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Sept. 16, 2023 - Stew Peters Show
39:33
Scriptures And Wallstreet: Wallstreet Myths About Your Retirement
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Thank you.
Thank you.
conversations over and over and over and over again ad nauseum.
And I don't mind it.
I just want to share my conversations, what I've had, without naming clients and client confidentiality.
But there is a huge need and there's a huge problem.
And honestly, this is why I stepped out of the mainstream media.
This is why I stepped out of the major Wall Street banks.
Because it just doesn't fit.
So I want to talk about, this podcast is about the problems on Wall Street.
The myth busting.
I want to talk about several myths that we all have.
And the solutions that Wall Street and major media gives you.
Now you might be fearful of the BRICS, the Brazil, Russia, India, and China.
You might be fearful of the banks.
You might be fearful of rising inflation.
Maybe you're fearful of losing your job and your income.
And more importantly, if you own a business, maybe you're fearful of having payroll issues or a slowing economy and how that's going to affect you.
There's a lot of things to be worried about and concerned about.
Now that China's on the cusp of financial Armageddon, as we exposed last episode, we know that their imports are down close to 10%, and new construction has halted.
They have also rising interest rates.
And when you have new construction halts on all these buildings, for the past 20 years, we built that country.
But Joe Biden has...
China Joe has literally given up the farm.
They owned our debt as United States.
They're the biggest buyers of our debt.
The Chinese can literally just dump on us on that debt.
So, the calls I'm getting is...
Carlos, I'm frantic about the banks.
Carlos, what about the CBDC? Carlos, I'm losing money.
These are everyday phone calls.
I don't trust my advisor.
They're not woken up to what's really going on.
They're a great guy.
They're a great guy and they went to my church.
And they believe in what I believe in, but not really.
I mentioned the vaccine.
I mentioned the pedophilia issues.
I mentioned Project Paperclip.
I mentioned Trump.
I mentioned the woke agenda.
I mentioned all these things.
And he's falling asleep at the wheel.
He doesn't get it.
The problem that's out there.
I want to buy gold and he won't even advise me on where to buy it at because their firm doesn't deal with it.
I just need help with my reverse mortgage.
Should I get one?
Should I not?
Should I pay off my home?
Should I invest in CDs?
Should I change banks?
These are major concerns that I get every single day.
Now, if this sounds like you, you're not alone.
You are not alone.
And unfortunately, you may feel alone because the person you're speaking to may have, more than likely, may have their hands tied.
You see, the problem right now is there's three major problems when it comes to your retirement.
There's a drawdown protection.
No one wants to lose money.
No one wants to lose money.
Number two, which Wall Street or no one really talks about, is the spiritual side of your money.
Are you investing in things that go against your faith?
Maybe you don't care about that.
Maybe you're like, hey, if I can make 30-40% Killing babies and pornography and sinful sectors, I don't care as long as I'm making money.
Well, you're not my typical client.
And no judgment, no judgment here.
But if that's you, I definitely am not a good fit for you.
The third problem is the American problem.
So, okay, Carlos, we can protect your money.
Or more important, I'm sorry, I'm sorry.
So there's these Christian-based funds, very popular with pastors and 401ks.
There's these Christian-based funds that focus on funds that help churches and funds that do well lending to churches and ministries.
I'm a big fan of these funds.
The problem is that there's still no downside protection.
So the three problems I want you to understand is the downside protection, also known as drawdown protection, number one problem.
Number two is the spiritual side.
God will never ever question how much money you made.
He'll question the character to make that money.
So that's the second problem.
What are you investing in?
What are you funding?
Number three is the American problem.
A lot of these companies will help Figure out, tactically, how to save your money.
And maybe they even have a spiritual component to this.
Maybe they have an ethical, morals-based, responsibly-based, socially-responsible-based, however they want to paint it.
But they're missing that third element, which is we can find morally-based companies in China or in Ukraine or in Cuba or in Europe.
We have to go out of country to find our returns.
What are we doing there, guys?
We are funding other countries.
We have to understand that America is America first.
America is our homeland.
She has been on life support for the past two and a half years, maybe even longer.
So what I'm saying is that the drawdown protection, it's not there on Wall Street.
It's not there in the mainstream media.
The banks don't have access to it.
The banks want you in the market so they can collect their fees.
My question is, when do you ever get out?
And number two, the spiritual side of things.
We all know if we have a relationship with God vertically, everything horizontally works out.
That is a biblical principle.
We want to honor God, country, our family.
But the banks don't agree.
They say, oh, we should not bring religion into politics and politics into money and blah, blah, blah.
Screw all that, man.
Like, even my school at Southeastern University said you should never talk about God and money and religion at the dinner table.
You know what?
That's all I talk about.
We should have those painful conversations because someone else is and it's not you.
When do we take the gloves off and be real and authentic and vulnerable with each other?
Because the moment that you're not, then you create this artificial bond and this fakeness that really doesn't connect with the American God-fearing patriot.
We want to be real, man, raw, authentic.
Man.
So, the problem is, guys, is that no matter where you go, in my experience, this is a problem.
Those three problems.
I mean, you could have the best investment, but I freaking promise you that it's missing two out of the three problems.
It may have two of the three problems, but it's missing that one element.
They go out of America.
They don't keep America first.
They don't keep the spiritual aspect component in tune.
Or your standard deviation in your wrist is out the window.
And there's no drawdown protection.
So working at the big banks, I had to learn this the hard way.
Yes, I got racially discriminated.
I was told when I was a kid in the industry, I was a Spanish kid.
My dad was a pastor and a drill sergeant.
That I would never make it in this business.
Remember those words.
And I was just a 22-year-old kid, just graduated college, just trying to make my parents proud.
And it really hurt me.
Really, really hurt me that a guy that I thought I looked up to from a business standpoint...
Basically said, hey, you need to shave.
You need to take that jewelry off.
You need to get rid of that beard that you have, that thin beard.
And you need to shave your goatee.
You need to wear navy blue and only white shirts.
Nothing on your shirts.
You need to look the part.
And you need to change your name.
Look, I got the image thing.
I totally get it.
You gotta look presentable.
I was a soccer player in college, so image wasn't really a thing when it came to money.
I didn't have money, so no big deal.
But this is the way it was.
And he was a Jewish guy.
His name was Bill Golden, Goldenberg.
And he's no longer in the business anymore.
But yeah, that's what he told me.
He said, I need to change my name to Carlos to Carl.
That a Spanish kid wouldn't make it in the industry.
You know, I really don't fault him.
I'm not mad at him.
Because someone taught him that.
And someone taught that person that.
And the cycle continued and continued and continued and continued.
But that was just one element of the problem right now.
There's many problems.
We have the spiritual corruption.
We have...
And I'm not pulling a victim card.
I'm just letting you know how it is.
I mean, there's racism, right?
So...
I was told that because I was Hispanic, I would never make it on Wall Street.
That us Spanish kids don't know anything about money.
Wow.
Wow.
I mean, that's the real honest truth.
That's how it went down, man.
So, but what he didn't know was pretty much a professional athlete.
I was a college athlete going professional.
I was a soccer player.
And I was a scholarship athlete.
My coach taught me something very, very powerful.
He said, athletes are the most successful people in the world.
And I said, well, yeah, I want to be successful.
And it was only because of not our athletic ability.
It was a mindset.
It was a determination.
It was honestly the American dream.
You see, socialism and this woke agenda is a blasphemy Nauseating, vomit, disgusting, back slapping, slap to the face to the American dream.
And so, what I wanted to say is that mainstream America, when it comes to finance, they have this agenda where they say things like, The 60-40 model.
As you get older, 60% of your money should be in equities and 40% should be in bonds.
And as you get older and older, it should convert to 50-50.
And when you're in your 70s, it should go from 60-40 to 30-70, 70-30.
And as you get older, you need to shift more into bonds.
If you're younger, you need to be full aggressive in equity.
But notice I didn't say anything about a guaranteed bucket.
Notice I didn't say anything getting out of the stock market.
Because they program us from birth that you have to be in the market.
That's the only way that you can beat inflation is the market.
That is a myth and a freaking lie from the pit of hell.
Why am I going to tell a 65-year-old person or even a 51-year-old person that's saving for retirement that really is in that financial red zone?
They're in a red zone.
They're getting ready to retire.
Why would I tell them to put all their money in the markets?
But yet, that's what mainstream media wants us to do.
And I'm here to tell you that that is a freaking lie.
That is a lie.
You don't have to take the risk like you were supposed to because the banks are there to use artificial intelligence to steal money from you.
Okay, Carlos, well, I don't trust stock market.
I'm going to just put everything in the bank.
I'm out of the stock market.
Well, the bank sucks too.
The banks are so vulnerable right now with rising interest rates.
It's like a plan...
Financial Demick of they want to slam all these banks down, get all the regionals.
Look at KRE. Look at the stock, KRE. Show it right now.
KRE is down just by year to date, man.
Let me pull it up real quick.
KRE, 4364.
Check out the one year.
It's still down 30%.
That is a huge market correction in the financial sector, the regional sector.
So every time the interest rates rise, you will see this stock go down, which comprised of pretty much all of middle America banks.
What if I told you that what if they wanted to get rid of all these regional banks and only have an oligarchy of three or four banks that are monopolized and they're in Joe Biden's pocket and they're ready to be fed now and to implement a social credit score?
You know that is happening.
You know this is exactly what they want because what is the agenda?
They want to track, trace, and control you.
And if your advisor doesn't understand that, why in the hell do you trust them managing your assets?
Please tell me.
I want to know.
Email me.
Info at CortezWM.com.
Give us a call.
813-448-3446.
Visit our website at CortezWM.com.
Legal disclosure here.
Everything I say in this podcast is for educational purposes only and informational purposes only.
This is not financial advice.
If you want financial advice, give us a call.
813-448-3446.
Guess what?
Our phones are back up.
Their hurricane server or the hurricane from Idalia.
We had some issues with Frontier.
Oh my goodness.
But anyways, our phones are up.
They were down a few days.
I feel like we got Trojan horse and attacked.
But hey, we're here.
Emails were never down, just our phones.
So here I am, the Spanish kid.
I'm trying to figure all this out.
Clients are calling me, hey, I don't trust the banks.
I don't trust my advisor.
He took the vaccine.
He's pro-LGBT. He voted for Biden.
Whatever the situation is, you gotta be on the same page.
You gotta be on the same page.
Wall Street does not want you to know about this stuff because they could care less.
God is not in the picture.
In their eyes, God doesn't make returns.
But what they're missing is the king of knowledge.
Is the Holy Spirit.
Is your relationship with Christ Jesus.
You want to be filthy rich?
Get close with God.
You want to have perfect health?
Unify with God.
He says that He wants to take care of us.
He is the creator of all creators.
Why wouldn't he want to bless you?
A lot of this test on earth is how he could test us.
What are we going to do with this?
What are we going to do with these precious metals and this gold and these assets?
Are we going to be a good steward of it?
Because if we're a good steward, he will bless us with more and more and more.
And if we're tithing faithfully, Malachi 3 says that he will what?
He will bless us.
He will pour.
He'll fill our cup.
So much blessings we couldn't even handle it.
Our cup will overflow it.
Malachi 3, man.
That's the guarantee I have for you guys for today.
Honestly, that's why I've been so successful is because of Malachi 3.
I'm a living testament.
And it's not just a financial thing.
Medically, I've been saved forever.
You guys know, this time two years ago, nearly almost died.
I appreciate all the prayers from everyone from the network.
You guys remember that I was locked up in a hospital.
I got res demivir.
Yeah, true story.
My office got all sick with the bioweapon.
We were all shut down for literally three weeks.
Our phones were ringing and I couldn't even respond because I was too worried about if I was going to live or not.
My oxygen was down to the 70s.
I was on 70 pounds of warm pressured oxygen.
It's a special oxygen tank they give to COPD patients when they're dying.
And the next step was being ventilated.
And thank God I didn't get...
I didn't get ventilated.
I was taking a bunch of ivermectin before I got into the hospital.
I was a prophylaxis.
And I just ran out.
All the pharmacies did not have any ivermectin.
And I ran out.
And so as soon as I ran out, literally the next day I couldn't even breathe.
And...
I called my doctor and my doctor created a private room and gave him a protocol.
And they said, my doctor was like, this is what needs to happen.
He needs his own private room.
And he needs his Z-Stack, his A, B, C, and D. And do not vaccinate him.
And honestly, the doctors were like, yeah, you're not eligible for the vaccine because you already have it.
What'd you figure that?
Antibodies.
Hmm.
didn't know antibodies worked.
So the problem, guys, is that the three problems, the spiritual side, the drawdown, the American companies, it It was literally after this hospital experience I had.
God spoke to me, and He said, go fix it.
Go fix it.
And I didn't know what that meant at the time, and I'm still trying to figure out what that meant.
But being a Spanish kid that was racially profiled in Wall Street, my father was a pastor, a drill sergeant.
I grew up very in humble, humble ways.
I couldn't afford many things as a kid.
So this was why I wanted to study finance so I could give my children one day the things that I've wanted.
And not to spoil them, but to prove to them that with Christ in your heart and applied knowledge, you can do anything.
Anything is possible.
So I created a solution.
That solution was called America First retirement planning process.
Number one, we are going to keep your money safe.
Number two, we are going to seek a reasonable rate of return.
And number three, we are going to be transparent and simple.
Number four, we're going to keep everything in America.
And number five, we want to make sure...
That you have an advisor that believes in what you believe in.
Ethically, politically, spiritually.
We feel that these five components are huge and that we have the solution to the CBDCs.
We have the solution to fight against the track and tracing and control of your assets.
We have the solution to protect your retirement, to give you lifetime income so that you can enjoy life abundantly.
The Bible says that you should seek advisors, that you could seek counsel.
The wise do it.
Let me tell you about the wise.
You know, the most...
Warrior-like, smartest guy generals in the world.
They never go to fight by themselves.
They are smart enough to know that they will never go to war by themselves.
They always have an army.
They always have allies to back them up.
Where is your army?
What are you doing to protect you from this financial spiritual warfare that we're in right now?
It's coming, guys.
China is experiencing it right now as we speak.
You have Amazon in bed with Whole Foods.
They already have biometrics implemented in your palm readings to purchase goods.
All you have to do is swipe your hand and your Apple Pay is on your palm right now through the markings on your palm.
We have smart cities We have Smart Cities, which is nothing but a concentration camp.
Let's not forget J.D. Helm.
How they took these Walmarts and made them into prison camps inside of it.
And we all know that FEMA was a part of all this.
This is not conspiracy theory.
These are facts.
These are facts.
We have a huge problem, guys.
Thank you.
And more than ever, you need an advisor that understands this stuff and that can help be proactive and protect you, not just from market losses.
The traditional advisor would say, oh, we need to get you performance.
Guys, it's so much more than performance.
It's so much more than performance.
Performance is one little itty-bitty aspect of a many big problem situation.
Right?
We have CBDC. We have...
We even have social media risks.
When someone puts a tweet that has 15 million followers, it will send the market crazy and you will lose or gain money.
There will be volatility in your portfolio off of a tweet.
I have a book.
I have a book right here.
It says, The Art of the Tweet.
Like, The Art of the Deal.
And it has all Donald Trump's 17,000 tweets that he's had over the past six or seven years.
It is hysterical.
Literally have it right there in my bookcase.
But...
I want to make sure you guys understand that there's a solution.
You don't have to be by yourself.
Maybe you're frustrated.
Maybe you're concerned.
Maybe you're about to retire and you don't know what to do.
Maybe you're sleeping like a baby, waking up every three or four hours checking your statements, checking your bank account, checking your brokerage account.
You don't have to be that way.
We have safe money solutions.
We've done the research 20 years worth, personally.
We've done the research.
They're not going to track, trace, and control you.
They're not going to find you.
We won't comply.
And let me tell you, these big banks, they are offering millions of dollars.
Millions of dollars for me to switch over.
I'm not doing it, man.
I'm not freaking doing it.
I'm not going to sell out to these people.
The same people that told me to wear pinstripes and to shave my hair.
The same people that told me that a Spanish kid wouldn't make it.
They want to give me five, six, seven, eight million dollars to sign on.
I'm sorry.
I'm sorry.
I work for God's army.
And I'm not perfect.
I've been sued for bad advice.
You guys can look it up.
I've been sued for a cryptocurrency scandal.
In 2020, plenty of times, one of my Bitcoin money managers, one of my Bitcoin money managers stole a lot of money.
And I had to own up to it because just completely ghosted everyone and stole everything.
I was a victim too.
But we made it past that.
We settled.
Clients made whole.
Privately settled with everyone.
And literally wiped me out.
And then I had COVID in the hospital.
But you know who's stronger than my mindset?
The blood of Jesus.
That's what kept me going.
That's what saved me.
And He is for us who can be against us, right?
So I want you guys to have a warrior mindset because the Christ that I know is all-time powerful.
There's no one that comes close.
And we got to honor our money by investing with our moral compass, our spiritual compass.
It starts with, do I align myself with my current advisor?
That's where it starts with.
The spiritual side of the money is very important.
Quit funding these big oligarch companies that don't have your best interest, that doesn't have God's interest, that doesn't have ethical interest, that doesn't have America's interest.
Stop doing it.
And unfortunately, you probably don't even know that you're doing it.
And if that's you, if I'm speaking to you, if this discussion is resonated with you, shoot me an email.
Info at CortezWM.com or click the link on below this video.
Schedule a phone call with us.
CortezWM.com.
Visit us.
Call us.
Our phones are working out.
813-448-3446.
Again, 813-448-3446.
I don't want you guys to be damaged by the conventional teaching that's out there.
And I'm sorry, gold IRAs, silver IRAs, they're still IRAs.
And precious metals is nothing but a traded investment.
However, if you are going to buy precious metals, call my friends at Cornerstone where they're not going to slam you with 20% sales charges.
888-747-3309 Again, that's 888-747-3309 Give them a shout if you want to buy precious metals and you simply just want to get out of the system.
There's nothing wrong with that for a portion of your money.
A portion.
Not all of your IRA guys.
Because at the end of the day, it's a traded commodity.
And who owns the Chicago Board of Exchange?
Well, you guessed it.
The same people that are pulling the strings.
So be very, very careful guys.
I know American patriots want to invest in gold, and look, I own it too.
I own it too.
This is 100 grams.
100 grams right here.
Beautiful 24-karat bar.
Got it from Cornerstone.
I'm a big fan of silver.
It's actually doing okay right now.
It was down 20%, but it's on the rise again.
But giving them a call.
More importantly...
We want to help you if you have a 401k.
If you have a 401k and you're stuck at your job, you don't know what to do with it, and you don't mind paying us an advisory fee, we will help you with your 401k.
You don't have to roll it over.
You don't have to do anything.
We're going to consult with you.
We're going to show you the best investments in your plan.
Don't have to roll.
You don't have to quit your job.
We typically charge less than 1%, so nothing crazy.
Everything's transparent and written.
But we're going to help you babysit your 401k because when this financial turmoil comes, at least you have somebody calling you, helping you, coaching you through your own 401k.
By the way, you are a participant.
So your plan administration makes all the rules, not you.
And I highly recommend that you call your 401k company right now.
Call them and ask how much I can roll into an IRA. And tell me how that makes you feel with the response that they give you.
So if that's you, go to 401khelpusa.com.
Again, it's 401khelpusa.com.
And you can fill out your information.
We'll contact you.
Someone from my team will contact you on how we can help you, advise you on your 401K. You don't have to roll it over.
You can keep it the way it is.
If you just need help, we want to help you.
Because one day you will retire and you will really need some help.
The three-bucket approach, right?
We have a growth bucket.
We have an income bucket.
We have a rainy day fund bucket.
But we still want to keep the America First Retirement Plan principles, right?
The five principles.
More importantly, we want to acknowledge that there's three problems.
The spiritual problem, the drawdown protection in the American foreign problem where they're not investing in America.
They're investing in other communist countries like Ukraine and China.
We don't want to do that.
And I'm the little guy here fighting against the big pharma, the big Wall Street, the big banksters.
Help us out.
Give us a call.
813-448-3446.
It is people like you, God-fearing patriots, that keep me alive.
That keep me going.
That keep my business profitable.
That allows me to advertise.
That allows me to have a podcast.
To have a voice.
So if I resonate with you, just give us a call.
We want to help you in any capacity.
I can't work with everybody.
Right?
Can't work with everybody.
But we have consultants.
We have consultants at different asset levels.
That will take you on.
They're handpicked by me.
They're great.
And they're God-fearing as well.
Give us a call.
813-448-3446.
I wanted to share my quick verse.
Real quick.
Luke 10, 27.
And he answered, You shall love the Lord forever.
Your God with all your heart and with all your soul and with all your strength and with all your mind and the hardest part and your neighbor as yourself.
That's tough.
That's a tough, challenging scripture because how many times you showed prejudicedness towards a neighbor or you don't like the way they look or you just don't like your neighbor.
And God is challenging us to love him like you love yourself.
Holy smokes, man.
When I make it to heaven, I'm going to ask God, like, why'd you put that in there?
That one really messed me up.
As a hockey player, right?
I mean, we like fights.
So we fight on the ice.
We get in trouble.
Hey, I love you, brother.
Let me punch your lights out.
But I'm smart, man.
I wear a full face mask.
I still got my buck teeth.
I don't mess around, man.
Like, I'm not wearing a half visor like some of these guys.
I'm not playing in the NHL. I don't get paid to play hockey.
So, I just love it.
Oh man, that's funny.
But yeah, Luke 10, 27.
One of my least liked scriptures is love your neighbor as yourself.
That's tough, man.
That's tough.
I've shared this verse before and I just wanted to share it again.
You should love the Lord God with all your heart and all your soul and with all your strength and with all your mind and your neighbor as yourself.
So I think when he's saying that, with all of our might, we should honor God with our money.
We should honor God in our work.
We should honor God in our marriage.
We should honor God in our love and everything we do.
And we should honor God in our investments.
It's that simple.
Guys, I'm out of here.
I appreciate your time.
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God bless.
I'm out of here.
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