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March 2, 2010 - Rush Limbaugh Program
36:29
March 2, 2010, Tuesday, Hour #3
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Ha and how are you?
I am Rush Lindboss, serving humanity simply by showing up and working at the largest free education institute known to exist, the Limbaugh Institute for Advanced Conservative Studies.
Great to have you with us.
Telephone numbers 800-282-2882, the email address.
L Rushmow at EIBNet.com.
I mentioned when answering um Howard Feynman's Newsweek column on how do we lower costs of health care in this country.
I mentioned Mitch Daniels in his HSA program in uh Indiana, health savings accounts.
That he wrote about in the Wall Street Journal yesterday.
Let me give you some excerpts of this.
When I was elected governor of Indiana five years ago, I asked that a consumer-directed health insurance option or health savings account, HSA, be added to the conventional plans then available to state employees.
I thought this additional choice might work well for at least a few of my co-workers, and in the first year, some four percent of us signed up for it.
In Indiana's HSA, the state deposits two thousand seven hundred and fifty dollars per year into an account controlled by the employee, out of which the employee pays all health bills.
Indiana covers the premium for the plan.
The intent is that participants will become more cost conscious and careful about overpayment or overutilization.
Unused funds in the account to date some $30 million or about $2,000 per employee and growing fast are the workers' permanent property.
Now, this this is not this is the same thing with public school vouchers.
But in an HSA, they put the money in that they would otherwise be spending on your health care.
And it's up to you.
You go shop it, and whatever you don't spend, the end of every year is yours.
Your permanent property for the very small number of employees, about six percent last year, who use their entire account balance, the state shares further health costs up to an out-of-pocket maximum of eight grand, after which the employee is completely protected.
The HSA options proven highly popular.
This year, over 70% of 30,000 Indiana State workers chose it, by far the highest in public sector America.
Due to the rejection of these plans by government unions, the average use of HSAs in the public sector across the country is just two percent.
HSA customers seem highly satisfied.
Only three percent have opted to switch back to the previous plan.
The state's saving money too.
In a time of severe budgetary stress, Indiana will save at least 20 million dollars this year because of our high HSA enrollment.
More important, we are seeing significant changes in behavior and consequently lower total costs.
In 2009, for example, state workers with the HSA visited emergency rooms and doctors 67% less frequently than co-workers with traditional health care.
Why?
Well, because it's their money, and what they don't spend on health care, they can buy a plasma to whatever the hell they need.
A new Toyota muffler or whatever.
They were much more likely to use generic drugs than those controlled in the conventional plan, resulting in an average lower cost per prescription of 18 bucks.
They were admitted to hospitals less than half as frequently as their colleagues.
Differences in health status between the groups account for part of this disparity, but consumer decision making is, we found also a major factor.
By contrast, the prevalent model of health plans in this country in effect signals individuals they can buy health care on somebody else's credit card.
Americans can make sound thrifty decisions about their own health if national policy trusted and encouraged them to do so.
And if that happened, our skyrocketing health care costs would decelerate.
And this is common economic sense.
This has come out of the Heritage Foundation.
It's come out of any number of places, and it is routinely poo-pooed by unions and government people who do not want costs to go down, who do not want you in control in control or in charge of your health care.
More liberty for you equals less power for them.
It's that simple.
Last night on the Cudlow Report, CNBC, spoke to Alan Reynolds, Cato Institute's senior fellow.
Cudlow said, You're saying the stimulus uh is raising unemployment, and I think you're saying longer we have for uh unemployment, the compensation benefits, the worse the unemployment rate gets.
Is that right?
Absolutely.
I quote uh the Federal Reserve, the latest FOMC minutes say probably added at least a percentage point, uh, the extension of unemployment minutes, uh, punched it up.
Uh Larry Summers uh uh himself said unemployment is about one and a half percentage points higher than we can explain uh by the usual GDP figures.
Alan Krueger in the Treasury Department has done research on this subject.
The OECD says the evidence is totally clear.
Look, if you subsidize something, you get more of it.
We are subsidizing very, very long extended periods of unemployment, and we're getting what we paid for.
Uh duh.
Duh.
You subsidize what you get, you're gonna get more of it.
Same thing.
If you if you tax more of something, you're gonna get less of it.
If you tax something less, you're gonna get more of it.
Economics, 101.
Free mark 101.
Cudlow says, Well, we used to have unemployment benefits for six months.
Now it's what, 18 months?
It was 18 months until November, and what we're dealing with here is an extra thirteen weeks, which takes it out to almost two years.
So we would be rolling back, and only in a couple dozen states, because this only applies to states that have very high unemployment.
In a couple dozen states, you would have to go back to only 79 weeks of unemployment benefits.
My data may be slightly out of date, but Canada had a maximum of of uh nine months.
Uh last time I looked in a 2007 OECD report.
Sweden was 14 months, Britain was six, Japan was something like 10.
I mean, this is unusually long period, and it basically it gets people to not leave Michigan, to not leave California and go to Utah.
Utah only pays 46 weeks, they have an unemployment rate of 6.7.
Well, uh like hearing that.
That uh backs up something else I've always said, and that is uh most of the limitations that we have in life are self-imposed.
So, for example, uh I just use myself.
There is no way that I would have realized my career dreams if I had decided to stay where I was born.
Too small a town.
Would not have happened.
Had a had to leave, had to move.
Now, some people don't want to.
Some people want to stay with their families and friends and so forth.
That's totally fine.
But it's a limitation if what you want to do is not there.
If the opportunity to be the best at it is not there.
So all these all these things that this is a great example.
He's a good great education here today on this program costing you zilch.
Finally, Cudlow says, Look, you say that the Fed has acknowledged all this in print.
You say the organization for economic development has said the same thing.
So why do Republicans and Democrats in Washington keep extending unemployment benefits, except for Jim Bumming.
Why do they keep doing it?
I think it has to do with natural sympathy.
I mean, you want to help people are in trouble.
And one can make an argument that, well, if they have a little more time to look, they might get a better job.
We're talking two years.
There's just an awful lot of research that says the intensity of job search really picks up in the last four weeks or so before the benefits run out.
The benefits are in in uh California, it's 475 an hour.
That's about 25,000 a year.
That's my salary.
That's serious money.
And it's in New Jersey, it's closer to 30,000 a year.
If somebody else in the family is working, you just are not in a real big hurry to get off of that gravy drink.
Plus, you're likely to lose Medicaid, other benefits, some health benefits, and some housing benefits, perhaps, food stamps.
I knew I'd heard this somewhere.
Alan Reynolds there is just said that in New Jersey it's $30,000 a year on unemployment benefits, and if you have two people in the house unemployed, that's $60.
Uh you're not a big, you know, big hurry to get off the gravy train.
If you do, you lose Medicaid or other benefits, food stamps and so forth.
All makes sense.
So finally, Cudlow says the 90% working are financing the 10% unemployed out to two years.
Is that what's happening here?
Yeah, and it's really getting to the balance is tilting pretty badly.
Uh, the ratio of transfer payments include Social Security Medicaid, is now 40 percent of as large as all private wages and salaries combined.
The amount of individual income tax was barely even with the amount of transfer payments, federal and state that were paid out last year, about 2.1 trillion.
We're hit reaching a tipping point where those who are doing the paying in and those who are taking out.
I mean, it makes a lot of people want to step over the edge and join the other camp.
And this helps to explain a story in the Washington Times today about never before have as many Americans been dependent on the government for their daily existence as they are today.
It's a it's at an all-time high.
And make no mistake, that's by design.
We've been headed this way for ever since FDR and the New Deal.
And this has been the objective of it.
And the theory is that all these people are going to vote for whoever keeps the money flowing, and that's Democrats.
That's that's been the theory.
Now, uh Obama and Pago.
You know, Jim Bunning says, hey, we got pago, we got pago.
We can't pay for this.
Uh and so we're not going to extend the benefits until we come up with a way to pay for it.
We got pay-go.
We got a rule here.
He's being creamed, he's getting bomb threats, he's being assaulted by the media.
Everybody's mischaracterizing what's going on here.
Let's go back February 13th, 2010.
Obama's weekly YouTube address.
What also has made these large deficits possible was the end of a common sense rule called pay as you go.
It's pretty simple.
It says to Congress, you have to pay as you go.
You can't spend a dollar unless you cut a dollar elsewhere.
This is how a responsible family or business manages a budget.
This is how a responsible government manages a budget as well.
February 13th.
It's like 18, 20, 18, 90 days ago.
Pago, all for it.
All for it.
Now he's joining the cast and crew who are destroying, trying to destroy Jim Bunning for some.
Well, hey, we got this pay-go rule here.
Here's more Obama from that same YouTube address on February 13th.
Now, in a perfect world, Congress would not have needed a law to act responsibly.
To remember that every dollar spent would come from taxpayers today or our children tomorrow.
But this isn't a perfect world.
This is Washington.
That's why this rule is necessary.
And that's why I'm pleased that Congress fulfilled my request to restore it.
Last night I signed the pay as you go rule into law.
Now Congress will have to pay for what it spends, just like everybody else.
Now the real irony here is that he hasn't had to.
This guy is the most reckless out of control spender we've ever had.
But beside that, here he is touting Pago February 13th.
Congress can't spend the money they don't have.
So is it any wonder Bunning is standing up?
He's just said what the president said.
And the president's own party and the president's own media is trying to destroy the guy.
Ha.
Rush Limbaugh with talent on lawn from God.
Here's a Reuters story.
U.S. children eat and average three snacks a day on top of three regular meals, a finding that could explain why the childhood obesity rate has risen to more than 16%.
I want to know how they know that.
Would somebody, not that I'm disputing it, although it sounds like I'm disputed.
I want to know how they know what the childhood obesity rate is.
How do I know this?
They didn't know how many homeless there were.
So now we get street.
Kids eat all the time.
Constant eating is the headline.
Snacks mean US kids moving toward constant eating.
Children snack so often they are moving toward constant eating.
Carmen Pierness and Barry Popkin of the University of North Carolina reported more than 27% of calories that American kids.
How many American kids are there?
How do we know that they all behave like robots?
You know, my friends, I have I don't admit this much, but I I have had a weight problem all of my life.
And I study the way people eat.
And I'm telling you, I personally know people who are sticks, who constantly eat.
Not a whole lot at any one time.
They are constantly, something is going into their mouth.
Food.
So they're constantly eating.
I know people who don't snack at all who are balloons.
We're all different for crying out loud.
And now we're all be turned into here a little assembly line overweight little kids.
Constant eating.
The studies will help fuel.
Ah.
Read Far enough, and you'll always have the answer to what it is that puzzles you.
Right here.
The studies will help fuel President Obama's initiative to fight obesity in childhood.
Something Obama's wife, Michelle notes, could drive up already soaring U.S. health care cost.
I'm telling you, they're so committed to this that she went out and admitted her own kids are fat.
Remember that?
And that who was she talking to there?
Huckabee.
Was it Huckabee?
Maybe it was just a press conference.
Dr. Thomas Friedon, the director of the U.S. Centers for Disease Control and Prevention.
Oh.
So disease control and prevention means monitoring food.
Wrote a commentary calling for taxes on sugary drinks and junk food, zoning restrictions on fast food outlets around scruels and bans on advertising.
You think that's going to keep kids away from the MMs?
You didn't get you think that's going to keep kids away from Mickey D's.
Hell they'll just steal a car if they have to.
Or you know, grab dads or mom's Brian in upstate New York.
Welcome to the EIB network.
Hello.
Ross, good afternoon.
How are you?
Fine, sir.
Thanks very much.
Good.
I was just uh actually calling uh I work in uh wing of the automobile industry and uh was wondering if you or anybody else there had heard of the uh unpublicized tax subsidy that General Motors gave to General Motors credit card holders uh about a month ago.
Uh unsubs unpublicized tax subsidy that's the way I saw it.
Well, Obama gave to Obama credit card holders about a month ago.
I know I got credit.
You earn enough credit on a General Motors credit card, you can use that money towards the purchase of a new one.
New vehicle.
Well, wait a way, wait, but how do you earn enough credit on an Obama credit card?
Well, it works like a uh discover card for every dollar you spend you get a percentage back, and then that you can apply towards the purchase of a new vehicle.
Oh uh but only a new vehicle?
Correct.
Oh.
No, I had not I had not heard that.
All I'd heard today was that the CEO of uh GMAC is being paid at the same rate that the CEO at Goldman Sachs.
Well, during the month of January, people were able to go in the General Motors stores, and I know that they some people only had three hundred dollars worth of purchase credit on the card, and General Motors was bumping that up to two and sometimes three thousand dollars towards the purchase of a new vehicle.
Wait a minute.
You mean if I had an Obama card and I had and I had uh I had built up three hundred bucks in credit and it went into an Obama uh dealership, that they would add two or three thousand dollars to it?
Up to three thousand dollars toward the purchase of a car.
Correct.
Now I uh where does that money where where is that money coming from?
It's uh you and me.
Yeah.
Company that's not making money.
Yeah, since it's Obama.
And the only people eligible for that were people that held the General Motors credit cards.
Sam.
So let me ask, are we gonna get that money back when when when Obama Motors pays back as loans to Obama?
I'm I'm not sure.
But uh, I mean, some people had, for example, $1,500 on the card, and they got it bumped up to $2,000, but I know people that work at these stores, and they said we saw people coming in that only had two or three hundred dollars worth of credit towards the purchase of their next vehicle, and General Motors was bumping that up to two and sometimes three thousand dollars.
So meanwhile, they're grilling these Toyota guys into committing harikari.
And the other sad thing is you didn't have a General Motors credit card, you weren't eligible for these incentives, so Yeah.
Well, I don't have a an Obama credit card.
I don't have a discover card, so I didn't know that's how it worked.
Well, it's yeah, that's just it's you know, just like any other reward.
The airlines have them, hotel chains have them.
For every dollar you spend, they're gonna be a good one.
I never I never use them.
I don't want to keep track of it.
I never use those.
But uh just how you know that it's a little known uh taxpayer subsidy that General Motors also receive during the month of January.
I I did I did hear about the uh the General Motors recall today.
A bunch of little General Motors cars Have been recalled.
I'm just waiting for Obama to be called up by House Committee and be grilled because it's it's power steering motors that are failing on these things.
And you can't find I mean, the the degree of coverage about this is zilch zero nada compared to the uh treatment these Toyota guys got.
I d I did I don't even know what they are.
He's asking me about the rewards on the credit.
I I have one credit card.
I don't know that there are well, I yes, there are rewards.
I I don't keep track of it.
I don't.
Um if I have to call somebody to use my credit card before I get to where I'm actually going to use it, I don't go to the trouble.
I know I never return tapes to Blockbuster because I never rented them.
I bought them.
I I I just I don't know.
To me, it's a bunch of busy work.
So I've never used those things.
That's why I didn't understand what the discover card was.
Why what's so hard to believe about it?
What is what in the world uh do you clip coupons out of newspaper?
Well, it's the same thing.
It's the same thing.
It's the same, you still gotta sit.
I don't do anything online when it comes to the credit card.
I have I don't I don't look all I know is I've got something like four million points on my credit card.
But I have no clue how to redeem them or what I can redeem them for.
Not the slightest, because I don't I don't read this to me, it's no different than clipping coupons.
I just don't have the time.
I'm not interested in it.
I got to take a break.
We'll be back.
Have I have I stepped in it here or something?
Have I really stepped?
Credit card company doesn't even want me to know I've got these points.
They put it in fine print on page 20 of the bill.
So I I mean I I happen to see it once when I went through there.
I mean, I what look.
I have uh that's right.
I have I have I have one credit card.
I don't have a backup in case it's it's never declined.
I do not have a backup credit card.
Actually, that's that's not true.
I do have a backup credit card, but they haven't sent me the new one for the last two years, so and I've not called them to get it reissued because I never use it.
Anyway, uh where are we here?
We're at uh Radcliffe, Kentucky.
Aaron, welcome to the EIB network.
Great to have you here, sir.
Hello.
Mayor Kentucky's get uh Ditto's rush.
God bless you, sir.
Thank you very much, sir.
Uh it it seems to me yesterday when I was uh I was first hearing about um this that the uh the Republicans may have staged this bunting objection a little.
My political instincts aren't as good as yours, but as soon as I heard about it, it it just struck me that Senator Bunning was not running again, and therefore the he's the perfect candidate to be the loan objector.
Um renewing the uh to renewing the unemployment benefit since uh the drive bys are gonna tear up the Republicans anyway over this issue.
Uh it may as well be someone who's not running again.
Well, I that I think that may be one of the reasons he's doing it, but I would find it hard to believe that there's some sort of behind-the-scenes conspiracy where they say, hey, Jim, you're uh you're not running, go out there and uh run interference for us.
There's nothing to gain party-wide if they all don't get on board this.
In fact, yeah, if they don't get on board this, I mean they sent Susan Collins out there today uh to trash on the Senate floor to trash Jim Bunning, and she's a Republican.
Right.
Right.
I I see your point on that.
And and it just it just seemed funny to me also.
I heard this morning that uh he's talking about, you know, using the stimulus money, and the first thing the the Democrats did, especially uh Senator Reid, was was turn around and and start deflecting because they uh it seems to me they don't want anybody to know that there's like 800 billion or something like that sitting there.
They know.
Yeah.
They know.
I have I have a story here to John Crudell in the New York Post is on their business page.
And it's a really good piece.
He writes it this way, starts it this way.
Come real close to the page.
I want to whisper a secret in your ear.
Psst.
Americans are not happy.
You already know that, of course, because you are a regular communicative human being who lives in the real world.
You go to the supermarket, you hear other shoppers complain about the cost of putting food on the table, you listen to neighbors complain about job prospects.
You even notice that the price of gasoline and home heating oil has not gone down, despite all that's wrong with the economy.
The laws of supply and demand, which would have you believe we'd be paying about a dollar a gallon for gasoline right now have been repealed by Wall Street speculators.
Your kids are getting an expensive education that you fear will be worthless because they'll never be employed anywhere, much less in their chosen field.
And you're probably avoiding the doctor, because even if you're lucky enough to be covered by insurance, the co-payment on the prescription will mess up the family budget for a month.
You know all this, as you're worried.
Yet the depressed state of the American public seems to be a surprise to people who run the country.
Not a total surprise, mind you, because politicians are clearly worried about being kicked out of office, which would mean that they'd have to find a real job and a weak economy.
Now, these politicians and Wall Street people still happily pulling down big bonuses were clearly not ready for the news last week about the complete, utter, total, absolute, unqualified miserableness of the public.
To recap, the conference board, a private unbiased research bunch, reported that its consumer confidence index fell horribly to 46.0 in February from 56.5% in January.
And I checked.
There was no statistical fluke that could have caused such a startling drop.
Now, some fools even tried to dismiss that figure as a reaction to the weather, meaning the lack of blizzards in the months ahead should make everything all right again.
And then ABC News reported that its Consumer Conference Index...
Consumer comfort index, uh, excuse me, plunged to the minus fifty mark and now hovers just four points from its record low.
The conference board survey is particularly interesting because it's broken up into two components.
The present situation index, meaning how's your life today, dropped nearly six points to 19.4.
But the expectations index declined a whopping thirteen and a half points.
Even with the stock market still bubbling and media trying its damnedest to convince us at least a million times a day that there's an economy in recovery, the American public isn't buying it.
Worse, we have become a clinically depressed nation that doesn't think the situation will ever get better.
So what's really going on?
Well, this is what you get when the government lies to people and when those in elected office believe their own fibs.
I share this with you because he's he's encapsulated this pretty well.
Everybody knows what's going wrong.
Everybody's highly attuned to this is why this health care bill of Obama doesn't care what he does to it, this is not what people are concerned about right now.
It's about jobs.
It's about getting the economy roaring back.
And they've they've looked at all of his promises over the past fourteen months to be able to do that, and it's making it worse.
Don't doubt that people are fully informed about what's going on.
Don't doubt Jim Bunning out there doing what he's doing today is resonating with people the drive-by media will never report on.
But it's resonating.
Here is uh here's Ross in Cincinnati.
I'm glad you called, sir.
You're on the Rush Limbaugh program.
Great to have you here.
Rush Limba, thank you.
Yes, sir.
I would like to bring to your attention a little predicament in which health insurance is being imposed on me.
I am attending the University of Cincinnati.
And in order for students to attend at least six credit hours per quarter to attend, they must have health insurance.
And in order to enforce this, they by default impose on your educational bill a health insurance premium for the University of Cincinnati student health insurance.
So if you say have to take out a student loan, that just goes on what you have to pay back.
Correct.
Now, why do they do this?
I'm not entirely certain.
I have an idea.
I believe that the student health insurance is intermingled with the staff health insurance.
So by adding a bunch of young blooded, healthy people to their health insurance premium plan, they bring down the premium.
Are you saying?
Are you leveling the accusation on this program that those tight wad administrating professors, graduate assistants, and administrative types are trying to glom onto you healthy young kids in order to get their insurance premiums down by imposing costs on you that you otherwise would not impose on yourself?
Well, it gets better.
in order to not pay theirs, you have to have insurance, and you have to sign a waiver.
You can't just say I don't want it.
You have to sign this little document that has a little clause that says that I understand that if my insurance policy does not meet their minimum requirements, my health insurance waiver will be declined and I will be responsible for paying the student health insurance premium.
And in their requirements to allow at least 20 mental health visits per year.
Now I did a little research.
Wait a whoa, ho, ho, ho, ho.
In the requirement is to w what do you mean allow 20 metal health visits?
Yeah, saying it out loud, I feel like I need one of those mental health visits right now.
But I did a little research, and our state health insurance that we provide for our state elected officials does not meet this minimum requirement.
It only allows for ten mental health visits a year.
What do you mean loud?
You mean if you think you're going if you think you mean it's part of the coverage, it's part of the plan.
Uh if if you're going one goes over to Cuckoo's nest, uh you you they that's a benefit.
The insurance company has to cover it.
Yeah.
That's part of the city.
Well, what college student doesn't think they're losing his mind.
Especially in addition to this, in order to waive it, you have to provide them with all of your insurance company's information, including your insurance company's name, your uh the telephone number for the insurance company, your policy number, the name of the policy holder.
So if you're not the policy holder, but your parent is, you have to give them their information.
All right, what happens if you don't do this?
Then you can't go.
You can't what?
You can't but what what if you what if you drop your coverage after you're already enrolled and you're taking class, they kick you out.
I imagine it's a requirement.
You know what it sounds like to me once?
I'll tell you something.
It's not nothing to do with insurance.
Way back when in the early days of my broadcast career, everybody thinks that it's all been a bowl of cherries, because uh nobody knows the trouble I've seen, but I I worked at a place once.
I'm even a little recalcitrant in mentioning this.
But I worked at a place that sounds like this university, trying to make you think you're crazy.
I worked at a place once where the uh the guy that ran it came up to me.
You seem depressed.
Is everything okay?
What do you what do you mean?
Well uh you just I I I the upshot, he wanted me to check in to a mental health place and end up doing commercials for it.
He wanted me to spend two weeks of the place to come and do commercials for it.
It was a ruse to make me think I was losing my mind just to get a new client.
Uh well, we didn't do live remotes uh in those days.
I I'd I fortunately graduated from live remotes.
At any rate, uh, you know, we all have to eat the excrement sandwiches out there.
Some days you get mustard and mayonnaise, and some days you don't.
Meeting and surpassing all audience expectations every day.
Rush Limboy, the EIB network to Liz in Tampa Bay, Florida.
Great to have you on the program.
Hi, Rush.
My family adores you, and uh my husband is a is a huge fan.
Initially I wasn't, but you've heard of being radicalized.
Well, I was limbaiized and and now I see the way.
Well, thank you.
Thank you very much.
Anyway, I I did want to comment on what you uh or in take issue is what you said earlier about coupon clipping being a waste of time.
Uh, for me, I'm just speaking for me.
Okay.
Well, I have a family of four with two teenage boys, and I can tell you I would not be able to feed them well in today's economy without coupons.
I will send you my newspapers.
All right, great.
I um I I just I don't even I don't I don't even read newspapers anymore.
I have them delivered to the House for guests, but I don't even read them.
I do all this on the internet and I haven't I don't know how to clip a coupon for my computer screen.
Well, last night I saved sixty-four dollars at the public's on oh, I guess about a hundred and ten dollars worth of groceries.
So you can really save it.
That's that's fine.
And and I know that they're not losing money on the coupons either.
I d I would just it is uh it's as for me it's it's it's um uh uh a personal waste of time.
Well, let's put it this way.
You're not in a position where you really need to keep uh to uh have the extra income that uh KubeCon clippings provide.
Uh-uh uh uh uh uh no I'm and your time is better spent doing other things.
Uh well true, but but uh on the latter part of what you said here, but I am not commenting on on on the expense of things or or uh or any of that.
I have never clipped coupons in my entire life.
When I was out of work, I never clipped coupons.
I just it's I'm not gonna sit down with a pair of scissors in a newspaper.
It's just not I it it has nothing.
If you do it, more power to you, God love you.
God bless you.
It's just I just I'm I'm not a coupon guy.
Well, not everybody can be.
And probably it's a good thing because then they'd probably do away with it.
Uh probably do.
No, they're not gonna do away with it because it generates traffic, and you use the coupons, you can buy other stuff in the store.
It's a cooperative effort between the companies that issue them in the grocery stores.
Well, the sad thing is, from what I understand, there are an enormous amount of coupons that aren't utilized.
And they do save a lot of people money, and more people really need to uh to give us to it.
I, you know, since I have stepped in it in so many ways today, why not put the second foot in here?
I don't do mail-in rebates, but that's not what I was going to say.
What I was going to say is it is people like me who don't use the coupons who make them continue to be used by others who do use them.
If everybody redeemed every coupon out there, they would do something about the program.
There'd be fewer coupons or they'd be worth less.
So I'm actually owed some thanks here.
But I know this is not how people will look at it.
He's nerd, Lisa.
No.
No.
Uh no, I I I want to I want to play an audio sound bite that proves something else I'm right about, rather than arguing about credit card points or coupons, is I'm not judging whether anybody else does it is right or wrong.
You know me.
I'm a total freedom guy.
If you want to use your coupons, go right ahead.
I'll send you mine.
I just I've never in my life done it.
Ever.
No matter what my economic circumstances.
Now here.
This morning on MSNBC, the guest is the chair of the Board of Directors of the NAA L C P Rosalind Brock.
And the uh co-host F. Chuck Todd.
Is your group just a civil rights organization for African Americans?
Do you believe that Hispanics and other immigrants are part of the umbrella of the NAALCP.
The NAACP is not just a civil rights organization.
It is the nation's oldest and largest civil rights organization in this nation, charged with the responsibility to ensure equal opportunity and access for all Americans.
And when we speak about people of color, we're really speaking to the issues of Americans who feel that they've been locked out of a prosperous society.
Bing dure a multicultural, multiracial organization.
And we're intending and want to, as we enter this first year of our second centenni, to cast a broader net to welcome all Americans who are interested in fairness and dignity and equal opportunity for all to come and join us.
I wonder if they would accept my membership if I wanted to join.
See, yeah, I'm this, ladies and gentlemen, is just another faction of liberalism.
That's why I've put the L in there, the National Association of Advancement of Liberal Colored People, because just like the nags, it's not really about feminism, it's about liberalism.
This babe finally let the cat out of the bag and in so doing confirmed that I've been right all these years, which is a perfect way to end this segment when I am under siege here over coupons.
I know, I know, I forgot, so I'll do it tomorrow.
The uh the legal issues, they're really quite fascinating on the Chicago gun ban versus the second amendment of the U.S. Constitution.
It's not as cut and dried.
I was stunned to learn that up until the nineteen forties, the states did not have to pay attention to the Bill of Rights at all.
They only uh applied to the federal government, federal enclaves like like DC.
They did pay attention to it.
They didn't have to.
But it's all the why we're having this debate can be traced right back to FDR and what he tried to do with the Supreme Court.
I'll explain it all tomorrow.
Sorry I forgot today.
Join us then.
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