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Sept. 9, 2023 - Stew Peters Show
48:32
Scriptures And Wallstreet: How To Retire In a Plandemic
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Thank you.
Hey guys, Carlos Cortez here.
So, I would like to talk about a key to success.
That success is retirement success.
Out of the 16, 17, going on 20 years of doing this, I have found that this strategy has worked and changed the lives of many households.
Doesn't matter if you're far left, far right.
Doesn't matter what creed you are.
This system just works.
And so what I want to talk about is a retirement strategy that will protect your principal, regardless of a financial reset, that will give you the ability to grow your assets, to keep up with inflation, and more importantly, hyper-digitization.
No one talks about hyper-digitization, but that's a real thing.
As blockchains and FedNow's and electronical vehicles and smart cities and mobile phones.
Back before 1993, you couldn't even buy anything on the internet.
Now we're buying, we're furnishing homes and shopping cars on our mobile and pretty much can buy groceries on our mobile.
We can do anything on our mobile.
Hyperdigitization is a huge, huge, huge threat.
And a paradigm shift.
So how do we make it as a retiree?
Now, you may be thinking if you're young or you don't have any gray hairs, this is for you.
Man, if you're young, you probably think, I don't need to hear about this.
But let me tell you, if you're young, mid-20s, and you're listening to this podcast, you stick around.
You're going to have a concept that will help you retire young with millions and millions and millions of dollars.
Very simply put.
I'll share that as well.
But for those of you that are just trying to retire and keep what you have, keep up with inflation, and protect your principal, then I want to talk about the This strategy, I call it the bucket strategy.
Now, it's comprised of three different buckets.
Now, if you've heard me talk about the color of money, red, yellow, and green, red would be basically market money, unlimited losses.
Green would be an insurance contract with an insurance firm that's going to guarantee your principal, and you can make market-like returns with no losses.
And yellow money is simply just a managed account where it's 100% liquid, but it has artificial intelligence embedded in it with human day traders.
And that you can get in and out of the market.
And your funds are actually like a seatbelt.
I mean, you don't want to use it.
You hope you never do.
Or a concealed weapon.
You hope you never have to use it, but it's there for your own safety.
So we have different colors of money.
And what you find is that most banks, they don't talk about the color of money because they only play in one color.
Well, when you're a client of ours, we actually open up the floodgates with open architecture and give you the ability to choose.
Hey, do you want red money?
Do you want green money?
Do you want yellow money?
We feel that you should choose.
And obviously, everything I say on this podcast is for informational purposes only.
This is not financial advice.
I am securities licensed.
I am a financial advisor.
So if you would like...
To discuss anything I've discussed on this podcast, give us a call.
813-448-3446.
Or you can visit our website at corteswm.com.
And head over there.
Also, a new program that we just released.
If you have a 401k and you don't know what to do with it because it's pretty much locked up and you can't move it out, give us a call or visit 401khelpusa.com.
The link is below this video.
And if you have a 401k or a nominal fee, we can give you advice on what to do with that 401k and never have to roll it over.
Huge, huge program right now.
Most advisors are not even talking about your current 401k because they cannot manage it for you.
But we have a system in place where we can help you with your 401k.
So give us a call.
We want to make sure that the way you are investing is in alignment with your spiritual beliefs, your moral beliefs, with America beliefs, and keeping God, country, and family at the core of everything.
So let's talk about this strategy, this three-bucket strategy.
I get really, really excited because we can get very, very technical with it, we can get complicated, we can get really deep into it, or we can just talk about three different buckets.
And that's what I want to do.
I just want to talk about a strategy that has been extremely beneficial to many people.
So this strategy, like I said, is a three bucket strategy.
The first bucket is going to be and I got my notes here and if you can pull up the graph that'll be great the first buckets called the income bucket now I was in a mess I was actually in a mastermind group I'm in a mastermind group every single month we spend three hours and we just talk about our lives and what we're struggling with and we also talk about a topic that will benefit the group so I had the luxury of Of
the privilege and the luxury of speaking about this strategy to this mastermind group that I'm in.
And I just want to say, look, everybody's in different professions.
Everybody is growing up to be, like your parents want you to grow up to be a lawyer or doctor or make good income or a professional athlete, right?
Right?
And I knew I probably wouldn't...
I hated blood and I didn't like reading books about the law and I would never be an attorney.
So I said, why don't I just study money?
Why don't we all just learn how to make money grow?
Because at the end of the day, you're working for one thing.
Yes, to provide for your family.
Yes, to provide a legacy.
But you're working for your retirement, aren't you?
What's the whole point of working?
Is it to live paycheck to paycheck?
No.
So this is why I became a retirement planner.
This is why I studied money at a very young age.
It's because everybody has the end game of saving up money to retire one day.
Simply put.
And not to mention, the baby boomers are the number one retiree.
There's over 10,000 baby boomers retiring in the next 20 years.
When I was 18 years old, there was going to be 10,000 baby boomers for the next 35 years.
But now I'm 40, so...
And I've been doing this for close to 20 years now.
So now there's 10,000 of you guys, baby boomers, retiring for the next 15 to 20 years.
So what I want to say is that there's no room for risk when it comes to your retirement.
There is two major things that you need to understand when it comes to retirement.
Retirement is based off two things.
Risk and income.
You cannot have a lot of risk in your retirement and you need income.
You need playchecks or paychecks coming in on a monthly basis.
This is why income-driven products are popular.
This is why you hear those words, guaranteed for life.
You hear Prudential, Voya, you hear all these big companies, John Hancock, talk about guaranteed income for life.
What does that mean?
Because they know the number one Number one concern is income, running out of your income.
But we're going to talk about that today.
It's actually a concern and not a problem.
The number one problem in retirement is failure to plan for a catastrophic event such as healthcare.
So when you have income, things become a lot easier in retirement.
So the whole goal in this first bucket of this income bucket...
Is really building, building, building, building.
So if you're younger, you want to build, build, build, accumulate.
But once you hit this summit, like this mountaintop, like you've done everything you wanted to do, you're at this summit.
Now it's time to distribute and map out a way to come down.
And so that is in a form of withdrawals.
So what we want to do, for an example, if we have a client with $200,000 and they're 50 years old, they want to grow to half a million dollars inside of 10 years.
Maybe they pass below through that and maybe they grow to $700,000.
And now they're 60 years old.
Now you have $700,000.
And you want to retire at 63.
So what we do is we become very, very conservative.
We don't want to take any risk because we only have a few more years left.
And so you put everything in treasuries or you find some safer investments, whatever it is.
So the day comes that when you do retire, you have your 700, hopefully 750,000 because you collected some interest.
All you simply do, guys, is just take a percentage out of that money for the rest of your life.
You don't take over 10%.
You don't take 7%.
You stick around 5% to 6% a year because that's what the conservative returns are right now.
That's what you can get at least in treasuries.
You can get about 5% in treasuries.
So as long as you're taking 5% to 6% with a little bit of appreciation, And some risk management, you can afford to take 5-6% on $700,000.
Now you're talking $35,000 in income.
You do that for 10 years, you literally pull $350,000 out and still have your $700,000.
Or your $750,000.
So I'm sorry, it was $37,500.
If you had $750,000 and you're pulling 5% out, it's $37,500 in interest.
You do that for 10 years, that's $375,000 you pulled in income and still have that $750,000.
Very simple to do.
So the main ticket in retirement is building up this nest egg so that you can pull money from it.
So, what you have to understand is, yes, you need to keep your expenses low so that your monthly can get lower and lower and lower.
Your monthly expenses.
Because your income, once we solve for income, we can play with the rest of the money.
So, we need to solve for income.
So, this is why I have this graphic here.
Because income is going to be our number one objective in retirement.
It's not planning for the kids.
It's not planning for anything else.
We got a plan for you and your retirement.
What does that look like?
Well, we need to secure it out of the stock market.
We need to protect it.
Sometimes it's in a form of a lifetime income using an insurance carrier.
This is why Prudential and all these variable annuity companies with high expenses, this is why they advertise during the Super Bowl because they figured all this out and they know these beautiful words like, hey, guaranteed income for life, guaranteed lifetime income, GMIB, insurance on your income, They know these words, and they're charging you 4-6% in fees every single year, and your money's dwindling down.
How do you think they're able to support the Super Bowl ads?
Because they basically sold you on lifetime income.
So what we want to do is we want to make sure whatever number that is, we need to figure it out.
We need to figure out, hey, this money...
Sorry, I'm looking at my timer here, and I don't see it.
Okay.
We need to figure out what that income play is for you.
So we have income.
The next bucket is going to be growth.
So this next bucket of money, once we figure out what our expenses are, car payments, we look at car payments, we look at grocery bills, heating bills, gas bills, insurance, groceries, you need to set that budget.
Whatever that is, only you know.
But we need to figure out what that dollar amount is, and we simply just need to solve for income.
And once we solve for income, this bucket never gets raided.
This has to be locked away, secured.
This income plan has to be locked away and secured, almost like a pension account.
Consider this income as a pension account.
You're never going to touch it.
It's there to pay your bills.
It's simply there to solve for your bills.
You can go excess.
I highly recommend excess, meaning you may have to shove more money into this income bucket to generate maybe closer to $40,000 a year.
Outside of Social Security, if it's still there.
Maybe your number is $70,000.
Maybe it's $100,000.
We don't know.
But for every million that you save, you should be able to pull $50,000 to $60,000 conservatively.
Sometimes it'll take you $2.5 million to generate $130,000 in income.
It really depends on what your lifestyle is.
This is why I'm saying your bills, you need to have your mortgage paid off, you need to have your cars paid off, you need to have that monthly nut figured out and lowered When you retire, because what we're going to do is move that money to an income bucket so that we can pensionize your retirement and that your income is covered.
Now, many of you are blessed with a pension.
Maybe you work for the police force.
Maybe you're a teacher.
Maybe you work for 3M. Maybe you were in the military and you have an amazing, amazing pension.
Then your income bucket is pretty much solved.
Because that's what they did.
They allocated to an income bucket that you don't have any control of by the way.
And so that income is going to pay you for the rest of your life.
You've heard a joint survivor.
You've heard 10 years certain, 20 years certain, 30 years certain.
Joint lifetime payout covers you and your spouse.
That is amazing.
Those are great products.
If you have the opportunity to roll out of that, I would highly recommend it to get something private.
Because when you have something private, you will...
Typically, you'll make more or you'll have a higher income.
But the point I'm driving is, guys, we've got to solve for income.
The second bucket is the growth bucket.
Now, this can get a little complicated.
And there are some different ways to skin a cat here.
There are some ways to split some hairs here.
I like to talk about short-term versus long-term.
Now, some people want to get creative and say, you know, this growth bucket of yours, Carlos, my growth bucket's in real estate, or mine's in Bitcoin, or mine's in mortgage lending.
Whatever it is, it needs to be somewhat speculative.
Maybe it's precious metals, right?
Maybe it's precious metals.
That could be part of your short-term growth play.
Maybe the financial reset happens and precious metals skyrocket.
I don't know.
That is between you and what you believe.
But the point is, is that you need short-term gains.
You need a bucket for short-term gains that are liquid, and you need long-term gains.
So this is the growth bucket.
So let me explain the beauty about this income versus growth bucket.
You see, income is great.
It's not meant for growth.
We are not going to make money in our income bucket.
Look at it as sacrificial money that's going to pay your bills on a monthly basis.
It is not designed for growth.
Growth is not designed for income.
It is not designed for income.
So the growth bucket is designed for growth.
Now there are some people that are happy with the growth and they use it for income.
That's another conversation.
But this growth bucket needs to be split up between short term and long term.
Short term meaning you have access to the funds immediately.
Like if you put $100,000 in yellow money, Which is a liquid bucket.
It can be comprised of precious metals.
It can be in a managed account with swing traders and artificial intelligence and drawdown protections.
And it can go in the index.
But also, it could be long-term.
And this is one of my favorites.
Personally, me and my wife put into a long-term investment.
In 20 years, it should yield us $4.2 million just on $100,000.
So, this is part of our retirement planning vehicle.
You want to stack away money long-term that has no losses, principal protection.
Use it as a growth vehicle.
And we like insurance carriers for our long-term growth bucket.
Because we know one day...
When that money does grow to $4 or $5 million 20 years from now, let's just say hypothetically, now that money shifts into the income bucket because we're going to solve for the $5 or $10 or $15.
Who knows how much the monthly bills are at that point 20 years from now?
With the socialism that's thriving right now and the inflation going off the charts, maybe $20,000 a month is the new $5,000 a month.
Who knows?
But in 20 years, we're going to figure it out.
But at least you have a dog in a race.
And some people say, oh, well, the financial reset's going to happen and blah, blah, blah.
You know what?
At least we have a dog in a race.
At least we're diversified.
We can diversify into growth buckets.
We can diversify in real estate.
We can diversify in copper.
We can diversify in palladium and gold and silver and manage ETFs and leverage ETFs in high growth private insured accounts, aka fixed index annuities that never loses money and that don't charge fees.
We can grow in red money and dollar cost average into Bitcoin, dollar cost average into a high growth mutual fund.
There are different ways to grow your assets.
You need to diversify and that's what we are here to teach you is to diversify.
Many of our clients don't want to lose money while they're growing and that's why the long-term growth vehicles are really, really good.
So the whole point of the growth bucket is simply to grow your assets.
Some are utilizing real estate.
Some are utilizing cryptocurrencies.
Some are utilizing gold.
Some are utilizing insurance contracts.
You need to figure out what is the difference between long term and short term.
That's why you need a consultation with us.
And if that's you, give us a call at 813-448-3446 or visit us at CortezWM.com because we want to make sure that growth vehicle is suitable for you because once you have this growth vehicle, what's so daggone awesome is that this growth bucket should double within 5-7 years at a nominal rate of return of 7-8% a year.
It should double.
So when that doubles...
Check this out.
Your income is going down.
Your income bucket is going down.
It's dwindling.
And so now your money in the growth bucket, because you're not touching it, is now replenishing itself while you're living off the income.
What if you don't make an income?
You're just pulling withdrawals.
So you're using the income bucket as a sacrificial pot of money to drain this account Possibly it will be gone in 10 years because you're draining it out to pay yourselves.
But what if there's no returns and that money lasts for 10 years?
Well, this is why you need consultation because the income bucket eventually dwindles down because you're taking so much money from it.
But the growth bucket will replenish itself.
The growth bucket will grow.
It should double within five to seven years, conservatively speaking, with the new projections that are out with the high interest rates.
So if your money is doubling every five to seven years, now your income bucket is being replenished.
So you still have this income coming in, coming in, coming in, and now your growth bucket is never going to be rated.
It is doubling every five to ten years.
This is a huge, huge breakthrough, guys.
We have to solve for income and then the rest we can play with so that that can replenish your income for the next one.
So we have clients that have multiple income buckets and have multiple growth buckets.
They have different legs.
So you have three legs in retirement.
You have Social Security, your 401k, and your personal savings.
Now there's two.
There's just your 401k and your personal savings.
There's possibly never going to be a Social Security.
I'm sorry, there used to be three.
Your pension, your IRAs, and Social Security.
Now there's no pensions.
There's just Social Security for now and your own 401k.
So there's two-legged stool versus three.
Which leads to my next bucket.
That third bucket is called the Rainy Day Fund.
The rainy day fund is your slush fund.
It is money, 6 to 12 months, stashed away underneath your mattress.
It could be in a credit union.
It could be somewhere you could easily access.
You don't have to have it in the bank.
You could have it in precious metals.
You could have it in your Coinbase account.
You can pretty much have it in a managed account collecting treasuries.
You could have it underneath your mattress.
You can do a lot of things with it.
Sorry, I'm getting some more notes here.
We want to make sure that whenever your funds are, it is 100% liquid.
So when you have that liquidity, you have the ability to simply take money out from it, And you're not raiding your growth bucket.
You're not raiding your income bucket.
So you have the ability to replenish your accounts.
So this is huge, guys.
This is completely huge because now we're talking about a retirement strategy that you never learned from school.
They don't teach this in school.
And they sure as heck don't teach this at your work.
They just don't do that because they're just not licensed to.
So if you're going to have a growth bucket and you believe that precious metals is going to be part of your growth bucket, there's nothing wrong with that.
I can't recommend you not doing it or telling you no.
I've heard all this Nisera Jisera stories.
I've heard the financial resets.
I've heard the fear-mongering.
I heard it all.
And I have my own theory on it.
I've said it last podcast and for the past year and a half.
At one point I was completely anti-gold.
I have now adopted it for a portion of your money.
And if you are going to buy gold, silver, palladium, copper, whatever you want, precious metals, Then please do it with my friends at Cornerstone, 888-747-3309.
Again, it's 888-747-3309.
You can purchase these cool gold bars.
They're made, they're Swiss, they're Swiss franc, fine gold.
This is a 24 carat one, 100 grams, and it's beautiful.
It's heavy.
And a lot easier to store than silver.
These right now are going for $200 a bar.
So you can see how heavy they are.
But I like silver.
Silver's trading at $22 right now.
An ounce.
You can get it shrink-wrapped into these silver bars.
And these are 10-ounce pure, pure silver.
Look, the woke agenda, they need silver.
You need silver to run artificial intelligence.
You need silver to make EV cars.
You need silver for batteries.
You need silver for lithium.
There's silver in everything.
Lululemon sports gear uses silver for anti-stinch.
It's antibacterial.
It has a lot of industrial purposes.
Silver is amazing.
Right now it's being suppressed.
It's traded by the Chicago Board of Exchange.
$22 an ounce right now.
It's a great buy.
For the woke agenda that they're going to pursue.
So going back to the buckets.
We got our income bucket.
We got to figure out what that income bucket is.
That income bucket is going to pay your monthly bills.
We got the growth bucket.
Are you more of a short-term person?
Do you need access to the money?
Maybe you want to live out of your van and buy a new van.
I have a client that wants to buy a new van.
And maybe she needs or he needs X amount of money to build his van.
They can do it.
And they would have a short-term growth to do that.
Maybe you're like me and you're just a little younger and you just want to put money away for retirement so that you know exactly when you're going to hang it up and call it retirement.
Maybe you have 10, 20, 30 years.
So for those of you that are younger, like in your 30s, what's really, really cool is you can open up a...
And I can't do it here because I can't share my screen.
So I'm working on a system.
So bear with me because this is a podcast and I'm new to all this technology.
But I wish I can just share my screen and show you compound calculator.
Because most people...
They will say, yeah, I'm just saving to, like Dave Ramsey talks about this, where he's saving an index fund, an index fund.
You know, the S&P 500 is going to yield roughly since 1927.
I'm sorry.
Since 1929, it's yielded over 10.15%.
What if you bought a leveraged ETF? A leverage index fund that is higher risk, it's more money, there's operating expense, but you did it yourself.
Then that means you would make three times that amount.
So you legit could make on average 30% a year by dollar cost averaging.
So what if I'm wrong and the S&P 500 yields less, right?
Yields less.
You literally could spend $500 a month for 40 years and have over $25 million.
All you got to do is just buy the ETF, the leverage ETF, and dollar cost average it to it.
I highly recommend, and obviously this is not financial advice, this is not a recommendation, I'm speaking conceptually here, but you Personally, I could see clients utilizing an ETF, a leveraged ETF, that follows the S&P 500.
I can't give exact stock tips, but you can look them up.
There's leveraged ETFs on the S&P 500, on the Russell 2000 that are times three.
You could dollar-cost average save into it for 20, 30 years, and you would three times what the S&P 500 has done.
That could be your growth bucket.
And if you're in your 20s or your 30s, holy smokes, you're talking about $25, $30 million just on $1,000 a month for the next 30, 40 years.
Straight up, starting from nothing.
I've done the calculations.
And if you are younger and you want to see that, give us a call.
We will help you.
We will help you.
We want to help our younger generations.
Because you're going to need it.
Social Security is not going to be there for you.
It's not reliable.
I mean, it's going to be gone by 2030.
The fund is going to be gone.
I don't think it will be gone.
I think they're going to just bail them out and basically put it on the backs of our unborn children that they're trying to vaccinate and kill, or my children.
And they're going to pay the piker for our stupid mistakes.
That's another issue.
As well as student loan crisis and pension crisis.
That's another podcast, guys.
So, three different buckets.
We had the income bucket.
Show the graphic.
We had the growth bucket with short term strategies.
You can use the leverage index funds I just mentioned for short term.
You could use precious metals for short term.
Long term, we have insurance contracts.
We have even mutual funds.
Not a big fan of mutual funds, but you could use index funds for long term as well.
I like funds that follow index funds.
I'm sorry, I like insurance contracts that follow index funds because you never take the risk and the fees are a lot lower, if any at all.
And then the third bucket is that rainy day fund.
That rainy day fund, there's really no need to have 6 to 12 months, more than 6 to 12 months in the bank when there's non-financial institutions that can hold your money, such as precious metals, such as crypto banks, such as insurance carriers.
I mean, they're non-member state chartered banks.
The banks are scary right now, man.
The banks, I believe, in my opinion, 50% of them are insolvent.
There is going to be a massive, massive, massive financial hurricane by the end of this year.
Over $400 billion in commercial real estate loans have to come out into maturity, and they're not going to refinance when the rates are at 8%.
They're not going to do it.
Even with my company, I own my building, I'm not even looking at refinancing.
I'm just paying my mortgage.
Because I'm happy to have a 5% mortgage on my building.
And that was high back then.
I just bought it right before the interest rates skyrocketed.
So guys, this three bucket approach, if you give us a call, we can help you.
We're going to use this three bucket strategy to help you with your income.
It all goes back down to the two things I said.
This is a strategy to reduce your risk.
and help your income you can't have retirement without these two major factors so this is just a sophisticated but yet simple way to make sure you have your guaranteed income your prominent income and let me say another disclosure if you're using insurance contracts they're backed by the strength of that insurance carrier and I can get into details why I like insurance carriers Better than banks,
because banks are scary right now.
I mean, like, I don't trust the banks.
Half of them are insolvent.
And they're backed by the FDIC, which is all FedNow baloney.
You guys already know how I feel about that.
But insurance carriers have cash reserves.
They cannot lend your money out to Joe the plumber or small businesses.
They have to have an asset mix.
And that asset mix is in treasuries and a general account that can't be loaned out or leveraged out.
So they are run by the state and not the federal.
And states are run a cleaner ship than the federal agencies.
Three letter words.
So the states are chartered.
And so I do like non-member state chartered banks because they're very stringent.
And a lot of them don't have to opt in for the FedNow program.
So I don't know your area, but if you're listening to this and you're asking, where do I put my money at?
From a bank standpoint, you need a bank to pay the bills and have a fluid account.
We get that to write checks.
But find a non-member chartered bank, and I think you'll do very well.
They have a lot lower risk, and they're run very, very tight by the state.
And they still have insurance.
It may not be FDIC, but they have some form of state insurance.
Anyways, I hope you guys like the three bucket approach.
We got to solve for income.
We can utilize a growth bucket to help the income.
Some clients like using the growth bucket as an income bucket because there's these returns.
There's safe money returns.
There's short-term returns.
There's long-term returns.
We can literally diversify in any way you want as long as you have a rainy day liquid fund that you can pay your bills for emergency when the roof falls off, Hurricane Adalia comes back, Irma, Ian, Matthew, all the hurricanes come back.
You're going to have unexpected expenses in life.
That's just life.
So you need a rainy day fund to make use solvents, right?
And to pay life.
Anyways, I hope this approach has spoken to you.
It has been extremely, extremely successful in combination of the color of money.
And we can color code these income.
In the income bucket, we can only deal with green money.
In the growth bucket, we can only deal with green money.
So it's completely beneficial.
And I'm going to figure out how to share my screen on this podcast.
I just got to talk to my producers.
Oh, man.
So, Psalms 37, 25.
I have been young and now am old.
Yet I have not seen the righteous forsaken, nor his seed begging bread.
This is where, in layman's terms, I've never seen a poor giver.
Boom.
Mic drop.
Love that verse.
I'm going to repeat it.
I have been young and now I'm old, yet have I not seen the righteous forsaken, nor his seed begging bread.
So if you're righteous, if you're paying your tithes, if you're doing good, if you're building the kingdom, if you're living in God's will, he already told us you'll never be begging for bread.
So there's no reason to fear.
How beautiful is that?
If we just live in accordance to God's will, we will never be begging for bread.
Many of you are afraid of running out of money.
That is your number one fear, is running out of money in retirement.
And I talk to you guys every single day and I hear it.
And I give you these scriptures.
And it's me keeping you accountable.
No judgment here.
Do you trust your checkbook?
Or do you trust God's Word?
What do you trust more?
Do you trust the checkbook?
Or do you trust God's Word?
Because He tells us.
I have been young, now I'm old, yet I have not seen the righteous forsaken, nor his seed begging for bread.
That's deep, man.
When it comes to Christian stuff, the Christians don't show up.
When it comes to the tough things, the money dries up, everything dries up.
Financial reset happens.
Whatever.
Armageddon happens.
You have to bust out the gas mask, the AR-15, survival food.
I got it all, man.
Are we relying on this?
Are we relying on Trump to be the president and not relying on God's word?
Real talk, man.
Thank you.
I want you to marinate on that.
Why are you working?
Why are you waking up every single day?
What the heck are you doing?
Ask yourself in the mirror.
What are you doing?
One day you'll retire.
One day you gotta stop.
Have you been righteous?
I've been young and now I'm old.
Yet I have not seen the righteous forsaken.
Why are you so scared?
If you're righteous and you're living in God's will, why are you scared about financial turmoil?
Why are you so scared?
I hear you guys call.
And there's such a fear in your voice.
There's panic.
You're seeking and leaning into your own understanding.
The spiritual insecurities are coming out.
It's because you're not reading God's Word.
It's because you're not grounded.
All of this could go away.
Studio, Stu's network, the money in the bank, precious metals, the house, car, vacation homes.
It could all go home.
It could all go away.
You can always build back.
It could all go away.
We can always build back.
You could kill me, but you'll never kill my soul.
We can't take this stuff with us, guys.
But God promises us, as long as we stay faithful according to His will, we will never, ever be begging for bread.
If you don't believe that, you're an atheist.
You are practicing atheism.
My clients aren't atheists.
My clients aren't atheists.
Anyways, I want to say thank you guys.
I hope this message spoke to you like it spoke to me.
I just thought about this on the way from a hockey game I lost tonight.
Lost 6 of 5.
Daggone it.
If you call and you speak to Josh, let him know.
Pray for him.
His hip flexor is jacked up.
He's one of the best kids on our team.
We lost because we needed him.
We relied too much on him.
If you call our office and you speak to Josh, let him know to hurry up and heal up so we can start winning again.
Anyways, I thank you guys.
This show has been awesome.
I enjoy it.
We get a lot of emails, a lot of phone calls.
Stu and I have been very close.
Pray for him.
He just lost his dog, Carly, who was his canine when he was bounty hunting.
He's been a family dog for the past 10 years.
Keep there in your prayers.
And...
I just want to say I appreciate you guys, and thank you so much.
Don't forget to visit our sponsors, 401khelpusa.
If you have a 401k and you need help with it, you need some advice, go to that website.
There's a whole program there.
If you haven't had a chance to purchase your gun holster, it's my first sponsor, VanishVNSH.com forward slash Cortez.
You can literally put any style pistol into this.
Wrap it around your waist.
Tuck your shirt.
It's made with yoga pant breathable material.
Very sturdy holster.
Even has these snap-ons where you can snap on and tie down your gun.
You can also put magazines.
You can put two full clips here of whatever your favorite handheld is.
And if you have over a size 42 waist, I believe you need an extender.
You can buy an extender.
No big deal.
But they're selling out like hotcakes.
So go ahead and get you one.
There's a $50 coupon on my link.
Just click the link and it automatically instills it in.
But also, if you're afraid of all the chemicals, my box just came in with Uninoculated, no vaccine, no hormone, beef from Switchmore Products USA. Also,
we got some beautiful candles, air fresheners, toothbrushes, deodorants, shampoos, protein bars, protein milkshakes, vitamins, all these amazing products, cleaners to make your house feel Great and not harmful.
Like these Luciferian companies, these well companies, they're putting in stuff to kill us.
It's like what they're pumping in the air, what they're pumping in our foods, what they're pumping in the boxes and processed foods and the drive-through windows and the vaccines.
It goes on and on and on and on and on.
Finally, there's a company that put a stop to this.
SwitchMyProductsUSA.com.
Check it out.
Fill out your information.
Someone from my team will send you a shopping link.
It's Made for Patriots.
It's our Patriot online wellness store.
Check it out.
Love that group.
And I hope this podcast really resonated with you.
Give us a call, 813-448-3446.
And if you got questions, even if you just want a prayer, whatever it is, email us, info at corteswm.com, info at corteswm.com.
Also, if you are interested in sponsoring our show, let us know what you want to do.
And we'll talk info at CortezWM.com.
Also, you can call us 813-448-3446.
And we welcome all calls.
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