Nov. 1, 2022 - Epoch Times
17:36
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| Good evening. | |
| Right now, in this country, there is an alarming trend of young people who are dying from unknown causes. | |
| Specifically, when we take a look at the numbers for the U.S. over the past two years, and these numbers, by the way, are coming from the human mortality database, they show that starting in the year 2020, excess mortality rates began to skyrocket. | |
| Now, what excess mortality means is that these are people who, according to the government's own estimates, were not supposed to naturally die in a given year. | |
| Essentially, what the CDC does, and what the CDC equivalents in different countries throughout the world do, is that they look at the number of people who die every month, every year, and every season, and then they extrapolate out how many people they predict will die in a given year. | |
| And so as an example, after taking into account things like the seasonal flu, seasonal colds, hot weather in the summer that leads to heat stroke, 4th of July celebrations that lead people to blow off their arms, drunk driving raids during the holidays, and so on, using all that data, the CDC puts drunk driving raids during the holidays, and so on, using all that data, the CDC puts together an estimate for how many people they think They've been doing this with great accuracy for many years now. | |
| However, since the beginning of 2020, the number of excess deaths, meaning the number of people who have died beyond the number they predicted, has just been skyrocketing. | |
| And so, take a look at this data right here. | |
| It's on the CDC's own website, and it goes back to the year 2018. | |
| The two lines that you're seeing on the screen, the red and orange lines, are the normal range. | |
| They are the number of deaths that you would expect to occur within that time frame. | |
| However, notice something. | |
| For the last two and a half years, there have only been a few months that met this average, whereas almost all of the other months were either above or well above that expected average number of deaths. | |
| Those are all the lines that are indicated by a plus sign. | |
| In total, if you tally up all these excess deaths, you're looking for an average increase over the past two years now of about 15%. | |
| Now, one of the obvious questions here that many people, including likely yourself, is asking is whether or not these deaths are related to COVID and or whether or not these people were vaccinated. | |
| And the truth is, we don't know. | |
| The data is not stratified with those metrics, and so your guess is as good as anyone's. | |
| However, there are some auxiliary data points that we can take a look at, which give us a broader picture and perhaps a clearer understanding of what's really happening behind the scenes. | |
| And that data comes from insurance companies. | |
| Because whether you love them or hate them, insurance companies have to be extremely rational and very clear-eyed about things like excess mortality, because calculating how many people die and why those people die is directly related to their bottom line. | |
| And so let's take a look at the most recent data that was put together by the SOA Research Institute, which stands for the Society of Actuaries Research Institute. | |
| The report was released about two months ago, back in August of 2022, and it's titled the Life COVID-19 Mortality Survey Report. | |
| And what they did with this report was compile as much data as they could from 20 of the largest group life insurance companies here in the U.S., and then compare the mortality rates during the period of the pandemic to the period before the pandemic, or what they refer to as the baseline period. | |
| And here's at least part of what they found. | |
| Quote, Now notice something there. | |
| Ranging from a high of 40% to a low of 5%, but nowhere in that range is it below 0%, meaning that all the months, they have a range, but none of them were either average or below average. | |
| They were all above average. | |
| It just was a range of how much. | |
| Furthermore, in terms of the overall average of how much above average it was, here's what they wrote. | |
| Quote, Meaning that when you look at the average, excess deaths were up 20%. | |
| Now, of course, some of that can be attributed to COVID itself. | |
| However, a good amount isn't. | |
| To get an idea of the ratio, take a look at this chart here, showing a comparison between the years of the pandemic and the baseline. | |
| And as you can see, from the second quarter of 2020 up until the first quarter of 2022, death benefits were up 133.2% over the baseline, meaning that there was about 33% more deaths than average. | |
| However, the number of COVID deaths above the baseline was only 20%, And of course, | |
| if you've been following the news for a while, then you know that because somebody is stated to have died from COVID... Very often, that was them having died with COVID rather than from COVID. But setting that aside, it's still about 13%. | |
| So obviously, the next question is this. | |
| What's the reason? | |
| And that is not such an easy question to answer, as this report itself states that many of these deaths are from unknown causes. | |
| Here's specifically what this report writes in a subsection titled Cause of Death. | |
| Quote... | |
| Cause of death continues to be difficult to study because a significant delay is seen in assignment of this parameter during the claim adjudication cycle. | |
| In the first quarter of 2022, for example, an incidence rate of 1.04, over 25% of first quarter incidents is still attributable to claims with unknown causes of death as of March 31, 2022, which comprises both reported claims without diagnosis and unreported claims. | |
| In 2020 and early 2021, the unknowns appear to have settled at 4% to 5% of total incidents. | |
| Meaning in plain English that what is considered unknown within the first quarter of this year sits right now at about 25%, but as more of these individuals get diagnosed post-mortem, it'll likely settle to be about 5%. | |
| However, what's perhaps even more shocking is that within this data, some of it is stratified by age. | |
| And it shows that for Americans aged 35 to 44, it quite literally doubled. | |
| But keep in mind that this was a report put together by aggregating data from many different life insurance companies. | |
| And so perhaps we can get a deeper view if we dig into some specific companies. | |
| For instance, Lincoln National is currently the fifth largest life insurance company here in America. | |
| And according to their recent company report, well, they have seen a 163% increase in death benefits that were paid out under their group life insurance policies. | |
| Specifically, within their annual statements, over the past three years now, here's what Lincoln National paid out in death benefits under their group life insurance policies. | |
| In 2019, which was the year right before the pandemic, it was a little over $500 million. | |
| In 2020, which is when the pandemic began, they paid out approximately $548 million, which is about a 9% increase. | |
| However, in 2021, which was the second year of the pandemic, as well as the first year of the mass vaccination program, which saw almost 260 million Americans get the shot, Lincoln National paid out a whopping $1.4 billion. | |
| If you do the math, that is a 164% increase over the previous year. | |
| Now, it is worth mentioning that this percentage is for the total dollar amount that the insurance claims paid out. | |
| It's not the number of claims themselves, meaning this doesn't actually spell out how many more deaths were represented. | |
| It wasn't that there were 163% more deaths. | |
| It was 163% more dollars. | |
| However, we can do some back-of-the-envelope math to get a rough estimate of how many people that represents. | |
| According to the Society for the Human Resource Management, the average death benefit for employer-provided group life insurance is one-year salary. | |
| And so then, you just have to do the math. | |
| If the average annual salary of people who are covered by group life insurance policies here in the U.S. is $70,000, That would just take the amounts that Lincoln National paid out in 2020 and 2021 in order to get an estimate of the number of people who died. | |
| And after doing this, it shows that in 2021, there might have been 20,647 deaths of working adults covered again by just this one life insurance company. | |
| And as you can see on that chart up on your screen, that would be a 100% increase in the number of deaths from the prior year. | |
| According to that calculation, there would have been approximately 12,000 more deaths in 2021 than in 2020. | |
| And again, that's only for people who are covered by this one life insurance company. | |
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| Furthermore, as evidenced by this actuary report that we were going through a moment ago, it's not just Lincoln National that is seeing a large uptick in the number of excess deaths. | |
| Among other large insurance companies, we also have Prudential Insurance, as well as Northwestern Mutual, showing a significant increase in deaths, as well as a life insurance company based out in Indiana called One America Insurance, which saw the number of deaths spike approximately by 40% in the year 2021, specifically among which saw the number of deaths spike approximately by 40% in the year 2021, specifically And according to the CEO of One America Insurance, in the company's 145 years of doing business, they have not seen a death rate as high as this. | |
| Here's specifically what he said just earlier this year. | |
| Quote, We are seeing right now the highest death rates we have seen in the history of this business, not just in One America. | |
| The data is consistent across every player in that business. | |
| The increase in deaths represents huge, huge numbers, and that it's not elderly people who are dying, but primarily working age people, 18 to 64, who are the employees of companies that have group life insurance plans through One America. | |
| And what we saw just in the third quarter, we're seeing it continue into the fourth quarter, is that death rates are up 40% over what they were pre-pandemic. | |
| Just to give you an idea of how bad that is, a three sigma, or one in a 200-year catastrophe, would be a 10% increase over pre-pandemic. | |
| So 40% is just unheard of. | |
| Now, in terms of why the excess death rate is so high, well, as we mentioned earlier, it's unclear. | |
| However, what is clear, at least to these insurance companies, is that it appears to be non-COVID-related. | |
| For instance, Lincoln National, they published a press release alongside their earlier documents attributing their net operating loss to what they refer to as a non-pandemic-related morbidity problem. | |
| Here's specifically what their statement read in part. | |
| Group Protection reported a loss from operations of $41 million in the quarter of Now, for your reference, the term morbidity is defined as the condition of suffering from a disease or medical condition. | |
| And so, taking that into consideration, what that statement appears to be saying is that the spike in the number of deaths has to do with non-pandemic-related diseases. | |
| Likewise, just like with Lincoln National, the CEO of One America Insurance, he also said that most of the death claims that they're seeing are not classified as COVID deaths. | |
| Here's what he said earlier this year, quote,"...what the data is showing to us is that the deaths that are being reported as COVID deaths greatly understate the actual death losses among working-age people from the pandemic. | |
| It may not all be COVID on their death certificate, but deaths are up just huge, huge numbers." And so then, taking this data from these individual life insurance companies as a sort of reference point, we can head on back to the CDC's website and take a look at a stratified chart that starts at the beginning of the year 2020 and goes all the way up until now. | |
| And on that chart, we can exclude COVID-19 as the cause of death. | |
| And when we do, we get 264,000 excess deaths. | |
| More than a quarter of a million excess deaths at least during this period of time. | |
| Now again, in terms of why this is happening, there are two points that I'd like to highlight. | |
| Well, there are actually three points that I'd like to highlight, but one of the points is not really YouTube friendly, and so therefore we'll just focus on two. | |
| The first one has to do with the increase in synthetic opioid overdoses. | |
| The number of overdoses here in the U.S. over the past two years has increased dramatically, going up 30% between the years of 2019 and 2020, and then another 15% between 2020 and 2021. | |
| In fact, just last year alone, according to the CDC's own data, over 107,000 people have died as a result of overdoses. | |
| And again, that was just in the year 2021 alone. | |
| And as you can see from this chart up on your screen, the number of fentanyl overdoses experienced a huge uptick in 2020 just as the lockdowns began and just as people across the country started losing their jobs. | |
| And this increase was so dramatic. | |
| Then it led to the almost unbelievable situation, where starting at the end of 2021, overdoses became the number one cause of death among U.S. adults aged 18 to 45. | |
| Furthermore, outside of overdoses, these excess deaths might also be related to things like cancers, high blood pressure, diabetes, as well as other chronic diseases, which went undiagnosed because, if you remember, during the lockdowns, people were discouraged from going to regular doctor visits. | |
| And so again, if you remember, back in the year 2020, the people who were pushing back against these lockdowns, they were warning that school closures would lead to lower test results, while closed doctor's offices would lead to an uptick in diseases that went undiagnosed. | |
| And indeed, as you've likely experienced for yourself, due to the lockdowns, what wound up happening was that most non-essential doctor appointments were either canceled or postponed for long stretches of time. | |
| And therefore, many people, well, they did not go for their regular cancer screenings, and therefore, perhaps... | |
| Their cancer went undiagnosed, which led to higher stages of cancer once it did get diagnosed and perhaps even more deaths. | |
| Now the question is, did those cancer deaths lead to an uptick in excess death numbers? | |
| That's not exactly clear because we just don't have the stratified data from the CDC. Furthermore, the other question I'm sure many people are wondering is how many of these excess death individuals were vaccinated versus unvaccinated. | |
| We also don't have that data. | |
| Now I'm not saying that that data is relevant, but I'm just saying that we don't have it. | |
| Basically, all we know is that more people died than expected. | |
| Many pieces of evidence point to a lot of these deaths not being COVID-related, and by and large, the media is choosing to ignore this. | |
| And also the fourth point is that it's not just an American phenomenon. | |
| In fact, most developed countries that keep these sorts of records, well, we're seeing a similar trend play out over there. | |
| Whether those countries are in Western Europe, in the Nordic sphere, in Australia, in New Zealand, they are almost all universally seeing a trend of a sharp rise in excess mortality rates. | |
| For instance, here's a clip of a member of the European Parliament explaining how the European Union's excess mortality rate was up 16% higher than several previous years. | |
| There's another issue right now raised all across Europe. | |
| The excess mortality rate, according to Eurostat, in the month of July, the excess mortality rate all across the European Union went up 16% more than the average of 2016 and 2019. | |
| Now if you look on the map here, this is released by the Eurostan. | |
| It's not from us. | |
| If you look on this map, you will see that the countries with the highest vaccination rate have right now the highest mortality rate. | |
| So obviously we ask, is there a connection between being vaccinated and having a higher mortality rate? | |
| Everybody's avoiding it. | |
| And so the big question is, what exactly is going on here? | |
| Well, that part is not exactly clear. | |
| And of course, I don't get into speculation, I only report to you the facts. | |
| And the facts are, according to these documents, on average, insurance companies are seeing a 20% increase in excess mortality, while the CDC and the governments of other nations across Europe and Australia, New Zealand, etc., are reporting closer to a 15% spike in excess mortality. | |
| If you'd like to comb through either the government data or the life insurance company data that we went through in today's episode, all those links will be down there in the description box below. | |
| And furthermore, I'd love to know your thoughts on all this content. | |
| What do you think is actually leading to this increase in excess mortality? | |
| And why do you think that the media is, by and large, choosing to ignore it? | |
| Leave your thoughts in the comments section below. | |
| I'll be reading them later today as well as later into the week. | |
| And then lastly, I'd like to mention that there are other aspects to this whole excess death phenomena that we just cannot discuss here on YouTube. | |
| Not because it's false, but just because the algorithm will pick up certain key terms that I say and throw this video into a blanket suppression spiral. | |
| I've seen it actually happen many times before. | |
| And so if you'd like to listen to a full discussion regarding these excess mortality rates, I invite you to click on that link that's right there at the very top of the description box and head on over to Epic TV where we can continue the discussion with a great interview that I conducted with Dr. | |
| Sanjay Verma, a cardiologist with, you can say, a unique perspective on what's actually happening. | |
| The link again will be right there at the top of the description box. | |
| I hope to see you there. | |
| And then until next time, I'm your host, Roman from the Epic Times. |
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