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Oct. 20, 2025 - Fresh & Fit
58:05
We Are In A Recession...Do This Now!
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Alright, folks, and we are live.
Welcome back to the Shravellas.
Money Mondays.
Let's get into it.
We're gonna cover recession times, what to do.
And when telling you don't watch this video, you know what to do in these times.
Get it.
Let them reach the sky.
All right, we're back.
Alright, man.
So you guys know typically we're in the studio doing money Mondays, but uh Martin isn't here.
The team needs a break, so we're gonna do this in my spot.
Uh for some more context here.
But yeah, man, uh it's been a great uh week last week.
A lot of uh things came up after that six-night interview.
Don't demarco for that.
I was lit.
Let's fucking go.
And uh a lot more on the way.
So this video title is actually a fact.
Now, most people are working their jobs or you lost your job.
Hopefully you didn't lose your job.
And you're probably wondering, fresh a recession.
No, you're crazy, bro.
What are you talking about?
But funny enough, I've been seeing things for a while.
And these things start in the car market first.
Most people they often say, oh bro, like I'm doing well fine, I'm not worried about anything, economy's still good.
Look at the stock market.
Yes, yes, yes, I know.
That's a thing, of course.
But look at it from a scale of what's happened with the job market itself, and of course, cars and real estate.
If you notice real estate is at all-time high, our rates are also high as well.
Also, the car market is fucked because new cars, average prices are between over 50k, which is insane by the way.
And that's never been done before or never been heard before.
So the car market itself is in shambles because right now people are trying to get out of their cars and they can't.
Imagine you bought a car, 23, 24, or 22 actually, and you bought the car at a high, and now you want to sell it, but you're already negative equity in the car.
Let's say you bought a car for, I don't know, 40, 50k, and you want to sell it, it's only worth like 20k now, 30k.
So you lost a bunch of money up front, of course, for depreciation.
And that's the point here.
So in essence, people are trying to figure out how to make things work, but also they can't get out of their debt.
Now, here's the bad part though.
Um, I have friends as well that are in tech, and they would they'll all say, Oh, I'm in tech, so I'm gonna be fine.
Uh there's no layoffs in tech, we're gonna be good to go.
Funny enough, um, my entire job staff that I was working with at you know Wix.com.
I found out recently I saw somebody from my old job, and they told me they were all fired.
I was like, whoa.
So if I stay stayed in corporate America, continuing to work there, I'd be fired about last year, and that would have been it.
So this is why I say we're in a recession.
Also, keep in mind, I was told some information from some people pretty high up there.
Obviously, I don't want to say names, but they spoke about how things are coming down the pipeline, and funny enough, they're investing into crypto, gold and silver because that's where the money's at.
And also, it's funny about the dollar itself, the dollar itself lost pretty much all its value.
But if you notice, they want to do a reset.
What's a reset?
I mean basically they want to change the debt from um physical paper, which is the dollar, into crypto and write it off.
Pretty much that's that's what they want to do.
Um, and it's actually happening in front of our eyes.
However, this is where I say, guys, um, this economy itself is in shambles.
I'm gonna show you a video real quick that kind of illustrates this in real time because they'll hear they'll take it from me, just saying it.
Look at everyone else living life in America and the American dream.
Let's run it.
Here we go.
Let's do this real quick.
Let's say, guys.
All right, this is a lady right here, and this is corporate America 101.
Um, sorry if you guys didn't notice, but this is gonna break your balls.
Let's listen.
Here we go.
I got laid off from my corporate job yesterday, and I think that this is the reality for a lot of Americans right now, and it needs to be shared because America is not doing well right now.
We have a 94% prediction rate that the recession is gonna come, but yet our freaking administration hasn't even made the move to actually say that a recession's now.
This has been going on for quite some time.
Um, I was told some shit behind the scenes too as well.
I went to France, you guys know I went to France.
Uh, there was a room of people, pretty uh successful, high up there.
Uh some were in AI, some were in tech, some were in um other industries, and they were all laughing, having a good old time, talking about what's coming next.
And one of the guys mentioned that they're not buying animal real estate, they're gonna buy gold and silver and bitcoin.
And I was like, got it.
So I'm gonna follow this because this guy, he's a fucking billionaire.
I'm gonna go ahead and buy a lot more silver.
I got a bunch of silver uh in my crib as well.
I'll show you guys last time on my other stream.
Uh gold, I didn't get too much of that because it's a little bit higher on that price scale.
I could get some more gold, but I didn't, I didn't at the time.
And then of course, Bitcoin, as you guys know, Charlie Mikkel tell us to get Bitcoin Ethereum because that's where the money's at for crypto.
But of course, um, they also mentioned that the economy's gonna be in a recession.
This was like months ago, guys, when I was in France.
So, you guys know I sold some cars, I sold a lot of my stuff as well.
Uh, less is more.
I'm older now, I feel more accomplished.
I feel like when I have less stuff, I feel more mobile and like feel like I'm more like agile to like make maneuvers and get things done.
But also, a lot of real estate can also be bad too as well because the market itself is really in shambles.
Um, but yeah, this is where people say, okay, uh, I don't feel the pain of this recession.
What are you talking about?
You may not feel it yourself, but other Americans are feeling it right now.
So let's continue.
Coming.
And let's actually call it what it is a depression.
People can't afford groceries, they can't afford rent, they can't afford buying houses, they can't afford having babies, they can't afford having the kids in general if they already have them.
Yo, shout out to my nigga in the chat ridiculous, man.
Another one.
This dude right here has a bunch of gold.
Look, look, I get inspired by him, right?
I see stories on Instagram, he's posting his goal.
He just bought him like, what you just bought a gold eagle coin?
What is that, bro?
So Douglas is in it in the chat, living the life, bought a Corvette, cash, got us, got his got gold on point, and he's a big supporter show.
Shout out to him, and Don Temerco for him.
Supporting the show.
Thank you, brother.
We are not in a good spot, y'all.
I know that I'm just a number in a company, but I thought I was okay.
You're going to think that you're okay because you worked there for so long where you have the right experience.
Like, you guys, I have an undergraduate in marketing, a master's also.
I don't get stopping the video, but it's very important.
Corporate America is not your friend.
Corporate America Is not your friend.
Again, they are pretty much using you and your time to capitalize off of your work to make them more money.
When you look at it from that standpoint, you're right.
She's right.
She's just a number, add it to the totem pole.
But also, she is also calling a machine.
And when I say this is because if they decide, you know what?
We can cut corners here, save money here, uh, welcome in AI, uh, cough cough, you're gone.
And just so you guys understand what's happening here, there's actually a chart, and there's a study going on of the total job loss this year alone, and it's over 1.2 million job losses this year, and the year is not even ended.
Guys, you just heard me.
Over one million dollars can be lost.
And if you don't believe me, look at this um website right here, it's tracking the actual job losses.
Look at these companies: UPS, Dell, Nissan, Intel, Microsoft, Audi, you know, Chevron.
Look, we got um telecommunicate uh communications, telefonico, laid off 6k people, bro.
Now imagine, right?
Your job is a jeopardy, and you might say, Well, first, bro, I'm on the military, bro.
I'm I'm government, I'm good.
Ho ho, my friend.
No, you're not.
Actually, some people have already um gotten furlough pretty much, and they're getting paid now, but they don't understand what's gonna happen next.
When you get your job back, no, they're gonna give you an email and they can tell you goodbye because guys, understand what's happening here.
This is a reset that's happening.
You may say, Okay, fresh, bro, I'm fine.
The problem is is you know you may not feel it yet, but people are feeling it right now, and it starts at the bottom, but goes all the way to the top.
It could even be anarchy, could people be in a set, people saying, you know what, I lost my job, I'm gonna loot and steal, which I don't actually prove that.
But the point is that like it'll affect you in one way or another.
Now, the layoffs are happening at an all-time high, and you know the worst part, the year hasn't even even ended yet.
The year is still still here.
We got like what uh October, November, December, pretty much, and then it's done.
But next year is gonna be a pivotal moment because that's gonna determine your rich or poor.
So, fellas, this video, see what you want about oh, bro.
I'm fine.
Listen, unless you're digging it over here with gold and silver stacked up and a bunch of money, you're in trouble.
Trust me, nobody's safe here.
Even your corporate job you have right now, if they decide to replace you with AI, they can do that pretty easily.
So let's continue though.
There we go.
In business, six years of paid social media experience, both on a strategist and manager level.
I have done people management for at least three years.
I'm a senior level in my career, and yet when I was hired to do a senior level role, I was forced into entry-level positions.
I was doing entry-level work as a senior-level strategist.
I remember coming to America, right?
Running over here.
I pull up, I'm like, I got my degree, computer science, you know.
I got a little bit of experience working on some projects.
I'm gonna get me a job right away.
Yo, little did I know, man.
Oh man, they said to me, Listen, my boy, you need to start from ground zero, and I did Chick-fil-A is my was my first job with ATT to get phone calls, then I did insurance, and then I was applying non-stop on job indeed, um, monster.com.
I got a call back from you guys know Wix.com, shout out to them, and got the job.
But even with all my stuff, accolades all stuff, what was my position?
Entry level, because again, you gotta work for your stripes and pretty much figure out from there.
But fellas, I'll tell you this, man.
Um, I've been holding back my power level for a lot.
I've been holding back because I always believed in showing less and doing more, but now I feel like a burden to help you guys because I know what's coming next.
I can't say everything on camera because I'll be in trouble, but I've been warned months ago, you get you guys see me, man.
Not so much the big chains anymore, you know, simple stuff, and I've been really focused on being mobile and having multiple passports, being able to have access and also network like crazy because I met a guy yesterday, he dropped 100k at this club called Kiki on the river, nigga, 100k.
Yeah, I got time, And I was like, okay, put it into per and into like perspective.
People are losing their jobs, hella debt, no income, but he can drop 100K at a table like it's nothing.
He made 10Ms last year.
I'm about to make 20 this year.
He's a fan and supporter of the podcast.
Not a fan, supporter.
He got me a little bit lit.
I'm not gonna lie.
I took some shots with a nigga, and the funny part is that he was broke a couple years ago.
He was going through a bad breakup a couple years ago.
He watched a podcast, got it back on track, and he's a multimillionaire now.
Um about to get married, which I give him my blessings, but you know, I told him to be very careful because obviously you know getting married nowadays is never easy.
And I told him that you know we appreciate him supporting the show.
But look at their angles here, right?
One side of it is people are losing their jobs, going broke, a lot of debt.
Other angle is yacht, 100k on the table, multiple cars, lifestyle.
So there's a gap happening, or it's already happened pretty much, where it's rich and then it's poor.
The middle class is gone.
And you know the scary part about middle class is that that's where most people want to be.
You know, you you get a good job, you buy BMW, you might get like every now and then a couple trips a year, three trips a year, you go shopping with family, whatever you're gonna buy, you can buy.
However, there's a lot of things that people don't see that I learned myself as well, and wealth is kind of like a uh yeah, it's kind of like an actual like thing where if you don't study it constantly and try to prove on it constantly, you end up becoming like a um a slow dying, like you know, um what's what's the word?
You you you end up running like on treadmill, but you don't understand your stand on a level is continually going down, you're like, oh, this is fine, this fine until you fall off the treadmill.
That's the same thing, same thing with your financial aid um status because you can start off pretty good, get middle class, but then you plateau.
You can't stop, man.
And this is why I say, man, like it's unfair because people have advantages, but here's the good part.
If you focus on becoming better, learning more about finance, how you can make more money, uh, learn about AI, the system right here will applaud you and help you.
But if you just sit there and say, Oh, whoa's me, I got this shit, I'll be fine, bro.
What's coming next, fellas, is gonna be scary.
Actually, we did a show on The Five Podcast with Gary and Dom, and I brought up a video what's happening in China, right?
Where there's a digital ID.
And you cannot buy, go to school, get a job, none of that shit without this ID.
And there's a social score as well.
So if you don't do what they say, pretty much it can lower your score, and then at that point, once it's super lowered and you can't have any points anymore, you're gonna be homeless.
And then what do you do?
Because if I want to help you, this happens to me.
I lose my points too.
So no one's gonna help you, because they're gonna get fuck up their shit, and then two, you're on the streets.
So this is why I say like people are having fun now, they're they're relaxing, smoking weed and getting lit.
I'm telling you, bro, like, dude, this is a real issue because I'm saying this now to you guys, and I've been told this months ago.
Uh, if you guys are in my city network, I've been dropping gems in there non-stop and the Zoom calls as well.
We gotta meet meet up in DR in December, a mastermind.
But this is where I say, like, this is all happening right now.
And people may say, oh, fresh, bro, like, you're just buggy, bro.
You just do my gloom.
Well, my friend, I thought so too until you know what?
Next video you're gonna see what I'm saying in detail detail, but like for now we'll continue the video.
Here we go.
All while at the same time being asked to reduce my workload with AI, and our team was having layoffs every like three months.
I should have seen it coming.
I really should have.
But the thing is is that it was not something that I saw coming because the day before that they laid me off, I was literally talking coverage plans with another.
Do you remember when we did a podcast Money Monday talking about how to budget?
Uh you should have at least six months to a year in savings.
It's because it happens to you guys where you get laid off your job.
Okay.
Fucking sucks, by the way, but I can hold off until I get another job.
Here's the issue though.
The job market is fucked.
So, another job is gonna come to you when who knows?
That's why I'm telling you guys, it's scary because fellas, if you've got a job now, don't quit it.
Don't say, Oh, this is annoying, bro, this is boring.
But fellas, stay in your fucking job, bro, because the economy is not good right now.
And if you leave your job, I'm telling you this right now, bro.
There's not a guarantee that's gonna say you can get another job nowadays.
So I got a friend of mine, works in tech.
He was working for Microsoft, and he thought he was gonna bigger than the program.
He literally went ahead and said, I'm gonna quit my job.
And he did.
And he wants to go to c to a competitor, right?
However, the competitor that hired him laid him off within three months.
And it's because AI is here to stay.
Now, he works at a pet shop with all his accolades and degrees.
But wait a minute.
He got a better job.
But for how long?
So guys, I'm telling you, man, if you got a job right now, fellas, keep your job.
Stocks are bred up because the market right now is cooked.
Employee who was going on leave for like months.
How am I supposed to sit there and not think that I'm safe in that moment?
I just think it's absolutely ridiculous that we live in a world like this where like my manager wasn't even the one that fired me, by the way, or laid me off.
It was freaking HR.
And they read off a script.
But my whole team got laid off.
Yo, HR, my nigga?
Yo, bruh.
HR's in trouble, by the way.
Mem okay, remember you go to your well, if you worked a corporate job, right?
Maybe HR department in the corner, whatever, just watching everybody like fucking, you know, with the evil eye, you're like, what the fuck, bro?
I'm just trying to do my job.
They're going away very fast because with the new technology coming with AI, we don't need HR anymore.
Fuck y'all niggas, bro.
We good.
All we need is some fucking work.
But here's the problem though.
HR is the bosses liaison between fires, write-ups, and telling you what bosses don't want to tell you.
And the problem is that like this woman right here, I mean, who's gonna save her?
Didn't understand that HR was not her friend.
Neither her employees or her boss were her friend.
And this is why I say, fellas, corporate America is very much into politics.
Listen, I'm able to be, you know, what I need to be in any scenario.
This is why at my job, I was able to level up because I understand how politics works.
I understand also that when you work in corporate America, there's no like, that's my boy, it's my dog.
It's more like numbers and also who they like.
Now, they can pretend to like you, but when you go home to your family, laugh, like, oh, it's Timmy over there.
He's about to get fired on Tuesday.
You have no idea.
So these people are not your friends.
And I remember they'd be like, hey, uh, Walter, you want to come to uh drink some beers with us after work?
Uh no.
I'm gonna stay here and work later hours.
I'm gonna stay here over time because I know anything, my goals are to buy property, I'll leave here as fast as possible.
I mean, they they didn't know that, but I knew that for myself, and that's why I say, hey, corporate American man, do your job, be cool with people at work, but understand they're not your friends at all.
Yeah.
And this is the reality for a lot of Americans right now.
My partner is a first responder, so I'm very lucky for the fact that I can be leaning on him for support right now because luckily his job is secure, thanks to the fact that number one, his job is essential, and number two, he has a union behind him.
What I will never understand is why corporate agencies have not unionized.
I beg to differ.
Unions nowadays are compromised.
I'll tell you why.
This is a company, uh, I don't know if I can say the company name.
There's a company out there that actually went behind the union, and there's clauses in contracts where you can actually go behind the union and still get fired.
So they can't save you all the time, fellas.
We're not allowed, right?
We're not allowed.
That's part of it.
We'll get fired because at least in this corporate world, they're always gonna sign on the side of business because that's what's making the government money.
This world right now is not supporting people, it is supporting business.
You are just a number, unfortunately.
So please prepare yourself for shit like this.
I wish I would have.
I wish I've been applying to other jobs months ago.
I just was so dumb to not realize the signs.
I want to talk about it.
I think people need to talk about it.
I think we need to make this more public.
We all saw the jobs report.
It was awful.
Getting laid off on the day that the jobs report goes out, and it's 22,000 instead of 75,000 new jobs.
You know how discouraging that is.
Yeah, so this is his problem, right?
People are applying for jobs, and I asked I was about to recruit her actually, that's a friend of mine.
And she told me that there's a job position that she has for this uh programming um position, and she got over 3,000 applicants.
Bro, it's only one job.
Only one person getting that job.
But unfortunately, for um people applying, they're gonna have to get an email that says says to them, hey, you were not selected for this job.
But she's sent out 3,000, sorry, 2,199 emails saying, hey, you didn't get this job.
That's scary because if anyone here is wondering, okay, uh, I have a job, I'm secure, no, you're not.
Nobody's secure.
Even a creator themselves, guys.
If you actually focus on what's happening with the marketplace of AI, pretty soon we're gonna have options where we can actually, I want to say, do a whole show with AI alone.
Isn't that crazy?
Like, imagine it, fresh fit after hours, all AI.
But it looks real.
It's coming, man.
I'm telling you.
Um, yeah, let's continue some more as well.
So look, I brought this up before on the screen, but this is actually a job uh layoff chart and and some stats here.
You guys gotta see because it's fucking scary, bro.
Look at the shit.
Right?
So if you look here, we got the first company, Telefonica, 6,000 people laid off.
And that's what we know from the last update on this actual page.
Could be even more.
Accenture, right?
11k people laid off.
And fellas, this is uh AI focused um refresh night is finest.
This is where people say, okay, um, you know what?
I have a job secure in tech, and we've we've been lights, fellas, like legit.
They told us go to school, get a computer science degree, you're gonna be fine, have a job career forever.
That was a fucking lie.
Because you can see nowadays, fellas, tech is one of the biggest ones to lay off and very fast lay off too as well.
Uh, Microsoft, Amazon, um, you name it, they're laying off by the dozens, sorry, by the thousands.
Uh, we got as well, ZF, Frederick Shaffin.
All these companies here are laying off.
Spirit Airlines, uh, well, I mean, to be fair, Spirit Alliance have trouble from before, so that's probably why, but either way, PWC is laying off as well, Starbucks laying off, uh, Ford, BHP.
The list goes on.
But here's a kicker, right?
When this video is done, fellas, I'm gonna give you uh at the end of it, five things you can do to help prepare yourself because this is actually serious, fellas.
Like, all jokes aside, you may hate me, whatever, you may hate uh fresh and fit, whatever.
If you're hearing this my voice right now, there's a shift coming where it's gonna be a massive reset.
And if you're not on the right side of it, you're gonna be left behind.
Listen, fellas, if all else fails, and I need to figure out a way out of here, I'm mobile.
I got passports, I can go to Barbados, go to Dubai, I could go somewhere else and chill.
But can you?
Which is why I say you should have at least two passports.
This will be mobile.
Then obviously be debt-free.
I got a whole list of here for you guys as well, but I'll do it at the very end so you guys can focus on the video.
All right, here's the next one.
Here we go.
The job market itself was happening in real time.
25 job market is frozen.
It's official.
The 2025 job market is frozen.
I've been saying this for the past few years, but now the data is lining up, and this shouldn't be a surprise to anybody.
Over the past three months, the job market has only added 35,000 new jobs.
That is the slowest rate since the global pandemic.
And you'll remember during the pandemic, more you know, let's do a quick search.
How many people are actually in America itself?
So just to recap, what you just said, right?
Surprise to anybody over the past three months.
The job market has only added 35,000.
So you mentioned 35k new jobs only.
But let's let's look up like how much people are actually in America, right?
Let's say for job market.
Um, let's type in how many Americans are unemployed right now.
Whoa!
So we got a number here, fellas.
This number is actually astonishing.
We got seven million people from June are unemployed.
Brother, that's not good.
And he just said he just mentioned only on new jobs available.
35,000.
Yeah, fellas.
Don't don't quit don't go, don't quit your job.
Don't leave your job at all.
Stay there, nigga, because that's gonna keep you for now.
Because, bro, that is scary.
And fellas, if you if if you're unemployed right now, I'm telling you right now, bro, they are giving you unemployment if you're using unemployment.
But for how long?
This is very scary, fellas.
I'm telling you.
So let's continue here.
There we go.
New jobs.
That is the slowest rate since the global pandemic.
And you'll remember during the pandemic, more and more companies were putting people on furloughs, and nobody was hiring because of that magic word, uncertainty.
And right now I'm hearing the word uncertainty a lot from executives.
Uncertainty about global wars, uncertainty about tariffs, just uncertainty about the future.
We're also continuing to see companies become extremely profitable, like Meta, Microsoft.
So one thing about tech guys that people don't understand is that they are built on optimizing for investors, right?
And that means they could care less about employees, you as the customer, you're just another number to them.
So the main goal is to make sure the investors that put money into company are getting paid back dividends or highest amount possible.
Which means at any point in time, if you become a hindrance to their mission, you're gone.
Which is why tech companies are so fast and fiery, because for them it's like, okay, if I get rid of Jack, Susie, and Mary, I can just bring in this machine or this like land of code to do it for me.
And they save money, they don't pay insurance for the airbots, they don't pay um, you know, sick leave.
It just works for them non-stop on the clock.
And as an employer, if you were to if you're doing the same thing, you would do the same thing too.
Because think about it.
Think about this.
If you focus on maximum maximize their profits, why hire people?
Because if I can get away with using machines and robots that can do it 24-7, why bring people in?
And that's where going on as economy because the jar market fellas is focusing on AI optimized to the fullest.
So that's the truth of it, and it's coming very fast.
And those same companies are shedding large percentages of their people in mass layoffs.
It means that companies are laying people off, even if they're profitable, to get more profitable.
Yep.
And now they can do that by augmenting the work that's been done by some humans with AI and automation.
All of this means that the 2025 job market is absolutely brutal, cooked, frozen, whatever you want to call it.
So if you have a job, I would start getting your resume ready, start networking, and really prepare for the worst.
Uh, because in the short term, it's not getting better, and we're hitting what I would consider rock button.
So, remember BlackRock?
Uh, people were saying for uh uh a while that they were buying a lot of properties to I guess do a massive like shift for the culture.
And the funny part is that like they're still buying things today, property, different investments, obviously to please their share shareholders because that's what's important.
But here's what they're doing, right?
They're buying things that are necessities, which is real estate, actual um businesses that help economy like electricity, um, they're buying as well um data centers because they understand what's happening next.
Basically, they're they're gonna invest into like AI.
Remember, AI has to be powered by a lot of um data centers.
If it gets too hot in there, things don't work, they don't break down.
So this is why I say all the time, man, you gotta have foresight because if you can see what's happening in the future, you can predict and move accordingly to benefit um for yourself and your family.
And again, this is why I'm saying, guys, right now we're in a recession.
They won't say it on the news because oh, it's gonna be bad for people.
But so you guys have an upper hand, get into um looking at savings for yourself, emergency fund, and of course, make sure that you have no debt.
That's gonna be very important.
So having a list here of things that you can do to maneuver.
Obviously, there's more I can share with you guys, and we will pretty soon, but I'll give you the list uh real quick, and we'll come back to this.
So, number one, you want to have six to twelve months of savings lined up.
That's pretty standard.
I mean, hopefully you'd be doing that from before.
Uh things do happen though, um, where you might have to use your use of your money for emergency, things do happen, so that's fine, but you can't build it back up.
Now, number two, pay off all bad debt.
Fellas, man, I had some issues, bro.
Uh, I did car business.
Things went pretty good at the beginning, really bad.
I had to pay some shit off.
It sucked.
Um but again, this is where I say, like, no one knows or has crystal ball pretty much, right?
So things happen, no perfect, but you need to pay off all your debt.
That's gonna keep you uh focused, keep your mind right.
And when you're in debt, fellas, you get maybe you're not paying your debt off, you get calls about paying your debt, you get letters in the mail.
It's annoying.
You want to be free, have the money tied up into investments and not into debt.
Remember, if you're paying interest on debt, you're losing money, interest for yourself.
Make sense.
So invest into yourself and uh obviously your skills.
Now, number three is gonna be put money into high yield savings account, uh, possibly or if you can over three percent.
Now, real quick, I have a list here of things of things you can uh get into for savings accounts.
One second here, not bad at all.
Um, let's see, here we go.
So we got SoFi coming in at 4.5%, which is pretty good.
Um, I'm not gonna lie.
We got here as well, American Express savings, which is 3.5%.
Next bank, 4.26, and on and on we go.
So anything over 3% is good because obviously that beat inflation for a little bit.
But again, you can need to pay off your debt and make sure you have money for emergencies because this is fine and dandy, fellas, but you need to have a cushion because things are hard right now.
I don't care who you are, millionaire.
I got friends that billionaires worried about this shit.
And if they're worried, fellas, we need to be worried too because they they're building bunkers.
Remember, I said in the stream, you're building bunkers underneath their the cribs, you're building like um these like hidden tunnel pieces because they understand what's happening, what's coming next.
Also, keep in mind if you look at it from the standpoint of how to make money as well.
When you have less things, you are able to be mobile, and you don't have certain responsibilities, you can do more.
So I think having less is more as well, but understand what's happening next.
And of course, guys, that itself is tough.
Paying off is never easy.
So you can use this calculator here to pay off your debt.
Well, you need to actually put into it uh per month to pay it off, and it's free online.
I'll just check it out.
Calcul is calculator.net, that payout calculator by HTML.
And then, of course, he mentioned in the video networking, right?
So they say all the time fresh networking is gay, it's not effective, it doesn't work very well.
Uh it's very vague.
Well, what does this mean?
Like you say you do networking, but what does it actually mean?
And this is why I always laugh because everything that's happening, the podcast, in business, politics, it's all networking.
You see Trump's team, he has a full team of people helping him when he walks around.
It's billionaires, obviously Elon Musk is there, Sam Altman.
He has finance as well.
He has a full team people there that are a good network.
So if anything has to come up or anything has to be like spoken about, hey, you handle that, you handle that.
So I'm networking.
Which is why I say if you're in trouble, if you have like an issue at work, or maybe you have like an issue at maybe like your business, you need help.
Who are you gonna call?
Who can you call?
Nobody.
So this is why I say networking, man is essential.
And look, let's say, for example, you're in an industry where you know things go bad, but your friends at different industries that can help you move over to that industry.
Why not?
I got a friend of mine.
He was begging to car rentals here.
Um, he actually figured out that hey, it's not very profitable.
I'm the money, I need to get out.
When his customers that he networked with, uh that bought a car.
No, sorry, he rented a car from him one time, a line years.
He owns an actual warehouse full of Amazon products.
He sells them at a percentage, obviously, he's a he's a shipper, whatever.
And now, instead of doing car rentals, he works with him directly and make a bunch of money together.
So, no matter what it is, fellas, you need network.
And you may say, Oh, networking is gay, bro.
Well, how about this?
You sit on your ass, stay home, and stay broke.
Because I don't know what to tell you, bro.
Like at that point, man, you lost it.
So, guys, this is what I recommend for networking.
Is meetup.com.
Easy to use, pretty much.
Um, it's focused on giving you the best events around your area.
And look, you got my two searches here, cybersecurity and real estate.
When I was coming up in America, I was looking at real estate a lot.
So I type it into meetup.com, hit search, and it's gonna show me uh what's around me for real estate, right?
And of course, not everyone's gonna be amazing, but you go to a couple events, and you're gonna see what's happening.
He guys, I saw the Connor Rumble.
There's an issue, it's uh it's a glitch, don't worry, but it's fine.
And here you're gonna see all the events are in your area for real estate.
So again, uh, I used this coming up myself, it's pretty effective.
I went to I went to some events here, Postmasters as well, key club, all these things help me move forward.
And honestly, guys, like the right connection can change your entire life.
So don't sleep on that shit.
And then, of course, the last one's gonna be um yeah, yeah, network.
So, network is very important because that's gonna save you a lot of time and effort because fellas, right now, you don't understand this.
This is where, like, should uh how to put this?
This is where like most people that have money access will help you if they like you or if they want to be around you.
And for example, we had an issue with um YouTube.
Remember, we got we got demonetized, whatever, lost a lot of income.
I don't know why, man.
We were kind of cooked, but luckily from networking, like Myron said on uh on the last video he did.
Um, he mentioned that like I had a friend that was pretty successful.
He saw what's happening with us, came through, and then blessed us with you know a deal.
That deal made us able to survive for a lot longer and of course uh maintain relevancy and of course maintain fresh and fit.
But imagine I didn't network, I didn't make connections, I didn't know anybody, had an issue, couldn't make a phone call.
What do we do?
Which is why uh I made another phone call, and YouTube will be back soon.
Pretty soon.
Praying on this shit too as well.
But that's the um beat networking.
You never know when you need help, but you need it.
Who can you call?
That's all it takes, man.
And this is why I say, man, oh fresh bull, you're just and that.
Bro, y'all niggas don't know me, man.
I'm plugged in with everybody.
Now, when it comes to making money, I'm your boy.
When it comes to getting connections to the people for collabs, I'm your boy.
When it comes to deals, I'm your boy.
But of course, I do out of love, man.
I don't take money for it at all.
I should I should take money for it, but I don't, which is why I made a single network because we had mass massive value in there, and of course, meetups, of course, and of course, um, trips.
So go check it out.
All right.
Um, but yeah, fellas.
Today is a chill day today.
Myron's actually um doing a big collab, uh, Texas.
So go shout out to him, go support him.
I think tomorrow.
And then we're gonna do uh a stream at the hours on Wednesday, and I'm gonna be in LA on Thursday, and then we're gonna go to Vegas on the Friday for complex convoy academics.
It's gonna be lit, man.
Let's get into that.
Uh some collabs over there as well.
We're gonna IL stream that, and we're gonna have a lot of people um for some videos, some interviews, it's gonna be pretty dope.
And then next big guest is coming the following week.
And I can't say who it is yet, but for your castle club to the network.
I'm gonna drop it in there for you guys, low-key, low-key low key.
Um, so stay tuned for that.
But 6ix9ines interview is dope.
Shout out to him, man, for coming through.
Uh, he's definitely dope.
And we're we might be uh in uh Dubai pretty soon for Andrew Tate's fight in December.
That's gonna be lit, man.
I can't I'm looking forward to it because listen, man.
Dubai is cool and all, but when you're with the Tates, bro, next level, bro.
They know how to party and have a good time.
So shout out to them.
Alright, um, that's it for me, fellas.
Short and sweet, in and out.
And this is why I say, listen, bro, less is more.
Guys, just to recap.
The economy is in sh the shit right now.
Now, the news won't tell you this because they're gonna want to save you the depression and hassle and the worry.
But I'll tell you because it's the truth, and the red pill is very much the truth on everything religion, dating, money, finances, life.
And this is where I say, even if you say you're fine right now, look at it from the standpoint of this is gonna last a long time.
Remember, this is the beginning, it's gonna get way worse than this.
Like, fellas, I just showed you all the layoffs from each company going on the list.
Keep in mind though, that is only some of the companies.
There's way more companies laying off as we speak.
The government, they did a furlough, and all people that got furloughed are coming back to work.
They're done for it.
When they get when they get, oh yeah, we're we're hiring, we're gonna bring people back to work.
They get an email saying just leave, they're gonna be very surprised because I got some information on the inside that's telling me that this people are cooked, fellas.
So again though, uh just to recap.
You need to focus on these four things.
Number one, you need to actually focus on having six to twelve months of savings for emergency and rainy day.
You get fire from your job, you need money to put into you maybe a business or maybe even like a site venture, use that money right there.
Number two, you're gonna have to have make sure all your debts paid off.
That's gonna give you mental clarity, and this is a freedom you get from being debt free, fellas.
Like, when I was debt free, fellas, I bought a property, bought myself a rangeover, I had a great life.
I have money left over.
I could just do shit that I wanted to do.
No burden of like credit card debt or like you know bad debt.
And I was happy as fuck.
Like, I was super happy.
I was living the dream.
But when I'm in debt, I feel like it's always on my mind.
I owe somebody, and even now, like I'm not fully paying off all my debt, but I'm gonna get there very soon.
When I'm done with paying off my debt, man, which is a month or two, I'll be back to normal.
So again, things happen, fellas.
No perfect.
Uh, but once that's paid off, back to races.
So for you guys as well, pay for your debt, man, because it's very important.
Number three, put money into high-you's savings account, preferably the ones that showed you before.
Uh, just to recap it real quick.
Here they are.
Um, you got SoFi, American Express, next bank, pretty good.
And as well, fellas, network.
It's very important.
I can tell you all day, focus on you know, making money, all this stuff.
But if you make a lot of money by yourself, what are you really doing?
Like, if you can't share with other people, connect with other people, make connections and make things happen for yourself.
What are you really doing?
I got a friend of mine, just got a deal.
Um, he met one of my friends back in the day.
Uh he said, hey bro, I'm out of this contract.
What should I do?
Made a phone call.
Million plus in in a deal.
All because of a connection.
And that's what I do, fellas.
Like, people need help, they call me.
You need something done, you need something.
Oh, I can call call so and so.
I got it.
But that took me years of many people make connections, building trust, relationships, which is why when I say someone's terrible or someone's a bad person, because I know them intimately in a way that I see their piece of shit.
Stick out.
But the point is that like listen, fellas, you gotta focus on networking.
That's very important.
Alright.
Um, I'm out of here, guys.
If you guys don't mind as well, go support your boy.
I got some stuff coming down the pipeline as well.
Free, of course.
Free, of course.
But uh, this is gonna be a second here.
On this page, fellas, my Instagram is back up.
I'm focusing on bringing this page up because my main page is gone.
But if you guys don't mind, go follow your boy here.
We're dropping reels every day on this on this channel, show up to Brett on this um Instagram.
It's going pretty good with the reels, popping up.
We're now at what?
We're at what?
How much how much?
Oh, we can't see here.
We're almost on a million views right now on my new Instagram page, so go check it out if you guys don't mind.
Follow your boy.
I post cool stories, cool stories here as well.
And the podcast, of course, 205 podcasts is here every Tuesday, Thursday.
We got one tomorrow with a special guest, and then Thursday with a big guest.
I can't say what it is yet, but uh you'll see on Thursday.
But anyhow, guys, I'm out of here, man.
Peace, much love to you guys.
Hope that I'll help you with some information there.
And guys, remember, we're in a recession.
This is not a joke, it's not a drill, this is a real thing happening.
I've known for months this is happening.
Uh I told my guys it's happening for months so they can prepare.
But now you guys know what's well is happening.
Be smart about it.
Don't be dumb.
Your family's depending on you.
So yourself and your family.
It's very important, fellas.
And last thing, last but not last but not least, fellas, is like, look at it from this standpoint.
If you don't do it, who will?
I know for sure.
If I don't do it, we're cooked.
So we're on man.
Peace.
I'm out of here, guys.
Blessings and love.
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