Sept. 3, 2019 - Real Coffe - Scott Adams
06:23
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| Time | Text |
|---|---|
| Hey everybody! This is going to be just a quick single topic periscope on the topic of gun control and gun safety. | |
| I wanted to throw an idea into the mix that I haven't heard before. | |
| Most of the ideas that you hear about gun control are rules that would allow you to have a gun or not. | |
| If you're this, you can have a gun. | |
| If you're this, you can have a gun. | |
| And I'm not sure that that's our best approach. | |
| It could be that we should borrow from insurance companies and from banks the process they use, which is if you're a bank and you're giving a loan, you look at the credit score. | |
| And the credit score is based on lots of different inputs, but it sort of generally summarizes your credit worthiness. | |
| Likewise, if you're applying for insurance for your car, your car insurance will be based not just on yes, no, you can have it or you can't, but the pricing will depend on things such as your age, your record, and even your gender. | |
| So I wanted to suggest, and this is just a thought experiment, about how we could have a gun credit score. | |
| And let me walk you through this. | |
| Now this is just sort of a first draft of an idea. | |
| So don't get too bent out of shape about this changing anything. | |
| That I have to go answer. | |
| So I'm going to finish this in 30 seconds and then go answer my door. | |
| Alright, so the idea is we would take a number of variables that we can measure. | |
| We would give people a credit score for gun worthiness. | |
| If they get the highest worthiness, they can just go buy a gun. | |
| No restrictions. | |
| Let's say you're over 50. | |
| You used to be a cop. | |
| You've been in the NRA for years. | |
| Let's say you just hit everything. | |
| You can just go get a gun, no restrictions. | |
| But if you're, let's say, male and you're under some age, and that's a little more dangerous, so that would lower your credit score. | |
| If you've never been in the NRA, that would lower your credit score. | |
| If you're a current gun owner, if you already have guns, that would raise your credit score. | |
| If your IQ is low, you can't get a gun, or it would at least lower your score or raise your score. | |
| Now, you're probably saying, hey, that's no fair. | |
| You can't make a gun rights based on IQ. Sure you can. | |
| You can do anything you want. | |
| We just have to have enough people agree to do it. | |
| Now, rather than IQ score, it could be educational attainment, the same way that insurance companies do it for your car. | |
| If you're a good student, you can actually get a better car or a better rate on car insurance than if you're a bad student. | |
| Maybe there's a drug test. | |
| Maybe you need to get a note from your doctor. | |
| Maybe it depends where your location is. | |
| If you're in a rural area and you're a farmer, for example, that would be a better reason for a gun. | |
| If you're in an urban area, maybe that's a different situation. | |
| Have you had training, yes or no? | |
| What is your occupation? Do you have the kind of occupation where owning a gun makes sense? | |
| Are you going to be a security guard? | |
| Are you, you know, a farmer is another good example, because you have to provide your own security if you're away from services. | |
| What's your income? That might make a difference. | |
| Do you have any social referrals, you know, people who are willing to vouch for you? | |
| What's the purpose of the gun? | |
| Is it for hunting or for something else, self-defense, etc.? | |
| Now, I'm not suggesting I'm not suggesting that everything on this list is complete or that you would want to have all of these on your credit score. | |
| I'm just saying it's the type of things that you want to put on your score. | |
| I see in the comments people are asking about antidepressants and mental health. | |
| That's a struggle to determine. | |
| Maybe they have you take a drug test. | |
| The doctor might say, I'm not going to sign anything until you take anything, until you take a drug test for me. | |
| Other doctors might say, I know you. | |
| I've known you for years. | |
| You have 10 guns already. | |
| You're fine. So the doctor would still be part of the process. | |
| Nothing is 100%. | |
| But remember, banks make loans knowing that something like 2% of them will never get paid back. | |
| So there's no system that catches all the problems. | |
| But this system would at least give a credit rating, essentially, to gun ownership so that people who have good credit can get a gun without much hassle. | |
| People who don't have good credit are going to have to jump through some more hoops. | |
| Let's say, for example, I'll just throw out this idea. | |
| Let's say if you're under a certain age and you're a certain gender, male, if you're male and under a certain age and you don't have any of the other things going for you, you've never been a veteran, you've never been a police officer, for example, maybe you can still get a gun, but perhaps you have a check-in every now and then. | |
| Perhaps there's a sort of a wellness check that you've got to do. | |
| I don't know what that would look like. | |
| Maybe the police call you and say, how you doing? | |
| Maybe you have to talk to your doctor every six months, whatever that looks like. | |
| Just throwing out some ideas now. | |
| Maybe you give up a little privacy. | |
| Maybe the police have to check in with your friends every six months or so and just say anything unusual. | |
| So these are all bad ideas. | |
| But collectively, you can see that there might be something we could build that would be like a credit score for gun ownership. | |
| It would still let plenty of people have guns, so you would no longer have to worry about the fate of the republic. | |
| So as long as you have a system that allows plenty of people to get plenty of guns, you're never going to turn into Hong Kong. | |
| I'm hearing people downstairs, and I've got to go. |
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