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Nov. 11, 2023 - Stew Peters Show
35:08
Scriptures And Wallstreet: What To Do With Cash!
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Thank you.
Thank you.
Hey, guys.
Carlos Cortez here.
I want to have a discussion today about a topic that I've been getting a lot lately from clients that are calling in, concerned about banks and what to do with cash.
but before I do I wanted to take a moment and have a moment of silence for my friend Frankie Frankie unfortunately passed away he He was one of our producers here at Stu Peters Network.
And he personally helped me, came to my home to build this studio.
And unfortunately he passed away.
They're still trying to figure out how that happened.
But if you could just please keep his mother in prayers.
He was a young, young guy.
He wasn't married, didn't have any kids.
But he was a huge, huge help.
To be the light in a dark world that we are in right now.
And I just wanted to acknowledge and say thank you Frankie for the success you have given this show and many others on this network.
We owe you a lot and I know that you are in Jesus' hands resting.
We thank you Father for welcoming Frankie into your arms.
Yeah, it saddens me deeply that this has happened.
It's not vaccine-related, obviously.
But they're going to do an autopsy, and we're going to find out the cause of what really happened.
But keep his family in prayers.
And let me say my legal disclosure here.
As you know, Everything I say on this podcast is not investment advice.
It should not be counted as investment advice.
You are responsible for your own risk and investment requires risk.
More importantly, everything on this podcast should be used for educational and information purposes only.
If you would like some advice on your retirement, give us a call.
813-448-3446 or simply just click on the link below in the description at CortezWM.com and you can book an appointment online.
Just answer a few questions on that form.
That way we can be prepared.
I, myself, Josh, or Dustin will get a hold of you and we can go from there to see if we are a good fit or not.
So, we got a lot of questions this week in regards to what to do with the cash in the bank.
I sold my home.
I have capital gains to pay.
Maybe you just have a lot of money in the bank you've been saving for a rainy day.
Good on you.
But, as you know, Citizens Bank's bailing you up this past week.
And it always happens on a Friday, guys.
If you guys haven't noticed...
They don't make it publicly known to you that banks are going to go belly up.
They don't want you to know that there is a financial situation going down to prevent financial runs.
Because if millions of people pull their money out, the banks will collapse.
One of the things that you can look at though, if you are at a bigger bank, why?
Is my first question.
But if you are at a public traded bank, like Wells or BOA or Regions, JPMorgan Chase, any of these banks that are publicly traded, you can look at their stock price.
Look at their balance sheets.
If they are losing or getting devalued and their balance sheets are not healthy, It's time for you to run.
Run fast.
And this is why I always recommend state chartered banks.
If you don't have a state chartered bank in your local area, credit unions are backed by the NCUA. I'm not a big fan of FDIC. I'm not a big fan of FDIC. They're in bed with the FedNow program.
They electronically want to track, trace, and control you.
Raise your hand if you want to be track, trace, and controlled.
These banks literally get in line saying, hey, Mr.
Government, we have a whole new platform.
We're certified.
We love that you want to track, trace, and control.
We can stop this Islamophobia.
We can stop this homophobia.
We can stop all this stuff.
And these people buying ammo?
This is disgusting.
This is terrible for humanity.
And all these school shootings and all this stuff.
Blah, blah, blah, blah.
The racket continues.
This is what they want to do.
They want to eventually have a social credit score.
Yes, I believe Bitcoin will be the currency to...
Or a digital asset will be a currency to literally intertwine all this together...
In a digital asset with a social credit score, with TASS, so transportation as a service, all that will be commingled into one with artificial intelligence, with smart webcams.
You go on and on and on.
We will be track tracing controlled because that's what Lucifer wants.
That's their agenda.
It's not a secret, guys.
It's happening in our face.
With this administration, they're allowing people just to come in here.
They're allowing all these things to happen.
Maybe you have a lot of money in the bank.
Maybe you sold your home and you have cash in the bank.
I don't know your situation, but these are the calls I'm getting this past week.
Well, I'll tell you one thing you don't want to do.
You don't want to leave your money in the bank in this environment we're in right now, not with bank bail-ins.
So if you guys remember bank bail-ins, there's no more bank bail-outs, according to the Dodd-Frank Act 2010.
After 2008, what happened was bank bail-ins were engaged or basically commissioned.
And so instead of a bank bail-out, a bank bail-in comes in.
If a bank is insolvent, the price goes down, they don't tell you.
Now all they got to do is literally just take your money, the few hundred grand, out of your account and they will own it.
You become a creditor.
Because the bank bailouts have literally taken out the taxpayer.
In order to say the taxpayer, they don't want the taxpayer to bail out banks.
So bail-ins is now the new bailouts.
And that comes at your expense.
So certified deposits, certificate of disappointment, oh I'm sorry, CDs, whatever you want to call them.
They are the primary low-hanging fruit.
They will bail that in.
You now become a creditor, and the bank owes you money on their terms.
We hope this doesn't happen to you.
I literally can't watch your money right from where you're at, but what you can do to help yourself is to diversify between multiple banks.
Secondly, hopefully one of those banks is a credit union or community bank.
Or just a smaller bank that really doesn't have a big exposure to commercial lending.
Speaking of commercial lending, we know that $400 billion is due in property and being refinanced in the next, call it, 60 days?
Yeah, I mean, we don't have a solution here.
There's $400 billion in commercial real estate loans that the banks are on the hook for.
These property owners are not going to refinance.
So if you're looking to buy a home, I would just rent for the next 6 to 12 months.
Sit on it.
Put your money away.
Get your treasuries.
Get your insurance accounts.
There's fixed options right now.
There's massive, massive fixed options.
You can refinance your retirement right now.
Right now, just to give you an example, we have literally $100,000 on a 55-year-old.
On page 9, if we just put $100,000, we got a 10% bonus.
So, a safe money account, utilizing insurance contract, gives us a 10% bonus overnight.
Some of you are down 30%, 20%, 15%.
We can get you an ARP, an asset recovery program, utilize this bonus, protect your principal, have it safe, secured, and insured.
That way you are protected by contract law and not manipulation and market losses.
So now we have $100,000 in.
Let's just assume you just pulled 10% out a year.
By year five, You pulled $59,000 out, $59,869.
You got $156,000, close to $157,000 in the bank.
Five years from then, you pulled $142,000.
Within 10 years of income, and you still got $163,000 left to do whatever you want.
Protected, principally protected, out of the banking system, 100% liquid.
As long as you're okay with having access to 10%, and you're okay with having the backing of an insurance company, which I trust more than the FDIC, because the insurance companies are state-ran by the NAIC. And they have very strict requirements.
They cannot be in existence if they don't have...
Cash reserves.
So this is where you get A, B-rated companies.
A-rated companies have a higher amount in cash reserves.
Typically, 93.5 cents to $1.10 is what an A-rated carrier does.
And B-rated carriers have been around for 100 plus years.
They're generally going to have 87.5 cents to 93.5 cents to your dollar.
So we got the question.
So what happens if a financial reset happens?
Well, great.
Financial reset happens?
Great.
Well, now you have a contract, and as long as there's court systems in place and you have a contract, you are welcome to go into a court system, fight with a bunch of attorneys, and insurance companies are on the fiduciary hook To replace your assets with equal or greater value.
Just as similar as a hurricane blown away in Florida, you hope that that insurance carrier will take care of the roof that blew off your home.
They're supposed to replace it with equal or greater value.
Or even the flood damage or fire damage, whatever it is.
The same thing with your money.
You got to have insurance going into 2024.
There's so many bank failures, guys, and market manipulations.
I don't need to talk about that.
But hey, let's look at the charts.
You guys know.
You guys know.
I don't believe what the media says.
I don't believe what all the podcasters says.
There's a lot of noise here and there.
I want to see the charts, baby.
So let's pull up the charts.
Check out KRE. KRE as you guys know we've been following this for the past 12 months in September of 22nd you see this purple X here on September 23rd this basically resonates and basically means that we have a death cross and when that 15 day moving average It goes over the
100-day moving average.
We have a death cross.
And over 90% of the time, that stock or underlining investment will go down.
Well, that was back in September.
Well, you guys know this stock has been down about 38% over the past year.
Holy smokes, guys.
Like, KRE is regional banks.
Like, there's going to be more bank failures.
Like, the index is going down full of regional banks.
I'm not playing games here, man.
Like, this is not a conspiracy theory.
This is not an opinion.
These are facts.
These are chart-related, verifiable facts.
Articulated measurements that the big banks use to make money on the downside on the puts.
Like yes, you can make money with crashing banks.
You can just short it by a call option on the inverse on the index or simply just buy a put and you can make money.
Of course, this is not investment advice.
I'm just letting you know that, hey, educationally speaking, information speaking only, you could short this stock and potentially make a profit.
Man, so I just want to sound alarm.
I mean, I'm not tired of doing it.
I'm letting you guys know.
If you've been following me all year long, if you're a client, I've been saying this.
And now it's game time, baby.
It's coming into fruition.
So it's coming into fruition.
Also, I wanted to show you...
What's my other one here?
So we showed you the safe money option.
Get 10%.
Your money is growing.
How cool is that?
You don't even have to worry about the banks.
Our clients are really, really safe and secured with that, and they really love it.
So let's look at the QQQ. Death Cross.
Back in early October, 15 over the 100 moving average.
And yes, it's manipulated because it should be going down and the NASDAQ is going up.
But it is pulling back.
We're starting to see a turnover.
So technology shot up 38%.
The semiconductor industry is up 98%.
But it's skyrocketed so much, it's starting to cool off.
You're seeing energy go up.
And so big tech...
You're going to see it in the next 30 to 60 days.
Should go down according to this death cross.
Be prepared.
So if you are still stuck with the Merrill Lynch, Morgan Stanley, Ameriprise, Edward Jones, and they're investing in that magnificent seven, which is NVIDIA, Amazon, Tesla, Google, Amazon, I don't know all seven off the top of my heart, but if you're investing in them,
the big names, not only are you subject to market risk, but you're subject to media risk because they're always in the media, and I don't even know if they even actually align with their values because these companies want to promote the LGBT agenda.
They want to promote the LGBT legislations.
They want to promote abortion.
They're not good companies, and so you have to respond to God saying, hey, I own this company.
Judge me not, Lord.
You have to make an account for that.
You have to answer to God on that one, man.
I just don't want to invest in these companies that are pro-gay, pro-Luciferian.
They just go against our values, man.
Why?
We have the tools.
We finally have VBI. I have to say VBI because it's politically correct.
Because Google and Facebook and Instagram and all these social media platforms, I can't say biblical responsible investing.
That's okay.
I can say values-based investing, which is basically...
America first, God first, and your family first.
Those are the values that we have.
We don't want to invest in these evil Luciferian industries such as gaming, tobacco, pornography, alcohol, abortion, LGBT legislation, LGBT promotion.
I mean, just in Colorado right now.
They got little kids or little...
Well, now they're adults, I guess.
But they got high school kids saying that they want to enact discriminatory laws and that you can be arrested for getting your pronouns incorrect.
Check out this little infographic on Fox News.
I know Fox News is fake news, but this is what's going on.
This is the future of taking God out of the marketplace, taking God out of our schools.
He says evil will become good, good will become evil.
What's so wrong about being masculine and straight and having children and being a provider and protecting your daughters and showing up?
To your kids' games.
What's so wrong about being a man of faith?
Of being a businessman?
A man of athleticism, fitness, and expressing his masculinity?
What is so wrong about that?
But every single show you watch, they want to cross-dress the man, particularly the blacks and the Latinos.
They want to make us look weak.
They want to get rid of white people on TV. Are you getting the picture yet, guys?
Are you guys getting the picture here?
They want to project paperclip, completely control our mindset on what a man should be.
Like, this is not even fair anymore.
And so, the law should be on them.
Like, we need to get back to basics.
We need to get back on our knees, humble ourselves, repent, and God will heal our land, like he says in 2 Chronicles.
But until then, we need to be stewards of our own money.
So, KRE, if we look at KRE, yes, that stock is going down.
We look at QQQ, there's a death cross on QQQ. There is a lot of death crosses out right now.
So you guys need to be very, very careful.
You should not be in the market expecting crazy returns for the next 30 to 60 days.
Like, so what if the market goes up 10, 15%?
What does that mean on your half a million bucks?
Do you really think that $50,000, $60,000 in returns is worth risking the half a million dollars in your IRA? No, that doesn't make any sense, Mr.
and Mrs.
Client.
So, make sure that you are finding ways to protect your principal.
And look, I love silver and gold.
I don't think you should have all your money in here because this also is manipulated.
But if you do...
If you do want to purchase silver and gold, I highly recommend you call my guys at Cornerstone.
And I apologize, I don't have their number completely handy here.
But their number is 888-747-3309.
888-747-3309.
Give them a call.
See how much they can ship to your door and you can get pure, pure regulated license and certified silver or gold bars.
Very amazing.
It's time, guys.
It's time to protect your money from the banks.
It is time to get out of the banks.
It is time to get out of the stock market.
It is time to take your values first and take care of your home first.
This is like a biblical commandment to take care of your home.
Be a steward.
Know the signs.
They're there.
They're actually there right now.
Israel's blowing up.
Even though I don't really agree with what's going on in Israel, We know that this is not the biblical Israel that we're supposed to back up.
Yes, we want to stand with Israel, but this is not the Israel that you and I grew up and read about when it comes to our biblical standards of what Israel is.
We are not pro-Hamas.
We're not pro-New Israel.
Israel is the hub of LGBT. Like, they love LGBT. The LGBT movement.
This is not of God.
This is not the Israel that you and I grew up with.
So don't get it confused.
Satan wants to confuse the hell out of you.
He is like a viper in the fire, just ready to manipulate, destroy, devour, kill you.
And you're not the only one that thinks this way.
So...
I am here to be the light, to let you know that you have options.
You don't have to invest in mainstream media, mainstream big banks.
You don't have to invest in this garbage anymore, guys.
There are solutions.
And unfortunately, most of the advisors, I can't say all of them, but most of the advisors, they're stuck in this conglomerate because they're making their $40,000 to $100,000 salary plus commissions.
They have to promote...
They have to promote the agenda, the proprietary products, the ESG-friendly investments that are funding our own demise.
You can't get upset about the economy when you're funding the Luciferian occult oligarch system.
You don't even know that you're doing it.
Even by the swipe of your Visa card, you're supporting a company that no longer has the values of what you and I share.
The banks don't care about your values, man.
They don't even care about your children.
All they care about is return.
Making money on the money.
Making money.
They don't care if it comes from blood.
They don't care if it comes off from dismembering a part of your body and saying it's a beautiful thing and you're bold.
They don't care if it comes from drugs or killing you.
They don't care.
But you and I do.
And it's time to make a stand.
Like, if we all just took all of our money out, what if we took our money out and went VBI, Biblical Responsible Investing, only invest in companies that support our values?
What would that do to Wall Street?
What would that do to Wall Street, yo?
Dude, it would totally flip it on its head.
I would love for that to happen.
And you know what?
I'm going to be leading this charge.
I have been leading this charge.
God has called me to be the light on this Luciferian bloody freaking street.
And we're going to walk this new path.
We can call it America First Agenda.
We can call it VBI. We can call it Christian-based investing, values-based investing, biblical responsible.
I don't care what we call it.
Because Google, Amazon, Twitter, Instagram...
They don't want me saying biblical responsible.
They don't want me saying that stuff.
So, I'm going to just call it VBI. Values-based investing.
And so, what industries are you willing not to make a profit on?
What is out of the spectrum?
Did your advisor, did your HR personnel, did your 401k provider, did they ask you, What values do you not want, or I'm sorry, what sectors do you not want to invest in that go against your values?
For many of you, it's LGBT and abortion.
For many of you, it is healthcare, Pfizer, it is gaming, it's alcohol.
We don't want to invest in that.
But now we have a solution.
All you got to do is contact us.
813-448-3446.
CortezWM.com.
We do want to help you.
We feel that we're spirit-led.
We feel that we have the tools to honor your faith, honor your family, honor your relationship with God.
Because at the end of the day, when you die, you own these companies.
You own their mission statement.
You are responsible for the mission statement of these companies.
And if you turn a blind eye, I don't know what's worse.
You've got to take it upon God.
And I believe that our VBI money managers, our Christian-based money managers, are beating out the market.
God blesses you with more.
God blesses you with returns, man.
It's a great feeling to invest in these companies, to invest in these money managers that honor God in the cross, and knowing that we can keep up with the markets, sometimes even beat them, And we don't even have to worry about funding this woke agenda.
So if that's you, give us a call.
We want to help you before the new year.
813-448-3446.
But my message today is refinance your retirement.
Like a lot of our safe money accounts, our insured accounts, they're offering a 10% bonus.
Like this is no joke.
If you look at this graph again, $100,000 goes in.
$100,000 goes in.
10 years from now, you pulled literally $142,000 in income and you still got $163,000.
Imagine what that looks like if you put $300,000 or $400,000 or $500,000 like my average client.
Now, you need to understand that you only have access to 10% and the minimum is $10,000 and you are backed by the strength of the insurance company.
But you'd rather be backed by an insurance company or a FedNow, FDIC, federally mandated bank.
You make the decision.
Oh, and by the way, the FDIC is part of the government and they determine when they get your money back.
It could take a few days.
It could take a few years.
It's not a short term because they don't have the money in reserves.
I think you guys know that already, right?
So...
Yeah, man.
I wanted to have this discussion what to do with cash because we're getting a lot of calls like what to do with cash.
This is a really good option here.
It is actually called a high growth fixed index annuity with low fees.
It's out of the stock market, but it only grows with the index of your choice.
You have access to 10% Fortunately, we've scanned all these companies and we have great relationships where they're offering you 10% bonuses.
Most of the advisors don't have access to this because their banks, their bosses, don't want you to know about these types of products because they don't make money off of them.
They want you in the stock market.
Look, I'm a former stock broker.
I love stock trading, personally.
But there's nothing I can recommend more than protecting your principal from what is about to happen.
And I'm not talking about buying gold or silver.
I'm talking about buying insurance on your money that, yes, there's accounts that exist That will guarantee your principal, and you can still make some great returns in these contracts.
That being said, guys, my 30 minutes is up here.
I love and appreciate you, man.
This show has been awesome.
There's been a lot of attacks recently, but I don't care.
I'm still here to fight, and I feel like this is a spirit-led show.
And as long as we keep God first, God will honor the righteous.
And so that's what I stand on.
My verse today, I don't know why.
I was reading Luke 9 this morning, and this verse sung to me today.
So it's kind of long, but it is Proverbs 6, chapter 6.
And I'm going to start at...
Verse 24 and reads to 30.
So keeping you from your neighbor's wife, from the smooth talk of a wayward woman, do not lust in your heart after her beauty or let her captivate you with her eyes.
For a prostitute can be a loaf of bread, but another man's wife's prey on your very life.
Can a man scoop fire into his lap without his clothes being burnt?
Can a man walk on hot coals without his feet being scorched?
So as he who sleeps with another man's wife, no one who tortures her will go unpunished.
People do not despise a thief if he steals to satisfy his hunger when he is starving.
Yet if he is caught, he may pay sevenfold, though it costs him all the wealth of his house.
So if you're stealing money, it's going to cost you sevenfold.
But a man who commits adultery has no sense.
Whoever does so destroys himself.
Blows and disgrace are his a lot, and his shame will never be wiped away.
For jealousy arouses a husband's fury, and he will show no mercy when he takes revenge.
He will not accept any compensation.
He will refuse a bribe, however great it is.
The reason why I wanted to share this is because these will go punished, and they will pay back sevenfold.
It's biblically commanded by the Word of God.
So if you've been lied to, cheated, or whatever, just know that stand on Proverbs 6, 630, and say that, yes, Lord, we understand that the thief is going to pay back seven times full.
We don't know when, we don't know how, but that's what his word says.
And, you know, when I was basically with a bunch of pastors, a lot of them admitted to porn and masturbation.
Not a lot of them have been admitted to affairs.
But I just wanted it just to be authentic.
This is a real thing.
It's affecting our priesthood in the kingdom.
And we don't want to invest in porn or masturbation.
We don't want to be associated with that.
And so your money...
Unfortunately, it could be bringing down pastors.
Our leaders are generals in the spiritual warfare.
So really, really take a hold of what you're doing, what your money is doing.
We want to not fund pornography.
It is destroying families.
It's destroying relationships.
It has affected me and my relationships.
It's caused me to stumble and have infidelity issues.
And so I humbly accept that and I've been working on myself the past two or three years to get help and to be transparent with my wife and to heal from my mistakes.
And it is my prayer that you ask Christ into your heart, accept that you're a sinner and that you really need Him as a savior.
And it's okay.
We all fall short.
We all fall short.
And I pray that your name is written in the book of life.
Just pray that simple prayer.
Jesus, I'm a sinner.
I need you in my life.
And I know that you are my savior.
And I want everlasting life.
Please write my name in the book of life.
I accept you, Jesus.
In the name of the Father, Son, and the Holy Spirit.
I pray that prayer for you.
Guys, I'm out of here, man.
I love you.
Don't forget our sponsors, right?
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Anyways, guys, I'm out of here.
God bless you.
And we will be talking soon.
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