Bill Maher on WEF, Donald Trump vs Robert DeNiro, Derek Chauvin Stabbing | PBD Podcast | Ep. 336
Patrick Bet-David, Adam Sosnick, Tom Ellsworth and Vincent Oshana discuss Bill Maher's appearance on Roseanne Barr's podcast where he denies knowing MK Ultra, the WEF and Klaus Schwab, Donald Trump's vicious response to Robert DeNiro's criticism on Truth Social, and Derek Chauvin being stabbed 22 times by a former FBI informant!
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Patrick Bet-David is the founder and CEO of Valuetainment Media. He is the
author of the #1 Wall Street Journal Bestseller “Your Next Five Moves” (Simon & Schuster) and a father of 2 boys and 2 girls. He currently resides in Ft. Lauderdale, Florida.
06:00 Rate Cuts
13:30 Credit Cards / BNPL
31:50 Bill Maher on MK Ultra, WEF and Klaus Schwab
45:00 Representative Pramilia Jayapal and Dana Bash on Israel vs Hamas
54:00 Records number of retirees are unretiring
1:03:30 Rockets Coach Ime Udoka ejected from game after fight with LeBron James
1:15:00 Donald Trump responds to Robert DeNiro's criticism
1:20:00 Tucker Carlson's producer Justin Wells sued for sexual harrassment
1:27:00 Derek Chauvin stabbed 22 times in prison by former FBI informant
1:35:00 Spotify lays off 17% of their workforce
1:39:00 Milennials feel 'abandoned' by parents who aren't availabel to raise grandkids
1:44:00 Ron DeSantis on winning the Iowa Primary
Why would you bet on Goliath when we got fed dated?
Value payment, giving values contagious.
This world of entrepreneurs, we can't no value to hate it.
I didn't run, homie.
Look what I become.
I'm the one.
Okay.
Home team, man.
We got a lot of stuff to cover that we have.
We haven't done a home team for a minute, it feels like.
I forgot who you are.
Yeah, it's good to meet you.
What's your name?
Vincent O'Shanda.
Vincent O'Shana.
You're the guy that wrote the book, the Choose Your Enemies Wisely.
Holy crap, it comes out today, just so you know.
Yes.
Yes.
Hey, Valerie, good to meet you.
Hey, how you doing, Val?
Nice to meet you.
Where's up?
Oh, so now we're going to be able to do it.
We'll see.
We'll see what's going to happen with him.
Tom makes jokes a little bit, you know, momentum of jokes.
Yeah, yeah.
But anyway, so, okay, stories.
We got a lot of things to talk about.
Last week, we were in LA.
I was in Vegas.
I was a couple different places doing stuff for the podcast.
So we haven't had any stories to cover.
But we're here today, and there's a lot of insanity going on.
First of all, there's a building.
Cops are going up to this building.
All of a sudden blows up.
If you haven't seen this, I will show you the clip.
It's absolutely insane.
Some people want Jon Stewart to run for office.
Rockets coach.
Okay.
Did you see this?
Udoka ejected after altercation with LeBron.
You should see what he said to LeBron.
Rob, do you actually have the words instead of playing the clip?
Because I know the NBA doesn't like it when you show any kind of interaction.
If he can get the exchange instead of the clip, that'd be great.
Hardly an altercation.
Yeah, it's not an altercation, but it's an exchange.
Maybe they called it.
Maybe worse than an altercation because the words were caught up on social and a lot of people are following up with the words that he said to LeBron.
Trump is right that schools teach kids to hate America.
That's why them staffers are protesting for Hamas.
Interesting story.
By the way, that's Bill Maher saying that.
Tucker Carlson drops bombshell, reveals what got him fired with Fox News.
More retired Americans are unretiring and many worry about age discrimination.
Derek Chauvin is discharged from the hospital after being stabbed 22 times by who?
Vinny, can you give us a glimpse by he's a former FBI informant?
By a former FBI informant 22 times.
We'll get into that story.
California, why does California differ so much from Texas?
We'll talk about the differences.
That's an LA Time story, by the way.
Trump flips out at Robert De Niro.
You should hear what happens.
Their credit card that there's this new thing going on that we'll talk about.
Tom, I'm sure you got a lot of data on this.
Buy now, pay later.
It's insanity what American people are doing and why these buy now pay later companies are blowing up.
They have a certain loophole they're using that allows them to not have to register with the truth of lending credit and allows them to get away with it.
I'm sure you're going to get into that.
No hard credit.
Bitcoin, 42K, gold on the rise.
Black Friday shoppers use buy now pay later.
We'll talk about that.
Harvard professor prepares to teach a new subject called Taylor Swift.
We'll talk real estate.
We'll talk economy.
Spotify about to lay off 17% of their staff.
I don't think they're going to lay off one of them.
I think that guy's name is Joe.
I think you're going to have to keep that guy, but we'll see what happened.
DeSantis was asked, are you going to step out and, you know, not compete anymore if you lose Iowa?
The exchange is interesting.
Vinny's got some stuff he wants to talk about with Israel.
Palestine, Hamas.
Millennials feel abandoned by parents, not available to help raise grandkids.
They're too busy.
Millennials, stick around for that one.
Maybe have your grandparents or your parents listen to this.
But having said that, before we get into all these stories, today, the book I've been working on for the last three years, Choose Your Enemies Wisely, comes out.
Interestingly, so this entire book is about planning.
It's about business planning.
It's about life planning.
I looked at Amazon, and every time somebody asks me for something, the way I save the conversation is: if you're really serious about this, go read this book.
If you want to find out about relationship advice, go read five love languages.
If you want your wife, she's not respecting you, you want something, read love and respect.
If you want to get better with people because your military background, read how to win friends.
There's so many books to recommend.
There's not a book to recommend for business planning, so I decided to write it.
If you have big plans for 2024, place an order.
This is on Amazon and Barnes Noble.
And by the way, just we've never promoted this book on this podcast.
Anybody that orders this book now, okay, if you order the book now, hardcover on Amazon, you can go leave the link in the chat and description if you could.
If you order it now and you email your receipt to enemies at is it vt.com?
If you email your receipt to enemies at vt.com, again, enemies at vt.com.
By the end of it, we will pick five of you and our friends here are going to give us a five names.
And I'm going to send you physically.
I'll send you a signed copy of Choose Your Enemies Wisely.
And if you're like me, I order hardcover and audiobook because I like to listen to the audiobook when I'm reading the book.
And there's three big stories I say in the audio book that's not in the physical book.
So place the order of both and we'll do raffle for five at the end.
So having said that, Saturday, I will also be at Barnes and Noble Boca Raton doing a doing autograph and doing what time is that?
I think it's at one o'clock is what we're talking about.
We'll give you more details.
If you're in the Florida area, South Florida, I'll be at Boca Raton.
Can I come as security?
You're going to have to come as security.
I'm going with you.
No matter what.
We're going together.
I need protection.
Okay.
Adam, it's good to have you on.
Thank you, sir.
Okay.
All right.
So let's go on to the first story.
Can you pull up the story of the one I just emailed you, Insider, of saying how many times they're planning to lower rates in 2024?
So check this out.
The Federal Reserve will cut interest rates six times in 2024 as the economy shows clear signs of cooling down.
ING says.
Tom, how much intel and stories and research have you done on this topic?
Because if they lower the rate six times, is this four quarters, 150, one half a basis, one three-quarters?
What's it going to look like?
You know, you know, I've been on, let's dive into this.
You know, I've been on this page.
I think that there is probably five to six reductions next year, quarter point eight, so that's about a point and a half off the five and a quarter where we're sitting right now.
Next year, starting at the beginning of Q2.
And there is actually, there's a small graph on this, Rob, a little stair-step graph, so people can kind of see it.
So there you can see all the increases that went up, and there's the dotted lines of the five coming down next year.
This, I've been anticipating this.
Jamie Diamonds, I'm on the same page and the same logic that Jamie Diamond has on this, that the Fed really wants to let all of this get through the end of the year, like food poisoning, to let these rate increases stop inflation, get it back to 2%, and then next year it comes down.
All you have to do to get mortgage rates is put two points on whatever that is.
So this means mortgages are probably still going to be six and a half at the end because you see it's a little over four by the end of 25.
So mortgage rates are still going to be about six and a half.
And so this is this is what we're looking at.
And the intel that I see is that this is what's going to happen.
It's going to be gradual.
It's not going to zip back down.
Even if the economy's got issues, it's going to gradually come down because the Fed's going to do it.
Now, people are trying to bring things up right now.
You hear a lot of the banking community trying to say things now.
Maybe we should start earlier.
Well, the reason they want that is if the interest rates go down quicker, corporate America can get lending and expand is probably going to make stocks go up faster next year.
So there's a motivation in there, and it's not a bad motivation, but a motivation nonetheless.
But this is exactly what I've anticipated.
And with the exception that if we really have a bad fourth quarter, if GDP is really low, maybe the Fed does its first cut March.
But most people are thinking April right there at the beginning of second quarter.
So if this is the case, this is very good news for the market.
This also means real estate that hasn't dropped at all is going to go higher if it hasn't dropped at all.
Because realtors are going to go around saying, hey, what are you talking about?
Here's what's going to happen.
This is what's going on with the interest rates.
You know, real estate's going to be skyrocketing.
If there's not a major disruption taking place, wouldn't realtors be salivating over a story like this that they can wait till the end of the year or half way around to lower the rates?
Yes, I think so.
It's like right now you go out and you say, wow, what are interest rates right now for average credit?
I think they slipped a little bit, like seven and a quarter, seven and a half.
They came down a little bit.
And so a good mortgage broker is going to say, hey, Tom, you're thinking of buying a place and you don't like the seven and a half interest rate.
Look, by the end of next year, what's it going to be?
Six, six and a half?
This is a new normal.
So if you're really thinking about it and you like this house, these prices aren't going to bottom out.
You should think about pulling the trigger and doing it if you've got the cash to put the down and do it.
So I think you're exactly right that the mortgage industry is going to play this like, hey, man, it's the new normal.
If you're on the sidelines with enough cash, but you like that house, the bottom's not going to drop out of this market.
You should go buy it.
I think that's going to be their sell.
What an unpredictable economy we've been in to see this taking place.
By the way, Rob, can you pull up, go pull up average 30-year fixed rates right now?
Just Google average 30-rate, 30-year fixed.
Average 30-year mortgage rate.
There you go, right there.
Yeah, Google's got the thing.
Now, watch this.
The average credits and go to another page and type in average credit score in America.
Average credit score in America.
Yeah.
So let's just see what it says.
It should be about 718.
There you go.
Okay.
So if it's 718, go back to the prior page.
That means that number right there is 700 to 719.
So on a $300,000 loan today, if you got a 30-year fixed, you're looking at 7.974%.
That's a very, that's pretty much, you can say 8% is what you're looking at.
But the FHA and the VAs, you see, they're down about 7%.
And so we're on a national like 7.5% right now.
We're on a national 7.5% right now.
So if they lower it six times at minimum time, that's a point and a half, right?
Oh, yeah.
If we're national 7.5, I think for really good credit, we'll be like national 6, 6 and the 8th at the end of next year.
If they take six drops of a quarter point, which is 1.5, brings it down to 3.5%, add two, that's 6.5 for mortgages.
So you don't think they're going to do a single one of them above a quarter?
You think they're all going to be quarter, quarter, quarter?
You don't think he's going to do one and a half or three quarters?
Currently, no, but let's wait and see what happens in Q4 because the consumer is out of gas.
You mentioned a couple other stories we're going to cover today.
Why would they?
Because when he raised it, it was all basically 50 basis points, right?
How many of the cuts are the raises that he did were 25 versus 50 basis points?
He did a couple that were 25.
The last few were a couple, yeah.
Yeah, I thought the last four were exactly 25.
Exactly.
But on the way down, do you think he goes 25, 25, 25, 25, just the whole way down?
Yeah, I think this Fed does.
Jerome Powell, I think, think he does.
Because remember, when the Fed drops fast, they're trying to prevent Stagnation with the recession, which is some people call depression.
And to get around it, they say, oh, the great recession, because they don't want to use the D-word.
They pull those out when you've got major calamity.
I think he's going to sit on the quarters.
And unless there's something that really pushes him, it's going to be the first meeting in April where Jerome Powell said, inflation has been tamed.
Yes, there's some pain.
There's a little bit of unemployment has come back up again.
But now we see Way Claire.
Just take a quarter.
And I think you've been seeing this article that I think we referenced.
This was the Axios article basically saying the war on inflation is mostly one.
They sort of declared victory on inflation.
We'll see where that goes.
Tom, just do me one favor.
Please alert my good friend Vinny when he should put his pay.
Hold on.
I was just going to say, this is the time.
I was going to say two things, Tom.
I was going to say, number one, I'm going to be in an apartment for a while with something like this.
Number one, number two, what was that rate, Pat, that almost 8% four years ago?
What was it?
3%.
3%?
Yeah, 3% just 22 months ago.
So Bidenomics is just, let's keep that thing going.
But I tell you what, you know what they're going to do next year?
When these rates come down, there's a part of me that feels that we're going to go back to fake success again.
We always do.
Yeah, but again, that's not a good thing for us to go back to fake success.
Hey, Rob, would you like to?
Okay, so check this out.
This transitions into the next story.
Watch this next story.
And this is the cause of fake success.
Okay.
And we'll talk about this new thing that's taking place that's very, very hot.
That's making companies a lot of money.
I'll tell you what the format is, and you'll see why these two kind of add up with what we're talking about with interest rates.
So how America racked up a trillion dollars of credit card bill.
This is a CNBC story.
A trillion dollars is what we have.
Americans have amassed a historic trillion dollars in credit card debt, driven by soaring interest rates due to federal reserve rate hikes.
Average interest rates for credit cards have reached 22%.
Over 22% with retail credit cards nearing.
Ready?
29%.
That means if you have $10,000 in debt, that debt is going to be $20,000 in 2.5 years.
That's what 29% means.
Putting a financial burden on consumers, rising costs of essentials like rent, groceries, and gas have coupled with high borrowing rates have left people feeling financially stagnant.
Despite this, a record number of consumers shop.
That's the key number.
Record number of consumers shop during Thanksgiving holiday weekend with over 200 million hitting the store slightly more than in 2022.
Some big box retailers, including Macy's and Nordstroms, have expressed concerns about a slowdown in credit card repayments, posing a risk to holiday retail revenue.
By the way, so who in here, can you do me a favor?
Run up a poll, Rob, and ask, has anybody in the last 12 months has used a buy now pay later option?
Have you used the buy now pay later option?
Have you used companies such as a firm?
I think it's Klarna, you know, PayPal, Apple.
Have you used any of those?
Just use.
Have you bought anything with buy now pay a later option?
Yes, no, that's all we need to talk about.
That story leads to this next one.
And then Tom, we'll go into you.
More Black Friday shoppers use buy now pay later, even as they shunned big ticket gifts.
Okay.
So what are they talking about?
Early holiday shopping data show that consumers are increasingly turning to buy now pay later services like a firm, Klarna Afterpay with $7.3 billion spent through these services as of Monday.
The trends aligns with expectations that BNPL, buy not pay letter usage, will reach $17 billion this holiday season, an increase of 17% from the previous year, as indicated by Adobe October's estimate.
Tom, I have some thoughts on this, but I'll go to you first.
What are your thoughts when you see numbers like this?
Well, I'll add to your number.
With Cyber Monday, that $7 billion number you just quoted, Pat, became $9.3 billion.
Wow.
In BNPL.
So right now.
Why do people use BNPL?
20% of consumers that apply for BNPL, and by this comes from Payments, which is a kind of a watchdog and a market research firm that covers credit cards, a lot of things.
20% of consumers said that the reason they use BNPL was to bypass a credit check because they don't want to hurt their credit score or they weren't going to be able.
It's called a soft credit check is what they call it.
Yep.
So check this out.
BNPL was up 47% Black Friday.
Last year it was 11%.
This year it's 18%.
And 20% of customers said that they would apply for it.
So the real data is showing up.
Check this out as well.
This is kind of dangerous.
Here we go.
Half of people in a survey that was taken after Black Friday said they would have postponed or canceled the purchase of an item, $500 or more, that they use BNPL if BNPL wasn't available.
Translation, I couldn't afford it and I didn't have credit to do it.
So I chose BNPL.
So I think we need to look at BNPL delinquencies and Q1 and see what's going on there.
And people, 30% of the survey respondents said that it was the lower non-existent interest rates.
For instance, there are some, most people don't know BNPL, when Best Buy says BNPL through a firm bill paid through your PayPal, you will get zero interest rates if you make the four payments and have it paid off by March 1st.
So December, January, February, March.
You pay that?
It's zero interest rate.
So most people said they went for the zero interest rate and no credit check, and we had $9.3 billion used, which was up 47% from last year.
Check this out.
So a couple other things.
Vinny, how familiar are you with BNPL?
Adam, are you familiar with BNPL at all?
I don't recommend it, but I am familiar with it.
I always see it, but I always wonder how was that, how is it related to like a credit card, which is basically buy now, pay lenders.
Okay, so check this out.
Here's how it works.
Give you a little bit of insight.
Tom did a great job explaining it, but I'm interested in the format, right?
So the question becomes, why the hell would I use a credit card over a BNPL?
What's the difference?
That's the first question everybody asks.
I was just going to say.
What's the difference between BNPL and a credit card?
By the way, go to Klarna's market cap the last few years.
Here's what these guys came up with.
When the truth and lending, whatever came out, that they started checking and making credit card companies more tighter because of the amount of money they were making, all this stuff, the pressure they got, new credit card company business was kind of on the down.
So people are like, okay, what am I going to do now?
What they define as a credit card is you making four payments or more.
If you make four payments or more, so for example, you buy this phone for $1,000.
You decide to pay this off in 10 payments of 100 credit card.
If I buy this book for 40 bucks and I'm able to make four payments of $10, that's a credit card.
Anything less than four payments doesn't go through the act of the truth act and lending that they came up with for credit cards.
So what these guys did to buy not pay later, it's three payments.
So I buy this phone.
It's $1,000.
I pay $250 up front.
They don't consider that as a payment.
They consider that as a down payment.
Then I make three payments of $250 the next six weeks.
$250, $250, $250.
So six weeks later, I'll pay the phone off for what?
$1,000.
So now the question becomes, okay, the customer's happy because they got the phone and they were able to pay it in three payments.
And then the actual product developer is happy because they sold the phone for $1,000.
But why the hell would there be a business model for this?
Here's why.
Because Klarna goes to Apple and says, hey, we'll offer this to your customers, but you got to give us 2% to 8% on the back end, which means what?
So if you sell this for $1,000, you negotiate it with the retailer.
So let's just say the retailer negotiates 4%.
So if you buy this at $1,000 and I give the BNPL, you're going to give me upfront how much on $1,000?
$40.
So Klarna makes 4% on $1,000.
That's $40.
And they're like, we'll take that risk.
We'll go ahead and get with that and make the payment.
Soft credit check.
They're not doing a full-blown credit check on you.
Here's the problem.
You miss one payment of the three.
You know what the interest rate goes to?
What?
30% on the entire purchase.
So it goes from $1,000 to $1,300.
23% of people that have used the buy now pay later are sitting there saying this was a terrible experience.
This is Klarna's valuation, by the way.
Look at the valuation there to the right.
October 8th, 2018, it was worth $2.5 billion.
Then it went to $5.5 billion.
Then it went to $10.6 billion.
Then it went to $31 billion.
Then it went to $46 billion.
Back down to $6 billion.
Now, this buy now pay later model, you know who it's going to work for?
You know who just launched a buy now pay later last month?
Apple on October 23rd just launched a buy now pay later only to their customers in America.
Now, here's the thing.
Guess why Apple's not worried about this model?
Why do you think Apple's not worried about it?
Go ahead and don't pay it.
Go ahead and not make the payment.
You know what Apple can lock you down from using?
Your phone, iTunes, everything.
The app, they can shut you off for social media.
So guess why this is a phenomenal model for Apple?
Phenomenal model for Apple, not for others.
PayPal, good model.
You don't pay it.
PayPal can come and say you can no longer bid on eBay.
There's so many different things with this buy now, pay later.
The reality of it is it goes back down to they avoid it getting licensed like an insurance.
Imagine selling insurance or real estate.
You need a license and you're like, man, how can I sell insurance without getting licensed?
These companies were able to start a credit card company without calling it a credit card company, calling it a buy now pay later.
These are phenomenal models, by the way.
Terrible for the consumer.
And to null the rules that kind of go on.
Terrible for the consumer.
Well, FinTech comes out of Silicon Valley.
That's where it starts, most of it.
And what does Silicon Valley think about?
The word starts with D, disrupting.
So how do I disrupt?
Read the laws.
Read the laws.
Hey, if we do this, we could create this kind of a company, a fintech company.
It does this, this, and this.
And so they're smart.
They read the laws.
They put it up.
They didn't make the loophole in the laws.
That's the way the law is written.
And they built a company to serve it.
And now the American consumer is even greater debt and it kind of hides behind the surface.
Check this out.
You know how people say, well, 30% is not a lot of money.
What's 2% to 8%?
Let's do the math together.
Watch this.
Watch this.
Vinny, I want you to pay attention to this.
So if I buy it at $1,000, they get 2% to 8% within how long?
Within six weeks, right?
Is when the service is done.
Okay, what's 52 weeks divided by six?
It's roughly 8.7.
Okay, if you're tracking with me, what's 2 times 8.7?
Because it's minimum 2 to 8% they get from the retailer, right?
What's 2 times 8.7?
It's 17%, 18%.
What's 8 times 8.7?
65?
70%.
They're making roughly return on their money 17 to 70 percent.
Yeah, that's insane because they're getting the two to eight point from the retailer, giving it to these companies like Klarna.
Brilliant.
But you know what the problem is today?
Why they're getting destroyed in the last 18 months?
Interest rates.
Money was cheap.
They kept doing it.
Now they're not getting money.
They're getting destroyed with interest.
So interest rates are putting out, putting these companies out of business.
There's buying a payload business.
PayPal is going to be fine with this.
Apple's going to be fine with this.
The smaller guys that are getting started with it.
Even a firm is doing pretty good.
Klarna is getting crushed.
I'm just not a fan of this because it's destroying the consumer.
It's hurting the consumer.
It's another thing to tell you: consumers don't have a lot of savings.
This is the lowest savings rate we've had in America in God knows decades.
We are not saving any money.
We're getting into more and more debt.
Why are we getting into more and more debt?
Because during COVID, daddy and mommy, the U.S. government taught us, hey, don't worry about it.
If you can't pay your bills, we'll send you stimulus.
We'll stimulate you a little bit on behalf of the government.
Poor little you responsible father and mother that are supposed to take care.
So American people are like, babe, don't worry about it.
If we go broke, the government's going to send us a check like they did during COVID.
That's exactly what you're raising right now in this generation.
And I'll show you something else that I dug up on this in the research.
You know who's in on this in a big way?
The online retailer is specifically Amazon.
They have been doing studies trying to prevent cart abandonment.
What is cart abandonment?
Well, you go to Amazon, you put a couple things in your cart, and you don't check out.
You don't buy them.
And they have been attempting to reduce cart abandonment.
So they've been in partnership with a firm and Klarna and using the loophole so that they only have to say so much.
So if it's not on your credit card or if a credit card is denied, they put an interstitial ad up right there.
If you click here through Amazon and a firm, you can still buy what you wanted to buy right now.
So the online retailers are pushing these mental games in the face of the consumer to get this.
Why would the online retailer care?
They're making their money.
Correct.
But what the point is, the online retailer has turned to BNPL to solve a marketing problem, which is online cart abandonment.
Did you get that?
Okay.
So how familiar?
You're familiar with premium financing.
Of course.
Okay.
So, Tom, you're familiar with premium financing.
Yeah, absolutely.
Guys, this is the story of premium financing in insurance.
The rumor has it and the myth has it that a former professional NFL player figured this thing out and turned it into an industry.
Let me give you the story.
This guy goes as an insurance agent.
He says, Hey, man, I want to buy a big policy.
It's like $10,020 million policy.
He says, Okay, great.
Your premium is going to be $300,000, $400,000, whatever the number is.
He says, All right, cool.
I'd like to finance that premium.
The agent says, What?
Yeah, I want to finance my premium.
You don't finance the premium.
You take the money out of your pocket and you give me a check.
And he said, No, I don't want to do that.
I want to go finance this.
You can't do this.
He says, says who?
And the insurance agent's like, well, that's actually a good question.
I don't know if we can do that or not.
So this football player goes to the bank, finances the premium of the insurance policy, gets the agent the $300,000 up front.
The insurance policy is paying him whatever, 4% every year.
He's using that to pay the interest on the loan at the bank.
And the agent makes a couple hundred thousand dollars commission.
He says, holy shit, let's call it premium financing.
So there's three parties involved in premium financing.
There's the client, there's the agent, there's the insurance company.
Okay.
Guess who loved premium financing?
The agent loved it.
Oh, yeah.
Guess who originally, initially, liked premium financing.
The carriers.
The carriers loved it.
I sold more.
That's right.
The carriers are like, dude, what the hell are we doing working with these guys?
They're giving us a thousand policies at $1,000.
This one guy just gave us a $100,000 or a million dollars.
We would much rather do fewer policies, less legwork for us.
You know what they learned a few years later?
The agents were making Vinny.
They were Vinny.
Not going to give names.
There's some guys who made so much money they bought professional soccer teams in Europe.
Shut up.
No, shut up.
Shut up.
They bought professional soccer teams in Europe called premium financing.
A few years later, they realized we got to regulate this shit.
It's getting a little out of hand because then clients' interest rates were changing, couldn't pay the payments.
Clients are unhappy, a lot of things.
I think this buying up pay later reminds me of premium financing.
Well, that's if there's anybody that can speak to this for days on end, it's my business because when I came into the insurance business, I didn't go the typical insurance agent route.
I went the almost the reverse mortgages of life insurance, which is called life settlement.
So I got sort of thrusted into this industry.
And the sort of like the PS to everything that they were doing in the premium finance industry was two years later because they would wait till after the contestability period.
So anybody that has life insurance understands there's a two-year CNS clause, the contestability and suicide clause.
So you ever see like making a murderer, they're like, yeah, she murdered her husband.
It's like, go check if they had some life insurance.
That's the first thing they're saying.
That's the first thing.
So you can't really offload or sell your life insurance because your life insurance is an asset.
You have to wait two years.
So what happened is all these agents that were making all this money, all these older, wealthier clients were basically getting free coverage for two years.
The premiums were being financed by some entity, some hedge fund, some investor, what have you.
As Pat mentioned, the carriers were taking in massive premium.
But what would happen is two years later, all of a sudden those policies would come off the books.
They'd be sold to companies like mine that I deal with.
And it was just, it was a civil war in the insurance industry.
There's no question.
By the way, a company called AXA, okay?
Yeah.
I think it's called AXA.
I think.
I think it's called AXA.
I mean, obviously, I know what it's called, but I think it's called AXA.
But we have a meeting with this man, Tom.
You remember this meeting?
We're on a boat somewhere in the world.
We're on this boat.
I'm on a boat.
I don't say where it's at, but it's a very cool place, but we're on a boat.
And this guy tells us that that company went from 2003 selling 300,000 insurance policies a year to less than 10 years later, selling only 50,000 because all they focused on was these types of policies.
And they said, forget about these smaller policies we're doing.
These are a lot easier and they make us a lot more money.
And then the company took a big-ass hit and they could no longer turn back around to go back to the days of doing 300,000 policies here because that's very hard to do.
And then remember all the incentive trips.
All these agents were going around the world.
They're going all like they're going on cruises.
They're making all this money.
But I think at the end of the day, much like any get-rich-quick scheme, there's always an unhappy ending.
There's only one.
The only thought I'll give you 30 seconds here.
My dad told me some advice years ago.
He says, man should not be in debt.
When man is in debt, he acts like a different man.
He doesn't feel like a man.
It hurts your marriage.
It hurts you as a man.
It hurts you as a friend.
It hurts you as everything that you do.
I'll give you three debt quotes.
Okay.
Here's one.
He who is quick to borrow is slow to pay.
Buy now pay later.
It's a German proverb.
Here's another one for you.
If you think nobody cares if you're alive, try missing a couple of Carl car payments.
Earl Wilson.
Here's another one for you from Andrew Jackson is the best one.
When you get in debt, you become a slave.
These buying out payload companies are simply enslaving millions of people, and I cannot stand it because I was a former $49,000 of debt guy credit score $484, $495, $499.
Don't fall for the 10.
Even in the Bible, it says that the borrower is slave to the lender.
Adam, with the Bible, guys.
There we go.
Let's go to the next story.
Just like credit cards or consumer protection agencies are going to show up.
What's next?
Let's go to the next story.
The next story we'll go to is: do we want to do Jon Stewart or we want to do Rockets?
How about let's do Bill Maher?
Bill Maher says Trump is right that schools teach kids to hate America.
That's why them staffers are protesting for Hamas.
Here we go.
Bill Maher agrees that Donald Trump, that schools are currently teaching children to hate America, stating that he's under the, he says under his administration, his next one, schools will teach students to love their country, not to hate their country like they're taught right now.
I got to say, this one doesn't bother me so much.
I got to say, this one doesn't bother me so much because I think that this is what I see when I see kids demonstrating these progressives demonstrating for Hamas, the most liberal people in the world, that, oh, good, we're going to give America its commupons, asshole America.
This is, they kind of have been indoctrinated this way.
Maher emphasized a generational split between the Democratic Party, quoting the kids seem to be with Palestinians and the older generation seems to be with Israel.
Vinny, what are your thoughts on this story?
Dude, just, I don't know.
Bill Maher to me is one of the most flip-flopping.
I know Adam.
Oh, I know Adam.
I can't wait for you.
He's just the prime example of Trump derangement syndrome.
That's all his network, dude.
That's all real time.
What Bill Maher was for four years was Trump, Trump, Trump.
All he pushed was the left's agenda with Trump collusion.
Trump's an agent.
You know, vaccine.
He pushed all the vaccines.
Dude, A, I don't even think he's that funny.
When's the last time you heard somebody go like this?
Hey, guys, you know what we went to last night and was hilarious?
Bill Maher.
I mean, who's listening to an hour of, okay, okay, God doesn't exist?
Okay, it's boring.
And just, was this yesterday, Rob, or a couple of days ago?
He was, he had Roseanne on his couch of alcohol.
And I don't know what the hell this podcast is called.
Weed.
She goes, she asked him, like, she's like, you got that MK Ultra like thing.
He acted.
He goes, I don't know what that is.
And then she goes, you know who Klaus Schwab?
He goes, who is that?
And then she goes, he runs the WEF.
Is this the clip?
This is the clip.
Pat, is he like, be honest, is he really this ignorant?
I've not seen it.
Okay, play it.
I can't hear it, Rob.
Yeah, I can't hear anything.
You can't hear it.
Program you're under.
Keep my bad from the beginning, Rob.
Thanks, buddy.
No wonder I don't remember this.
No, shit.
You blocked it out, MK Ultra.
Who's that?
That's the mind control program you're under, Bill.
MK Ultra?
Yeah.
So who's, but who's Klaus Schwab?
The head of the WEF.
What's that?
Google it.
He really does.
Pat, that's not an act.
He acts like he doesn't know who Klaus is.
Do you think he's acting like he does, or do you think he knows?
He knows 100%.
He knows Klaus.
He is such a lukewarm, flip-flopping, bro.
People like this better hope and pray that Donald Trump wins again so they have shit to talk about.
I hate to tell you that one day, one day he hates them.
The other day he's like, oh, I like it.
What do you think about what he says here?
Because he says, you know, he says that schools are teaching kids to hate America.
Do you agree with him on that?
I don't think schools, well, which schools?
Not the younger girls.
Public schools.
He's saying public schools are teaching kids to hate America.
That's why they're supporting Palestine.
You're saying yes.
Yes.
Go ahead.
Yes.
Go ahead.
Yes.
Well, number one, his podcast he does when he's not doing real time with Bill Maher, which is on HBO and there's the after hours that's picked up by CNN.
Obviously, he used to be politically incorrect.
It's called Club Random.
That's what he does with Roseanne.
We had Roseanne here, what, two months ago?
Less than she's, let's just say, adorably off her rockers.
But that's another, that's a different point.
Bill Maher, what I respect about him, and I would appreciate if people on the left and on the right were able to do what he's doing.
And what is that?
He's actually calling out his own side.
So there's no secret.
Bill Maher is a classic liberal.
He is not one of these modern day progressives.
And even he says here, there's a generational split within the Democratic Party.
Specifically, we're seeing this over Israel.
The kids seem to be with Palestinians and Hamas, whereas the older generation seems to be with Israel.
Obviously, he's an older guy.
He's probably in his late 60s, early 70s.
How old is Bill?
But I would argue that he is probably one of the most important political voices in America today.
So yes, he does have some Trump 67.
Yes, he does have some Trump derangement syndrome.
I think anybody.
It's not.
Yeah, once you have it, you have it.
I'm seeing some cracks in the facade over there where he's acknowledging Biden is old as fuck.
And are we really going to do this?
Dave Rubin was just on his podcast.
Did you see that?
Dave holds his music.
I think Bill has done a good job this year of calling out the left just as much as they call out the right.
Tom, what do you think?
He's not a fan of the right.
What do you think, Tom?
But he's clearly not a fan of the new left.
Yeah.
Tom.
This specifically, let me read it again, okay?
Here's what he said.
He said that under this administration, kids are being taught to hate America, to hate their country.
Do you agree with that?
Yes, 100%.
And I applaud the fact that he's saying these things.
Now, if you back up and look at Bill Maher in whole cloth over a two-week period, you'll see him say this on his show, this on the after hours, this on Club Random.
Okay, fine.
There's some things you're going to be upset about.
But I'm backing up on it and I'm looking and I'm seeing a guy who is starting to say things.
And I appreciate the fact that he's got the stones to do it.
He made a very important satirical point in an opening monologue about the number of people per generation, percent per generation, that were identifying as trans or gay.
And he was pointing out that, hey, something's wrong here.
This is not it.
And he goes, by this math, by 2050, we're all gay.
He pointed that out and he was with facts and figures.
I appreciated he did that.
And I appreciated that he made this statement because I think he's dead right.
We're teaching kids to hate America.
And he's correct.
You look at the college campuses to take the Hamas position, you know, is not a, you know, a patriotic flag-waving position.
I think he's right.
And I applaud the fact that he's saying some things now that show that he's turning.
And to Adam's point, he's picking, not picking on, he's calling out his side.
Do you think he's turning because he's having this epiphany, Tom, or he knows that nobody wants to listen to just a Trump-hating loser?
People don't.
No, no, hold on.
Stop right there.
Not one of it.
Do you think any of his producers are going to say, let's move to the middle because you're a Trump hater?
Do you think anybody in mainstream media?
There's not one person there unless they are as stoned as he was right there.
But more and more you're hearing people like him going, yeah, but Trump was right about this and Trump was right about that and Trump was right.
But meanwhile, all the years of him pushing that bullshit and dividing us, I don't forgive that easy.
All that Russia, Russia lying to everybody, pushing the vaccine, pushing all this.
I hate the fact that Americans patches become now.
We're just like, oh, whatever.
We're on to the next thing.
No, we got to hold people's foot to the fire.
All that shit that they pushed, all that hate.
It's no wonder why people in the streets are hate.
And he's talking about we're teaching kids how to hate.
You taught Americans how to hate a president that loved the country.
And now, oh, now we're supposed to.
Okay, so what do you?
So what do you do?
Look, man, I'm man up to it.
Okay, he committed a crime, can go to prison, but there's chaplains in prison and they can convert.
What if this guy is having a slow move to he still shows his colors, Tom?
Okay.
Still talking about Trump.
He thinks Trump is still.
He still, when he talked to Dave Rubin, was like, Trump and Russia, no, he was involved.
It's like, shut up with that shit.
He's still stuck in that world, Tom.
He still believes everything that Trump was was evil and negative and World War III.
They pushed all that shit.
Vinny, how do you think people switch positions?
Like, how soon?
Meaning what?
Okay, so like since you've come here, you've obviously gone full hard right.
Good for you.
You've embraced who you are.
Wait, define hard, what's hard right.
I'm just a conservative.
I'm a conservative Christian that was a year ago.
You would have never said conservative Christian.
What do you mean?
You wouldn't have even said those words.
What do you mean?
I haven't been a Christian this whole time that I've been here.
Sure.
I don't think you would have vocalized that as much as you are now.
This isn't a knock on you.
I'm saying you found your position.
You found your lane.
You're doubling down on it.
Amazing.
You're in that world now.
Most people don't change positions quickly or even gradually.
Most people double down on their position.
What I think Tom is trying to express is that Bill is a classic liberal, just in the mold of JFK or even a Bill Clinton.
And what he's essentially calling out is, whatever this new liberalism or this new Democratic Party is, it ain't your grandpappy's Democratic Party.
So give him a little grace to be like, look, a couple years ago, I didn't fucking see this thing coming.
And especially when Trump was there, it was so easy just double down on Trump.
Cool, all good.
I'm not even like, that's your thing.
It's not your thing.
But at least at this point, whether you like him or not, acknowledge that his positions are shifting and he's calling out the people that need to be calling out because everyone was calling out the far right MAGA extremists for years.
Now that has shifted to the far left, woke progressives, Hamas-loving, woke agenda.
And give him credit for doing that because he has the one as one of the biggest bully pulpits on the left to be like, yo, motherfuckers, wake up.
Because those are the people that are watching his show.
So in essence, what am I saying?
He's actually doing more to help the cause you care about than anyone on the far right.
Let's go the other way with that.
Let's go the other way in a second.
The communists were criticized for referring to Hollywood.
They had a phrase for him.
What did they call him?
Useful idiots.
Correct.
So you know what Kim did with that clip, that Bill Maher clip?
She forwarded it to a bunch of other teachers and people that she knew.
This is the clip where he goes through trans and he said, I'm sitting here in Los Angeles and it's almost fashionable to say that your kids are having an identity crisis.
Fashionable.
And he called it out.
Kim forwarded around a bunch of teachers that said, you know what?
I think he's exactly right.
And I think it is happening this way.
I think kids are influencing kids.
I think kids that just feel a little lone are turning.
Well, maybe I should be trans as a solution.
And guess what?
That became useful.
It became useful as a perspective saying, you know what, maybe, maybe there's something to it.
And I'm not talking about kids that say, I've always felt I was gay, but okay.
I'm talking about all this confusion and sudden turning.
His position is suddenly useful.
So useful idiots can go both ways.
Yeah.
Let me say one more thing.
I'm going to give you the whole thing.
What I do agree with what Tom was saying, and I think is essentially the question that Pat asked.
Are they teaching kids to hate America?
I don't know.
But what I do know is they're not teaching kids to love that American.
That's a very good point.
That to me is the biggest problem.
I don't know if they're out there basically saying America sucks, don't it?
But they're not standing up doing the Pledge of Allegiance.
They're not basically learning how to basically say the pledge, the national anthem, to sing along, to basically be like your country.
Love your country, community, service, love America.
The whole 1609 project or the black national anthem.
We have one national anthem in this motherfucking country.
And none of the national anthems.
And none of our founding fathers, given our Constitution, are patriots or heroes.
I agree.
What's this, but the slave ownership?
Did you guys see her on CNN yesterday?
Have you seen this whole thing?
Or did you see her on CNN?
She's a congresswoman.
Tom, have you seen this?
I have not seen this.
Okay, first of all, I watched the whole thing.
When you're on there, you know, what's her name?
What's the other girl's name?
Dana Bash?
Is it Bash something Bash?
Dana Bash.
Yeah, she is challenging her on her.
I'll just let her play.
It has to do with Hamas.
She is.
Look what she says.
Listen.
I want to ask you about sexual violence.
And it's kind of remarkable that this issue hasn't gotten enough attention globally.
Widespread use of rape, brutal rape, sexual violence against Israeli women by Hamas.
I've seen a lot of progressive women, generally speaking, they're quick to defend women's rights and speak out against using rape as a weapon of war.
But downright silent on what we saw on October 7th and what might be happening inside Gaza right now to these hostages.
Why is that?
I mean, I don't know that that's true.
I think we always talk about the impact of war on women in particular.
In fact, I remember 20 years ago I did a petition around the war in Iraq.
You said they talked about it since the day.
Oh, absolutely.
And I've condemned what Hamas has done.
I've condemned all of the actions.
Absolutely.
The rape, of course.
But I think we have to remember that Israel is a democracy.
That is why they are a strong ally of ours.
And if they do not comply with international humanitarian law, they are bringing themselves to a place that makes it much more difficult strategically for them to be able to build the kinds of allies, to keep public opinion with them.
And frankly, morally, I think we cannot say that one war crime deserves another.
That is not what international humanitarian law says.
With respect, I was just asking about the women, and you turned it back to Israel.
I'm asking you about Hamas.
In fact, I already answered your question, Dana.
I said it's horrific, and I think that rape is horrific.
Sexual assault is horrific.
I think that it happens in war situations.
Terrorist organizations like Hamas obviously are using these as tools.
However, I think we have to be balanced about bringing in the outrages against Palestinians.
15,000 Palestinians have been killed in Israeli airstrikes, three-quarters of whom are women and children.
And it's horrible, but you don't see Israeli soldiers raping people.
Well, Dana, I think we're not, I don't want this to be the hierarchy of oppressions.
I think 15,000 people have been killed, which is horrible.
2.2 million Palestinians live in a 140-square-mile area, which is about the size of Las Vegas, with a population that is four times that of Las Vegas.
And 1.8 million Palestinians right now are displaced.
They are living in shelters.
They are being told to move to South Gaza.
Then South Gaza is being bombed.
They're being told to move to North Gaza.
What do you think about this when you hear this Tom?
I think the progressive side has kind of lost its moral mind.
I have a listening to that, and I'm trying to find what compass and what position she's coming from.
She's ignoring how this whole thing started.
She's ignoring the carefully made point at the end.
The Israelis are not committing atrocities against the prisoners and citizenry.
And I think that's the core point here: who started it?
And you have just a ridiculously evil side of it that perpetrated these things.
They are the invaders.
They did it.
Well, you are our oppressors.
We invaded to defend.
Yeah, but not like that.
And I have a hard time with that moral compass.
I mean, how do you make that argument in your mind to start with the Hamas invasion and the rapes and the atrocities that happen and things that we're not guessing?
This isn't Reuters guessing.
People have been released.
Hostages have been released and they're talking and they're talking about things and with remarkable consistency.
Then you come to the other side and you just want to turn it into, you know, well, Israel's bombing civilians.
There are two issues that are to be discussed, but I have, how does I have a hard time with her moral compass?
And she's chairman of the progressive caucus, so she's bought and paid for.
She can't take any other position.
Kenny, what do you think about what she said?
I think, A, they'll never answer, never answer.
You know, politicians are.
She'll never answer an honest question.
She was one of the biggest voices against Brett Kavanaugh, like just all in on him being raped, even though he had all the proof and all the thing from the childhood.
It's just not being able to just answer the questions.
Like, listen, raping hostages, if you can't verbally just say that out loud and your answer is, well, you know, Israel does bad things too.
I think it's horrific.
I think she, I think, I don't even like the girl on the right was a bash, but to put her on blast like that, it's good.
I think that that type of reporting we need more of that.
Putting her foot to the fire.
Well, look, anytime there's any sort of war, you know, innocent victims are going to die.
That's just the unfortunate side of war.
I wish, you know, if we could all do some sort of kumbaya moment and there would be no war in this world and peace on earth.
Unfortunately, humans are very flawed, and that is just part of our DNA.
And it's called it tribalism, call it nationalism.
This is the world we live in, and it's the world we'll continue to live in.
But the moral equivocation between actual terrorists and a democratic ally of the United States is unfathomable to me.
And especially, you're seeing this pop up on the progressive leftist wing.
If anything, I'm seeing this play out.
America's seeing this play out.
And when we were at the Republican debates, I mean, it's kind of seemed like an Israel rally at the Republican debates.
Different areas.
In Miami, I would say yes.
In LA, partly.
Yeah, but LA was prior to October 7th.
So, I mean, it was sort of just sure.
It was, yeah, it was like, even as I'm Jewish, I'm like, guys, let's take it down a little bit.
But it's good to see the Republican Party stands with their allies.
To me, as an American, as a proud American who does have roots in Israel, I'm an American first.
I understand that where is U.S. lie with this?
Where's United States allies?
Just look at the map.
Who are the allies of Hamas?
Who funds Haraz?
Hamas.
Just look at the map.
It's Iran.
Who's Iran funding?
Hezbollah, terrorist organization.
Hamas, terrorist organization.
Houthi rebels in Yemen, terrorist organization.
By the way, they just fired on United States ships in the Middle East.
Okay.
Again, firing on our people.
Okay.
Who's funding all this nonsense?
China.
Who's over there in that world?
North Korea, Russia.
Iran.
So obviously Iran at the tip of the spear here.
So I align with the United States allies.
So that's why when I see new leaders pop up, like our muddy Millay in Argentina, who says, I will not deal with communism.
And what we're starting to see is the communists on the far left and the autocrats on the far right coalescing at the very bottom of this horseshoe.
That it makes no freaking sense that far-left progressive liberals are identifying with the most illiberal people in the world, which is Hamas.
It makes no sense to me.
So, to answer your question, it is unfathomable what's happening here.
And that's why we're just looking for basic common sense.
You've heard me use the lens I looked through.
I said, if you want to see what's going on downstream, you got to go upstream to see what caused it.
Because we have upstream problems and downstream problems.
You know, it's a classic thing.
You have a polluted lake, and the liberals want to build a $10 trillion filter.
Conservatives want to go upstream and say, why is that factory putting pesticides in the river that made the lake?
Just stop the factory.
And so where's the factory?
Yesterday, Bill Ackman had a long tweet on X about his letter back to the president of Harvard, along with the data that he got from surveying people.
It was a long letter back.
And this was Bill Ackman back to Harvard.
Dear President Gay, and it was huge.
And he went through here about free speech, about what even moderate professors are finding.
It was a thing.
You go upstream.
That's what's happening.
All you have to do is go up to Harvard and look at it.
And it makes Bill Maher's point.
They're being taught to hate America.
So when they're taught to hate America, they're taught that there's no sense of patriotism and that they're all moral relativism.
And that's all she's doing is showing that her church is a church of moral relativism.
And she's being interviewed by Dana Bash.
That's it.
But where does it come from?
You go upstream and you find it.
You find out what's happening in colleges.
You find out how they're being taught and not taught.
And that's it.
And you see what's going on.
So it doesn't surprise me now.
And you see what's going on around the world.
Like, you see what Turkey's Erdogan had to say.
He's basically calling Israel war criminals, calling Netanyahu war criminals.
Really?
Erdogan, are your hands clean?
No, not.
Is the Ottoman Empire and Turkey's hands clean?
Let's ask some Armenian friends of ours if you're the moral authority on all this kind of stuff.
Because be careful who you start calling out.
Be careful who you align with.
This guy is supposed to be a NATO ally aligning with the United States, but he is flip-flopping.
So it's just where were all the people when Syria, when Bashar al-Assad started killing all his people, where were the Palestinian marches?
Where was the Palestinian Brigade marching on behalf of Arabs who are being murdered?
Okay.
And Afghanistan, when the Taliban is raping women and doing whatever they want with women, where's the Palestinian Brigade and the Gazan Brigade and the woke mob for that?
But only when Israel wants to defend himself, that's when you can speak up.
So the like, do it all the time, and then we'll believe you.
But obviously, this comes down to anti-Semitic Jew hate.
And that's what this basically is at the end of the day.
Okay, let's go to the next story here.
Kai.
More retired Americans are unretiring, and many worry about age discrimination.
Okay, interesting.
So a resume builder survey found that 12% of currently retired Americans expect to return to work in 2024 with reasons including inflation and a higher cost of living and combating boredom, as stated in the survey.
A significant concern among these retirees is age-buys, with two-thirds of those expecting to re-enter the workforce next year, expressing fear that it will affect their job prospects.
Career coach Stacey Hollard, the chief career advisor at Resume Builder, emphasized the importance of modernizing resumes.
Don't use NAOL email address.
Don't put your street address on a resume.
Pictures don't belong on a resume.
She suggests focused on the past 15 years of experience as talking about exactly what you did that long ago really won't help you get a job today.
Satan, what do you think about the story of unretiring?
So it's very interesting.
We live in South Florida and you can find two types of retirees down here.
Retirees that are commuting back and forth from the north.
They call them snowbirds and they're part-time.
They have maybe a small condo down here.
They were able to buy that and they come down here when the weather is warm in the winter.
So the rheumatism and arthritis isn't so bad.
And then you have the people that are living here full-time.
We have come, Kim and I have become acquainted with some people full-time.
And so this is me and my bubble and my little perspective.
But what's interesting is where are we encountering them?
We're encountering them at business that we patronize and we're seeing them.
And there's a business we patronize on weekends.
I'm not going to name it that is in service business.
And we see the same folks there every weekend.
And I ask them, How you doing?
I'm doing great.
I'm doing this.
And what do you do?
Well, I do this because, number one, I stay active.
And number two, you know, on Social Security and my pension, I don't get an inflation adjustment.
They said exactly what's in this article.
I don't get this.
So guess what?
Interesting.
I see people like you.
You're very nice to us all the time.
I get to talk to people.
I stay active.
And it's an easy, and it's not a hard job, but it's a necessary job that they're doing.
They're not washing dishes.
And so they're coming out to do it.
So part of it, I think it's good that they stay active.
I just think, I think it's bad that they thought that they had retirement figured out and now they feel forced back out to do it.
That can't be a good feeling.
You want to be even worse?
How about going to an unretirement party?
Just standing around.
You're like, hey, John, you're like, just have another shot.
This shit sucks.
It's like a divorce party.
It's like a divorce.
Yeah, you're just hanging out.
They put the gold watch back in the box on the show.
Yeah.
And he's like, listen, on top of the money, he's like, my wife is just a pain in the ass.
I got to get out of the house.
That would suck, dude.
But that's, hey, and it's because they said boredom in there too, right?
People are just broke.
Well, this, this just sort of is a great glimpse into the current state of the American retirement system because Social Security was never meant to be a retirement program.
Okay.
And a lot of Americans, just as Susie Orman kind of referenced, can even bring that thing up where she says the government's not coming to save you.
Where Susie Orman, who is a financial expert, if you're not familiar with her, she warns of the looming financial pandemic.
She basically used some sort of metaphoric financial pandemic response right there.
But the reality is, there's nothing sadder to see a 74-year-old woman who's saying, Yeah, I'm running out of money.
I need to go back to work while she's submitting her resume with AOL email address and her home address.
Her home address.
Come on by, lady.
So that is so sad to me.
And I see these people all the time.
Like, my mom's still working.
My mom has zero hobbies.
So I want her to continue working.
By the way, for any of our friends out there whose parents are considering retiring, unless they actually have hobbies, just keep working, guys.
Because life expectancy in this country, I know it has gone down a little bit during the pandemic.
Well, Patrick, people are living longer than ever.
Yeah, 10 years.
If you retire 10 years younger, you die quicker than working 10 years longer.
This is why Charlie Munger and even Warren Buffett are going to even Henry Kissinger lasts to 100.
You got to keep your mind going.
But there's nothing sadder to see me getting, you know, I Uber everywhere.
There's nothing sadder to go see a 78-year-old Uber driver show up.
And I'm like, what's up, man?
He's like, oh, you know, just, you know, got back to driving Uber.
And me, I'll talk to these guys.
And I was like, well, why are you driving Uber?
Because occasionally you get the guy, like you said, that's like, I just got to get out of the house.
My wife's a wife.
But occasionally you'll get the guy who's like, and I had a real conversation with a guy.
He's like, yeah, I just never learned how to save.
I made a lot of money.
I was in the fashion industry.
Some 78-year-old guy driving fucking Uber.
And I'm like, man, he goes, Do you mind leaving an extra tip?
I tipped him an extra 20.
He didn't say that.
I swear to God, he didn't.
Wow.
I swear he like, you could tell he has a pitch.
Like, it wasn't like he was like, hey, he's like, hey, you know, times are tough.
And I'm working here at 78, and I had to get back to Uber.
I used to be in the fashion industry.
He had a whole spiel.
He had a whole pitch.
And he's like, so if you don't mind tipping more than you nip, he's upselling.
He might be full of shit, though.
Yeah, that might be his pitch.
If you're driving Uber and that script, I respect your driver right now.
Use it.
But no, listen, life is about, this goes back to the concert Ciomac took me, which was, you know, at a time where I had lost my voice.
I went through a surgery and I couldn't speak for a couple months.
And we go to this concert.
Dariush is singing.
Dariush.
Dariush.
He's singing.
And he gets up.
Who's that?
Is that like the Persian Timberlake or Michael Jackson?
Persian.
No, not a Michael Jack.
Who would be like a Persian Kenny G. Not Kenny G. What's the lady?
Who's Lady?
Lady.
Kenny Ryan.
Kenny Ryan.
He's like a Persian Kenny Rodge.
Okay.
So very famous.
And he sang.
Born on my birthday, February 4th.
You know, he's a great man.
I don't like him anymore.
I hate him.
He Ubers.
The guy definitely Ubers.
You know what?
He used to like you, Darius.
Darn Houche.
Anyway, so he says something at this event.
He says, Look, first of all, I want to apologize for not coming to many of your weddings.
I say, because I never sang happy songs.
Why would you invite me to your wedding?
My songs are sad songs.
He says, so I apologize.
He's just flat out apologizing.
It was such an interesting moment.
He says, but I like to take a moment to talk to the people that are younger, 20s, 30s, and 40s.
That's the way he puts it.
He says, make sure the young wolf in you takes care of the old wolf you'll one day be.
You're going to be an old wolf.
In other words, use the fire you have when you're young to save, invest, take care of your health, make the right investments, be in the right environment, have the right friends, befriend the right people, run with the right folks, you know, pay attention to the things that matter the most because one day you're going to wake up, you're going to be like, I'm 70 freaking the other day, I'm on the Nelk Boys podcast, Full Sun podcast, and I've really liked talking to these guys, and we're having a good time.
And I say, how old are you?
And he says, I'm 28.
How old are you?
I'm 29.
I'm sinners saying, you're freaking 45 years old, man.
I mean, you know, 45 is young.
Don't get me wrong.
But Vinny, 45 is 45, right?
You're talking to a 28-year-old.
No, no, what I'm saying is like, and then I'm telling a story about the fact that I remember 15 years ago when I was in the army, I'm like, dude, 15 years ago, you started a company.
You were in the army 27 years ago.
That doesn't make any sense to me.
That's crazy.
I don't know if you understand.
He just went somewhere right now.
Focus on Adam's face.
He's backed out for a second.
I'm just happy he could go forward to young.
The point is.
Welcome back.
Yeah, the point is.
This thing goes by real quick, bro.
This thing goes by real quick.
I'm having conversations with my oldest son that are just two serious conversations that I'm not used to having these stuff.
Yeah, we've always had great conversations, but it's getting more and more serious.
And he's 11.
In about 10 years, this guy's going to be 21 years old.
Like this.
You remember when you were going?
Do you remember when you were 11 and you talked to like somebody, uncle, whoever, and they're like, yeah, I'm 45?
You're like, oh, my God, you're going to die soon.
I'd be like, oh, my God.
Kids, if you guys ever watch this one day, just want to give you guys a shout out.
You never made me feel old.
At this age, you're very nice to me.
11-10-7-2.
When I ask you guys, hey, how old is old?
So, Daddy, you're not old.
You're 45.
You're young.
They still tell me.
What do they say about Papa?
They say 80 is old.
80 is old.
Yeah, they say 80 is old.
I said, okay, fair enough.
So they think Papa's old, and Dylan likes to make fun of the way Papa walks.
And he does such a good job.
Oh, my God.
What does he do?
It goes like this.
I got to see this.
Because it's true.
It's true as well.
That's how Papa Gabriel walks.
Well, that's true.
That is the walk of regalness.
I mean, the regal is the guy's background, regalness.
He's like regal like an eagle.
He walks like regal like.
But anyways, so listen, unretired folks, respect you guys for not making any excuses and getting to work.
And at the same time, some of you are doing it because you're bored.
For all the younger folks, make sure the young wolf in you takes care of the old wolf.
One day you'll be.
Next story we want to get into.
Do you want to get into Trump, Colin Ade Niro, or coach Yudoka against LeBron?
Which one do you want to go?
You pick?
Both.
Both.
Both against you.
Incident.
You want to go to the coach?
Let's go to the coach.
The Rockets coach, Eme Odoka, ejected after altercation with LeBron James.
Okay.
This is an outkick story.
The Los Angeles Lakers defeated the Houston Rockets 107.97.
But the highlight of the game was an altercation between Rockets coach Yudoka and LeBron James, leading to Yudoka's ejection.
Yudoka mentioned we had some conversations and they didn't like what they heard.
Yudoka expressed frustration with the game and criticized the Lakers' physicality, saying to kind of get punked by a team that's not known for physicality or punking people is not a good sign.
LeBron James downplayed the incident, joking that he and Yudoka were discussing their enjoyment of Thanksgiving.
The history between Yudoka and James, who faced each other as players over a decade ago, was noted.
And the upcoming game between the Rockets and the Lakers on January 29th was mentioned.
By the way, this is what was said.
Okay.
Adam, you follow this story closely.
Do you have the exact script?
Because the video is everywhere.
Okay.
And you can hear him.
You've seen the video.
You send it to me.
Yeah.
So if you go to it, I just want to see the words, man.
If you can find the words that they have it in there, you had one of them.
Just go back to what you had.
Yeah, it kind of goes back and saying, you know, y'all stop crying like little bitches, man.
Yudoka says, promoting his first response to James.
We're all grown men.
James said that bitch word ain't cool, man.
He says, you throw that word around too loosely.
So what are you going to do about it?
So what do you do to his face?
Anyways, obviously nothing happened, but you could tell coach was ready to throw down.
Adam, your thoughts on this.
Well, you know who this guy is, Eme Yodoka, right?
Because everybody on this listening to the podcast knows who LeBron James is, okay?
Yeah.
Yeah, but there's more to it.
You know, he was the Boston coach.
Okay, so the ironic thing that LeBron, who, for all intents and purposes, actually is a good family man.
He'll go down inarguably as the second greatest basketball player of all time.
Father, husband, NBA legend.
He's arguing with a guy named Emei Odoku.
Now, most people are going to be listening.
Obviously, we have a huge sports audience here that's just basically loving the segment.
But basically, Emei Yudoka, you know who he coached before the Houston Rockets?
The Boston Celtics.
Now, why did he get fired from the Boston Celtics?
Because he wasn't taking LeBron's advice.
Because he was fucking all the bitches in Boston that worked for the Celtics and they got fired.
That was literally.
That's what they were arguing about.
Stop using the B word.
Stop saying bitches.
Because he basically, just for disclaimer purposes, they were arguing.
We were able to play the clip or no?
They were basically arguing over he's like, y'all playing like bitches.
And LeBron basically said, yo, stop using that word.
And he's like, nah, y'all are bitches.
He's like, no, seriously, like, not cool.
And you could tell that it got under LeBron's skin for whatever reason.
And truth be told, I try to stop using that B word as well.
But for this story, I will.
But he started egging LeBron on.
But again, we talk about moral high ground and moral clarity.
Both lack some of that.
LeBron politically, Eme, literally.
So it's interesting to see that these two are going back over this bitch situation.
Finney, any thoughts on this?
You know what?
I'm so happy now that I used to be a crazy, by the way.
I'm still a huge Yankee fan.
I'm a giant fan.
I can care about the records or whatever because we've won a lot.
But not caring about sports anymore is one of the most liberating.
Can I be asking you?
I freaking love it.
Besides, Adam thinks I went all the way right, even though I've been thinking like this since I was in Los Angeles.
Okay, but you admit you're far right.
No, no, I don't think I'm far right.
It took, you know what?
And I'm being genuine, and I'm going to be completely honest with all you guys.
I didn't, I swear to God, I didn't know what left or right or anything was until Donald Trump won.
And then I went, whoa, what the hell is going on?
And I saw exactly what the hell was going on.
And I went, you know what?
That's the swamp.
Those are the people that hate us.
Then call me whatever the hell you want.
I'm the opposite of that.
That's cool.
That's fine.
But go back to the social media.
It's very liberating.
Now, by the way, LeBron, like you're a basketball person, I think sports has gotten way too soft.
You remember back in the day, in basketball games, everybody was calling everybody a bitch.
They were talking, your mother.
Bad boys of the 80s, Isaiah, Sam J. Nobody came.
What happened when they were beating up the fans?
Was it the Detroit?
Wet of Moral Peace.
They were beating their shit out of the seminar test.
Really?
They're whooping fans.
Auto tests was kicking people in the face.
I think that's where they really implemented their social justice campaign.
They were like, all right, it's okay to beat each other's ass.
Don't you go in?
You talk to the crowd.
Some white kid in the crowd.
He didn't throw a slack.
But just there it was.
You just had it right.
Yeah, look at LeBron.
You can't show it, Rob.
You can't talk about Robin.
Show it right.
Relax.
But just in general, just sports, Pat, with football and the kickoffs.
Everything has gotten soft.
You can't talk to him like that.
I don't respect athleticism.
Yeah, but LeBron, I had an experience with LeBron in Los Angeles.
I was with a guy that's family is extremely wealthy, and we're all at expensive place in Beverly Hills.
And a little kid that we didn't know was like, hey, LeBron, signature.
He was like, man, like, brushed him off.
The security's being a jerk.
My friend walked over there and yelled at LeBron James like a kid.
He's like, who the do you think you are?
This is in Toronto.
He goes, who the f do you think you are?
You're all big and bad.
He goes, a little kid wants an autograph.
You're not going to get like, I don't respect him on that.
I don't respect him on China, but it's so liberating, Pat.
So let me guess.
LeBron bitch slapped him using the B-word.
LeBron.
No, he went like this.
He went B-slapped him.
But he signed it.
But just, I feel so good now.
Like on Sunday, besides going to church and stuff, I'm not sitting there yelling at another stranger because his guy, his team of strangers that are wearing tights are doing better than my team of guys who are entitled.
I'll tell you why I agree with you so much on this specific point.
One of the biggest things that changed the trajectory of my life, no joke, was taking my Sundays back.
Because I, when I was in my mid-20s, just like a lot of young 20s, you know, you're in three fantasy football leagues.
I'm rooting for the Dolphins.
It's Sunday.
Then it's Monday night football.
Now they got Thursday night football.
Then in the playoffs, it's Saturday and it's Sundays.
And then you're watching your teams.
You're in three leagues and each player is competing.
And I guess I said, this is nutso.
And I went cold turkey.
I stopped doing all fantasy football whatsoever.
And I freed up my entire Sunday.
That was in 2015.
And what did I start doing in 2015?
Creating social media content.
Streamline that right here to hang with you guys.
Pat, I agree 100%.
Doesn't it feel good?
I'm going to send.
I sent Rob a photo.
This is me in LA, Los Angeles, in Hollywood.
The Giants are, they just beat the 49ers.
I'm about to beat the shit out of everybody.
Look at, look where I am.
Where are you?
I'm in LA.
I'm standing up with the white shirt.
I'm about.
By the way, that's you're 5'8 ⁇ .
No good.
So you're standing on a snooze.
He's the same height as this.
I'm standing on their sword.
Yeah.
You know what?
Adam?
Yeah.
What if I was like, what are you talking about, Adam?
That's if Ron kicked off his boots.
But that's me.
It's a great feeling.
Like, I love, like, Pat, if we go to a game and I. That's a video?
No, it's just a photo of.
By the way, there's only one Giants fan in the back.
That's me.
That's when they fumbled.
We won the Super Bowl this year.
Bro, that guy won the battle.
That's when you beat him in the playoffs.
Where they were going to fight 49ers fan?
You actually did fight outside.
This is when the Niner punt returner fumbled twice.
I fumbled twice.
There's only one New Yorker in the back.
I had to fight, not this guy, the guy in front of him outside.
It's like you're changing your life.
I try to.
We just talked about you have changed for the better.
100%.
Okay, so like that's me back in the day beating the shit out of people for no reason.
The young Vinny.
I was a long time.
I was a longtime Laker fan going back to the days.
The 20s with George Mikey.
It's exactly right.
Black and white.
Black and white when they invented the saw to cut down the trees to make the hardwood floor.
When Dr. Naismith, you know, you were the Marty McFly to Dr. Emmett Brown and Dr. Naismith.
Look at LeBron.
This guy is soft.
The most points in NBA history, most uncalled traveling fouls in history, most flops in history.
He's in the record books forever, right?
When Michael Jordan went to the Major League Baseball, do you know about the trash talking that he got in Major League Baseball?
He got a walk, and you know what they used to say to him?
They used to poke him.
They used to say things.
Well, if you can't hit it, every now and then you get the first base anyway.
They would say things like this to him because he was coming over.
And they would say things like, you know, harder than it looks, isn't it?
Yeah, yeah.
You know, we're not athletes, are we?
Then they would poke.
It was all in good fun, but the point they would poke.
But if you've ever seen a major league umpire come out and talk to the ump, oh, no, no.
The ump will discover his parents weren't married when he was born.
There is a whole lot of things.
Especially this ump that was about to retire.
He's got a reputation, the one that corrected.
He was feared.
And there is an ump that comes back at it.
And it's like, exactly.
And so LeBron's having this like quiet conversation.
And the NBA, they called the technical, then they ejected, right?
He went technical, technical, and then he ejected.
I look at it.
I don't like that product.
That's why I don't like the NBA as a product right now.
And I'm a diehard Laker fan going back to Worthy and A.C. Green.
That was when my love for the NBA and for the Lakers was born at those times.
And magic, Tom, and magic.
Showtime, baby.
Magic.
I'll add one more thing to you.
By the way, once upon a time, if you're a Laker fan, we called it the Norm Nixon trade, and we were all upset about it.
A year later, we called it the Byron Scott deal because we traded Norm Nixon for Byron Scott.
You really went.
Yeah, you layered it.
Tom, I respected.
James Worthy, Podjick Johnson, we get it.
Well, we can get into it.
Byron Scott trade.
He was part of it.
That was the 87, 88, back to back.
What I will say is just not a good product.
And I think this is so soft.
If you're going to get ejected, get ejected for something.
This is so soft.
Tom, the irony of Tom the Biz Dog, who's the smartest guy I know, calling LeBron James arguably the greatest athlete ever.
Bitch.
Soft is hilarious.
You call him a bitch.
I gave him credit for the most that most people.
I thought he was singing when he said once upon a time in 94 months made the money in life without a bad thing.
I thought he was a good drama.
But one thing I will add, and to create, to compare anybody to MJ is probably unfair.
The guy was just a man amongst men.
But one thing that they did not have in MJ's day when he was playing basketball or even baseball was social media.
This was not picked up by TNT.
It was picked up by someone's phone recording it.
So there's a lot of citizen journalism going on there.
So I'm wondering what kind of shit would have been picked up back in the day.
Now everything's picked up.
TikTok's everything.
But Westbrook is making it.
Westbrook's like, kick him out.
Kick him out.
I don't want to get talked to like the Golden Rufflers in New York and see what happens to your ass.
All right, let's go to a different story.
Let's go to a different story where actually shit's being talked and they both like it.
Okay.
Trump flips out at Bob De Niro.
Flips out at Bobby De Niro.
Former President Donald Trump on Sunday issued a belated, unhinged response to actor.
This is a huff poll by the woman that use the word unhinged to actor Robert De Niro's fierce criticism of him last week's Gotham Awards ceremony.
Trump hit back on his true social platform at the weekend.
Colin De Niro a total loser.
Robert De Niro, whose acting talents have greatly diminished with his reputation now, shot must even teleprompter for his foul and disgusting language, so disrespectful to our country, Roe Trump.
He has become unwatchable both in movies and with the fools that destroyed the Academy Awards, bringing them from one of the top shows in the country to a low-rated afterthought.
De Niro's show should focus on his life, which is a mess, rather than the lives of others.
He has become a total loser as the world watches, waits, and laughs.
Guess what?
How long have you been working on that Trump impression?
That was perfect.
Well, you know what?
Guess what?
Nothing.
Like, be honest, does anything about that bother you?
And here is the history of Donald Trump and the media and people.
And you can talk shit to him.
You can go at him.
But the moment he responds, he's unhinged.
He's whatever.
That's why he's going to go down as one of the dopest presidents because he doesn't give a shit.
He wears his heart in his sleeve.
By the way, who went after who first?
Robert De Niro called him a dog.
Remember, he called them this.
He called them that.
Good for you, bro.
That's a New Yorker talking shit back to another New Yorker.
You talk shit to me.
I'm going to talk shit back to you.
I do think it's hilarious because by the way, let's follow along.
Unwatchable movies.
I agree.
You can't like good, dude.
Goodfellas and all those movies.
You can't compare them to what the hell he's doing now.
Destroyed the Academy Awards.
Fact.
Top shows in the country, low-rated.
Fact.
I mean, I don't know if he's a focus on his life.
He did get divorced, everything.
But, bro, if you talk shit, you got to be able to get it back.
Robert De Niro talks shit and he gets talk shit back.
Good for him.
Good for Trump.
I think Trump should just make a rule because obviously it's no secret.
Trump will go hit back at anybody.
Good.
Okay.
I love Rosie O'Donnell, Megan Kelly, De Niro.
Trump, if you hear me out here, brother.
Stick to the A-listers.
You can go after the A-listers.
Lavi is an A-lister.
That's my point.
You want to go after the De Niros of the world or the Scorsese of the world or the Porchinos of the world or Leonardo DiCaprio?
Cool.
When you start going after like Chachi from good times and basically like did he go out there?
No, just any random people.
You want to start going after Arnold from the facts of life or different strokes?
It's like, how low are you going to go here?
Because, you know, keep it to A-list and above.
No B-list actors.
Certainly don't hit after some random obscure.
Hey, Seth Green, get a message for you.
Adam, do you respect Adam?
But do you respect the fact that he's going after people that are literally going after him?
You're poking the fucking.
What we know about every single president ever in the history of America is they wouldn't address any attacks from random citizens even social media.
Even if social media.
Correct.
Even if they were famous A-listers.
He's a truck.
Exactly.
Yeah.
Trump.
Well, let me ask you.
Would you rather have him do a Kevin Durant and get a burner account?
Okay.
And, you know, act like other people are saying it.
Like, just like the leftos all the time.
Those guys, those guys are famous for burner accounts.
Or would you rather have a guy that doesn't use a burner account?
He uses his account.
Which would you prefer?
I'm not even going in the hypotheticals, meaning I'm addressing that he is doing it.
It is coming from him, and it is what it is.
So what we're saying is, whether you're comfortable with it or whether you're not, Trump's going to do it.
My the 500 people, places, and things he did.
This is my point.
I guarantee you if we go this list, we can pick 10% that's like, cool, go after Bob De Niro.
Of course.
Cool.
Go after Martin Scorsese.
These are no names.
He died like a dog.
He's a dog.
He's dead.
He died like a dog.
You know, a beautiful dog.
A beautiful dog.
They didn't even not knock.
Normally, you would knock on the door.
Hey, can I come in?
No, they didn't do it.
They didn't do that.
The limit, the lipness test should be Whoopee Goldberg or above.
But yeah, that's like an A-minus view celebrity.
I'm making a good point.
But if you go down this list and you start, hey, Alf, hey, I remember the actor from ALF.
It's like, really, bro?
You weren't really the customer.
You're going out.
But if you think about it, forget about Takeoff.
Do you realize if this guy wins, this is coming forward?
That's crazy.
That's what I want.
It's been boring.
By the way, do you realize press conferences?
Do you realize messaging?
Do you realize, sit down, sit down, shut up, sit down.
Your show sucks anyways.
You're a loser.
And that's what America.
Well, by the way, that's America.
And you know, when people say we want a president for the people, by the people, that's Americans.
He's the average American.
Shit-talking, trolling, attitude, online.
Wait, wait.
What?
Donald Trump is not the average American.
Meaning his money.
No, he's not.
Whatever you're about to say.
He is not the average American.
And he's a billionaire with buildings with his life.
He knows the price of milk.
He goes to the banks.
Because he eats McDonald's.
He goes to Publix at Palm Beach every day.
Donald Trump and Bill down the street.
You don't think President Trump makes his own peanut butter and jelly sandwiches when he's not Rob can't be.
One of the average American colours.
What I'm saying is I can see you and the average American platform.
What I mean is, Adam, this trolling, this internet, this talk of shit.
That's what Americans do.
Let's go to the next one.
That's pretty sad.
Fuck me.
I love it.
Let's go to the next story.
Let's go to the next story.
Tucker Carlson drops bombshell, revealing what got him fired with Fox News.
Let's see what the reason is for him getting fired.
So Tucker Carlson, former Fox News host, discusses departure from the network, stating, I didn't expect to get, you know, my show canceled Monday morning, expressing his lack of surprise, but not providing specific reasons for the firing.
He added, they were very nice to me the entire time I was there, but I could feel that they strongly disagreed in the war in Ukraine stuff.
They really didn't like that at all.
The January 6th stuff, Carlson also hinted at unpredictably of the upcoming 2024 presidential election, noting that it might not be a contest between Joe Biden and Donald Trump due to establishment's actions and Biden's declining popularity in the poll saying this is not going to be a race between Joe Biden and Trump.
And by the way, Rob, right before this, gave me some news.
Rob, did you see that story with now they're going after Justin Wells, his business partner?
According to Wall Street Journal, Tucker Carlson's longtime producer is accused of sexual assault.
In suit, former Fox News staffer said Justin Wells forcibly kissed him and grabbed his genitals.
What?
In late 2008, Wells denied the allegation.
So I didn't even know he was gay.
Man on man story.
Who is this guy?
So the Top Party Talker goes on to Justin Wells in a lawsuit from former Fox News.
Dan Justin Wells invited him to go come to his apartment before they were joined.
Other people at nearby bar.
The alleged incident took place in 2000 shortly after joining the suit set.
So after serving him a drink, Wells pushed Don Cen to his bed, forcibly kissed him and grabbed his genitals, the lanes, alleged in full lawsuit, which was filed in New York Monday.
There we go.
That sounds like a Thursday night.
Adam, that's a Thursday night fight.
If that's a guy doing it to another guy, that's just classic locker room.
Talk bunny.
Like, hey, he slaps my ass every time I see it.
Every single time.
Hey, Tim Grandpa.
Hey, you doing that?
That's how we roll, bro.
Let me ask you a question.
Let me ask you a question.
How much of this, how much of this do you think it's, you know, Fox finding ways to get back at Tucker?
And how much of this you think it's real?
What do you think this is?
It's all going after talking.
I think it's a combination.
Anything to discredit him?
Yeah, go ahead.
I think it's a combination of, number one, they were on the clock because they had to get these suits filed.
And number two, I think Fox.
Look, do they leak things about their talent when they're negotiating new contracts?
They do.
Do they leak things about their talent when they leave and go to another place?
Well, he was a handful to work with, and the ratings were slipping according to our analysis.
When someone leaves and goes from, it's remember Katie Couric left and she went to Yahoo, and all of a sudden NBC was like, well, it all wasn't what you really think it was.
And they leak those things out.
Do they do that?
Yes, they do.
So is Fox leaking right now?
Yes.
But is there already these Adam?
What is the deadline?
There was a deadline a week ago for the harassment suits.
You could go back.
Yeah, it wasn't.
You could go back 25 years.
You think I know that deal?
No, yeah, no.
No, you were right.
Tom, you're absolutely right.
It was like, I forgot the name of it, but they just looked around.
Tom, I was just going to ask you that question.
Sexual assaults.
Well, I was going to go to Wikipedia or you, so I went to you.
Yeah, this is what it's called right here.
That's why Diddy got it.
It is.
The complaint said it fell under the Adult Survivor Act, a law that passed in New York's Democratic legislature and took effect on Thanksgiving last year.
That law opened a year-long window during which people who say they were sexually assaulted as adults could sue their alleged abusers regardless of when the alleged abuse occurred.
Yep.
And so that's what I see what's happening at IDN from the 80s and 1990s.
I think Fox absolutely said, hey, that guy's filing a suit.
And then they throw a leak out to page six.
And look how easy this is.
I know you were joking, Adam.
You know how easy it is to do the sexual assault.
Like, ready for this?
Adam, yesterday in the break room, you grabbed my crotch.
That's it.
It's a story.
I didn't feel anything, Vinny.
But that's whatever.
You know why?
Because I was in a sauna.
I hate when he brings it up.
But all it is is an accusation.
And by the way, there's no cameras in there.
You prove me wrong.
But now it's in the news.
You have to get a lawyer.
And then it's now people think of you back to the actual Tucker situation, right?
Because we're talking about his producers.
We're talking about whoever the guy was.
Yeah.
Back to the Tucker situation.
This article, which is basically from what, the Daily Fetched, whatever.
Which one are you talking about?
The what?
The one you just read, Tucker.
No, no, no.
The one I talked called.
The Justin Welsh is from Wall Street Journal.
No, no, not that one.
This is a good one.
The one prior to that.
Yes, it is.
Regardless, the real reason that.
Regard me, go ahead.
What were you going to say?
Oh, God.
Just hit this nail on the head, Adam.
If you're going to try and hit it, but the point is, what this article leaves out are two major names.
They don't talk about the Murdochs.
Yeah.
And they don't talk about Roger Ailes.
And they certainly don't talk about Dominion.
To me, that's the three biggest reasons that Tucker got fired.
They're sort of subjugating it with this Ukraine stuff or January 6th, whatever.
Roger Ailes died.
The Murdoch and the Murdoch kids took over.
This Dominion, what was it, $1.8 billion lawsuit?
What was it?
Maybe even more.
That's big.
Whatever the hell it was.
And I assume part of the lawsuit was they needed a head to roll.
And who's a bigger head, literally?
The nail?
Fox News.
I'm nailing him in the head right there than Tucker Carlson.
So that's to me the reason that he basically left.
And if the Murdoch wanted Tucker there, he would still be there.
But they didn't choose a good enemy, Pat, because he chose his enemy.
If you think about it, he chose them and he went that nail on the head.
I hit that nail on the head.
And speaking of, I mean, not to be the book, but.
Hey, Vinny, not to cut you off, but go ahead, Tom.
Tom, go ahead.
Your point's more important.
And what bugs me about this story is repeatedly grabbed.
Repeatedly grabbed at this apartment.
But if you're going to grab it, Tom, you're going to go for it.
Hang on.
At his apartment.
At his apartment.
So, number one, you're at the apartment.
Number two, after a grab, you'd be like, dude, you're drunk.
Get away from me.
And then a second attempt, don't you leave?
But you're hanging around for repeatedly grab.
It's like the old, it's, it's, it's, it's like hanging around for another grab.
That's right.
It's like the old Monty Python film.
It goes, you were raped?
And he says, well, at first, it's so.
By the way, you know, I've spoken to Justin before.
He's very respectful.
And he and I, my experience with him has been great.
But this is even a bigger thing to show that Tucker, no matter what his position is, his main executive, his main producer is gay.
And Tucker never talked about it.
He didn't use that, advertise it, anything.
And we find out in a situation like this, if it wasn't for the grabbing, we would have never known.
Nobody cares.
By the way, everything in this story is allegedly.
We don't know.
We're all stabbing and touching and playing grab ass.
Other than me grabbing Vinny in the break room.
I am a little bit uncomfortable when these stories come out like this.
Whenever it comes out like this, kind of pump the brakes and put a little bit of the paranoid hat on and see what's going on.
So Derek Chauvin, okay?
No, man.
Is discharged from hospital after being stabbed 22 times in jail.
The former Minneapolis cop sentenced to 22 years for George Floyd's murder has been discharged from the hospital after being stabbed 22 times in prison by John Terzak, a career criminal, and is now back at Federal Correctional Institution in Tucson, Arizona, according to reports.
John Tusak, Tersak, who used an improvised knife to attack Chauvin in the prison library on Black Friday, has been charged.
Like you had to put Black Friday there.
Or there was a fighter with attempted murder and revealed that he has been planning the attack for a month due to Chauvin's high-profile status.
Tersak indicated that he chose Black Friday because of its connection to the Black Lives Matter movement sparked by Floyd's murder.
Tom, you seem to have a reaction to it.
What are your thoughts on the story?
I'm trying to figure out how Black Friday Shopping Day, which was named back in the 80s or earlier.
I'm trying to figure out how that is somehow connected to.
To B-O-M, outside of one word, happens to be the same.
That's confusing me.
And the other thing is, you know, it sounds like Derek Chauvin is lucky to be alive.
Stabbed 22 times?
How do you select 22 places to get stabbed and somehow not bleed out?
Well, I mean, let's really.
Clearly, he bought the knife on Black Friday.
It wasn't sharp enough.
Well, it's a makeshift shiv or whatever you want to call it.
Which is usually a sharpened toothbrush, by the way.
They take plastics toothpaste.
Tom, you would know because you would remember that time you did that stint in San Quentin?
I feel like Tom would be a great remote.
You know, Tom Will Farrell's movie.
Tom would be the Walter White murdering.
Tom would be that guy.
My name is Heisenberg.
I feel like you would be a great sidekick.
I feel like you're a good person.
100%.
We're actually writing a script.
But if you think about it, can you be Jesse?
Yeah, there's Tom right here.
Yeah.
Stuff, y'all.
Biz.
Get hard, homie.
I'm a doctor.
But Rob, wasn't that true?
But Pat, that was the week he got stabbed.
There was a report that was released because of that girl about the coroner's report of how, what's his name?
George Floyd was actually killed where there was questioning Pat that the fentanyl and it wasn't the actual asphyxiation.
So the timing was weird that the week that he was trying to appeal his case, a guy that is an FBI informant or used to be against, I guess, the Mexican gangs, he stabs this guy 22 times and doesn't do the job.
And by the way, it wasn't just an appeal.
This was a writ that was put before the Supreme Court for reconsideration, trying to get to the U.S. Supreme Court that the U.S. Solicitor General refused to even hear.
So the Solicitor General is like the guy at the velvet rope, if you think of the Supreme Court as a club.
And the guy at the rope's got to let you in.
Solicitor General's, we don't even want to hear.
By the way, you know how committed this guy was to this crime to killing Derek Chauvin trying to kill him.
His nickname is, read this.
His nickname is Stranger.
He's been serving 30 years sentence, and he's scheduled to get out in 2026.
He basically had two years left on a stint.
He's like, fuck it.
Hey, hold on.
F it or guess what?
You kind of work with the FBI and you're like, hey, listen, this guy's trying to talk about he didn't do this.
There's evidence that could kind of probably get him released.
I mean, they wouldn't release him because of the aftershock and BLM would go nuts and Antifa would be released.
No, he was an informant.
He was an informant.
Did he want to be released?
He led to the indictments of more than 40 suspected members of Mexican mafia.
So this guy, when he gets out, gets out.
What do you mean?
He just did, that's attempted murder.
He's not already.
No, no, no.
What he's saying is he shot to notoriate over two decades ago after providing information that led to the indictments of more than 40 suspected members of the Mexican mafia while acting as informant, according to LA Times.
Tom is saying the day he gets out, he's dead.
So he doesn't want to get out.
So maybe he did this to make sure he doesn't dead.
Like a dog.
Does anybody disagree?
No, I think that's a good idea.
He would typically have to go into the witness protection program and they wouldn't give two shits about him because he's a former criminal and he would be working with the feds at some point.
And something basically looked at his number.
He said, I'm out in 2026.
Either the Mexicans are going to get me or I'm going to get Derek Chauvin over here and I'm going to take Path Barbara or I could just stay here.
But now Chauvin.
Well, now Chauvin, like, think about the security that Chauvin's going to have to have because now he's obviously been a target.
Now you guys let him get stabbed.
It's kind of a, it's a, it's a touchy situation.
I mean, just think about Derek Chauvin's life for a second.
And believe me, I'm no fan of Chauvin.
Three years ago, this guy was just a cop in Minneapolis, doing his job, made an idiot move, whatever his interaction was with George Floyd.
An argument to be had another day.
Ends up killing the guy, manslaughter, whatever it was.
Helping in the death.
Now he's literally getting potentially stabbed to death.
Just one stupid decision in your life.
Boom.
And you're done.
You're done.
Like faceless.
This guy, for all we know, was an upstanding citizen.
I don't know his story.
All I know is that he murdered George Floyd.
That's all I know about this guy.
He was a cop in Minneapolis.
I respect the hell out of cops.
We have cops here, like, no doubt.
But now he's getting shanked in prison.
Yeah.
And this is what he's dealing with.
And that's what he was trying to appeal to Adam.
He's trying to appeal that he didn't murder and that this guy was ODing on 90 different fucking drugs and meth.
And yeah, I mean, by the way, if the coroner's report says that asphyxiation didn't kill the person and he's trying to bring that to court and they don't even want to hear it and then he gets stabbed, that's a lot of weird things.
Does this help him?
His case can't help.
I mean, maybe not get out, but the Supreme Court didn't want to hear him.
The Solicitor General wouldn't let it come forward.
Now what do you know that he's been stabbed 22 times and almost lost his life?
Maybe they'll hear him.
No, I don't think he's any empathy or sympathy.
No, but now he's now think about the protection now, Pat.
Now, if anything happens to him after this and he gets murdered, they're going to get sued and it's going to be bad for them because this was their only shot to kill him.
If it was a setup, that was their only shot and this guy, dude, 22 times and you don't do the job, you're horrible at your job.
You're a horrible stabber.
22 times you can't finish it.
No wonder why the gang doesn't like this guy.
I know we're joking, but it's this.
But still, all right, Spotify to lay off 17% of his staff.
It's third round of job cuts this year.
By the way, it seems like every couple months we're telling the story.
And it's not an old story.
It's a new story.
And this is according to WSJ.
Spotify said to lay another 17% of its workforce, approximately 1,500 employees making his third round of job cuts in 2023 as part of an effort to boost profitability.
CO Danny Aleck emphasized the need for cost reduction, stating being lean is not just an option, but a necessity.
Company anticipates incurring charges of up to 145 million euros, so 157 million dollars in the first final quarter of the year due to the layoffs and expects an operating loss of $93 million to $108 million during the fourth quarter, revising down its prior forecast of 37 million operating profit.
However, CFO Paul Vogel remains confident in the company's profitability projections for 2024, saying we're doing this from a position of strength.
Tom, are they doing this from a position of trying to find some money to pay Joe to renew his contract?
What is this?
There may be part of it, but there are two things going on here.
One of them I'm going to cover in a coming week on a BizTalk podcast here from Value Attainment.
And that is the first thing that's happening is Spotify is having to right-size its finances for two reasons.
One, the underlying cost of the music is like 82%.
So in other words, for every dollar they bring in, they got to pay out like 82% and it gets carved up in these little pennies and slices of pennies and sent out to all the music acts and everything.
That's first.
Second of all, they're trying to make a podcast a success and they've had to liberate themselves.
They made some acquisitions that added some fat.
They got rid of the Obamas.
They got rid of some people that weren't performing.
And they need to re-sign Joe Rogan.
So I think they are trying to right-size the company for profitability and get ready for the signing of Joe Rogan.
And point B, which I'm going to get to in a couple of weeks, is we're about to see the consolidation of streaming services the same way we saw the consolidation of cell phone companies.
That's the way it's going to work.
Who's going to be the big dog behind it?
Apple and Paramount Plus are going to get married.
Or they're going to consolidate into a single offering and then split proceeds, but offer it as one offering.
You're going to see things like that happen the same way that you saw.
Look at everything we saw in the United States.
Once upon a time, we had Singular bought by AT ⁇ T, right?
We had PrimeCo bought by SBC.
And then SPS.
Do you think Spotify will be in the buying or the one being bought?
Spotify is going to be one of the buyers' acquirers.
I look at Pandora.
Is Pandora going to be there all by itself much longer?
Or does Spotify kind of absorb that and be the mega service?
Perhaps.
But I think that's the part two.
Part one is they're trying to right-size their finances and get ready for the re-signing of Joe Rogan.
And they spent a hell of a lot of money trying to get into podcasting.
And a lot of it went bad.
Other than Rogan, who are Spotify's biggest content creators these days?
They have a lot of them.
If you go on, they have a lot of good ones.
Yeah, they have a lot of good ones.
It's not like they have one or two.
But nobody's close to like Rogan's contract is real.
Did they have Obama and Springsteen?
They had Obama and Springsteen.
They had Kardashian.
They were cash.
They had Prince.
They didn't renew.
They're like, we're moving up.
Who are their biggest people now other than Rogan?
I genuinely don't even know.
Who is it, Robbie?
They've got a bunch of crime stories.
They've dated.
They're not saying the names.
They're on Spotify.
Like, meaning anybody you say is on Spotify, all the big names are on Spotify.
No, not exclusive.
People are screaming it everywhere.
You know, they're not, you know, Spotify, unless if you're willing to pay the kind of money you pay Joe to some other podcasters, most guys don't want to have their podcast be in one place.
They had to pay to get that from correct.
They are a record label for Joe Rogan, but they are also the world's largest radio station for everybody, if you want to look at it that way.
Yeah, I'm just wondering who they paid massive amount of money to.
Oh, they did.
They spent a billion dollars of marketing money.
Harry and Megan.
They spent a billion dollars of marketing money and got a few names, you know, and that's Megan and Harry.
They got Kardashian.
They got Obama and Bruce.
And they got Rogan.
And that was the marketing dollars they spend when they raise a billion.
They need to do that to keep Joe.
There's plenty of other places that would love to have Joe.
There's plenty of places.
All those podcasts, Rogan's the only one still standing.
All those guys basically, they're out.
Yeah, the Obamas and stuff.
Oh, yeah, for sure.
Who the hell is going on?
But as a record label, they have a lot of profitable podcasts that are at the mid-tier that are very profitable.
Obama's trying to get one of his former employees to keep his job.
That's what he's working on right now.
Who, the cook?
No, no, no.
He's trying to, he's former, one of his former VPs.
He's trying to help him to Joe Biden, the sleepy, creepy joe.
All right, so let's go to the next story here.
Next story is: millennials feel abandoned by parents not available to help raise grandkids.
They're too busy.
Okay.
It's a little offensive if you think about it.
All right, here we go.
Some millennial parents have expressed feeling abandoned by their baby boomer parents who prioritize retirement travel over helping raise their children, grandchildren, leading to scheduling challenges and resentment.
Psychologist Leslie Dobson notes that many millennials develop resentment towards their parents, viewing them as putting, by the way, you can tell she's putting that thought into the kids.
What do you mean, many?
So it should be like this.
Psychologist Leslie Dobson, a.k.a. notes that as a home wrecker, many millennials develop resentment towards their parents, viewing them as putting their own interests ahead of building relationships with their grandchildren during their retirement.
I'm sure this is a nice lady, but millennials desire regular, stable, constant support for raising their children as childcare expenses rise and workplace demands intensify.
This desire for emotional child care support highlights an intergenerational divide parenting approaches with millennials often turning to the internet for advice instead of their parents.
Adam, you seem to have an opinion on this one here.
Well, as the oldest millennial on the planet, all right, 1980.
I see what my friends are all dealing with right now, and they're juggling kids.
You know, me and Vinny are some of the last men standing, but we're accepting applications.
But it's no joke juggling all these kids.
I just, I met, remember, I told you the Jamie Diamond story yesterday.
I met with a guy who's super paid up, has three kids.
He's like, I'm like, how tough is he?
He goes, I'm good.
It's still even tough.
It's not easy raising kids.
I'm seeing this.
And that's why I'm trying to basically, A, save up as much money as possible before I start a family.
And B, you kind of got to find a wife too.
But we're still working on that.
You'll figure that out.
But they're both good.
But the reality is, raising kids is not easy.
And I totally understand where these millionaires are coming from.
But I will say, expecting the grandparents to raise your kids for you.
I don't like that.
How many of you guys were raised by your grandparents?
No, your parents do the job of raising the kid.
So, you know, this kind of similar theme of entitled millennials and Gen Z, they're soft.
You just said the word.
What did you say?
It's highlighted.
Okay, here we go.
Let's go upstream and see who created this problem.
What did the parents do?
They enabled them.
They gave them everything.
They spoiled them.
They shielded.
They did all that.
And now they grow up and they just want more of it.
The parents did this.
The parents did this and created these attitudes in the kids.
The kids weren't born with these attitudes.
They did that to them.
They spoiled them rotten.
They gave them everything.
They sent them to school that made it worse.
And now they're coming home.
How dare you have a life?
You used to give me everything and do everything.
And now I'm trying to work.
Why don't you babysit my kids?
I got a real question for you.
I once asked a guy who was speaking.
He says, how do you judge a great parent?
He says, by the grandkids he raises, grandkids.
Okay, not kids, grandkids.
Because that shows you raise good kids that raise good kids.
That's duplication, right?
So that's how you judge whether you were a great parent or not.
So, Tom, how much of this is on the parents?
How much of this is on the grandparents?
Do you understand what I'm asking?
Like, for example, Bayley, you know, she's going to have a family.
She's going to have kids.
Is she going to be like, hey, dad, can you babysit the kids?
Hey, Ma, can you babysit the kids?
What are you going to say?
Is that your doing, or is that Babs doing?
That did Babs raise you well, or did Babs get raised well, or is it the fact that you're raising Bailey well?
I think Babs raised me pretty darn well, and I think I'm raising Bailey well.
And what Bailey, if Bailey asks us to babysit or do things like this, it's going to be there.
But what these folks are talking about.
You're going to be expensive.
You're going to be like $300 an hour.
Exactly.
I charge.
Should you have clutches?
But for what we're talking about.
You can get massive value like that on Manect, by the way, if you want that.
That's exactly right.
Well, my babysitting will be done by Manek.
Bailey will call me a Manek and I'll be there, man.
That's the way this is.
I respect that.
That's the way this is going to work.
Manek babysitting.
No, but there's something here.
I know that Bailey isn't going to come back entitled and spoiling.
And as a grandparent, I will want to spend time.
I will want to pour into the next generation.
But there is a difference between wanting to pour in and respectful kids that are trying to get time with grandparents and normal family love, time, togetherness, and mentoring.
Put that over here.
And spoiled, freaking rotten kids that expect their boomer parents to give them everything because the parents did give them everything and didn't set guardrails and didn't raise them well.
And by the way, they're a menace to the rest of society.
This story seems to really upset you.
I love it.
Sorry, I brought the story up.
It's just a list of stories that we had.
Anytime Tom references menace to society or even Boys the Hood or calls LeBron soft, you know, Tom's on Tom's Tom's or he has a Manek at 11 o'clock.
He's trying to get to it.
Okay, next.
All right.
So DeSantis.
Yeah.
DeSantis predicts Iowa win as political operation backing campaign fractures.
This is Wall Street.
Oh, God.
It's not a good word.
Fractures.
This is a Wall Street Journal story.
Let's go through this here.
He just hit all counties.
Ron DeSantis expressed confidence in his chance at IOCACUS, stating we're going to win Iowa.
It's going to help propel us to the nomination, but I think we'll have a lot of work that we'll have to do beyond that.
I don't think you take anything for granted.
DeSantis faces internal turmoil within the pack, supporting him as key personnel have resigned or been fired, adding to a picture of Disray.
He has been also seen a decline in Iowa polls with a late October poll showing him and Nikki Haley tied at 16% while Trump's at 43%.
Donald Trump campaigning campaigns in Iowa, criticizing DeSantis and Iowa Governor Kim Reynolds for their opposition, stating he seems to be dropping like a very, very sick bird into the ground.
I love it.
Go ahead.
Well, I just, I just like, Pat, and I think we touched on this before this.
And Tom, maybe you could help me understand it.
Okay, he's winning Iowa, but at the end of the day, Donald Trump is winning by how many points?
40 points, 50 points?
It's like all these people, Christy just did Christie announce that he's dropping out too.
The rumors are that his camp is probably not going to.
There's two things.
There's a solid rumor backed up by facts that Christie probably is not going to be on the stage of the next debate in Tuscaloosa, Alabama, because he's not qualifying for it.
And then there's another rumor back there that says his fundraising is dry and that people in the campaign are saying, Chris, we've gone as far as we can on this one.
We had Rob reach out yesterday for a comment.
They said he was doing cardio, but that's a shut pat.
Now that is crazy news.
You're not going to report fake news.
Hang on, hang on.
But let's go to the polls.
Can you play?
Do you have polls or no, Tom?
Look, Nikki Haley and DeSantis are sitting there at 16 each, but they are both in a race.
Here's what's happening with Nikki Haley around DeSantis.
They're both about to win the NIT tournament.
We're 65th.
You know, that's kind of where they're going to be.
Do you have Iowa polls?
If you don't play that clip, Rob, and then if you want to go to the polls.
Yeah.
Here we go.
Watch this clip.
Go for it.
He looks short in the shoulders.
Well, let's talk about the stakes on caucus night.
If you don't come in at least second, that's intense.
Would you then drop out of the race?
How critical is Iowa?
Well, we're going to win the caucus.
We're doing everything that we need to do it.
But what if you don't, Governor?
What if you don't know?
I said from the beginning, we're going to win the caucus.
Bottom line, is Iowa do or die for you, Governor?
We're going to win Iowa.
I think it's going to help propel us to the nomination, but I think we'll have a lot of work that we'll have to do beyond that.
I don't think you take anything for granted.
And I do recognize that there have been people that have wanted, who've not gone on to win the nomination.
I think this year is a little bit different.
I think the field has narrowed quicker.
I think it's going to narrow even more.
And ultimately, Republican voters are going to have the choice of Donald Trump, which I think would make the election a referendum on him and a lot of the issues that he's dealing with, or me.
And that will be a referendum on Biden's failures, on all the issues in the country that are affecting people.
And I'll be able to stand for a positive vision going forward.
So, you know, you know, like for me, I watch interest declining.
Okay.
I watch interest declining.
I'll watch one of our guys in our company.
He's on stage giving a message.
And I'll watch his team's reaction.
And I'll notice team's not reacting.
And I'll say, wow, interesting.
Other people are reacting, but his own agency is now reacting.
I'll watch another person get on stage and they'll speak.
And I'll say, well, look at this.
Everybody's reacting, including his people.
I'll go to an office and I'll see the level of coachability and hunger and desire and synergy of everybody working together.
You'll feel it from the moment you walk in.
I'll sit with somebody who's a direct report to another person and I'll look at that person.
I'm like, this guy doesn't like reporting to this person.
I'll look at a person and I'll say, well, that person working with this person, you can tell this person loves working with that person, right?
There's a lot of that taking place.
When I was talking to Kyle Nelk Boys, one of the questions we asked about his different candidates.
And here's what I said to him: I said, you can, the great thing about content is you can tell, data tells everything, right?
If you want to find out what YouTube channels are dying or what YouTube channels are doing, well, this thing's very hard.
Creating content is very hard.
Staying relevant and interesting, very hard.
Creating content that gets eyeballs consistently, very hard.
You know how many people you're competing with?
Tens of millions of people who are changing.
And if you don't recreate yourself, you cannot stay constantly winning and getting eyeballs.
That is why this is a very, very hard game.
So watch this.
If we were to take Vivek's last 50 interviews and podcasts, he's done, okay?
Let's take RFK's last, matter of fact, let's make the number easier.
20.
Okay.
Take RFK's last 20.
Take Vivek's last 20.
Take Trump's last 20.
Take Haley's last 20.
Take Biden's last 20.
Take Newsom's last 20.
Let's actually look at that together, okay?
So what are the names we said so far?
I said Haley, okay?
Vivek.
DeSantis, Vivek, Trump, Trump, RFK, and Biden.
Okay.
Biden, and then Newsom is what I said.
Yeah.
Okay.
Which of these do you think gets the most views no matter who interviews them?
Trump.
Okay, number one is him.
Who's two?
It's very interesting what you're going to say.
Haley, DeSantis, Vivek, RFK, Biden, Newsome.
Guess who number two is?
Vivek.
Okay, let's put Vivek two.
Who do you think three is?
Would it still be Biden?
No.
Biden doesn't get eyeballed.
I think it's RFK.
I think it's RFK.
But you know what?
When I'm putting RFK, who do you think four is?
Newsome.
Newsome is four.
Who do you think five is?
So far, we have DeSantis.
I have to say, Nikki Haley.
Biden.
I think Nikki's getting more.
Well, I don't know.
I've been seeing more of him.
I've been seeing more DeSantis than Nikki Haley this evening's last.
No.
Who do you have?
Tom, who do you have?
Who do you have?
Did you order your?
Did you put your order?
Yeah, I've got Haley ahead of DeSantis.
Okay.
But I've got him at the bottom, right where we are.
I got him at the bottom.
Anyone below DeSantis?
No, Biden still gets more eyeballs because he's a president.
Anytime he talks, and I really have RFK and Newsome kind of three and three.
So check this out.
Here's a question for you.
So, Jordan Peterson, how big is Jordan Peterson?
Big name.
How many subscribers does he have?
5 million subs.
7 million plus subs.
Okay.
DeSantis was on his podcast yesterday.
Okay.
How many views do you think this podcast got in 24 hours?
By the way, let me say it one more time.
7 million subs.
And by the way, don't go there because I don't want to see it yet.
7 million subs.
This isn't like you go on Fox News or CNN that's got 15 million subs, but they do 50 clips a day and one of them doesn't do well.
No, this is not it.
Jordan Peterson doesn't post 20 times a day.
He posts once or four times a week or something like that.
And this is the governor of the state of Florida, right?
Running seven point two million subs.
How many views do you think it's got?
400.
This is a great question.
By the way, that's a small number because on 7 million.
Okay, 400,000 is Vinny.
What do you think it is?
Tom, go first.
This is 24 hours, you said right?
I know, yeah.
I'm going to go a little higher than that, like half a million.
Okay, what do you think it is?
You said 400.
Although the price is wrong, you're asking me.
Let me tell you something.
This is 24 hours.
24 hours.
I'm going to be very clear here.
To get a million in 24 hours is a rock star of interview.
I'm going 200,000.
200,000.
Go to Jordan Peterson's channel.
Peterson on Rogue.
Okay, we'll get a million in it.
Pause it right there.
7.57 million.
No way.
17 hours ago, 86,000 views.
How?
That's nothing.
How?
Nobody's interested.
By the way, I said 7 million.
It's 7.5 million.
So now go to Jordan Peterson's channel.
Go to his channel.
Click on the name and go to videos and zoom in a little bit.
No, no, go, no, no, don't do that.
Go to the latest.
And zoom in a little bit.
Zoom in a little so we can see the view.
So look at that.
Four days.
86,000 right before that.
2.1 million.
The freaking comedian.
Yeah.
2.1.
Okay.
Then 138,000.
Then it goes to 286,000.
You don't know those two names, by the way.
Please without a parent.
Then that guy told 102,000, 85,000.
And Rand versus whatever, subsidiarity.
Then you got another person, 81,000, 162,000.
What's the next one there?
116, 580, 176, 222.
You're the governor.
You're the best governor in the last year.
You crushed it.
You're running for the president of the United States.
Not even that.
Your resume is awesome.
You crushed it.
You absolutely crushed.
Okay, I'll do sometimes I'll do podcasts like, right?
And I'll ask somebody a question and I'll see the answer they give.
And I'll tell myself, yep, this is going to be a boring podcast because this guy's going to give just, I just recently had one.
I know.
I'm like, okay, this guy's going to just give the vanilla answers because he's afraid and he's scared to talk.
So because of that, you want to be vanilla?
Freaking talk.
What do you think about this?
What do you think about that?
Give us something, right?
Talk to us.
Well, that's because I know what you're trying to do.
It's not about I know what you're trying to do.
There's a part of it also of getting damn eyeballs, okay?
RFK gets eyeballs.
Okay, we're about to have his town hall.
When is it?
Tomorrow.
Shoot it tomorrow.
Tomorrow afternoon, too.
Tomorrow at 2 o'clock, we're doing the RFK town hall.
Sold out, by the way.
Sold out.
You know, the VIPs went like this.
Quick.
250 is gone.
I think we got a couple hundred dollar general tickets that were have left for people that if they want to, is that what it is?
Yeah.
Everything else is sold out.
Okay.
But people want to know what RFK has to say.
People want to know what Vivek has to say.
Why are people not interested in what DeSantis has to say?
And that is a part where there is, by the way, I watched the whole debate with any Newsom.
Guess what?
Newsome will be.
No, I watched the whole debate and I put my verdict on social.
It's not even close how much of a better president DeSantis would be than Newsome.
America would be a 50 times better place than Newsom would be as a president.
And it's not even close.
But guess what?
Personality.
If there was no radio and TV and social, DeSantis is the president like this in a heartbeat.
There's not even a debate.
But there's this thing called TV on social media today.
You have to sell the audience.
I watch a debate.
DeSantis, he's a deflector.
What did I write?
If you're going to go a little bit lower, what I said about DeSantis, he knew how to spin every issue.
He deflected on all issues.
He stayed loyal to Biden and Kamala.
He not once criticized Joe Biden, which shows loyalty to his candidate.
Dodged questions, redirected.
He bullied DeSantis.
He trolled.
He stayed cool.
He sold fear.
He pinned DeSantis against Trump.
Meanwhile, DeSantis did a great job selling his argument database, telling stories, experiences in San Francisco stood his ground.
Right off the bat, he categorized Newsom as someone who spin every argument.
Great job.
Coming right off the bat, he did the MM thing.
I can't think of a single argument he lost.
Logically, I respect the fact that he risked being on stage with Newsome.
So on talent, Newsome won.
But on policies, DeSantis.
On being trustworthy, DeSantis.
On more united to this party, Newsom.
Who has a better track record of being a president?
Of course, DeSantis.
But look, man, you almost have to go on everything.
You got to talk to your guys.
What's a new angle?
What's a new story?
What's a new thing I can get?
What's the new enemy?
What's the enemy?
Because the angle you're taking with the enemies you're selling is not resonating.
And by the way, Governor DeSantis, you didn't want to read this book.
Choose your enemies.
Rob, can you make a note?
We'll send one of the copies here to the mansion.
We were there a few months ago.
We'll send it over to him.
I would love for him to, man, like sometimes I just sit there and think to myself: if someone, when it's coming out, like Newsom's choosing the right enemies to get under people's skin, Trump is understanding that part.
And by the way, even Haley's understanding, even RFK's understanding, he chose the right enemy is selling it.
Fauci, all this stuff.
Vivek is choosing that part.
I'm not.
And you called it, and you hold on.
And you called it early as hell when you were talking about his team and the marketing.
The marketing.
In April.
And then at the end of the day, Pat, you can't create.
You can't learn it.
Oh, shit.
If you don't, 1102.
Yeah, if you don't have it, and you can't recreate that.
You can't build that.
You can't learn.
You can't have somebody sit there and be like, hey, you're going to get it.
You don't got it.
Just to be clear, if and when he doesn't win Iowa, his campaign is finished.
He's finished already, Adam.
So here we go, guys.
First of all, today's what?
Today's December 5th.
5th?
Choose Your Enemies Wisely coming out today.
I got a report from my publisher, the Penguin folks.
They said we are very close this week, depending on how this first week goes, to being a New York Times bestseller and to being a who knows.
I mean, listen, I may need to be politically on a different place to be a New York.
They've prepped me already.
Be ready for this.
But it depends on what happens.
A lot of the stuff on strategy, business, choosing the right enemies wisely is in this book.
If you haven't ordered it yet and you support our podcast, one of the ways to support is for you to go and order the book and do the audiobook and start listening to the audio book right now and get the physical book as well.
Because a lot of the charts, when you're doing a strategy book, you got to see what's in the book.
Some of the stuff are charts.
Some of the stuff are stuff you got to write in it.
But it comes out today for those who are supporting us.
Thank you for many of you that supported by buying the book.
Rob, I think we got five of the winners on getting a signed copy that'll be sent over to the five names.
I have them here.
If you want to tell us, Rob, you give us the names.
