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Oct. 16, 2023 - Fresh & Fit

01:28:22

Myron REVEALS How Much He Made From His ATM! w/@ATMTogether

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	Thank you.
	And we are live.
	What's up, guys?
	Welcome to the Fresh Fit Podcast, man.
	It's Money Monday.
	Hold on.
	Are we lagging?
	There we go.
	I think we're back.
	Sorry about that, guys.
	What's up, guys?
	Welcome to the Fresh Fit Podcast, man.
	It's Money Monday.
	We're here with ATM together, man.
	No intro on this one.
	Just a quick announcement.
	Guys, rumble.com slash fresherfit.com.
	Castleclub.tv, which we're going to put that up on the screen here in a second.
	As you guys know, if we get canceled or anything else like that, you'll know exactly where to find us.
	Home base is rumble.com slash freshandfit as well as castleclub.tv.
	But yeah, we got two special guests in the house, man.
	A team together, man.
	Yo, welcome back, guys.
	What's going on, guys?
	What's up, fellas?
	It's been a while.
	So we know who you guys are, but they may not.
	Tell us who you are real quick.
	Yeah, absolutely, guys.
	My name is Paul Alex.
	I'm an eight-figure entrepreneur.
	Basically, came from being a cop, seven years detective, all that fun stuff, into serial entrepreneurship.
	Yeah, my name is Gedim, a seven-figure entrepreneur.
	Still growing, but came from the Marine Corps, straight to law enforcement.
	Got out, invested in a few things, and running some businesses now.
	I remember your story was amazing, because back in the day, you guys met actually in the force, and you're doing separate jobs, basically.
	Yeah, bro.
	We were working in the same department.
	We worked at Oakland, California.
	Crazy ass city.
	It's like Iraq.
	And I was a detective.
	He was a sergeant.
	I mean, we always, in passing by, we always greet each other and all that jazz.
	But then I got into entrepreneurship.
	I mean, luckily he came into my office one day and he was just like, hey, bro, what are you up to?
	And I was just like, hey, dude, just working on my side hustle.
	And he was just like, oh, that's interesting.
	Keep it going.
	He was like one of the only positive people that like I worked with that actually pushed me to entrepreneurship.
	Everybody else is like, bro, what are you doing?
	You cop.
	Stay safe.
	Pension, everything.
	It's out of your reach.
	Basically, after I put in my two weeks, bro, three months later, I was eating six figs in one of my businesses.
	I was like, hey, bro, you want to come over and run operations because you're a sergeant.
	You know how to manage people.
	That's what I need.
	I need an operator.
	I'm more of the visionary.
	I'm like, all right, cool.
	We're going to try this.
	We're going to do this.
	Then he's more of like, all right, cool.
	Let me handle the logistics.
	Right?
	Operations plan and all that.
	So that's basically our relationship, man.
	Now we're here.
	We built multiple businesses together.
	As you guys are going to know in the next couple minutes, after we talk about the whole BTM thing, start getting into credit card terminals.
	But he's now a co-founder.
	And, you know, essentially I told him, you know, I shared the vision with him on this venture, which you guys will know in a couple minutes.
	But I had told him, I was like, hey, bro, if you put in the work for my first company, like you take care of it like it's yours.
	I'm going to hook you up with the next project I'm going to work.
	Because I really knew what I was going, man.
	I had the blueprint in my head.
	I invested in myself.
	And I just went out there and got it.
	No one can tell me the difference of what I can do or where I'm limited to do.
	So now I got three different companies.
	He's co-founder of one.
	And we're just working, bro.
	That's it.
	That's a lot of trust, man.
	Yeah.
	And teamwork.
	And I also think it's really important that the audience understands.
	So, like, you were doing criminal investigations, right?
	Yeah.
	You were a detective, which means you were doing it.
	So you guys, you were in your own, kind of, in the detective side.
	And then you were a sergeant in uniform situation.
	You had people that were working under you.
	Think of guys as sergeant a lot of times for police department is like a first line supervisor.
	So you have four or five guys on patrol that basically would be under you.
	And then you probably would have as a detective, you're kind of your own boss.
	You're, you know, working kind of your own hours working with another squad of detectives.
	You might have one supervisor that helps you with your case or whatever.
	But in general, you're managing your own time.
	So how'd you guys like because you guys were like in different like parts of the department in the police department.
	How'd you guys actually meet up?
	Yeah, it wasn't until after I came back from a narcotics task force, I was undercover for like about three years, targeting straight cartel, worked a lot with HSI, the feds and all that.
	That's why, you know, when you would bring up your law enforcement, I almost shed a tear, bro, because I still remember my counterparts out there in the San Francisco Bay Area and shit.
	And I did a lot of ops with them.
	But once I came back to the department, I went to Special Victims Unit.
	And when I went to Special Victims Unit, Guess what?
	The sergeant's got to review the officer's reports.
	So some of these reports will come back fucked up.
	As you know, we got to write a lot of paper, a lot of reports.
	And I'd be like, hey, like, what's going on with this report, man?
	Like, they missed the elements of the crime.
	I mean, this is going to get thrown out.
	We got to put this guy away, you know?
	And it's for serious crimes, like, you know, rape, child molesting, all that.
	The worst is the worst, bro.
	Scum of the earth, right?
	And he would come in and be like, all right.
	Exactly.
	And he'd come in.
	I got you, P. I'm going to take care of this.
	And he'd go over there and, like, crucify the officer and be like, hey, bro, what the hell?
	How long have you been an officer for?
	You know?
	You got to do your shit right.
	And then, you know.
	Yeah, because the first responding guys have to write a report.
	Yeah.
	So, okay.
	Okay.
	I get what you're saying.
	Just so the audience understands.
	So, like, if a police officer shows up and finds out that, you know, a kid was abused or whatever it may be, they might not necessarily do the investigation, but they're absolutely writing their part of, hey, I showed up.
	Oh, it was a 911 call.
	I showed up, blah, blah, blah.
	And if it doesn't make, if they don't, If they're not able to establish how they were able to get the probable cause of search or how they were able to do X, Y, Z, that could fuck up everything else because the investigator is going to take the case and he can't build upon the case if the foundation is fucked up, which a lot of times the uniformed guys set the foundation.
	Exactly.
	Okay, that makes sense.
	And it's key with major crimes, man.
	Homicide, shootings, all that jazz.
	That's why they got, you know, on a major scene like a murder or something like that, they'll lock down the street with like 20 officers, look at all the cameras, you know, due diligence, and then you got the detectives going in there.
	And all those guys got to write a report.
	And give it to the detective.
	Because a lot of times they're the first ones there.
	They have to write what they saw, what led them to discover the body or whatever.
	And if it's fucked up how they found it, that messes your case up.
	Yeah, bro.
	And I mean, it worked a perfect role with me being in that position, especially in law enforcement, because I'm such an outside thinker.
	I'm very creative.
	So I'm like, wait a minute.
	Did that dude just slip up and tell me that he was there after he told me he wasn't there?
	I catch shit like that all the time.
	And yeah, that's basically how we met.
	So that's how y'all met.
	Yeah.
	So his officers would show up at crime scenes, write a fucked up report, and you'd be like, hey man, get your...
	Well, it wasn't always fucked up.
	We like to blame the detectives.
	I mean, yeah, yeah.
	Like, a lot of patrol guys just aren't good writers.
	I mean, I get it.
	So, like, they're more, you know, like, they're not used to...
	There's a difference between, like, writing a report, you know, to talk about what happened versus writing a report as a part of an ongoing investigation.
	It's a big difference.
	So I understand.
	Yeah, man.
	So we got into, basically, business together.
	Launched the whole ATM, cash ATMs, went to 30 locations.
	I became financially free, and then I stopped working a lot of overtime.
	I was working 60 to 100-hour work weeks back when I was in the department, and that now allowed me to just work the standard 40, which I was super grateful for, bro, because, dude, I was killing myself.
	I was killing myself for almost, I think, six years at that time.
	And I was just like, dude, I lost a seven-year relationship.
	I was barely seeing my families, and as you guys know, because you guys are family guys, my parents, they're everything for me, bro.
	Like, they came into this country, immigrant, Peruvian, Mexican, and they work hard.
	You know, they work hard.
	So, for me, now I take care of them.
	Like, I'm the protector of my family.
	That's my why.
	That's why, like, I'm about getting money, but everything is for them.
	If they're good, I'm good, bro.
	I don't need them.
	You retired your parents, right?
	Yeah.
	I retire my parents.
	I give them a salary.
	You know, if they want to come down here now that I'm in Miami, I fly them out.
	I fly them out.
	Yeah, mom, you can stay as long as you want.
	One-way ticket.
	And you can leave whenever you want.
	Isn't it funny, whenever we bring people on the podcast, and I'm moving here.
	I don't know why, though.
	I'm moving here.
	It's a pattern we see, but I'm pretty calm in here.
	Well, California, I mean, we could talk about that a little bit.
	I mean, what prompted the move to Florida?
	I mean, I've been a very harsh critic of California, and I've told people forever to get the hell out of there.
	I think me and you had some discussions about it as well.
	I said, hey, man, get the hell out of there.
	You know, I don't know if it was me or us, which I'm not going to be that.
	It was just us.
	But, like, what prompted you to get out of California?
	No, bro.
	I think after the first episode, you had sparked my interest.
	You're like, yeah, bro.
	No state income tax.
	You know, the real estate out here is cheap and all that.
	And I was already considering like Arizona, Texas, you know, all the major states that, you know, real estate was not as inflated.
	Not as bad.
	Yeah, not as bad.
	And, you know, I work remote.
	So my ATMs are self-established.
	I got employees that fill them.
	I got the BTMs, which, you know, they're fully passive.
	And now I got the credit card machines, which is fully remote.
	So I'm making money, dude.
	Either way, wherever I'm at.
	And I started doing online digital marketing as well, which is that's Digital Nomad, right?
	But at the end of the day, yeah, I decided to move here because of state taxes.
	State taxes was number one, but then two, bro, look, at this stage of the game in my life, I want to be able to check out the entire world, so why not?
	I never lived in Florida, so why not?
	And just like we were talking before, bro, I bought a piece of property.
	If it don't work out in two years, guess what?
	I just rent it out.
	I rent it out and then I go somewhere else.
	That's it.
	Simple.
	Yeah, simple, dude.
	I'm a simple guy.
	Yeah.
	No, same.
	And I really do.
	I mean, everyone is moving to either Florida or Texas.
	Arizona is a big one as well.
	Yeah, people are just getting out of these blue states, man.
	I hate to make it political, but that's really what it comes down to.
	Entrepreneurs, guys that are higher earning.
	It's really, if you're making over $150K a year, it's in your best interest to get the hell out of a blue state.
	Yeah.
	Especially in California.
	Yeah.
	Especially.
	Yeah, man.
	Because, I mean, you said San Fran is like one of the most expensive cities in the United States.
	And then on top of that, like if you're in L.A., I know, correct me if I'm wrong here, guys, you get an L.A. tax, a county tax, a state tax, and a federal tax.
	Yeah.
	So you're getting taxed four times.
	Bro.
	I don't even want to say how much I paid in stake income tax last year, bro.
	But basically, I could have bought a house over here in Florida.
	That's how much they taxed me, and it hurt so bad, bro.
	Because I was just like, really?
	We work hard?
	This hard, right?
	Not only as a W2 employee you work hard, but then as an entrepreneur, If you start making a massive amount of income, dude, they're going to try to get you either way it comes.
	But I am going to tell you this.
	Being an entrepreneur, you do have the leverage.
	You do have the leverage with write-offs.
	You do have the leverage with business expenses.
	So that was to my benefit as well.
	No, absolutely.
	And I think Florida is definitely going to be one of the frontiers.
	But it's going up in price now too because everyone's like, Miami used to be, I've always said it, Miami used to be like the best kept secret.
	I remember when I first moved here in 2018, you could get an apartment in Brickell, a one bedroom for well under $2,000.
	You could get one for like a one bedroom, one bath.
	I was paying $1,700 for an apartment down the street in Brickell.
	And I was like, wow, this is actually really cheap because what people didn't realize is that When people think Miami, they think Miami Beach.
	Everyone goes to Miami Beach.
	No one actually comes to the city of Miami in parties.
	And there's two different things, guys.
	So, like, when I came and I saw how cheap it was, I was like, wow.
	But then the pandemic hit, and, you know, all the New Yorkers started coming down here and realizing, whoa, hold on, you're telling me I could get an apartment here for under $2,000 a month?
	Waterfront view?
	Waterfront view in a parking spot, whatever, and I'm paying 10K to live in a closet in Manhattan.
	Fuck this!
	So they all came down in droves, and it just fucked up the real estate market.
	But it was good for me from a landlord perspective, because I was able to raise rent, but then, yeah, rent went up significantly, so I was like, whatever.
	So this is Money Monday, man.
	To watch.
	Right?
	Last thing you guys were on the podcast, you spoke about your story, you know, making money with ATMs, and sorry, BTMs, but you gave Myron a machine.
	Yes!
	I want to know, personally speaking, because I might want one now.
	Tell me the details.
	And I'm sorry about that.
	I got sidetracked with the law enforcement talk.
	Yeah, guys, as you guys know, I went ahead and I partnered with ATM together, which thank you guys for being so gracious and giving me an ATM. Basically, I got a Bitcoin ATM through them.
	And we monitored, basically, we monitored progress for a couple of months.
	And, you know, we were going to do a show earlier.
	I think we were going to do on like last month or the month before.
	But like, you know what?
	Let's wait it out.
	Let's give the people a little bit more time.
	Time so that we can give y'all a body of work.
	And I will actually be, like I said before, I've been very transparent with you guys about everything, right?
	And I'm going to actually pull up the chart of exactly how much money I made.
	And you guys are going to see it.
	So it's all out there.
	Live on here.
	And you're going to explain to you guys everything.
	Because I'll be honest with you.
	I looked at it and I was like, okay, I don't understand this.
	But can you explain it?
	If you guys remember the second pod that we jumped on at me, and when Gettem started talking about the BTMs, just like the I don't believe in that, I don't believe in that.
	But then, they showed a lot of love when you sent that video out, bro.
	That selfie.
	We were like, damn, I already got it like that.
	The haters came out though.
	The haters came out.
	So many people are like...
	And here's the thing too, guys.
	I told y'all before, I get it, man.
	You're on the internet.
	You're watching a podcast.
	You got some guys on here talking about, yo, you can make money with Bitcoin ATMs or cash ATMs.
	I can see why a lot of you guys would be skeptical.
	So I was like, you know what?
	I'm gonna fucking do it.
	And I'm gonna be very transparent.
	I'm gonna show you guys everything.
	I'm gonna show you guys how we made money certain months and maybe other months were up, other months were down, etc.
	Because that's what it is, man.
	It ebbs and flows, right?
	And be super transparent.
	If you guys want to take the plunge and do it, awesome.
	If you don't, then it is what it is.
	But I figured, you know what?
	I'm gonna do it so y'all don't necessarily have to take the risk.
	I'll take the risk first.
	And I'm pretty happy with the results, especially given that I didn't do shit.
	Didn't do a damn thing.
	You know, these guys pretty much helped me with everything and they set it up and everything.
	You really are hands off 100%.
	The only thing you got to do is like fill out the paperwork in the beginning and then they have a guy go out, put out the location.
	We had an issue with a guy actually where the first location, the vendor was kind of a dickhead.
	He literally, we installed it and then like a week later, he changed his mind.
	I don't want it here, blah, blah, blah.
	And you know, they handled it.
	They literally like, okay, we're going to find another location and they took care of all of it.
	Oh, wow.
	Yeah.
	Yeah.
	Which that happens, right?
	That's life.
	But, you know, vendors a lot of times, I mean, and you can speak to that a little bit better as far as vendors.
	It's entrepreneurship at the end of the day, right?
	Like what can go wrong will go wrong sometimes, right?
	And if you're not going to have skin in the game, something's going to happen, right?
	So the way we look at it is like, let's make it as simple as possible.
	Let's make it simpler, faster, and easier for a normal nine-to-fiver entrepreneur that wants to get into a business, get into it without having to deal with a lot of the headaches, right?
	And that's what we try to do, just make it simple.
	Yeah, everything is outsourced.
	They handle everything.
	Really, all you do is you fill out the paperwork and everything else like that, and then they find the place, they put it, they got a contracting company that comes in and installs it, all that.
	So this is actively passive income on the go.
	It really is.
	Oh yeah.
	It really is.
	It's first of its kind.
	I mean, our biggest competitor, Bitcoin Depot.
	And they just went public on Nasdaq like a couple months ago.
	They even went on to say on record, bro, that on average, one of their BTMs, they have like what?
	3000?
	3000 BTMs nationwide makes $7,000 a month.
	So they're trying to buy out the smaller companies right now because they see the vision.
	I didn't know this until two days ago.
	Ferrari just started accepting crypto.
	Bitcoin, yeah.
	Bitcoin, bro!
	Yeah, yeah.
	What does that tell you right there?
	Yeah.
	That's huge.
	That anybody that got money is investing into crypto.
	I have friends, they only buy their cars with Bitcoin.
	There you go.
	Yeah.
	Yeah.
	That's crazy.
	It is crazy, bro.
	Full, by the way, paid off.
	Yeah.
	I believe it, man.
	I believe it, too.
	I mean, I've been saying it forever, you know, crypto is the future, and I'm a biased real estate guy.
	I wholeheartedly admit all the time that I'm a biased real estate guy, but, you know, I'd be foolish to not acknowledge that there's other asset classes that can absolutely make you money.
	I do think Bitcoin and cryptocurrency in general is going to be the future, especially as we continue with all this conflict.
	Guys, right now, we're probably going to go into World War III here sometime soon, bro.
	What's going on in the Middle East?
	Obviously, you've got the Russia-Ukraine conflict.
	Not to mention the dollar value is already shit right now.
	It's going to be even worse.
	Then you got these guys, Bricks, like, conspiring to try to topple the US dollar.
	There's going to be a lot of instability in the next few years, man.
	By far.
	So, you know, this next election is going to be very important.
	But that's a whole other conversation.
	Make some money now, man.
	But, yeah.
	So, I guess we want to pull up the chart and then show the people?
	Yeah, let's pull it up.
	Okay, so, guys.
	What you're about to see here is my Bitcoin ATM's performance over the past few months, okay?
	The ups and downs, everything.
	And we're going to explain to you guys the numbers because I don't know what I'm looking at here.
	So we'll go ahead.
	Do we want to start in the beginning?
	Scroll down a bit here.
	I don't think the screenshots are in order, but I saw some comments asking, they're like, hey, is it a vending machine?
	But it's super simple broker concept, right?
	You're just the middleman buying and selling crypto.
	You're the one owning the actual machine that handles it.
	That's it.
	Okay.
	Go to the first month, if you can.
	Which one?
	I guess we'll start with June.
	Yeah, because you...
	So June.
	Yeah, you had just installed in June, so a really good month.
	So the biggest thing, right, because what we like to say is like the first six months is like what we call the ramp-up period.
	And it sounds very technical, but they keep it super simple because I was on the Marine.
	I gotta keep it simple.
	There's a reason why they say front towards the enemy with claymores, right?
	We gotta keep it simple.
	So it's like you go to like a badass taco truck.
	You just found out it's really good, you're telling all your friends, and then six months later, finally when people start kicking in, they start seeing it, it becomes more popular, then it's a spot to be at, right?
	So it's a big thing with these is that for the first few months, you're going to see it slower and you might see some changes in like profit, but you started investing in marketing, marketing at the end of the day, right?
	So with this, you're seeing in June, it's a, I think you made about, it's like $2,000 total to get a profit on the side.
	Yeah.
	So the machine itself sold like about some, I'm squinting, man.
	My vision's like terrible, but it's like 12 grand in there.
	So you're charging people 20% to actually use that machine.
	So someone's actually putting cash in there.
	So you see somebody put in like 8600, you charge them 20%.
	So they're getting their crypto on their wallet or they're printing out actual receipt from the machine, but you're actually keeping that 20% of the profit from there, right?
	Yeah, gotcha.
	So it's a broker concept.
	Middleman, super simple.
	You don't care if the price goes up or down, you're just the one profiting on the middle.
	The first one is $5.15 profit, then $500, $4.99, and then $1,432 in June.
	I know it's a little crappier quality, but this is a screenshot that we grabbed from the thing, so I know it's not the clearest, but this is actually what it is.
	This is what happened in June.
	And then we can go to July.
	So here, what is that?
	160?
	Yeah.
	So this one, obviously, like I said, guys, it ebbs and flows, right?
	So one month you might make a bunch, and then another month you might not make as much, right?
	Sorry, you were going to say something?
	Yeah, so it's real simple.
	June was the first month it was installed.
	So we say for the first six months, it's what we call the ramp-up period, in the industry that people understand that people need to know the machine is there.
	The best example I can mention is that taco truck.
	Even if there's a Whole Foods at an actual new neighborhood, people need to find out that the actual store is over there for people to start going, start increasing the traffic.
	So the big thing we focus on is marketing.
	It's huge.
	It's absolutely huge because if people can't see you, they're not going to use you at the end of the day with your machine.
	100%.
	So we keep it simple.
	The way we looked at it was like, alright, how can we make this as simple as possible for the average person to own this business?
	So we make our machines bright.
	We actually have like orange wraps so people when they walk in, they see what the hell is this big machine with the kiosk over here.
	And then the big thing is Google, right?
	You guys ever heard of this thing called Google?
	Yeah, you want to tell them about the Google marketing that we did on the side for this?
	Yeah, so it's huge, right?
	Guys, pay attention.
	This is really important shit what he's about to say.
	It's like this, right?
	Whenever you look for anything, where do you go?
	You don't go to Ask Jeeves, you don't go to Yahoo, you go to Google, right?
	So the way we look at it is we look at it in terms of the customer, the customer themselves.
	So if a customer is looking to actually find a Bitcoin ATM, where are they going to look?
	So we target all those places.
	We do Facebook ads, we do actual Google advertisements, so when people are actually looking for Bitcoin ATM near me, yours pops up first.
	You'll see that ranked listing on top.
	It's the same thing when you're looking for like a cash ATM. Same thing you say, like, hey, where's the ATM near me?
	You're not looking up your bank, you're looking up the type of machine it is.
	So we invest heavily on Google advertising for your machines.
	You're right, because honestly speaking, if I want to search up Bitcoin ATMs, Google, and look for the nearest one to me.
	Yep, and it'll come right up.
	Yep.
	So let's pull it back up.
	So July, a little bit of a slower month.
	Now we go on to August, right?
	Yeah.
	So August here, guys, you see 344, 1384, and then 501.
	And those are the transactions where we got our cut, essentially, right?
	How much work did you actually do yourself when this was set up?
	Absolutely nothing.
	The most work I did was I filled out the paperwork in the beginning, which is all, by the way, it's all DocuSign.
	This is somebody's rent that you're making, by the way.
	Somebody's rent for the month.
	Yeah.
	Passively.
	Yeah.
	And I did absolutely nothing, guys.
	I'm not kidding around.
	The money just hits the bank account, and it's like, oh, what's this?
	And then you're like, oh, okay.
	Okay.
	So, you know what's crazy?
	And it's all DocuSign.
	You don't even fill out real paperwork.
	It's like DocuSign on your phone, sign, boom, boom, boom, done.
	So two years ago, Myron invested in crypto, right?
	And I was like, man, I don't know, bro.
	You know, I'm going to wait and see what happens.
	Guy made like 70k.
	He put it on internet.
	I put it on internet, right?
	I'm like, you made a lot of money.
	So I did it too as well.
	Made some money, bought a watch.
	But now you're making money with this, bro.
	Yeah, it's just on the side.
	I've been told you, man.
	So this is August.
	August is a bit better, right?
	And then you go into September.
	Not that much.
	And then you go to October.
	So far.
	So we've made about $700 so far.
	Up to today.
	Up until now.
	But I can't believe 20% is what you're taking.
	That's a big chunk.
	Yeah, it's typically like 20-25% that we're charging people.
	And the biggest reason why, bro, is because of convenience.
	Think about it like that.
	What did COVID cause Americans to get used to?
	Insta gratification.
	Yeah.
	Uber Eats, Instacart, Amazon.
	Yeah.
	You know, Amazon then pushed it to the limit and they get deliveries in one day.
	So everybody's just like, I want it now, you know?
	So with BTMs, how long do you have to wait in an online exchange?
	Could be days.
	Days, bro.
	Time is money.
	We know that.
	We gotta move something for a Ferrari.
	So at the end of the day, man, I want my money now.
	That's why you go to a BTM. That's the primary reason.
	And in the future, in quarter one, quarter two, we're already talking to manufacturers.
	You're charging them for convenience and speed.
	That's what you're charging them for.
	That's all it is.
	And it goes back to the traditional concept of cash ATMs.
	People are like, who uses cash anymore?
	Bro, if you're at a strip club, if you do go to strip clubs, I mean, I know a couple people that do.
	But We had dinner the other night at Perry's, man, and he was just like, hey, bro, tootsies?
	No!
	I gotta work!
	Come on, man!
	Don't do that to me!
	Don't do that to me!
	But no, we go back to the traditional method of what works.
	We go on foundation, man.
	We were like, we had a bulletproof system with cash ATMs.
	Why not implement the same thing with BTMs?
	And it worked flawlessly, man.
	Yeah, you gotta refine a couple things, but at the end of the day, man, our clients are loving it, and we're just growing and growing.
	That's what it comes down to.
	And guys, again, 100% transparent.
	Like, in the month of September, six bucks.
	As you saw, I made another, like, $166.
	Like, you're not always gonna make the most money.
	If anything, if I was making thousands upon thousands, y'all would be like, ah, this is skeptical, this is a scam.
	But no, I'm showing you all the truth.
	This is what I made.
	But you gotta remember, number one, I didn't do shit.
	Absolutely nothing.
	The money just comes in.
	In four to five months, I made a couple thousand dollars doing nothing.
	So it's like, you know, you could actually use that extra money to reinvest it.
	You could use it to go and do something that you otherwise wouldn't want to use your earned income on.
	This is passive income, guys.
	100% passive income.
	So again, like I said before, being 100% transparent with y'all, not every single month I'm going to be making thousands upon thousands of dollars.
	But I definitely made a few thousand in a few months for doing nothing.
	So that's the reality, man.
	If it was anything else, y'all should be skeptical.
	But those are the real numbers right there, man.
	But this is a scam, right?
	Yeah, it's a scam.
	Apparently it's a scam.
	Okay, cool.
	I gotcha.
	I gotcha.
	If it was a scam, no one would share their results with y'all like that, man.
	But you guys know I'm very transparent with everything.
	Every month is up and down.
	But already for the month of October, like September, we did shitty.
	But October, we're probably going to break a thousand bucks.
	And we're only midway a month because we ran that report, I think, two or three days ago.
	So you made, what, $6,000, $7,000 already?
	A couple, like $3,000 or $4,000, something like that.
	Yeah, in a few months.
	And here's the thing, they said it from the beginning, like, hey, you're going to make somewhere between $100,000 to $1,000 a month passively, which is roughly what it is.
	I can only imagine if you add marketing all the way on that.
	Yeah, yeah, yeah.
	You did it yourself as well.
	We weren't running Google Ads like crazy either.
	Right.
	If I ran Google Ads, we could have made more if I ran way more Google Ads.
	Damn.
	So...
	Sauce, man!
	So you ready?
	Actually, I told you.
	Here's the manager of the place I told you about.
	We got you after.
	And then there's something else exciting that we're talking about.
	You could tell us about it.
	You had a meeting concerning these BTMs and how they can be converted for other uses.
	Yeah, so quarter one, quarter two, it's coming.
	We're already speaking with one of the largest manufacturers that's working on an all-in-one.
	When I mean all-in-one, All in one, we're talking about cashing in checks.
	We're talking about being competitors directly with Western Union and MoneyGram, where you're going to be able to deposit and people are going to be able to send money to their family.
	I mean, I've done it dozens of times.
	Got family in Peru, got family in Mexico.
	But not only that, But they're also trying to work out a deal with DraftKings, bro, where people are gonna be able to place bets on these machines.
	So, a true all-in-one.
	And they got different models that they're like, hey guys, what do you guys think would push more to your market?
	I mean, for the online space, ATM industry, BTM industry, we're getting up there, man.
	We're not the biggest.
	We're not the massive company, but we're getting there where the big guys are noticing us.
	And that's why we were able to land this meeting.
	And they were like, dude, would you be able to make this work?
	I was like...
	It's a no-brainer!
	Who wouldn't want to make a percentage off of cashing in checks, to actually going and transferring money, to the Bitcoin, to just standard cash ATM. So it's an ATM that does everything, essentially.
	That does everything, and that's the future, bro.
	And if you have a BTM already, it's just converting it over to have these capabilities?
	Well, that's the good thing about the BTM, bro.
	You're able to upload all the updates on there.
	Oh, because it's all software!
	It's all software!
	It's a Bitcoin!
	It's a computer screen.
	Wow.
	Okay.
	Yeah.
	So it's amazing, man.
	It's amazing.
	We got a lot of things coming up, a lot of things in the pipeline.
	We've been working just hard.
	We took basically the culture that we learned from law enforcement, and we just doubled down in entrepreneurship, bro.
	So it's merely software.
	So if you have a cash ATM, you would have to probably upgrade over to a BTM. Yes.
	To be able to have these new features.
	Because I'm assuming a cash ATM, strictly for cash, it's probably older...
	Technology, right?
	The price difference is also dramatic between a cash ATM and then also a BTM. A BTM is going to be lo-fi figures.
	A cash ATM is going to probably be around $2,300.
	So it's dramatically different because of all the software, bro.
	Oh, yeah.
	Cash ATM, they're cheap, bro.
	You could get one for $2,300.
	You could get one for $2,300, but here's the thing.
	There's more to it than just the machine.
	You need the network.
	The biggest thing is the location.
	I could tell everybody this.
	I used to be in corporate America for six years before law enforcement.
	The only reason why I had that little step, I guess, above everybody else to go land my own locations is because I knew how to talk to people.
	You know, soft skills.
	I'm an old millennial, dude.
	So at the end of the day, I was able to go there, relate to the small mom and pop business owner, and I was able to go ahead and form a foundation.
	So, yeah, that's why I was able to scale to 30 ATMs so quickly while I was still working my night to five.
	That's a skill that most people don't have, by the way.
	For the audience, right?
	And here's the thing.
	I want to make this very clear for all the guys out here that are watching.
	Guys, you're not going to get rich off of having ATMs.
	What you need to do is have a job, make that money, and invest it so that you can make some passive income on the side.
	And then if you do this for long enough, you can absolutely turn this into a $10K a month, $100K a year side endeavor, for sure.
	I can see if you had multiple ATMs, you'd become rich.
	Yes.
	Multiple.
	And that's what Paul did.
	You took your salary from your job, your active income from being a detective.
	Blood money.
	Exactly.
	The blood money, right?
	That overtime.
	And you invested into the ATMs.
	And then at what point did you realize that, okay, I can literally leave this job?
	How many ATMs did you have at that point?
	30.
	You had 38 ATMs and that's when you said, okay, I can literally quit if I want to.
	Well, I was making 15K and I had two employees part-time.
	One was on call.
	They would just go fill up my machines twice a month.
	And then the other one was a tech.
	And that was the first tech I actually employed with my first couple of ATMs because I just never wanted to go ahead and actually install it myself.
	It is what it is.
	You know, I keep it real.
	And I just kept him employed.
	So he would go do the maintenance.
	I'll pay him a couple hundred dollars whenever it happens because ATMs are so durable, bro.
	They don't break down.
	Especially when you buy new.
	I always say, when you're new, buy new.
	You don't want to deal with all the tech and upgrading and ADA compliance and all that shit.
	You want to just set it and forget it, right?
	But, hey man, interesting subject that you had said on my Instagram, man.
	I always get asked all the time.
	They're like, hey bro, how did you guys reach the level of success that you guys did?
	And I was just like, work, save, and invest.
	And then the second thing that comes into play, I always tell people, you know what, if I was 21 and I had either a GED or a high school diploma, I would just go ahead and try to be a cop.
	Why not?
	Go be a cop!
	You could be a six-figure hero, go work overtime, and mind you guys, this is not for the lazies, okay?
	So if the lazies are listening to me, you're gonna hate me when I say this, but we don't want you, okay?
	If you're proactive and you're going to work hard, you can work a limited overtime at any police agency.
	If you guys didn't know, just in California, you can easily make a quarter of a million dollars a year.
	We knew guys, OGs, that, mind you, they were like divorced, had hello kids and all that shit, but they were making half a million dollars a year.
	It all comes down to blood money.
	Yeah, it is blood money.
	And most people won't believe this because they're stuck in their little world, in their little bubble, and they're like, oh, well, that's bullshit, you know, cap, cap.
	No, dude.
	You could go ahead as a 21-year-old right now, become a cop, make six figures, invest your money into a side hustle, make it work for you with ATMs, BTMs, even credit card machines, right, which we'll talk about in a couple minutes.
	But at the end of the day, you could become financially free off of this shit.
	Paul, are you saying if I work hard as a police officer, I can make a lot of money?
	Blasphemy!
	Really?
	Yeah, because people tend to look at the base salary, right?
	Like a lot of police departments, a lot of law enforcement, it's like between $30,000 to $70,000, depending on where you are, right?
	Like the base salary.
	But guys, remember, if you do overtime, which most police departments have damn near unlimited overtime, especially if you're in an inner city with high crime, you can absolutely make six figures And for all the people out there that, you know, whether you're fed, state, local, I mean, a lot of the times the state and locals would make more than the feds because they had unlimited overtime.
	Feds, you don't get overtime.
	Special agents don't get overtime.
	The only special agents that get overtime a lot of times are Secret Service or Diplomatic Security Service, and that's protection type details.
	Yeah.
	But as far as criminal investigators actually doing cases, FBI agents, DEA, whatever, rarely if ever are you going to get overtime and accept it in certain special situations like a Title III or whatever.
	I would rather take a job that gives me unlimited overtime than a salary that I have to depend on.
	And then you can take that money, you can make that six figures, and then you can absolutely use it to funnel that money into a side endeavor like I did, like Paul did, and then you can buy back your freedom I think if you had to do it again, because I see that you basically, so you have a system in place, so you made the money, you had kind of a team in place, you bought ATM, and when you bought that ATM, you'd have someone go in, install it, I'm assuming they'd put cash in and everything else like that for you as well, right?
	They'd set it up, and then you just systematically did this over and over and over again, 30 times, and at that point, you basically were making just as much as you did with the department.
	Once I got to 10 ATMs, I learned, you know, the method.
	You learned the blueprint.
	You're like, Like that moment, you come in a cross vote and you're like, oh shit, this is it.
	And yeah, all I was doing was just closing the deals.
	Okay, my team's gonna come over here in the next week or so, install the machine, and I'm gonna bring somebody to actually load up the cash.
	You good with the contact?
	Yep, let's do it.
	Cool.
	And that's what I would do over and over again.
	And where were you selecting?
	For the people out there that might want to get in this, what type of locations were you selecting and why did you select those locations?
	Cash-driven locations, tourist areas, areas where it was cash-intensive.
	Lower-income areas as well did extremely well.
	I mean, everybody cashes their check, they're gonna go to the liquor store.
	I mean, it is what it is.
	And there's no banks there.
	Let's keep it real.
	There's no banks in lower income areas.
	That's the bank.
	That's their only access to cash.
	Yeah.
	So the unbankable.
	Bodegas, smoke shops, liquor stores.
	Gas stations.
	Gas stations.
	Yeah.
	We always say the unbankable, bro.
	Because there's people that they can't get a bank account.
	I mean, it is what it is.
	They have to rely on prepaid cards.
	That's why these companies that charge major interest made so much money.
	You remember the first prepaid card?
	What was it?
	From Fat Farmer or whatever?
	Yeah.
	Yeah, dude, that's old school, right?
	Yeah, that was the reality of it.
	I was just like, man, what is this?
	Why won't people just go to the bank and get a regular credit card?
	Well, that's the reason why.
	Because the bank doesn't allow them to.
	So they have to rely on ATMs.
	So let's say someone's watching right now.
	They heard all the info.
	They see Myron's results here.
	How do they get started to join your program?
	Should they start with a cash ATM first or should they start with a Bitcoin?
	I mean, I kind of just jumped into a Bitcoin ATM. Maybe should they jump in with cash because it's a little bit of a lower investment up front?
	What do you think?
	Well, here's what I always tell everybody.
	At the end of the day, it has to be for you.
	So if you're more of a passive investor, you gotta like that.
	Okay, cool.
	You're making six figs and you could put away low five-figure investment.
	BTM all day.
	You know, time is money.
	And if you can make a lot of money on your job, like I was making $80 an hour on overtime being a cop.
	So the way I saw it is when I was in the ATM game, well, it takes 100 hours minimum to find a decent location.
	I was just like, dude!
	Why am I going ahead and wasting so much time?
	I'm just going to delegate to a sales team.
	So I went ahead, got a call center.
	That call center started getting me locations, feeding me the leads, feeding me booked appointments.
	And then I would go in there and just present.
	That's it, right?
	But it would save so much of my time where I was able to focus on overtime, make $80 an hour.
	So if you put $80 times 100 hours, that's $8,000 I saved by having delegating that time, you know?
	And that's the way I see it.
	Majority of time is just like, how can you make your money work for you?
	Because time is everything, bro.
	I mean, that's why we delegate so many things now in our life at this stage of the game.
	I mean, I had to get them, you know, run ATM together because it's so time consuming.
	But then also you need a good operator.
	You need somebody that knows what they're doing.
	They're confident and they're able to run a team, right?
	You lead by example.
	Yeah.
	That way I was able to separate myself and then go and build another company in the beginning of this year with the credit card machines and stuff.
	But for anybody that's looking for BTMs or ATMs, they can simply just go to our website at atmtogether.com.
	We're also going to do a giveaway as well.
	We're doing a giveaway this month, guys.
	So we're actually going to be giving away a free ATM to one of you folks that actually joins our free Facebook group.
	You can just click on the link, put your name, put your email, your phone number, and then, yep, that little yellow highlight button right there.
	And then you're going to be entered into a free giveaway for your own free ATM, guys.
	We've given away so many ATM programs.
	It's crazy.
	Crazy.
	I mean, if people, like, you know, again, I know some of you guys might be like, oh, I don't know if I, you know, want to jump into this full-fledged.
	Like, bro, just get a cash ATM and test it out.
	You know what I mean?
	Like, get a cash ATM. Like, that's lower risk, you know, obviously.
	And they take care of it.
	They'll find the area for you to put it in.
	So that's going to say, they basically handle the installation.
	They handle finding the location for you.
	They handle setting it up, dealing with the vendors, all that crap.
	I think people are forgetting if you buy ATM yourself, you have to go to each vendor and pitch the idea.
	You might just fail because it takes a lot of skill to do that.
	That's not easy to do at all.
	So that's a lot of hard work off you.
	It's hard, bro.
	It's hard because some of them, they get pitched by like 10 different vendors.
	Yeah, so why choose you?
	Yeah, they're going to be like, why choose you?
	And the number one thing that I always tell everybody is you have to be able to educate them, build value, and then build foundation.
	You know, if I go into a liquor store, for example, and it's owned by a Hispanic owner, guess what?
	What am I gonna do?
	You're speaking Spanish.
	Hey, como estas?
	Yeah.
	Right?
	Yeah, yeah.
	I'm gonna go build that foundation because it's gonna be a lot smoother for me.
	Yeah, yeah, yeah.
	You know?
	Of course.
	And that's what I always tell people.
	People forget about that.
	It's just like, use your skill set, use your personal life experience to build foundation with people, man.
	Your network is your net worth.
	Yep.
	If Gedim wasn't able to build the foundation with me with entrepreneurship, I mean, dude, probably still at the department, right?
	Yeah, for sure.
	Yeah, if we never just start talking about entrepreneurship.
	But once I was out, I was like, hey, bro, you want a job?
	I was going to pay you like three times, four times more than the department.
	And there you go.
	Off to the races.
	You want to talk to niggas?
	Put on a big chain.
	And also, you got to adapt, guys.
	Like I told y'all before, being...
	This guy.
	And you gotta be flexible to be able to adapt, because like I told y'all before, the first location we had, I think we put it in Pembroke Pines or something like that.
	I love Pines, by the way.
	And the vendor was a dickhead!
	At first it was cool, and then we had to switch it up after it had been there for a week or two.
	So you just gotta be able to adapt, and that's what it's about, being an entrepreneur.
	Not everything is gonna go according to plan, but we're able to pull the audible and move it to another location.
	It's down here in Florida.
	But that's what happens, guys.
	And you guys were fantastic at handling that.
	Literally, I didn't even notice that.
	You're like, oh yeah, by the way, the vendor's being a dick.
	We gotta move it, but we already handled it.
	We already got the guy coming to pick it up tomorrow and everything else like that.
	I'm already thinking, for the people's skills part, hey man, you're Hispanic, beers and tacos.
	Yeah.
	They handle that, bro.
	Like, I didn't talk to no vendors.
	I didn't do shit.
	Yeah.
	So...
	Bro, and we've been around the block, trust me.
	We've dealt with every type of situation.
	I've gone to barbershops where they cuss me out.
	They're like, get the fuck out of here.
	We don't want your fucking ATM. I'm like, bro, I'm just offering you a solution.
	Yeah.
	But that's the name of the game, bro.
	You gotta have tough skin.
	It's like dating.
	You're gonna get rejected, no matter who you are, but keep going on.
	Numbers game.
	It's a numbers game.
	Absolutely.
	You want some chats?
	Yeah, I can hit some chats and then we can talk about the credit card processes.
	What's the chat saying, man?
	Yeah, let's see what they...
	You could be anywhere else, but you're here on Monday.
	Money Monday!
	Anonymous L, five bucks.
	Appreciate that, my friend.
	And then we got Fresh to Fit Money Clips.
	Shout out to ATM Together for sharing our clips.
	Money Clips, we're up.
	Watch Wealth Creation FNF Style.
	We got y'all, man.
	And guys, by the way, if you guys got questions, Please get them in right now, man.
	These guys are experts when it comes to ATMs, so there's no one else really, I mean, at least on social media I know that are coming close to y'all, as far as the big corporations.
	So if you guys got questions when it comes to cash ATMs or Bitcoin ATMs, ask away, man.
	They're here to answer your questions.
	Would ATM work in Alaska?
	Would a BTM work in Alaska?
	Not sure on that.
	I mean, at the end of the day, if the polar bears are going to use it, it might be one thing.
	But Alaska just doesn't have enough of a population.
	They're too spread out that I don't think it'd be the best investment.
	We are in Canada, guys.
	Don't forget.
	There you go.
	So yeah, man, they're going to find a location where there's heavy foot traffic, guys.
	Michaka goes, there's always late because Chris keeps sending the wrong address.
	Address ICRIS? Oh, L. Chris.
	Okay.
	Living reality.
	Considering that so many of the highest paying jobs in the U.S. are located in blue states, what do you recommend people do seeing as you push for red states so much?
	Thank you so much for the value.
	Well, I mean, try to find a high paying job in a red state.
	Bro, if you have a high income skill, it doesn't matter where you're at.
	You should be able to find a job.
	Yeah.
	So...
	Goku, or make your money in the blue state and get the hell out as soon as you can.
	Yeah.
	Hey, Ryan, I was just making jokes.
	I love I look at you as a big bro.
	You save my life with your knowledge.
	Me joking is a way of me showing love.
	Okay?
	No problem.
	Appreciate that, Goku.
	Jesse goes, Hi, FNF. I'm 17.
	I'm done with high school and I'm in college right now after fall.
	I just have eight more classes to be done with college and trying to make money while I'm in college right now.
	What do you recommend?
	Depends on how much money you have to invest, my friend.
	That's what it always comes down to.
	The good part is Many Mondays, you have so many options.
	You can choose ATMs, you can choose real estate, you can choose crypto, whatever you want, whatever fits your prerogative.
	Stocks, index funds, whatever it may be.
	We got here, eMoney goes, Myron, how much did you invest a month for Google Ads?
	How much did we spend on Google Ads?
	For yours, it was just $150 a month.
	Bam.
	That's nothing.
	There you guys go.
	Holy!
	And those were on the months where I made the most money, just so you guys know.
	Fripples, what are the best cash ATM brands to buy?
	Hiya Sun Halo 2 and a J-Mega G2500. The J-Mega G2500 comes with an actual camera.
	So if you want more security, that would be the one to go.
	But the one that we use, the one we love, Hiya Sun Halo 2.
	Okay.
	Nice.
	And then what else do we got?
	Anything else?
	Okay, guys.
	Again, fnfsuperchat.com if you guys want to get your questions in.
	Okay, so credit card processors.
	Let's talk about this real quick for the people.
	Yeah, man.
	So, backstory on these credit card terminals.
	I already saw a couple people going like, bro, there's credit card terminals everywhere.
	Like, who needs them, right?
	Yeah.
	But the backstory on this, guys, basically, I networked with two nine-figure entrepreneurs out of Los Angeles, Rob Sin and John Sorabia.
	They own a pretty decent company called Paybotics.
	They've generated over like $190 million in the past 15 years that they've been in business.
	And I... I actually networked with them at Javier's in SoCal and it was through a mutual friend.
	Well mutual friends like hey these guys want to meet you.
	Alright so we have a dinner and during the dinner they pitch me and they're like alright dude check this out.
	They took out these two terminals and they were like you see this?
	I was like yeah.
	I was like they're credit card terminals.
	What's so special about them?
	Actually that's the ops.
	Yeah you know I got a cash ATM. That's credit card bro.
	What are you trying to sell me on right?
	You're going against what I believe in.
	And they were like no.
	Merchant services is a huge business, okay?
	But there's a special program called Cash Discount Program.
	And what it is, is basically you're just reversing the fees.
	Instead of the merchant that's paying 500 to thousands of dollars a month in credit card processing fees to allow their clients to actually use credit cards, it just switches it up where it actually charges the client.
	But in a very specific way.
	So it gives the option for the client to actually pay with cash, which then they don't have to pay fees.
	If they want to pay with credit card, then they end up opting in for the additional credit card processing fee, which is usually about 2.5 to 4%.
	Yeah.
	The great thing about this is how you and I make money is that that fee that we just saved them and the actual clients paying, it goes to us.
	Of course, you're not getting the entire, like I like to say, enchilada.
	You're not getting the entire 4%, but it gets divvied up.
	Visa, MasterCard, American Express gets 1%.
	Your ISO, which is your independent sales organization that allows you to have the processing network to make these devices actually work with the account, they get like about 1%.
	So you're left with about like 1.5%, 2% depending on the account.
	So let's say you have an account that's pulling in like $100,000 in revenue.
	In California, your local liquor store, any liquor store, any bodega clears over $200,000.
	But just to keep it simple for the folks, $100,000.
	Yeah, in total sales.
	100k.
	Dude, even if you were to get a 1% of that 100k, imagine that.
	And it's through credit card sales.
	You're literally making thousands of dollars.
	You're finding the location.
	You're basically just providing value.
	You're educating the folks by telling them that, look, you can save thousands of dollars by switching over to this specific program.
	And the great thing about this, this only came out a few years ago.
	And this is what got me.
	I asked them, how...
	How convoluted is this?
	Like with ATMs, you could say, ATMs, there's a little bit of saturation now.
	Okay, with cash ATMs, not BTMs.
	BTMs is like the gold rush right now.
	But, what's the saturation right now?
	Like, what are we looking at?
	He's like, dude, it's only 4% of all business owners across the United States that uses this program.
	And it's huge.
	He's like, we're making money off of this.
	And it's one of the best programs because you're saving people money.
	You're saving the small business owner, the mom and pop shop.
	So it's a no brainer for them to convert to this.
	A lot of stores, they're actually doing this already where they're charging you anywhere between four to 20%.
	I just went to, I went to Komodo.
	I got charged 20% and on the receipt, it said, They don't play, bro.
	20%!
	And you know, everybody's tipsy and stuff.
	But 20%, and they say it's like a dining and side fee or something like that.
	Yeah.
	You know?
	Miami is notorious for that.
	It's the magic fees.
	They take their 20% up front here.
	Bro, and it's bullshit.
	Yeah.
	Because a lot of people are like, people are not gonna pay 2.5 to 4%.
	Bro.
	Bro.
	People are paying 20%.
	Out here in Miami, people are paying $100 to be VIP valet so you can park in the front.
	I get it.
	At the end of the day, it's about convenience.
	Small business owners out there, they're doing this right now.
	They're converting to cash discount because what's happening is the credit card companies are getting greedy, dude.
	They're getting greedy.
	So a lot of these consultants online that have different programs, they're actually getting into payment processing.
	You know, if you guys ever use, if you guys are a digital marketer, you guys use Stripe, dude, we get hit with 3%.
	Now, we have a way to work around that now.
	We'll tell you guys after the show.
	But I'm just saying, people are looking for cheaper options.
	People are looking to save money, especially with inflation.
	You can't hire good employees anymore.
	The cost of just actual rent for brick and mortar shops, it's a no-brainer for people to convert with this.
	I like to be my own guinea pig.
	I did the exact same thing with ATM together, went to 30 locations, then started building out my own online program where I help people do the placement with the ATMs and the BTMs.
	Exact same concept.
	I told John Sarabia and Rob Sin, I was like, dude, I want to be the guinea pig.
	So we went ahead.
	I used the call center that I used to facilitate ATM together to land locations for ATMs and BTMs.
	And we retrained them.
	We hired an additional 20 call center agents, started cold calling everywhere throughout the United States, closed them remote, and then we would ship them out pre-programmed already, where basically the settings for the merchant is as simple as setting up your Wi-Fi at home, bro.
	So there's no filling up the cash.
	There's no none of that, okay?
	Very equivalent to BTMs.
	So the whole reason why I even bring this up is because I'm a big believer in diversifying your funds at the end of the day.
	This is why when GetEm came on, I was just like, dude, I'm going to take care of you.
	You're going to run the show for my big company, ATM Together, but then I'm going to create something else.
	Something else special.
	Especially, I just had a meeting with these guys, and I believe in their vision.
	And their vision, they've been in the game for 18 years.
	They live in Malibu.
	They're made.
	They don't have to work anymore.
	They're chilling, dude.
	So they bring me, the young buck who's hungry, and I'm putting in the work.
	I'm putting in the work, they're just receiving it, they hire more employees, and they delegate.
	That's what people, we actually learned as we grow.
	Delegation is everything.
	It really is.
	You can't scale up without doing it.
	No, you need a tribe, man.
	So when it comes down to it, I ended up launching over 60 of these myself.
	60 of these myself that bring in $20,000 a month.
	So between these, $20,000 a month, my ATMs at $15,000, and then my BTMs at $4,500, because I got three in San Diego.
	Three BTMs.
	Three BTMs in San Diego.
	So at the end of the day, when you look at it, what am I doing for that money now?
	Nothing.
	Nothing.
	I'm sitting here talking to you.
	It's delegated.
	Yeah.
	Yeah, I'm here sitting talking to you guys.
	You set up the infrastructure for it to collect money for you.
	And that's what it's about.
	Yeah.
	That's the new American dream.
	You know, it's making your money work for you, but it's also knowing the process on how to do it.
	Because what you don't know is what you don't know, man.
	Yeah.
	You know, if you don't get trained up by somebody who's more experienced than you, you're going to lose in life.
	If you're narrow-minded and you don't believe in self-education, self-education is Everything to me, you know, it started with one $5 book that showed me just the simple concepts of sales and business and now two weeks ago, I just invested over $150,000 instead of buying a Ferrari and into a mastermind with one of the biggest, you know, online marketers in the world, you know, from ClickFunnels, Russell Brunson.
	And now I'm gonna fly to Idaho, what is it, Boise?
	I've never been to Boise, bro, but I'm going there for the first time just to Be in the same room with 14 other entrepreneurs that make 8 to 9 figures so I can learn from them because what we're trying to go, man, we're not content with just AFIGs.
	We're trying to go to that 100 million mark, man.
	And we're trying to go now.
	We're not trying to wait where we're like 50 or 60, bro.
	There's so much money to be made out there.
	It's just people's eyes are not open.
	Yeah.
	And that's what it comes out to.
	You've got to be creative.
	You've got to seize the opportunity.
	Obviously, I've always said making money is kind of like a snowball.
	So as you make money, it's up to you whether you're going to make more money or just stay stagnant.
	And for you to make more, you have to take that money that you make and put it into other endeavors that make you money on the side.
	And for me, that's real estate.
	Also, investing with y'all with the Bitcoin ATM. And you've just got to be able to diversify, like you said, because if you have all your eggs in one basket, it's not a good move.
	You want to create multiple revenue income streams, man.
	So...
	Question with this.
	Just so I understand the concept fully.
	It's basically a credit card processor that you give to an establishment and it processes their transactions for them.
	Let's say they have people that want to buy with credit cards only.
	Are you saying that if they get a discount and they decide to buy in cash?
	Correct.
	Okay, so it incentivizes them to purchase things in cash and then you end up getting what would have been spent on the credit card processing fee?
	So the cash, no.
	You don't get paid if they do with cash.
	Oh, you get paid if they use credit cards?
	If they use credit cards only.
	Here's the good part about this pivot that I did, okay?
	This is all strategy.
	ATM together.
	What do we provide?
	Cash ATMs.
	So, if we're pushing people to use a cash discount program for credit card terminals, guess what?
	They're going to be like, where's your ATM? It's a double A, dude!
	So, majority of our clients, they see the benefit behind it.
	So you're going back to the people that you have ATMs with and telling them, hey, I can give you this thing that will help you save on credit processing fees.
	Here's the crazy part about this.
	And it goes back to personal branding because you guys have a huge following, so you guys will understand this.
	But with me, I'm not out there like that.
	I don't go on social media for clout.
	I could care less about that.
	I go in there for business strategy only.
	So what I did was I created a waitlist.
	Before I launched this actual program, first, I got the results myself.
	Second, I established the actual strategy behind it.
	The call centers, the booked appointments, even what we provided with you as well, where we gave you- I got my machine over here, guys, by the way.
	I'm also gonna get any piggy and share my results with y'all as well in a few months, so don't worry.
	Your money should already be in your account, bro.
	I made sure.
	I was like, on the 11th, on the 11th of the month, I was just like, that's why I was like, Myron, do your paperwork, bro, please, please!
	So stay tuned, guys.
	I'm gonna give you guys my results on this as well.
	So the way that it worked, it was very methodical, man.
	It was very methodical.
	So I created a waitlist.
	I went on a live webinar and I told people like, hey guys, Look, you guys know me as the ATM guy.
	Flat out.
	Okay?
	It is what it is.
	ATM guy.
	But now I'm going into a second venture where I actually teamed up with some of the best in Los Angeles and they know what they're doing.
	You know, they're the best in the game.
	And the list was insane.
	And I went in there as a one-man team, basically a startup again, man.
	And I was just a couple beginnings.
	I'll go on sales calls.
	You know, I'll talk to the people and all that because people like that.
	They like that person-to-person interaction, right?
	So then within five weeks, man, we made a million dollars in revenue.
	From the clientele that we serve on the ATM, BTM side, they came over to the merchant services side and they were like, Paul, you do good business.
	You took care of us.
	Paul and get them.
	You took good business.
	We love you guys.
	You guys treat us so good on the ATM, BTM side that we believe in your vision.
	And that's what it comes down to.
	So what ended up happening?
	Guys, close to 300 clients in eight months now.
	Nice.
	They use those machines.
	That are now have their own merchant services business and they're able to go ahead and get as many accounts as possible.
	We've changed literally a handful of people's lives already in the last few months, which is...
	It's really the big why behind why we do this because we're blue-collar guys.
	We come from law enforcement.
	We come from hard work, bro.
	So all we know is hard work.
	So we understand when people come to us and they're like, bro...
	I work and I grind and I got kids and I'm just trying to find for a second, you know, source of income or something that I could do on the side, just like you did.
	And I'm like, bro, you have so many choices.
	We're here to provide you as many things as you want.
	You know, you could choose credit cards, you could use BTMs, you could do cash ATMs and it all works.
	It just depends on what do you believe in?
	What is your vision, right?
	So you have the money to invest in upfront, you know?
	Exactly.
	And it comes down to it.
	Leverage, right?
	And that's why I always like to educate people.
	Look, guys, I didn't come from a rich family.
	I got a good paying job, like we were talking about.
	And I just worked a lot.
	I worked blood money.
	I worked the Raider games.
	Small businesses or private businesses like Home Depot, they would hire out the police.
	And on the weekends, they would need the police and security because they were losing millions of dollars from shoplifting, bro.
	So people don't know that.
	People think like, oh man, they're taking advantage of the system.
	No, guys.
	A lot of private businesses and nightclubs and everywhere, especially in bigger inner cities, they use the police.
	They use the police for their services.
	And that's where the cash cow comes in for the person that wants to work and save up and eventually become financially free.
	It's a simple process.
	And I think we've been very clear with the audience in letting them know this isn't a get-rich-quick scheme.
	You're not going to become a multi-multi-millionaire doing this.
	This is stuff that you do on the side to make passive income once you already have an established stream of income so that you can create more streams of revenue so that you can go ahead and eventually get your freedom back.
	Realistically speaking, how long does it take someone to make, let's say, 5K off a BTM machine?
	Realistically, you're going to be looking at about six to eight months.
	And you're talking about a month, right?
	5k a month?
	Yeah.
	I mean, you're realistically looking at six to eight months.
	Okay.
	And that's just buying the machine.
	You got to handle all the work.
	Ad spend, right?
	You'd have to buy ads as well.
	So it could be done.
	It's just that, like, you know, how much are you willing to put back in?
	Which now that I know, I'm going to put more money into running ads.
	You know?
	Damn.
	Because here's the thing.
	They handle all of it.
	I didn't even know how much it cost.
	So I think that's the important thing.
	So this is kind of something, guys, that you do on the side that's hands-off.
	And I know some of y'all might be skeptical or whatever, and that's fine if you are.
	But just know that this isn't a get-rich-quick scheme.
	You're going to have to work.
	You're going to have to put the sweat equity in, get that capital, and then be able to invest and then make that passive income.
	And that's what it is, guys.
	It takes time to invest and be able to make enough passive income to actually live off of and or quit your job.
	Yeah.
	That's good.
	Oh yeah.
	Here, I can hit some of these chats real quick if people had questions or anything else like that.
	So basically, you end up saving the company credit card transaction fees, essentially.
	Correct.
	And then that savings is passed on to you.
	To the actual clients, and then we get a percentage of what we charge the clients.
	So business owners, they love this because you gotta think about it like this.
	If you have a very business, a very busy business, okay?
	You're spending $1,000 on credit card processing fees, man.
	$1,000 a year, that's $12,000.
	Just imagine three years, that's $36,000.
	What can they do with their $36,000?
	They can make their business grow.
	They can go ahead and pay college tuition.
	They can buy a brand new car.
	I mean, that's the vision you have to share with the business owners because they don't know.
	Oh, sorry.
	I was going to say for the audience, because some people might not know what you're talking about.
	Guys, if you've been in New York City or one of these major cities and you go into a bodega or one of these stores, a lot of times they say no credit or you have to have a spend limit or whatever.
	That is because they want to make sure that they offset those credit card transaction fees.
	Especially American Express and Discover.
	Which charges some of the highest credit card transaction fees.
	So whenever you go into business, they say, no credit unless you spend $10 or above, or hey, we don't accept credit, whatever.
	Nine out of ten times is to avoid exactly what Paul just described to you.
	Some people won't even take your AMS cards because of the fees that they have to pay.
	So that's really good, actually.
	So this allows the business...
	It's a win-win because the business is now able to accept more forms of payment, and they're not necessarily getting crucified for allowing you to use a credit card.
	The seller...
	Sorry, the buyer...
	The merchant is able to save money, the buyer is able to use their payment method that they prefer, and then you're able to get a percentage of it.
	So everybody wins in it.
	Obviously, you get a small percentage, but over time, if the business does a lot of money, $100,000, $200,000 a month, which is very easy for certain businesses, like you mentioned, a liquor store, easy for them to make $100,000 a month.
	Because remember, that's all transactions.
	You get a cut of that.
	Because you know what's funny?
	Companies that have to pay that charge for the actual credit card fees, they charge you to cover that fee.
	So now, they can charge you less and still make money.
	That's a W. And a lot of the actual small businesses out there in the United States, the reason why they haven't converted to cash discount is because you have to think about it like this.
	Who do they primarily deal with?
	They deal with big banks.
	Chase, Wells Fargo, Bank of America.
	Why would a big bank reach out to a small business owner, right?
	When they have all these clients, millions of clients, and say like, hey, we can save you money, they already have the business.
	They already have this business.
	So everybody now, this is not out, man.
	We're literally the first program to bring into digital marketing.
	We're bringing the old school simple business concept, and we're mixing it with digital marketing.
	Yeah, you don't see those readers everywhere.
	I see them in Miami, but you go other places, they don't have readers like that.
	It's not just these readers, but we have everything.
	We have the tablets.
	We have the online programs.
	We can do everything you can think of, man.
	But the main thing is just saving the money.
	What was it?
	Two months ago, I had a med spa owner from Dallas, Texas flying into Miami Beach, man.
	He was like, hey, bro, coffee.
	I want to talk about merchant.
	I was like, all right, dude, I usually don't do that, but all right, let's go.
	So we met Joe and Juice or whatever.
	Joe and Juice, man.
	Yeah.
	Amazing spot.
	Amazing spot.
	And the guy was just like, dude, with the amount of credit card fees that I pay in a month, I can feed a small village.
	And I was like, well, my man, let me tell you about Merchant on the Nation.
	And all in, dude.
	All in.
	So now he's set up with this and saving tens of thousands of dollars a month, bro.
	Because you got to think about MedSpa.
	People are dropping money.
	They're getting their Botox.
	It's paying $10,000!
	So now he's like, hush, record.
	You want to pay record?
	4%.
	People are going to do it anyways.
	Yeah, they are.
	Because of his service.
	Convenience and credit cards give you a benefit anyway a lot of the time.
	They want points too.
	Oh yeah.
	Okay, cool.
	Alright, so I'll hit some of these chats real quick.
	Let's see what we got here.
	We got here.
	Woody Baby goes, I have 10k with 800 credit score.
	What is one of the best ways I can leverage my credit to make money?
	Zero interest credit card.
	I recommend American Express Blue Cash credit card.
	Zero interest for about 12 months.
	You also get $250 back the last time I used it.
	I don't know if they're still offering that, but I know they're still offering the zero interest.
	Best way to do it is put the business on that, whether you're going to go ATMs, BTMs, or credit card machines, and then go ahead and just pay it off.
	Pay it off in the 12 months.
	Yeah.
	Yeah.
	Super simple.
	Yeah, if you've got good credit, guys, you can literally open up a credit line, use that credit line to buy your first ATM or two ATMs, depending on how much you want to spend, and then you can wait a year and then make the money back and then pay off that credit card.
	Now, bam, you just created a new revenue source.
	My first six ATMs was on a credit card.
	I mean, I said it on the first show.
	I don't know if you guys remember, but...
	But yeah, the credit card was on the six ATMs, credit card, and then the cash that I had in my savings, that's what I used to fill up those ATMs.
	How much money do you need to fill up the ATM? So when testing it out the first few months, we always say $2,000 to $3,000.
	And then you can take it from there.
	It can hold up to $20,000.
	Okay.
	Is there a certain way you want to break up the denominations?
	I'm assuming mostly 20 and 10s?
	Standard is usually 20.
	They do have dual cassettes where you're able to do 10s and 20s.
	I did that in all my liquor stores, bodegas, and all that jazz.
	But mainly 20s is fine.
	20s is mostly what it is?
	Yeah.
	Okay.
	Let's see here.
	What else do we got here?
	Shitting bricks.
	There it goes.
	Appreciate Money Mondays with the position I'm in.
	In a few years, I'll own a business I'm working at.
	This seems to be a good investment to make some money on the side.
	Should I wait to have more money or get it started right away?
	Yeah, super vague question.
	It just depends on your cash flow and how comfortable you are in life.
	At the end of the day, you know, I always tell people if it's not the right time, I'll actually guide you.
	The biggest thing is just contact one of us, either get them or myself on social media or like, you know, go to our website and then there's contact information as there as well.
	And then we're able to set up like a Zoom appointment.
	So we're able to talk to you and then you're able to tell you like, all right, so what's your cash flow?
	What are you looking at?
	And then we'll guide you the right way because not all money is good money, man.
	I always tell people like I look Like, dude, I'm about the good business.
	Fair enough.
	And I can tell how you guys work.
	If someone has a bad experience, you don't want that either.
	Because it comes back on you as well.
	100%, man.
	One complaint online goes viral and you're screwed.
	So at the end of the day, that's why we're like, hey, dude, we got to fix this now.
	Get them.
	How do you do with customer complaints when they come to you?
	I call them.
	I call them.
	People aren't used to that anymore.
	Nowadays, people are used to just the internet, messaging back and forth and stuff.
	I'm going to pick up my phone and call them.
	This is my cell phone.
	It's the iPhone.
	Here you go.
	What's going on?
	What can I do to make this right for you?
	Wow.
	And people appreciate that at the end of the day.
	And, you know, sometimes it's a sergeant hat or maybe having old school parents.
	But at the end of the day, it's like, hey, as long as you're doing your best to make something right, people can feel that when you're hearing them out, when you're making the situation better for them.
	At the end of the day, people appreciate that.
	And you don't see that in business anymore.
	And you build a relationship with that person and they trust you.
	That's good.
	Yeah.
	And they'll text me.
	They'll text me weeks later.
	Still got the numbers.
	I mean, you know, that's why we have two phones.
	I mean, I have, you know, hundreds and hundreds of clients here that will text me like, hey, again, I got this question regarding this business.
	I need help with this.
	I need help with that.
	We make it happen.
	Yeah.
	No, I mean, they answered all my questions.
	And when we had that issue with the vendor, like they put that fire out immediately.
	Like I didn't even feel it.
	They're like, oh yeah, the guy's being a dick, but don't worry.
	We already got someone coming to take it out and it's going to be at the new location.
	Probably will start earning in about two days.
	Does Amazon call you for your issue?
	No.
	Yeah, no, definitely not.
	They don't call you.
	Okay.
	So, yeah, man.
	What else do we got here?
	Eddie2X.
	He goes, I stopped my ATM because majority didn't want holes on their tiles.
	Can you help me with a pitch?
	I had a couple of yes, but once I said we need to drill holes, they said no.
	Keep it simple.
	Keep it simple.
	Tell them you'll fix it.
	Tell them you'll fix it and people change their mind very quick.
	At the end of the day, I don't plan on removing this thing.
	I plan on making money with you.
	So why would we be worrying about holes right now?
	Biggest thing is clarity, man.
	And that's what is everyone's issue that has a problem scaling business is like how clear are you on your message with your offer and the way you're explaining and articulating your service.
	Majority of time we could go on a call and say the exact same thing as let's say a new consultant We just employed the thing is the new consultant.
	He doesn't have the life experience like we do So we're able to read the situation comes back to law enforcement read the situation and then also like get it to the level where we're We're at the same level as the client and be like hey, this is how it works Do you understand that they're like yeah, I really appreciate you explain it to me like this and Because there's common objections people have, but obviously if you're a newcomer, you don't know.
	So they're like, holes?
	Oh, don't worry.
	We'll cover that for you.
	Don't worry about it.
	Yeah.
	Nice and simple.
	And they see that you're not stressed out.
	Yeah.
	You know?
	But I can almost guarantee you, guy was probably stressed out.
	He was like, oh, shit!
	Oh, no!
	Oh, my God!
	Let me get back to you on that.
	It's uncertainty, man.
	You know?
	Yeah.
	Okay.
	What else do we got here?
	Hey, guys, get your questions in, man.
	These are the ATM experts here, man.
	So if you're thinking about doing one on the side or if you have questions about ATMs in general, these guys definitely know what they're talking about.
	I mean, you mentioned the two ones together.
	Were the two ones that you mentioned earlier?
	Like, I don't even know what those were.
	Gazebo?
	What'd you say?
	The Hayu Sun Halo 2.
	And then the Genmega G2500. That sounds like a video game.
	Halo 2.
	Yeah, that was one of my favorite games back in the day.
	Bless you.
	What else do we got here?
	Red states have good paying jobs too.
	You just got to be a man because most are blue collar.
	That's true.
	Okay.
	Blue collar is coming back.
	Can we refer you the lead for the location where we would like our ATM at?
	Yeah, we do it all the time for our clients.
	So once you become a client with us, depending on what package you want, we'll actually go and actually cold call them for you.
	Oh, okay.
	Yeah, pretty simple.
	So if they have a location of mine now, we'll go ahead and handle it for them.
	All right.
	What else we got here?
	So pretty much put ATMs in places with the niggas around.
	See you!
	See you!
	I promise you, I didn't want to say it.
	That's what I was thinking.
	That's my nigga, bro.
	That's my dog right there, bro.
	I swear to God.
	Shout out to you, bro.
	Hey, hey, hey.
	To go back on that one, Myron, real quick.
	Yeah, go ahead, please.
	BTMs, ATMs, you know where they do Phenomenal at?
	Carna Cedillas.
	Okay.
	Really?
	Mexican meat markets, bro!
	Yeah, there you go.
	Yeah, because you got Western Union in the Mexican meat markets.
	So they need cash.
	So you're saying, in general, low-income niggas and then low-income Mexicans.
	Hey, man!
	He said it, not me!
	Bro!
	What's the next one?
	This is all our locals ninjas here.
	Northwest Tucker goes, it's unbelievable that you guys bring on such a credible real-world guest for free.
	Tapped into Amazon FBA with KT already, but the CC Merchant Service sounds like a freaking gold rush.
	Is it available in all lower 48 states?
	Yes.
	Yeah, it is.
	See, that's the beauty of Money Mondays, bro.
	If you want to make money on the side or business, guess what?
	We've got options for you.
	Yeah.
	ATMs, Merchant Services, or Amazon FBA. Whatever you need, we got you guys.
	Yeah, we got y'all, man.
	Uh, it's, uh, oh, nah, nah, nah, yo goes, Paul, when you moved to Florida, did you move your LLC to Florida as well?
	Oh, hell yeah.
	Hell yeah!
	I mean, I'm still gonna get hit for half the year from California, but, you know, we're, yeah, we're working on it, and, like I said, we're gonna be down the street from you guys November 1st, man, which is gonna be kick-ass.
	Man, nice.
	If you knew how much we pay in taxes for last year, you'd be shitting your ass.
	I need to hear this.
	Because I'll tell you guys, you're going to be like, what?
	It was stupid, bro.
	I never thought that I would ever have to pay that much.
	It was crazy.
	Wow.
	Fucking crazy, man.
	California.
	Get some money back.
	What else we got here?
	We got Darsh goes, I own an HVAC business and we use Chase for credit card payments and they charge us 4%, but everything online, we don't carry the machine with us to customer houses.
	What's something you have I could use?
	I got you.
	So, this is the Valor VL100. We have another model called the Valor VL110. It actually comes with a SIM card.
	It comes with a remote battery.
	And we usually sell it to vendors, contractors, mobile guys.
	If they have an entire fleet, they can give one to each one of their guys.
	Once you become a client, it is a five-figure investment to become a client with us.
	But after, you can buy these for $300 from us.
	Yeah, which is amazing because people can scale so fast.
	I mean, we've had a couple people scale with us already where they've made more than what their wife and they actually made from their actual 9 to 5 and then they came to work for us.
	Because we're like, bro, you're so good at this.
	You're so good at selling this.
	You need to come work for us, man.
	And that's what it is.
	Your network is your net worth.
	We've hired clients.
	Dude, that's the majority of our staff.
	It's like previous clients, man.
	If you do well at what we actually do, and you love it, and you have the passion for it, and you want to work with us, Hey, we're hiring all day.
	We hire everything.
	And they believe in the mission too.
	That's good.
	Let's get in the game.
	Let's see here.
	I got 20k saved in California.
	Is that enough to start a machine?
	Sorry if I missed it listening while working.
	So 20k, he lives in California.
	Is that enough to start?
	So first question I would ask ATM, BTM, but either or, yeah, we can make it work for you.
	Bam.
	And then Truth702Seeker, I've been doing merchant services for 14 years.
	Love dual pricing, a.k.a.
	cash discount.
	Shout out to FNAF. Keep doing God's work, Janice.
	I got you, bro.
	Shout out to you, bro.
	He's aware of the situation as well.
	Following Raptor, great knowledge from this episode as always.
	Would you guys consider getting former San Francisco Giants legend Aubrey Huff on sometime?
	He was blacklisted from his former team and is incredibly RP. I don't know who he is, but we can look it up.
	Okay, and then someone here, Ham Holland, goes, how much would our split be?
	The split would be so you let's say you charge four percent You would get roughly about one to one point five.
	Okay.
	Yeah, okay cool So you have to pay the processing Network, which is your ISO your independent sales organization Which basically those that's the business that I teamed up with to provide me the network to provide me the terminals to provide me the actual high-level support That's why when you don't have to worry because you've already taken care of that exactly.
	Yeah, and And then from there, you have to pay Visa, MasterCard, Amex.
	They have to get their cut, bro.
	I mean, they're the big boys, right?
	And then they get roughly one-on-one.
	After everything's said and done, they get...
	But yeah, I mean, if you're putting it at a good business, it's generating...
	Guys, keep in mind, a lot of these businesses are making easily $100,000 a month in total revenue.
	So you can make $1,000, $2,000, $3,000 a month for nothing.
	I think that's the biggest thing, is that you're making money for doing nothing.
	You're setting up an infrastructure to collect money for you.
	Also, think about it like this, man.
	Like, how much in a rental property, and I know because you guys got a lot of rental properties, like, right now, in 2023, right, which a lot of people are calling the American trap because they can't even afford their own house, right?
	It's, um, how much are you making in rent Like, from just a tenant, like a one bedroom right now.
	Yeah, yeah.
	How much are you making?
	If we're gonna look on cash on cash returns, yeah, the cash on cash returns from this are higher than that of real estate.
	Yeah, absolutely.
	And it's less work.
	And it's less work and less headache, less capital.
	Renovations.
	I'm putting in, you know, with all my real estate deals, I'm putting in at least $100,000 to $200,000 on each deal that I do.
	Yeah.
	Right?
	Obviously, you know, there's back-end benefits to real estate, but if we're going to talk strictly cash-on-cash, how much money you're making, yeah, the Bitcoins, the ATMs make more money from a strictly cash-on-cash perspective.
	And also, you don't need credit to get a BTM or ATM. Yes, you're not dealing with a bank to get a loan.
	You're not dealing with credit.
	If your credit score sucks, you can still get it.
	So you bypass all that example for real estate.
	This is something that you can do if your credit score isn't up to par to get a good, and remember, interest rates are higher now.
	8-9% damn near.
	It's tough.
	To get into the real estate game and you need more capital, right?
	And I tell you guys all the time, real estate is more about the auxiliary benefits that come alongside it, you know, taxes, all that other stuff, right?
	Cash flow is just, you know, the cherry on top.
	But if you're just focusing on cash or cash returns, you want to get into something, you don't have necessarily $100,000 or you don't have the credit score to go ahead and pick up a real estate property, this is a fantastic way to segue in and start Getting your money to work for you.
	I would wager, if you do Paul's technique, you get the American blue cash card, right?
	You max that out.
	You get your ATM machine.
	You pay it off once you make some money as well.
	Because it's a year where they defer.
	A lot of these credit cards, they'll give you 12 months to 18 months, guys.
	Zero interest.
	Zero interest.
	So you're able to go ahead and damn near start a business on it, right?
	And then you're able to recoup some of that money back in that period of time.
	Yeah.
	And then you keep building up your credit, and then you go buy property after.
	Yeah.
	So...
	Oh yeah.
	So when you look at if I was, let's say, 21 or I was like a fresh investor or like a newbie entrepreneur, maybe I'm watching this and I'm a 9 to 5-er and I'm like, dude, what?
	You know what?
	Let's walk them through.
	Someone here that might be watching this, they might have 10K, they might have 20K, they're a 9 to 5-er, they're making 50K per year, right?
	Let's say they got 10K saved.
	How should they go about doing this?
	Step by step.
	How's their credit?
	Let's say their credit score is 650.
	Average American, yeah.
	Somewhere 650.
	Okay, so if somebody was looking to work with us, we do have OPM, other people's money.
	So we have funding options.
	We have a funder, an affiliated company that actually allows people to get Business funding for our programs that we worked with them for the past three years, man.
	So it's phenomenal.
	A lot of people leverage that.
	And then they'll go ahead and they'll get the funding as long as they have a minimum credit score of 620.
	Make $30,000 a year.
	Been at the job, the W2 job, for like three months.
	Oh, wow.
	And they'll get full funding for our program.
	They'll get up and running.
	And then they could go ahead and use that cash.
	Whether it's cash ATMs, they could go ahead and fill up their ATM. Or they can use that cash reserve and then buy it at wholesale from us and keep scaling.
	That would be on the cash ATM side.
	Same thing for BTM. And then same thing for merchant.
	We have it across the board for all three of the services.
	So y'all actually give people the ability to get funded through a middleman.
	Correct.
	Wow.
	We also just linked up with a law firm that can actually liquefy credit cards now.
	The legal way, not illegal way.
	We're like, wait a minute, you're like, huh, put the Fed cap on.
	But no, total legitimate law firm, we were like, okay, what is this?
	And I met him through my network, funding consultant, actually lives here in Miami, Andrew.
	Really great guy, but he helps people get anywhere between $50,000 to $150,000 in business funding.
	Which is amazing.
	I don't know how he does it.
	But that's another thing.
	You guys can DM me on social media if you guys want.
	And I'll shoot you his info.
	But what he connected us, we all had lunch at Pura Vida.
	We had some smoothies.
	It's a good spot too.
	It's a good spot.
	But yeah, we had lunch there.
	And Andrew's like, hey bro, so how can I help you?
	I was like, bro, do you have another method?
	Besides our funding company that we have, where we're able to leverage, because a lot of people come up with us, hey, I have a credit card, I want to use it, so how can I leverage that?
	Okay.
	He's like, oh yeah, I'll just connect you with a law firm, and then they'll go ahead and they can actually charge them, liquefy their credit card, and give them cash if they want.
	Nice.
	And I'm like, bro, that's unheard of.
	There are some credit cards that let you do it, but yeah, there's not many.
	I know Bank of America has a credit card that lets you use a transaction for 4% and then you're able to take the balance and put it into your checking account, etc.
	But you would need a Bank of America account and it's only certain credit cards that let you do it.
	But yeah, the fact that there's other...
	You can do it through them.
	That's another option as well.
	Third party source, man.
	Your network is your net worth, right?
	And that's what I tell people when they work.
	So there's really no excuse to not get in because you can literally...
	And the fact that you guys have people that are willing to lend your clients money to get involved in this tells you that it's a pretty stable business.
	That's crazy.
	We have to have, number one, the social proof.
	We had to have positive reviews.
	And then we had to have basically the infrastructure fully built out.
	They needed to see everything, like documents, paperwork, LLC, make sure we're legitimate.
	And then they're like, okay, we'll give you the blessing.
	And then after that, we were like, awesome.
	So someone can get private funding.
	Wow, that's crazy.
	That's awesome.
	So if you guys are, I mean, to me, it sounds like it's like a no-brainer at this point.
	Because even if you don't have the capital to get in, you guys have people that will fund it for them.
	How long do they have to pay it back?
	It's going to range depending on their actual background.
	So depending on your payment history, depending on your work history, everybody varies.
	Okay.
	Yeah.
	All right.
	Interesting.
	Anything else here?
	Close this thing out.
	Cool.
	W's show.
	Yeah, yeah, man.
	Definitely.
	Last question for me, actually, for you guys.
	What is something you've learned from working as a police officer, working in corporate America, but being a business owner now, you can tell the audience now, like, for example, how to be successful when you learn through that process?
	The biggest lesson I learned is you've got to have skin in the game.
	You've got to be comfortable being uncomfortable because at the end of the day, don't get caught up in the corporate trap.
	Work five more years, work ten more years, and all of a sudden you wake up and you're like, man, I'm 60 years old, I'm retiring, I barely got any savings.
	And my savings ain't going as far as it used to be.
	So the first thing I'd say is step into the comfort zone, get comfortable being uncomfortable.
	So the first thing they said to us in the Marine Corps, same thing they said to us in law enforcement, and that's the same thing I take with me in corporate America.
	I mean, my answer, bro, is going to go back to what I gave you earlier.
	And you were like, oh man, that's a beautiful cover.
	Guys, so it's surreal.
	It's so real.
	I actually put an IG story out like two days ago and I got some pre-orders of my book that's actually launching in the next two weeks.
	I'm actually traveling to New York.
	They're gonna put it on NASDAQ right there for 24 hours.
	So, you know, I gotta go take the social proof and all that jazz, right?
	But anyways, man, it's so real because six years ago, I bought my first entrepreneur book.
	It was like five bucks.
	What was the book?
	It was Digital Millionaire.
	Yeah, Digital Millionaire.
	Six years ago and I'm gonna tell you something, man.
	It's surreal to now have my own book where I'm basically showing step by step of exactly what I did.
	From A to Z, showing my journey from law enforcement to ATMs to BTMs to merchant services.
	But then here's the biggest takeaway from this book.
	It's going to change your mindset.
	It's going to change your mindset.
	Because as you guys know, mindset is everything.
	And it goes back to your question.
	What did I learn the most from being a cop to going to corporate to going to entrepreneurship?
	At the end of the day, people that don't know you or even your closest ones, they're going to count you out.
	Yeah.
	They're gonna count you out.
	The only person you could count on is yourself.
	Okay?
	So you have to push you.
	And what's meant for you is what's meant for you.
	You know, no one could take away from that.
	No one could take away when I had the vision of, dude, you know what?
	I'm gonna do ATMs.
	Going from my ex-girlfriend saying that was stupid because I was a detective.
	Going from my mom saying, oh, isn't it saturated?
	Well, you're a cop.
	Why don't you just go promote to be a sergeant?
	Yeah.
	To now actually making them believers because they actually see the social proof.
	And now your overnight success.
	Now everybody wants to come to you and be like, how did you do it, bro?
	How did you do it?
	Bro, you don't remember those times where you saw me like actually putting in the work, like saying like, hey, I can't go out.
	Hey, I can't go and go on that trip because I want to go ahead and actually save my money and, you know, invest into the small business.
	And you know how people will love to hate on you and say, how's that little small business going?
	Well, it's going real good.
	How's your 9 to 5 now?
	Right?
	So that's the way I see it, man.
	So for anybody that's watching this, guys, we're about the 9 to 5.
	We're about the average American.
	That's why I called the book From Blue to Digital Gold, The New American Dream, because the new American dream is freedom.
	Yeah.
	It's not just being a millionaire.
	Who gives a fuck about being a millionaire?
	If you're a slave, yeah.
	The money gives you the options to do whatever the fuck you want.
	But at the end of the day, it comes back to fulfillment.
	Yeah.
	What is going to fulfill you?
	Because I know a lot of fucking wealthy people that are unhappy.
	Hell yeah.
	Because...
	A bunch of them here in Miami, bro.
	A bunch of them, dude.
	He's like, fresh, fresh, fresh, like, dude, all right, let's talk about this, you know?
	No, dude, but it's real.
	It's real.
	A lot of people are depressed out there right now because they see all the bullshit in social media.
	Fuck, I don't use social media for fucking personal use.
	I use it for business.
	You know, people are like, why are you showing off?
	Why are you showing off?
	No, dude, that's a fucking victim mindset.
	I'm not fucking showing off.
	I'm showing you the transition of what the fuck I went through, working 60 to 100 hour work weeks, busting my ass at Raider games and shit, you know, and then fucking going ahead and transitioning, investing that money into something that I believed in, made it grow, Started another business, hooked up my boy that believed in me, made him a millionaire, and then fucking now we're in Miami, we're fucking traveling wherever we want.
	Yeah.
	And going to Tutsis.
	And going to Tutsis.
	Yeah, that was great, man.
	I love that.
	Yeah, no, man.
	Thank you, brother.
	That was good.
	But no, man, definitely, it's always great to have you guys here, man.
	If you guys want to get involved, man, obviously, you know, check them out, ATM Together.
	I showed you guys my results.
	Like I said, super transparent.
	Obviously, it's ups and downs.
	It's not going to be, you know, it would be a scam if I was making thousands upon thousands a month.
	But I showed you guys what it is, man.
	You can definitely make some passive income with it.
	And yeah, guys, we'll be back here with some girls here in about an hour or so.
	Check them out.
	Oh, they're shots?
	Oh, okay.
	Let me fill these, read these real quick.
	Okay, WFNF, W Money Monday, I heard that some of these BTMs have advertisement toppers, which models have these features, and how much money do these ads produce, and how much would a machine like that cost in total?
	Thanks.
	That's for a BTM. Yeah, for the BTMs, they do.
	So we do that because we sell advertising space.
	You might have like, you know, Turkish Airlines, Coca-Cola, different things like that.
	You can make up to about $100 a month.
	Just depends on what type of ads are being sold on there.
	Yeah.
	Alright.
	Is that the last one?
	No.
	Paul looks like MLD stunt double.
	Okay.
	Who is that?
	It's one of our buddies.
	How much would you guys say you should have saved to get started with the Merchant Services 10k?
	Carnesillas were my first thought.
	Shout out to all my paisas out there.
	How much should you have?
	Is that the question?
	How much should you have?
	It's gonna be around that ballpark.
	So just come to us.
	We'll chat.
	We'll make it happen.
	Any plans to set up BTMs in the Philippines, English-speaking country, mall culture, and many foreign tourists?
	So we're going to Canada, then Spain, then Mexico, but hit us up.
	Might make it happen out there, too.
	What are your packages?
	Check us out at ATMtogether.com and merchantautomation.com.
	We have quite a few and I don't want to take up like another hour.
	Just explain the packages, man.
	So check it out.
	No worries, man.
	And they're flexible, guys, working with you.
	They definitely will work with you depending on your situation.
	Question for the guests regarding the merchant services.
	The hard terminals are great, but is there an e-commerce option with the same features where the consumer would be charged the credit card fees up front?
	So we can either match what you currently have or see what we can actually, as far as saving money for you.
	So just check us out, Merchant Automation, talk to one of our consultants, and then they'll go ahead and just walk you step-by-step on what you currently have and what we can match or actually do better for you.
	That's good.
	Cool.
	Is BTM Cash on Cash Return better than Merchant?
	Oh man, that's my two children right there.
	Man, I can't say either.
	But they're both great investment guys.
	At the end of the day, when it comes down to it, diversify.
	And how much money you have to invest, it comes down to that, right?
	Exactly.
	If you can, just do both.
	Why not?
	If you can.
	Most people do.
	Most people do.
	If they do BTMs, they'll go into Merchant.
	If they do Merchant, they go into BTMs.
	So it really comes down to how much capital you have and what you want to start with or what you feel more comfortable with.
	Anything else?
	No, we're done.
	Alright, cool.
	Guys, hope you enjoyed that one, man.
	This is a Great Money Monday.
	And stay tuned, guys.
	I'll be sharing.
	I got my box here.
	So I'm going to be with the merchant stuff here very soon as well, man.
	So y'all will be able to, you know, I'll share my results with you guys here in a few months with that as well.
	As usual, being very transparent.
	Yep.
	Guys, their social media, you guys want to drop your Instagrams real fast?
	Yeah, it's going to be at GetEmWhy and then at...
	Paul Alex.
	I actually have two.
	Paul Alex and the Paul Alex.
	But guys, before we cut out, I just wanted to let you guys know, free giveaway.
	We're doing it for both companies.
	We're giving away a free ATM. If you guys go to that link, just sign up for the free Facebook group.
	Gedham's actually going to do a live presentation tomorrow and also with one of our funding...
	Actual companies with Alex.
	And then I'm going to do a live presentation on Wednesday regarding merchant services.
	And I might bring in one of my business partners who's a nine-figure entrepreneur on this, John Sarabia, Rob Sin.
	And they're going to go ahead and educate you guys more on merchant services.
	So, best of both worlds, guys.
	At the end of the day, we're giving you options.
	Like I said, also, check out the book, 15 Bucks.
	Guys, it may change your life.
	Just like that book that I bought six years ago did.
	Well said.
	Alright, guys.
	We'll be back with some girls here in a little bit, man.
	Hope you guys enjoyed that one, man.
	And hit them up, guys.
	There's many ways to make money here.
	Money Mondays.
	Catch you guys.

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