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Jan. 5, 2021 - Danny Jones Podcast
01:19:58
#69 - Matthew Cox Teaches Bank Fraud | MasterClass

Matthew B. Cox and Chris dissect the lethal risks of bank fraud, detailing how Cox rejected a $1.2 million mortgage scheme while on federal probation to avoid double hearsay testimony from accomplices. They contrast this with Elizabeth Holmes' Theranos deception, where she raised nearly a billion dollars by faking blood test technology despite scientific impossibility, driven by narcissism rather than pure malice like Bernie Madoff. Ultimately, the episode warns that digital paper trails and psychological manipulation inevitably expose fraudsters to severe prison sentences, regardless of their intent or belief in their own schemes. [Automatically generated summary]

Transcriber: CohereLabs/cohere-transcribe-03-2026, WAV2VEC2_ASR_BASE_960H, sat-12l-sm, script v26.04.01, and large-v3-turbo

Time Text
Early Access and Bonus Episodes 00:07:50
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Merry Christmas, Matt Cox.
How do I look?
It's Christmas Eve.
This is no good.
We're live on Christmas Eve with Matthew B. Cox.
This is a baby beard.
This is not a good beard.
How's it going, Matt?
Thanks for joining the show on Christmas Eve.
That's like a bad Santa beard.
It is.
That was a great one.
That was great.
The movie's hilarious.
Awesome.
Well, I'm not wearing this the whole time.
Are you better now?
Did you officially recover from corona?
Yes, coronavirus.
Yeah, yeah, yeah.
How you feeling?
How was it?
It was.
Are you wearing your headphones this time?
Oh, shit.
We gotta wear our headphones?
Okay.
Headphones are good.
Where are your headphones?
Oh, you've got them on.
Never mind.
All right, forget it.
Don't listen to me.
Jeez.
All right.
How was your corona experience?
Oh, wow.
That's so weird.
Yeah, Chris.
Now we're tough.
How, um, corona?
Yeah, how did you get corona?
How long did it last?
Tell me, give me the skinny on it.
I had it bad, too.
Like, I listened, like, up until I got it, I was like, I've had a cold before.
I'll be fine.
So what?
It's the flu.
What's the big deal?
Bro, I was down two weeks.
Two weeks.
Like, I was sick for, like, what happened was, what happened was, I got, one day I started having a little bit of a cough.
No big deal.
And my girlfriend came over that, like, she came over that night.
Okay, no big deal.
She comes over.
We go out.
We hang out.
We go to bed.
The next morning, I woke up and I was done.
Like, I mean, I literally in the middle of the night, I woke up and I went and checked the thermostat because I thought, you know, it's a new apartment.
Yeah, well, you get into sweats and stuff.
Yeah, I started sweating.
And what I thought happened was I thought the thermostat might have raised itself up because you know how they'll do that sometimes?
And I don't know.
It's just a brand new apartment.
Maybe it automatically does it.
I go and I check and it said it was like 72.
I was like, that's crazy.
It's not working.
I hit it all the way down to like 68, got back in bed.
Next morning when I wake up, I'm like, I woke up and I go, Jess, Jess.
And she's like, What, what's up?
And I go, I'm so hot.
I said, are you hot?
And she goes, I'm freezing.
Oh, no.
And my whole body was achy.
And I thought, how could I be achy?
I feel like this.
Like I didn't work out hard or anything.
How am I so fucked up?
Listen, I couldn't get out of bed.
I mean, I like crawled out of bed and I was like, I'm so, I'm in so much pain.
I was sweating.
And then I laid back down like, baby, I was like, because we were supposed to go to church.
And I go, baby, I don't, I don't think church.
I knew he was going to church.
Matt Cox goes to church.
I knew he was going to church.
Oh, man.
Fuck.
Repent.
That sounds like a movie.
Repent.
That doesn't sound like a movie.
Ernest goes to church.
Listen, my girlfriend goes to church, and I want to go to church because I want to, you know, we can do that together.
And she likes that.
And if it's important to her, then it's important to me.
God bless her.
Jesus Christ.
Jesus Christ.
Oh, my God.
My Lord and Savior.
Hey, pour me some of that Baileys in here.
Ooh, we got fucking Baileys on the podcast today, bitch.
So anyway, so what?
You're all fucked up.
What do you wake up and go to the doctor?
No, I just, no, I laid in bed for like an hour or so and she was like, what's wrong with you?
How do you feel?
Like, what are your, what, and so as we slowly started talking, she was like, you've got all the symptoms of COVID.
She was everything.
Who, your girl said that?
Yeah.
And we looked it up and we read them off and I had a bunch of them.
And then, look, I laid in bed.
We laid in bed all day, slept all day.
And then she left the next, either that night or the next morning.
And then, yeah, man, then the next day, I couldn't get out of bed the next day.
And then I'd say on.
Oh, no, no.
You know what happened?
That Monday, right then, that next day, that was Sunday.
So then on Monday morning, I went straight, got tested.
Bam, it said COVID.
So I was like, fuck.
How long did you have to wait in line for?
Like 45 minutes, maybe an hour.
Goddamn.
Well, they just tested it in your car like a drive-thru.
No, everybody says that.
This wasn't.
This was in Bradenton.
I had to get out.
I had to stand in line.
I'm hacking and coughing.
Everybody else is there to do it for work.
Like, they're all like, oh, I got to get this tested for work.
And I'm sitting there.
I'm sitting there hot and sweating one minute.
And then the next minute, I'm like, fuck, it's cold.
I should have brought a jacket.
And it was perfect.
It was a great day.
It was like 70 degrees.
And people are looking at me.
And then this one woman's looking at me.
And she's like, how do you feel?
I was like, I feel horrible.
And she'd already had it.
And she came back because she had blisters or something on the bottoms of her feet.
Fuck.
She was telling me, she said, oh, yeah, some people are getting like their toes are turning red.
And there's all kinds of weird new symptoms.
Anyway, but she was like, yeah, you're probably, you might have a hard time.
And I was like, I run like four miles a day.
I'm going to be good.
I'll be over this in a couple of days.
So when they tested you positive?
Wrong.
Way wrong about that.
What did the nurses there say to you once you were positive?
Have you been tested?
Yes, I have been.
I'm negative.
My wife actually just recently got tested too.
She's negative.
But they had like a van set.
Did they have, did you go stand in line or did you?
I had to go wait in line.
Did you see the thing with the guys with the gloves were like hazmat?
No.
Okay, listen.
So this thing, I wait in line.
After I get in line, the first thing you have to do is you go to like these military, like these police guys, right?
Like, but they're like the military.
And you show them your ID, you get a kit, then you go.
Then this guy authenticates the kit.
Then you walk up the stairs.
Like, it was fucking forever.
So I go up there.
They had two plexiglass, like whatever, glass or plexiglass.
Windows with these people that have like, like, you know, like gloves.
Like they're standing behind it and they have gloves and they're like, okay, take the kit.
Okay, they take the kit.
They do the whole thing.
They, okay, they do the whole thing and then they drop it in a box and they say, okay, you'll be, someone will test somebody will, well, you'll be contacted or emailed or in the next, you know, within 20 minutes.
And by the time I got back to my car, I'd already gotten like 10 minutes later, five minutes later.
I was so messed up.
I walked right by my car and walked.
All the way to the wrong parking lot.
God damn.
Got there and was like, Where'd I park?
Where'd I park?
And I was like, You idiot.
You parked right next to the line.
I'm like, Oh my God.
Turned around, came all the way back, and my phone went off, and I checked out, and boom, it said, You know, positive.
When you were positive, did the nurses tell you anything, like what you should do?
I got a phone call from somebody with the Hillsborough County CDC, like, or whatever you want to call it, whatever the local, the county CDC type thing.
That's Mandacy County down there.
Well, okay.
Well, it wasn't the CDC, but.
Whatever it was, it was like the county CDC type situation.
And she called and she's like, okay, how do you feel?
How about this?
I was like, oh, this and this and this.
And she just told me, look, you know, she was like, you know, take zinc, take, you know, vitamin D, vitamin C, sleep as much as you can, lay in bed, drink lots of water, you know, all the stuff you're supposed to say.
Yeah.
Eat some chicken noodle soup.
Yeah.
You'll be all right.
So what'd you do?
You're healthy.
You shook it off in like what, 48 hours?
No, it's like two weeks later.
Two weeks.
Damn.
Here's the thing.
You know how everybody talks about, like, oh, you can't.
The Sick Wife Mystery 00:03:33
First of all, I couldn't taste anything.
And that had already happened.
I didn't realize it until I started looking back and thinking, I told you guys about getting a flat tire, right?
No.
Anyway, I had gotten a flat tire.
Actually, my car is so cheap, you don't even have a spare tire.
And this was during the tropical storm thing.
So anyway, when I got out of the car and I had to take the big platform thing in the back to try and remove the tire that isn't actually there, it's actually like a big can of fix a flat.
I got it, it got all wet.
So then my car smelled like mildew.
Jess had said, your car smells like mildew.
Do you smell that?
And I went, no.
And she goes, you don't smell that?
And I was like, no.
And that was during the day.
Remember it wasn't until the next day that I realized I was sick.
So it was already happening.
I couldn't smell anything.
I realized that the next day because I went, when I went home, like I went to, I took a shower after the thing and I sprayed cologne on.
I was like I can't smell this at all.
Like what usually you.
It's overwhelming when you've heard right nothing.
So I started realizing whoa, I got some problems.
So then I was sick for a while, like I was in bed for two or three days.
Then I was so bored look, by the way, by this point Jess got sick.
I was going to ask, did she get sick too?
Yeah, she got sick because we couldn't have been more close that night, you know?
Fuck.
So, did she actually get tested or did she just chalk it up to the game?
I got COVID too because I'm next to Mac.
Oh, no.
She got checked.
She got checked.
And she works at a dairy plant.
So, she got tested and then she's in the plant.
Fuck.
Yeah, so she.
That sounds gnarly.
I don't know.
So, she got tested and they won't let you.
Obviously, she can't work there.
Yeah.
So, couldn't go to school.
Came and stayed with me for a couple days.
And then by like day.
Day two or something like that, like the second or third day, she goes listen, I can't lay in bed anymore.
She goes, i'm gonna, i'm gonna go fishing and I went, I i'm oh go, and she was like yeah sick sweating tired, achy.
She goes fishing.
What kind of fishing does she do fishing?
I don't know anything about fishing.
She doesn't tell you where she goes fishing.
She sends me pictures of fish and that's all you know.
There's no fish.
What kind of fish?
I don't know.
Do you got a picture on your phone?
I got a bunch of pictures.
I want to see what kind of fish he's catching.
I don't know what kind of fish they are.
I mean, if you show me the picture, I could probably figure it out.
Jones knows.
He's a goddamn angler.
I'm a goddamn fish man.
You see those tridents over there in the corner?
You ever watch deckhands?
Nobody watches deckhands.
What are you talking about?
I got bad pictures in here.
Is she fishing for grouper?
Is she getting tilapia in the lakes?
She's fishing for trouser snake.
Yes, she is.
What the hell is that, Jones?
It's a grouper.
That's not a, I don't know what the fuck.
That's not a fish.
That looks like a fucking, he almost said that's not a fish.
That looks like a bass.
It does look like a bass.
That's a fucking bass, bro.
She's fishing in the lakes.
Yeah.
Wow.
I don't know.
I guess.
Lando, you live in Lando Lakes.
That makes sense.
No, I don't, we don't.
This is, this is down by, um, uh, Bradenton.
There's tons of little places, you know, out there.
It's cow trout.
She's fishing for trouser trout.
So she goes off, she goes fishing, right?
You know what she did the next day?
Actually, it was the same day.
She didn't fish the first day.
The first day she got home, and her dad said, Hey, if she was going to go fishing, he's like, Well, if you got the day off, he said, I got all the stuff to fix the brakes on my car.
Do you want to fix them?
Fishing for Trout in Bradenton 00:04:18
And she was like, Yeah, I'll fix them.
So she spent all day replacing her dad's brakes.
Damn.
Is she going to replace brakes?
Bro, listen, I told you when my alternator went bad, and I was like, Look, let's just.
This bitch is rugged, bro.
This is the best case scenario for Matt.
You know Matt ain't changing those fucking brakes.
Matt ain't getting those hands dirty.
Look at those perfectly manicured fingernails.
It was horrible.
When my car stopped, she gets out with the jumper cables and puts them on hers and gives them to me.
And I looked at them and I went, um.
What do I do?
So I was like, which one's positive?
And she looked at me.
She goes, oh, Jesus, God, I want.
She goes, give me the.
Boom.
She goes, let it run.
Let's charge the battery.
I'm like, well, should we drive it started?
Let's go.
And she's like, let it charge.
We don't know what's wrong.
She goes, you got to get home.
I said, no, let's go to the garage across the street.
I'm just going to park it there so they can fix it.
And she goes, it's your alternator.
She goes, it's three bolts.
I'll fix it this weekend.
And I went, I can't.
I can't.
And I remember thinking, I can't tell anybody this story.
It's the first thing you can't do.
But anyway, I dropped it off, and she's like, you know, I'll just go.
I can.
It's not a big deal.
I was like, I cannot let you.
There's no way.
So, yeah, she's a gangster.
So, she fixed her dad's brakes in one day.
The next day, she went fishing.
Next day, she came back.
She was over it in three days.
I was down for two weeks.
Oh, my God.
I couldn't breathe.
It was so bad.
Remember, I told you I built that thing, the wall?
Yeah, yeah, yeah.
In your studio.
In my studio.
So, I built this two walls, but I bought all the wood for one.
Wow, wow.
When I went to Home Depot, got the wood, came back, unloaded the wood, I had to lay down and go to sleep for like an hour.
Then the next day, I cut the wood.
Like, I could get up, cut the wood.
And it wasn't that I couldn't breathe.
It was that I was immediately felt like I just gotten off of, like I just run like five miles.
Like I was just like, at one point, you finally stand up and you're just like, hmm, I haven't done anything.
I've been active for barely active for five minutes.
Yeah.
And I'm like, but I didn't feel like I couldn't breathe.
Do you need nausea?
Do you throw up at all?
I've been throwing up since 1992.
Really?
Damn.
And that was only because I was poisoned.
You were poisoned.
I was poisoned.
I smoked a cigar and I didn't spit out the saliva.
Like a cigar?
No, thank you.
Which I apparently you have to do.
Like, I was talking to my cousin Nate and I said, Bro, I don't have any vices.
And I was like, I need a vice.
I don't drink.
I don't smoke.
I don't do anything.
I need a vice.
And he goes, What about cigars?
How about mortgage fraud?
That was later.
So I smoke a cigar throughout the night as we were playing putt-putt golf.
And by the 18th hole, I was puking my fucking guts out.
Puked for like.
Because you're probably inhaling it.
Not just that.
I'm swallowing all the saliva.
Yeah, you can't do all that.
No, he kept spitting and he would put it out.
Yeah.
And he knew what he was doing.
He knew he was getting me sick.
Yeah.
To beat you in golf.
No, just in general, just to let me know, you don't need to be doing this.
It's a bad idea.
Yeah.
You don't need a vice.
No.
You just need snipped.
You just bite the end off, bro.
There's a little tickle there.
Really, swisher sweets?
Just bite the end off, yeah.
Like a blunt wrap.
So that was it.
I was down for it.
So two fucking weeks.
Two weeks.
And then for the next week, I couldn't work out.
I just started working out a couple days ago.
Literally.
That shit fucks you up, dude.
First day, I did five minutes.
Next day, I did nine.
Yesterday, I did 15 minutes.
I'm trying to build up.
On the elliptical?
Yeah, I'm trying to build up to 30 minutes, but I'm still tired.
So I'm exhausted.
Well, I'm glad you survived.
I gained.
Yeah, thank God.
Did you think you were going to die?
I gained like eight pounds.
I weighed 175 right now.
Did it ever cross your mind?
You're like, I'm going to die.
No, there was only one day when I was laying there in bed, like after a week or so.
And I remember thinking, bro, if you don't start feeling better, you may end up in the hospital.
Like, this isn't normal.
You're going on like day 10, day 11.
You're still sweating.
You still, I'm still sweating.
I'm still having, you know, I'm still having a fever going up and down.
I thought, nah, bro, you can't go this long.
You're going to end up, you could fucking die.
Next thing you know, I'm sitting there.
I'm not a gangster anymore.
I'm like, you're an old man.
Your girlfriend's already okay.
Hospital Fears After Ten Days 00:13:07
You know, what the hell?
I was horrible.
That guy Ben I used to do the videos with, he got fucked.
He was in the hospital with like pneumonia and shit.
He survived.
If he survived, anybody can fucking survive.
So all those people that died.
Oh, wow.
We got some scratch offs.
Merry Christmas.
These are $10 holiday cash blowouts.
Nice.
These are the shit.
My wife won like $200 on one of these the other day.
You get rich off that.
Don't forget about me.
No, I'm not going to Danny you.
Yeah.
He'll be like, no, I didn't hit nothing.
Matt Cox, don't lie to the people out there.
I'm giving you more money than anybody else has ever.
Yeah.
Not more than Bank of America.
All right.
What are we doing with what are we doing about are we gonna do these no what do you want to do with those?
What are those?
You bring some Christmas presents Christmas Christmas you know we could do presents Okay, so the first people that the first emails that I get that say in the in the in the subject that say you know watch right whatever the first four that that send me an email to my email address and subscribe to my channel Matt Cox and inside true crime and like and comment on all the videos like and comment on all the videos so the first four people that email me We can put the email in your description, right?
It's like inside true crime.
Just tell them the email.
It's inside true crime at gmail.com, right?
Is that a guest?
It's at gmail.com.
Yeah, at gmail.com.
Sounds good.
Yeah, inside true crime.
AOL.com.
Right.
At bankofamerica.net.
So anyway, these are watches.
But you got to open one of those.
Let's see one of those fucking watches.
The watches are cool, bro.
They're like heavy.
Come on, let's see them.
They're, they're, That's what I liked about when the guys.
Is this for us?
Is this a gift for us?
No, it's not.
Is this a Rolex?
Absolutely not.
No, it's a.
Oh, wow.
They're called Stanage, and it's from the guys in the UK.
But what I like is that they're like heavy, like they're nice watches.
I've been wearing this thing for three months now.
Looks like an Aviator.
Looks like a watch a pilot would wear.
They're pretty cool, bro.
And they're heavy.
They're made of like stainless steel.
They're good watches.
Pretty fancy.
It's not my style, but it's fancy.
Fancy.
It's nice.
It's nice.
Yeah, they come with like ownership papers.
Oh, you got the papers.
What do these things cost retail?
Um, I don't know, they're like three or four hundred bucks.
No, wait, wait, no, no, no, they're like 500 bucks because that's it's like they're like 350 euros.
That's like almost 500 bucks.
Oh, my goodness, damn!
Well, it's like 450, 450.
Nice, and you're just going to give these away to the first people that well, because he sent them to me and he told me to give them away because he was just like, Hey, I like your channel, they got to do something.
It can't be just the first person that emails you.
They got to, uh, I just said, What do you want to do?
What do you, what do you?
I mean, you got to subscribe to all your shit.
Yeah, prove, send a screenshot to Matt Cox.
The first four people that order a book are getting a watch with the book.
Now it's just confusing.
I don't, yeah, what?
I mean, you're killing me, but I don't know.
Yeah, now we don't know what the fuck's going on.
I don't know what's going on.
I'm just trying to get you some more money somehow.
I mean, I appreciate it.
It's Christmas.
All right, fuck it.
Send it to the first four Jamokes that fucking send an email.
What is it?
I don't know.
Subject watch.
And Matt will pick some random emails, four of them.
No, I'll pick the first four.
The first four?
First four.
That's good.
I mean, the first four that say watch in them.
That's good enough.
It's called Stanage, and you can go online.
He's got a website.
It's super cool, man.
I think they're cool.
Yeah.
We got new concrete shirts, too, you can buy.
And you win nothing.
You just buy it, and you can rep concrete or not.
Limited.
There's only a couple.
There's no backhanded scam there.
It's just you can buy it or not buy it.
No giveaways, no games.
How is that a scam?
No games, no gimmicks, no giveaways.
I asked them to send me their social security number later.
Surprised you didn't jump on that.
The first four socials to come through.
Oh, shit.
I want to label this video, this episode, Storytime with Matthew B. Cox.
Have you been getting lots of people hitting you up about scams?
Yes, I have.
You told me over dinner the other night.
Yes, I have.
Told me a couple funny stories.
They tried to get you to teach them how to do it.
I was pretty fucking stunned.
I'm not going to lie.
You know, it's funny because like I, when it first happened, like I didn't say anything.
I just didn't think it was a big deal.
It wasn't until recently I started mentioning it to people.
Like after Boziak, the thing with John Boziak had told me about the guy, I wish I'll tell, I'll tell in a minute.
When he told me that, I was like, oh yeah, that's happened to me a bunch of times.
And he was like, really?
I was like, yeah, this and this.
So then I ended up telling you and I've told other people and that people were like, that are you serious?
And I'm like, yeah, you know, to me, it's like, what?
Yeah, let's.
Just normal.
I'm like, to me, all this is so bizarre.
Nothing stands out anymore.
You're like a legitimate internet celebrity now.
Is it slightly flattering that they're looking to you for the advice?
What?
A little bit?
Yes, it kind of is.
How many people email you?
It's got to feel a little good.
It's kind of a little sickness.
How many people reach out to you on a daily basis from this podcast?
Probably.
And there was a time it was.
No, you know, it's pretty.
This part's pretty consistent.
It's probably.
Probably maybe three to 10 or 15, 10 people a day.
Wow.
Three to 10.
Could be five.
Could be.
That are trying to get you to.
No, no, no.
Not that.
No, no, no.
Oh.
No.
What?
No.
I want to say Shane, but I'm going to say Hat Rack.
What Hat Rack is trying to say is that basically.
Supreme Hat Rack.
So like a year ago when I did that, the video, the first video, was it episode?
The first podcast?
Yeah, the first podcast.
What did I say?
What did I just say?
Video.
Sorry.
Podcast.
The first podcast.
You're talking about the first podcast.
Episode that you ever did on concrete.
Yes, episode 40.
The one about your personal story where you talk about your mortgage fraud adventures, where it all started.
Right.
So that one did like super good.
And then within weeks of that, I started getting these emails, right?
You know, constantly getting emails.
And after probably a month or so, maybe a month or two, not maybe a month or so, whatever, it doesn't matter.
The point is eventually guys started reaching out to me saying, you know, bro, if I could just talk to you.
I just like to talk to you and maybe I'll buy you dinner.
And I was like, just, I don't understand.
And by that point, people were starting.
Like, I think I released my book and guys were saying, hey, can I meet you and have you sign the book?
And I was like, I thought that was a little bit weird.
Like, the first three or four guys that did that, I thought, or wanted to just meet me and buy me lunch, I thought, that's really strange.
And I remember going to my friend Stacy and saying, look, this is weird.
You know what I mean?
This is weird.
Like, why would this guy, these two guys called me up?
They want to meet me.
They're in Tampa.
They're going to drive over here.
We're going to meet.
They want to buy me lunch and just talk to me.
That's weird, right?
And she's like, I don't know.
You know, people like you.
You're likable.
I'm like, no, I'm not.
I'm kind of a dickhead.
People really don't like me.
She's like, no, you have a nice, people do like you.
So we went back and forth.
And then, literally, a couple days later, another guy came in.
And then, like, a week later, another one.
I was like, this is insane.
These guys all want to meet me.
They want to mail me a book.
They want to do this.
And she goes, listen, She said, think of it like this.
She's, I know you think it's strange.
She goes, but think of it like this.
She said, remember that guy you sent me all those videos and said I should watch some of these?
And I was like, and I go, yeah, yeah, Gary Vee.
She goes, right, Gary Vee.
I said, right.
She goes, if you could call up Gary Vee and take him to lunch, she goes, or you could go to lunch with him.
She goes, would you?
And I went, of course, he's Gary Vee.
He's like awesome.
I love Gary Vee.
And she was like, she's like, why?
He's weird, bro.
I knew you were going to say that.
Anybody who, you'd say that about everybody.
But here's the great thing about Gary Vee.
Is that, and she's like, why do you feel like that?
I said, because it's like, and this is, I already told her that.
I said, it's like the stuff that he's saying is things that I internally think in my head all the time, but I've never said, never told anybody.
Like the way I feel, he's verbalized things that I felt.
And so I'd feel there's like a connection there, not in a creepy way, just like it's like, wow, bro, I can't believe you said that because that's how I feel.
So, and she goes, that's how these guys feel.
And so then I stopped thinking it was weird and I just started thinking, you know what?
She goes, and you'd be, she goes, and a year ago when you were laying in your bunk bed, she goes, you'd have been, thrilled to have someone buy you lunch.
And I was like, she's absolutely right.
It was like, it was, it's like, you know, you know what, drop, drop the weird, oh, this is weird.
No, you should be thankful.
You should be, it's, you should be gracious.
And, you know, it's, it's, it's, it's a good thing.
You're, I should be thrilled by it.
I should be, you know, it's, it's, it's great.
So I, um, so I started going.
I went and the first two couple guys I met, they, they happen to both be in real estate.
And we just sat there and talked about real estate.
It was great.
Next guy signed a book, took a picture with them.
Talk to him.
He texts me every once in a while.
That happened over and over again.
And then I started getting the guys that were, can I just talk to you on the phone?
Can I meet you?
And I was like, sure, what's up?
The guy wanted to drive in from Orlando.
I was like, yeah, what's up?
So he texts me and he's like, yeah, bro, can I call you?
And I was like, yeah.
Called up.
And I was like, yeah, what's up?
And he's like, yeah, bro, man, you're a legend.
You're this, you're that.
That was a little over the top.
I was like, okay, I'm not a legend.
I'm a douchebag that just got out of federal prison.
I could barely pay my bills, but that's fine.
And I was like, okay, okay.
Yeah, all right, bro.
You said that enough.
He said it over and over again.
And he's like, bro, if you could just put me on the game.
I was like, ooh.
That went south real fast.
Yeah.
What game is that?
And he's like, the whole real estate gang.
And I was like, oh, okay.
I was like, yeah, I'm not really supposed to be.
I really can't do real estate.
I could kind of talk to you about it, but he's like, No, you know, because that fraud shit you done, like, that's some bad shit.
Like, right now, I just do some credit cards and stuff, you know what I'm saying?
Like, little stuff, little credit card here, little credit card here.
You know, I get credit cards and I do this and I do that.
And my buddies and I was like, And then he's like, But you know, you're on that next level shit.
I know you can bring my game.
I was like, Whoa, whoa, whoa, whoa.
Yeah, bro, you got the wrong guy.
Now I'm like, Okay.
Oh, no, He's like talking about how he's making a couple grand here, a couple grand there, but I can get him in that million dollar.
I was like, Yeah.
I'm sorry.
I appreciate you calling.
I'm backpedaling.
He's like, No, I'm going to come down.
I'll break you off too.
I'm like, Absolutely not.
Now we're definitely not meeting.
I was like, No, no, I'm good.
I'm good.
I'm good.
Absolutely not.
No, no, no.
And I hung out the phone.
And, you know, because these guys don't understand.
Like this guy might have done some state time for drugs or something like that.
It's like, you know, so first of all, I can't, I'm not even supposed to talk to you.
And I'm saying, I learned that during the conversation.
So, We start backpedaling.
I finally get off the phone with him and I thought, wow, that's weird.
But I didn't think anything of it.
Next thing I know, maybe a week later, I get another guy.
He's the same thing on the phone.
Can I just talk to you for a little bit?
I just want to talk to you.
I'll pay you for your time.
You don't have to pay me for my time.
What is it?
What's up?
He's doing the tax scam.
They call it the drop.
No, what's up?
It's where you get someone's tax, where you get their social security.
Their personal information, and you file taxes for them before they can file.
So then they go to file on their job at Walmart.
You've already filed.
You've already got the card.
You've already got the dump has been or the direct deposit onto a card.
And you've already removed five or $6,000 of their tax return.
And then when they go to file, they go, well, you've already filed taxes.
And that's it.
And then, of course, you say, hey, this is fraud, blah, blah, blah.
And eventually you get your money back, but it's a hell of a, it's a, it's, these people have to go through hell to try and get their stuff back.
And so, yeah, that's a, that's a huge fraud, huge.
There's tons of guys in prison for that.
The problem is it's drying up.
So, it's almost impossible, it's not almost impossible, but it's much, much more difficult.
So, you're getting rid of the average douchebag that was doing it can't really do it.
Now, it's gotten way more sophisticated.
There's way more security procedures involved, and the IRS is catching them left and right.
Where before you'd file 10 of them, nine of them went through.
Now, you're filing 20 of them, and one of them's going through, you know?
Sophisticated IRS Fraud Tactics 00:10:09
So, this guy's like, Yeah, man, I was doing the drop.
You know what that is?
That's like, Yeah, I know what the drop is.
You know, it's like, Why are you calling me here?
Why are you telling me this?
Like, you know, because.
I like I can get the IDs.
I'm like, listen, I can already tell there's no good place at this point that this conversation's going.
Yeah.
So I'm going to get off the phone.
No, I love it when they think they can talk me into it.
Yeah.
No, no, no, no.
You don't understand.
You understand.
I wouldn't say nothing.
Like I wouldn't say you were involved.
Stop, bro.
Stop.
Stop.
It's like I hang out the phone.
So I'm not going to say all the things that I said to these guys because it's really the same thing I said to the best one, which I'll tell you about.
Yeah.
So I keep getting these guys.
I actually had one guy come.
Went to lunch with him.
Halfway through lunch he actually mentions, you know this and that and this and that, and I was like no yeah, I said I know, you know that's an issue.
He never really pushed the issue.
I was like yeah, I know I get a lot of these guys that say this kind of like he he was kind of just trying to feel me out he never really said this is why a lot of people just are desperate for money.
It's crazy.
Yeah, this is, this is a thing.
So i'm gonna tell, i'll tell you the one about New York, because he's not desperate for money right, right.
But I guess what i'm saying, what i'm saying is that, like the, I think you get.
Like People want fast money.
You get so much shit on the internet because so many people just like, that's why it's so easy for people on YouTube to get so big real quick.
They just got to like either have a lot of money or pretend like they have a lot of money and they'll just blow up.
All you got to do is have like a fucking, pretend like you own a bunch of shit or drive a really nice car or talk about how to make money and you automatically get a bunch of desperate poor people or people who are struggling that are going to follow you because there's nothing anybody wants more than money.
I've actually, it's funny because I've actually had a couple of.
People contact me who were basically saying, like, they wanted to try and set up a channel with me where basically I'd be like a guru.
And it was like, they want to turn you into Gary Vee.
They want to turn me into a guru.
And I'm like, I'm, yeah, I'm not going to do that.
Oh, you're going to be a fucking fake guru.
Yeah, exactly.
I did a whole podcast about that with this dude, CoffeeZilla.
It's hilarious.
Yeah, I'm not, I, yeah, I, I saw part, I saw like half of that.
That, uh, great.
It was, it was, um, it was on, uh, Skype, right?
Yeah, it was on, yeah, it was on Zoom.
Yeah.
Right.
So, um, Yeah, I'm not doing that.
You know what I'm saying?
It's like, no, it's like, you know, yeah, we can get you in front of a Lamborghini.
What are you talking about?
I'm a federal probation.
What do you think my probation officer is going to say?
What the fuck?
You want me climbing out of a Lamborghini?
I can already see the thumbnails.
Oh, yeah.
The Ty Lopez, Matt Cox.
Imagine him standing in front, like reading a book and sitting on a Lamborghini.
Why don't you do it?
What?
I'm not doing that.
I'm not going to.
You could have your own course.
This is horrible.
Imagine the course.
It was the course.
The big thing was the course.
Like, you don't understand the course and you can do this.
It's like, I don't, I mean, you know, and it's all like the money, the money, the money.
Yeah, but you understand what I want to do is I want to do the true crime.
I want to get these stories made.
And the whole thing is it's like, look, if it was about money, then I could go do something for money.
I'd have done that a year ago.
I'm on a course of action.
I'm sticking with that course of action.
I can always go work in real estate or sell cars or work for FedEx or do something if I wanted to just have a decent job and make a little bit of money.
Or if I wanted to be a fake guru, I could always do that.
I'm doing this now.
No, we'll take care of this.
Stop, bro.
Stop.
Not only, I mean, it's bad enough to be a fake guru, but then just to be like partners with a bunch of people who are creating your fake guru persona and be business partners with those kind of people.
That's a recipe for fucking disaster.
A lot of people do.
They're making crazy money.
Yeah, I know.
But that's what I'm saying.
I could always do that if I would need to.
They take advantage of desperate people, though.
I would feel this is coming from me.
This is really going to be fucked up.
I would feel so fake.
And so, you know what I mean?
Wouldn't it feel like taking advantage of people.
How dare you?
Look, I got no problems about that.
I got no problem with that.
Yeah, but you didn't take advantage of people.
You took advantage of banks.
I'm saying I don't have a moral problem.
I have a feeling that I would feel like it was bullshit.
Because it is.
Right.
You know what I'm saying?
I'm doing something that I don't feel like is bullshit, like it's legitimate and it feels good as opposed to so, look, so I got these guys that are constantly contacting me, which is what we're doing.
Who are they?
Sell them out right here.
I don't know their name.
Come on, let's sell them out.
There's only one guy's name I know, and I'm not going to use it because I feel bad.
I didn't even tell this.
Like on my channel, I did a story or I did a vlog the other day called Scams.
Okay.
And I talk about how people are reaching out to me saying this, but I very briefly kind of go over and I almost told the story about this guy.
And then I stopped and I thought, nah, if he watches it, then, you know, I thought, I don't want to.
So, but then I thought, start, but then I went back and I looked on my cell phone and I realized it's been three weeks.
This guy was texting you once or twice a week for six months.
It's been three weeks and you haven't heard from him.
It was absolutely, he was, he had been talking to me the whole time, thinking at some point I'm coaxing this guy along and I'm going to get him into a point where we're building up a friendship and he's going to help me.
You're wrong about that.
Right, right.
And so here's what happened.
Six months or so ago, maybe even more than that, six or eight months ago, this guy contacts me.
Bro, you know what?
It was before COVID.
How long was that?
Wow.
That was early this year.
March?
Right.
So it was just before then.
So we talked on the phone once.
Then COVID hit.
How come no one hits me up asking me to be a fake guru?
Well, this wasn't a fake guru.
This was helped me do a scam.
Oh, okay.
Never mind.
So here's what happened.
I want to be the next Ty Lopez.
Okay.
Well, I'll let you finish.
Let me know.
So here's what happened.
Sorry, what were you saying?
So let's say now it's up to 10 months.
I said six months.
It went six, eight.
Now that I realize it was just before COVID because COVID happened and he and I had talked on the phone a lot, or a few times, and it was weird, right?
So he wanted to talk to me.
No big deal, but like I said, I'll talk to you because.
He just wants to talk to you about what, though?
His was basically business ideas.
Like, what do you think I should do?
Like, I own a piece of property and he's got like half a million.
I'm going to go with not the exact number, but it's roughly about half a million dollars in equity.
I own it's half a million in equity.
I have this business.
It's a service oriented business in Manhattan.
This guy's emailing you?
Well, it started as an email and then I gave him my phone number because he's sending an email.
I'm sending it.
You get three or four emails and then I get frustrated or you stop getting emails because it's like, this isn't going anywhere.
Or, you know, it's like, hey, you know, or it's like, you know, it's just, just here's my fucking phone number.
Like, you're not nuts.
So just call me because I'm painting and I can put it on speaker and I can talk to you while I'm painting.
So that's what happened.
We started talking and he was like, you know, I just have some business ideas and I was wondering about real estate.
What kind of real estate things do you do?
You know, and I'll pay you.
I'll pay you for your time.
I'll pay him.
Like, no, just tell me, what do you have to work with?
Like, I'm just like, whatever, let's get this over with.
Let me see if I can help you real quick.
And if I can't and I actually, You actually want like an idea.
You know, look, and this is the thing like right now, guys are like, bro, you know, what should I do with this much money?
It's like nothing because you might have six months to a year before the market will most likely crash.
And don't go buy a bunch of property right now that's going to be worth, it's going to drop by 15 or 20 or 30%.
You know, don't do anything right now.
You know, that's like to my, I don't really have a plan for your money right now.
But he came to me and it wasn't that, it was just before.
So I was like, well, how much do you have?
Because I got, you could do this, could do this.
So we start talking.
And then a week went by, I talked to him again.
Then COVID happened.
Then we texted every once in a while.
And then I would send him, like I have a list of people that I send when my videos come out.
I just shoot off like 30 or 40 people, right?
Like boom, boom, boom, boom, the videos.
Like I'll post a video.
So I said, I'm one of them.
Right.
And sometimes.
So then it would come down.
Then he would come back like, hey, I just watched that, bro.
That's a crazy story.
Or hey, whatever.
He's just being supportive.
And he texted me once in a while.
We'd talk and how are you doing?
Hey, this, hey, that, whatever.
That's cool.
This went on for 10 months.
About three weeks ago, it's almost four weeks, three, four weeks ago, well, no, five weeks ago, he actually called me and he said, hey, I'm going to be down there.
My girlfriend lives in Tampa.
Never heard about a girlfriend that lives in Tampa.
Guy's from New York.
The hell the heck?
When did you get a fucking girlfriend that lives in?
That's crazy.
I've never heard this.
You've been texting me forever.
I know about your mom.
I know about your dad.
I know about your all kinds of stuff, you know?
And it's like, okay.
He's like, well, when would be good for you?
I'd like to come down and actually talk to you.
And, you know, I know you like coffee.
I'll get you some Starbucks or we can go to lunch or whatever.
I was like.
Well, I mean, when are you going to be here?
Yeah.
Well, I can come down Sunday.
Like, I would think that'd be, I would be secondary to when you and your girlfriend have planned, but whatever.
I'm like, yeah, okay, so Sunday we'll have, you can come in and, you know, we'll meet for dinner or lunch.
No, no, I'm going to fly in.
I will have lunch or whatever.
There's no girlfriend, Matt.
He's coming here to see your ass.
Yeah.
Well, when he showed up, he didn't.
I never saw a girlfriend.
He said there was a girlfriend.
I never saw one.
So I meet the guy.
We meet at a Starbucks.
He gets me Starbucks.
We sit down.
I say, hey, what's up?
He's like, yeah, what's going on?
He's from New York.
He's a Yankee.
So, we talk for a couple of minutes, and not five minutes in the conversation, it becomes, I wanted to meet you because I wanted to look you in the face.
Murder Plot at Starbucks 00:13:51
I wanted you to know I was for real.
I'm a stand up guy.
I'm that guy.
I'm like, okay, okay.
And he goes, he said, This isn't the amount exact amount, but he goes he goes I need you to help me get get 500,000 was actually 600 I help help me get $600,000 and I went what I mean, this is like I've we've never had that conversation He's never even alluded to it and I went What what do you mean what you want me $600,000 and he goes yeah,
he's like like you can if I'll pay you up front for you to train me Like if it you know whatever we'll spend a couple days and you can train me on what to do to do that whole mortgage thing that you did.
and I'll break you off like up front or whatever.
And I went, well, why would break me off like give me like 20 grand or 50 grand or something?
Yeah, well, yeah, And I went, well, why wouldn't I just split the money with you?
I mean, we're going in partners.
And he goes, 50-50.
Yeah.
And he said, yeah, okay, but I need the 600,000.
So how long would that take to get that kind of money?
And I went, so 1.2 million, I get half.
And I went, so if I was willing, So if I set up a scam to get $1.2 million, I said, that, depending on how much money you have up front, will take about a month.
I could do that in a month.
We could have the money.
And he's like.
You said this to him.
Yeah.
And he goes, he goes, he goes, right.
Oh, okay.
He's getting excited.
I said, right.
I said, so if I do that, and he goes, right, right.
I go, why would I fucking need you?
And he goes, what?
And I went, why would I need you?
If I was willing to get myself involved in a conspiracy, why would I need you?
He goes, well, you don't ever have to go in the bank.
I go, I don't have to go in the bank now.
Nobody.
You can you can do a transaction right now over the internet.
You don't you don't actually have to go into the closing anymore and I could pay someone to go in the closing right So why would I why do I need you?
Why would I give you half a million dollars to set up a scam that I can set up myself and take the 1.2 million and he goes yeah, but I'm saying I can do all the work But I don't need you to do the work no, but I mean if somebody does need to go in the I could go in and I looked at him and I went well I said you don't understand you're just adding my name to the conspiracy once you get caught No, I'm not going to get caught.
And he goes, and I wouldn't, it doesn't matter.
Even if I got caught, I would never say nothing.
And I looked at him and I went, you've already got me fucked up.
You don't even know it.
I said, you've all, this is, I said, I'm already caught.
And he goes, how?
I said, the moment they catch you, they're going to run all your phone numbers and your phone.
My phone, my number's going to come up.
They're going to run all the Matt Cox popped up on the list.
I go, and oh, look, Matt Cox popped up.
You've been talking to him for 10 months and you've emailed him several times and it's been a bunch of text messages.
Oh, you just flew down to see him.
And then a month and a half later, you've got $1.2 million and you get caught.
And it's almost an identical fraud-related scam that Matt Cox has run in the past.
Huh.
That's crazy.
Red flag.
We're not even going to talk to Mr. Cox.
We're just going to add his name to the indictment because guess what?
Matt Cox is currently on federal probation and you're not going to believe this.
He can't even mount a defense.
We know he's done.
As long as his name's next to yours, you can sit there and go, you could sit at the thing and say, I ain't going to say nothing about Cox.
It doesn't matter.
They'll get five guys that will get on the stand and say that he told them in prison when he was locked up, he told them that Cox was involved.
Look, there's double hearsay.
You can have double hearsay in federal prison.
Danny told you about me and you get to testify about what Danny said.
He doesn't even have to say anything.
People can just say this is what he said.
Five guys got up there.
Can Mr. Cock, can I get on the stand and say that didn't happen?
Of course not.
You can't.
You're not allowed.
I could, but how bad is that going to be?
So have you never committed fraud before?
Well, I see.
I understand how there is a connection between me.
What am I going to say?
It's like saying this.
He goes, no, you don't understand.
You'd just be planning it.
So you're telling me.
You'd just be a dog at a pony show.
You do understand.
Let's say I plan right now a murder.
You guys are going to go murder this guy.
You guys go murder it.
I'm good, right?
Yeah, you're good.
I'm good.
I think so.
I don't think so.
Matter of fact, you two guys will get less time than me.
The person they want the most, they don't even care about the shooter.
They care about me.
I'm getting the most time.
Like Juan.
They don't want one, though.
Yeah, I don't know why that's different.
But basically, that's the guy that typically gets the most time the guy that arranged the whole thing.
You know what I'm saying?
Yeah.
So you tell me when John Gotti, do they want John Gotti more than they want the guys that are actually killing people?
Yeah, killing people.
Or they want Gotti more than them.
Yeah.
Right.
They'll always look at my buddy Pete Rossini's case.
The two actual guys that actually admitted to committing the murders got 25 years apiece, Pete got 40.
I didn't do anything.
So, what was this guy's reaction sitting across from you at Starbucks when you told him to do that to him?
He was like, he continued.
This went on for five or 10 minutes where he's trying to convince me.
And I'm like, bro, you don't even know you've already got me caught.
What other things are you going to do throughout the course of this entire thing that are going to get me fucked up?
You just got me fucked up.
It hasn't started yet.
You've already got me jammed up.
What's going to happen as you go?
What about the people that you do?
I would never tell nobody.
It doesn't matter.
It doesn't matter.
I'm already screwed.
The moment you picked up the phone and said, or you're whatever, the moment you emailed me, I don't know how he did it, but you know, the moment he sent me a little email, it was over.
I was over.
It was done.
I was done.
So let me ask you this.
If this guy goes out tomorrow and commits a bunch of scams, I got a problem.
And he gets fucked up.
I got a problem.
I would probably have a problem.
You have to really.
Oh, yeah.
You have to understand that the prosecutor knows fuck this guy's done.
Like Cox has to sit there.
And in certain situations, they could actually mention, well, you know, Mr. Cox is currently on trial for this, of course.
He's been arrested and placed in prison before for the exact same scam.
Now, if I get on the stick, now here's the interesting thing.
If I had gone to prison for a murder and now I'm being charged with a scam at running some kind of bank fraud, they can't really bring up the murder because it's a different type of charge.
Does that make sense?
Yeah.
Like, there's no, you can't relate these two charges.
But you can indict me and then say, okay, well, by the way, Mr. Cox does have a history of this and this and this, but I can't take the stand because as soon as I take the stand, a skillful U.S. attorney will just destroy me.
Oh, so you've never done this?
Well, I mean, yes, I did this.
And that was in your last scam, right?
Or was that the scam before that one?
Which of those five, which of the 10 scams you've done that you've been caught for?
Because we don't know about all of them.
The jury's laughing.
I can see I'm done.
The theatrics are just gone.
I'm screwed.
Yeah, you're fucked.
And there's just nothing I can do.
No matter what I say, I'm done.
I'm done.
I'm just, it's over.
So I'm sitting there thinking, you got me caught with your very first act.
God knows what will happen throughout the whole thing.
You know what it's like?
It's like the guy that shows up to the FBI and says, listen, man, I got to tell you something.
I know about these guys that have been robbing banks.
Really?
How do you know?
I've been driving the getaway car.
You've been robbing banks.
Yeah, yeah.
What are you talking about?
These guys.
You're just as guilty.
So what else did you tell us?
I mean, I, I, I, look, he was actually a very, he's actually a nice guy.
He's just, Not thinking.
I mean, it was just that that was it.
I mean, I'm not, I'm not, I'm just saying.
What would you do if they actually did that?
If you actually, if this guy went out and committed a scam right now and you were on and they fucking dragged you in the whole thing.
And the FBI said, Matt Cox?
Oh, he better hope they talk to him before they talk to me because they talk to me.
You're done.
Hey, so do you know this guy?
Listen, that motherfucker, let me tell you what he did.
Here's what happened boom, boom, boom.
Ask Danny.
Ask Danny.
Watch the episode.
Episode 56.
Don't forget to subscribe.
Please hit the bell.
I mean, you know, oh fuck.
Turn on notifications, bitch.
You go to fucking prison again because you decided to jump on a plane.
Right.
Yeah, I know.
You're taking the plea.
How much fucking time do I got to do this time?
Yeah.
I feel like I can't give you the time for stuff I didn't do.
I can't do the time for what I did.
I'm not willing to do that time.
I'm not willing to do this.
But yeah, that's how bad it is.
So yeah, that's, and then John Boziak, what did you call him in the podcast?
It was, come on, you had a great one.
It was the credit card or some credit card king or, oh, dark.
What was the name of the podcast?
Oh, the dark, the dark lord, Miami's dark lord of credit card scams.
Pretty good.
That was good too with the pitcher, with him with the chains and everything.
Yeah, some guy contacted him.
He called me up.
He's like, yeah, bro, listen to this.
This fucking guy contacted me, told me he wants to give me like five grand or something.
He was to basically teach him how to commit credit card fraud.
He goes, that's fucking nuts, right?
I go, don't do it.
And he goes, what?
I go, don't do it.
He goes, no, I'm not going to do it.
He said, something's wrong.
Something's not right.
I said, no, it may be legit.
He may legitimately say, hey, I'll pay you.
But when he gets caught in six months or two months, It's going to lead.
And I told him, this is what will happen.
Look, I know a guy that got an extra 10 years because he was locked up for like, or did he get an extra five?
He was locked up for 10 and got an extra five.
Or he was doing five and he got 10.
The point is, you and I are sellies.
So you tell me, hey, so he's about to get, I'm about to get out maybe two years.
You're going to get out in a couple months.
And you tell me, man, listen, my weed connect.
But he got popped when I got popped.
I used to buy weed from him.
You know, not a lot like this and that, you know.
Oh.
You can talk to my cousin, whatever, Juan.
You can talk to my cousin Juan.
I'll give you his phone number.
So I write his phone number.
Yeah, yeah, he can get you weed.
No problem.
Okay, cool.
You go, you leave.
You start buying weed from Juan.
I don't hear from you no more.
Six months, a year go by.
The weed that you're buying from Juan turns into, it goes from being marijuana to cocaine.
Oh, yeah.
And now you guys are running a cocaine conspiracy where you're importing cocaine from Mexico and it's getting more and more.
It's five kilos, 10, 20, 30.
Now it's fucking 300 kilos.
So almost two years goes by.
You get pinched.
And when they grab you and they grab Juan, they say, Hey, how did you even get connected with this guy?
You're like some white guy.
You got connected with this Mexican guy.
How'd that even happen?
I mean, that you're doing cocaine, you got pinched for like, you know, weed or something.
And you say, oh, my old silly, you know, Pablo, he hooked me up with him.
Well, guess whose name just got added to the conspiracy?
So they come back and they say, hey, so do you want to fight this?
And look, you're looking at maybe, you're now on, by the way, you're now on like a 1,000 pound or 1,000 kilo conspiracy.
You want to go ahead and go to trial with that?
You're already in jail for cocaine.
This is like your fourth time, and this is federal.
And you know we've already indicted you and this guy's already cooperating.
What do you think he's going to say?
Do you think he's going to say it was just started with weed?
Or do you think he's going to be willing to say, oh, no, no, he knew we were going to sell cocaine.
We were holding his money.
No, he completely knew.
We've been trading emails or we've been trading letters through the mail.
You think that's what he's going to say?
Or do you think he's going to cut you loose and say, no, bro, he thought he was just going to give me a little weed connect?
What do you think he's going to say to get time off?
Fuck.
So, how much time?
So, what kind of a deal can we get?
Can I get?
You know that this guy's going.
What kind of plea can I get?
Pablo's saying, listen, five years, that's good.
I understand.
No problem.
Takes a deal immediately.
Yeah.
I mean, that happens.
I met that guy.
I met that guy.
God damn.
That's an exact scenario.
I don't know if he got an extra five years or he got 10.
I think he got five.
I think he was doing 10 and got an extra five.
That was it because he gave him a phone number.
So, you know, what's going to happen to you?
You're out.
You're trading emails with a guy.
You got on the phone and talked to him.
What are you going to tell him?
Oh, yeah, I did tell him how to do some credit, like credit card fraud.
It wasn't a big deal.
You're done.
You're done.
You're now the leader organizer.
No, no.
Ask him.
Ask him.
His lawyer's saying to tell them that you're the leader organizer.
You've already been to prison multiple times.
We got a podcast.
It's over.
You're done.
People are crazy, man.
Right.
People, but they don't think it through.
That's the problem.
They just reach out straight on the internet with a paper trail everywhere.
And they all think they're going to be gangsters when they get caught because they watched Godfather.
Credit Card Fraud Confessions 00:15:47
You're nuts.
You're not getting a slap on the wrist.
And look, the cops are so busy right now.
You could run a fraud right now and go for a year or two until you eventually get caught.
And you think, wow, I had a good run.
No, you didn't.
No, you just got higher and higher on the guidelines.
That's all.
I wish they'd caught me in the first six months.
I could have gotten probation.
Maybe I could have done a year.
But I went so long and so hard by the time they caught me.
Now you just better hope to God that nobody gets caught doing fraud that even has your phone number in there.
You better burn that thing.
It's bad.
It's bad.
It's time to change the number.
They keep changing the number.
Yeah.
Yeah, it's, it's, uh, yeah, that's rough.
Bro, so today I listened to six episodes of that fucking Theranos, Elizabeth Holmes shit.
Did you watch that?
Did you watch the HBO documentary?
I didn't watch the HBO one.
I mean, I've read a couple articles and, I read like three articles and I saw, I've seen two documentaries on her.
Really?
Yeah.
Which ones did you see?
I didn't know there was more than one.
Oh, yeah, yeah.
There's one that's like an hour.
Maybe it's like 50 minutes or it's right around an hour.
It's.
Yeah, I listened to like six hours of fucking podcasts.
It was one of those like serial type podcasts.
She's crazy, right?
Bro, that bitch is fucked up.
What about the way she lowers her voice?
That's the creepiest thing.
And the.
The turtleneck.
Oh, yeah, like Steve Jobs.
Manipulating Steve Jobs.
Yeah, she's trying to be like Steve Jobs.
She raised almost a billion dollars.
Yeah.
She's like 24 years old.
She was worth $4 billion on paper.
On paper, right?
On paper, yeah.
That's when you get out.
With all the money.
She got Rupert Murdoch to give her like $150 million.
Doing what?
She came out.
She went to, would you go to Stanford?
She went to Stanford and she dropped out for three semesters.
Yeah.
Went to Stanford, decided that she was going to come up with a technology company, a medical technology company, that would allow you to.
Give a pinprick of blood and would allow it to be run through 300 different tests to tell you exactly what's going on with you and everything about you.
The basic 300 tests that are out there, this machine will run all of them.
And so she's going around talking about technology and doing this.
She forms a company.
She actually gets a neighbor to give her a million dollars, right?
A neighbor who made a bunch of money and she sat down and explained.
And she's always been super smart.
And her parents, her dad was in like politics in DC, and her mom was like the connection.
Her family was in politics, and her, she had some like lineage where her grandparents like used to be rich, but not anymore.
And they still had the prestige.
They had the prestige, but they didn't have the money.
Right.
And they interviewed one of her friends from like middle school and high school and said she was kind of like the loner.
She didn't really have any friends.
She was always by herself.
She was all like the last one in gym class.
She did kind of get caught lying a few times, like telling some fabrications.
And she just, she was just off, like off.
Pretty girl.
Yeah.
Pretty girl.
Pretty smart.
I don't know.
Yeah, she was weird looking, though.
She was like a female Mark Zuckerberg.
She had that look.
She had those like dead eyes like Mark Zuckerberg.
Those wide eyes with like the whole time like this.
Yeah.
And there's multiple cases like, oh, let me explain what I did.
All of a sudden she just started changing her voice.
She like started like trying to make her voice deeper to be they think she did it.
Yeah.
Veritas, whatever my company is named.
We are, you know, amazing.
We're pushing the boundaries.
We want to be the best women.
Women need to be the best.
We want to push women's.
Is that your baritone?
What?
We have to do it more like this.
Yeah.
It was lower.
She was faking it.
I know.
But no, but she would fake it.
And then every once in a while, somebody would say something.
And she'd go, Well, no, that's not what happened.
I didn't.
She would switch.
Yeah.
Periodically, they'd catch her accidentally switching.
And employees said by the end of the day, she would do it when she's tired.
She'd forget to throw the.
It's fucking nuts.
She was dating a guy that was like 40 something years old.
She was in her early 20s, dating like a 45 year old.
The Indian guy who gave her 14 million bucks, drove a Lambo everywhere.
They were fucking.
14 million.
They lived together.
14 million, damn right we're fucking.
You kidding me?
I just gave you 14 million dollars.
Yeah.
So the point is, yeah, he was filthy rich.
Sonny.
Sonny.
Yeah.
Indian dude named Sonny who made a bunch of money in like the dot com bubble.
And she was Elizabeth, what?
I always want to say smart.
Elizabeth Holmes.
Holmes.
I always want to say smart.
Yeah.
So she raised like almost a billion dollars.
She hired all these people, all these like computer scientists, research scientists, these laboratory fucking people.
And she had all these scientists working on.
Developing this thing that was in a box where it would basically take your blood with a finger prick and it would tell you everything about you, basically everything from your cholesterol to your like, the different cancers you could potentially have, and everything about your health, your metabolic health, everything 300 different tests within one drop of blood, but they never actually worked.
No, because it's not possible.
It wasn't possible.
She hired Apple designers.
She hired motherfuckers who designed iphones for Apple, motherfuckers that worked for Steve jobs like that.
All these people don't know that it doesn't work.
They all figured it out eventually and they were all like, What the fuck's going on?
Like, they do all these tests and they're all failing, or a very few of them are actually working.
But the ones that do work, the blood tests are way off.
Yeah.
They were like across the spectrum.
Sometimes, you know, they were erratic.
Like, they weren't accurate.
They were not accurate.
Yeah.
So there were all these red flags happening and like all the tests were off.
Half, more than like 90% of them weren't working at all.
Right.
But she's like, Oh, make them look nice.
Make them look like an iPhone.
We're going to market it.
We're going to hire it.
We're going to get all this VC money.
We're going to get.
BC is like Silicon Valley shit.
Like scams.
Who was it?
Was it?
Was it?
Well, venture capitalists aren't scams.
But she's running.
All of them kind of are scams, though.
Because all of them, if I lend you.
You think she started it as a scam from the get go?
No.
I think she tried it.
And then it just got too far.
I think she was running with fake it till you make it.
Like what we can do is if I raise enough money, we'll put the.
It'll actually work.
Yeah.
We'll hire the best.
And she's hiring the best.
She's paying tons of money.
We'll dump all this money.
Into research and development, we'll get this to work.
But the fact of the matter is, yeah, we will in a hundred years.
They even hire now.
She even hired the ad agency who made that original Apple 1984 commercial.
I love that commercial.
Where she throws the hammer at the screen or whatever.
They hired them.
They paid them like a $14 million retainer to run a whole ad campaign on how the thing worked with only a drop of blood.
But yet it didn't work yet.
They were just trying to get everything rolling.
Was it Walgreens?
Walgreens.
Walgreens dumped three.
They started with $100 million, and then I think it went up to $300 million.
It was Walgreens and somebody else.
Just Walgreens.
I think it was mine.
I thought it was Walgreens and CVS or something.
Nope, just Walgreens.
300 million.
They only got into 41 Walgreens, though.
And they basically cut the deal with Walgreens, but it didn't fucking work.
So what they were doing was people were going into Walgreens and they marketed this prick.
They marketed this prick.
This was a fucked up test.
They marketed this prick.
This was going on for 10 years.
This wasn't a year.
This was 10 years.
She's living large for 10 years.
Is she living the good life out there, too, the whole time?
I mean, sure.
Yeah, I think so.
Well, all her interviews are like, I don't sleep.
All I do is work.
I don't even own a TV.
All I do is work, work, work.
24-7 work.
That's why I'm so rich.
That's why I'm so successful.
And then she started getting on like she's like the media tour to bang that 14 million out He knows by now he knows it's over.
Yeah sonny knows it's over.
Yeah, but listen within in six months a year maybe two maybe you could go two years But after two three years he's got to be knowing he's in the meetings.
He has to start knowing he drove a Lambert the weird a weird thing I thought I was there on the and she's going to trial on the podcast.
Yeah, she's about to go to trial You doing what are you doing?
You can't go to trial.
You know, she's trying to say I'm now she's trying to say mental illness.
Yeah Is she going to be her own lawyer?
Hell no.
I can't imagine she could do anything.
Bro, the thing is such a clusterfuck.
It's funny.
It's like when I got my lawyer and all these guys were like, man, bro, your lawyer had you plead to 26 and a half years.
I'm like, I mean, I didn't give her anything to work with.
Yeah.
Well, she's a good lawyer.
Look, if you're caught with the dead body and the smoking gun and you're on video, it doesn't matter who the lawyer is.
I love it when people think that.
Well, with a good lawyer, What are you talking about with a good lawyer?
They're not magicians.
OJ got it off.
That's true.
They're saying a bunch of federal prosecutors said that they haven't seen anybody like this bitch since Bernie Madoff.
Yeah, she's in.
Oh, what about the scare tactics and the firings and the threatening?
Oh, she's bullied people, threatened people.
If anyone ever tried to question her, hey, this shit's not working, I'm kind of concerned.
Get your shit.
People are getting blood tests, and it's saying they could have.
Extreme levels of certain things in their blood, and they're freaking out thinking they got cancer.
People are like, like going to the doctor and freaking out about their health because these blood tests are so inaccurate.
Yeah, like, how dare you question our integrity?
You're fired.
Oh, god, how do you think you got to lower your, you got to do the baritone.
Yeah, you have to watch it.
Yeah, it was all lies.
It was called the one I listened to was called on Spotify.
What was it called?
The fuck was it?
It was like an ABC podcast.
I'll get you the short version.
That's crazy.
Yeah.
I remember listening to the fucking interviews.
She's got a bunch of them.
This is an HBO.
It's probably one of the largest frauds out there.
Yeah.
Not the largest, but one of them.
It's current.
That's the crazy thing.
It's current.
Well, it's.
Yeah, it's.
Because it's about to be.
Like, three, four years ago, she got.
I mean, they've been out on pretrial release.
I think they started the company in 2010.
No, she's free.
She's free right now, yeah.
She's living in San Francisco.
I don't think it can be 2010.
I thought she'd gone like.
I mean, it was like 10 years.
Like, this was dragging on for 10 years.
Maybe.
Maybe.
It was like maybe right before that, 2009, 2008.
What am I?
But, bro, so one of the biggest investors in the company, he was a Elizabeth Holmes.
It came right up.
A lot of people looking her up.
What was the fucking guy's name?
Hold on.
I got to look this guy's name up.
Oh, my God.
Look at the eyes.
She's crazy.
Show me a picture.
Oh, no, that's not it.
Well, this one's 30 minutes.
I got one that's 30 minutes.
Send it to me.
Oh, here's the HBO special.
Her real voice.
They have one about her real voice.
Okay, there was this kid.
There was this kid named Tyler Schultz that worked for her.
And his granddad, his grandpa was the Secretary of State, George Schultz.
He was one of the biggest investors in the company, like a 90 year old dude.
And this lady, Elizabeth, she was like being like really buddy buddy to this guy because he was one of the biggest investors.
And they were like at family dinners and Christmas parties.
It was only 30 minutes.
Oh, yeah.
She is real Zuckerberg looking too with those eyes.
It's like 30 minutes though.
Oh, yeah.
That one's only 30 minutes.
You have to watch six hours.
Yeah.
She's trying to pull off the like, Full on Mark Zuckerberg, Steve Jobs weird thing, weird looking And this young kid jacked up on Adderall and shit.
This kid Tyler, fucking went to I forget what it was, I think it was the WALL Street Journal and went to one of the investigative reporters and basically fucking snitched her out on everything.
Basically said this because they already they already were like they spelled blood in the water, like something's fishy about this company, and he basically told them everything.
Spilled the beans, spilled the beans.
And here's one this is a 45 minute uh, I think he cut it out of plea.
No, him, he didn't do anything.
He actually went to his grandfather and said, This is what's going on.
Yeah, and he didn't believe him.
His grandfather was like, You know, you don't know everything, you don't this, you don't that.
He's like, Grandpa, you're dumping millions of dollars into this.
You got your buddies all investing.
I'm telling you, this doesn't work.
I'm on the inside in the labs, everybody knows it doesn't work.
Now, now, you're just a young man, she's a genius.
God damn, she's like 25 years old.
And the craziest is.
This bitch had Harvey Weinstein's lawyer.
Nice.
Representing their company.
This guy also represented Enron, I think.
Oh, yeah.
Do you understand?
And everybody, you sign a non disclosure coming in, a non disclosure leaving.
Damn.
Did one guy commit suicide?
Yes.
One guy committed suicide.
One of the scientists committed suicide.
Like some Scientology stuff.
Yeah, it really was a lot like Scientology.
It reminded me of Scientology.
Really?
Yeah.
The whole thing did.
Because it was just a fucking scam.
It's like they just want to prop up this big picture.
Yeah.
Because nothing's really happening behind the doors.
That's Enron.
That's all of them.
Of course.
Elron, Hubbard.
Yeah, they're all Ponzi schemes.
Are you taking those gummies?
What are you doing?
Yeah, it's a couple.
He's on it, bro.
He's connecting the dots.
There's no dots.
We're on a different level than you right now, Matt Cox.
Yeah, that's the.
We're on a whole nother dimension.
We're in another dimension right now.
Yeah.
Bro.
Shit, they keep saying she's looking at 20 years.
20 years.
I'm telling you right now, I can't believe they're saying 20.
Yeah, I can't believe it's not way more than I know, right?
How much did you steal?
Look how much this bitch stole.
And honestly, this went on and on.
You got 26 and you only stole like 6 million.
Yeah, but she's got Weinstein's lawyer.
No, she doesn't.
Oh, yeah, she does have Weinstein.
She probably doesn't now.
No, yeah, she's done.
How much time did Bernie get?
Bernie got 150 years.
150?
Oh, yeah, he's done.
How much money did he steal?
You know, he works at Commissary, right?
Really?
Yeah, all day long, you can hear him calling out.
Inmate's name is like, really?
Yeah, he's like, Johnson40117.
Thomas, window two, 4005.
You call your name and they tell you what window to go to.
Matt, the only difference between her and Madoff was that Madoff was very conscious that he was running a Ponzi scheme and he was very aware he was never going to pay anybody back.
I think this lady thought that eventually this shit could actually happen.
Madoff didn't start his company like that.
He didn't start off immediately saying, This is a Ponzi scheme.
I'm going to go as long as I can.
He was like chairman of the stock exchange or something.
He was a legitimate guy.
He had a legitimate company.
It morphed.
Most of these morph into that.
Do you see what I'm saying?
Look, you want to know one of the ways to know that he knew from the beginning it wasn't going to be a huge scam?
Because he started the money or he started it with his own money and he did it in his own name.
If you're running a Ponzi scheme and I'm going to project false earnings, one, even if I started with my own name, I wouldn't start it in my name.
You would put somebody else as the front man, or you would use a false identity.
How Madoff Morphed His Scheme 00:08:19
Or you would, there's a thousand ways to do it.
It's something that started off as a legitimate, and then he started providing false, um, you know, false earnings, uh, or false returns.
And then it got to the point where it was like, okay, I can never make up for this, I'm not even going to invest anymore.
He's just going to ride it until the wheels are off.
Yeah, I'll just ride this out.
Maybe I can go keep in mind the longer you go, the more emboldened you are.
Then he gets investigated several times.
He actually passes the audits, you pass the audit with no trades.
No, because they're, oh, no, well, what did you do?
Oh, I did this and this and this.
Looks good, Bernie.
Thanks a lot.
It's like, that's fucking crazy.
So every time he did that, he just got more emboldened and probably thought, look, I'll ride this fucker.
Like, I'll never, I'm never going to, I can never retire.
But maybe I'll just die of cancer and something.
And then they'll figure it out when I'm gone or, you know, who knows what he's thinking.
But the one thing you can't do is stop.
You know, that's the same.
And with her, I think it's the same thing.
I think she started thinking, I'm going to fake it till I make it.
Right.
And then we're going to come up with these revolutionary things.
Because all she was saying is, like, the test support.
The tests already exist, but you need a machine this big.
We just have to really shrink the technology.
And how often is that?
Look at the first cell phone.
The first cell phone was a brick.
It was this big.
We shrunk it down to where, honestly, it's not even this.
You can have everything in this, you can have in your ear in just a little thing.
People just don't do it.
It's too expensive.
But the point is, she was thinking, just shrink the technology.
Seems simple.
But the problem is, she did the same thing that I think most of these psychopaths do, is that one, she's not thinking it through.
She doesn't care about the ramifications.
She's planning it all, but the big thing is she's promising too big.
You're saying this machine can do the 300 known tests on blood.
What are you doing?
No, not you.
I'm just saying in general, why would you say 300?
Right.
Why wouldn't you have just taken like the core ones that you could get?
You knew you would get.
Right.
Well, you don't need to test for 400.
Right.
Do you really need to test to make sure you don't have some disease that's already been eradicated?
Like, oh, we're testing for smallpox.
There's no smallpox.
This isn't even exactly.
Well, we're going to test for it.
Yeah, but you need a machine this big to test for it.
What are you doing?
Why are you throwing that one in there?
You need a room this size to run all the tests that you're saying you're going to fit into what's basically the size of a CPU.
What are you doing?
You can't do it.
So it's like, why would you?
It's like these Ponzi scheme guys.
You know how they get caught right away?
Most of them get caught right away.
Why Bernie Madoff went so long is Bernie Madoff was giving you 8% to 10% returns.
I think it was between 6% to 8%.
It wasn't outrageous, but it was consistent.
Your money was secure.
It's these guys that say, You're going to get 140% return.
Okay, well, great.
You can maybe go two years if you can keep borrowing and then it all collapses.
You're just an idiot.
Yeah, you got swamped right away.
Yeah, we got the money in.
Yeah, but you lasted two years and then you had to go to prison for 10.
So it's like, do you want to have a real run?
You want to really raise someone?
Be reasonable.
Don't say 300.
Because not just that, if you raise enough money and you put it into RD, you might pull it off.
Right, right.
There's no way she'd keep pulling this off.
Keep developing it, make it better, you know?
Right.
Let's add some more gas.
She'd have to start with 300.
She was thinking, we're going to fucking pull this off before the feds come in.
We got to pull it off before the feds come in.
But the craziest thing is, She kept raising money by getting all these badasses to join her company.
Yeah, yeah.
She knew what she was doing.
She got the best scientists, the best known, well respected scientists in the country.
She hired them to work for them, put them on the front page of her website.
So when she went to go get investment money, they're like, oh shit, she's got these people.
But these scientists, once they start working there, they're like, nothing works.
She's like, I don't care.
Go work in HR or something.
We're going to transfer you.
You're still going to work here, but you're not going to do science because you know the science is all fucked up.
Oh, you know what?
I love the When she would have the people come in, like you're going to possibly invest it, or you're one of the investors, or maybe you're thinking about investing, she'd have them come in and check everything out.
Yeah, well, this is the machine.
Go ahead, let's take the sample of blood.
Okay, now you place it in here.
Okay, click.
All right.
And then it starts, okay, it's going to take a while.
Let's go in the other room and have some hors d'oeuvres, and we want you to meet Bob, the top scientist.
Walks in the other room, another lab tech comes, sneaks in, pulls out the fucking blood.
Goes in the other room, runs a bunch of tests with it, comes back an hour later, sticks it back in the machine, sticks this shit.
And then when they, you're, you're, uh, it should be done by now.
Let's go back in there.
She walks back in, pulls it out, and goes, Oh, so, oh, so you're diabetic?
I am diabetic.
Sold.
I also see that you have this and this.
You know, you might want to get a CAT scan.
You know, this is what's going on.
They totally, and they said she didn't do it once.
She did it, they did it over and over and over.
So you, how is she now going to get on the stand and be like, I had no idea the technology wasn't going to work.
Right.
You've been running a scam for 10 years.
Right.
Right.
That was just creative financing.
Yeah.
Yeah.
But the whole thing, like the whole, like the biggest kicker, the biggest selling point of the whole thing was it's only a drop of blood.
But people are going into Walgreens and they're doing regular blood draws.
Yeah.
It never worked.
Like, what the fuck is this?
I'm supposed to get it.
You have to prick my finger.
You're pulling out a fucking whole vial of blood.
That's just the pit.
Oh, oh, oh, the blood drop.
That's just marketing.
That's just good marketing.
Now, let's get that van.
That's just good for the first quarter pounder.
You think the quarter pounder really weighs a quarter pound?
She's something else, boy.
They're going to love her in prison.
She's fucked.
Would you be pissed off if she only got 20 years?
She'll probably go to a nice prison, though, right?
I wouldn't be pissed off.
It's a money crime, which is horrific.
I'm not saying it's not horrific, but God, I don't know, 20 years.
That's a long time.
But honestly, What were you thinking?
I mean, that's bad.
You almost typically, I am typically always like, you know what?
It's too much time.
Because it's almost always too much time.
But my God, I mean, we're talking about almost a billion dollars over the course of 10 years.
I mean, you could have it at many, she has some mental illness.
Do you understand?
First of all, if you knew it was a scam, money's going to be, you know, if you knew, you're going to put some money away, do something.
You know, this is coming down.
Nothing.
I bet you she didn't put nothing away.
Secondly, the other thing is there's got to be a mental illness there because she was unwilling to accept that it wasn't going to work.
And she's threatening and she's doing it.
Like, why didn't you claim bankruptcy?
Once it wasn't coming together and you knew, she just kept raising money and raising money and raising money.
Yeah, that's where she went wrong.
What are you doing?
I mean, there's got to be.
Plus, the baritone, the wearing the sweaters, the.
I mean she's got crazy eyes.
It's got to be like a mental illness, or I mean, what do you think she has diagnosis?
Oh, I mean, she's absolutely narcissistic.
She's got anti sociopath anti uh, antisocial disorder.
For sure she's either a sociopath or a psycho, but probably a psychopath because she seems like, because she's, she's got good organizational skills, you know she's able to at the very least she's able to fake relationships with people.
You know, which is basically what I have, charming yeah, she's super charming, super charming um, But definitely narcissistic.
She's very concerned about her image.
She also knew that the image was part of the whole kind of scam.
Like, I don't know.
It's tough, bro.
That's tough.
Yeah.
But definitely, listen, why would you go to trial?
Unless they just came out of the gate and said, take 20.
And she's like, fuck it.
The problem with this, by the way, is you understand a lot of times people will be like, well, the most they can give is you 20.
And you go, okay.
And then you get sentenced and the judge says, yeah, you got 50.
15 charges on the road.
Charming Narcissist Image Scam 00:03:00
Kingpin.
Yeah.
No, not kingpin.
I'm going to run them.
You know, I'm going to run them.
You know, I'm going to, what do they call it?
The guys just always call it this.
What is it when you have a train?
They're going to stack it, whatever.
They'd say, and they're going to stack them instead of running them, you know, at the same time, like concurrently.
They're going to run them consecutively.
And then they're just going to stack the charges.
So you're 20 years.
Yeah, but you got 10 charges.
So it's 200 years.
I don't understand.
My lawyer said.
No matter what your lawyer said.
What if she doesn't get any jail time?
She won't.
There's no way she's not getting any jail time.
Really?
There's no way.
She's getting jail time.
She got a really good lawyer, Matt Cox.
I don't fucking care who she has.
She's going to prison.
If they hit her.
She's going to Coleman?
No.
Coleman, they're turning it into a men's camp.
Oh, no more women's camp?
No.
The whole complex is now male.
Really?
Yeah, they're going to move all the women out and transfer it to men.
Why are they doing that?
You know, I didn't get a memo.
I don't know.
I thought you were still on the mailing list.
No, I just, I heard it.
So, yeah.
But, yeah.
They didn't send you a Christmas card.
No.
No.
I, oh, my God.
Yeah.
Okay.
So what, are we doing?
That's it.
Poor Elizabeth.
Let's wrap it up.
Poor Elizabeth.
Let's wrap it up.
Adios, Elizabeth.
Can you imagine if you invested, if you were, if you were some, Some, you know, widow with $2 million and you dumped your life savings into it.
She pissed it away on just tech that every fucking scientist she had hired said it ain't gonna happen.
It's not really scientists, it's what was she hiring?
It was really technology.
She's just trying to show it was technology, but it was also really failed tech.
I don't know what that is.
No, they were also they were like they were researchers, they were scientific researchers, and they were whatever people who study blood and shit.
I don't know.
What are those?
Biologist?
Yeah, I guess biologist.
This is where the Florida education system broke down.
I don't know.
I went to public school.
I can barely read.
That's good.
I got to go to bed.
Santa Claus is coming tonight.
Yep.
And that was a good hour podcast, Matt.
Thanks for coming.
It is what it is, yeah.
They can't all be three hours.
Everyone go subscribe.
Thank you all, Matt, for it.
Any scams, he's not doing it.
Yeah, Matt's not going to help you with any scams.
He's going to get rid of all the scams.
Go to my channel.
Don't go to his channel.
Subscribe.
Hit the button.
Share the video.
Subscribe to Danny.
Hit the button.
Hit the bell.
Hit the bell, bitch.
The whole thing.
Please and thank you.
I wore a red shirt.
I love you.
And this isn't, you're, he's, well, I guess we're all a little festive.
Yeah, we're all, we all got our own, we all got our own flair going here.
I'm ready to wrap it up.
Smoke my cigar.
Merry Christmas.
It stinks in here because of this.
Were you smoking?
You were smoking a cigar, right?
There, that's it, right?
We're what are we doing?
We're done, we're all done.
Yeah, that's what I got.
Yes, all right.
If you're rich, goodbye, world.
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