Scriptures And Wallstreet: Fed Is Planning Bank Meltdown For CBDC
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Thank you.
Is the Fed causing this panic on purpose?
Today we're just going to have a discussion on the obvious.
They keep on rising interest rates.
This illegal entity of the government keeps on rising interest rates.
I mean, it's really that simple.
You rise interest rates, the banks start losing money on their bonds exposure, and now they've got to pay the deposits.
So we have the Fed rising interest rates.
It's like a plannedemic, a financial plannedemic, a financial COVID. We need the banks to survive.
We need the financial ecosystem to survive.
To basically support the small business owner.
We are, 98% of our country is small business.
So we do need the banks to survive.
And I feel like the Fed is just, they're just being extremely cavalier.
They don't care because they have something in their pocket.
And that something in their pocket is coming to a theater near you.
No.
That's something in their pocket is the CBDC. And we're going to talk about the facts.
We're going to talk about there's $100 billion in two weeks that went to money market funds.
That literally walked out the bank and went to money market funds.
$100 billion in two weeks, guys.
More importantly, just this past Thursday, you had two banks, PacWest and Western Alliance.
Western Alliance out of Arizona, PacWest out of LA. Those two shares, those two banks...
The regulators halted those stocks because it was a straight free-for-all.
It was a straight panic in the pricing of the shares.
Many of you may or may not know this, but when an index or a particular stock...
I believe it's 8% or 10%.
They actually stop trading for that stock just to give it some breathing room.
And then if it opens up again and it goes down another 10%, they stop trading for the day.
We saw this.
We saw this during COVID. The market just halted and that rarely, rarely ever happens.
Only in extreme, extreme volatile times like during COVID and in 2008.
So that goes to show you that this We are going in the history books as the banking crisis.
So this is a serious thing.
$100 billion goes into money markets.
You have two pretty big banks, regional banks, that go belly up.
The shares are plummeting.
The stock is halted.
Are you seeing the signs?
Are you seeing the signs right now?
This is no joke.
And all this is happening a week after JP Morgan bought out First Republic.
And the regional banks continue to be at risk.
Unfortunately, unfortunately, I'm going to be talking about this pretty much the whole year because we're just at the beginning of this.
We haven't even scratched the surface yet.
As Jerome Powell continues to rise and rise interest rates and be very cavalier and be like Britney Spears, oops, I did it again.
I mean, every time you do that, you're going to wipe out a bank.
The banks invest in treasuries, in long-term governmental bonds.
And when you basically rise interest rates...
They lose value on those bonds and they're not able to collect the income because people are bank running.
So, regional banks are at risk.
As I mentioned, regional banks make up about half of The U.S. commercial lending as well as consumer lending.
So we need the small banks.
It's terrible.
So as Jerome Powell continues to rise interest rates, now we're at five, five and a quarter, somewhere around there.
You look at gold.
Gold is up 23%.
10% year to date, but this past month it's up 23%.
People are legitimately taking action.
They're taking action.
They're taking money out of the banking system because the U.S. dollar is starting to show signs of it going down.
And the Brazil, Russia, India, China, South Africa, the BRIC nations doesn't help of what really is going on with their With their incentive roadmap that they're building.
They're basically all joining forces.
And not just those countries, but other countries are applying to get into their BRICS union.
And there's over 140 of them.
So pretty much 80% of humanity wants to be against the U.S. dollar as this unfolds.
And they all want to be communists.
The Chinese are controlling this initiative roadmap to create this Panama Canal on steroids, so to speak, so that they can do business with themselves and completely just take us out of the equation for world trade.
There's a lot of pressure on the dollar right now as there's going to be this transition.
Like I said in the last podcast, We have a transition and it's happening.
We're becoming...
I mean, we're like enslaved.
We're enslaved by the dollar.
We're enslaved by debt.
And pretty soon, this transition is going to lead to a data slave.
We're going to be a slave to the camera.
We're going to be a slave to the data.
We're going to be a slave to artificial intelligence.
Everything that we're doing from this podcast to the light switches on your home to where you're driving, everything is eventually going to get recorded on a blockchain and there will be artificial intelligence to basically know your behaviors before it happens.
So why are they crashing the banks?
We have to think.
Why are the banks going belly up?
Is it because they have another plan?
Is it because of the financial reset that wants to happen?
Just sit back and ask yourself, why are we rising interest rates?
Is it truly to calm inflation?
Is it truly to calm inflation?
Who is determining what inflation should be?
In the same breath, we have the FedNow program.
In the same moment of all these banks crashing, here comes the savior.
Here comes the savior.
And that savior is the FedNow program.
Remember, they're going to start using the word safe and effective.
Reliable.
Reliable.
Remember these words?
So, I'm going to read what Ken Montgomery, one of the executives at the Boston Fed, said Ken Montgomery, the program executive and first vice president at the Boston Fed.
Later in this article by Liberal CNBC, institutions that participate in the program will have 7-day 24-hour access as opposed to system currently placed closes on the weekends.
Program advocates said it will get money out to people more quickly.
For instance, they said the government payments like those issued in the early days of the COVID pandemic would have been credited to the accounts immediately rather than the days it took to reach most people.
You guys remember during COVID, there was all these delays.
They limit you on how much you wanted to take out of the bank, from the ATM machine.
Even at the teller, they would limit you.
You couldn't take out more.
I know here locally, you couldn't take out more than $3,800 at one point.
If you could find a teller, if you could find a bank because they were closing banks down because of this pandemic COVID. So as we've read those beautiful words from these Luciferians, they're going to literally impose this Chinese disgusting tracing of a social digital score.
So all this, in my opinion, is to enact the social credit score.
If you saw my last podcast, we talked about artificial intelligence, the CBDC. The CBDC is just one little element of how they can get the majority of people to confide into electronic payments.
Let me ask you this.
Do you trust the government with your bank accounts?
So why on earth would you give them the keys and say, yes, I want to join the FedNow program.
I want to join all these things.
We don't even recommend when you're paying your taxes to...
To connect your bank account to your return.
That is like the dumbest thing.
And there's people that do that and they...
No.
No.
Just don't do that.
I highly, highly do not recommend doing that.
So if your CPA is telling you to...
Yeah, we can file electronically and then we can also put our bank account with the IRS. Who's to say they can or can't take your money out?
Just some food for thought by there.
So regional banks, like I said, the regional banks are doing...
We're in this regional banks crisis.
The Fed is continuing to rising interest rates.
It is obviously...
It is obviously a setup, almost like a false flag, but it's...
A false flag doesn't mean it's fake.
A false flag means that it's actually happening for a reason.
So I used to think false flags were just like fake and green screens.
But no, this is actually happening.
This is actually happening because there's an agenda behind it.
And that agenda is to get everybody into the CBDC FedNow program so that you can accept the digital dollar And that you are completely traced and succumbed to the government.
I think they're going to go after people on welfare.
I think they're going to go after people on social security.
I think they're going to go after the vulnerable first and create these digital wallets.
Then think, if we give them that power, what is next?
Okay, so they have your money in the CBDC system.
Your social score is not high enough, Mr.
Carlos, so we're going to limit your funds per day.
Oh, you want to get on the airplane and go see your family or take your son to ice hockey game?
Sorry, the plane is booked.
Oh, you walked your dog and you didn't pick up the poop?
Boom.
Your neighbor who's shot...
Tied to the blockchain, reports it, and texts a picture of you not picking up your dog poop while on a walk.
Negative credit score.
Guys, it's endless.
What could happen?
They could do the unthinkable with the CBDC. Here's a simple solution.
Don't Get on the CBDC. You remember how I told you like a year ago, use cash.
Use straight greenbacks.
America's hurting, man.
I have a friend that went to the Phoenix Suns game.
His daughter was trying to buy food at the concessions and they did not even take cash.
They said, nope, we're completely cashless.
And he made this big old scene saying that I was illegal.
He's a patriot.
He knows what's going on.
But that is what's going on.
We have state parks not accepting cash anymore.
Do not conform to the CBDC. Please don't sign up for it.
They're going to use it as the mark of the beast.
They're going to use it to try to control you.
This is why we recommend having your own insurance contract that's tied to your life, that's tied to you.
They can't digitally fingerprint or face ID your own money when it comes to your own life.
So we like insurance contracts here because it's based on your life and not some FDIC bank account.
Or any other type of bank account.
We like insurance contracts here because the government just doesn't have any jurisdiction.
They just don't have jurisdiction.
We don't have to play in the stock market and be manipulated in the stock market.
We don't need the red money in our lives.
We don't have to worry about the PacWest and the Western Alliance and the Signature Valley Banks and the First Republic Banks because they're not depository lending.
So the cool part about insurance contracts is that you are stepping into a whole different set of laws that protect you, the consumer.
This is not banking laws.
You see, insurance companies, they have to have cash reserves, like legit cash reserves.
That's why you get A- and B, B +, or B++ and A superior.
There's different credit ratings.
The problem there is you don't want to go too low and you definitely don't want to go too high.
If they're advertising during the Super Bowl, there's a reason why they're advertising during the Super Bowl because they're able to get fed with all these fees.
So...
Contact our office if you want an education on that.
813-448-3446.
813-448-3446.
You can scan the QR code on the corner of this podcast, either here or there.
And you can email us at info at corteswm.com.
Also, my disclosure here is, guys, I am a financial advisor.
I am securities licensed.
Everything I say today is strictly for educational purposes only.
This is not investment advice.
We're not recommending any stocks or any type of investments on this podcast.
But please seek a licensed professional for investment advice.
So, municipal bonds.
That's the other thing, is that if you got municipal bonds...
Municipal bonds are supposed to be tax-free, and they are, and that's why people buy them.
But as Jerome Powell continues to open up his pie hole and say, yep, we're going to rise interest rates, your municipal bonds are going down in value.
That is a terrible thing when you're close to 70 years old and you're losing literally 30% of your money.
It is tough.
It is tough because bonds aren't safe like they used to be because we were never in a rising interest rate environment.
We were 45 years ago, but right now it's just predatorial what they're doing.
I feel, and I'll go on record saying that, I feel like they're crashing the banks because they want everybody to go CBDC. Very similar.
Very similar to COVID. You couldn't order chicken wings in New York.
You couldn't order even food without having a vaccine card.
You guys remember that stupidity?
You couldn't go anywhere without a face mask.
They want to implement that.
Excuse me.
They want to implement that through the whole country.
Just don't accept it, guys.
Simple solution.
Please don't accept this CBDC garbage.
It is...
It's not going to work.
The great thing is it's not going to work.
So...
I really honestly feel...
That they're going to simply just have the CBDC. They're going to try to trace you.
And they're going to control the whole population.
If you saw my last podcast on artificial intelligence, on how they have these smart poles or cameras that they can determine if you have a gun or not.
They can scan your face if you're an incompliant citizen.
They can call a robo-dog to basically track you down and call the police if you have a search warrant.
Whatever it is, it is completely total terrorism that they want to establish.
Klaus Schwab had mentioned that China is running their country very efficiently and that he wants the whole world to run it like China is.
And China has this social score.
It's all digitized.
It's a social score.
And you can't get on flights if you have a bad score.
You can't travel.
You can't do anything if you have a bad score.
You pay higher taxes.
This is a terrible life that they put you through.
And they had no choice.
They're communists over there.
And so everybody had to sign up.
But the good news is, we are people.
We the people.
We the people.
We don't have to take this financial inoculation.
If you're listening to this, you probably wouldn't take the jab either.
We can do the same thing financially.
So you need to understand that having your freedom is a huge thing.
You have to be bold right now.
We can't be in a spirit of panic.
We just can't be panicking right now, guys.
We understand that things are going to happen.
So I'm trying to get some numbers here.
We understand that things are going to happen, and we just need to defund their agenda.
So use the US dollar.
Go back to using pennies.
Like, force these people.
You want to buy bread?
Okay, here's some change.
Here's five bucks.
Give me some cash.
Then take that cash and then use it somewhere else.
That change.
If you want to protect yourselves from the CBDC, one of the best things to do is precious metals.
Precious Metals.
We recommend Cornerstone.
888-747-3309.
Again, 888-747-3309.
Silver is roughly around $25 an ounce as I'm recording this.
And I just checked yesterday.
Gold is around over $2,019 an ounce.
And gold is up right now.
Gold is up.
10% year-to-date.
It was up over...
It was up over 20% last month.
It just jumped like crazy as these bank runs unfolded.
We see a massive hysteria.
People are fearing uncertainty and doubt.
Obviously, we're in a recession.
It is going to be a depression.
It is going to be a massive depression.
I don't see how the Fed can keep on rising interest rates and banks stay healthy.
I just don't see that happening.
This is already starting to be worse than 2008.
There's so much money involved in this, guys, that hasn't even been exposed.
We haven't even talked about the uncollateralized foreign exchange dollar swaps.
There's other countries that have bet against the dollar, and the dollar shot up last year, and so this might be Very easily a segue into a world economic meltdown.
So you need to prepare yourself.
I'm not a big fan of the stock market this year.
In 2023, I honestly don't see any substantial returns.
I see substantial losses.
I don't even trust Bitcoin right now.
Bitcoin has legs, typically.
And even with the banking crisis, Bitcoin really didn't pop up.
I mean, it went up about 3%.
People are just scared.
Because in order to have Bitcoin, you need a bank account.
The Bitcoin ATM machines, they're limiting those as well to $10,000 a transaction.
So it's not like you can move big money depositing cash into a Bitcoin or taking money out of a Bitcoin ATM machine because they're limiting how much you can take out as well.
It's scary, guys, if you don't have a plan.
If you don't have a plan, it could be extremely scary.
And so that's what we do here at Cortez.
We have the solution.
We want to calm you down.
We understand.
We understand that, yes, the dollar can crash.
We have precious metals for that.
We understand the market could go up and they could completely fabricate a whole other market volatile index, but you need traders in order to make money off of that.
We have a pot of money for that called yellow money.
We understand that the government may try to take your retirement.
We understand that the government is not always on your side and that you need to have principal protection and safety.
And so there's insurance contracts for that, insurance alternatives that is not invested in a bank that keeps your principal safe, that you can make 5% to 10% annually if you're okay with having access to 10%.
So there's different buckets of money, guys.
And we even can use real estate, like commercial real estate, like chicken feed farms and storage units and grocery store anchor trust.
People still got to eat and take their drugs, their prescriptions.
So you might as well own the land that these big grocers are on it.
We have solutions.
Like I said, I am like the weatherman.
I'm telling you, the storm is coming.
You are going to get kicked in an ad.
You are going to get punched in a chin.
But you will survive.
You will survive.
Unlike someone else, they're going down with the market crisis.
They're going down with the banking crisis.
They're going down with the CBDC. They probably are inoculated in many different ways.
But you, the researcher, the person with discernment, have made great choices by listening to the truth, by listening to what really is going on.
Like Ronald Reagan says, just take an inventory of what's happening.
We have bank bailouts.
We have Fed now program here.
We have the Fed increasing interest rates.
And now they have the government has this solution.
You can't make this stuff up.
And it's not a coincidence.
They're going to say words like, this is a highly effective, reliable solution.
What does that sound like?
It sounds like the same words on the jab.
Millions of people are dying from the jab and injured.
Do not accept the CBDC. It won't work if you don't accept it.
Simply put.
You want to save the US dollar?
Then use the US dollar.
You want to save the good banks?
Then bank with them.
Take your money out of these big banks, Wells Fargo, Chase, Bank of America, and go to a credit union where you get in the NCUA. The NCUA has never lost a penny for any of its members.
Can't say that about the FDIC. The bank runs are happening right now, and it's going to continue to accelerate.
And if you don't prepare, I definitely don't want you to lose money to a bank bailout.
Then you get an FDIC claim, and they're going to determine when and how they're going to pay you back.
Have you ever waited?
I mean, my dad worked for the military.
Have you ever waited for a check from the federal government?
Don't hold your breath, my friend.
Let's just say that.
Don't hold your breath.
So, CBDC is not going to work.
You know who does not like the CBDC? Is the crypto world.
The crypto world does not like the CBDC because that's the whole point of crypto is to decentralize the government control.
And so there are cryptos out right now.
I'm not recommending any of them.
But there are cryptos out right now that cannot be controlled by the government.
And they're working on that.
Typically, that's what Bitcoin...
That was the whole premises of Bitcoin is to be the first decentralized digital asset to And with everybody going digital, they're having a hissy fit.
So the government's having a hissy fit.
So they want to control it.
Just like what they did with Social Security.
Social Security was never a government program.
You know what they did with Social Security?
Social Security, when Roosevelt died, it was never a government-written program.
The government said, well, Roosevelt invented Social Security.
He used life insurance companies because it was tax-free at the time.
So he hired life insurance companies to pay out living benefits while the Social Security beneficiaries were alive.
Back in the 40s, By the time they were in the 60s, they did not have the ability to live long at that time.
So in the mid-60s, 65, you could collect tax-free Social Security.
But unfortunately, FDR died.
They changed it all.
And the government was like, we need to put rules and regulations.
We need to tax it.
We need to add penalties.
Put some provisions on it because people are taking advantage.
And they control them.
So here we are now.
70 years later, you can't take more than $20,000 out of your IRAs, or you'll be penalized 50%.
And if you're over FRA, you can't make over $52,000 a year.
I have to check the earnings test.
But there's earnings tests on how much you can make.
While you're retired.
And the money in your IRAs and 401ks you don't own, the government does, because you never pay taxes on that money.
So the money that you're pulling out is considered an ordinary income.
And you're getting penalized 50%.
If you are full retirement age and you go over your earnings test, for every $3 that you make, you got to give one back.
If you're under full retirement age, for every $2 you make, you gotta give one back.
So that's 50% right there.
But people don't know this.
This is a huge, huge thing.
And so what they're doing is they're forcing people to take their retirement out earlier.
They're rising interest rates, so you have to touch your retirement early because you can't afford...
The stinking cost of milk is more than gas right now.
Chicken is literally $20 a box depending on what type of chicken you buy.
It's just out of stinking hand.
People can't afford basic things right now.
Minimum wage is not keeping up with the cost of petroleum, the cost of food.
As a matter of fact, when they come out with this CPI index, they always take food and petroleum out.
So you're not getting the real cost of inflation.
The real cost of inflation is over 25%.
So that's why every time you go to the grocery store, it is like pulling teeth.
You get your feelings hurt.
So yeah, your municipal bonds are not safe as well.
Most people, I've talked to several people today with substantial amounts of assets in municipal bonds thinking that it was a safe place 20-30 years ago it was.
But now, with rising interest rates, you are losing 20-30% on your municipal bonds.
And the reason why you stay with them because they're tax-free is Well, that was the whole trade-off.
Like, you bought municipal bonds, got a lower rate of return because they're tax-free, but now they're not even as safe as you thought they were because of rising interest rates.
We like green money for this because green money is also a great bond alternative.
You're not going to lose money to the stock market or rising interest rates.
And you can elect a fixed rate of return and just live off the return.
Right now, they're anywhere from 4.75 to 5.75 depending on your state, depending on which contract you pick.
But you can simply just live off that interest and those rates are guaranteed.
Your principal is guaranteed.
You don't have to suffer any market losses and interest rate risk, which is A very, very big thing right now.
I can talk all day about this.
But what you have to do at home, guys, is sit down with your spouse.
Sit down with your loved ones.
And really, really map out the credit unions that's in your area.
You want NCUA. You want to get out of these big banks.
I just don't want you guys to lose money to a bank failure.
You are a whole lot safer putting your money in a credit union or smaller bank.
And I'm only talking about a year or two of expenses.
If you're a business owner, two years.
If you're just a regular person retired or you don't have a business, one year is plenty.
After that, you can purchase precious metals.
You can invest in other things because you have assets already stowed away.
There's no need to have more than six figures, deep six figures.
Some of you guys have...
A million dollars in the bank.
I just don't understand why.
It is...
There's bombs going off.
It's a minefield.
And you have millions of dollars in the banks.
And they're like, oh, I have several banks.
Guys, that's so dangerous.
You're not going to spend a million dollars tomorrow.
You might as well diversify.
Give us a call.
We want to help you.
We want to give you...
Solutions.
We have solutions where it's 100% liquid.
You get a checkbook.
You can make 4 to 4.25%, 5%.
Not investing in a stock market.
Keep it liquid.
Give us a call.
We want to explain that to you.
Using an individual brokerage account.
Investing in treasury bills.
It's pretty simple.
You can visit our website at corteswm.com.
You can also scan the QR code to selfbook with myself or with one of my consultants.
We have consultants.
Obviously, this show has grown tremendously.
I'm only one person.
And I need consultants to help speak with you guys.
But we are more than happy.
We are more than happy.
Myself or our God-fearing consultants that I've handpicked and trained to give you the best advice possible when it comes to the security of your assets and your retirement.
Give us a call.
813-448-3446.
Or you can email us at info at Cortez WM. You can download our free guide at AmericaFirstRetirementPlan.com.
Also, what I do recommend, if you are engaging with us, go ahead and find the Color of Money podcast on Rumble.
Just go to Rumble.com, find the Color of Money, view that podcast before you give us a call.
Because that's going to give a lot of information to you on our yellow, red, and green money system that we've been using successfully for over a decade now.
It is going to protect you from this Luciferian takeover.
It's going to protect you from market losses, tax...
Uh, tax risk of your portfolios.
It is a great, great strategy going into a recession slash depression to protect you.
And as also, we want to make sure that we're only, only investing in God fearing companies, um, while they still exist.
And also in America, we don't want to support China or any other communist country, nor the ESGs.
Um, And be careful with those ESGs now.
The ESGs, they're just a hidden agenda to promote this digital social score as well as the LGBT Green New Deal.
All the things that we don't agree with.
The ESG is part of this massive movement that you're going to hear words in the next year or two called transition.
We're going to transition.
We're going to transition.
They want to transition you.
They want to even transition your sex.
Yeah, I mean, they just want to transition.
They want to transition from the U.S. dollar to a digital dollar because they want to control you.
They want to manipulate you.
They want you to act like China, like Klaus Schwab said with the Great Reset and the World Economic Forum.
Be the resistance, guys.
Don't accept the CBDC nonsense.
At some point, we may have to even put our phones down and walk away from microphones and cameras.
Because there's going to be voice, recognition, AI, all that.
And it's going to be ugly.
My scripture today, Revelations 13, 16.
KJV.
And he causeth all, both small and great, rich, poor, free, and bond.
To receive a mark in their right hand or in their foreheads.
And that no man might buy or sell, save he that had the mark or name of the beast or the number on his name.
So verse 17 says, I'm talking about the mark of the beast.
As I'm praying about this and just trying to create content, I believe the CBDC, the social score, the digital social score, that is all a part of the mark of the beast.
You will not be able to conduct business.
You will not be able to have participate in commerce in any way, fashion, if you don't accept this digital score.
This social contract is what they're calling it.
Well, I never sign anything.
You never sign anything.
So how is it a contract?
Last time I checked, a contract means that we have to agree with On some terms.
Written out.
Well, they don't want you to sign anything.
They just want to enforce you.
Like a communist state.
So be the resistance, guys.
And do not accept the CBDC. Use your American dollar.
Go ahead and buy some precious metals from Cornerstone.
Get you some insurance contracts.
Get away from the big banks.
Go into smaller banks.
And honestly, just...
Just keep praying for our country.
As you're praying for our country, America needs your help.
So does my friend Brian.
Continue to pray for him.
Unfortunately, he has stage 4 cancer.
It's not looking good for him.
I don't really like GoFundMe, but I respect his family.
I'm putting his GoFundMe link on my podcast.
I know they're a woke company, so it kills me to do that, but I'm just doing it for Brian.
If you don't have a dollar to spare, then please just pray.
Just pray for him and his family.
I haven't had the opportunity to...
To do the Roman's road to salvation, but that's in my heart to at least make sure that his heart is right with Jesus before he goes.
Anyways, I hope you guys are doing good.
Also, let's defund the woke.
Quit doing business with these animals, Costco and Target and Walmart.
Go to switchmyproductsusa.com.
My team will help you out to shop.
There is a little process there.
One of the coolest things with Switch My Products USA is they have these beef packages on subscription-based where these cows have been around for over close to 30 years now.
And they are not vaccinated.
They're not hormonally injected.
No mRNA technology inoculated in their bloodstream.
None of that.
These are free range cattle in the middle of our God's country.
And they are being shipped to your door.
So go to Switch My Products USA if you want to try out these amazing steaks.
There's beef.
It's a wellness store.
So they got breath mints, hand sanitizers, candles, shampoos, deodorants, laundry detergents, household cleaners that are not harmful for your home and that are here and made in America.
So we need to refocus our buying habits to companies that support America.
So if that's you, go to switchmyproductsusa.com.
You won't regret it.
There is a little 20-30 minute webinar that you can watch.
And if you're interested, then request a shopping link and they'll walk you through it.
Other than that, go to corteswm.com to schedule a retirement consultation.