The StoneZONE - Roger Stone - Joel Gilbert | 04-23-25
Aired: 2025-04-24
Duration: 21:45


=== Mortgage Fraud Scandals (15:22) ===

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[00:01:00]  Welcome back.
[00:01:01]  You are entering the Stone Zone.
[00:01:03]  Yet again, joining me now is Joel Gilbert.
[00:01:06]  Joel Gilbert is an investigative journalist, a documentary filmmaker, and a musician.
[00:01:14]  He is best known for his documentaries, including Dreams from My Real Father, Trump, The Art of the Insult, hysterically funny, by the way.
[00:01:24]  But more recently, Joel Gilbert has written a series of articles for the Gateway Pundit regarding New York Attorney General Letitia James.
[00:01:33]  You remember her?
[00:01:34]  She's the one who said that no one is above the law.
[00:01:38]  She's the one who charged President Donald Trump, claiming that he had overvalued his assets in order to obtain commercial loans, all of which got paid back on time, in which the lenders made $40 million in interest.
[00:01:56]  In fact, every one of the lenders said they would do those transactions yet again.
[00:02:00]  Letitia James used a law that has never been used in New York state history to prosecute anybody.
[00:02:07]  But it turns out that the Attorney General is a bit of a hypocrite.
[00:02:12]  Joel Gilbert, welcome to the Stone Zone.
[00:02:15]  Great to be back.
[00:02:16]  Thank you, Roger.
[00:02:17]  So, Joel, I'm going to throw this to you.
[00:02:20]  Summarize for us what you have learned and what you have reported on, and most importantly, what you have documented regarding New York's Attorney General.
[00:02:31]  Well, you had a great introduction there because Letitia James charged Trump with civil mortgage fraud on garbage charges.
[00:02:39]  What I have detailed is actual criminal mortgage fraud by, I think, Letitia James herself.
[00:02:46]  And I wrote a series of articles for the Gateway Pundit.
[00:02:49]  In the first one, I looked at her history, entire history of taking mortgages out.
[00:02:55]  First one, we find out when she's only 24 years old, she's out of college.
[00:02:59]  She's got no job or probably a low-paying job.
[00:03:03]  And she decides to buy an 800-square-foot townhome, and she's obviously not qualified.
[00:03:08]  So what does she do?
[00:03:09]  We look at the mortgage document.
[00:03:11]  It's online on ACRAS, and it shows that she pretended that she was married to her father, who had a real job, and she used his income balance sheet to try to qualify for this loan.
[00:03:24]  It says it right on the mortgage document in three places, so it could not have been a typo.
[00:03:30]  And in fact, years later, when they sold the property, they also sold it as husband and wife.
[00:03:35]  So this, I think, is a clear case of mortgage fraud.
[00:03:37]  It's illegal to misrepresent a relationship in order to qualify for a loan.
[00:03:43]  And Ilhan Omar, of course, is known for marrying her brother to get an immigration advantage.
[00:03:48]  I think Letitia James actually pretended to marry her father for a mortgage loan advantage, which was illegal.
[00:03:55]  That was her first.
[00:03:57]  Go ahead.
[00:03:58]  I think you have addressed those who say that this was just a typographical error.
[00:04:04]  If it's three different places in the documents, and if the mortgage document says husband and wife, but the title to the property says correctly father and daughter, there's very little chance that this was a typographical error.
[00:04:23]  Not possible.
[00:04:24]  Her father was quite old at that time.
[00:04:25]  He actually died only three years later.
[00:04:28]  So for the deed, they actually wrote father and daughter.
[00:04:31]  But on the mortgage, to qualify for it, they said husband and wife.
[00:04:36]  And indeed, 15 years later, when Letitia sold the property, she sold it as husband and wife, even though her father was deceased.
[00:04:44]  Now, her second big mortgage snafu has to do with 296 Lafayette Avenue in Brooklyn, where it's a four-story apartment building with five apartments in it.
[00:04:56]  And that's pretty much become a crime scene, according to what I've discovered.
[00:05:00]  Because what she did is she took mortgages and refinances over 20 years, and she always falsely claimed that it only had four apartments in a five-apartment building.
[00:05:11]  Now, the certificate of occupancy for this building is the official designation by the city of New York that says how many apartments you have.
[00:05:20]  2001, Letitia buys the property as a five-unit building.
[00:05:24]  It says so on the certificate of occupancy.
[00:05:27]  So when she each time applies for a refinance saying that it's only four units, that's mortgage fraud.
[00:05:34]  The biggest fraud was a HAMP loan she took out from the U.S. government under the TARP program.
[00:05:40]  She was paying about 10% for her adjustable rate mortgage.
[00:05:45]  And she decided, hey, I'd like to refinance on the back of the American taxpayer and get this government loan at only 2.7%.
[00:05:53]  Now, to do that, the HAMP loan is not even available for anybody with five units or more.
[00:06:00]  So she once again lies and says it's only four-unit building, even though it's clearly five.
[00:06:05]  She also lies saying that she has a financial hardship.
[00:06:09]  You had to have a financial hardship to get this government loan.
[00:06:12]  But she's making $14,000 a month from her city council salary and from her rentals.
[00:06:18]  So that's a second criminal lie in a mortgage.
[00:06:23]  And Letitia made it very clear that no one is above the law.
[00:06:27]  And therefore, her HAMP loan by itself, which has now been referred to the Department of Justice by Bill Pulte, because of the fact that she lied on this loan to get a 2.7% loan.
[00:06:40]  So there's many mortgage crimes that are coming out about this property.
[00:06:46]  Now, in addition, I've got another article coming out on the Gateway Pundit tomorrow.
[00:06:52]  And the title is, Is Letitia James a Slumlord?
[00:06:56]  Because when you look on the New York Department of Buildings website, she's got four of the units are infested with bed bugs.
[00:07:04]  That means every one of her tenants, because she lives in the building.
[00:07:07]  So she lives in one unit, and all four of her tenants have bed bugs.
[00:07:11]  Obviously, Letitia wasn't going to make a report about her own unit.
[00:07:16]  She's got two units with peeling paint all over the place.
[00:07:19]  She's got 17 complaints in the last 20 months.
[00:07:24]  So it's also the hypocrisy, again, is stunning because she has built her political brand on this commitment to tenant advocacy and housing justice.
[00:07:35]  But Letitia herself really is operating her building as a slumlord.
[00:07:40]  So I think Letitia has to resign.
[00:07:42]  I don't see how she can survive this scandal that she's again and again guilty of mortgage fraud and now being a slumlord.
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[00:08:21]  I noticed that Sam Antar, who's also appeared here in the Stone Zone, has published at his website, whitecollarfraud.com, a series of additional exposés on the misdeeds of Letitia James.
[00:08:40]  He reported that only in 2023, literally weeks before she put Donald Trump on trial in the so-called Valuations case, a case in which Mr. Trump, then a candidate for president, was not allowed a jury, was not allowed to put up a defense, and the judge essentially declared him guilty without a real trial.
[00:09:08]  Letitia James signed a power of attorney which said that she and her niece would inhabit a property that they purchased in Virginia within 60 days of closing the mortgage.
[00:09:26]  And the mortgage clearly reflects that it had to be owner-occupied in order to qualify for the mortgage.
[00:09:36]  Now, the New York Daily News editorial board published a piece dismissing all of this, saying that these were flimsy claims of fraud and petty payback by the administration for the civil case she brought against Donald Trump.
[00:09:53]  You know Sam Antar.
[00:09:55]  You know his work.
[00:09:57]  It is extremely documented.
[00:10:00]  By the way, Sam Antar is not a Republican, not a Trump supporter.
[00:10:06]  He has a very interesting background.
[00:10:07]  He himself was convicted when one of the greatest security frauds in American history.
[00:10:14]  He went to prison.
[00:10:15]  He did his time.
[00:10:16]  He paid his debt to society.
[00:10:18]  But when he came out, he decided to use his unique forensic talents to help governments, law firms, and other institutions detect white collar fraud.
[00:10:30]  Turned his life around, now using it for good.
[00:10:33]  Joel, what do you think of these revelations by Sam Antar?
[00:10:39]  Sam has just done a fantastic job on his website.
[00:10:42]  Everyone should look at it every day because he's got great updates, whitecollarfraud.com.
[00:10:47]  He discovered that Letitia claimed, as you mentioned, that this home in Virginia would be her primary residence.
[00:10:53]  Now, the reason she did that is because you do get lower rates when you say, when the mortgage companies give you a lower rate.
[00:11:01]  And I had an article also on Gateway Pundit showing you that insurance companies also give lower rates when someone says they're going to inhabit their house.
[00:11:12]  If they say they're going to rent it out or have someone else living there, the insurance rates are higher.
[00:11:16]  So I believe Letitia James is also guilty of insurance fraud.
[00:11:20]  And Sam Antar has shown how the Northwook property is just a primary evidence done at exactly the same time she was prosecuting Trump for mortgage fraud.
[00:11:31]  She herself was engaged in mortgage fraud.
[00:11:33]  I also had an article about a foreclosure property that Letitia purchased in 2008 in Martinsville, Virginia, where she purchased a property with a couple who had been foreclosed on.
[00:11:46]  And then the deed for the property that was created, the new deed, Letitia wasn't on it.
[00:11:52]  So she should have been because she was a purchaser.
[00:11:55]  So that was another indication of possible mortgage fraud because the purchasers have to appear on the deed.
[00:12:01]  She may to this day have an interest in that property that she bought this foreclosure, but never disclosed it on her campaign forms.
[00:12:09]  So Sam Antar has a lot more information about campaign fraud, misuse of airplane expenses, you name it.
[00:12:18]  Letitia, I think, has to resign at this point.
[00:12:21]  The New York Daily News is not going to save her by pretending and repeating things that aren't true.
[00:12:27]  The Albany Times Union, in a tight contest, perhaps be the worst newspaper in the country in terms of absolute bias in their reporting, never mind their editorial page, has also come to her defense to try to pretend that these are not legitimate issues.
[00:12:47]  It's interesting.
[00:12:49]  Attorney General James told the New York Times that despite this power of attorney she signed, in which she claimed that she would move to Virginia, which made her instantaneously, constitutionally ineligible to be the New York Attorney General, or if she did move, she didn't move, she would be guilty of a false statement on this sworn document.
[00:13:17]  She claimed that there was a prior application for that mortgage in which there was no pledge to move in and occupy the property.
[00:13:29]  She also claimed that the mortgage did not require her to do so.
[00:13:34]  Anyone can go to whitecollarfraud.com or can go look up the documents themselves.
[00:13:42]  Both of those claims are completely and totally false.
[00:13:46]  If there's a prior application in which she doesn't pledge to move into the property, then the New York Times should make it public because they seem to be the only ones who have a copy of it.
[00:13:58]  And they wrote about it as if it is a fact.
[00:14:03]  This is part and parcel of the establishment cover-up that I think she is currently benefiting from.
[00:14:13]  Look, I'll agree with that.
[00:14:14]  New York State is an open record state.
[00:14:17]  That's how I, in California, could simply jump on the websites and download all these mortgages.
[00:14:23]  Anybody, just type in Letitia James.
[00:14:25]  You can download every mortgage myself or Sam Antar I've written about, and you can read them yourself.
[00:14:31]  You will find nothing to support these flimsy leftist rags claims that Letitia did something that was legal because everything was illegal from the HAMP loan to the claim of a primary residence in Northfolk.
[00:14:46]  Illegal what she did with the foreclosure in Martinsville, Virginia, illegal to defraud insurance companies by claiming she only had four units.
[00:14:54]  Illegal to claim that with the HAMP loan that she had a hard financial hardship while making $14,000 a month.
[00:15:04]  It's overwhelming evidence.
[00:15:06]  I invite everyone to go onto the ACRIS website and you can verify everything myself and Sam Antar have reported.
[00:15:13]  And by the way, I have invited the Attorney General to appear on this program anytime she wishes to appear to defend herself against any of these charges.

=== Michelle Obama's Potential Run (05:52) ===

[00:15:23]  I think that's only fair.
[00:15:24]  Somehow I won't hold my breath.
[00:15:28]  Where do you think this goes?
[00:15:30]  I mean, now this is a political question.
[00:15:33]  I read the letter that the head of the Federal Housing Finance Agency sent to the Justice Department, a referral for prosecution.
[00:15:44]  Do you think that the Attorney General will be held accountable?
[00:15:50]  Well, this is a good test to see if Pam Bondi's DOJ will follow through on the promise of Donald Trump and his campaign to restore law and order because Letitia James has violated, even as a public official, the law, I think, repeatedly.
[00:16:06]  I have some concerns about Pam Bondi, as do other MAGA Republicans.
[00:16:10]  I think I detailed in my film, The Trayvon Hoax, where I looked at the George Zimmerman case in Florida.
[00:16:16]  Not everybody knows that Pam Bondi was the attorney general of Florida when the local police in Sanford, Florida exonerated George Zimmerman, said he shot Trayvon Martin in self-defense.
[00:16:28]  But because of the street protests by Ben Crump and Al Sharpton, Pam Bondi caved in.
[00:16:34]  Instead of looking at the evidence and saying, hey, I've looked at the police report.
[00:16:38]  Zimmerman was acting in self-defense.
[00:16:40]  See you later.
[00:16:41]  Instead, she appointed a special counsel to investigate and arrest Zimmerman and defended the attorneys like Crump and others.
[00:16:49]  And so she's kind of partially responsible for Black Lives Matter, which was founded on Zimmerman being acquitted.
[00:16:55]  So this is a great test to see if Pam Bondi will follow through and if she really is a MAGA Republican or not.
[00:17:02]  All right.
[00:17:02]  If you're just tuning in, folks, talking to Joel Gilbert, documentary filmmaker and author.
[00:17:07]  You're tuned in to the Stone Zone.
[00:17:09]  We'll be back with more of Joel Gilbert and our great coverage here in the Stone Zone.
[00:17:14]  So whatever you do, don't go away because we'll be right back.
[00:17:19]  And we're back in the Stone Zone.
[00:17:21]  We've only got a few minutes left.
[00:17:23]  We're talking to documentary filmmaker and investigative journalist and author Joel Gilbert.
[00:17:29]  Joel, I want to go back to an old topic.
[00:17:30]  You did a great book and a documentary on Michelle Obama.
[00:17:35]  You and I both believed that there was a high probability that she, rather than Kamala Harris, would emerge as the Democrat nominee after they dumped Joe Biden.
[00:17:47]  I still believe, based on the 10 days between Biden dropping out and declaring his support for Kamala and the Obamas finally endorsing Kamala Harris, that there was a backstage effort to try to get Michelle Obama, who in my opinion would have been a much stronger candidate, to run.
[00:18:09]  The only reason we both turned out to be wrong is because it fell on deaf ears that they could not persuade her to do so.
[00:18:16]  What do you think?
[00:18:18]  I think that clearly Michelle Obama was and still is the most beloved Democrat.
[00:18:24]  She's got 100 million social media followers.
[00:18:27]  People just love her.
[00:18:29]  And I think we were right when we said the Democrats would dump Biden.
[00:18:34]  And there was going to be a convention four weeks later in Michelle's hometown of Chicago.
[00:18:40]  But I think a very bitter Joe Biden, 30 minutes after he was pushed aside, sent out a tweet endorsing Kamala Harris.
[00:18:48]  Hillary and others jumped on board.
[00:18:50]  And the Obamas tried to hold out for about 10 days and said, no, no, no, we want an open convention in Chicago because I think the intent was to get Michelle in there.
[00:18:58]  She loves politics.
[00:18:59]  She's a better politician than Barack.
[00:19:01]  She's a better speaker than Barack.
[00:19:03]  Her father was a politician.
[00:19:05]  And I think we need to keep our eye on her for 2028 because she is definitely the most popular, beloved Democrat.
[00:19:12]  Anything she does, she gets tons of attention.
[00:19:15]  She just started a new podcast.
[00:19:17]  Even though it's incredibly boring with her brother, she still commands a tremendous amount of attention.
[00:19:22]  So I think we were right when we predicted Biden would be knocked out.
[00:19:27]  And I think there was a little bit of an outmaneuvering that went on that prevented Michelle from getting the nomination.
[00:19:34]  But I definitely would keep my eye on her for 2028.
[00:19:37]  Yeah, it's also true that House Speaker Nancy Pelosi was maneuvering furiously for an open convention.
[00:19:48]  I'd point out that most people don't realize that 70% of the delegates to that convention were people of color, either African Americans or Hispanics, and that three major union leaders controlled two-thirds of the delegates to the convention.
[00:20:04]  So the convention was not an accurate reflection of the makeup of America.
[00:20:08]  All that had to happen is any one delegate could have stood up and said, I nominate Michelle Obama for president.
[00:20:16]  Once it was seconded, I think that motion would have carried, and we would not have been subjected to the disastrous candidacy of Kamala Harris.
[00:20:24]  All right, unfortunately, we have to leave it right there.
[00:20:27]  I want to thank my guest, Joel Gilbert.
[00:20:29]  Joel, tell people where they can find you on social media.
[00:20:33]  Yeah, please go to Joel S. S. isn't Sam, Joel S. Gilbert on Twitter.
[00:20:39]  I post a lot.
[00:20:40]  I link up to everybody.
[00:20:41]  You'll see my article tomorrow on Gateway Pundit, on Letitia James, the slumlord.
[00:20:47]  And let's keep this story going because there's a lot more information that's still going to come out about Letitia James.
[00:20:53]  We're calling it the Letitia Files, and she's a very corrupt politician, and I don't see how she survives this.
[00:21:00]  Yeah, some of my followers should begin calling her Letitia James.
[00:21:04]  All right.
[00:21:04]  Thank you for joining us, Joel, and thank you to our many listeners for tuning in today to the Stone Zone until we meet again.
[00:21:13]  God bless you and Godspeed.

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