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Jan. 31, 2023 - Stew Peters Show
29:42
Scriptures And Wallstreet- Sneaky Tricks On Your Checking Account!
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Thank you.
Thank you.
I wanted to say thank you for continuing to watch our channel.
And more importantly, as we bring on more and more content, I invested in a new studio, if you probably can tell, got a new microphone, a better, clearer camera and some better lighting.
I'm actually in my studio, my new studio, I'm a home office.
So we're really excited.
I will be posting more videos and distributing more content.
But more importantly, I want you guys to start emailing me some questions and concerns that you have at info at CortezWM.com.
In the near future, I will be having a segment just on Ask Carlos segment, and we're going to be talking about all things financial, all things financial.
All things retirement, Social Security, what's your thoughts on the Luciferian ways, the New World Order, how does it affect your retirement, the end times, whatever you want to speak about.
And what I'm going to do every single episode is I will have a few minutes just to answer these questions.
We get a lot of calls, a lot of calls and a lot of emails, so just bear with me.
I promise to read all of them, and I'll pick a few that are more suitable for our audience and that are more, I would say, appropriate for the content that we're going to be talking about.
But today, I actually have something I wanted to share.
So I wanted to dive deep into these bail-ins that I've been researching on.
And I found an incidental finding, actually.
So what I wanted to do was do an experiment.
I wanted to go around town to Bank of America, Regents Bank, Truist Bank, and all the big banks, and just get the paperwork done.
I wanted to see what those legal disclosures were and really dive deep into it and possibly even get some of my contract attorneys involved and have them look at it as well so that we can know what we're signing.
We know the banks have something up their sleeve.
We know that banks could be failing like in 2008.
But I just wanted to do some due diligence.
And so what I actually found is I went to Truist Bank.
So if this is your bank, definitely listen up.
And all banks are subject to this.
I just picked on Truist because they allowed me to open up an account online.
Which I did not open up an account because you have to literally click off.
I have understood and read the banking procedures.
And then I have read the privacy notice.
And I have read all the other legal jargon that they throw at you.
So guess what I did?
They had a 43-page document.
Disclosure on opening an account and so I pulled it up and I just kind of want to read a few Yeah, literally 43 pages.
And you can go to bank services agreement, look it up.
So what my challenge to you guys is, whatever bank account you have, I don't care if it's a credit union, small credit bank, or a community bank, or a big national and regional bank, whatever, call your bank and ask for the bank services agreement.
It is a mandated public form that you have to sign when opening a checking account with the FDIC based bank and you will be floored on some of the things that you will find.
So give me a second as I pull this up on my phone.
I was just amazed.
So again, incidental finding.
I wasn't able to memorize everything but I just wanted to read On page 28 of 43, and I'll see if I can upload a document to this podcast.
If you read on the costs and expenses, you agree to be responsible to the bank of its loss, costs, expenses, including, without limitation, reasonable attorney fees as a result of the breach of the terms of this agreement, your illegal and improper activity or negligent conduct.
You authorize a bank to deduct any such costs, expenses, and From your account without prior notice, your responsibility for costs and expenses may include disputes between you and the bank, situations where the bank becomes involved in a dispute between you and some other party.
The recovery of any costs in attorney fees in a matter of result through judicial administration procedures shall be determined in accordance with the rules of the court or administration form.
In the case of a joint attorney, Each account owner is jointly and severely liable for all amounts charged to the count regardless.
It goes on and says, This paragraph does not apply to disputes pursued through arbitration provisions.
And in bold letters it says, In no event, under no circumstances, shall any party be liable to each other or any third party for special punitive and sententals, exemplary and consequential damages.
So, I know I read a bunch of legalese to you, but basically, if they find you with any illegal activity, or what they think is illegal, like the January 6th,
They said that insurrection, we all know what happened there, but let's just say you were just in the area and they were profiling you and they said that you were part of a legal activity, they could literally just close your account.
So as we go into this like woke environment, there's two economies that are happening.
There's a conservative freedom, America First freedom movement, and there's this liberal, woke, hey, I'm cool, it's okay to chop your penis off and be a girl environment.
The anti-God movement, right?
So God speaks about that.
And it will get radicalized to the point where we're spending our money We want to make sure we're on the same page.
We want to make sure we're on the same page.
I'm telling you guys, this economy is going to be divided into a Luciferian way and a godly patriot way.
And as you spend your money in the marketplace or in commerce, online, most of you are already looking at to see if they have things that do not resonate with you.
Like, so when I was in business school, they call it the Google slap.
I was in business school and in our marketing classes, they spoke about the Google slap and basically how you would go and let's just say you wanted to buy a new pair of shoes and you didn't know what size or you wanted to feel, touch it, smell it.
It could be a car.
It could be anything that you're buying.
People still want to touch, feel, and smell it.
When you buy a new car, you love the new car smell.
When you buy new shoes, it smells like that brand new plastic that you like.
They're using that same behavior when you go online.
So when you go online, you still want to see it personally.
Even though e-commerce is picking up, it's the same daggone thing with the behaviors of Of this new economy, this new conservative economy that's being built.
There is a boatload of business owners that I talk to.
They will not do business with anyone that are not God-fearing patriots.
That is happening right now.
And there was a bank called Glorify that just tried to go against the grain.
And Candace Owens was a speaker of them.
And it didn't work out because of the political atmosphere.
They got shot down, which is terrible in my opinion.
But the banks literally have a way to take your money.
So it was an incidental finding.
Like I said, I wanted to find bank bail-in language as we're opening a checking account.
So another thing I did find was...
Large cash withdrawals.
So I'm going to read this real quick.
And I don't really like reading to people, but I really feel this is huge.
So bear with me.
So under this privacy services agreement that you should call your bank for, this happens to be truest and is out there publicly.
You go to the large cash withdrawals.
You remember a few weeks ago I was saying, go to your bank and see if you can pull out a hundred grand out.
See what they say.
So in this acknowledgement form, It says, An official check or electronic transfer to received funds if we agree to a large cash withdrawal
of your money.
You may be required to employ a courier service susceptible to us at your risk and expense.
So if you...
You go to a bank and you say, yo, I want my money.
They can say, yo, we don't have it.
As a matter of fact, we're going to hire a courier at your expense and we'll have it delivered to your home.
That's basically what it says.
If a large cash withdrawal is completed and you will be required to sign a cash withdrawal agreement or affidavit, refusal to sign an agreement is for us to revoke the cash withdrawal and require alternative delivery of funds.
You understand at the bank is not responsible for providing any security regarding any cash, withdrawals, or deposit.
Dude, that is mind-blowing.
So you go over there, like you have to sign off on this when you open up an account.
You have to sign off that you agree that...
They control your large cash withdrawals.
Guys, this is a scary language, man.
I mean, I didn't even want to do this podcast on this, but I had to because you guys need to know what you're signing when you're opening up a checking account.
Because we get the question, is my money safe at the bank?
And then you have Wells Fargo, Bank of America, Regents.
Guys, the bigger the bank, the more the risk is.
And regardless, regardless of what your bank is, If you look at the Dodd-Frank Act, so I spent some time looking at the Dodd-Frank Act, and I kid you not, it led me to investopedia.com, which is a very trusted website.
I used it to help me get a lot of my licenses and where I'm at today.
So investopedia.com is a pretty good site just to get basic information.
And basically, Investopedia.com, if you look up the Dodd-Frank Act, you will notice, you will simply notice that they are literally talking about bail-ins is legal.
And they can...
So the banks don't really have to have a disclosure because it's mandated federally.
So if there's a U.S. bank that receives FDIC through the SEC, through the CFTC, through the FDIC organizations, and all the governmental banking organizations, they literally impose a bank bail-in because that bank is abiding by the federal laws that are mandated so they can be protected.
Guys, what a bank bailing simply is, is that there's no more bank bailouts.
In 2010, they got rid of the bailouts because it was a huge threat to the taxpayers.
Now they just simply can...
If you have over $250,000, they deem that you have enough and they can just take your money out and you become a secured creditor.
So depositors, CD bank holders, everything, you are an actual shareholder of the bank.
Be very careful.
We know that the banks are not your friend.
We know that the government cannot be your friend.
What do we do from here?
I've already showed you some legal documentation.
I'm going to upload I'm going to upload this document I was reading with Truist Bank.
I just picked on Truist because it was the easiest one to find that can open up a bank online, a bank account online, without actually driving to the facility.
But you can go to Bank of America.
You can go to Wells Fargo.
Look at those documents.
And if you can't find it, just simply call your bank and say, I would like The banking services agreement.
It's going to be 40, 50, 60, 90 pages, but just skim through it and you're going to see the language that is really not protecting you like you think it is.
Having said that, guys, I have a covenant that I spoke with last episode.
We know the banks can fail at any time.
We know they can take your money.
We know this.
However, I don't want you guys to be scared.
I'm not here to fear monger.
I'm here to bring you the facts and let your discernment decide on what you want to do.
I can only advise personally, over the phone, virtually.
And with that being said, obviously this video is meant for educational purposes.
This is not investment advice.
So seek a licensed financial advisor, which I am.
And if you're interested, give us a call.
You can go to corteswm.com or you can call us at 813-448-3446.
And you can even email us at info at corteswm.com if you have any questions.
Our covenant, right?
We spoke about our covenant.
The covenant is really simple.
It's part of one of our processes with the America First Retirement Plan.
The covenant is simple.
A third of it wrapped up in insurance.
If you're older, maybe 70%.
Another third into traditional investments.
Actually, money in the stock market is actually safer than money in the bank.
Isn't that crazy?
So, when you have money in the market, it's liquid.
You have the ability to take money out.
So, we recommend...
Or I like to see a third into...
A tactical manager that can get in and out of the market that has a seatbelt should the market collapse.
You're out and you can have money literally direct deposit into your bank account the next day.
And a third into precious metals.
And so what this typically does, if the market goes down, your precious metals will offset and go up.
Typically, that's what happens.
The market went down last year and precious metals went down.
That's because inflation is soaring through the roof.
And so our dollar skyrocketed.
So when you have hyperinflation, the whole goal is to obviously prop up the dollar.
And when you prop up the dollar, you have a domino effect all across the globe.
There's another crisis that's happening with the US dollar internationally with non-US banks.
That they shorted our dollar, meaning they would make money when the dollar goes down and it actually went the opposite way.
The $60 trillion that are out there, there's about $60 trillion in non-secured foreign exchange swaps.
We'll do another podcast on that and what you can do to prepare for that.
But as of right now, insurance contracts are huge for protecting your principal.
Precious metals and having a tactical managed portfolio.
Those three is our covenant.
I can't predict what the market's going to do.
I can't predict what's going to happen.
I can't.
But what I can do is be a steward and prepare for certain things.
Prepare for certain scenarios.
That's what we can do.
No one can predict what's going on.
So we can only trust God, read God's Word, and really trust our discernment and be a steward of what we can do.
We have to be proactive.
We can't just let our money in the bank and just say, oh, it's going to be fine.
No.
No.
If crap hits the fan, they're going after your bank money.
You heard it here on Scriptures on Wall Street.
If the economy goes bad and we have to do a bailout scenario, there is no more bailouts.
Bailouts are actually illegal.
They now have commissioned bail-ins.
That is law.
That's the Dodd-Frank Act.
In 2010, they have the right to literally take your money and you are now a creditor.
You are a shareholder.
They can pay you back whenever they deem suitable on their terms.
There's so much legal stuff on this.
It is literally scary.
So, get insurance on your money.
Then I heard some nasty comments saying, well, what if the elites mess up the insurance?
The elites have insurance contracts.
The elites, that's their number one investment is insurance contracts.
They're not going to pee and crap where they eat, guys.
The elites are investing in insurance contracts.
They're not investing in the stock market.
They're not investing in things that you and I buy.
BlackRock is literally buying every single family home because they know that there's going to be a massive recession.
They know that they can bring the whole banking system down and that they're going to own all the things that you're going to have to walk into.
Blackstone, BlackRock, same company.
So, the Bible says that He gives us signs and wonders and He gives us discernment.
But more importantly, I just wanted to let you know that we have a covenant approach.
We have a plan.
We have a plan.
It is not perfect, but guess what?
It will give you confidence.
And if you follow our covenant, you won't get hurt.
You might get punched in the chin.
You might get kicked in the stomach.
But guess what?
You'll still be alive.
And so we have a covenant approach.
I want you guys to understand the power of having your own private insurance on your money.
The power of having just a little bit, you know, 10, 20, maybe even 30% of precious metals into your own tangible bucket in case that this economy does go to hell in a handbasket or the banking system does collapse.
You have that there.
And if I'm wrong and the market continues to rise, even though it's been going down the past two years, we know how the market's manipulated.
At least you have a dog in the race in that you can make a profit in the market strategically.
We know that the market's manipulated.
We know that it's ran by robots.
And as we look into the future, we have Elon Musk wanting to put a chip in your brain.
And Lord knows what this whole SpaceX thing is going to do.
I don't trust it.
I think he's just going to track all your solar...
He's going to track everything.
Your brain chips, your Teslas, your electricity, your phones.
He's going to just track everything and sell that information.
Or honestly, just be...
An elite that is going to just basically use that for his power.
So I don't trust it.
But what I do trust is God's word.
And I'm not afraid.
The Bible has commanded us not to be afraid.
And I'm not.
And if we are afraid, and if we're acting in fear, then we've become a part-time atheist.
And there's no room for that.
Also...
I'm struggling with the word revenge and hate because I get angry, guys.
I really, really get angry.
And one of the verses that I really struggle with is Matthew 5, 4, 4.
And I wanted to share it because it's uncomfortable.
It's really uncomfortable.
And it says, but I tell you, love your enemies and pray for those who persecute you.
It's hard for me to swallow that verse, but that's why Jesus is Jesus and that I'm not perfect and definitely we aren't perfect, but Jesus is.
And so...
During these times of heightened discernment, and you feel defeated, and you feel like, God, have you forsaken us?
But we know in Leviticus, he says, if we can stop, turn from our wicked ways and repent, he will heal our land.
America is on a lifeline.
We definitely need to seek his face more.
We only answer to God.
We don't answer to Joe Biden or a mandated vaccine or a mandated face mask or what they want to do with our school system.
Socialism is here.
Communism is here.
The Luciferian ways are here.
But the Bible says pray for them.
And that's really hard for me, guys, because I struggled with Anger issues.
Like, someone pissed me off, I just want to punch him in the face.
You know?
So, like, honestly, when I see Joe Biden, I just want to knock his lights out, you know?
So, I need to be very, very careful what I say.
So Matthew 5, 4, 4.
It is a verse that challenges me because I really, really get upset when the banks do this garbage and they're not transparent and they steal money from a hardworking American.
My father is a pastor still and a drill sergeant.
And a welder.
And he was just doing everything he could in the eyes of God and in the eyes of a father.
And now he's a business owner.
But he did everything he could to make sure we had food on the table.
And I had new cleats every season when I was playing soccer.
And it's tough.
It's tough.
Because my dad sacrificed a lot.
And there's no men like that anymore.
There's no men like that.
The wussification of a man right now, and it really, really bothers me.
I get angry to the core of me that the media wants to portray men as wussies and women as men.
And I get angry.
I get angry.
So this verse really, really just hits me home.
It's like, we got to pray for them.
If your boss fired you, if your spouse cheated on you, if your pastor never called you back, or when you were in a deathly experience, or your friend betrayed you, the Bible says pray for them.
They may not change.
They may not change.
But you know who will?
You will.
You will change.
You will have a softened heart.
You will have a forgiving heart.
And that's what Jesus wants us to do.
Is to forgive.
To love.
Regardless of the circumstances.
That doesn't mean we gotta be a wussy.
That doesn't mean we gotta not hold a line.
It just says pray for them.
Show grace.
Show love.
For me, this is the whole reason why I got into this whole financial stuff.
I was afraid of these evil people stealing money from my dad.
My dad didn't understand all this stuff.
So I made it my life's mission to study money to protect people like my dad.
And that is my calling now, to be a financial pastor.
Call it what you will.
My dad is a pastor, so maybe that blessing has gone down on me.
But Matthew 5, 4, 4, not my favorite verse in the Bible.
Pray for your enemies because your heart will change.
Mine definitely has.
And actually, you know what my dad did.
True story.
He actually wrote a letter to Bernie Madoff and just giving him pretty much an altar call on a piece of paper and saying that God loves you and I hope that you accept him.
I don't know if he ever read it.
I don't know.
But pray for your enemies, guys.
The banks, I feel, are our enemies, right?
We got to find good financial institutions.
We got to be a steward.
Go through the covenant.
I can't give advice on a public platform, but if you give us a call and we have a virtual meeting, we can talk about what is best for you and your family.
So give us a call, 813-448-3446, or you can visit our website at corteswm.com.
Sorry, I got a little emotional there at the end.
But I'm very passionate about what I do.
And I know what we do works.
I know we can defend your portfolio from this attack, from this financial COVID nonsense, this bioweapon, financial, financial inoculation.
Call it whatever you want to call it.
We can help you.
God bless you.
I'm out of here.
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