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Nov. 25, 2023 - Stew Peters Show
39:28
Scriptures And Wallstreet: Save Your IRA With A PIA
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Thank you.
Thank you.
Hey, guys.
I hope you're doing well and happy Thanksgiving.
I hope that is a great time for you and your family, that you're with friends or family and your loved ones, and you're being vulnerable and authentic with each other and really creating some nice memories.
That is my wish right now.
I will be in Orlando by the time you're watching this.
I'm taking the week off, so I'm recording this on Tuesday.
It will be airing on Saturday.
So, if things are a little loopy on a timeline, you do know this is pre-recorded.
Anyways, I hope you guys are doing well.
Have a discussion about solutions and some things to watch out for going into this last month of the year, 2023.
But, I'm just really excited about AFRP, the America First Retirement Planning Process.
So, just so you know...
We got a lot of problems with taxation, not owning your money, debanking, just crypto markets going insane, volatility index is unpredictable, the markets are unpredictable, is causing a lot of headaches in retirement.
People are calling our office like, we don't know what to do.
And yes, we have invented a solution.
All you got to do is give us a call, 813-448-3446, and we can have a conversation and really just simply just talk about your investment and retirement options.
Before I go any further, let me say my legal disclosure here.
As you guys know, I am a licensed financial advisor.
Everything I say on this podcast and future podcasts should be deemed as education and information purposes only.
This is not investment advice.
Seek help with a licensed advisor when it comes to your investments or simply just give us a call at 813-448-3446.
Last podcast, we spoke about the America First Retirement Plan, the Never Tax Strategy, why people are getting scammed out of their IRAs, especially when it comes to Social Security.
We spoke about the earnings test.
The earnings test, as you guys remember...
The earnings test had a massive, massive problem when it came to you not knowing how much you're paying.
So, the earnings test for many of you will be at 60 anytime before 64.
So having that ability to understand that, hey, the earnings test is at $59,520, $59,520 at FRA. If you are 67, 68, any age amount over 67, you will be a full retirement age.
Your penalty is 33% for any amounts over $59,520.
I've said that multiple times over the past podcasts, so be very, very careful when it comes to your IRAs and Social Security and your earnings tests.
Now, if you want to work and collect and collect early, you can still do that, but you're going to get kicked into NADs.
And what that means is any amount over $22,320 will be penalized if you make a penny more over that amount.
$22,320 before full retirement age.
If you don't know your full retirement age, go to ssa.gov.
And you will see that if you make any amounts over $22,320, you will be penalized 50%.
This is no joke, guys.
This is a guarantee.
This is not a conspiracy theory.
I want you to understand that because this is how the government is stealing your money from your IRAs and Social Security.
So I spent a lot of time discussing this.
All you got to do is go back one or two episodes before this one.
And you'll see.
So I just wanted to rehash that because that is going to lead into our second strategy with the America First retirement planning strategy.
And basically, this is called the PIA strategy.
In the UK, we got some serious problems.
I mean, we get our fashion, right, from Europe.
We get a lot of ideas from Europe.
But what about the banking industry?
They're literally having millions of people being cut off of their own bank account in the UK. They're fighting for reform.
And honestly, I'm looking back at all these reports.
How communistic or total terrorism, how authoritative is this?
We're starting to see those signs here in America.
We have doctors now speaking against the bioweapon.
We have people that are speaking about on their faith.
We have Christian organizations that are ministers in Africa getting their banks' accounts shut down.
We're seeing that here.
Where does it end?
There is two agendas going on here.
You guys know that there's this woke-left agenda.
And there's this America First, God, Country, Family, Economy.
So two economies.
I wrote a book on this.
It's called America First Retirement Planning Process.
It's coming out soon.
I'll let you know when that is.
But I talked about two different economies.
And one is literally, literally going gangbusters.
And that is America First Movement.
Now we know there's a bunch of rhinos.
We know there's a lot of Discrepancies in the conservative party, but at the core of it, we're still fighting for America.
We're fighting for our own values.
That yes, it's okay to be masculine and have a feminine wife and have children and be straight and have diesel fuel to put in your diesel truck and to shoot and to hunt.
It's okay to get in a fight and defend your family.
It is okay to stand up for your family.
It's okay to be a dad and learn how to comb your girl's hair and play makeup and have tea parties and have dance parties.
But unfortunately, Satan will take good and convert it to evil, and he'll take evil and turn it to good.
And we are living in those times right now.
So, I say all that because I don't trust the banking industry.
And more so with this FedNow program.
FedNow now literally has access to your bank accounts.
All the big banks are now signed up with the FedNow program.
All of them.
Over 101 banks.
And if you don't know, just go to FedNow.org.
Look for the list of banks that are now certified and see if your bank is there.
I've said it time and time in that you should be getting a credit union.
You should be in the NCUA system, not the FDIC system.
I remember when I first got licensed, I first got in the business, the FDIC clients, they were just like, well, is your product FDIC insured?
And I would cringe when I tell them, no, it's not.
Now it's actually a good thing, in my opinion, it's a good thing to not have FDIC because they're being strained out.
How many times does Yellen is going to bank out her buddies, bail out her buddies?
And then more importantly, we also have bail-ins.
So when you have the bail-ins structure that is now basically, the bail-ins is now commissioned into law with the Dodd-Frank Act of 2010.
They literally can take your money out of your account And you become a creditor to the bank because they do not want for a bank to go insolvent, go belly up, and now they've got to charge the taxpayers.
So in order to say to taxpayers, they'll take your money.
Imagine if you added debanking.
Imagine that you added a bank that doesn't want you to speak publicly.
Maybe they don't want you to start a Rumble channel.
Look at Candace Owens.
What does she do in order for PayPal to debank her?
I mean, the January Sixers, if you're around the area, they froze your account, right?
I remember TD Bank in Canada.
TD Ameritrade Bank.
They froze the truckers' accounts.
I mean, guys, this is crazy.
This is absolutely crazy.
So...
You got to prepare yourself.
You basically got to prepare yourself.
And part of the American first retirement planning process is we have that never tax strategy where we teach you about the Social Security, the IRA taxation.
We're going to teach you how to convert a part of your IRAs into a tax-free bucket.
But there's a whole nother problem here.
Now we got...
Problems with your privacy.
We got problems with payment.
We got problems with the security of your funds.
We got problems in sneaky Peters of the world trying to see what and how much money you got.
Up until now, we have released the PIA, the Private Insured Accounts.
And what we're able to do is we're able to find financial instruments that guarantee your principle that you can grow with an index.
You can grow with the Transitions Index, S&P 500, the NASDAQ, the Russell 2000, the New York Stock Exchange, a gold index.
A bond index, aristocrat index, you name it, we probably have access to even hybrids of indices.
So we have smart beta AI indices that are literally able to shift in and out of the marketplace to treasuries, commodities, to NASDAQ, to S&P 500.
They can shift on a day-to-day basis.
You don't have to do anything.
If they screw up, you lose nothing.
You have insured You have insured gains in your account.
All your gains are insured.
They're principally protected.
You still have access to your money.
But more importantly, these are driven by the index and is privatized.
So you don't need to go to a bank and swipe your biometric login or your hand like Whole Foods is doing with their palms.
You don't need to do any of that.
This is associated with your life.
O.J. Simpson with the jail, and he had all his stuff in PIAs, and he still lives a million-dollar lifestyle.
No one could ever take it from him.
But more importantly, we're able to use these as growth vehicles.
We're able to use these as principle protected green money accounts.
So if you follow our process, our yellow, red, and green process, our covenant process, you understand that green money has ability to protect your principle.
It grows with the index.
We generally can make 7% to 15% in this environment right now long term with no fees and no risk.
But Wall Street does not want you to know about this.
They just want to pimp out mutual funds, red money, ETFs, stocks, Magnificent Seven, and literally put FOMO in your life, fear of missing out.
You're afraid to get...
In the market or out of the market, I'm sorry, because we already know the NASDAQ is going up.
We already know this particular stock is going up.
So the PIA strategy is for those of you, maybe you're a single mom.
Maybe you're just a hardworking American.
You cannot afford to lose a penny.
Maybe you're 40, 50 years old and you're getting close to retirement.
Or maybe you're just 60 years old and you're getting close to retirement.
You're in that financial red zone.
You got five years out.
You have no time to make a mistake.
So having that protection, that insurance on your account that's privatized, that when you put money in this account, you're actually getting reserves.
Unlike the FDIC, the FDIC, when you put your money in your checking account, They only require 1-3% of your money in cash reserves for you to actually be FDIC compliant or the bank to be FDIC compliant.
But when the bank goes belly up because rising interest rates go up and all these people are doing bank runs and taking their money out, they're literally losing money on the money that they're supposed to make off your money.
And so we're getting a whole plethora of banks just falling apart every time.
There's rising interest rates, and you know they're going to keep on continuing to do this in 2024.
Don't pay attention to this inflation cooling off this high GDP that we've had.
I could give a flip about that right now, man.
The charts don't lie.
Our predictive software doesn't lie.
We got the software, baby.
We got the AI software.
Wouldn't it be cool to have an advisor that actually has a scanner that can tell us mathematically, from a technical standpoint, what the markets are going to do?
We have this software.
We are arming our clients with goodness, with the probability of actually being successful.
So we're going to talk about that more and more.
But in our PIA strategy...
We have companies that have this ability as well to do that with the indices.
You benefit from it.
Wall Street takes an L and you get a W. So this is why we want to promote the private insured accounts inside of the American First retirement planning process.
So when you actually go to your advisor, just ask them, hey, what is a PIA? Or do you have anything like the American First retirement planning process?
Probably not because I invented it and I also patented it.
It is our secret sauce.
It is our baby.
We want to keep America first.
We want your protection protected.
I'm sorry.
We want your principle protected.
We want to keep your money in America.
And we don't want to do business with Hamas or China or Ukraine or Russia or the new Israel that I can't stand.
The new Israel is not the biblical Israel.
I want you guys to understand that.
They too are killing babies and doing that.
I'm not pro-Hamas, I'm not pro-Palestine, but I'm definitely not pro-New Israel.
They are just mocking God.
They are not the people that you and I grew up with.
So, I am telling you that get ready, man.
Like 2024, that will be the year for debanking.
In my opinion, that would be the year where these banks...
They're going to say, you know, we've had it.
We don't like this guy.
We're going to cancel him.
We don't like this person.
We're going to cancel him.
And because you signed an agreement...
You signed an agreement saying, yes, I will behave the way you want me to behave in your account services agreement.
No one ever reads this thing.
You just click a button and they literally have rights to your money if you don't act a certain way.
Got my coffee here.
Oh man, that's good.
I need a good swig.
So, where does the line...
Where do you draw the line?
Imagine if you have an IRA. Where do you draw the line where the government can come in and say, hey, we don't like what you're doing.
Because you're banking with one of our certified banks, we now have access to your IRA, those deposits.
I mean, it is scary.
It is scary.
Then you add in the social credit score BS. Like, this is what we're getting into.
And you may call me like a slippery slope, tinfoil hat, whatever you want.
But I totally see them tracking, tracing, and controlling.
This is what they want to do from the get-go.
Track, trace, and control.
So yes, we need elective officials to help protect our privacy, our banking privacy, our financial privacy.
Not just our medical privacy, but our freedoms.
I mean, what else is next?
They can't attack the Second Amendment, but they can attack your bank for you, blocking you to purchase firearms so that you don't have a Second Amendment.
Or maybe they can literally track the sale of a weapon, of a firearm.
And have those proceeds, when you deposit into your bank, have those proceeds blocked because you had to declare it.
And if you don't declare it, you get 10 years in federal prison.
Who knows what they could do?
It's endless.
That is literally scary.
But the solution here with American First Tournament Planning is basically having a PIA account, a private insured account, where no one can access it except for you.
It is out of jurisdiction of creditors, of the courts, of the IRS... It is for you only.
And we can now use them as a growth vehicle.
We can now use it as an allocation of, hey, we have this money allocated to the market and ETFs and yellow money and tactical management or biblical responsible funds, VBI funds, whatever suits you.
We have this portion allocated to growth.
Then we have another portion allocated to safety and growth.
You mix in with some precious metals, obviously, and you have a PIA account.
You have the America First Retirement planning process.
You're going to be in so much better shape, in my opinion, than you ever would if you just had a regular brokerage account with a bank.
So having this process is huge.
All you got to do is visit AmericaFirstRetirementPlan.com.
Go ahead and go over there.
Put your information.
Sign up for our newsletter and we will get some information out to you.
And let's just have a phone call.
I myself, Dustin or Josh, Or one of my staff members will reach out to you and have a meeting and just have a conversation.
But we also believe in precious metals.
We don't believe a lot of these dealers that are charging over 20% to screw you out of precious metals.
We want to do business with companies that align with our values, that believe in what we believe, that are not snakes, that are not liars.
And we want to call them.
So their number, Cornerstone 888-747- 3309.
Give them a call.
Let them know I sent you.
They are magnificent at what they do.
They're a faith-based organization, and they do want to make sure that you're not being overcharged on your precious metals.
They'll ship right to your door within a moment's notice.
You can wire funds.
You can send them funds however you want, and they will discreetly and safely and effectively and expeditiously send it to your front step.
But yes, the PIA solution is important for many reasons, guys, because as we go into this woke economy, as this woke economy starts trifling and getting into the conservative movement and they start targeting us, you're going to need to protect your retirement, your hard-earned dollars.
Obviously, the bank accounts is another issue.
It's your liquid funds.
However, we need to start focusing on your retirement.
2024 is going to be a dangerous year.
It's going to be election year.
It's going to be a lot of volatility.
Volatility index right now is low.
But I do want to just start something kind of cool.
Something I do personally is I like to trade.
I like to trade crypto markets.
I like to trade stock markets.
I like to trade options and recently futures.
So one of the things I wanted to share with you personally I don't recommend stocks on this show, but I will start having a watch list.
I want to talk about a watch list that I'm actually looking at.
You just got to bear with me because I'm going to do this live in real time.
I don't take a lot of notes because I speak off the cuff.
That's a good thing and a bad thing, but I want to give you real content, like straight content.
The first thing I'm watching is As you guys know, is Bitcoin.
Bitcoin with our predictive software.
So this software is amazing.
It has a lot of algorithms, artificial intelligence, leading indicators, technical analysis, all bundled into one.
And we have binoculars.
For what it's going to do based on AI. Kind of like GPS where if you're going to a destination based on the traffic, the momentum and stop lights and cameras and everything, they understand how long that ETA is going to be on that.
But now we have that for your investments.
And this is part of our offerings to our clients.
No one has this.
This is something special that my sources have built.
It's taken them 15, 20 years with hundreds and hundreds of thousand dollars worth of programming.
And it's extremely, extremely accurate.
Over 90% accurate.
So we want to make decisions based on this software.
Then after that, after I confirm it, I'll also look at the charts to make sure that the momentum, the divergence, the RSI, the max are all in alignment.
So the first thing I want to look at is BTC, Bitcoin.
We got a green light on Bitcoin.
This thing is going to soar.
As you do know, it's already taken off.
But with this whole approval of the ETF application, once that gets registered and approved, look for BTC to go even higher, surpass over $40,000 in my opinion.
The other interesting sector that has been going gangbusters, for those of you that have some interest, is SOXL. So we understand that the semiconductor is booming.
It's up over 45% just in this past year.
So what this actual ETF does is leverage.
So it's going to give you three times The amount.
So if it's up 40%, this will be up 120%.
Now, this is for someone that wants to take risk and that likes volatility.
My younger guys are watching.
This might be for you.
Now, if you really want to throw some fuel to the fire, you can buy the options on this.
And now you're speaking my language.
That is so much fun.
But we got a buy signal.
We got a buy signal on November 15th.
Semiconductors.
AI. We know the woke liberal wants to track, trace, and control that.
You might as well make money off of them.
And the other neat part is you can't have AI without semiconductors and computers.
So this industry is going to skyrocket.
I'm also going to be, for those of you that are interested, I'm also going to be talking about particular indices, but also when to sell.
So right now our software is alerting to buy it.
So, the other thing is the NASDAQ. I know I said there was a death cross a few weeks ago on the NASDAQ, but I did talk about market manipulations.
Just because there's a death cross on the NASDAQ doesn't mean it's not going to go up.
As you guys remember, bear market rallies.
Bear market rallies.
Market goes down, it rallies up, and then it crashes down.
It goes up for a breather.
So, I believe we're in this bear market rally because there is death crosses everywhere.
And so overall, our economy is softening.
Our economy is getting weaker.
But in that form or on the way, you will see market volatilities pop up like what we're doing right now.
So if you look at the QQQs, we got a buy signal on the 7th of this month.
And I believe the NASDAQ is going to continue to rise for the month of December.
And then we'll start to see it slow down.
But the NASDAQ has been on a tear.
On a tear.
The QQQs have been phenomenal.
You can see that this is going to literally take off the NASDAQ. Now, the NASDAQ is very technology-based, so that's why a lot of these tech stocks are doing extremely well, like Bitcoin.
It's considered technology.
It does have a correlation.
Also, the semiconductors is technology.
The other thing I wanted to mention, because of...
El Nino in West Africa.
There has been some problems with the Palestinian and Israeli war.
There's weather problems in Africa.
There's logistical problems.
All that to say that the cocoa futures contract, the chocolate, cacao, the cocoa contract basically...
is skyrocketing so the cost of your chocolate it look for the cost of the chocolate that you're going to be consuming over the holidays sugar is on a on a tear on a rising tear and the cocoa plant is going to be on a rising tear it is right now as we speak and we are looking at this puppy to go even higher our predictive software here is It's basically letting us know that there's a massive,
massive amount of momentum happening right now in the chocolate space, in the commodities.
If you're interested in commodities, you can buy some future contracts.
Obviously, there's some serious risk involved, and now you can lose your you-know-what's there.
You can see this holiday that chocolate is going to be extremely expensive because of the correlation of the silver.
So, I hope you guys are enjoying this.
I got this really cool software.
I'm like a little kid in a candy store.
I gotta keep on searching and it's so much fun.
It's so much fun.
So, we got that.
But the reason why I wanted to talk about the American First Climate Planning solution is because you can go two ways with it.
You can go the tax-free route because the IRS is going to screw you over with the taxation on that money.
If you have over a quarter million dollars in IRA, particularly over half a million dollars, we need to start converting that now before taxes go up even higher.
But if you don't want to go that route and you want more security, stable protection, and you want something done ASAP, then the PIA might be for you.
And all you got to do is give us a call at 813-448-3446.
visit us at corteswm.com or americafirstretirementplanning.com.
And I really think that this is going to be the future because I honestly believe in the next 5, 10 years, banks, they're going to want to get into your retirement.
The government wants to get into your retirement.
They want to know the more transactions that are happening with your own personal retirement.
So what you got to do is just get out of it as much as you can from government control.
You own it.
You protect it.
You control it.
No one needs to know your business.
No one needs to learn your business.
This is your hard-earned money.
I get upset because I care about people and their money.
They've worked their whole lives and they're trusting a certain institution or a certain person to help them out to do the right thing.
And then that financial institution is careless or negligent.
And you get hurt.
So, I want you guys to understand that the way we see what's happening in the UK with the banks, that's going to try to come over here.
Socialism, the track tracing, controlling of your money, that's all coming here.
How long it will take to get here where they start debanking, we're already seeing it.
Look at Dr.
McCullough.
Chase shut them down.
The Christian organization that went to Africa to help out build churches, they shut them down.
Candace Owens, PayPal shut them down.
This is not a secret.
A patriotic bank, glorify, they got shut down.
I mean, even there's people standing against the resistance, they're getting shut down.
But you know one solution is a PIA solution.
They can't touch it.
It's based on your life, man.
The government can't take anything based on your life.
You know in the state of Texas, they can't take your car because that's your livelihood, going to work.
They can't take your wedding ring.
They can't take your IRAs in the state of Texas.
That's why a lot of gold companies are over there.
And I believe they can't take joint accounts.
So that's pretty interesting too.
I could be wrong on joint accounts.
I gotta look that up.
But there is something there.
Man, what was it?
I read it the other day.
But yeah, Texas is a pretty cool state when it comes to a community state and what they can and can't take.
However, not all of us live in Texas.
You gotta be proactive.
You gotta actually do something that's right for you and your family.
It's no time to be messing around going in 2024.
If a Democrat wins, a Democrat wins, they're coming after your money.
They're already doing it with your IRAs and the taxation.
They were printing money like you wouldn't believe, even post-Trump.
Yes, we know Trump had a lot of the COVID bills.
He had to do that in order to stimulate the economy.
Look at China.
China is on shambles right now.
They don't even have enough money to show up to BRIC conventions, let alone finish or even start construction.
Everything is at a complete halt.
They're at a complete financial meltdown.
Because their businesses did terrible during the pandemic, there was no stimulus.
There was no money going around.
It was a complete shutdown.
At least Trump actually printed money and got money circulating in the economy so that businesses can thrive.
And then there's a PPP. If you owned a business, you got PPP. There was a lot of things that they did in order to keep our country solvent and running.
So, yeah, this predictive software is a game changer, you guys.
I'm so excited.
So if you want me to look at a particular stock, book a meeting and I'll pull it up for you.
I'm not even going to charge you guys.
Call us.
Let us know what stock you want, or ETF, or index, or futures, or crypto.
Whatever you're looking at, and I'll let you know what my software says.
Hundreds and hundreds of thousands of dollars to take to invent this thing.
I have access to it.
Only like 12 of us, I'm sorry, about 20 of us financial advisors in the country have access.
I'm blessed to be one of them.
I bought this so I can have clarity and that we can give back to our clients to make sure that they are making the right decisions to keep our money managers accountable.
To be honest, why are you buying this?
My software says you shouldn't be buying this particular ETF or this fund or whatever it is.
I bought it so I can keep them accountable, but in the end result, you're getting blessed.
You are getting the best service.
You're getting the best advice.
And I have what the banks have.
I see all the manipulations.
This is the coolest thing ever.
It's like I'm a little kid.
I'm like a little geek right now.
So I'm getting long-winded here.
You guys need to enjoy your turkey, man.
Hey, real cool, real quick.
You know I'm a family man.
I love, love, love my parents.
But my sister Rachel...
My sister Rachel came down and visited us, and I love her.
She looks awesome.
Look how beautiful she is.
This is her holding a picture of Jacob, and she just came down just to spend a day with us.
She was at a church conference in DeLand, which is two hours from Tampa.
I live in Tampa, outside of Tampa.
And so she comes by, stays the night, and here's a picture of my lovely sister.
Love you, Ray.
Thanks for coming by.
And that was really awesome.
A great Thanksgiving treat.
So I wish you guys the best Thanksgiving ever.
I hope that family can come see you, that you have travel mercies, and that things go very well for you and your family.
Actually, my verse for today, before I forget...
You are my God, and I will praise you.
You are my God, and I will exalt you.
Oh, give thanks to the Lord, for he is good.
Psalms 118.28 I feel like in the truth movement, even in this network, and all these people in the cube movement, or whatever, there's all this doom and gloom.
Do you know what Satan doesn't want you to do?
He doesn't want you to give gratitude.
When's the last time you thanked your pastor?
When's the last time you thanked your wife?
When's the last time you thanked your kids and show an appreciation?
Or even just said, I love you and I appreciate you.
When's the last time you've done that?
And so when we fight with gratitude, fear goes away.
It just melts.
And Satan doesn't have a stronghold on that relationship.
So I encourage you to be grateful in all the things that you do.
Be grateful for the simple things.
Like, I'm grateful for the air in my lungs.
You guys knew I had COVID. I couldn't breathe.
I had to buy a weapon.
I got res demivir.
I could not breathe.
When I say I'm thankful for the air in my lungs, I really am.
I'm thankful to have a diesel truck.
It's really cool just to pump diesel fuel and not have to worry about a car being electronically charged.
Oh, man.
That's hogwash, man.
I'm a big fan of fossil fuels.
Anyways, just be grateful, guys.
Godspeed.
Enjoy your turkey.
Enjoy your family.
Love you all.
Oh, and by the way, Making some shifts.
Making some moves.
We are now on Rumble at Scriptures and Wall Street.
So please give a like or subscribe over there as well.
As well as our Twitter on Scriptures and Wall Street.
Check out our Twitter.
We'll be posting...
Videos, content.
This show will also be on Twitter.
This show will be on our new Scriptures on Wall Street channel on Rumble.
It's just a lot easier.
So that way you guys can find us faster.
And we can actually get monetized.
So this monetization actually helps with the production of the show.
Anyways, I appreciate all you guys have done.
God bless you.
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