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April 25, 2026 - Stew Peters Show
01:02:32
Market Manipulation Exposed: Wyckoff Theory, Private Credit Crisis & Why Your 401K Is in Danger

Market Manipulation Exposed: Wyckoff Theory, Private Credit Crisis & Why Your 401K Is in Danger

Transcriber: CohereLabs/cohere-transcribe-03-2026, MahmoudAshraf/mms-300m-1130-forced-aligner, sat-12l-sm, script v26.04.00, and large-v3-turbo
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Private Credit & Home Sales 00:15:28
Yourself a cup of black ass coffee.
Come on in, single file, try to keep it orderly.
I know that everybody is really excited to be here on a Saturday.
Coming to you a little bit earlier here, Stew Peters Financial, Carlos Cortez is here with us.
You know, when I was a bounty hunter, I used to go out looking for people that were going away for a very, very long time 25 years, 50 years, the rest of their life.
Crimes against persons, level one felonies.
These are people who do not want to be found.
And so, of course, you start a real investigation, not an investigation like the Charlie Kirk investigation led by Kash Patel.
I'm talking about a real investigation.
And you don't have to overthink it a lot of times.
People leave evidence behind.
You know, they leave footprints, they leave tracks if they're running through the snow or the mud.
I mean, these are things that everybody can see.
And so when we say things like, hey, the entire market is manipulated, the whole thing is rigged, it's been weaponized against you, there's evidence of that.
These people leave a trail.
People may be speculating, people may be thinking to themselves, well, wow, that sounds like a grand conspiracy.
Well, yeah, it is.
And it doesn't take a whole lot of people to be in on this because remember, the people that we are dealing with are a very small group of people who have weaponized an entire apparatus against we, the people, I guess you could say, especially investors in the market and real estate, unemployment numbers, inflation, interest rates.
The market numbers itself, the Dow, the Nasdaq, you know, cryptocurrency, all of these things are manipulated and they are weaponized against you to the benefit of these people.
They will wear you down.
They'll keep wearing you down and wearing you down and wearing you down with sideways tracks.
And then they'll get you a little bit excited.
And then there'll be a little bit of a pump, or they'll get you really excited because it's time to buy a home and there's a little reduction in interest rates.
And so then you sit and you wait and you're holding on because you're thinking, well, if it just comes down another.
You know, quarter of a basis point, I will be able to finally be a homeowner.
And then it never happens.
So you get worn out.
And the next thing you know, you are renting for the next, you know, three decades.
And then, of course, you never get married.
You don't have kids because you're living by yourself, trying to get by and paying for your one bedroom studio in some crime riddled cesspool.
So, anyway, today on Stew Peters Financial, and Carlos is here with us now, we want to go over the actual tracks, the evidence that people leave behind.
To just show people firsthand, to just show them physically, there is evidence that this is manipulated, that this is weaponized, that these people are cheaters, that they are criminals, and that the entire system has been laid out for them by them in order to trap unsuspecting people.
Absolutely, Stu.
Thanks for having me.
Quick little thing as we kind of step back and take a look at the whole ecosystem, so to speak, let's not forget that while we go into Wyckoff theory and why I think the markets are going to go down, on top of what I'm about to say, we have government debt that's just ungodly, unfannable.
I can't even, I don't even know if I can count that high.
They didn't teach me that, how to count that high in like grade school.
You know, that debt is so high, right?
And then we also have a crazy printing history.
Like our historical of historicals just on printing money on quantitative easing is at ad nauseum.
And more importantly, we have the infamous inflation that we still cannot control.
On top of that, you add in all the geopolitical garbage that we're going in, all these fake sea fires and, you know, this Israel based hidden movement, right?
That is happening all over the place.
On top of that, we have volatility rates that are just.
Like, I feel like I have to put on a blackjack bet every time the Fed gets together because I have no idea what the heck they're going to be doing.
I'm just lucky to be right most of the time before they meet.
So, all of that.
And then we have something called private credit, right?
Well, we had all these banks, you know, we had the TARP tax toxic asset relief program back in 2008 when the banks basically overlended.
You remember that when anybody could get a mortgage?
Yeah, stated income, no doc, light doc.
You know, if you have a 600 credit score, no money down, 100% financing, over 100% financing.
And, you know, we'll roll in your closing costs 103%.
What do you need?
I remember there was this bank called Countryside Bank.
I don't know if you remember this story, but Countryside Bank was a part of Wells Fargo back in 2008, and they got busted for cyber forgery.
They actually utilized robots to create forgery.
Forgeries on mortgage applications.
And they were scooped up by Bank of America.
I remember that.
And all the brokers that got like they got jailed, they got fined.
It was bad.
It was bad.
That's how bad they were just lending money out that they had to get robots to just sign off because the mortgage officers couldn't sign off on it that fast.
I mean, they were just processing volumes and volumes and volumes.
So, anyways, what I'm getting at is there's something called the Wyckoff theory, Stu.
And I don't want to get too technical in it, but basically it's a form or a A leading indicator on a psychedelic side of things where banks.
Psychedelic?
Yeah.
What do we got to do?
Eat mushrooms to understand this?
I call it psychedelic.
It's psychedelic.
Take a hit of acid or something?
This shit will stay in your spine forever.
Yeah.
Yeah.
It's the psychological numbers.
I call it psychedelic numbers.
Okay.
Psych numbers is what it's called.
Psych numbers where it is psychedelic because you get in there and we call it psychedelic because you.
It's like you're in this orbit of, I can't believe what just happened.
And so they have these numbers, these banks.
And what I'm getting at is the Wyckoff theory allows it's a price slash volume indicator that really has no emotions.
And when this is implemented, this Wyckoff theory, and you can look it up, you can do all your research on it.
And there's two outcomes of this Wyckoff theory accumulation phase.
Or a distribution phase.
Another word for distribution, meaning it's a sell off.
So if you add all the five, six things I talked about with the government debt, the printing of the history, the inflation, geopolitical uncertainty, the volatility of the rates, you add in private credits, too.
Private credit is huge.
This includes some commercial real estate.
This includes all the business loans that were out there that never been paid.
This includes the non banks that were getting into banking.
Meaning, these banks that were just giving loans out.
And what is happening right now is that the borrowers cannot pay these loans back.
And so the banks are stuck with the, these non banks are stuck with the bag here.
And they don't have reserves.
It's not like the banks, since they're not a bank, they don't have reserves.
They don't have access to bank balance.
So you see some of these banks actually participating in these non banking private credit.
Issues and the Chase CEO Jamie Dimon says, I'm not really worried about it.
Meanwhile, he's got four or five billion dollars tied up in these banks, non banks.
Wells Fargo has a huge presence in it as well.
There's a lot of banks, institutions that have private credit issues.
You'll see private credit issues really, really big into like real estate.
So there's something called an interval fund where you could buy real estate, institutional real estate.
Amazon has done this.
They're known to buy grocery store REITs, Amazon warehouses, FedEx, Coca Cola, all these companies, they do not.
Own the land.
These big Fortune 500 companies, they don't own the land that they're in.
They rent it out like just like any other business.
Here in Florida, we have Publix.
They never own their land.
You have to, there's a real estate investment trust that owns that property and Publix pays their rent to that trust.
Well, that's a form of private credit.
And what BlackRock had done this past year, and it made the news like crazy, like they're freezing funds.
I don't know if you remember that story.
Well, most of these interval funds, you cannot.
Liquidate more than 5% of these funds.
It's real estate.
So you can't just sell off a brick of a building and say, all right, I want my $10,000 out of this real estate fund.
So this created more exposure when more, there is a more, it's called redemptions.
They had more redemptions than 5%.
And BlackRock or Blackstone, I can't remember.
Yeah, it was BlackRock.
BlackRock said, no, we can't, we can't honor these withdrawal redemptions.
And so that actually opened up Pandora's box where other interval funds and other private credit.
They couldn't even redeem any of their requests.
So you add all these things in, and Stu, I'm not giving investing advice here.
I'm just saying I'm shorting the SP 500 right now.
I think it's going to go down, and I already put in a short.
So for those of you that are watching this, and you think that maybe you're 60, maybe you're 55, and you think you just put money in your 401k, collect your match, do what.
Debbie and HR have said, Oh, we have a great match.
You got to take advantage of it inside of your 401k.
You continue to do that.
One of these days, you will get hurt because a 08 and a 01 will happen and you just won't have the time to recuperate your funds.
I'm sorry to say that, but that's the honest truth.
The markets always tend to bounce back and we understand that historically, but it's the sequence of returns, it's the timing of these drops.
And Stu, like if you lost money in 2001, it took you six years to get your money back.
If you lost money in 2008, it took you seven years to get your money back.
If you lost money in 2026, 2027, whatever the new recession year is, it's going to take you six to eight years to recuperate your funds.
These people going into retirement with the five factors I just mentioned with the government debt, the printing, the inflation, the geopolitical and risk, the volatility rates I mean, the stacks are just going against our favor here.
Here in Florida, they just obviously nationwide, they just lowered interest rates again for mortgages.
And the homes are still not selling.
There's people that are selling their homes at a crazy loss right now.
Even to attract more buyers, you would think there'll be more buyers with mortgage rates going down, but the prices aren't coming down.
I mean, the wages are still.
The market's bad.
People aren't buying, but the prices are staying high.
Yeah.
Yeah.
How does that work?
Are they staying high because people got into these properties and now they, I mean, they just can't get out of them because they got in high?
Well, another thing.
So they're going to have to cut a big check to the bank?
I mean, why?
Obviously, supply and demand is always applicable and that includes real estate.
Yeah.
The other thing too is people that are selling their homes or trying to sell their homes, they're sitting on them like crazy because they're still sitting on two or 3% mortgage rates.
And even if they sell their homes and want to, Go intrastate to somewhere from Miami to Tallahassee, they're not going to sell their property at 2% or 3%.
So the demand, the supply is very limited.
It's really, really weird because you would think since there's a ton of supply right now, it feels like it's limited because the good homes are really stuck at great interest rates for the buyer, for the owner.
And the buyer basically is shafted because the first home time buyer can't afford anything right now.
The millennial can't even afford a home.
Like more than 50% are still living at home with their families.
So that basically gives you the boomer generation.
And the boomer generation, they don't want, they're leaving out of Florida like crazy.
So it's, I'm just talking about Florida in general.
I mean, we're just one state of many others, but it is a very weird market in real estate.
And I say all that not to confuse our audience.
I say that because there's just so much distractions.
And that's why I feel like the market will come down.
Because the market can only take so much stress.
I mean, there's a lot of hidden stress out there that's not being exposed in the bro investor sites and in the big main media.
And the private credit, that's just another notch on his belt on why this economy could seriously tank.
And it will be devastating, completely devastating.
When you say you feel like the market's coming down, you don't operate.
I've known you long enough to know that you don't operate based on feelings and emotions.
So something is telling you this.
Yeah.
What are you looking at?
Yeah, it helps that I've already shorted the SP 500 and I'm already up like 20, 30% on some leverage ETFs.
But we'll see more continuation as we get into the Wyckoff theory.
Basically, there's two ways it can go it can go up.
Or it can go down.
We're not going to be in a consolidated pattern.
So, what this structure of this Wyckoff theory is showing us is that there's this almost like a fake rally, Stu.
Like there will be like a little rally and it'll hit the exactly, it will hit like these resistance points, these red bars here, and it will continue to go up, but that won't have any legs.
That won't have any legs.
It'll have this little dip and people get scared and then they'll buy at those green bar, which is our support.
And then we'll buy and we'll just get this like fake rally.
But what I think is that this will be very short lived because the second chart I sent you is called the deaccumulation phase.
And this is what I feel will really happen here is that we'll get that, you see that pop right when it hits the green, we'll get that rally, that fake rally, and then it will drop back down.
We'll get a little bear market rally again, that jigsaw.
Fake Rallies & Bear Markets 00:11:27
We call those bear market rallies, those little bear market rallies.
It'll come back up, come back up, but the overall trend is down.
And what will happen is people will get too emotional.
And that's where the Wyckoff theory comes in they'll get too emotional.
They wouldn't even know that they're in a market correction because those jigsaw bear market rallies.
And this is where, this is, Stu, this is someone's retirement.
This is someone's 401k.
This is the guy.
And they're watching this and they're going, okay, okay, we're going to be fine.
It's going back up.
And then the bottom gets pulled out again, and then it's going back up.
Okay, well, we're going to be okay.
And this keeps them in a pattern of holding.
I mean, who's going to spend when they're so unsure?
Who's ever going to be comfortable when they're so unsure?
Yeah, and you can see how this pans out.
I've already told you five major things that are bad right now.
And then to add private credit, I'm sorry, private credit, a crisis in private credit will just be detrimental.
That would just be the nail on a coffin to bring the whole market down.
Is any of this stoppable?
Like, I mean, if we had real leaders that cared about our country, the same people that are manipulating this downward obviously could control the opposite trajectory.
You know, Stu, I want to say yeah, but they've been effing around with the market since 2008.
For the past 17 years, the Fed has been injecting money into financial banks unequivocally nonstop.
And this is why all these five factors that I just mentioned about the government debt, the KRE, remember we spoke about KRE just last year, it kept on going up, and that had no.
I had no reasoning.
I'm like, Stu, this doesn't make sense to me.
Like, why is this going up when we have this here?
You remember that?
Like, it kept on going up.
I remember the KRE.
Yeah.
Yeah.
Well, it kept on going up.
And I'm like, we have commercial real estate problems right now.
Why is this going up?
There's bank failures, and KRE was still going up.
And that's because the government kept on sending money to the financial systems, it kept on inflating it.
The market has been inflated, it's been fabricated for literally probably longer than I've been around.
But right now, I can tell you it's been fabricated, artificially stimulated since 2008.
And so, what are some signs that this private credit crisis is imminent?
The redemption request not being fulfilled.
The massive business to business, look for business to business loans.
You see signs everywhere.
Like, as a business owner, I get literally an offer a day from Oh, me too.
Constantly.
I get texted.
I don't even know how these people get my phone number.
And they've got it.
And I'm getting all of these predatory lenders.
I bet you, you said you get once a day.
I probably have 14 or 15 a day.
I've never signed up for anything.
I've never inquired about some kind of a predatory, you know, you serious loan from the usual suspects.
I've never gone to them asking for money.
And all of a sudden, because I would rather just go out of business, I would just rather close my doors.
I'm not doing that.
So, on a hamster wheel, but I get yeah, and then the payback for these things.
I mean, it's no wonder that these people are not able to satisfy these because it's just like the jackboot of constant pressure to make these extremely high payments.
But if people need capital right now, they go get it because they're desperate, right?
And then they end up in that situation.
But how do these people end up in that situation?
I guess that's what I'm asking.
Like, how do these people end up like this?
Are you saying the lenders, the non bank banks?
Yeah.
Yeah, they overextended to business owners.
They had to have known better because they are the ones that are footing the bill, or at least, I mean, they're cashing the checks from these predatory, you serious, high interest, you'll never pay us back satisfactorily loans.
So, what result did they expect?
Well, here's a deal is that the interest rates were.
Skyrocketing from 2022 and 2023.
And now those interest rates have gotten down, have come down.
So the margin on those rates, on those loans, are not there anymore.
Plus the economic slowdown that these businesses are having on top of a potential deflation is detrimental to private credit.
So deflation is another hidden spell.
So are big chains like Publix, you mentioned Publix, are they unable to?
Well, they don't own the building.
They pay rent.
Right.
Triple net lease.
Yeah.
But whoever owns that property, are they having problems making the payments?
No, no.
Interval funds, the real estate ones that are like investing Amazon and FedEx, like the headquarters of middle America companies, they're not having problems.
It's the people that own those investments outside of those real estate investment trusts.
It's those issuers that cannot sell out of those styles of funds on the private credit side that is having a problem.
So it's the non banks, right?
In this case, in interval funds, like the BlackRock one, it's the actual financial institution that underwrites those investments are having liquidity problems.
And so you have liquidity problems, that's an issue.
And you also have.
You also have like private credit is predatory loan.
It can be predatory loans.
And these banks are not making the interest gains by charging all this interest.
They're not making that anymore.
So they base their whole financial institution and their revenue, their projections, their business plan on high interest rates.
But when interest rates come down, those margins get a lot smaller.
Just the same thing like banks.
They can't loan and make a ton of money like on a commercial lending loan.
As a non bank would.
So it's going to be interesting, man, to see how this pans out because I don't see a solution for all this.
The only solution is.
And so when you're speculating all of this, obviously, because I mean, you're very well researched in all of this, of course, but is it the Wyckoff index that tells you, yeah, this is confirmed?
Yeah.
Is there a theory that goes along with this Wyckoff index?
Is it a widely known theory?
Do a lot of people know about this?
Not a lot of people know about it.
It's something that traders kind of study setups.
And if you're a seasoned trader, you've heard of Wyckoff theory.
And basically, Wyckoff doesn't isolate certain problems.
Basically, it looks at charts and it looks like setups, and that's all it does.
So it could be on a dollar, it can be on any investment, and it has no emotion.
And what we like about this particular chart is that it's basically going to show us how this pans out.
In theory, so to speak.
So it is a very, very behavioral from an accuracy standpoint.
The patterns and the behaviors of the markets typically have this typical structure.
Basically, it's going to go up, going to go down.
And the way that it goes down, it has these bear market rallies.
And that's what we're starting to see now you can see before the yellow line there that we are getting those bear market jagged rallies.
You see as it goes down.
And then it just.
That's how these markets melt.
You never know.
You never know when they go down, and you're in the middle of it, and you have no idea that the market's going down because you get those little pops like, hey, oh man, I get a fresh breath of air after the market went down 10% this week or 5%, and it went up 3%, and went down 2%.
So you get like these bear market rallies.
The overall trend is down, but you get these launches up.
Okay, so what's the reaccumulation formation that we're looking at then?
What is this?
Yeah, so this is where.
This is where, and this is what I don't believe, but it could happen.
Full disclosure, this is a very possible likelihood that it could happen.
Is that there's a sell off, right?
Right when it hits that green line on the support, people buy the dip.
The bro investors buy the dip, market surges, and then there's a cool off, and then people buy another dip.
There's a cool off, and it'll continue to go for six to 12 months, typically, this pattern.
But it's a fake pattern.
It's a fake pattern.
It has no legs.
What do you mean it's a fake pattern?
Like, it's a false sense of security.
Like, I believe it'll just completely just drop if it is an accumulation phase because these are psychological numbers where people are buying, quote unquote, the dip and they're buying higher and getting higher and they're buying at a higher price.
Okay, so apply this to somebody who's five, 10 years from retirement, somebody that's in retirement right now.
What are they going to feel as a result of all of this?
Yeah.
So, a lot of the verbiage that people use is hey, I have half a million dollars.
If it gets to a million dollars, I'm going to retire.
Or if it gets to like $759,000, I think I can retire or $800,000.
And so, what I mean, that's reasonable, isn't it?
I mean, that's that seems to be realistic goal setting.
There's nothing wrong with that.
But the problem is you're not guaranteed that 15, 20, 30% return that you're looking for.
So, if you're at half a million to get to $800,000, that's not a guarantee.
And so, what the Wyckoff theory basically says is that, hey, these are the patterns that could happen.
And to be on the lookout for it, don't get suckered into it because it is a false bear market rally versus.
We have solutions to help you protect, obviously, from these bear market rallies where our clients are locking in the profits when there's being jigsawed.
They're protecting their principal if there is a Wyckoff theory and there is a sell off, and they're gaining interest if the markets go up, and obviously staying afloat with inflation if the market goes sideways.
So I say all this not to scare people.
I say this that, you know, the Bible says that.
The prudent seek counsel and that the passive pay the penalty.
So, if we're being passive about it and we're being like a lazy silver investor and think, oh, it's going to always go up, it's going to always go up.
There's theories out there, there's things out there that's basically proven right now.
The Inverted Yield Curve 00:03:34
And not even talking about the inverted yield curve, remember we had the inverted yield curve in 2025.
I said something would happen when the next six to 12 months, actually, 12 to 18 months, this is typically historically over the past 30 years.
We've seen massive, massive events.
You can almost predict when the next event is going to happen looking at the inversion of the yield curve.
It's crazy.
The next false flag you're talking about, like something that people, yeah.
Absolutely.
You know, in 2000, we had 01, and in 06, we had 08.
And what was it?
2018, 2019.
We had obviously COVID when the yield curve inverted.
We had COVID in 2020, and the yield curve inverted back.
And then now we've got the war with Iran and upcoming Cuba.
Yep.
You know, everywhere else, Colombia, apparently, Greenland, Mexico, Canada, just going to be at war everywhere.
I mean, do you think we are legit going into a World War III situation?
Yeah, yes.
I think that that is baked in.
I've been, as you are with the shot calls in the market, I am with the shot calls on the geopolitical spectrum.
And when it comes to knowing what the people who are pulling the strings, at least until they are removed, until there's a solution, if these people are allowed to continue, It's really easy because they just tell you what they're going to do.
Well, and then it's like trying to tell your neighbor, and your neighbor's like, Wait, what?
Well, I don't know about that.
Well, yeah, but that guy said that that's what they're going to do.
You're at least.
And that's the guy that has the weapons and the infrastructure to do all of these things.
And the upside for that guy to do these things is, well, he gets everything that he wants and he doesn't care about you.
And if you're in the way, he's going to get you out of the way one way or another.
You're out.
You're out of here.
He's either going to silence you.
He's going to imprison you.
He's going to turn you into a slave.
He's going to allow you to exist if you pay the piper, or he's just going to kill you, dispatch you, get rid of you.
And when I say you, I don't just mean an individual, I mean a collective whole amount of people.
Of course.
The culling of the herd, you know?
And again, back to all of these things the false flags that you're talking about have real life casualties and death and suffering and misery all attached to all of them, just like COVID 19.
You know, now Tucker Carlson is sitting down with his brother Buckley.
Talking about COVID 19.
Marjorie Taylor Greene is talking about these death shots.
Oh, well, Trump told me that something or other.
I'm like, where were you people when I was on an island, getting throttled everywhere and being called every name in the book and deplatformed from all of these places?
And you were on the inside of this scene, this firsthand?
You know, and she knew exactly who I was because I was right there on the stage with her in the front row as I was pointing at her, calling her Marjorie Faker Greene.
Thank God she had a coming to Jesus.
She's doing great work now, but it's like, wow, it's kind of.
I mean, it's a double edged sword.
It's terrible to see all the pain and suffering that's caused by what we're looking at on these charts, where you can see very clearly, crystal clear, exactly what's coming.
And you're trying to tell people, and they're like, well, it's the same thing with COVID.
It's the same thing with these wars.
But yes, to answer your question, World War III is coming.
Why do you ask?
Why do you ask?
Time Low For SPXs 00:13:11
I asked because it's no bullshit about the inverted yield curve, man.
Like, it is the truth.
And I'm just waiting to see what pops.
And all I can do is look at the charts and wave the flag, you know, scream from the mountaintops, hey, guys, prepare, prepare.
And look, I'm not some Debbie Downer.
I'm not some Contrarian theory.
That's not me.
I actually enjoy trading.
Well, this looks pretty Debbie Down.
Yeah.
I enjoy trading.
I just want people to understand that.
Don't be that passive investor, guys.
Don't be lazy and dollar cost average into silver and your gold IRA.
First and foremost, you don't even own your IRA.
That's the stupidest thing if you have.
It's like, we're our audience.
Do you really believe the government has your best interests?
Then why the hell are you?
You know, what you just said is akin to leasing a car and then taking it in to have new suspension put in it and, you know, hanging a new motor, putting a supercharger on it.
Yeah.
A brand new, like a new stereo system, TVs in the headrest, whatever your thing is, you're putting all kinds of money into.
Well, first of all, even if you owned it, you're putting all this money into a depreciating hunk of metal, which is asinine.
You know, as a hockey fan.
But you don't even own this.
You don't even own this vehicle because you're leasing it.
So that's exactly what you're talking about.
Why would you continue to pour into something that you don't even own?
Yeah, it's funny because you're talking about red money with.
With precious metals, and then you go and put it inside of an IRA, which you don't even own the IRA, by the way.
And now you're telling the government, Hey, Uncle Sam, I have all my gold in Texas and Delaware, I have all my precious metals, but you can't touch it.
But you own the account, you just can't touch it for now because it's across state lines.
This is like if you are a real estate investor and you do rentals, first of all, God bless you, because from what I understand, that is a A painstaking, time consuming, never ending task to be a landlord, a property renter.
But how many times, for all of you landlords, property renters, real estate investors out there, how many times has a lease come to its end and you go and meet with your tenant and you go do your property walkthrough and you see that they've just done all kinds of miraculous improvements?
They ripped out all the carpet and they put down LVP.
You know, they built a brand new hardy plank, you know, vinyl.
Out back, they planted a bunch of trees.
You know, you don't see that because they don't own it.
It's the same philosophy.
These people would be clinically insane if they were doing that.
They were renting a property and putting hundreds of thousands of dollars of improvement.
Yeah, we put a new, we remodeled the bathroom.
How do you like it?
What?
Yeah, because nobody does that.
You don't pour money into something that you don't own.
Well, you've got to take ownership of your retirement.
And when you're saying, Don't be passive.
Now you're speaking my language.
That comes in every avenue of life.
Don't be a passive Christian.
You know, don't be a passive investor.
Amen, brother.
And it is very true, man, because it's so easy to get caught up in the automation of doing nothing and the automation of.
I mean, I have clients that have precious metals on auto pay and they're getting $500 a month, $10,000 a month, they're saving into it.
And now they're getting hurt because they don't even know where precious metals are going to be at.
And it's terrible.
Like I've always said, Don't do that.
And obviously, they stop, but there's people out there that have it on auto subscription, thinking they're building this massive wealth.
And just like that, as soon as they pump the dollar, why would they pump the dollar to get your silver?
You know, so they're pumping up the dollar now.
I could show you the charts, and I'm sure your gold broker never told you about the pumping of the dollar.
He only spoke about the declining of the dollar and how precious metals go up, but they never talk about the reciprocal.
Just the way it goes down, it can come right back up.
And just because it doesn't cater to your freaking feelings, whether you're on the left, right, middle, or woke or non woke, whatever you want to call yourself, it doesn't matter.
Your feelings don't matter.
It's what the chart says, and that is the truth.
And you got to be prepared for all angles.
Whether you are a mega conservative and a war loving pro Israel neocon Republican, or if you, it doesn't matter who you are.
This chart's for you.
This is a one size fits all truth that you cannot avoid.
Paid for the Stew Peters campaign.
No matter, seriously though, no matter what your feelings are about anything, your feelings aren't my problem.
You'll have to deal with those.
But this, this is your problem.
Preach it.
Preach it.
You can't run away from that.
Anyway, Stu, enough of the doom and gloom.
Can I say something about?
How we profit off of this?
Yes, because, and first of all, that's not doom and gloom at all.
That's encouragement.
That's whipping ourselves in the ass.
Sometimes we have to, you know, light a fire under ourselves.
Maybe I've been a little bit too financially passive.
I'm 46 years old with three kids.
If there's anybody that should be thinking about the future in retirement and not being passive, it's me and all the other brothers out there that are in my shoes right now.
Because, guys, right now we're in the gym, we feel young, we're fit, we're on the baseball field, we're practicing with our kids, we're at hockey, we're running around, we never stop.
You know, we're storming the gates of hell, we're passionate about what we do, we're raising our kids, we're being, you know, I mean, we're just being the best men that we can be.
And then before you know it, it's like, well, you're thinking, well, I'll plan that later.
That's the passivity that, you know, the complacency and the apathy that.
So, no, that's not doom and gloom.
That is just to say, this is coming for you.
Whether you're ready for it today or not, it's here.
Yeah.
So, I want to give you guys some armor going into this new season that we're about to enter and bark into.
And of course, this is not investment advice.
This is something that you can use to hedge yourself because no one taught me this in 2008.
A, I was a broke.
Broke kid getting into the business by that time, and I had no money.
But I wish I had the opportunity to have this knowledge as well as a little bit of money in my pocket to take advantage of it.
And the same setups are happening here, Stu.
Same exact setups as 08, maybe even better or worse, I would say, if you're on the right side of the coin.
So there is an ETF called SPXS.
I don't have the chart on it right now, but you can pull it up on any internet browser.
SPXS.
Is this the one where you say that you've already flipped?
The 20 to 30% return?
Yeah.
Yeah.
And we're starting to see signs.
We're starting to see signs.
And here's the thing it's really this simple.
You buy low and you sell high.
If you look at the inverse SP, meaning the opposite of the SP, so when the SP goes up high, this is at an all time low.
So if I showed you the chart right now, you would see SPXS around 30s.
Recently, it was as high.
This year is a high over 80, 81, somewhere around there.
Right now, it's at 30.
When this bad boy goes to all time low under, yeah, there you go.
Under 40, take a look at this.
Even if it's just for a hedge to protect your red money portfolio, your 401k, this literally is a great way to not lose the whole nut and caboodle of your whole portfolio.
This, some people, red money advisors call this insurance on your money.
This is a, uh, This is a bear ETF.
So when the market goes up, you lose money three times.
So if the market goes up 10%, you will lose 30%.
If the market goes down 10%, you will gain 30%.
This is not a long term investment.
You will lose a ton of money if you hold on this for years.
Don't put this one on auto pay.
Yeah.
Don't put it on auto pay.
This is just a trade, guys.
This is not a recommendation.
It's not investment advice.
This is just a trade.
And I'm telling you, this is something I am personally invested in, but it's only probably going to be for a good month or two.
When this thing does pop, it will pop.
When the market does fall off, this will be the place where you want to go to.
And it will skyrocket $70, $80, $100.
No props.
And you could all.
Well, my relevant conclusion would be based on what I just saw on the Wyckoff and what I've seen cyclically, you know, when you apply, like you said, 2001.
And you apply 2020, COVID 19, you know, 9 11, the war in Iraq, the war in Afghanistan, the new war in Iran, it doesn't show any signs of stopping or slowing down.
The negotiations are fake, completely made up, totally fake.
We'll get to the bottom of that on the Stew Peters show, but like literally 100% fake.
They lied about everything.
They haven't been negotiating with anybody, they've all been fictitious characters.
But anyway, it would seem to me.
That based on cyclical history and repetition, and based on what we saw in the Wyckoff.
And with you telling me that when the market goes down, you win here, it seems like this is probably something that I should be looking at.
Yeah, click on that five year right there, if you don't mind.
Where is it?
Scroll all the way to your right.
Oh, the five year.
Okay, yeah.
So that's an excellent example where over the past five years, this has been going down, meaning the SP has been going up.
And look how low this puppy is.
Yeah.
Why wouldn't you want to buy at an all time low?
And that's where we're at right now.
It is all time low.
Yep.
Negative 260, negative 88% over the past five years.
Look at that.
Oh, yeah.
And now you can see it's starting to go.
And you can even see it toward the end of the one year, which tells you this is more of the footprints, this is more of the evidence that they leave behind.
This has been in the works.
People know, just like Trump insiders are making billions of dollars on this war because they just so happen to make the right bet just moments before Trump makes some sort of an announcement or runs a strike of some kind.
People knew that this was coming, of course.
So that's why you can see.
Look at that.
Yeah, the charts don't lie, man.
I mean, I read it, like I said, just in one day I was up like 20%.
Yeah, I mean, you can see it.
You can see it.
I don't know when you got in.
When'd you get in?
Around 30.
Yeah, see, there, I mean.
Yep, and it hit 32.
Yeah, there's a good 20% there.
And I don't think that the market is just going to like immediately rebound and just boom, just explode.
There would be no reason for that because where's the consumer confidence?
Why should anybody believe anything that this administration is doing?
The strength of our military is being tested and basically embarrassed.
You know, I mean, we're being told no by all of our allies right now.
Nobody has any confidence in the American market.
The petrodollar hangs in the balance right now.
Ships are converting billions of dollars from the petrodollar to the Chinese yuan before they can pass through the Strait of Hormuz.
I mean, the BRICS alliance is surging in its power.
It's flexing right now.
CBDCs are coming our way.
Digital ID, all that stuff is already here.
Social credit scores are being implemented already.
Do you think that people are all of a sudden going to say, hey, Hey, the market, it's time to get back into the market.
Let's get aggressive.
I got nothing but confidence.
Worry About Social Control 00:07:23
You know, so this is probably, you know, you got in at 30.
Your way up, but I mean, I don't think it's too late.
If I'm looking at this, I'm not thinking that it's too late.
This is probably something that you should definitely have on your radar.
The SPXS, remember that.
The SPXS, remember that.
So, all of your clients, they know about this, and I know how you are.
So, you're like calling, you're excited.
Hey, what do you think about this?
This is what I'm looking at.
And this is why when.
Everybody else is like, oh my God, the market's in the tank.
Oh my God, my 401k.
Oh my God.
Oh, the IRAs that I don't own, like everything.
Oh my God.
And you're like, yes.
Yeah.
Literally.
Let's go.
Literally.
Let's go, volatility.
Let's go, lack of confidence.
Let's go, inflation.
Yes.
You know, keep up the shenanigans over at the Fed.
We love it over here.
Yeah.
It really is like that, man.
So, I mean, that's why people have to call you.
So, give your pitch on that, by the way, because we don't have a lot of time during the week on the Money Minute to talk about what that phone call looks like.
Describe the situation that most of your average, the average client comes to you, what their condition is, and then kind of how you move and shake.
And I know that it's all independently evaluated, but kind of give where are people when they come to you, and then how much more.
Confident, I guess you could say, are they now?
Yeah.
So, great setup.
So, the average person that calls, they, they, first and foremost, I love everybody that calls because there are people.
I don't have to worry about is this guy gay?
Is this guy like on the left hand side?
Is this guy like, you know, not to say that homosexuals can't invest with you, but yeah, I don't got to worry about that.
I wonder if this guy's riding the Hershey Highway.
That corrects me.
I mean, that is.
Like, we align ourselves.
Who doesn't want to do business with Cortez Wealth Management now?
You know, the gay mafia is already coming after me.
I got, you know, homosexuals suing me in New York.
And here's Carlos.
Here's Carlos.
I don't got to worry about, you know, first and foremost, is this guy a fudge packer?
You know?
All right.
So that's how the average call goes.
The average call.
813 448 3446.
You can look forward to that phone call.
You guys will get along great.
Oh man.
I love our people too, though.
I understand what you mean.
Like, if somebody comes up to me in public and they say, Hey, I listen to your show, it's just an automatic fist bump and hey, I know where you're at.
That's it.
Like, we align spiritually, politically, financially, economically, sexually.
Very important, I guess.
And it's just, it creates an environment where.
Cortez Wealth Management, sodomites, stay home.
Sodomites need not call.
We don't do business with them.
Oh, that's right.
All right.
Anyways, so this beautiful setup of how the first initial call goes.
And then, you know, we veered off into Sodom and Gomorrah there for a minute.
So, how does that first call, the situation that most people are in right now, describe the average person that's still kind of in the, Investment retirement matrix.
Yes.
And, you know, then how we get them out of there.
Yeah.
So a great, great setup.
So thank you.
What the average person, or I don't want to say average because there's really no average, but it's common, I would say, that somebody's like 50, 55.
They're like, crap, dude, I only got 10 more years.
And they already are thinking a market correction because they learned from their parents.
You know, if you were 35 years old in 2000, you're now 60s, dude.
Dang.
Think about that.
Yeah.
It goes fast, doesn't it?
Yeah.
If you were 35 years old, you're now 60 years old.
So those kids learn from their parents of the 08s and they don't want to be like that.
So they're already getting curious at 45, 50, 55 on, hey, we got a little bit of coin now in our retirement.
I don't want to work for the next 20 years.
I definitely sure enough don't want to go through what my parents went through.
What can I do right now at 50, 55 to protect what I got?
Because all those things we spoke about today, that's going to happen.
That is not conspiracy theory.
That is actual facts.
And to have a market continue to go up, and up, that's unrealistic.
And they get that.
That average person that calls us, and I love them, Stu, they speak our language.
And I explain what yellow is, I explain what red money is.
Red money is going to be a bucket of money that you've always thought is the only way unlimited losses, unlimited gains.
There's no principle of protection.
You don't even know the fees.
You don't know the risk that you're taking.
Oh, let's talk about a risk score that you probably never heard of called a standard deviation.
We're going to go through all that about red money.
We're really going to dissect what red money is and how all the banks only promote red money, how you have to be licensed in this red money system, in this matrix.
Even myself, I couldn't even speak about green or yellow money with certain licenses that I had to give up.
I didn't know that I was working against my own demise.
Having these licenses just to work on Wall Street.
How'd that feel?
I bet that felt like taking a six million pound anvil off your shoulders.
You can have your licenses.
My parents were like depressed for me because that was worth more than a college degree for me and for them.
And they're like, well, Carlito, if you think that's best for your future, we support you.
I'm like, it is, mom.
It is.
Not to mention the countless other people.
You know who that's good for at the end of the day.
Yeah.
And of course, you know, I established myself before I did that.
And like, well, you know what you're doing.
And I said, well, I'll be able to help a lot more people by not being commission based, by not being a stockbroker.
Cause I don't want to charge two and a half percent on every stock trade, either the client loses or wins.
That's not fair.
And I don't want to live in that system.
I don't want to have like a boss that tells me what to do.
I got to churn some accounts.
Like, no, I don't want to do that.
Fees & Reputable Firms 00:03:09
That's just a problem.
Yeah, some serious bureaucrat just breathing down your neck.
Yeah, you're not bringing it in.
Hey, Cortez, you're not bringing in enough fees.
Yeah, yeah.
Give me a call.
Yeah, you're not bringing in enough fees, Cortez.
We're going to need some more fees.
Exactly.
Exactly.
Man, the stories I would tell you, man, get me angry.
Anyway, so I call the guy.
Take the Goyam out to dinner.
Do whatever you got to do, but get these fees, Cortez.
Take the goys out, take the goy in, you know, throw some sports ball tickets at them or something, you know, keep them occupied, get them in the door, get these fees, let's go.
We need turnover here.
Yeah, that's how it went down.
And, anyways, I want to expose that to all our listeners.
And once they see that, hey, this is what I'm in, and there's actually a bucket of money, like a holistic doctor's opening into all these natural remedies, there's a whole nother world that literally guarantees a portion of your portfolio, whatever you put in this green money system, that guarantees with insurance contract law that's not available in the red money system.
Now we're entering in green money insurance contract law where I can legally say your principal is guaranteed by the strengths of an insurance company that's been around before the Great Depression longer than you and I have.
They've been through the COVID.
Reputable.
That sounds reputable.
And guess what?
They don't advertise at the gay Super Bowl because they don't need to.
Did a homosexual hurt you today or something?
Were you stuck behind a homo?
Yeah, I am a little ticked off.
You know why?
Because.
K pop is here in Tampa.
I don't even know what K pop is.
And all the girls are shut down for a whole week.
So, what is that exactly?
What is K pop?
They're like a queer boy band that is.
Oh.
Like literally gay.
And this is their thing.
I guess all the boy bands ostensibly are gay.
They're really like demasculated Korean kids.
And all these girls are like these little Gen Z people are going crazy over.
And Tampa is shut down right now.
Not only that, but the Lightning are in the Stanley Cup playoffs.
So, yeah.
Like, it took me almost two hours to get home today.
So, yeah, maybe I'm a little, I got a little resentment.
You're a little jaded.
You're a little jaded.
Yep.
Yep.
So, keep that homo shit away from Carlos today.
Don't come around me with that homo shit today, homie.
It's not the day for that.
Keep that gay ass shit over there.
We'll talk another day.
Yeah.
Yeah.
No kidding, man.
You're affecting my kids' schedule and our schedule.
You're messing up SPF.
Yeah.
We got people to warn.
I mean, this is coming for them, you know?
Yeah.
Warning Pediatricians Now 00:03:14
So, yeah, I mean, green money, these are things that I would have never known about.
And obviously, there's a lot of people in our audience that probably still don't know what we're talking about, which is why, you know, you have that phone call.
And I think you make it really easy to understand, actually.
And really, it is quite simple.
There is a matrix of, Financial investments, there are your, and I can say these names, and I guess I don't really care what anybody thinks, but there are like the thrivent financials.
You know, these guys, they sell you on, for example, I was sold on right when my kids were born.
You should buy, you know, cash value life insurance policies on your kids.
And it wasn't like, it wasn't the death benefit, and it wasn't, they weren't trying to be morbid, but there is a way that you can set up your kids for retirement.
By purchasing these things dirt cheap, like right away when they get issued a social security number and they're plugged into the matrix, you can get them their matrix plugged in investment.
And they sell you on this stuff and they show you these amortization tables that make things look really, really good.
And then you start getting your statements, you know, and you don't really open them because you're on that auto pay that we just talked about.
And you just assume, well, like with the 401k that you have, you just assume, well, they're taking all of this out of my check.
So clearly I'm stacking.
And you think the same thing with your guy, Larry from Thrivent.
But then you finally, one day down the road, maybe it's been a few years, you're like, yeah, I'm going to open that mail.
Let me take a look at this.
Let me see where we're at.
And you will lose your shit.
You will absolutely lose your shit.
You'll be calling Larry at Thrivent.
I know that.
And this is one time that, you know, he probably, these people don't want to talk to you.
They don't have answers for you when you call them.
They don't.
They don't have the answers because these are the programs that they have.
And they don't know.
I think a lot of them really just don't know.
Just like a lot of these Schofield reference Bible indoctrinated, you know, so called pastors of the new age that come out of Bible school and they've been thumped over the head with the greatest ally, God's chosen people, Israel, Holy Land, blah, blah, BS.
And that's what they go preach.
And they take scripture and they weaponize it.
And you got to bless Israel to be blessed.
And you got, you know, you curse Israel, you'll be cursed.
Nowhere is that in the Bible.
But that's what they are teaching their people.
I think a lot of them don't know.
I think there's pediatricians that don't know.
They're giving that shot to those kids.
You know, what is it?
72 times by the time they're 14?
According to the CDC recommended childhood schedule, that's how many so called vaccines these kids get.
I think a lot of the pediatricians maybe just don't know.
That's sad.
But you know what?
We know.
That's sad, man.
We know, you know.
We can only do what we can do.
We tried to warn everybody, you know, COVID related.
We tried to warn everybody about everything that we learned.
And this is just one of those things.
So I appreciate it.
I appreciate you being here, being here on a Saturday.
Vaccine Concerns & Truth 00:03:05
Hope the rest of your afternoon is great.
And for all of you at home, I just knew, I knew today when I came in here, when I got up this morning, when I came in, I knew that we were doing Stew Peters Financial.
And I just knew that today would be the day where it would be like everybody is going to say, okay, I just got to call Carlos.
I just, we got to have this talk because, you know, clearly the Matrix is not here to serve me.
I got to go to greenmoneysolutions.com because I want to know about red money, yellow money, and green money.
My advisor, you know, at Thrivent, my guy over at Chase, you know, Bob at Wells Fargo, at US Bank, at Citi, Ameri, this and, you know, Patriot, that.
That's how they get you.
They advertise on Fox, they get some old washed up actor, probably a homosexual one.
They get some old washed up actor who's going to sell, you know, I do my financial investments with so and so.
Oh, well, I better call because, you know, William Devane buys his gold from that guy.
So I better call.
Yeah, you know better now.
We know better.
So unplug it.
And now you know that there's a solution right at the end of your phone 813 448 3446 for Cortez Wealth Management.
I love these two, Peter Flagner.
I learn a lot during these segments with Carlos, these extended segments on Saturdays.
Appreciate you all being here.
I hope that you have a great rest of your weekend.
813-448-3446 for Cortez Wealth Management or greenmoney solutions.com.
Your guy's not going to tell you about green money and yellow money, and you're missing the boat.
If you don't know about it, you're missing the boat.
So have the call, learn about it.
813-448-3446 or greenmoney solutions.com.
I will see you on Monday at 7 p.m. Central, 8 p.m. Eastern.
Until then, God bless you.
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Secure Your Retirement 00:01:32
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Again, StuPeters.tv.
You have the Clarity Bill, you have the Genius Bill, you have the Stablecoin Bill.
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Even more so with the AI revolution that we're in right now.
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