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Dec. 13, 2024 - Sean Hannity Show
31:57
Dr. Josh Umbehr - December 12th, Hour 2
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Hour two, Sean Hannity Show.
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Sean, if you want to be a part of the program.
National security happens to be an area of great concern for me.
We have talked at length about known terrorists in the country, but we don't know where they are.
Cartel members in the country, we don't know where they are.
Uh gang members now uh recorded in sixteen states, just the uh trend they aragua gang from Venezuela, and according to reports, they're getting more violent by the day.
We have no murderers, rapists, uh other violent criminals in the country.
Many will have to be deported, many will be deported.
And then we have a gap of vulnerability with our national security.
The same thing Reagan faced when he became president in 1980.
It's never been this bad.
Our top geopolitical foes, countries like China, Russia, they have hypersonic technology.
My sources say that we're probably deficient in not just hypersonics uh but also probably 20 other areas that are are necessary.
We've got to prepare for what the future of modern warfare will be.
I I I don't believe it's gonna be fought in a battlefield.
There will be some of that.
I believe future wars will be fought with in air-conditioned offices and people pushing buttons, and and we've gotta be have the most advanced technology, stay ahead of our adversaries.
And I think President Trump's idea of an iron dome is going to be critical long term uh to the safety and security of our homeland.
And uh I'm very, very worried about where we are as a country at this moment in terms of national security and defense.
Uh the twelve and a half million unvetted Harris Biden illegals is the the biggest national security disaster ever.
I would assume that the terrorists that we know are in the country, but we don't know where they are, are plotting and planning and scheming uh another 9-11 or worse.
Uh it is a monumental job uh to defend this country, and we've got a lot of work to do.
Anyway, here to weigh in on this and so much more.
Uh our friend Congressman Mike Waltz, although we're not going to be calling him Congressman much longer.
He was selected by President Trump for the role of National Security Advisor, former Colonel, U.S. Army Green Baret, by the way, also best-selling author of Hard Truths and Warrior Diplomat.
Uh anyway, uh, we couldn't be happier for you.
As a longtime friend of this program, we uh we're we're very happy people like you are willing to uh you know serve in this administration.
Well, thanks, Sean, and uh it's the honor of the lifetime.
Uh President Trump literally is going to uh save the world.
We're already seeing the Trump effect.
Uh, just with uh just with the election, the entire world is uh reaching out to engage him, friend and foe alike.
Uh and so to to be a part of uh that uh and to serve the American people through him and advising him uh is really tremendous.
And I'll just say one more thing, Sean.
You know, uh as compared to the first Trump administration, uh, we are gonna continue so many of those policies from the border, from uh taking it to the terrorists, from bringing people to the peace table for big deals, but you have a team that he is putting around himself now that are bought into his vision that don't dare to believe that they know better, uh, and that often have worked together.
We know each other, we actually like each other.
Uh, and so we're all moving in the same direction to restore peace through strength.
Okay.
What about the vulnerabilities I just laid out?
Am I wrong?
Please tell me I'm wrong, because if I'm wrong, I'll feel better.
No, you you you shouldn't feel better.
You shouldn't be sleeping well right now.
Uh but but uh the cavalry's coming, uh, so to speak.
But yeah, we have we still have a wide open border.
Uh we have uh the the caliphate in Afghanistan with ISIS and uh Al Qaeda trying to come roaring back.
It's still not clear to me what kind of eyes and ears we have on that right now.
You just saw Blinken uh you know testifying before the House Committee in the investigation on that debacle of a withdrawal.
You have a grinding World War One style warfare, a meat grinder of people in Ukraine, uh with the potential of nuclear escalation.
Uh and thanks to the actions of Bibi uh and Israeli leadership, at least some bright spot is that Hezbollah has been largely defeated and on their back foot.
Iran is in a terrible uh position right now, probably the worst they've been since the Islamic Rev Revolution.
Uh Hamas is increasingly isolated, and now we need to bring home a deal to get our to get our hostages out.
But um it's a tough situation.
But President Trump will clean it up.
We we he had to do this in twenty sixteen, twenty seventeen, twenty eighteen, and we'll clean it up again because he has the right instincts and the right approach.
Do you think our intelligence community needs an overhaul?
Is our intelligence community up and working to the degree that we would need to have the level of security in a world that has the likes of Kim Jong-un and President Chi and Vladimir Putin and the mullahs in Iran uh et cetera.
Yeah, I think Sean, it needs a reprioritization.
I mean, literally in the global threat briefs coming from Biden's uh intelligence community, climate change was was at the top of the global threats brief, right?
So it needs to get refocused on lethality, stop with the social justice nonsense, uh, and really work, I think, better with uh the amazing technologies that are spinning out of our private sector.
Uh and then finally, and this is something that I think the one of the most unreported headlines right now, uh, in the cyber space.
First there was volt typhoon, which was essentially cyber time bombs and our critical infrastructure that we discovered.
So it's one thing to be stealing, it's another thing to be spying, but it's another thing to actually have the ability to destroy our water system, our ports, our grid.
Uh, and the response has been, frankly, feckless.
And then number two, uh, with salt typhoon, and I would encourage you to uh and your and your listeners and viewers to really look into this.
I mean, this has been a massive penetration of our entire telecommunication system.
Uh and um we need to go start going on offense uh when it comes to cyber.
You know, when the Soviets were were building up their missiles in the 1950s, we didn't try to build the most perfect defense.
We created a doctrine and theory of mutually assured destruction that kept the peace uh for the next seventy years.
We need to take a hard look at that at both cyber and space, uh, because in every war game, the first shots are fired in cyber and in space, and often it's checkmate uh because it's destroying our entire fabric of our economy.
Uh, and so we need to establish deterrence economically there too.
And President Trump knows that uh and is absolutely prepared to do that.
We're prepared to help him do that.
But I think it's just our cyber uh and our intelligence community has got to get their legs back underneath them.
Our enemies' bullets and our enemies' spies aren't worried about race, gender, uh you know, economic uh background or anything else.
They're just focused on whether we're America or we're not, uh, and they do not mean us well, and we need to take that same a attitude with our adversaries.
Yeah.
Let me ask you about the spy balloon.
Oh the drones, I should call them, and and all of this.
How how is it possible?
The first sighting was November the eighteenth.
They they have all these drones flying over the state of New Joyce of all places and over you know key installations, the electric grid and and power stations and military installations.
They're the size of a bus and they sound like uh a Harley in terms of how loud they are.
They're flying at low altitudes.
People are seeing them every single day.
There were 50 sightings in one day on Sunday.
They've known about it since the 18th and there's not one person in our government that can tell us a single thing about these massive drones.
They don't know where they originate from they don't know who's manning them.
They don't know if they're surveilling.
They don't know if they have a payload on it.
They they don't know a thing about it.
How is it possible that that's the case?
I don't either either they're lying to us, which I believe is a possibility, or they don't know and frankly both are bad.
It's so Sean I think it's pointing out both the cultural problem, a leadership problem and a technical problem.
The cultural and leadership problem is everybody, you know, DHS is pointing the finger FBI is pointing the finger the Department of Defense is pointing the finger.
We don't know you know where President Biden is and it's just not reflective of where our priority should be which is defending the homeland first.
We have all these capabilities and sensors all over the world we don't seem to have them really focused on our borders, our sovereignty, our homeland and that's really what President Trump is getting at when he's talking about an iron dome over the United States of America.
The technical problem is we still have Cold War era kind of sensors.
They're great at detecting if we've got Russian or Chinese bombers coming near our airspace.
They're great at out there finding submarines.
But when it comes to these small drones that fly very low or when it comes to, say, hypersonics that fly or the spy balloon that flies in between where, say, a bomber would be and then a ballistic missile up in space, those in-between layers, we need to invest in and do a lot better in.
So it's a cultural problem focusing on the homeland.
it's a technical problem and when President Trump says we're going to create an iron dome from space all the way to the ground to make sure this stuff can't happen that's what he means that's what we're going to uh implement.
All right we'll take a quick break we'll come back more with Congressman Mike Waltz soon to be uh national security advisor we'll get to your calls on the other side.
All right, we continue with the soon-to-be national security advisor, Congressman Mike Waltz of My Free State of Florida.
So when the news broke today that Biden commuted the sentences of three Chinese nationals, as his term is drawing to an end, among the charges, possession of child pornography, plotting to steal trade secrets, espionage on behalf of China.
Why does my mind go to the WhatsApp message?
I'm sitting here with my father and to one of the CEOs of that energy conglomerate out of China, CEFC.
and uh between all everybody he knows my ability to hold the grudge uh you're gonna regret not doing what you said you do and and then millions of dollars transferred to Hunter Biden uh why does my mind go there?
Is that just a suspicious mind from somebody that grew up in a very cynical place called New York?
Yeah, right.
No, it's not a suspicious conspiracy theory mind there, Sean.
It goes to all of the evidence that Jamie Comer and the Oversight Committee, that Jim Jordan, everything that we've uncovered the last two years.
And it's far even deeper than that.
It's mines in Africa that have critical minerals that Hunter facilitated.
It is just left, right, and center selling America out to our greatest adversary.
I just sat with the China Select Committee, the chairman and ranking member, and they said, you know, what do I think they should be focused on?
I said I think they should be focused on the state level, the local level, the county level, you know, the levels of Chinese penetration in our society.
It was horrific with the son of a sitting president, but I think it is at every level, from our farmland to our factories to our country.
uh to to our mines and our critical minerals.
They are seeking to defeat the United States as a global power, but they're seeking to do it economically and through natural resources as much as they're seeking to do it militarily.
Uh and uh it it's it's something the president knows well.
He shifted us to focus on China in 2017.
But it's really uh I think the American people have to appreciate how deep this goes.
Uh number one, and number two, for everybody out there, when you see you know made in China, put it down.
Uh made in America is not just a jobs program.
Uh it is it's not about just unions or what have you.
It is a national security issue.
We've got to bring those supply chains back home uh so that they are secure.
Uh and we uh our greatest strength is our economy and our markets.
And uh that's what President Trump will be focused on.
I bet you're really really uh excited, ready to go.
My understanding is the Biden administration the that now that they're leaving and outgoing, they're not but they have not been particularly helpful to anybody that is assuming positions like yours.
Have they been helpful to you?
You know, Sean, we don't agree uh on a lot, uh, but I have to say the coordination has been relatively uh good, especially when it comes uh to getting our people out in the Middle East and and and closing that uh that down.
Uh on on all of these other issues, we'll work on it.
Like I said, we we disagree.
Well, did you did you ever get a briefing on the drone issue, for example?
Uh I have not.
I have not.
I I think the incoming national security advisor might deserve such, don't you?
I do.
Uh and I'll be back over there.
Uh I'll be back over there shortly.
Uh tell them I said hello and don't let the door hit him in the ass on the way out, okay?
Fair enough.
But uh we we have to be team USA from now until January 20th.
I don't want our adversaries thinking this is a moment of opportunity.
No, that's a good point.
I do agree with that.
Anyway, we appreciate it.
We wish you the best, Mike Waltz, uh soon to be National Security Advisor.
Thank you.
Old inspired solutions for America.
This is the Sean Hannity Show.
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All right.
Anyway, let me uh we talked a lot about what's going on with healthcare and the the assassination of the United Healthcare CEO.
I mean, what happened to this man and the reaction of the the left is unbelievable.
I mean, Elizabeth Warren on the killing and the assassination of the United Healthcare CEO.
Well, you can only push people so far.
She said this on MSDNC.
Listen.
And what happens when you turn this into um the billionaires run it all is they get the opportunity to squeeze every last penny.
Yeah.
And look, we'll say it over and over.
Violence is never the answer.
This guy gets a trial who's allegedly killed the CEO of United Health.
But you can only push people so far.
And then they start to take matters into their own hands.
Yeah.
Oh, uh, you can only push them so far.
It's this she's rationalizing assassination because, oh, I don't like what Sean Hannity says.
So uh yeah, or I don't like what I'm watching on TV, or uh, I don't like the slow service at a restaurant.
Is that the same?
Does the same rule apply?
You can only push people so far, you can only make them wait so long for uh a steak or a hamburger.
I mean, this is insane.
There are smart creative alternatives to the current health care system.
We have discussed many of them at length on this program over the years.
Many years ago, I read a book.
It was called Patient Power, and it was printed by the Cato Institute about health care savings accounts.
You pay into it every year, it's tax-free, your money builds up in your younger, healthier years, and if you you die of a heart attack, all that money you save for health care, which is usually for later in life, is available to your family, you give it to them.
Otherwise, you use it and then you couple that with catastrophic insurance with a high deductible.
Again, you'd be able to take it out of your health savings account, and that catastrophic cares for, you know, God forbid you get cancer.
God forbid you have the stroke, the heart attack, or God forbid you have the bad accident.
There's there are alternatives.
There are health care cooperatives.
We have you you know, catastrophic care, people underestimate the patter power of catastrophic care, but you also have to know what it would provide for.
Um, and anyway, for years on this program, we have featured Dr. Josh Umber, and he founded a group in Wichita, Kansas called Atlas MD.
And he's been able to duplicate that model all around the country, and at the time he was charging patients $50, you know, for unlimited care.
You can go to the doctor every day if you want to go to the doctor, and they take care of of uh uh most of people's general health needs.
You couple that with a catastrophic plan for the for the big issues I mentioned, and you're fully covered.
And he would negotiate directly with pharmaceutical companies, and you'd pay like 99% less.
Amazing guy, amazing idea, very successful practice.
Well, he's now taken it to a new level, and he's created a new health care provider that I happen to be a fan of, but you do what you want, consult with your own doctor, see if it works for you, but it's called Atlas Direct.
And in a lot of ways, it's reinventing supplemental health insurance and providing modern quality coverage, and you know, there's no deductible, no co-pays, no network restrictions.
Payments go directly to you.
Payments can be used for any expense, fully transparent pricing.
You can enroll at any time.
Dr. Umber, when you started Atlas MD, how successful was it in Wichita?
Well, it's it's great to be back with you, Sean, and uh it's exciting.
When we started Atlas uh in 2010, uh this was such a new idea.
People weren't used to paying for health care without insurance, but it's taken off in ways we could have never expected.
Um we now have you know over six, hundred doctors on our platform alone, and we're just a piece of the direct care movement.
We helped 45 doctors open direct care practices last month alone, which is more than we did in the first year of helping doctors.
The momentum just keeps growing in all these exciting ways because health care continues to get more expensive every year.
People are increasingly looking for just real simple objective answers to make health care more accessible and affordable, but also health insurance more affordable.
You know, the national average is 25,000 per family per year.
That's that's taking money out of the pockets of families that they need for credit card debt or loans or preparing for college or retirement.
I think it's hit that you know, tipping point where they're ready for common sense solutions.
How important can a catastrophic plan, the right catastrophic plan be for people's overall health care strategies?
Because people are looking for answers, alternatives so that they don't have the gaps in coverage, they don't have fights with insurance companies.
Because let me tell you, some of these companies are are are awful, and people uh have every right to be angry, they think they're covered, they're not covered.
So what what is what is the best alternative for the average person?
I think we have to remember that health insurance is really financial insurance.
It's to protect us in case of big events.
And thankfully those big events are rare.
So if you have an insurance that is smarter, more direct, and actually pays the true cost of care, it goes directly to the patient, doesn't reward the system for these inflated, outrageous bills, you get you get back to a really affordable solution, right?
In our model in the 13 states we're approved in, a family of four under 45 would be under 450 a month.
If the national average is north of 2,000 a month, how much does you know 500 a thousand, fifteen hundred dollars saved every month help the average family?
Right?
That's that's real money for regular America, and they're just tired of throwing their money at insurance and not getting anything back.
That's why it's so important that in the right model, the money goes back to the patient, not the system.
It's it's we know tell me tell me exactly how your uh because Atlas MD was if you lived in Wichita, you sign up for Atlas MD, it was fifty bucks a month, ten bucks for every kid, unlimited visits, and and what would you take care of in your office?
You could see uh you'd get medical attention, you know, concierge care twenty-four hours a day if you needed it.
Uh medicine, yeah, stitches, biopsies, injections, procedures, meds, yeah, as much as we could.
Uh we were incentivized to.
And what happened to people when they got the cancer, the heart attack, stroke, or bad accident?
Well, we at least post uh pre-affordable care act, we had really great options for customizing insurance through different brokers.
Post-Affordable Care Act, most of that went away, and the best thing you could do would be work with small businesses who had a bit more flexibility in their insurance model to save 10, 20, 30 percent, but we never really got back to a common sense insurance model, really like car insurance, uh home insurance, life insurance, where the payment goes back to the customer, not into the system.
Um and because of that, you have so many middlemen, brokers, agents, um, hospitals, all these other reasons for inflating the price.
So that ends up you know making it unaffordable.
We we feel like we've tried to answer the health care solution in bite-sized steps.
First, it was primary care, which most people think isn't the place to start, but we touch everything.
So once you have unlimited access, no copays, free telemedicine, free procedures.
EKGs cost me 36 cents.
The coffee in the waiting room costs 70 cents a cup.
So why are we using insurance for these types of things?
And then that normal progression of wholesale meds, wholesale labs, doctor to doctor teleconsults for $30, w MRIs for $300, CTs for $200.
What you realize is the in-person, we we expected insurance to lower the price of things.
And it probably used to, but it hasn't for a very long time.
And now the cash price of things is faster, simpler, easier, and more affordable than trying to go through this big, complicated bureaucracy.
All right.
We'll take a quick break.
We'll come back more with Dr. Josh Umber of Atlas Direct.
There are alternatives to traditional health care insurance policies, and we're learning about it.
He is with Atlas Direct, an alternative health insurance solution.
Many people rightly unhappy with their current insurance policies, and he's giving you an education on alternatives that are smart ways you can save money and improve the quality of your care.
So let me ask you the question, because there are people in all fifty states that listen to this show.
And you're trying to, and and this is uh I have two minutes for you to give the answer.
What do you recommend for the average person that they would be fully covered uh uh under any scenario that they mu that they might encounter health-wise in the future?
What what is your best recommendation?
Well, for the states that we're in, it's get yourself the direct primary care physician and then combine that with the most affordable insurance you can find, whether that's Atlas Direct or something else.
In all the other states that we hope to come to, it's the same thing, but your best option is likely through your employer.
And letting your employer know you'd rather decrease the insurance premiums and work with your direct care doctor to absorb the difference, right?
Because the And how do you know that everything's gonna be covered and you get to go to the doctor you want?
That's a great question.
At least with direct care, you're getting to choose the doctor you want.
And you're you're an empowered consumer now.
And you know, the damage that people are experiencing on the front end every month.
What if it's cancer treatment that goes on for ten years and you run out of money at any point?
Well, um depending on the insurance model.
Um for those types of situations.
And that's the tough thing.
What do you what risk do you cover?
And so the individualized answer ends up being, you know, do you want to cover uh a point oh oh oh percent risk, but then have less money every month?
Um so threading the impossible needle is kind of how we look at that.
But even Medicare doesn't cover everything, right?
We had to get insurance license, which is kind of funny being the non-insurance guys.
Medicare has a blood deductible.
Medicare doesn't three first three pints of blood.
So everything's got a place where it doesn't cover working with you know good insurance people to this is a good primer or this is a good preliminary discussion.
But we're gonna have an ongoing discussion.
Uh, because I think people, especially at the beginning of the new year, they're gonna maybe update their insurance with their employer or whatever.
Um if people want to get in touch with your company and find out more, how do they do it?
Uh the website's the best place to go.
It's atlas.direct, uh www.atlasdirect, the email, hello at Atlas Direct.
We have live chats, phone number, email, uh, we're happy to help wherever you're at.
Uh and people can ask questions how much would it cost for full insurance, you know, cradle to grave, and you can give them that answer.
Or if they want want to pay less a month, you can give them the next best option, then then the next best option, right?
Yep, it's one it's based on age and gender only and the state you live in.
So right now the the states we're approved in are all the same price, so you can you don't even have to put in any information.
You can go and look and and then see if you qualify.
Um so we tried to make it as absolutely simple and customer friendly as possible.
The way insurance should be, uh put the people back in charge.
All right, we appreciate it.
Dr. Josh Umber, thank you.
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