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Oct. 5, 2023 - Stew Peters Show
38:22
Scriptures And Wallstreet: It's Time To Get Serious About Your Retirement
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Thank you.
So I had plenty of conversations this week and I just wanted to discuss that today.
I hope you guys are doing well.
Just a legal disclaimer here.
Everything on this podcast is not and should not be construed as investment advice.
Everything on this podcast should be used for educational and research purposes only.
and entertainment purposes only if you would like an appointment with us to talk about your retirement give us a call 813-448-3446 again that's 813-448-3446 now that's out of the way I want to just talk reiterate the three problems of Wall Street the first problem as you guys know is the spiritual side of your money what I mean by that is It is more prominent
than ever that we are funding things of our own demise, things that we're trying to avoid.
We're actually funding and spinning our wheels.
And it's time to shed some more light.
And when you think there's more light, I'm going to hit you up with more light where it's just a broken record.
I'm not here to cater to your feelings.
I'm not here to bend over backwards and really just conform.
I'm not here to conform.
So if that's you, then simply go to another podcast.
You don't have to listen to me.
But if you are a God-fearing patriot and you want to go through the pain of Knowing where your money is invested at.
And yes, it does require a little bit of work on your end.
But I truly believe that God honors you with just much more than finances.
So the spiritual side of your money.
As you guys understand that, Wall Street can give a flip about where your money is invested.
I say that as a former stockbroker.
It never was in the cards.
It never was a...
I remember being a broker and it's not like if there was a gay person calling in, it's not like they wanted gay funds.
They still wanted to make money in the market.
It wasn't a big thing for them, but people are starting to get more polarized and On the way they think.
As you go through our economy, and you should see there is a division here.
There is a division.
It's good versus evil.
I mean, this is what has been happening.
It's good versus evil.
And there's also just plenty of patriots that don't want to support China.
That don't want to support things that go against their values.
We've seen the banks debank you off of your behavioral clauses that they have implemented when you open up an account.
We've seen that.
I mean, this is not a conspiracy theory.
This is an actual fact.
When you open up a bank account, they have behavioral clauses now on your checking accounts.
Go ahead and call your bank.
Call your bank and ask for your privacy statement or the account agreements.
There's always a large cash withdrawal stipulation.
There is literally behavioral issues like a clause on a behavioral.
There's a large cash clause so you can't take money out, X amount of money out.
And quite frankly, in my opinion, You don't even own the money in your bank account.
Like you pretty much lose the right.
They just give you access to it.
But if you wanted to take all the monies out and dollar bills, Good luck doing that.
They will give you excuses on top of excuses.
So the three problems of Wall Street.
Spiritual side of your money.
You don't know where your money is invested at.
You don't know where you're funding.
I'm going to show you, if you stick around, I'm going to show you the top mutual funds that are invested in all of America and what they are actually invested in.
So stick around.
We'll talk about that.
The second problem is the drawdown protection of your money.
So, what I mean by that, if the stock market is down 30%, how much are you correlated to that?
Right?
So, we have a safe money bucket.
We use insurance contracts that can protect your principal so that you can continue to invest in the markets using whatever strategy you want inside the markets.
But you need to have that safe money bucket going into retirement.
We recently set up some college, I don't want to say college, some kids' funds because sometimes your kids don't want to go to college and with this woke agenda the way it is, you probably don't even want that issue.
I've heard countless times where a client would call me and say, yo, they grew up so conservative.
I took them to church.
I've done this.
I've done that.
I thought I brought them up right.
And they go to a woke college and they come out completely opposite.
They come out like flaming purple.
Don't let that be you, guys.
Don't let that be you.
And there's an agenda.
There is an LGBTQ agenda that is so deep.
Like, it is governmental.
It is governmental, guys.
There are committees that want to pursue the LGBT agenda, not just in Congress and in government, but in the schools, in your workplace, just everywhere.
So they want to make it a point that this is normal.
This is normal.
They want their rights.
They want this.
And if you don't abide by them, then you are a racist, a fascist, a bigot.
You are a terrible person.
This is the world we live in.
They're not just making it acceptable.
They are in the digging and the implementation at the legislative level.
And there are funds that want to pursue this.
Off of your hard-earned money, they're doing this.
I'm going to prove it to you today.
I'm going to prove it to you today.
We want to expose a lot of light into this dark, dark world that we are in.
That's why this podcast is here.
That's why this podcast is here.
I do pray for every episode that God gives me a download, that God gives me a little nugget, a word of advice.
I'm not perfect, guys, but I will continue to share what's on my heart.
So we have the spiritual side of the money.
The drawdown protection is number two problem.
The number three problem, and you've heard me say this over and over and over again, and when I speak to you or speak to a call-in, This is what I talk about.
I talk about the spiritual side of your money.
Number two, the drawdown protection.
And number three, the advisor that you are choosing is not on the same page with you.
Like, why are you with an advisor that got inoculated?
Why are you with an advisor that doesn't even go to a weekly service?
Why are you with an advisor that doesn't have the same family values as you?
Do they even have a family?
And more importantly, if they don't agree with you spiritually, economically, politically, how are they going to invest your money that you and your family have worked so hard for?
This is a tough question, man.
It's a tough question.
But it's a real one.
Like, if you don't agree with your advisor, God's going to...
I really believe that God's going to...
Not really judge you on how much money you've made.
He's going to judge you on a character it took to take that money.
To make that money.
So we need to find an advisor that is on the same page that is not investing in these negative credit score funds.
I'm going to show you here in a minute.
But America's bleeding.
America's bleeding, man.
It's time that we take action.
God-fearing patriots.
And really, I'm calling.
I'm challenging you guys.
I'm challenging you guys.
For those of you who have current clients, I'm challenging you too.
What do you want to trust more?
Performance?
Or where your money is at in a biblical standpoint?
I believe.
I wholeheartedly believe that when you invest with the aim of Christ on your side, that God will bless you.
That God will bless you.
And if we serve a God that is the most richest entity that has ever walked this galaxy, just a 0.0001% of that It is a lot fruitful than any market returns I could get you.
And believe me, I can get you market returns if you want to take the risk.
I'm a former stockbroker.
I know all those trades and I love to trade personally.
I'm not going to do that with client assets.
I'm a retirement planner.
I love being conservative.
I'm sorry guys, my collar is like, I bought this new shirt.
And they have like these really cool collars, but they never fit my jackets.
You see me constantly doing that.
I'm like really OCD when it comes to my collars.
I like high collared shirts.
Okay, so what I want to break down with you is I did an internet search, and you can do the internet search with me.
The top mutual funds in all the 401ks, the most highly sought 401k mutual funds.
And mutual funds overall, and I came out with four.
So Connor, if you can just show them one by one as I speak about them, that'd be great.
The first one, A-B-A-L-X. What is this one here?
Let me get my screenshot.
Oh, I believe that is...
Oh, yeah.
Duh, Carlito.
The American Balance Fund.
I just spoke with a client.
You know who you are.
I'm not here to say names.
She said, Carlos, but, you know, I had American funds when my dad was around, when he was alive.
And I remember during the Crash 87 and the dot-com bubble, it was so resilient.
It was a great fund.
And I love the way that she thought because she thought very defensively.
And then, innocently, she went to performance.
She said, it did great.
And I asked her, Mrs.
Klein, do you know what you invested in?
She goes, no, I don't.
And I don't care if it performed well.
If it's blood money, it's blood money.
I want nothing to do with it.
So ABA LX, which is the American Balance Fund.
Check this out, guys.
This is real talk, man.
American Balance Fund.
You are in pornography, exploitation, abortion facets, LGBT philanthropy, LGBT legislation, abortion promotion, and LGBT promotion.
Highly, highly, highly sought.
So we have the American Balance Fund.
You know who's been pimping out American funds for the past few decades?
Edward Jones.
So if you have Edward Jones, call your Edward Jones rep and say, Hey, I'm in American Funds.
Do you know what they invest in?
To the detail.
Am I promoting LGBT? Am I promoting abortion?
Am I promoting porn?
These are highly, highly...
Pornography is highly, highly addictive.
Like cocaine.
And it breaks up marriages.
It destroys men.
I've dabbled with it before and it's disgusting.
It's disgusting.
And if that's you, if you suffer from porn, a lot of men do in the Christian church, I beg you that you get on your knees and you repent.
We are all sinners.
No one's judging you.
But I pray that God will continue to work His Holy Spirit and completely heal you.
And I want you to be vulnerable with your wife.
Be vulnerable with other men that can accept you for who you are without judgment.
Sometimes the church is the worst place to have these conversations because they too suffer from it.
But yeah, number one fun right there in 401ks.
And if that's you that own it, give us a call.
We want to give you some options.
813-448-3446, or you can visit us at CortezWM.com.
So, as I did this research on the best 401k investments of 2023, yeah, the second one that was out there was, by USA Today, was FXAIX, which is the Fidelity Concord Street Trust.
Over 83 negative marks, and you guessed it, same thing as American funds.
Porn, exploitation, abortion, LGBT philanthropy, LGBT legislation, abortion promotion, LGBT promotion, and abortion philanthropy.
What is abortion philanthropy?
Well, we want to give to the people that want to kill their babies.
We feel that it's a woman's choice.
This is what you're funding, dog!
Like, this is...
This irritates me.
Joe Biden actually wants these funds, ESG, on top of abortion-based mutual funds.
They want to implement this all of America in your 401k.
It doesn't matter if you got John Hancock or Fidelity or whoever your 401k provider is.
They want to implement the ESG agenda, which is Environmental Social Governance.
And it's just not, not only is it not American, it just goes against our values.
It's time to do something about it, guys.
So yes, the Fidelity Concord Street Fund, terrible fund when it comes to your ethics, to your morals, to your Christian-based values.
Let's go ahead to our favorite.
You guys know you love who?
Vanguard.
Yes, Vanguard index funds.
Oh, but you can buy Vanguard funds for no cost.
See how they get you?
No cost.
No fees.
They're transparent.
They've been around since the 50s.
My father had it and he made millions of dollars.
Great.
You invested in porn.
Splitting up marriages and killing babies, abortions, exploitation, LGBT philanthropy, LGBT promotion, LGBT legislation.
I mean, state-owned enterprises, meaning SOEs.
Basically a nice word for ESGs.
This is what is going on, guys.
Do you want performance?
Do you want...
They're not even performing that well.
I got funds that are kicking their butts.
And they're biblically responsible funds.
They're honoring God, country, and family.
That's the message today.
You don't have to be with these woke Luciferian companies.
There are options out there.
You just have to pick up the phone, give us a call, give us a shot, 813-448-3446, or book a call with us at CortezWM.com.
My mission is to get you out of the dark street on Wall Street.
My mission is to take the blood, the evil blood on your hands and wash it.
With the real blood, the living blood, the Christ blood.
He says he can wash your sins.
Even if it's a crimson stain, he will wash your sins.
And it starts with your freaking money, man.
We're funding this garbage and it pisses me off.
When I pray, I pray to piss off Satan every stinking day.
I ask Jesus, Jesus, what demon can I piss off today?
And this whole month has been the attack on money on families.
Even my family has been attacked recently.
So we have Vanguard index funds.
And let me just remind you guys, we are not fighting against flesh and blood.
We are fighting against rulers of darkness, principalities, witches.
This is what we're fighting against.
This is not a money war.
This is a spiritual warfare.
And let me talk about another popular fund that really, really ticks me off.
Because when I first started in the industry 20 years ago, this was a claim to fame mutual fund.
This is the AGTAX, which is a growth fund of America.
Yes.
So, again, we have pornography, we have exploitations, we have abortion, we have philanthropy of LGBT, legislation of LGBT, abortion promotion, LGBT promotion, abortion philanthropy, in vitro, abortion philanthropy, and other in vitro fertilization.
State-owned enterprises and gambling.
Growth Fund of America.
I'll be dying.
You want to invest in America?
Sure!
We got the right fund for you, says the shiny box in the mutual fund salesman, which I used to be one.
I'm not a broker anymore.
It's liberating.
I am not a broker anymore.
I am a fiduciary.
I could get my license back and I can be a broker and I could sell my book for several million dollars.
It's not worth it for me, man.
It is not worth it, guys.
I want you to know that I'm not a sellout.
It's so cool that I can have a podcast.
I don't need to bring on companies that I don't agree with, even though they offer anywhere from $10,000 to $30,000 a month.
If I don't agree with their values, I won't bring them on.
I won't bring them on.
And so it's fun.
It's fun for me to do this because these people, they think they can just throw money and buy the whole world, but they ain't gonna do it with me, dog.
Nope.
Nope.
Pretty amazing that God has given me the ability to do so.
And I just want to have the ability to shed some light in a dark world.
There is power when you have your faith, your family, your fitness, and your finances in order.
There is power.
You cannot be seduced.
You cannot be manipulated.
And believe me, I've been manipulated.
I've been seduced.
And that's what Satan wants.
When he tempted Jesus, it was, hey, bow down to me.
I'll give you this whole city.
Hey, look at all this.
They're supposed to be worshiping, and they're not, so bow down to me.
Like, he centralized everything, and he tempted Jesus, and Jesus was, get behind me, you freaking idiot.
You are Satan.
And that's the confidence we need to have in our God, that when we invest in these funds, Get behind me, Satan.
Not today, Satan.
Because I'm not going down that route.
From my finances, from my family, from my fitness, to everything I do, let God honor it.
It starts with your finances.
This is very easy to do, guys.
All you got to do is just move money around and you're honoring God.
Or do you want to continue honoring the devil?
How do you think God is going to bless your retirement when you can't even honor Him with Malachi Three Ties, with simple funds like this?
Let me show you what I'm talking about.
Last podcast, I didn't get a chance to do this.
So I'm bashing all these companies, right?
I'm bashing, and I'm not giving a solution, and I apologize for that because I don't want to just completely bash, bash, bash, and not have a solution.
I want to have a solution for you guys.
But before I do, let's kind of look at the charts real quick.
So, volatility index.
You can pull out that chart, Connor.
17.61.
We are climbing up.
The fear and greed index.
Yes, we are climbing up.
And once this gets over 18, we are going to see some volatility, baby.
What are you doing right now to protect yourself?
Have you called your advisor and say, hey, what are we going to do for the next volatility session?
We are about to have, or like we say down here, fitting to have.
Fixing to have.
The young crowd said fitting to have.
What are we going to do with this volatility that's fixing to be happening very, very shortly or is about to happen?
It's at 17.61 as of today, which is October 2nd of this recording.
I don't know when it's going to air, but you guys know that the volatility is going up.
Whenever this thing pops up, man, like it is, you better put your seatbelt on.
There is some serious, serious up-downward spiral.
I can't tell you if it's up or down.
I believe that we are going to possibly go down.
So a lot of our money managers are going treasuries.
But another part of me says it's going to violently skyrocket to pump up the election.
I just think the timing is rough right now.
So if I had to guess, my opinion is that we are going to see a negative quarter, a volatile quarter, and then January 1st, they're just going to skyrocket this bad boy going into 2024.
But I always like to take a gander at what?
KRE. I haven't forgotten about you, baby.
KRE. So show this screenshot.
We are still down negative 30%.
This is the banks, guys.
This is the banks that we trust with our money.
That when you deposit your money in these bank accounts, do you really own the money that's in your bank account or does the bank?
I think you know the answer to that.
So, it is not looking good.
Every time they raise the interest rates, you will see the banks start to pluck off, continue to pluck off.
It's a sad thing, man.
Like, I would never in my wildest dreams would ever think that a bank is not safe.
They have a lot of risk exposure, not to mention the $400 billion that are maturing this year.
Look it up.
In commercial real estate loans, where do you think we are going to get the money to do that?
They're not going to refinance.
They're not going to refinance.
As I showed you guys in St.
Louis, there was a $100 million building that they just walked away AT&T with.
They just said, you know what?
We're not going to pay it.
People are working from home anyways.
We don't need it.
And it got sold off in a foreclosure auction for $4 million.
Like you and I could have gotten our money together and bought this.
We may not have any tenants and it probably was a terrible investment short term, but someone bought it for $4 million.
That's a fact.
That is not a conspiracy.
You can look it up.
So as a matter of fact, I'll show you an image right now.
Alright.
An article, I'm sorry.
Volatility index, 1761.
Oh, and before I show you an example of a biblical responsible fund that is killing it, dude.
I mean, it's smoking.
It is making performance.
What you guys want.
And the beautiful thing is we can organically have performance and still have a biblical responsible nest egg.
We can look at God in the face and say, God, I love you.
I honor you.
Look what I did with my retirement.
I'm not investing in all these things that you dislike, that dishonors you.
I have hired a money manager that is more stricter than I am when it comes to the stewardship of the ethical allocation of my money.
So, As a benchmark, I'm going to show you the S&P 500 year to date as of October 2nd of 2023.
We're at 4288.39 and the index is up 12.14.
Look or keep that number in mind.
We're going to pan over to one of my new money managers, Biblical Responsible Managed Funds.
Inspire is one of our new money managers, but more importantly, you can look up the ticker symbol on your own, B-I-B-L, as in Bible, B-I-B-L. This is basically just a biblical responsible large cap equity fund that is an ETF that So
if we look at the year-to-date, And this is what a max fee of two and a half, which I'll never do to any of you guys.
You will not be paying a boatload for these funds.
I am going to promise you that I will save you in advisor fees.
So in reality, this fund has done 10.45 with max fees of two and a half percent.
Most of my clients are paying one percent and that is negotiable depending on how much you have.
So, really, it's been doing, on my platform, it would have done over 12%.
Year-to-date, since exception 9.42, I already showed you the S&P 500 is up 12%.
Would you rather make 12% with unknown fees and invest in porn and LGBT and all the woke agenda, or would you rather make...
Year-to-date, over 11.45% knowing that you're honoring God, country, and family.
I'll let you answer that question.
And if you know the answer and you want a change in your portfolio, give us a call.
813-448-3446 or book your appointment at CortezWM.com.
This is a normal equity portfolio.
And what's neat about it is that these investments, these stocks, they don't have the media risk.
They don't have the high standard deviations.
Like your Facebook, your Apple, your Netflix, your Google, or the big seven, or the big name stocks, they don't have that vulnerability to a tweet or interest rate hike.
They don't have that vulnerability.
So what you're getting with an equity-based portfolio Because it's a BRI fund, they're kind of underneath the radar, and they don't really get impacted by the swings of Wall Street like you normally do.
So all this research is tactically done up front.
And we really, really like this, and we believe that God will honor you if you keep Him first in everything, not just your money, but just in life in general.
So I wanted just to show you one example that, yes, we can get you market-like returns in a biblical way.
This is a new platform.
If your current client, give us a call.
We want to make sure that this changes is right for you.
They still have the ability to go to cash.
They still have the ability to go to full equity and bonds and have the tactical management.
There's different portfolios.
I'm not here to advertise for one particular fund.
I'm not recommending this fund.
I'm just showing you an example and educating you that there are options for you.
And you couple this with a safe money contract that's going to grow your principal day in and year out with principal protection, insurance contract laws protecting you.
You don't have to buy gold and silver and put all your money in another risky investment that's speculative.
But if you do, we want you to do it responsibly as well.
We want you to purchase your precious metals from a good, good Christian organization called Cornerstone, 888-747-3309.
If you need the precious metals, if you feel comfort in that, 888-747-3309.
Just mentioned that I referred you.
We do get a little compensated for that, not much.
So it does help with support of this show, because you know these shows aren't cheap.
And I have to keep on doing research for you, so I want to make sure that this is something that you would like to do.
So we feel that having a managed, biblical responsible portfolio, a little bit of precious metals bought through a Christian-based organization, and some safe money, you are ready for a financial storm.
You are well diversified.
You are literally making money when the market goes up, down, or sideways.
We really, really like that offset approach, the covenant approach.
If you're interested in something like this and you want more information, you don't want to call in, you don't have to call in.
Just go to AmericaFirstRetirementPlan.com.
Visit that.
You can book an appointment there.
If you are concerned about your 401k, about all these LGBT funds and abortion philanthropy, abortion promotion, If you're concerned about your 401k and you want me to do just a simple scan then give give a visit to 401khelpusa.com and we're going to basically go Fun by fun in your portfolio.
Give you some advice on what to do.
You don't have to leave your job.
You don't have to do anything.
We simply just charge an advisor fee and we put you on a quarterly phone call list.
And that way we can do checkups.
But you can stay where you're at.
Enjoy your employment.
You don't have to move.
We can't guarantee that you have principal protection, but we can just manage that situation that you're in.
And have access to professional advice.
Guys, I hope this was eye-opening for you as it was for me, especially with the S&P 500.
It hasn't really done much, and our portfolios are doing the same exact amount without all the liberal nonsense.
I wanted to share my quick verse real quick.
Proverbs 4, 14 to 15.
Enter not into the path of the wicked and go not in the way of the evil men.
Avoid it.
Pass not by it.
Turn from it and pass away.
So here we are.
Following the herd.
Following the mass media.
Buy this mutual fund.
From birth, they say open up a checking account.
Invest in this fund.
Save.
Save.
There's no mention of Of what you're funding.
There's no mention of what they're doing with your money.
It's like going to a church and not having an annual members business meeting.
Like, where's all the tithes going to?
How do you know your church is not scamming people like Creflo Dollar?
Or a prosperity internet pastor?
I mean, there's so much corruption.
And I say that because my dad's a pastor.
My dad's a pastor.
And there's annual meetings.
There's annual meetings at the church I go to.
Don't go to a church if they don't have annual business meetings.
You gotta be transparent.
Gotta be transparent.
And that's all I'm bringing is transparency to Wall Street.
I want you to understand what you actually own.
And you can go to the link below, Insights, Inspire Insights, and put in your stock symbols.
Put in your mutual funds.
See what you're invested in.
It's free.
It doesn't cost you anything.
You can see what you are sponsoring and what you're supporting.
And if it keeps you up at night, then give us a call.
We want to give you a solution.
It's that simple.
So anyways, I'm out of here, guys.
I'm going to go play with my kids.
God bless you.
I love all you.
Thanks for the awesome comments.
Thanks for awesome views.
And don't forget to support our show by clicking all the sponsors.
We have fluoride-free water.
We have Switch My Products USA from non-toxic products to the gun holsters, amazing gun holsters with Vanish.com.
And also, please book your appointment with us, CortezWM.com.
Our consultants are live, ready, and healthy, waiting to help you.
And they're eager to help no matter where you're at in the country.
Just not New York and Hawaii is very difficult.
So God bless you and we'll talk soon.
Before we go tonight, I would be derelict in my duties as your advocate if I didn't remind you about Cortez Wealth Management and Carlos Cortez.
I mean, this guy is just an amazing guy.
He's a servant of God.
He's a father.
He's a family man.
He's a husband, and he's an independent fiduciary.
What that means is that he doesn't have to jam your financial situation into a box.
You need to book your appointment with him today.
Call him right now, 813-448-3446, or get your appointment scheduled online at cortezwm.com.
Out of time for today.
We'll be back tomorrow.
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