't do what they were supposed to do.
	That book is coming from the point where a lot of guys are simping on girls that don't even want to meet them halfway.
	These couple interventions, well, they're a couple, so clearly the girl's meeting them halfway to some extent, and the guy fucked up.
	But my problem is with guys that are simping on girls that don't even want to be with them.
	So you're trying to conflate two different things where you got guys in here that are actually in relationships with women and not doing what they're supposed to do, versus men that are not in relationships and doing the most for girls that don't deserve shit.
	There's a big difference, my friend.
	Two different audiences that you're talking about here.
	Yeah, and I definitely, well, yeah, and I kind of hold the guys accountable more when they're in a relationship because they're the leader.
	But regardless, there's still a bunch of women that treat men like shit, bro.
	There's absolutely a problem in the dating marketplace where women over-inflate their sense of self-worth.
	What do we got here?
	Biscotti goes, appreciate y'all with the show heavy.
	Myron, how come you don't such...
	Mess with Luke Belmar.
	Lay down any fuckery, if any.
	A lot of people will look up to them.
	Alright.
	What else do we got here?
	Hey Myron, I work in construction earning six figures, but whenever I mention my job title to girls, it seems like they get turned off.
	What to do about this?
	Thanks.
	Oh, he's asking you.
	Yeah, so about having a construction job?
	Yeah.
	Yeah, okay.
	Yeah, okay.
	So there's some jobs, guys, that girls are just not going to...
	are going to assume make less money, which is stupid as hell.
	But, dude, I mean, if they're...
	I mean, if you want...
	I wouldn't obviously never tell her how much you make.
	I wouldn't do that.
	But what I'm saying is that you can kind of explain what your duties are and shit like that if you do end up talking about work.
	But I'll just say, bro, you don't got to mention exactly what you do.
	If you want to spice it up, be like, I'm a construction manager or some shit like that.
	Or find a fancy way to title your job.
	I would just say...
	Or just don't get with girls that are retarded like that.
	That don't get it.
	I manage many buildings in the Tri-State area.
	Wherever you're at.
	Yeah.
	I'm in the construction industry.
	I'm in the construction industry.
	You know what I mean?
	I mean, maybe they're not for you, bro.
	Honestly.
	Yeah, bro.
	If the bitch is dumb as hell like that and doesn't even get it, maybe they're just not the ones for you.
	Or maybe you're doing it in a weird way.
	Where you're not coming off correct when you say what you do for a living.
	But I can tell maybe by the response, you feel a type of way about it, and it kind of puts the energy out there that you're not confident in what you do.
	You might not be confident in it, and she's going to assume that you make less.
	Bro, you guys would be amazed at how the way you say things and the way you convey yourself says a lot about you where the girl will just lose interest because you're not confident.
	It might not even be that it's the job.
	It might be just the way you convey yourself.
	Maybe that you're a really boring individual, and when you talk to girls, you don't have any charisma or charm.
	They're like, yo, this guy's weird.
	But you know, as well, you might make way more than her.
	And she's just like, oh, it's construction, so they're broke.
	But you never know, you might make way more than her.
	You probably do.
	But yeah, dude, it might be the way you're conveying yourself, too.
	You guys would be amazed at how the manner in which you communicate with women will dictate how they perceive you.
	Because there's guys out there working at friggin' sanitation pulling baddies.
	Yeah.
	Guys working with no job pulling baddies.
	So what's the difference there?
	Confidence.
	Yeah.
	It's confidence, man.
	Let's see here.
	What else do we got here?
	Freddie says, I finally got my LLC for Amazon Business and I'm looking into credit cards.
	I'm between Amex Gold and Chase Inc.
	Business Preferred.
	Which one do you guys like better?
	Ooh, that's a good one.
	I would say Amex Gold, just because you get better reward points.
	You can use them better.
	Chase Ink is cool, but rewards aren't that good, honestly.
	Get both.
	Both?
	Yeah, get both, man.
	Because remember, some places don't take Amex.
	That is true.
	You don't need a Visa or MasterCard anyway.
	You are correct.
	So just get both.
	Yeah.
	Kevin's Wolf.
	Hey, FNF. I work out three times a week and work out abs all three days.
	Thanks to Jay Waller.
	How many ab exercises should I be doing every night for results?
	Well, your abdominals get worked pretty hard, bro, whenever you do compound movements.
	But yeah, you can work the abs more frequently than others.
	But yeah, you want to do one lower, one upper, and some type of static hold.
	So anytime you do something where your legs are coming towards your torso, that's going to work the lower abs.
	Anytime you crunch, that's typically going to work the upper abs where your torso goes towards your legs.
	And then you could do like a plank hold or something like that.
	Hey guys, so I've been wanting to open a coffee shop.
	There's a company near me wanting to franchise.
	Is this a good idea to look into or should I do my own thing?
	Been wanting to get out of IT, to be honest.
	Thanks.
	Bro, opening up a shop, like a brick-and-mortar type business, is very difficult.
	You gotta make sure that, number one, you have the...
	How do I say this?
	The foot traffic to go ahead and open a business like that?
	Or is there a Starbucks nearby?
	You need to go ahead and compare.
	You know what I mean?
	How's your coffee shop going to be different from others?
	Anytime you're doing a brick-and-mortar shop like that where you're opening and then you said you're doing a franchise, so I'm assuming it might be a bigger coffee company, you gotta be careful.
	I mean, for that franchise, bro, how are the numbers?
	Is it making money right now?
	Is it profit?
	Why do they want to sell it?
	Yeah.
	All these questions you're going to ask the company and make sure you can see documents to show.
	And I wouldn't quit your IT job as well until that coffee thing is bringing in like two times what you're bringing in from that coffee shop, bro.
	Yeah.
	Like, don't quit your main job.
	Like, do both.
	People's direct response in the morning is to get coffee, so there will be customers, but then again, traffic-wise, are they coming to you or Starbucks?
	Yeah.
	Unless he's getting a Starbucks.
	I'm not sure.
	He said franchise, so he might be getting a Starbucks.
	But yeah, man, just keep that in mind as well.
	23, Jim, 4 a.m.
	Work in the morning, 6 a.m.
	as automotive painter.
	Learning, dense repair, buffing, etc.
	Clock out at 2.30, then do two door-to-door sales for solar and roofing.
	Then Jim, too busy for BS. Everyone reads Slight Edge.
	Yeah, man.
	Bro, that's what I'm talking about, man.
	Good stuff.
	Guys, when you're in your early 20s like that and you got all this energy, you got to make shit happen, man.
	And also, when you're busy working like this, it's harder to do what?
	Jack off.
	Yeah, and do dumb shit.
	So, no corn because you're too busy, too tired.
	Yep.
	Good stuff, man.
	Good stuff.
	That's what everybody should be doing.
	Yo, CEO Network, shout out to you guys, I think is what it means, and have a great night, sirs.
	Shout out to Cody, man.
	CEO Network.
	Love Distraction.
	My one was right.
	I had...
	I had a job I loved and still hated it.
	People need to get over the not enjoying work stuff.
	There's no job better than the one you're working for yourself.
	So learn these lessons and skills, young men, and the lame Joe while locked in on your goals.
	And skills, young, at the lame Joe while locked in on your goals.
	Okay.
	And then what do we got here?
	At my old office job, there was a 67-year-old man, and when I asked him when he will retire, he can't afford to.
	That really scared me a bit.
	Do not want to end up like him.
	Put the work in now, fellas, like Fresh and Minor, saying, yeah, bro, if you guys don't work hard now, you're going to have to work hard later in your years where you can't work as hard.
	Bro, I'll never forget.
	There was a guy at my old job, AT&T. He was there for 35 years, bro.
	He was literally 59.
	And I was like, yo, don't you want to leave?
	I'm comfortable.
	I pay the bills.
	I have my kids there.
	The job is whatever, but I'm comfortable.
	Bro, that scared the shit out of me, bro.
	I was like, I'm getting the fuck out of here, bro.
	He's out.
	And then again, if you go to Walmart, it used to be the older greeters, the old men, the old women.
	I'm like, dude, imagine you worked your whole life and you're working at Walmart.
	Say hello.
	Welcome to Walmart.
	Dude, what life is that, bro?
	Yeah, that was crazy.
	Unless you're retired, you're doing it for, like, fun.
	I get it, but if you're doing it to pay the bills, god damn, bro.
	Yeah, no, that's terrible, man.
	That's sad.
	Well, you guys, if you don't work hard now, you're going to work hard later, and you might not have the ability to work hard later.
	And if you want the hoes, trust me when I say, if you work on yourself now, you'll be coming in droves later on.
	Yeah.
	What do we got here?
	Our Costco, too.
	Welcome to Costco.
	Yeah.
	Aynon.
	Aynon goes, appreciate y'all input.
	The business didn't start yet, though.
	I'm currently making it.
	Heads up, I still have my degree in clearance active.
	So worst case, I'll...
	Go back to software engineering if I need to.
	There you go.
	Okay.
	Yeah.
	Yeah, you want to have options, man.
	Yeah, and also, that's a very good point.
	When you leave the company, leave on a good note.
	Don't just leave out there and storm out.
	F y'all, I'm out of here.
	Hey, thank you for having me.
	Let me work here.
	I appreciate everything you've all done for me.
	I want to move forward with my life, though.
	Or, for example, hey, I want to move to a new company, but I wish you guys the best.
	Always leave on a good note.
	Don't leave on a bad note.
	And I'm sure if you do have to go back, you can.
	But hopefully, you don't go back, though.
	That's not the plan, to ever go back.
	Yeah.
	All right, so guys, so we went over number one, get a job.
	Number two, work that job tirelessly and make $100,000 a year.
	Then step three was save for one to five years while working tirelessly to either A, right, get a skill set that will earn you more, or if you already had that skill set, just save that money so that you can buy your home, right?
	And then next, now I want you guys to...
	Once you save that money and you buy that house, live in that house for one year, okay?
	And don't leave your job until your side hustle or your main job, excuse me, until your side hustle is making 1.5 to 2 times as much money, okay?
	So let's say...
	Let's use an example here because it's going to be a lot easier because everyone's scenario is going to be different.
	Let's say you're a regular guy and you don't have a high-income skill yet.
	You pick up a job doing Uber and then also waiting tables.
	You make $100,000 per year.
	You do this for one to five years.
	You're living with your parents saving up this money.
	Then you finally have enough to do a down payment on a home, and you also have a down payment to start a side business, right?
	Let's say a consulting company, right?
	Where you're consulting.
	So you're working that job, waiting the tables and doing the Uber, but you also start that side hustle with the consulting, right?
	That consulting job starts to make as much as waiting tables.
	Cool.
	You drop the waiting tables and you continue to do Uber, right?
	Then you're able to put a little bit more time into it.
	Now it's making 1.5 times as much as you made with Uber and with the waiting tables.
	You're able to drop that completely.
	Cool.
	Now you've officially been able to successfully transition from employee to employer.
	Now you have your business.
	And on top of that, you're living in that house that I told you guys to buy, whether it's a duplex, triplex, or fourplex, and you got it with an FHA loan.
	Okay?
	Remember, you had saved that money up so that you can learn the skill of consulting or whatever to start this business up because when you're making this money with Uber and waiting tables, you're going to be able to invest in better equipment.
	You're going to be able to invest in maybe a mentor.
	You're going to be able to invest to get into masterminds or whatever it may be so you can go ahead and make money quicker.
	With your business, guys.
	Because when it comes to entrepreneurship, it takes money to make money, okay?
	So you're going to need capital a lot of the times from a job, right, to invest into your business or your side hustle so that you can make money more.
	Or it could be you took that money from Uber and...
	From Uber and from waiting tables to become an electrician.
	Now you're able to cut back those hours of doing Uber and waiting at the tables and you're making $100K per year now, working only five days a week.
	But the point is, guys, is that you're taking that money from that job and investing it either into entrepreneurship or a trade or a skill set that's going to make you more money.
	Not everyone has to be an entrepreneur, guys.
	I know the title says, go from employee to employer.
	There's nothing wrong with being an employee if you have a high income skill and you're making a lot of money.
	Okay?
	And just so you know, you are going to become an entrepreneur because what did you do?
	You bought your first house.
	Yeah, property.
	And now you're a real estate investor.
	Landlord.
	Okay?
	You're a landlord.
	So you have a transition over to entrepreneurship, whether you want to admit that or not, because you can go ahead and turn that first house that you bought into an LLC. Okay?
	So the goal here, guys...
	It's to make that $100,000 without necessarily being blood, sweat, and tears.
	You're going to have to do it in the beginning, but then you want to get the high-income skills so you can make that money, and then what do you do?
	You buy that time back.
	Once you have that time back, maybe you're an electrician or whatever it may be, you're working five days a week, and you're making $100,000 per year.
	Now you can go ahead, if you want, you could still drive the Uber on the weekends and make extra money that you can invest into another side also or to pick up your second house.
	So, what Mario just explained was what I did.
	And once again, guys, here's the good part about it.
	If you're smart about how you move with this, you can actually have the house pay for your rent.
	So let me explain.
	Before you had a job, you used your earned income to pay rent.
	Well, guess what?
	You have tenants in your property, so you got a triplex.
	They cover your mortgage.
	Rent's paid for.
	So the $1,000 or $2,000 you paid for rent, you used to pay for rent, is now saved into your pocket.
	And you can use that towards either expenses for the property or for investing yourself with a mentor.
	Now what I did was, my realtor, he did Airbnb as well.
	So I hit him up for some consulting as well, made some stuff, learned about Airbnb.
	Now again, it could be anything.
	You could do Uber.
	You could do another business as well.
	But with the time, money, and freedom, now you have less stress.
	You're more happy.
	You're more excited to do more things.
	And the biggest part is they're like, guys, when you get one property, that's the beginning.
	Much easier to get your second one.
	Because once again, you could do a cash or refinance or a HELOC. If you want to, or to save enough money to deal with the next property as well.
	But the biggest thing here, guys, is you're going to minimize expenses if you do it right, and as well have income coming in from your own property as well.
	So it's a WW, guys.
	And hopefully, you have no kids, still no car note, still no major expenses.
	So imagine you're stacking money from a property, from your job, and as well with low expenses.
	You can't lose, bro.
	Yeah.
	And then, the final step, guys.
	So, okay, recap real quick.
	This is how you're going to go, guys, in transition from, you know, to get your life together, all right?
	Number one, get a job.
	I don't care what it is.
	Put your ego to the side.
	Work that job, okay?
	Number two, work that job tirelessly.
	If you need to get a second job, it's fine.
	But the goal is to hit $100,000 per year.
	I don't care how you do, how many hours you got to work, but you need to hit $100,000 per year, all right?
	Step three, save that money and work that job tirelessly for one to five years.
	That's going to put you in a position where you're going to save enough capital to do two things.
	You're going to be able to get your first property with an FHA loan, which I want it to be a duplex, triplex, or fourplex, for this to work the best.
	And you're going to go ahead and get a skill set.
	I don't care if you've got to go to trade school to be an electrician, a plumber, or a welder, or if you're going to start up a business with it.
	The point is that you're going to work these jobs, these grunt work type jobs, so you can go ahead and learn a high income skill.
	Whether it's through entrepreneurship or it's through working for someone else to do it, the goal is to transition over into that high income skill.
	Next, you're going to buy that house because it's been one to five years now.
	You're going to buy that house.
	Obviously, hopefully you have your skill at this point and you're going to live in that house for one year.
	And you're going to continue to work that job that you have until you're making 1.5 to two times as much and then you can go ahead and transition into your business.
	Entrepreneurship job that you have or whatever else it was that you're doing.
	The point is I want you guys to be doing something that you love.
	It might not necessarily be entrepreneurship.
	It might be a job that you learned that you got a high income skill for.
	Maybe you're working, like I gave you guys the example before, with Uber and waiting tables.
	Maybe you were doing that for a while and then you also were going to electrician school.
	We gave the consulting business on one end, now it's gonna be you're learning a trade.
	You went to electrician school, now you're an electrician, you're working five days a week, you're making 100k per year, you could go ahead and still drive Uber and make money so that you could go ahead and pick up your second property.
	And you gotta live in that house for one year, guys.
	And the reason why you gotta live in it, because obviously you don't break the law, and the beauty is this.
	You have that house.
	You have a tangible asset that you control while you're making money.
	And most importantly, your tenants are paying for you to live there.
	So you're either breaking even or you're cash flowing.
	Guys, that's a business.
	Real estate investing is a business.
	And then once you have that first house, you can go ahead, continue to grind.
	I think you should still keep going and work tirelessly.
	Even when you get the high income skill or you got the entrepreneurship, whatever the fuck it is, and you're making your 100K, I think with all that time that you bought back from that skill set, I think you should keep doing what you're doing.
	Maybe drive Uber Extra.
	Maybe still wait tables on the weekends.
	You could do your electrician job during the week and then do wait tables on the side because I want you to pick up that second property now.
	Yeah.
	Okay?
	And then, guys, after you do this two to three times, you're going to have a couple assets under your name.
	The houses are going to be cash flowing.
	You're going to be...
	You're going to have a good amount of appreciation at this point.
	You're going to be able to pull money against those houses if you need to.
	With the cash out refinances to pick up your next house, you're going to be in a fantastic position where you're earning six figures.
	You control two to three different real estate properties.
	You're going to be good.
	And then from there, you decide what the fuck you want to do, not employ her.
	I think the biggest thing here is freedom.
	And people are being held about by one thing, which I think is a lot of people's problems, which is ego.
	For me, I always say all the time for networking.
	The number one rule of networking is being humble.
	If you want to get into this stage of life where you're buying assets, you're actually investing in yourself, you're starting at ground zero, working a regular job, putting things in place to be successful.
	I want to deal with this one idiot in the chat.
	So this guy, Joel Brandon, in the chat says, L-Advice, entrepreneurship doesn't involve around buying property.
	That's just real estate speculation.
	Ah!
	Listen, you fucking moron.
	The reason why I'm telling people to buy real estate is so that they can go ahead and collect cash flow and decide if they wanna continue to work.
	The goal is to own assets that pay them passively in their sleep.
	Obviously, you're not gonna be able to run your business or work a job for the rest of your life.
	At some point, guys, you're gonna probably wanna retire and chill.
	Real estate's gonna do that for you.
	That's why I want you guys to not just get the high-income skill.
	You're doing two things.
	You're getting the high-income skill And you're buying real estate so you have tangible assets to your name that pay you in your sleep.
	There's no other asset class that's going to do that more consistently and in a better basis than real estate.
	And there's no other asset class that will allow you to get a loan from the fucking bank to acquire the asset that will pay you back passively.
	So fuck you, retard, because you clearly don't understand what I'm trying to do here.
	I'm trying to get people, not necessarily to speculate on real estate, I'm getting them to invest in real estate so they can make money in their sleep.
	That's what it's about.
	It's about being free.
	So if they choose to not work later, they can do that.
	Okay?
	Guys, I want you to be in the position I'm at.
	Right now, I could stop doing the podcast completely.
	I could completely stop, right?
	Be done and make a quarter million dollars a year passively for my fucking real estate properties.
	Okay?
	I can do that right now if I wanted to, but I'm not going to do that.
	But I want you guys to be in that position where you guys have enough real estate money coming in, whether it's maybe you need $4K a month, right?
	Maybe you need $3K a month, whatever it may be.
	I want you guys to be in a position where your real estate is paying you back passively so that you can choose if you want to work or not.
	Okay?
	That's what I want every single one of y'all to be.
	Is every single one of y'all going to be in that position?
	Maybe not.
	But if one of you guys could do it, two of you guys could do it, five of you guys can do it, I want you guys to do it.
	And the thing is this, they're not teaching you this at school.
	They're not teaching you leverage.
	They're not teaching you to use loans to buy homes.
	They're not teaching you cash flow.
	They're not teaching you cash on cash returns.
	They're not teaching you guys this shit.
	Okay?
	Because they want you to stay a slave.
	They want you to stay employed.
	I want you guys to be employed to a certain point and then you buy your freedom back with the fucking real estate so that you can choose if you want to work or not.
	I want you guys to be in a position that you can choose.
	Why do you guys wonder all the time?
	Myron, you're so passionate.
	Why do you go so hard?
	It's because I have the luxury of letting it be a passion.
	I don't have to fucking do this shit.
	Okay?
	That's why it's so important.
	So for that idiot out there that's like, oh, it's just speculation, blah, blah, blah.
	It's not speculation because people always need a place to live, you fucking idiots.
	They will always need a place to live.
	Yes, appreciation can be speculative, but when it comes to cash flow and rent, that's pretty fucking standard, bro.
	What is his plan for success then?
	I don't want y'all working forever!
	I don't know a better one.
	The fuck?
	What do I look like telling y'all?
	Oh yeah, grind for one to five years, get that job, and yeah, just keep grinding.
	No!
	Eventually, at some point, be financially free.
	Get the fuck out of the workforce if you want to.
	And I want you guys to work because you want to work, not because you have to.
	Because when you want to work, guess what?
	You show up, you're excited, you're enthusiastic, you're like me right now, fucking really enjoying what you do, helping people out.
	Why?
	Because I don't have to fucking do it, but I'm still here.
	I still show up.
	We're still consistent as fuck.
	We don't have to be here, man.
	Yeah, we don't.
	We don't have to be.
	We really don't have to be here.
	But we're here because we fucking love helping y'all out.
	I love reading the chat, seeing you guys say, yo, I landed a job.
	Yo, I'm making 100k per year.
	Yo, I raised my credit score from this to this.
	Yo, I got my wife in line.
	I got my girl in line, etc.
	It's fucking awesome to see you guys post your W's in here.
	You can't beat that.
	I mean, I could go ahead and admit, for my own selfish reasons, it does help my ego a little bit to see all you guys win.
	But goddamn it, it's great.
	Because seeing you guys do better in life is awesome.
	And there's not many outlets that teach you guys this shit.
	No other podcast goes to this level to teach you guys how to become financially free, how to make money, how to be attractive, etc.
	And I really do, I take that shit seriously.
	Because ain't nobody else doing it.
	To this level.
	For free.
	To the level that we do it.
	Anyway.
	W Grant.
	Yeah.
	I mean, we've got many millionaires on the show, entrepreneurs on the show, and they all say, without a doubt, real estate was one of their ways to be successful.
	Now, it's on the end-all, be-all.
	It's going to get you out the rat race, dude.
	But it has to be in a position where you save money on your taxes, make money on your cash flow, and as well, you blame equity.
	And you can always borrow against it if you need to.
	Joe, like Myron's saying, you got a better option, bro.
	Tell us, because I don't know any better options for the average person that they can do.
	And there's a book called Step for Life that many people have followed, bro, step by step, how to become an employee to an employer through real estate, and it's helped many.
	I mean, I follow it to a T. You see me here at the Now Today, Myron as well.
	Grim Steffman's house hacking videos as well.
	I think for most people...
	What's average and what's doable is real estate.
	Now, again, will everyone do it?
	No.
	But if you can do it, why not?
	So, I mean, bro, brother, if you got a better option, bro, please tell us.
	Because I don't know any better options than that.
	And we did it ourselves.
	Yeah, man.
	I want people to be able to be financially free, bro.
	One of my goals, I didn't say this on the podcast before, is to travel the world.
	I'm saving up money now to do that eventually when this is over.
	I don't know when it's going to be over, but that's my goal, to travel around the world with a baddie, of course.
	But again...
	If I had the freedom from real estate to do that, it wouldn't be possible.
	So I think on some level, whatever your goal is, real estate has a way to give you what you want to get.
	I want you guys to work from a position where you want to work, but you don't have to work.
	Can you imagine going into work and be like, hey Charles, hey boss, I'm here today, but I don't got to be here.
	In your head, of course.
	But you know, you have the freedom to say, you know what?
	Today I don't want to work.
	I need the day off.
	Or I'm leaving today.
	But today I want to work.
	I want to work.
	That's power, man.
	That's huge.
	Guys, and I want you guys to get it, man.
	I'm telling y'all, man.
	When you get to that level where you don't have to work and you're just choosing to work, you can really put your all in because you care.
	You do things that you want to do versus things that you have to do.
	Like, it's so powerful.
	That's why I'm being so passionate about this, screaming at this fucking idiot.
	Because he doesn't get it.
	That I want y'all to be free and real estate is going to help you guys be free.
	Yo, he responded.
	He says, LOL. I know people who've been flipping real estate for 15 years now.
	They're still employed.
	Flipping real estate, bro.
	We never said flip real estate.
	Yeah, we're talking about...
	Buying holes.
	This nigga...
	This is how I know bro.
	Bro, you don't know shit, man.
	You're a brokie, bro.
	Bro, what the fuck?
	Where did we say flip houses, bro?
	Who does that stuff?
	What the fuck?
	Nobody's set to flip houses.
	We're talking about buying holes, real estate, to live in, and then move on to the next one.
	What a fucking idiot, dude.
	Again, bro.
	You're a brokeie.
	What a fucking idiot, bro.
	Stupid.
	What a fucking moron.
	You stupid.
	Yo, this nigga frosh is more successful than you.
	And you don't have to work, bro.
	What are you doing?
	Oh, flip houses, I'm broke.
	Shut up, man.
	Bro, we talked about the differences between flipping houses, etc.
	We tell you guys all the time, buying and holding is the best strategy.
	Yeah, it is.
	Because you own the asset, it appreciates over time, you're collecting cash flow, and it's a W all the way.
	And if you need the money, cash flow refinance.
	Flipping houses is very...
	It's dangerous.
	Yeah, it can mess you up.
	Unless you're skilled and you've been doing it for a period of time with major experience, you might mess up and lose most of the money.
	You gotta keep fuckin' doin' it!
	Yeah, it doesn't end.
	You gotta keep fuckin' doin' it!
	It's a hustle.
	That's why your dumb ass is saying that, because you have to keep flippin' houses if you're flippin' houses.
	It's a hustle.
	That's why we say, buy and fuckin' hold.
	Listen, guys, very important, guys.
	You don't wanna hustle.
	Not all real estate investors are the same, bro.
	To wealth.
	You wanna make money to have a business that obviously is gonna generate a huge income, and then put it in assets that will pay you.
	Monthly.
	Hustling?
	All the time, bro.
	You can't get that forever, bro.
	It's almost impossible to have that energy at all times.
	This nigga really just compared flipping houses to what we just said, where we said, take the FHA loan and buy it.
	You can't even flip a house with FHA. What the fuck?
	Yo, Joe, go watch I've Been Preached, man.
	Go somewhere else, bro.
	Come on, man.
	What the hell, nigga?
	Go watch something else, bro.
	What are you talking about, bro?
	We never once said go flip houses.
	That nigga's a brokie.
	Hell no.
	Brokie, bro.
	You buy and you hold it and you live in it for a year and then you get the next one.
	Anyhow, let's move forward, man.
	You stupid.
	Different planet, bro.
	Yo, roast that nigga Joe in the chat.
	Yo, you know what?
	Joe, bring your Instagram.
	That's pretty much it.
	No, no, Joe.
	That's pretty much it.
	Bring your Instagram, man.
	Let's roast you right now, nigga.
	Yeah, I got time, cuz.
	You got time, cuz.
	And then, guys, like I said before, then from there, it's really up to you, okay?
	So, quick little recap, and then we need to try to close this out.
	Step one, get a job.
	Step two, work that job tirelessly, maybe pick up another job, earn $100,000 per year, keep your costs low, live with roommates, live with your parents.
	Step three, save that money for one in five years and purchase education to transition over to entrepreneurship or a high-income skill.
	Okay?
	And you're also going to save that money to go ahead and pick up your first home.
	Step two, you're going to get that home and you're going to live in it for a year.
	You're going to try to get it with as little down as possible, FHA loan, live in it for a year while also doing what you were doing before, whether it's a high income skill that you are now able to get from saving the money or still working those jobs tirelessly.
	Either way...
	You're going to be living in that house and you're going to put tenants in it, duplex, triplex, whatever it may be, right?
	Then you're going to be in a position, right, where you can choose to quit those jobs that got you the money and just rely on that high-income skill, maybe start up a side hustle, whatever it may be.
	But the point is, those jobs that you work tirelessly at, waiting tables.
	Uber.
	Whatever it may be, you're going to get rid of those and you're going to transition from those over to your entrepreneurship, your business you created, off of saving that money, or that high-income skill that you went ahead and acquired.
	Because not everyone's going to be an entrepreneur, so we got y'all too.
	Go ahead and pick up a trade, whether it's an electrician, plumber, law enforcement, whatever it is, man.
	A chef, I don't care what it is, but the point is, now you're going to be making 100k from either that business that you invested in, invested yourself into, or that skill that you invested in.
	And you had that asset now, and then now, guess what?
	You're working less.
	You're working four or five days a week.
	You can still do something else to make even more money, because I want you to pick up that second house.
	Once you get three to four houses, you're going to be in a position where you can start to say, okay, I could chill a little bit.
	I don't have to work as hard.
	But I want y'all to pick up two to three different houses, okay, with multiple tenants in them, and you're going to be in a position where you won't have to work as many hours.
	That's where I want you guys to be.
	W. Boom.
	Guys, if you could follow this.
	He steps here.
	I think you're on your way.
	All of you that are watching this can do this.
	All of you can drive Uber.
	All of you guys can do DoorBash.
	All of you guys can go pick up some random job somewhere where you're making, you know, Amazon warehouse making 20, 30 bucks an hour.
	All of you guys can do this, man.
	The key is that you're going to have to do it for a period of time.
	Save up money, okay?
	Get that other skill set and then go ahead and get into the real estate game.
	I think the biggest question is, are you willing to do whatever it takes?
	Yeah.
	How bad do you want it?
	Because I wanted it bad, man.
	Myron did too.
	That was all I woke up and thought about.
	And we're here today, six years later.
	You guys can do it, man.
	We did it.
	Y'all can do it.
	You know what I mean?
	I transitioned from law enforcement into entrepreneurship because I was able to take that law enforcement money, invest it into a business, and that business was able to grow and expand, and I was able to leave that law enforcement job fresh.
	Did something different where he was driving Uber.
	He was making all this money from doing all these side hustles, etc.
	So he was able to put himself in a position to invest.
	So it comes down to what...
	There's many ways to skin a cat, but the point is, guys, there's no way around it.
	You're going to have to work really hard.
	And I don't want to hear no excuses, bro.
	I'm an average guy.
	I do average stuff to get to this point.
	So what's your excuse?
	Oh, I'm too short?
	You weren't even born here.
	I'm too black.
	I'm too American.
	I'm too much of an immigrant.
	What's your excuse?
	Please tell me.
	Oh, I stutter?
	I can't talk?
	Yeah, that's every excuse you can use.
	I can use it.
	Y'all, man.
	If we can do it, man, you guys can do it too, man.
	Every single one of y'all can implement the stuff that we talk here.
	Like I said before, you don't have to be an entrepreneur, but you can get a high income scale and make money.
	Goldstar says, Preston, do anything but leech off of Myron.
	Just so you guys know, right?
	Obviously speaking, Myron has a staple for the podcast, but bro, again, this is our start from the beginning of us coming together, making a podcast, and at the very beginning, bro, We didn't know where it was going to end up.
	We just believed in adding value, giving back, obviously talking some shit sometimes behind the scenes, but it was a mission to help people become better, and now it's big today.
	So all the shit I did from the very beginning until then, bro, led me to where I am today.
	So you can say what you want to say, bro, but I'm glad to be here where I'm at.
	Hater's gonna hate, man.
	Yeah, that's what it is.
	Fresh was critical in a bunch of different things, like I said before, behind the scenes.
	Richard asks, 20 bucks goes, what would you do for a country like Spain where squatters also known as occupas are able to steal your property and you cannot do much about it?
	It's a complicated situation, but the rules there are different.
	How do you see investment in this case?
	I don't know, bro.
	I don't invest in Spain.
	That's why I'm so big on telling y'all, you guys gotta buy real estate where it's friendly for you.
	You wanna buy real estate in places where there's landlord-friendly laws versus tenant-friendly laws.
	Typically, it tends to be states that tend to be less democratic, tend to be the better states for landlords.
	So it's up to you where you invest and where you put your money, my friend.
	You gotta be intelligent about it.
	But I don't know about Spain.
	Yeah, Spain is a whole different territory.
	I mean, people are doing it somehow, so find out how they're doing it, I guess.
	Yeah, we might have to go invest somewhere else, man, abroad.
	YoungBreezy goes, um, where?
	F2Haters.
	F2Haters, price of fitter number one.
	Yeah, man, we got y'all, man.
	We got y'all.
	Real value, man.
	Alvin goes, guys, one more question.
	What should I do with my equity money?
	I'll get about 55k.
	I've been working construction for nine years, especially concrete.
	I want to start my company, but also want another house.
	What would be best?
	Okay, that's up to you, bro.
	So this is where the importance comes in.
	I'll give you two options that you could choose.
	Well, if you get your house, you acquire the asset, which is great.
	But is it going to make as much money as if you started a business?
	No.
	Probably not.
	So one is slower, one is more active where you make money right now.
	So it's kind of like...
	But that might be a good deal that he has.
	Yeah.
	That's why you got to weigh the options out, bro.
	This is where it comes down to you.
	But you know what's funny, though?
	This is a good problem to have.
	Yeah, that's a good problem to have.
	This is huge because, again, you're still making money regardless, but it's going to be faster or slower process.
	Yeah.
	If that house is a good deal, bro, maybe pick up the house.
	I don't know.
	It really depends because I don't know your financial situation.
	And also, businesses can fail.
	Real estate is probably going to be more secure.
	Seems to me like you already got a good job.
	Yeah.
	You already have something that's bringing money in.
	I pick up the house if it's a good deal, bro.
	Because what you could do is get a property.
	It's safer.
	Wait, a year later or two years later, pull that money out of the business.
	Yeah.
	Then you can invest it into your business.
	There you go.
	So you got two and a business.
	There you go.
	Just saying.
	Or, or, or, just to be fair here, start a business.
	It could make some good money.
	You buy two properties.
	But again, that's going to be...
	That house isn't going to be on the market forever.
	True.
	But deals?
	I'd say pick up the house, man.
	Personally.
	Because it seems like, to me, you already got money coming in.
	You can start that business later.
	I would pick up that house, and then you could always cash out, refi on that house to start that business if you want, and you have the asset and you control it.
	But that's a personal decision, bro.
	You do what you want to do.
	We don't know your financial situation.
	We might not be speaking about it appropriately because we don't know.
	We don't know.
	But what I'm just hearing now, it might be better to pick up the asset and hold it.
	What do we got here?
	Have you guys seen Brian Johnson?
	What do you think about the work he's doing regarding his body and treatments?
	I have no idea who that is, bro.
	Me either.
	I have no idea.
	Looks amazing at 45.
	What do we got here next?
	Bear.
	Bear goes, I've wanted to start a biog.
	A blog?
	A blog, I'm sorry.
	But has always been conflicted with a public figure versus the belief now that privacy is becoming the new luxury.
	Is being a public figure worth it?
	What's privacy like for fresh and fit?
	I mean, people don't talk about this often, but when you make money and have cloud status, bro, your life isn't really as quiet as it should be because people want to see your downfall.
	They want to see what you're doing behind the scenes.
	And obviously speaking, we've had a sheer amount of that as well.
	And you guys have seen all the time, we're held to a higher standard because we're in the public's eye.
	You just got to be mindful of that, I would just say, with everything that you do.
	SoloWing7 says, Shout out to all you guys at FNF. We have some since early 2021.
	I'm about to graduate university and go to med school.
	Thanks a lot for all the help and advice through all these years.
	If med school fails, then I got backup plans thanks to y'all.
	Much love, take care.
	Shout out to you, bro.
	Planning ahead.
	And you guys that are going to be doctors, you guys can do this even faster.
	Yeah.
	Because you're going to have a super high income skill.
	You can invest into real estate.
	I know doctors, bro.
	I know doctors right now that are specialists.
	Maybe they're a plastic surgeon.
	They're hair transplant type doctor, surgery, whatever it may be.
	Like my doctor that I want to.
	These guys work like once a week, bro.
	They only come in when they have surgeries.
	And they make their schedule.
	They might work two, three times a month.
	Why?
	Because they're sitting on a bunch of real estate and they're just chilling.
	They practice every now and then to keep the license valid.
	They might do a couple surgeries here and there.
	That's it.
	Dude, the guy that sold me or sold me my Perfamonte is a doctor, bro.
	He works like once a month.
	Major surgery, but he gets paid a shitload.
	There you go.
	But multiple properties he has.
	Yeah.
	He's chilling.
	There you go.
	And he sold the Perf and then bought a McLaren.
	Guys...
	The more money you can earn from your high income skill or from working the grunt jobs, the more money you can earn, the faster you can buy your freedom back because you're buying the property so you can buy your freedom back.
	That's why I want y'all to get into real estate so you can buy your freedom back.
	Not flipping houses like this idiot said, which is not the same.
	Let me make this extremely clear.
	Me and Fresh are not house flippers.
	We're not wholesalers.
	We buy and hold.
	Okay?
	Buy and hold.
	So you get a consistent amount of money all the time.
	I don't even think...
	Do you Airbnb any of yours?
	No.
	Not anymore.
	I don't Airbnb shit.
	So I know what's coming in.
	I don't like it.
	All right?
	We are buy and hold real estate investors, traditional real estate investors.
	We don't fix and flip like this idiot was trying to say.
	And I don't think any of y'all should do that either, to be honest with y'all.
	Like, all you guys watching this, I don't want y'all, unless you guys are like, know what you're doing and you know how to deal real estate appropriately and it's your job, I don't want none of y'all doing fixing and flipping all this extra shit, man.
	Like, no.
	I just see people make so many mistakes and they end up at square one, flipping houses, bro.
	Hell, a lot of y'all, I don't even want you guys doing the burr method a lot of y'all.
	Yeah.
	I want a lot of y'all, to keep life easy for a lot of you guys, I want you guys to do...
	Turnkey properties.
	Buy turnkeys.
	Yeah, you're going to pay a little bit more, but it's already done.
	It's cash flowing immediately.
	You don't got to worry about shit.
	The only way I would say, yo, go ahead and do burn and all this other shit is if you're a handyman yourself and you can get a good amount of the work done yourself.
	But that's going to cost you a lot of time.
	So it really comes down to what you want to do.
	But yo, we want you guys to be in a position where you are the real estate investor and you're just collecting cash flow.
	You're buying your freedom back, bro.
	That's huge.
	Yeah, but shout out to a doctor.
	All you guys that are doctors, lawyers, et cetera, you guys making $100K a year, whatever, you guys can get into this right away.
	Haas says, you're damn right.
	Working crazy hours builds character.
	Was welding out in North Dakota for six months, working seven days a week, 12-hour shifts.
	Damn.
	Professor Illwell says, 30 years old, 3 years into personal training business.
	Income fluctuates.
	Averaging 25k yearly.
	Interview for a gun wholesaling job promising 100k first year.
	Seems boring making calls slash computer considering it is versus a fitness job for passion.
	Fitness pays less.
	Advice?
	You gotta make the money, bro.
	You just gotta make the money.
	Make the money so that you can be in a position where you can do something that you're passionate about.
	The argument of working for your passion, bro, sounds good, but most people can't do it right away.
	That's a privilege that you earn to working for passion.
	That's a privilege that you earn, guys.
	A lot of times it's got to be paid by dues of doing shit that you don't want to do in the beginning.
	Bear says, I raised my credit score from the lowest 500s to about 700, but I had a bad credit history.
	How would that affect me from getting the business loans?
	So, it's 700 now, but bad credit history.
	The good thing is, if it's personal, you're getting business, it shouldn't carry over the history.
	It shouldn't be that bad.
	As long as you don't got no bankruptcy or anything, bro, you'll be fine.
	You'll be fine.
	You raised it to $700, so clearly it's not that bad.
	Yeah.
	You Only Die Once says, WFNF, I'm from two jobs, cleaning office evenings, and maintenance tech to a main support, I guess, and HVAC certified within three years.
	Getting five to six years of sleep.
	Next, save up to get houses.
	WTate.
	All right.
	He's on the way.
	Barrett says, what are some methods of buying real estate?
	I have a friend who has over two million assets based on something called land banking.
	Thoughts on what that and other methods are.
	I'm not familiar with land banking.
	That's a new term I've never heard before.
	I've never heard of that, bro.
	But if it's working, man, and it's safe, then why not?
	Not high value.
	I make 200k a year, still feel like I'm failing.
	I'm 33, family of five, saving to my first rental property.
	What am I doing wrong?
	He's 35, 33 with a family of five, 200k a year.
	I would say, bro, if you can, pick up a second gig.
	See, the problem is...
	You can make more money.
	You have a lot of expenses going out.
	You have five kids, bro.
	Yeah.
	I already know, bro.
	You're paying for their schooling, probably for food.
	That's probably what's held up.
	He would have had three properties if he didn't have a family.
	That's why if you start young with no kids, no debt really, you could maximize your profits and get into more properties.
	Pick up a side hustle, bro.
	Yeah.
	Pick up a side hustle that will help you pick up that first and second property faster.
	You know, it's going to suck for a bit, but pick up a side hustle.
	But bro, if you've got a wife, man, I mean, if she's not working, then...
	And here's the thing.
	You have enough money where you can go ahead and get a skill fairly quickly.
	What do we got here?
	You Have to Want It, and that's from Andrew Young.
	Shout out to you, bro.
	That's true.
	James goes, Hey, Myron, I just turned 21 yesterday.
	I'm a second-year electrical apprentice.
	I make 35K, and I go to the gym six times a week.
	I have 10K saved up, but oh, 9K on my car.
	What should my next three goals...
	This year changed my life.
	Also, you saved my life.
	I appreciate that, man.
	Thank you.
	Yo, you got a bright future ahead of you, dude.
	So keep going.
	But as far as...
	Pull that question back up because he asked a bunch of them here.
	I'm going to try to hit this.
	With the car.
	10K saved up.
	Okay, keep saving money.
	You want to have at least three to six months of expense sitting somewhere.
	And then just keep grinding.
	Because here's the thing, you're only an apprentice, man.
	You got to keep going so that you can make more money.
	And then as far as your car...
	What he could do...
	What do you think?
	Is just make double payments on the car.
	Make double payments?
	He should work to pay it off, you think?
	Yeah.
	So just make two payments instead of one?
	Or should you just sell it and just buy a hoopty?
	Right?
	Why isn't he just selling and buy a hoopty and spend two, three K, get a hoopty and be good?
	He could, but he might be upside down on the car.
	So he might owe more than he can pay.
	I would just say, bro, if you can, make two payments so you can pay faster.
	Or you can do that as well.
	See if you can sell it back and get a hoopty, bro, if you can.
	So you could be little to no debt.
	ForeverTron, thank you for everything you do, guys.
	You've changed my life and many others.
	What is your general take on the current real estate market and where we're heading?
	I've been trying to buy, but it always seems like it'll be left holding the bag.
	Okay, so look, man.
	BlackRock, all these big companies are buying single-family homes like crazy.
	Non-stop.
	Okay.
	Yes, the interest rates are fairly high, but...
	It's a fantastic time to buy houses cash, okay, if you have the capital to buy a house cash, or you can always refinance later, bro.
	But if you find a good deal, pick it up.
	Right now, the sellers don't have leverage like they had two years ago.
	When interest rates were like 3%, 4%, the sellers were over here trying to sell houses for ridiculous amounts.
	So now, with interest rates high, you have power back as a buyer, okay?
	Are you going to cash flow as much?
	Maybe not, but it doesn't matter.
	You control the assets, okay?
	So, when The interest rates come back down, you can refinance.
	And then guess what?
	Real estate is the best hedge against inflation in the fucking world, okay?
	Because what ends up happening is, let's say you get a loan for $100,000, right?
	On a house that you buy.
	Well, as inflation continues to get worse, guess what?
	That loan that you have, that 100K, Well, it's worth less because you got locked in that 30-year loan from before.
	So, one of the best hedges against inflation, guys, is real estate.
	Okay?
	And then the interest rates, they're going to go back down.
	You know?
	They're going to go back down.
	Right now, they're kind of high.
	They're like 8%, 9% if you buy as an investor.
	So, yeah, it's a little high, but if you're cash flowing, you'll be fine.
	And you can negotiate lower prices on the houses.
	I'll tell you this, though.
	If you don't buy it, someone else will.
	Yeah, bro.
	Like, I'll buy it.
	Yeah, I'm going to buy it.
	So it's a good deal.
	Don't be like, bro, there's so many, I call them real estate masturbators, just sitting on the side.
	I want to buy real estate.
	But they never buy shit because they're too scared to pull the trigger because the interest rates are too low.
	Is it a good time to get in?
	I don't know if it's a good time to get in.
	I don't know.
	I'm not going to do it, bro.
	I'm going to wait.
	I'm going to wait.
	Niggas been waiting since like 2016.
	You know what's funny?
	People say they're gonna wait.
	Bro!
	But the whole point of this is like, people that were always buying property will get first dibs.
	You haven't bought shit.
	You have to get approved, have all these things done for your loan.
	If I'm an avid buyer and I get a first-hand pick of the first new properties, you wouldn't even get a chance, bro.
	So it's like, bro, buy while you still can.
	It's fine, man.
	Like, yo, if people don't want to...
	Look.
	I told you guys this before.
	We have the purest intentions here.
	We don't make money on telling you how to buy real estate.
	We don't have a course that we're selling to you guys.
	We're not putting out any promotions, any programs.
	We've been literally, bro, I can't tell you how many of our buddies have told us that we're idiots for not putting out some type of real estate course or some shit like that.
	We're not.
	Why?
	Because we just want y'all to be financially free, bro.
	I gain nothing from telling you how to buy real estate.
	I don't gain shit.
	I'm just telling you guys to do it.
	Because I know that it's going to make you guys financially free, and I want you guys to be in a position where you choose to work versus you have to work.
	But, bro, don't be a real estate masturbator where you're just sitting there on the sidelines saying, I don't know if I'm going to buy or not.
	I don't know.
	No, man.
	Just fucking take action.
	Rigor will quote.
	You don't understand that approval can take days, right?
	However, people's income has to be there for reserves, and many things have to be in place.
	So they might get things done, but everything's going to be in a row?
	You never know.
	I'm just saying, in general, if you want to buy property, if things are not lined up, you have to wait.
	Versus buying it now, while you have everything in line, why even wait?
	Yeah, man.
	If you find a deal, man, you gotta hop on it, bro.
	This whole thing where people are saying, the market might not be good in a few years.
	Right now is a good time, even though the interest rates are high, because you can negotiate for better pricing on the houses.
	Because I'll tell you guys this.
	You guys didn't want to be in the real estate market two, three years ago when it was hot as fuck and interest rates were 3% and now you're losing deals left and right.
	If anything, for you guys that want to kind of get in the game, you want to buy now when people aren't jumping all over the place.
	And the good thing is FHA loan.
	Your first property, bro.
	I mean, you can't beat that, bro.
	3% down?
	3% or 5% down?
	So what's your excuse, bro?
	Yeah.
	Alright, what do we got here?
	Random...
	Randy Isamoso?
	Okay.
	Randy Simo?
	My girl and I combine make over $200,000 a year with about $100,000 saved.
	Should we oppose open a cafe or start investing in real estate?
	Real estate is a bit pricey where we live.
	Plus, dislike working for someone.
	We also don't have our own house but live rent-free.
	Thanks, brubs.
	Bro, you can invest out of state, my friend.
	You can invest out of state.
	I mean, if you guys really want to start that business, you can.
	But, you know...
	A lot of businesses aren't profitable in the beginning, especially like brick and mortar businesses like that.
	You're doing it with your girl?
	And that's also dangerous.
	She better not leave you, bro.
	I'll tell you that.
	Yeah, it's also kind of dangerous, man.
	Shooting bricks.
	Went from 40k to 450k credit score to 95k.
	700 credit score plus to owning a business and buying my first home.
	Thanks to y'all, especially Myron.
	Every time I wanted to quit, I hear him pause.
	Stop being a pushy and I keep going.
	No more excuses to grind.
	Yes, I've been a pussy, yeah.
	Shout out to you, Shitting Bricks, man.
	That's great, man.
	Yeah, y'all are really out here fucking winning, man.
	Cage goes mind or fresh, literally breaking it down step by step, giving the game away for free.
	And y'all hating clown world.
	I know, bro.
	I know, man.
	That's all I know, bro.
	Fucking crazy, bro.
	Most niggas are going to stay broke forever.
	It's sad, but hey, as well.
	Hey, man, he can't afford it to me, bro.
	I'd be like, yo, if you don't want help, it's fine, bro.
	Lele says, WFNF, we embrace solutions, not excuses.
	Also say no to chronic masturbating.
	Yeah, facts.
	Yeah, facts.
	TTB Podcast says, thanks for the feedback, guys.
	It's actually a mom and pop coffee shop.
	I've been looking into it for a while.
	Just wanted to make sure it was a good investment.
	Thanks, guys.
	Again.
	Yeah, just run the numbers, man.
	I'm very worried about, you know, brick and mortar businesses nowadays, bro.
	Because it's like, you know, as we continue to move things online more...
	There's gonna be robots delivering coffee and shit.
	It's just like crazy, bro.
	That's why, man.
	But, bro, if you're confident there's a lot of foot traffic there, they're showing you their records and they're making quite a bit of money and they're profitable, cool, invest.
	I would ask them, how do you market this shop to people normally?
	And if I buy the business, am I gonna have problems with marketing and getting myself out there?
	If that's an issue, then, I mean, bro, that's huge.
	18 pharmacy technician, $16.75 an hour, and do DoorDash on the side looking into pharmacy sales while editing content for InfluencerSafe Capital for FHA loan.
	Thoughts or advice?
	Keep doing what you're doing, my friend.
	You got your head on right at 18 years old.
	Keep doing what you're doing.
	He's got a job.
	He's doing side hustles.
	Good.
	Keep doing what you're doing.
	Live with your parents.
	Milk that shit as long as you can.
	Save that money.
	Get your first property, bro.
	If you keep doing what you're doing, you'll have your first house probably by the time you're 21, 22, you're gonna be in a fantastic position.
	Good shit, man.
	Manjotism goes, what skills can be a utility for business with law enforcement background?
	Consulting.
	Consulting is going to be good for you.
	If you're former law enforcement guys and you have a law enforcement background, you could do consulting and private security.
	Those typically do pretty well for guys that used to be on the job.
	Or compliance.
	You want to work for...
	If you did investigations, like I did, you could do compliance for a financial institution as well.
	A lot of banks want compliance officers that are former law enforcement.
	Anything else?
	Nope.
	We caught up.
	Yo.
	All right.
	Guys.
	W3, man.
	Yo.
	Yo, so much value, bro.
	So much value, man.
	I swear to God, bro.
	If this was around when I was starting up myself a couple years ago, bro, I'd be way further ahead.
	This is like legit gold mines of value.
	I can just tune into it for free.
	We love y'all, man.
	We really do be giving you guys our heart and soul here.
	Pause.
	Trying to give you guys the sauce, man, because we want you guys to be financially free and do things that you do.
	Sorry.
	And work from a position of luxury where you want to work.
	And this is how you're going to basically get your financial freedom, man.
	But you should win it for yourself, too.
	Yeah.
	We can't make you do it.
	I'm going to give you some advice.
	Yeah.
	We'll give you the steps to get there, man.
	Guys, like the video, man.
	Please like the video.
	We'd really appreciate it if you guys liked the video.
	As y'all know, the channel's demonetized, so every little bit helps as far as supporting the channel.
	You don't got to donate a dollar.
	We just want you to like the video, subscribe to the channel.
	But if you want to support us, CastleClub.tv.
	Yes, CastleClub.tv, man, really.
	If you guys really enjoyed this stuff, subscribe on Rumble.
	It's only $5, then it's CastleClub.tv.
	That's $25 to help us out as far as the channel goes.
	And we'll be back with some lovely ladies here in a little bit for After Hours.
	Other than that, man, love y'all.
	Peace.
	I ran, I ran so far away.

▲